Transcript Highlights:

• And let our laws uphold the freedoms they died to protect.
• , and efficiency of some of our judges across the state.
• a need for an increase in our judiciary and the efficiency and the infrastructure, that it be done.
• Thank you so much, and thank you for protecting history and what people should be able to read.
• And we've heard about this letter of protection. Why do we have the letter of protection?

Bills: SB6 , SB30 , SB13 , SB2878 , SB2501 , SB66 , SB268 , SB331 , SB618 , SB414 , SB1394 , SB2425 , SB898 , SB993 , SB442 , SB735 , SB784 , SB2538 , SB1919 , SB1013 , SB2215 , SB2322 , SB626 , SB570 , SB747 , SB2183 , SB673 , SB1015 , SB1447 , SB1370 , SB1784 , SB1897 , SB2873 , SB2891 , SB2933 , SB2540 , SB2681 , SB2695 , SB1965 , SB2203 , SB872 , SB875 , SB1030 , SB1277 , SB1730 , SB1681 , SB1152 , SB2969 , SB2747 , SB2705 , SB2541 , SB1708 , SB2080 , SB2721 , SB1986 , SB2392 , SB2539 , SB2857 , SB2799 , SB2785 , SB2782 , SB1531 , SB1927 , SB1263 , SB1098 , SB835 , SB3070 , SB22 , SJR27 , SB25 , SB7 , SB552 , SB1612 , SJR87 , SJR1 , SB6 , SB30 , SB13 , SB2878 , SB57 , SB127 , SB293 , SB441 , SB3059 , SB512 , SB241 , SB1718 , SB140 , SB2055 , SB2075 , SB2018 , SB1534 , SB1567 , SB785 , SB1233 , SB1580 , SB1663 , SB413 , SB447 , SB519 , SB467 , SB1579 , SB1191 , SB1021 , SB1838 , SB2807 , SB2835 , SB546 , SB2121 , SB2167 , SB2035 , SB2024 , SB1032 , SB1049 , SB1266 , SB1400 , SB1302 , SB401 , SB1596 , SB1281 , SB1242 , SB1343 , SB310 , SB1346 , SB2753 , SB2703 , SB2221 , SB1719 , SB2177 , SB800 , SB790 , SB748 , SB571 , SB1957 , SB1923 , SB1896 , SB1760 , SB1335 , SB2368 , SB2477 , SB2587 , SB2972 , SB2986 , SB2965 , SB1563 , SB1467 , SB1164 , SB1137 , SB614 , SB705 , SB961 , SB918 , SB955 , SB869 , SB850 , SB863 , SB1610 , SB1055 , SB2206 , SB457 , SB2337 , SB1362 , SB926 , SB1494 , SB251 , SB456 , SB500 , SB1307 , SB2615 , SB2995 , SB2321 , SB973 , SB974 , SB865 , SB506 , SB781 , SB1522 , SB1558 , SB510 , SB667 , SB763 , SB2073 , SB1858 , SB1660 , SB505 , SB2900 , SB1433 , SB1540 , SB1964 , SB1300 , SB1644 , SB2217 , SB2373 , SB2431 , SB1758 , SB2480 , SB3039 , SB3047 , SB3073 , SB2920 , SB2781 , SB826 , SB766 , SB2460 , SB527 , SB1946 , SB2885 , SB1243 , SB2610 , SB2595 , SB857 , SB2501 , SB66 , SB268 , SB331 , SB618 , SB414 , SB1394 , SB2425 , SB898 , SB993 , SB442 , SB735 , SB784 , SB2538 , SB1919 , SB1013 , SB2215 , SB2322 , SB626 , SB570 , SB747 , SB2183 , SB673 , SB1015 , SB1447 , SB1370 , SB1784 , SB1897 , SB2873 , SB2891 , SB2933 , SB2540 , SB2681 , SB2695 , SB1965 , SB2203 , SB872 , SB875 , SB1030 , SB1277 , SB1730 , SB1681 , SB1152 , SB2969 , SB2747 , SB2705 , SB2541 , SB1708 , SB2080 , SB2721 , SB1986 , SB2392 , SB2539 , SB2857 , SB2799 , SB2785 , SB2782 , SB1531 , SB1927 , SB1263 , SB1098 , SCR9 , HB5560 , HB762 , HB 107 , HB 114 , HB138 , HB4386 , HB2495 , HB581 , HB3348 , HB5323 , HB1584 , HB4341 , HB6 , HB171 , HB143 , HB449 , HB3486 , HB4263 , HB5246 , HB2 , HB2011 , SB17 , SB21

