Video & Transcript Research : 'premium structure'

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NH

New Hampshire 2026 Regular Session

House Labor, Industrial and Rehabilitative Services (02/03/2026)

Labor, Industrial and Rehabilitative Services

Transcript Highlights:
  • <01:37:49.600> So<01:37:49.760> we<01:37:49.920> don't this insurance premium
  • So we don't this insurance premium here.
  • or HR or whatever the kind of or HR or whatever the kind of organizational<04:20:19.040> structure
  • <04:20:19.359> is<04:20:19.680> that<04:20:20.159> has organizational structure
  • is that has organizational structure is that has that.<04:20:20.560> I<04:20:20.640> don't
Keywords: 1189, house, all
TX

Texas 89th Regular

89th Legislative Session May 27th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • It and use pre-existing structures. So thank you for this bill. I'll be voting for it.
  • 705 is a cleanup bill for the TDL Air Conditioning and Refrigeration Contractors Advisory Board structure
  • However, these providers are experiencing skyrocketing insurance premiums.
Bills: SB15, SB35, SB290, SB1365, SB2568, SB18, SB427, SB1860, SB1864, SB2675, SB596, SB2858, SB3058, SB816, SB1163, SB1484, SB1898, SB1777, SB1802, SB2692, SB315, SB1585, SB1626, SB2058, SB2050, SB2105, SB2245, SB2764, SB2611, SB2497, SB2452, SB2243, SB1705, SB1244, SB1361, SB438, SB578, SB584, SB2690, SB2521, SB2487, SB2342, SB2063, SB125, SB2041, SB1962, SB1413, SB6, SB2878, SB13, SB30, SJR87, SB7, SB127, SB293, SB441, SB3059, SB57, SB512, SB1718, SB140, SB2055, SB2075, SB2018, SB1534, SB1567, SB785, SB1233, SB1580, SB1663, SB413, SB447, SB519, SB467, SB1579, SB1191, SB1021, SB1838, SB2807, SB2835, SB546, SB2121, SB2167, SB2024, SB1032, SB1049, SB1266, SB1400, SB1302, SB401, SB1596, SB1281, SB1242, SB1343, SB1346, SB2753, SB2221, SB1719, SB2177, SB552, SB646, SJR1, SB15, SB800, SB790, SB748, SB571, SB1957, SB1923, SB1896, SB1760, SB1335, SB2368, SB2477, SB2587, SB2972, SB2986, SB2965, SB1563, SB1467, SB1164, SB1137, SB614, SB705, SB961, SB918, SB955, SB869, SB850, SB863, SB1610, SB1055, SB2206, SB457, SB2337, SB1362, SB926, SB1494, SB251, SB456, SB500, SB1307, SB2615, SB2995, SB2321, SB973, SB974, SB865, SB506, SB781, SB1522, SB1558, SB510, SB667, SB763, SB2073, SB1858, SB1660, SB505, SB2900, SB1433, SB1540, SB1964, SB1300, SB1644, SB2217, SB2373, SB2431, SB1758, SB2480, SB3039, SB3047, SB3073, SB2920, SB2781, SB826, SB766, SB2460, SB527, SB1946, SB2885, SB1243, SB2610, SB2595, SB857, SB2501, SB66, SB268, SB331, SB618, SB414, SB1394, SB2425, SB898, SB993, SB442, SB735, SB784, SB2538, SB1919, SB1013, SB2215, SB2322, SB626, SB570, SB747, SB2183, SB673, SB1015, SB1447, SB1370, SB1784, SB1897, SB2873, SB2891, SB2933, SB2540, SB2681, SB2695, SB1965, SB2203, SB872, SB875, SB1030, SB1277, SB1730, SB1681, SB1152, SB2969, SB2747, SB2705, SB2541, SB1708, SB2080, SB2721, SB1986, SB2392, SB2539, SB2857, SB2799, SB2785, SB2782, SB1531, SB1927, SB1263, SB1098, SB35, SB290, SB1365, SB2568, SB18, SB427, SB1860, SB1864, SB2675, SB596, SB2858, SB3058, SB816, SB1163, SB1484, SB1898, SB1777, SB1802, SB2692, SB315, SB1585, SB1626, SB2058, SB2050, SB2105, SB2245, SB2764, SB2611, SB2497, SB2452, SB2243, SB1705, SB1244, SB1361, SB438, SB578, SB584, SB2690, SB2521, SB2487, SB2342, SB2063, SB125, SB2041, SB1962, SB1413, SCR9, SB21, SB1198, SB1405, SB2601, SB2778, HB5560, HB762, HB1584, HB 107, HB 114, HB138, HB4386, HB2495, HB581, HB3348, HB5323, HB4341, HB6, HB171, HB143, HB449, HB3486, HB4263, HB5246, HB2, HB2011, SB17
NH

