Video & Transcript : 'lender cap' :

Page 59 of 392
NH

New Hampshire 2026 Regular Session

House Executive Departments and Administration (04/15/2026)

Executive Departments and Administration

Transcript Highlights:
  • That's when a project is a private entity borrowing money from a private lender, but it fits certain
  • bonds, and does some monitoring for the benefit of helping that borrower get a lower rate from their lender
  • The BFA is a little more, because we're more business lenders. Um, it's more traditional, right?
NH

New Hampshire 2025 Regular Session

Senate Session (03/27/2025)

New Hampshire Senate Floor Meeting

Transcript Highlights:
  • program to allow for families that are not just restricted to low-income families, but allows for a cap
  • to low-income families, but allows<04:14:02.960><c> for</c><04:14:03.120><c> a</c><04:14:03.279><c> cap
  • </c><04:14:03.600><c> that</c><04:14:04.319><c> continues</c><04:14:04.720><c> to</c> allows for a cap
  • that continues to allows for a cap that continues to expand<04:14:05.279><c> as</c><04:14:05.439><c>
  • The committee amendment addresses concerns raised during the hearing by capping at six the number of
MN

Minnesota 2025-2026 Regular Session

Committee on Jobs and Economic Development - 03/03/25

Jobs and Economic Development

Transcript Highlights:
  • Their role in capital is to be a bridge, not a long-term lender, and to get people into mainstream banking
  • The Entrepreneur Fund is a community development financial institution, and, well, we have a fellow lender
MN

Minnesota 2025-2026 Regular Session

House Health Finance and Policy Committee 1/22/25

Health Finance and Policy

Transcript Highlights:
  • We have not been able to keep the bond covenants or the promises that we made to the lenders of our debt
  • We have not been able to keep the bond covenants or the promises that we made to the lenders of our debt
NH

New Hampshire 2026 Regular Session

House Judiciary (01/14/2026)

Judiciary

Transcript Highlights:
  • Lenders who engage in TPLF are largely unregulated.
  • Um, and if so, does this a tax cap?
  • It's that's why this is not a tax cap.
  • </c> a cap and uh so what am I missing here? a cap and uh so what am I missing here?
  • That's not a cap per se. A cap is etc. That's not a cap per se.
Committee: House Judiciary
Summary: The Judiciary Committee opened a hearing on House Bill 1067-FN, which would formalize and expand mental health courts in New Hampshire and create a grant-based funding structure for them. Representative Mark Pearson, the prime sponsor, described the bill as a bipartisan, compassionate, and cost-effective approach that would connect people with mental illness to treatment and supervision instead of incarceration, while still holding them accountable. He said the proposal was developed with input from the judicial branch, law enforcement, corrections, mental health organizations, and others, and emphasized that local courts could tailor programs to their needs. Committee members questioned the bill’s fiscal note, whether the legislature had previously studied the issue, how the program would be funded, and whether the bill should more explicitly address treatment, prevention, and data collection. Representative Buzz Sher, who helped develop the bill, explained how mental health courts work, including referral, clinical and public-safety assessments, case management, goal-setting, and graduation from the program. He said existing New Hampshire mental health courts are mostly partial and county-funded, and that the bill would formalize them, set standards, and allow grant funding. He also cited data from Georgia and New Hampshire suggesting significant savings from reduced incarceration and related costs. Members also raised concerns about due process, whether people not formally charged could be swept into the system, and whether individuals with violent offenses or domestic violence histories could be diverted inappropriately. Sher responded that only people already in the criminal justice process are eligible and that courts use safety assessments to screen out most violent cases. The committee requested that Sher file supporting financial data from other jurisdictions, and he agreed to do so. No vote or final action was taken during the hearing.
CA