Keywords: electric power, interconnection, utilities, ERCOT, large load customers, water supply, sewer service, demand management, school libraries, library advisory councils, parental rights, library materials, educational content, challenging materials, judicial branch, court security, expunction, pretrial intervention, youth diversion, record retention

Transcript Highlights:

• Chair and members of the committee.
• We want to thank LFC and the LFC analysts for finding this necessary fix and spearheading it.
• homes in order to be sold to low- and moderate-income New Mexicans who want to become homeowners.
• efficiency so the state’s investment delivers lasting affordability and stability for new homeowners
• and just a better assurance that... ...and health care programs, and just a better assurance that the

Bills: HB63 , HB64 , HB184 , HB200 , HB47 , HB48 , HB2 , HB9

Committee: House House Appropriations & Finance

Keywords: water project fund, New Mexico Finance Authority, NMFA, Water Trust Board, water infrastructure, wastewater, drinking water, flood prevention, watershed restoration, water storage, conveyance, delivery, water treatment, recycling, reuse, municipal infrastructure, local government finance, capital outlay, grants, loans

Transcript Highlights:

• And, Mr.
• Everybody wants to get ahead and then they want to go back and get ahead and go back.
• And then they want to go back and get ahead and go back. Thank you, Mr. Chair.
• And so, Mr.
• And then, Mr. Chairman, on page... And then, Mr.

Bills: HB63 , HB64 , HB184 , HB200 , HB47 , HB48 , HB2 , HB9

Committees: Senate Senate Finance , Senate House Appropriations & Finance

Keywords: water project fund, New Mexico Finance Authority, NMFA, Water Trust Board, water infrastructure, wastewater, drinking water, flood prevention, watershed restoration, water storage, conveyance, delivery, water treatment, recycling, reuse, municipal infrastructure, local government finance, capital outlay, grants, loans

Transcript Highlights:

• Give us courage to protect, uphold every person, and stand for truth in all matters of legislation.
• the Consumer Financial Protection Bureau, and also amends a citation dealing with requests for records
• individuals, providing for the protection of the personal information of law enforcement officers and
• Last year, the legislature unanimously passed the Kids Online Protection and Anti-Grooming Act.
• This bill strengthens fire safety protection for children in daycare centers and early learning facilities