New Hampshire 2025 Regular Session

Senate Session (05/15/2025)

New Hampshire Senate Floor Meeting

Transcript Highlights:
  • You can even charge a premium for your water supply.
  • You can even charge a premium for your water supply.
  • You can even charge a premium for your water supply.
  • You can even charge a premium for your water supply.
Keywords: 1191, senate, all
MN

Minnesota 2025-2026 Regular Session

Senate Floor Session - 05/12/25

Minnesota Senate Floor Meeting

Transcript Highlights:
  • comes out for televisions and you want to run out there and be the first one to buy it, you pay a premium
  • it,<01:29:12.000> you<01:29:12.239> pay<01:29:12.400> a<01:29:12.639> premium
  • first one to buy it, you pay a premium first one to buy it, you pay a premium price.<01:29:14.800
Keywords: 1187, senate, all
NM

New Mexico 2025 Regular Session

IC - Federal Funding Stabilization Subcommittee Jul 1st, 2025

Federal Funding Stabilization Subcommittee

Transcript Highlights:
  • would relate back To if an insurance company has a profit component that they're taking out of the premium
NM

New Mexico 2025 Regular Session

IC - Legislative Finance Jun 24th, 2025

Transcript Highlights:
  • , Mayor, you are, um, Showing what, how we bring the, the South, you know, NMSU or, or one of our premium
US
Transcript Highlights:
  • finally have a seamless transition from active status or reserve status to veteran status and provide premium
TX