California 2025-2026 Regular Session

Assembly Human Services Committee Apr 23rd, 2026

Transcript Highlights:
  • Supporting a lender. It was like a hostile amendment.
Summary: The committee heard a series of child and family services bills, with testimony from authors, county officials, advocates, and members of the public. AB 2083 would authorize a regional child care special district for Marina Valley and Paris; there was no public opposition, but a vice chair raised concerns about lack of outreach to Riverside County and possible added fees for residents. The bill was held pending quorum and later noted as enjoying a due pass recommendation, though no final roll was taken in the excerpt. AB 1579, which expands the Children’s Crisis Continuum Pilot Program to allow additional CDSS-approved residential models, drew strong support from San Francisco County, Seneca Family of Agencies, and several counties and advocacy groups, who argued the current crisis residential model is financially and operationally unworkable and leaves youth in hospitals or emergency departments. The Youth Law Center and allied organizations opposed the bill, saying it departs from the original small, community-based crisis model and could lead to more institutional care. The committee passed the bill 6-0 to Appropriations. AB 1628 would extend California’s safe surrender window for newborns from 72 hours to 30 days. The author and fire service supporters said the change would better reflect postpartum recovery and help prevent unsafe abandonment; there was no opposition, and the bill passed 6-0. AB 1634, dealing with the “Kids” specialty license plate program, sought to raise plate fees and revise distribution formulas to generate more revenue for child safety and child care programs. Supporters said the update would modernize outdated 1992 pricing and expand county access, while a committee member objected that the bill would reallocate funds away from state agencies and private nonprofits; the bill was moved on a 5-0 vote with some members not voting. AB 1643 would streamline child support enrollment by having courts transmit support orders directly to child support agencies unless a custodial parent opts out. Supporters said automatic enrollment would reduce poverty and remove paperwork barriers, while opponents warned it could undermine parent choice and create problems for families with sensitive circumstances. The committee passed the bill 6-0. AB 1708 would require regions receiving HHAP homelessness funds to more meaningfully engage smaller cities; many city officials supported it as a way to include jurisdictions that are doing local homelessness work, while Los Angeles’ mayor’s office opposed it. The bill passed 5-0. AB 2395 would standardize access to the child support debt reduction program; supporters described it as a way to help low-income obligors escape uncollectible government-owed debt, while receiving parents and child support agencies warned it could reduce money owed to families and needs more work. The bill passed 4-0. The committee then began AB 1914, which would require local governments to plan for child care in general plans; supporters framed child care as essential infrastructure, while at least one member raised concerns about state mandates on local jurisdictions, and the excerpt ends before any vote.
CA

California 2025-2026 Regular Session

Assembly Human Services Committee Apr 23rd, 2026

Human Services

Transcript Highlights:
  • Supporting a lender. It was like a hostile amendment.
TX

Texas 89th Regular

Agriculture & Livestock Apr 1st, 2025

Agriculture & Livestock

Transcript Highlights:
  • More importantly, it would change the maximum interest rate a lender could charge above the $600,000
Bills: HB43 , HB3364 , HB3469 , HB3479 , HB43
Summary: The second bill, House Bill 3469, was introduced to address pest control regulations concerning nuisance birds. Representative Campos explained how the bill proposes non-lethal methods to deter these birds, such as the use of laser lights and sounds, which avoids conflict with both state and federal regulations. The committee heard impassioned testimonies from members of the public who shared firsthand experiences regarding the adverse effects of these birds on property and public health. The meeting concluded with both bills being left pending, reflecting a desire for further deliberation among the committee members.
LA