Bills: SR113 , SR114 , SCR64 , SCR65 , SCR66 , SCR67 , SCR12 , HB59 , HB66 , HB79 , HB153 , HB165 , HB326 , HB387 , HB455 , HB513 , HB660 , HB719 , HB762 , HB802 , HB816 , HB833 , HB895 , HB950 , HB975 , HB1011 , HB1028 , HB1039 , HB1051 , HB1053 , HB1057 , HB1080 , HB1084 , HB1155 , HB1215 , HB1224 , HB1228 , HB1234 , HB1251 , HB1252 , HB1254 , HB1256 , HB221 , HCR11 , HCR27 , HCR28 , HCR32 , HCR49 , HCR50 , HCR60 , HCR64 , HCR66 , HCR67 , HCR68 , HCR78 , HCR81 , HCR58 , SB25 , SB250 , SB348 , SB444 , SB485 , HB22 , HB28 , HB33 , HB41 , HB47 , HB87 , HB115 , HB162 , HB195 , HB214 , HB217 , HB233 , HB283 , HB290 , HB316 , HB319 , HB324 , HB345 , HB362 , HB363 , HB368 , HB377 , HB380 , HB382 , HB386 , HB392 , HB406 , HB431 , HB441 , HB466 , HB503 , HB511 , HB514 , HB533 , HB559 , HB575 , HB590 , HB593 , HB618 , HB636 , HB655 , HB664 , HB685 , HB692 , HB707 , HB715 , HB732 , HB738 , HB741 , HB748 , HB776 , HB807 , HB822 , HB856 , HB860 , HB868 , HB887 , HB888 , HB896 , HB905 , HB908 , HB961 , HB980 , HB990 , HB992 , HB999 , HB1000 , HB1010 , HB1146 , HB1157 , HB1233 , HB1236 , HB1243 , SB29 , SB30 , SB32 , SB41 , SB42 , SB43 , SB47 , SB84 , SB93 , SB113 , SB192 , SB199 , SB219 , SB220 , SB221 , SB222 , SB241 , SB253 , SB255 , SB289 , SB292 , SB306 , SB314 , SB351 , SB399 , SB404 , SB424 , SCR9 , SB132 , SB35 , SB65 , SB135 , SB215 , SB246 , SB249 , SB269 , SB282 , SB296 , SB323 , SB363 , SB369 , SB474 , SB490 , SB492 , SB500 , HCR26 , HCR45 , HCR31 , HB238 , HB241 , HB242 , HB250 , HB260 , HB265 , HB275 , HB300 , HB320 , HB338 , HB339 , HB349 , HB379 , HB399 , HB427 , HB463 , HB464 , HB468 , HB545 , HB550 , HB551 , HB565 , HB588 , HB639 , HB725 , HB805 , HB808 , HB834 , HB847 , HB853 , HB858 , HB861 , HB883 , HB916 , HB937 , HB1012 , HB1027 , HB1044 , HB1054 , HB1091 , HB1117 , HB90 , HB127 , HB138 , HB150 , HB201 , HB268 , HB273 , HB285 , HB315 , HB354 , HB355 , HB360 , HB376 , HB445 , HB506 , HB606 , HB649 , HB665 , HB681 , HB721 , HB746 , HB757 , HB781 , HB835 , HB844 , HB857 , HB872 , HB886 , HB889 , HB892 , HB982 , HB987 , HB1037 , HB1068 , HB1072 , HB1078 , HB1085 , HB1132 , HB1137 , HB1167 , HB1174 , HB1232 , HB1238 , HB23 , HB136 , HB17 , HB21 , HB51 , HB55 , HB74 , HB106 , HB108 , HB133 , HB140 , HB159 , HB168 , HB215 , HB226 , HB263 , HB296 , HB299 , HB322 , HB364 , HB519 , HB535 , HB538 , HB568 , HB571 , HB622 , HB635 , HB676 , HB772 , HB784 , HB1006 , HB1018 , HB1043 , HB1070 , HB1134 , HB1237 , HB1239 , HB62 , HB193 , HB203 , HB210 , HB220 , HB228 , HB246 , HB420 , HB475 , HB486 , HB574 , HB584 , HB750 , HB813 , HB815 , HB826 , HB870 , HB949 , HB953 , HB1045 , HB1092 , HB1151 , HB1162 , HB1176 , HB1177 , HB1196 , HB1214 , HB1241 , HB36 , HB73 , HB119 , HB126 , HB129 , HB166 , HB211 , HB245 , HB271 , HB280 , HB337 , HB351 , HB677 , HB712 , HB723 , HB726 , HB728 , HB759

Keywords: condolence resolution, memorial resolution, sympathy, tribute, Martha Elizabeth Odom, Louisiana Senate, bereavement, obituary, student recognition, ballet, dance, softball, soccer, tennis, creative writing, theater, high school honors, Ascension Episcopal School, University of the South, Sewanee

Transcript Highlights:

• protected areas in the Arctic that are not only important to protect for ecological and wildlife, but
• And yet here they are trying to reverse the protections that have been put in place to protect not only
• and efficient information flows.
• It's time to cancel the cuts and lower the costs and protect health care for all Americans.
• IT'S TIME TO CANCEL THE CUTS AND LOWER THE COSTS AND PROTECT HEALTH CARE FOR ALL AMERICANS.

Bills: HR878 , HB2659 , HB1608 , HB2261 , SB260 , HB5078 , HB2212 , HR782 , SB2392

Keywords: cybersecurity, critical infrastructure, CISA, Department of Homeland Security, DHS, FBI, interagency task force, Volt Typhoon, People’s Republic of China, PRC, state-sponsored cyber actors, Chinese cyber threats, cyber espionage, critical infrastructure protection, homeland security, national security, information sharing, threat intelligence, digital forensics, sector risk management agencies