Texas 89th Regular

Senate Session Apr 2nd, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • will also be included. will receive LECO credit moving forward since group four has a cash balance structure
  • , which is the new structure we added after pension reform.
Bills: SJR12, SCR39, SB7, SB8, SB27, SB29, SB125, SB241, SB371, SB396, SB406, SB464, SB568, SB578, SB608, SB617, SB660, SB689, SB693, SB707, SB731, SB732, SB763, SB779, SB836, SB854, SB857, SB875, SB878, SB879, SB906, SB920, SB921, SB922, SB942, SB965, SB985, SB996, SB1029, SB1035, SB1036, SB1059, SB1084, SB1098, SB1101, SB1185, SB1188, SB1321, SB1332, SB1366, SB1388, SB1396, SB1453, SB1484, SB1494, SB1536, SB1563, SB1596, SB1610, SB1619, SB1737, SB1738, SB1741, SB1816, SB1822, SB1841, SB1939, SB2155, SB2188, SB2230, SJR36, SJR12, SJR81, SJR50, SCR22, SCR12, SCR39, SB765, SB62, SB666, SB888, SB687, SB847, SB1248, SB504, SB857, SB305, SB296, SB284, SB241, SB304, SB1023, SB204, SB609, SB670, SB850, SB854, SB413, SB1346, SB1033, SB1220, SB1073, SB810, SB1539, SB447, SB406, SB985, SB1119, SB1505, SB1215, SB1302, SB583, SB673, SB681, SB1172, SB608, SB955, SB957, SB1120, SB541, SB1737, SB266, SB1415, SB125, SB53, SB1352, SB785, SB1450, SB1502, SB1566, SB414, SB1062, SB578, SB711, SB746, SB942, SB1404, SB1448, SB1738, SB507, SB689, SB1026, SB1349, SB1355, SB1433, SB1434, SB1596, SB1403, SB763, SB667, SB1059, SB617, SB1567, SB310, SB311, SB505, SB1209, SB1210, SB1470, SB264, SB1029, SB1358, SB1364, SB1569, SB1376, SB1228, SB519, SB878, SB1350, SB462, SB827, SB1585, SB1396, SB920, SB1484, SB1273, SB1741, SB7, SB927, SB1227, SB1229, SB1353, SB1366, SB1464, SB1709, SB1729, SB1733, SB1744, SB1772, SB1816, SB1841, SB2188, SB1147, SB879, SB1008, SB1536, SB2016, SB1453, SB1173, SB1163, SB996, SB27, SB568, SB1370, SB1321, SB1101, SB906, SB860, SB1563, SB993, SB693, SB1610, SB1537, SB836, SB1332, SB1307, SB963, SB493, SB922, SB984, SB1084, SB619, SB1098, SB1122, SB455, SB522, SB1057, SB1239, SB1254, SB1255, SB1259, SB1341, SB1664, SB1877, SB464, SB1277, SB32, SB732, SB660, SB731, SB921, SB268, SB1822, SB1188, SB1939, SB1589, SB397, SB1388, SB2230, SB1058, SB1036, SB1267, SB2112, SB1930, SB532, SB1035, SB2155, SB508, SB29, SB292, SB291, SB901, SB1333, SB1436, SB1494, SB964, SB779, SB1378, SB2312, SB1719, SB1386, SB287, SB2143, SB1245, SB261, SB1247, SB1948, SB2406, SB2407, SB1882, SB1197, SB1814, SB618, SB38, SB393, SB2065, SB1371, SB1394, SB1365, SB2243, SB2226, SB2039, SB1919, SB1895, SB1598, SB1493, SB1810, SB1791, SB1706, SB1644, SB1238, SB783, SB458, SB22, SB651, SB897, SB7, SB125, SB578, SB608, SB617, SB763, SB836, SB878, SB906, SB920, SB942, SB985, SB1084, SB1366, SB1388, SB1563, SB1737, SB1738, SB1816, SB1939, SB406, SB689, SR327, SR346, SR351, SR352
TX
Bills: SJR12, SCR39, SB7, SB8, SB27, SB29, SB125, SB241, SB371, SB396, SB406, SB464, SB568, SB578, SB608, SB617, SB660, SB689, SB693, SB707, SB731, SB732, SB763, SB779, SB836, SB854, SB857, SB875, SB878, SB879, SB906, SB920, SB921, SB922, SB942, SB965, SB985, SB996, SB1029, SB1035, SB1036, SB1059, SB1084, SB1098, SB1101, SB1185, SB1188, SB1321, SB1332, SB1366, SB1388, SB1396, SB1453, SB1484, SB1494, SB1536, SB1563, SB1596, SB1610, SB1619, SB1737, SB1738, SB1741, SB1816, SB1822, SB1841, SB1939, SB2155, SB2188, SB2230, SJR36, SJR12, SJR81, SJR50, SCR22, SCR12, SCR39, SB765, SB62, SB666, SB888, SB687, SB847, SB1248, SB504, SB857, SB305, SB296, SB284, SB241, SB304, SB1023, SB204, SB609, SB670, SB850, SB854, SB413, SB1346, SB1033, SB1220, SB1073, SB810, SB1539, SB447, SB406, SB985, SB1119, SB1505, SB1215, SB1302, SB583, SB673, SB681, SB1172, SB608, SB955, SB957, SB1120, SB541, SB1737, SB266, SB1415, SB125, SB53, SB1352, SB785, SB1450, SB1502, SB1566, SB414, SB1062, SB578, SB711, SB746, SB942, SB1404, SB1448, SB1738, SB507, SB689, SB1026, SB1349, SB1355, SB1433, SB1434, SB1596, SB1403, SB763, SB667, SB1059, SB617, SB1567, SB310, SB311, SB505, SB1209, SB1210, SB1470, SB264, SB1029, SB1358, SB1364, SB1569, SB1376, SB1228, SB519, SB878, SB1350, SB462, SB827, SB1585, SB1396, SB920, SB1484, SB1273, SB1741, SB7, SB927, SB1227, SB1229, SB1353, SB1366, SB1464, SB1709, SB1729, SB1733, SB1744, SB1772, SB1816, SB1841, SB2188, SB1147, SB879, SB1008, SB1536, SB2016, SB1453, SB1173, SB1163, SB996, SB27, SB568, SB1370, SB1321, SB1101, SB906, SB860, SB1563, SB993, SB693, SB1610, SB1537, SB836, SB1332, SB1307, SB963, SB493, SB922, SB984, SB1084, SB619, SB1098, SB1122, SB455, SB522, SB1057, SB1239, SB1254, SB1255, SB1259, SB1341, SB1664, SB1877, SB464, SB1277, SB32, SB732, SB660, SB731, SB921, SB268, SB1822, SB1188, SB1939, SB1589, SB397, SB1388, SB2230, SB1058, SB1036, SB1267, SB2112, SB1930, SB532, SB1035, SB2155, SB508, SB29, SB292, SB291, SB901, SB1333, SB1436, SB1494, SB964, SB779, SB1378, SB2312, SB1719, SB1386, SB287, SB2143, SB1245, SB261, SB1247, SB1948, SB2406, SB2407, SB1882, SB1197, SB1814, SB618, SB38, SB393, SB2065, SB1371, SB1394, SB1365, SB2243, SB2226, SB2039, SB1919, SB1895, SB1598, SB1493, SB1810, SB1791, SB1706, SB1644, SB1238, SB783, SB458, SB22, SB651, SB897
NH
Keywords: 928, house, all
Summary: The Environment and Agriculture Committee opened by noting member absences and then reviewed the governor’s HB 2 trailer bill language creating a solid waste site evaluation committee. The chair explained that Finance would want the committee’s input on the proposal and also announced a temporary change to the committee’s schedule, with additional Wednesday meetings planned around school vacation. The committee then moved into a work session on several bills. On HB 150, Representative Ktoa offered a simple amendment changing food-processing language from “washed and rinsed” to “cleaned and sanitized” in the processing area. Members agreed the change better matched food safety practice, and the committee indicated support for advancing the bill. On HB 307, dealing with homestead food production areas, members discussed proposed amendment language that would add clearer sanitary requirements, including handwashing access, sanitary storage, sanitizable food-contact surfaces, and pest exclusion. The committee also discussed whether to replace “potentially hazardous food” with “time temperature control safe food,” but several members favored keeping the existing term because it is already well defined in food safety law. The bill was held for further amendment work rather than being executed immediately. The committee spent substantial time on solid waste legislation. For HB 479, members recalled a prior plan for a letter to the solid waste working group and agreed to proceed with the bill in executive session, with an offer of drafting help from Representative Bixby. For HB 77, which would require DES to establish site-specific setback distances for proposed new landfills, Representative Penza said his amendment was not ready yet but was close, and the bill was left for further discussion. The most detailed discussion was on HB 2115, which would require landfill permit applicants to submit a report on the project’s harms and benefits. Representative Germana explained an amendment that would replace section one, expand the list of benefits to include economic potential and infrastructure improvements, and set up a third-party review process in which the applicant submits a list of reviewers, DES screens the list, and the commissioner selects a reviewer if no agreement is reached within 60 days. Members asked about who could serve as contractors, whether they had to be local, and how DES would judge qualifications; the response was that environmental engineering and similar firms could be used, local or outside the community, and that the process would remain somewhat flexible. Representative H. Haskins asked whether the legislature or subcommittee would be formally notified of preliminary review problems, and the chair said no additional notification process would be built in beyond existing practice. The committee planned to continue work on the bills in upcoming executive sessions, including after school break.
NH