Louisiana 2026 Regular Session

Senate May 18th, 2026

Louisiana Senate Floor Meeting

Bills: SR125 , SCR70 , SCR12 , HB4 , HB251 , HB623 , HB819 , HB944 , HB986 , HB1098 , HB1222 , HB1257 , HB221 , HCR58 , SCR22 , SCR24 , SB29 , SB30 , SB32 , SB41 , SB42 , SB43 , SB47 , SB84 , SB93 , SB113 , SB192 , SB199 , SB219 , SB220 , SB221 , SB222 , SB241 , SB253 , SB255 , SB289 , SB292 , SB306 , SB314 , SB351 , SB399 , SB404 , SB14 , SB102 , SB133 , SB151 , SB165 , SB169 , SB170 , SB200 , SB217 , SB280 , SB291 , SB300 , SB303 , SB330 , SB449 , SB489 , SB521 , SB45 , SB156 , SB181 , SB203 , SB274 , SB304 , SB379 , SB396 , SB410 , SB425 , SB427 , SB436 , SB424 , SCR61 , SCR9 , SB35 , SB65 , SB215 , SB246 , SB249 , SB269 , SB282 , SB296 , SB323 , SB363 , SB369 , SB474 , SB490 , SB492 , SB500 , HCR31 , HB296 , HB299 , HB322 , HB364 , HB519 , HB535 , HB538 , HB568 , HB571 , HB622 , HB635 , HB676 , HB772 , HB784 , HB1006 , HB1018 , HB1043 , HB1070 , HB1134 , HB1239 , HB62 , HB193 , HB203 , HB210 , HB220 , HB228 , HB246 , HB420 , HB475 , HB486 , HB574 , HB584 , HB750 , HB813 , HB815 , HB826 , HB870 , HB949 , HB953 , HB1045 , HB1092 , HB1151 , HB1162 , HB1176 , HB1177 , HB1196 , HB1214 , HB1241 , HB22 , HB28 , HB33 , HB41 , HB47 , HB87 , HB115 , HB162 , HB195 , HB214 , HB217 , HB233 , HB283 , HB290 , HB319 , HB324 , HB345 , HB362 , HB363 , HB368 , HB377 , HB380 , HB382 , HB386 , HB392 , HB406 , HB431 , HB441 , HB466 , HB503 , HB533 , HB559 , HB575 , HB590 , HB593 , HB618 , HB636 , HB655 , HB664 , HB685 , HB692 , HB707 , HB715 , HB732 , HB738 , HB741 , HB748 , HB776 , HB807 , HB822 , HB856 , HB860 , HB868 , HB887 , HB888 , HB905 , HB908 , HB961 , HB980 , HB990 , HB992 , HB999 , HB1000 , HB1010 , HB1146 , HB1157 , HB1233 , HB1236 , HB1243 , HB54 , HB137 , HB180 , HB192 , HB310 , HB321 , HB396 , HB512 , HB552 , HB578 , HB638 , HB663 , HB708 , HB717 , HB718 , HB1009 , HB1082 , HB1104 , HB1107 , HB1198 , HB1246 , HB1250 , HB17 , HB36 , HB73 , HB119 , HB126 , HB129 , HB133 , HB140 , HB159 , HB166 , HB211 , HB226 , HB245 , HB271 , HB280 , HB337 , HB351 , HB354 , HB399 , HB677 , HB712 , HB723 , HB726 , HB728 , HB759 , HB789 , HB844 , HB850 , HB966 , HB1036 , SB149 , SB382 , SB441 , HB134 , HB258 , HB359 , HB782
TX