Bills: SSB1098 , SSB1058 , SSB1009 , SSB1051 , SSB1126 , SSB1097

Committee: Joint Judiciary

Keywords: open container, THC beverage, tetrahydrocannabinol, hemp beverage, hemp products, cannabis beverage, motor vehicle, passenger area, traffic safety, roadside enforcement, simple misdemeanor, scheduled fine, Iowa Code 321.284, Iowa Code 321.284A, alcohol open container, hemp-derived THC, public safety, assault, law enforcement, health care

Bills: HB1800 , HB2095

Committee: House Finance

Keywords: supplemental appropriations, state budget, Hawaii budget, biennial budget, capital improvement projects, CIP, general fund, special fund, green fee, special land and development fund, clean energy revolving loan fund, agricultural development revolving fund, community grants, nonprofit grants, Office of Community Services, housing, affordable housing, homelessness, health care, mental health

Bills: SB746 , SB1404 , SB1536 , SB1559 , SB1838

Committee: House S/C on Family & Fiduciary Relationships

Keywords: guardianship, guardian ad litem, incapacitated person, proposed ward, ward, probate, Estates Code, Texas probate, elder abuse, adult protective services, capacity restoration, guardian removal, annual account, annual report, estate guardian, person guardian, civil immunity, court-appointed representative, judiciary, civil jurisprudence

Summary: At 10:00 p.m. on Monday, May 12, the chair called the meeting to order and asked the clerk to call the roll. Members present included Hayes; Dutton, Landgraf, Gonzalez, and LaHood were not present. Because there was not a quorum, no business could be conducted. The chair announced that the meeting would adjourn, and the meeting ended immediately.

Transcript Highlights:

• And I can have a mix—or let's say it's 60%—and I can have a mix of 30, 40, 50, 60, and some 80.
• And the end result is the homeowner is the one getting penalized.
• And so I think it's important to protect against those kinds of coercive situations.
• It provides absolutely no protection for that homeowner.
• And so it just, let me close that. At this bill, we don't think helps to protect consumers.

Bills: HB1342 , HB2889 , HB3002 , HB3254 , HB4820 , HJR40 , HJR40

Committee: House Pensions, Investments & Financial Services

Keywords: private activity bonds, housing, residential rental projects, low-income, affordable housing, bond measures, funding equality, political subdivisions, public communications, election fairness, debt collection, consumer rights, disclosures, Fair Debt Collection Practices Act, settlement agreements, State Board of Education, group benefits program, health insurance, state employees, dependents eligibility

Transcript Highlights:

• And that only protects bad actors, which is contrary to public interest.
• To me, that is the point of Trey's Law and this hearing today. Public safety. Protecting children.
• Protecting bad actors and institutions, to me, is simply outrageous.
• for a woman, I can only speak for myself and being a woman, but that journey... involves protecting
• And because we publish those names, sometimes that's why... survivors ask us to sign an NDA protecting

Bills: HB170 , HB865 , HB748 , HJR112 , HB 1110 , HB1495 , HB786 , HB 1130 , HB170

Committee: House Judiciary & Civil Jurisprudence

Keywords: civil liability, self-defense, force, deadly force, legal immunity, attorney's fees, criminal justice, firearms, liability, veterans, gun ownership, immunity, firearm hold agreement, sexual abuse, nondisclosure, confidentiality, public policy, Trey's Law, parental rights, child upbringing

Transcript Highlights:

• , and similarly Article 35.29 with broader language. and the Code of Criminal Procedure protects criminal
• And part because that is what protects the children, Representative Flores, and something as a practice
• And and to protect and preserve these rights for generations to come. Thank you. Thank you. Ms.
• our rights as parents and to protect our children and their well-being.
• to protect yourself. your property and yourself and your granted civil immunity.

Bills: HB170 , HB865 , HB748 , HJR112 , HB 1110 , HB1495 , HB786 , HB 1130 , HB170

Committee: House Judiciary & Civil Jurisprudence

Keywords: civil liability, self-defense, force, deadly force, legal immunity, attorney's fees, criminal justice, firearms, liability, veterans, gun ownership, immunity, firearm hold agreement, sexual abuse, nondisclosure, confidentiality, public policy, Trey's Law, parental rights, child upbringing

Transcript Highlights:

• President, and thank you, Mr. Leader, and ladies and gentlemen of the Senate.
• firefighter and EMT with the Goldsby Fire Department, selflessly answering the call to protect and serve
• First of all, we have spent years now protecting and valuing continually how we spend taxpayer dollars
• And so, looking at this, wouldn't it make sense to try and protect that property tax stream of funding
• To protect against the economic ups and downs that all of us who have been Oklahomans for however many

