Relating to information provided to a purchaser of a manufactured home regarding the ability to elect to treat the home as real property or personal property.
Summary
SB 2764 amends the Texas Occupations Code provisions governing disclosures that manufactured home retailers must give consumers before a sale or exchange. The bill requires the standard written disclosure to specifically address a purchaser’s ability to elect to treat a manufactured home as real property or personal property, alongside existing topics such as financing, costs, and the consumer’s right of rescission.
The new disclosure language must explain the conditions for making the election, the legal effects of choosing real-property treatment, that the election is made on the application for a statement of ownership, and that the election can be used to convert the home between personal and real property status. The bill applies only to disclosures provided on or after September 1, 2025.
Impact
The bill changes Section 1201.162 of the Occupations Code by expanding the mandatory consumer disclosure for manufactured home purchases. It does not change the underlying rules for when a manufactured home may be treated as real property, but it requires retailers to inform buyers more clearly about that option and its consequences. The practical effect is to increase consumer notice in manufactured home transactions and may affect retailers, buyers, lenders, and title/ownership processing tied to statements of ownership.
Sentiment
The available legislative history suggests the bill moved without recorded opposition in the provided vote data, and there are no committee transcript excerpts indicating controversy. Its placement on the General State Calendar and third-reading action suggest it was treated as a routine consumer-information measure. Overall, the bill appears to have been viewed favorably as a transparency and buyer-awareness update for manufactured home transactions.
Contention
No specific points of contention are shown in the provided materials. The main policy issue implicit in the bill is whether consumers should receive more explicit notice about the legal and financing implications of electing real-property or personal-property treatment for a manufactured home. Any concern would likely come from retailers or industry participants about added disclosure obligations, while consumer advocates would likely support clearer information for purchasers.
A bill for an act relating to property law, including rental properties, manufactured home communities, mobile home parks, and actions relating to such properties, making penalties applicable, and including effective date and applicability provisions.