Texas 89th Regular

89th Legislative Session May 27th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • AB271 addresses enforcement, assisting lobbying, restriction placing, statutory cap. Move passage.
Bills: SB15 , SB35 , SB290 , SB1365 , SB2568 , SB18 , SB427 , SB1860 , SB1864 , SB2675 , SB596 , SB2858 , SB3058 , SB816 , SB1163 , SB1484 , SB1898 , SB1777 , SB1802 , SB2692 , SB315 , SB1585 , SB1626 , SB2058 , SB2050 , SB2105 , SB2245 , SB2764 , SB2611 , SB2497 , SB2452 , SB2243 , SB1705 , SB1244 , SB1361 , SB438 , SB578 , SB584 , SB2690 , SB2521 , SB2487 , SB2342 , SB2063 , SB125 , SB2041 , SB1962 , SB1413 , SB6 , SB2878 , SB13 , SB30 , SJR87 , SB7 , SB127 , SB293 , SB441 , SB3059 , SB57 , SB512 , SB1718 , SB140 , SB2055 , SB2075 , SB2018 , SB1534 , SB1567 , SB785 , SB1233 , SB1580 , SB1663 , SB413 , SB447 , SB519 , SB467 , SB1579 , SB1191 , SB1021 , SB1838 , SB2807 , SB2835 , SB546 , SB2121 , SB2167 , SB2024 , SB1032 , SB1049 , SB1266 , SB1400 , SB1302 , SB401 , SB1596 , SB1281 , SB1242 , SB1343 , SB1346 , SB2753 , SB2221 , SB1719 , SB2177 , SB552 , SB646 , SJR1 , SB15 , SB800 , SB790 , SB748 , SB571 , SB1957 , SB1923 , SB1896 , SB1760 , SB1335 , SB2368 , SB2477 , SB2587 , SB2972 , SB2986 , SB2965 , SB1563 , SB1467 , SB1164 , SB1137 , SB614 , SB705 , SB961 , SB918 , SB955 , SB869 , SB850 , SB863 , SB1610 , SB1055 , SB2206 , SB457 , SB2337 , SB1362 , SB926 , SB1494 , SB251 , SB456 , SB500 , SB1307 , SB2615 , SB2995 , SB2321 , SB973 , SB974 , SB865 , SB506 , SB781 , SB1522 , SB1558 , SB510 , SB667 , SB763 , SB2073 , SB1858 , SB1660 , SB505 , SB2900 , SB1433 , SB1540 , SB1964 , SB1300 , SB1644 , SB2217 , SB2373 , SB2431 , SB1758 , SB2480 , SB3039 , SB3047 , SB3073 , SB2920 , SB2781 , SB826 , SB766 , SB2460 , SB527 , SB1946 , SB2885 , SB1243 , SB2610 , SB2595 , SB857 , SB2501 , SB66 , SB268 , SB331 , SB618 , SB414 , SB1394 , SB2425 , SB898 , SB993 , SB442 , SB735 , SB784 , SB2538 , SB1919 , SB1013 , SB2215 , SB2322 , SB626 , SB570 , SB747 , SB2183 , SB673 , SB1015 , SB1447 , SB1370 , SB1784 , SB1897 , SB2873 , SB2891 , SB2933 , SB2540 , SB2681 , SB2695 , SB1965 , SB2203 , SB872 , SB875 , SB1030 , SB1277 , SB1730 , SB1681 , SB1152 , SB2969 , SB2747 , SB2705 , SB2541 , SB1708 , SB2080 , SB2721 , SB1986 , SB2392 , SB2539 , SB2857 , SB2799 , SB2785 , SB2782 , SB1531 , SB1927 , SB1263 , SB1098 , SB35 , SB290 , SB1365 , SB2568 , SB18 , SB427 , SB1860 , SB1864 , SB2675 , SB596 , SB2858 , SB3058 , SB816 , SB1163 , SB1484 , SB1898 , SB1777 , SB1802 , SB2692 , SB315 , SB1585 , SB1626 , SB2058 , SB2050 , SB2105 , SB2245 , SB2764 , SB2611 , SB2497 , SB2452 , SB2243 , SB1705 , SB1244 , SB1361 , SB438 , SB578 , SB584 , SB2690 , SB2521 , SB2487 , SB2342 , SB2063 , SB125 , SB2041 , SB1962 , SB1413 , SCR9 , SB21 , SB1198 , SB1405 , SB2601 , SB2778 , HB5560 , HB762 , HB1584 , HB 107 , HB 114 , HB138 , HB4386 , HB2495 , HB581 , HB3348 , HB5323 , HB4341 , HB6 , HB171 , HB143 , HB449 , HB3486 , HB4263 , HB5246 , HB2 , HB2011 , SB17
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Monday, December 1, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • Despite this blindingly obvious reality, the Education Department's designation is putting a hard cap
  • </c><00:08:15.759><c> of</c> designation is putting a hard cap of designation is putting a hard cap of
  • capped at 175<02:55:09.359><c> million.
  • </c><02:56:03.200><c> By</c><02:56:03.520><c> creating</c> 175 million leverage cap.
  • By creating 175 million leverage cap.
TX