Bills: HB3418 , HB3985 , HB3463 , HB3002 , HB4303 , HB3919 , HB3416 , HB3417 , HB3415 , HB2206 , HB3414 , HB3265 , HB3310 , HB3413 , HB4486 , HB1219 , SR39 , SB1177 , HB3298 , HB2696 , HB3941 , HB3970 , HB3264 , HB3321 , HB2650 , HB3497 , HB3980 , HB3981 , HB4421 , HB3177 , HB3322 , HB3499 , HB3500 , HB3845 , HB3742 , HB3622 , HB1250 , HB2710 , HB3831 , HB4408 , HB1002 , HB3008 , HB3086 , HB3595 , HB3678 , HB4107 , HB3695 , HB3315 , HB3590 , HB3006 , HB3151 , HB2959 , HB2398 , HB3026 , HB3467 , HB4268 , HB3372 , HB2210 , HB4359 , HB4427

Keywords: public works, bidding procedures, construction contracts, transparency, public trust, electronic bidding, school districts, property rights, public nuisance, compensation claims, government enforcement, Oklahoma Safe Neighborhoods Act, municipal audit, state auditor, local government, financial transparency, gasoline tax allocations, counties, county officers, education

Transcript Highlights:

• Sound solvency regulation is essential to maintaining confidence in the market and protecting consumers
• You just want to make sure that they have the capital available, and we want to protect those investments
• So they're taking Make sure that they have the capital available, and we want to protect those investments
• the deductible would continue with that train of thought and protect their constituents.
• the deductible would continue with that train of thought and protect their constituents.

Bills: HB591 , HB765 , HB826 , HB870 , HB938 , HB1151 , HB1162 , HB1176 , HB1196 , HB1236 , HB1241

Committee: Senate Insurance

Keywords: liability insurance, coverage defenses, direct action, judgment enforcement, legal procedures, insurance referrals, compensation, non-licensed agents, consumer protection, insurance products, HB 870, Act 907, Louisiana insurance, health insurance, prescription drugs, generic drugs, biosimilars, formulary placement, drug formulary, cost-sharing

Transcript Highlights:

• worked to create systems that provide some limited protections for our young people and folks with autism
• And if you look at page 2, sort of line 9, temporary protection zone established pursuant...
• protected and constitutionally mandated to be paid what's reasonable and... ...and constitutionally
• efficiency and oversight, and provides for protections and a time frame for implementation.
• And it's clear with this bill, the intent is about concealing identity and not just protecting yourself

Bills: HB59 , HB74 , HB159 , HB167 , HB175 , HB255 , HB330 , HB364 , HB458 , HB525 , HB568 , HB656 , HB1033 , HB1034 , HB1070

Committee: House Administration of Criminal Justice

Keywords: public defender, funding, district court, East Baton Rouge, judicial expenses, Autism Spectrum Disorder, missing children, law enforcement, public safety, Spectrum Alert, inmate documentation, post-release employment, special identification card, Louisiana Department of Public Safety, reentry services, veterans, veterans services, lottery proceeds, special fund, grant board

Transcript Highlights:

• You all may recall, um, there was the passage of protections for pregnant and parenting students, which
• student protections and consumer protections for these laws.
• to expand it and create more efficiencies within the unit.
• to expand it and create more efficiencies within the unit.
• Uh and um and and these 13 registered.

Bills: HF4362 , HF4252 , HF4440

Committee: House Higher Education Finance and Policy

Keywords: firearms, guns, gun rights, gun control, campus safety, public college, university, postsecondary institution, higher education, visitor carry, concealed carry, open carry, campus policy, Minnesota Statutes 624.714, petty misdemeanor, parking lot carry, firearm possession, public safety, college campus, student carry

Transcript Highlights:

• So HB 140 is just moving us in the wrong direction, away from fiscal responsibility and efficiency and
• to protect both public order and religious liberty.
• Protect both public order and religious liberty, and I respectfully ask for a favorable passage.
• And therefore, no one has a right to go in and cause a disturbance in that private place. to protect
• And we do want to make sure that we are protecting that right and protecting our citizens while they're