New Hampshire 2026 Regular Session

House Session (02/05/2026)

New Hampshire House Floor Meeting

Transcript Highlights:
  • These structures are important individually, but together they form the basis for what it means to be
  • These structures are important individually, but together they form the basis for what it means to be
  • These structures are important individually, but together they form the basis for what it means to be
  • These structures are important individually, but together they form the basis for what it means to be
  • These structures are important individually, but together they form the basis for what it means to be
Keywords: 1189, house, all
OK
KY
Transcript Highlights:
  • The bill did maintain the general cost share structure for Medicaid in states, but there may be some
  • bill did maintain the general cost the bill did maintain the general cost share<00:08:59.360> structure
  • > uh<00:09:00.240> for<00:09:00.560> Medicaid<00:09:00.959> in share structure
  • uh for Medicaid in share structure uh for Medicaid in states<00:09:01.519> but<00:09:01.760><
  • Just as a practical matter, the structure of how SACS COC works: we have the College Delegate Assembly
Summary: The committee met with a quorum, approved the previous meeting minutes, and heard a presentation from Austin Reid of the National Conference of State Legislatures on education-related provisions in the federal One Big Beautiful Bill Act (H.R. 1). Reid said the law is projected to increase the federal deficit over 10 years, with major savings coming from Medicaid, student loan changes, and SNAP. He focused on how those changes could affect schools, including possible effects on free and reduced-price meal certification, state funding formulas that use SNAP as a proxy for low-income status, and Medicaid-funded school services for students with disabilities. Reid also outlined the new federal scholarship tax credit, which gives a dollar-for-dollar credit for donations to qualifying scholarship-granting organizations. He said families up to 300% of area median income may benefit, the program begins in 2027, and states must opt in and designate eligible organizations. He noted unresolved questions about whether states can add their own criteria and said Treasury regulations will be important. He also described the expansion of 529 plans to cover more K-12 and postsecondary expenses. On higher education, Reid explained a new workforce Pell grant option for short-term programs, with states and governors playing a role in determining eligible programs. He said the programs must meet placement, completion, and earnings measures and that implementation is expected to be tight before the July 1, 2026 effective date. He also reviewed student loan changes, including lower institutional loan limits, prorated borrowing for part-time enrollment, new caps on graduate and Parent PLUS loans, and a new earnings-based accountability standard that could make some programs ineligible for student loans if graduates earn too little. No votes were taken beyond approval of the minutes.
TX

Texas 89th Regular

Appropriations - S/C on Articles VI, VII, & VIII Feb 24th, 2025

Appropriations - S/C on Articles VI, VII, & VIII

Transcript Highlights:
  • Their pay structure is awful. It should be increased. I'd be happy to answer any questions.
  • And so, as our operational cost go up as my liability insurance premiums went from $30,000 to $90,000
Keywords: 1184, house, all
NH

New Hampshire 2026 Regular Session

House Health, Human Services and Elderly Affairs (02/11/2026)

Health, Human Services and Elderly Affairs

Transcript Highlights:
  • Sometimes they can deny referrals or increase premiums.
  • Uh, we removed the repeals of the mandate structure and the reporting structure.
  • structure and the reporting<05:51:56.080> structure.
  • reporting structure. reporting structure.
  • structured structured is<06:27:26.240> um is um is um potentially<06:27:30.400> absolutely
Keywords: 1189, house, all
MS