Texas 89th Regular

89th Legislative Session May 16th, 2025

Texas House Floor Meeting

Bills: HB2293 , HB2694 , HB2999 , HB3694 , HB3254 , HB4662 , HB5629 , HB5632 , HB5675 , HB5664 , HB5671 , HB5680 , HB5682 , HB5693 , HB4158 , HB5695 , HB4669 , HB5696 , HB5698 , HB5677 , HB5699 , HB5694 , HCR81 , HCR83 , HCR84 , HCR89 , HCR111 , HCR142 , HR868 , SB682 , SB1351 , SB1895 , SB1931 , SB2141 , SB3044 , SCR1 , SCR6 , SCR37 , SB458 , SB482 , SB927 , SB984 , SB651 , SB1620 , SB2124 , SB2448 , SB841 , SB843 , SB402 , SB2662 , SB2053 , SB2332 , SB2112 , SB745 , SB1247 , SB1789 , HB75 , HB5354 , HB4683 , HB4847 , HB1449 , HB3833 , HB265 , HB1845 , HB 108 , HB1960 , HB1955 , HB2512 , HB2581 , HB2803 , HB1738 , HB636 , HB2638 , HB2655 , HB871 , HB 1107 , HB1765 , HB1822 , HB3679 , HB4099 , HB3732 , HB3171 , HB3749 , HB2814 , HB3977 , HB4204 , HB4207 , HB4449 , HB1820 , HB1876 , HB1939 , HB1347 , HB2593 , HB2136 , HB2658 , HB2757 , HB2080 , HB3063 , HB3006 , HB2844 , HB3241 , HB3680 , HB3169 , HB2078 , HB2507 , HB4559 , HB3405 , HB475 , HB3463 , HB3441 , HB3520 , HB3178 , HB158 , HB2060 , HB4991 , HB1991 , HB5596 , HB2014 , HB2731 , HB2417 , HB2399 , HB2301 , HB3335 , HB3234 , HB3320 , HB4848 , HB4748 , HB4769 , HB4795 , HB2086 , HB2234 , HB4916 , HB5624 , HB4505 , HB5093 , HB5302 , HB5402 , HB5606 , HB4630 , HB4924 , HB3339 , HB3793 , HB3631 , HB4882 , HB5509 , HB5499 , HB5520 , SB1177 , SB1559 , SB746 , SB434 , SB1383 , SB1214 , SB1079 , SB3031 , SB2141 , SB2185 , SB1895 , SB1241 , SB901 , SB1883 , SB552 , HB 1249 , HJR218 , HB5623 , SB687 , SB1332 , SB458 , SB482 , SB927 , SB984 , SB651 , SB1620 , SB2124 , SB2448 , SB841 , SB843 , SB402 , SB2662 , SB2053 , SB2332 , SB2112 , SB745 , SB1247 , SB1789 , HCR76 , HCR127 , HCR9 , HCR40 , HCR118 , HR559 , HCR59 , HCR135 , HCR141 , HCR46 , HCR109 , HCR10 , SB3037
CA