Bills: HB36 , HB52 , HB56 , HB68 , HB92 , HB119 , HB140 , HB147 , HB160 , HB171 , HB289 , HB351 , HB552 , HB784

Committee: House Administration of Criminal Justice

Keywords: HB 52, Act 192, Louisiana criminal procedure, misdemeanor jury trial, six-person jury, bench trial, trial without jury, Article 779, Code of Criminal Procedure, criminal justice, defendant rights, retroactive application, prospective application, fine threshold, court procedure, misdemeanor prosecution, driving, impaired, fines, legislation

Transcript Highlights:

• And this is the retirement plan for EMTs and county sheriffs through OPERS.
• Just come to one of the mics and give us your name and your title, please.
• Research assistance and at my beck and call all the time, and I've used it a lot and abused it, and I
• And so that needs to be recognized. And then by... There's any cost to the state.
• And so that needs to be recognized. And then behind me over my left shoulder, T.J.

Bills: HB1784 , HB1245 , HB1268 , HB2116 , HB2193 , HB2206 , HB1739 , HB1889 , HB1904 , HB3172 , HB4225 , HB4352 , HB3625 , HB4263

Committee: House Banking, Financial Services and Pensions

Keywords: education reform, local control, student outcomes, curriculum changes, school funding, retirement, pension, public employees, Oklahoma Public Employees Retirement System, benefits, survivorship, contribution rates, disability retirement, deferred option plan, service credit, contributions, distributions, HB2116, Oklahoma Law Enforcement Retirement System, OLERS

Transcript Highlights:

• I will call today's meeting of the Ways and Means Committee in order for April 28th, 2025.
• Chair, I'm quickly reviewing them and I find them to all be accurate and so wish to move their approval
• language in that Senate file and then amend the language of our two House files and pass that amended
• Tomorrow, uh, we have on the agenda the education finance bill and the human services finance bill, and
• ><c> and</c><00:03:21.440><c> an</c><00:03:21.680><c> amendment</c> services finance bill and an amendment

Bills: SF3045 , HF2783 , HF1943

Committee: House Ways and Means

Keywords: omnibus, state government, local government, elections, campaign finance, voter registration, absentee voting, election administration, electronic rosters, lobbying, lobbyist disclosure, state budget, appropriations, biennial budget, Minnesota Secretary of State, Minnesota Management and Budget, state personnel, civil service, affirmative action, disability employment

Transcript Highlights:

• Act, as well as both the state and federal Fair Housing Acts to protect individuals from discrimination
• Chairman and members. House Bill 2892 would protect the privacy rights of...
• I think when you have data consistency, you actually have a more efficient use of time and energy.
• wasted energy, boost energy efficiency in homes, buildings, and infrastructure, and support demand response
• Energy efficiency programs and targets have been around for more than 25 years in Texas, developed and

Bills: HB842 , HB1907 , HB2844 , HB2892 , HB3439 , HB4211 , HB4536 , HB5111 , HB5138 , HB5182 , HB5247 , HB5269 , HB5323 , HB5435 , HJR201 , SB871 , HB3896 , SJR40

Committee: House State Affairs

Keywords: power lines, Gulf Coast, weather-related outages, Public Utility Commission, infrastructure, government contracts, Chinese companies, information technology, cybersecurity, state regulations, food safety, mobile vendors, licensing, permitting exemptions, health inspections, nonprofit organizations, personal information, government disclosure, privacy, criminal penalties

Transcript Highlights:

• And then...
• And 20 days later lifts it and then 10 days later calls it again.
• If they just have one uniform standard to meet, that still protects the health and safety of their customers
• The load growth revenue protection and the sunset date are things we are also interested in potentially
• And do you believe that this will help the utilities and protect their credit rating?

Bills: HB842 , HB1907 , HB2844 , HB2892 , HB3439 , HB4211 , HB4536 , HB5111 , HB5138 , HB5182 , HB5247 , HB5269 , HB5323 , HB5435 , HJR201 , SB871 , HB3896 , SJR40

Committee: House State Affairs

Keywords: power lines, Gulf Coast, weather-related outages, Public Utility Commission, infrastructure, government contracts, Chinese companies, information technology, cybersecurity, state regulations, food safety, mobile vendors, licensing, permitting exemptions, health inspections, nonprofit organizations, personal information, government disclosure, privacy, criminal penalties