Mississippi 2026 Regular Session

Appropriations - Room 210; 21 January, 2026: 1:30 PM

Appropriations

Transcript Highlights:
  • And the anticipated life cycle is going to be for those particular structures.
  • is going to be for<00:13:45.200> those<00:13:45.600> particular<00:13:46.079> structures
  • for those particular structures. for those particular structures.
  • What we—the bill itself just creates the structure for the fund. How... there any other questions?
  • <01:26:26.800> How The bill creates the structure for the fund.
Summary: The subcommittee heard the Mississippi Department of Wildlife, Fisheries, and Parks present its FY27 budget request and discuss accomplishments from prior appropriations. The commissioner highlighted improved conservation officer retention after salary increases, continued training and wellness efforts, upgrades to state parks and cabins, expansion of tiny homes, fisheries stocking and youth fishing programs, ongoing chronic wasting disease testing, and the Museum of Natural Science’s recent accreditation. The agency said it wants to maintain parks and facilities so they do not deteriorate again, and it emphasized tourism and public access benefits. Budget staff then outlined the request: $21.7 million in general funds, including increases for state parks, the museum, law enforcement, and chronic wasting disease; $23.2 million in state support capital and education funds; and $86.99 million in special funds authority. Major capital requests included $18.8 million for state parks projects at several parks, $1.25 million for law enforcement facilities, $2 million for Lake Lamar Bruce improvements, and $1.125 million for mobile teaching vans. Members asked for more detail on general fund increases, proof that law enforcement salary enhancements reached field agents, more information on the tiny home program and its return on investment, the source of motor vehicle funds, and a breakdown of requested pins and vacancies. The committee also questioned the agency about chronic wasting disease, with the department saying the $400,000 request supports testing and research and that live testing is not yet reliable. Members raised concerns about prioritization of lake and park maintenance, especially Lake Claude Bennett, and whether the agency is too reactive rather than proactive in addressing deteriorating facilities. The department said funding limitations and federal restrictions on certain lake dollars drive its priorities, and that it focuses on the most-used parks and lakes. No votes or formal actions were taken in the meeting.
NH

New Hampshire 2025 Regular Session

House Finance Division II (03/03/2025)

Transcript Highlights:
  • I'll talk a minute about other costs we have to take out of our cost structure, and we respectfully request
  • :23.319> cost costs we have to take out of our cost costs we have to take out of our cost structure
  • c> um<00:07:26.120> we<00:07:26.400> respectfully<00:07:27.120> request structure
  • and um we respectfully request structure and um we respectfully request that<00:07:27.759> state<
  • right now the university structures right now the university system<00:28:19.880> does<00:28:
Keywords: 928, house, all
Summary: The committee heard a presentation from the University System of New Hampshire chancellor on the system’s budget, enrollment, finances, workforce role, and response to federal policy changes. The chancellor said the governor’s recommended budget would reduce university system funding by about $16.5 million over the biennium, or roughly 8.3%, and asked that state funding be held at the governor’s level. She described planned cost reductions already underway, including lower headcount, reduced benefits and retirement contributions, property sales, and lease reductions, and said the system expects to remove about $20 million from its cost structure in fiscal year 2026. A large portion of the discussion focused on enrollment and finances. The chancellor said fall 2024 enrollment was about 23,000, with New Hampshire enrollment increasing for the first time since 2013, and noted that the system remains a major workforce pipeline, with about 3,000 graduates entering the state workforce each year. She explained that net tuition has fallen over time because of declining enrollment and increased financial aid, while research grants and contracts have grown significantly. She also walked through endowment funding, explaining that payouts are based on a 12-quarter rolling average and are intentionally smoothed to reduce volatility; members asked for follow-up information on payout comparisons, administrative salaries, headcounts, and compensation per student. Members questioned the university about the relationship between state support, tuition, endowments, and research spending. The chancellor said the system has used state capital support to leverage major investments, including the UNH Life Sciences building, Plymouth’s Hyde Hall, and the Olson Advanced Manufacturing Center, and described partnerships with businesses such as Lonza and regional manufacturers. She also explained a long-running New Hampshire 529-related revenue stream that has built endowment support for scholarships, and said the system’s endowment now totals about $988 million. In response to questions about possible cuts, she said the system is considering academic program sharing, consolidation of specialties, online delivery, AI-assisted administrative efficiencies, and footprint reductions, but declined to name specific programs. The committee also discussed DEI-related issues and federal grants. The chancellor said the system is reviewing executive orders and a U.S. Department of Education Dear Colleague letter, and that general counsel is working through websites, programs, and more than 1,200 federal grants to ensure compliance. She said the system spends about $3 million on what it calls DEI-related offices and services, but emphasized that these services include disability support, veteran support, Title IX, ADA, and employment-law compliance, and that the system does not have race-based programs, separate housing, or separate graduation ceremonies. She reported that the system had received stop-work orders on four federal grants totaling about $700,000 and warned that reductions in federal direct or indirect costs could affect research, jobs, and innovation.