California 2025-2026 Regular Session

Assembly Judiciary Committee Apr 21st, 2026

Transcript Highlights:
  • Plus, we cap our prices to keep our homes affordable, so Habitat cannot simply raise prices to absorb
  • This emphasizes that lenders were already mobilized.
Summary: The committee heard several bills, with most of the discussion focused on public safety, consumer protection, and youth harms. AB 1557 by Assemblymember Papin would clarify e-bike motor power limits and set lower speed-related standards for Class 1 and 2 e-bikes. Supporters, including the California Police Chiefs Association, cities, the California Medical Association, and the American Academy of Pediatrics, argued the bill would reduce severe injuries and deaths among young riders. Opponents from People for Bikes warned it could conflict with federal law, create legal uncertainty, and disrupt the bicycle market. The author and committee members acknowledged industry concerns and urged continued work on the bill. AB 1770 by Assemblymember Garcia would place large health care service plan arbitration under California Department of Justice oversight and require compliance with the California Arbitration Act. Supporters described cases where patients were forced into private arbitration with little transparency or accountability, arguing the bill would make the process fairer and more neutral. Kaiser Permanente and the Civil Justice Association of California said they were still reviewing amendments and had not settled on a final position. Committee members expressed sympathy for the personal stories shared and encouraged continued negotiations. The committee also heard AB 2075, which would require fire suppression equipment to be kept closer at hand during brush work, and AB 1864, which would require screening of gene synthesis orders to prevent misuse for bioterrorism. AB 2075 was presented as a response to a Ventura County wildfire, with support from the Ventura County District Attorney’s office and no opposition heard. AB 1864 was backed by the author, Stanford biosecurity expert Dr. Milana Trout, and Encode AI, while Biocom opposed unless amended and California Life Sciences remained neutral. Members discussed implementation details and the role of the Department of Public Health. A major portion of the hearing was devoted to AB 1709, which would set a minimum age of 16 for social media accounts on platforms with harmful features and create an e-safety advisory commission. Supporters, including youth advocates, parents, medical groups, and Common Sense Media, said addictive design features are harming children’s mental health and safety. Opponents, including EFF, the ACLU, TechNet, and other civil liberties and industry groups, argued the bill is overbroad, raises First Amendment and privacy concerns, and could limit access to important online communities. Despite those objections, the bill was moved forward after committee discussion, with members emphasizing the need to protect children while continuing to work on carveouts and implementation details.
CA

California 2025-2026 Regular Session

Assembly Judiciary Committee Apr 21st, 2026

Judiciary

Transcript Highlights:
  • Plus, we cap our prices to keep our homes affordable, so Habitat cannot simply raise prices to absorb
  • This emphasizes that lenders were already mobilized.
Committee: House Judiciary
MN

Minnesota 2025-2026 Regular Session

Committee on Education Policy - 03/04/26

Education Policy

Transcript Highlights:
  • mentioned earlier, but am I getting the stat correctly that the Metro library system is the number one lender
  • mentioned earlier, but am I getting the stat correctly that the Metro library system is the number one lender
Bills: HF3776 , HF3557 , HF3585
MN

Minnesota 2025-2026 Regular Session

Committee on Agriculture, Veterans, Broadband and Rural Development - 02/25/26

Agriculture, Veterans, Broadband, and Rural Development

Transcript Highlights:
  • It allows new farmers to weather early storms, secure necessary financing from lenders, and make long-term
  • This team often includes veterinarians, lenders, farm business management instructors, nutritionists,
MN

Minnesota 2025-2026 Regular Session

Task Force on Homeowners and Commercial Property Insurance 10/1/25

Minnesota House Floor Meeting

Transcript Highlights:
  • industry needs to put in place in order to be able to provide the coverage and the regulatory or lenders
  • Industry needs to put in place in order to be able to provide the coverage and the regulatory or lenders
MN

Minnesota 2025-2026 Regular Session

Committee on Agriculture, Veterans, Broadband and Rural Development - 02/17/25

Agriculture, Veterans, Broadband, and Rural Development

Transcript Highlights:
  • I think I mentioned last week or two weeks ago I was testifying that the January farmer-lender mediation
  • The January farmer-lender mediation report shows that we have seven times the amount of mediations in
MN

Minnesota 2025-2026 Regular Session

Committee on Taxes - 03/19/25

Taxes

Transcript Highlights:
  • here is that there is an assignment where, if a person can assign their up to $1,500 credit to a lender
Committee: Senate Taxes
MN

Minnesota 2025-2026 Regular Session

Committee on Jobs and Economic Development - Part 1 - 04/02/25

Jobs and Economic Development

Transcript Highlights:
  • Premiums are applied on wages up to the Social Security cap, or the OASDI cap, which this year is $176,100
  • Unlike traditional lenders, they didn't just invest in a project; they invested in me.