Video & Transcript Research : 'loan restructuring'
Page 87 of 239
MN
Minnesota 2025-2026 Regular Session
Cmte on Rules - Subcommittee on the Federal Impact on Minnesotans and Economic Stability - 12/18/25
Transcript Highlights:
- <00:48:24.720>
Across student loan debt crisis. Across student loan debt crisis. - borrowers who collectively student loan borrowers who collectively owe<00:48:30.319>
over <00: - owe over $ 31 billion in student loan owe over $ 31 billion in student loan debt.<00:48:33.520><
- >
or <00:48:47.520>holding <00:48:47.920>student Student loan system or holding - <01:21:02.000>
that <01:21:02.400>still money from operating loans that still money
AL
Bills:
HB 1500, HJR 7, HJR 112, HB 34, HB 133, HB 112, HB 119, HB 128, HB 130, HB 132, HB 2756, HB 166, HB 406, HB 186, HB 271, HB 331, HB 380, HB 1583, HB 1584, HB 1819, HB 621, HB 303, HB 552, HB 366, HB 463, HB 1211, HB 1327, HB 1461, HB 923, HB 1760, HB 2043, HB 2467, HB 5333, HB 5265, HB 1592, HB 1576, HB 1552, HB 2018, HB 3511, HB 1781, HB 2013, HB 2340, HB 2349, HB 2508, HB 2970, HB 2520, HB 865, HB 2851, HB 3385, HB 3336, HB 3529, HB 3309, HB 1127, HB 1232, HB 1397, HB 4236, HB 1804, HB 1926, HB 4041, HB 1965, HB 1964, HB 2679, HB 2730, HB 3698, HB 3699, HCR 77, HB 3354, HB 163, HB 201, HB 272, HB 333, HB 405, HB 519, HB 569, HB 654, HB 694, HB 791, HB 1006, HB 1136, HB 1240, HB 1266, HB 1275, HB 1437, HB 1532, HB 1675, HB 1842, HB 1868, HB 1888, HB 1894, HB 1943, HB 1990, HB 2029, HB 2061, HB 2286, HB 2523, HB 2622, HB 2626, HB 2652, HB 2692, HB 2842, HB 2885, HB 2914, HB 3016, HB 3096, HB 3129, HB 3248, HB 3251, HB 3255, HB 3479, HB 3611, HB 3623, HB 3701, HB 3724, HB 3803, HB 3804, HB 3805, HB 3806, HB 3810, HB 3816, HB 3832, HB 3887, HB 4127, HB 4129, HB 4130, HB 4131, HB 4163, HB 4187, HB 4229, HB 4238, HB 4454, HB 4588, HB 4643, HB 4736, HB 4738, HB 4739, HB 4945, HB 5015, HB 5616, SB 767, SB 1619, SB 1738, HJR 5, HJR 2, HB 1399, HB 388, HB 114, HB 205, HB 2789, HB 2791, HB 499, HB 2960, HB 3163, HB 3135, HB 2427, HB 1672, HB 1722, HB 2618, HB 879, HB 1126, HB 4134, HB 3513, HB 1445, HB 1893, HB 1734, HB 3229, HB 3306, HB 1276, HB 3516, HB 4145, HB 1585, HB 4810, HB 2558, HB 2742, HB 1695, HB 33, HB 144, HB 109, HB 103, HB 148, HB 3809, HB 2217, HB 220, HB 2421, HB 2363, HB 421, HB 2455, HB 3711, HB 2559, HB 2775, HB 3126, HB 3666, HB 3595, HB 3260, HB 3376, HB 3826, HB 3770, HB 1831, HB 2614, HB 3113, HB 322, HB 431, HB 869, HB 1203, HB 1244, HB 1875, HB 1950, HB 2152, HB 2341, HB 2809, HB 2856, HB 3012, SB 1415, SB 1058, SB 487, SB 1499, SB 513, SB 1697, SB 1197, SB 1437, SB 1809, SB 836, SB 1879, SB 1145, SB 963, SB 1038, SB 1147, SB 914, SB 711, SB 1409, HB 3707, HB 589, HB 1360, HB 2337, HB 2391, HB 718, HB 23, HB 2436, HB 1500, HJR 7, HJR 112, HB 34, HB 133, HB 112, HB 119, HB 128, HB 130, HB 132, HB 2756, HB 166, HB 406, HB 186, HB 271, HB 331, HB 380, HB 1583, HB 1584, HB 1819, HB 621, HB 303, HB 552, HB 366, HB 463, HB 1211, HB 1327, HB 1461, HB 923, HB 1760, HB 2043, HB 2467, HB 5333, HB 5265, HB 1592, HB 1576, HB 1552, HB 2018, HB 3511, HB 1781, HB 2013, HB 2340, HB 2349, HB 2508, HB 2970, HB 2520, HB 865, HB 2851, HB 3385, HB 3336, HB 3529, HB 3309, HB 1127, HB 1232, HB 1397, HB 4236, HB 1804, HB 1926, HB 4041, HB 1965, HB 1964, HB 2679, HB 2730, HB 3698, HB 3699, HB 3354, HB 163, HB 201, HB 272, HB 333, HB 405, HB 519, HB 569, HB 654, HB 694, HB 791, HB 1006, HB 1136, HB 1240, HB 1266, HB 1275, HB 1437, HB 1532, HB 1675, HB 1842, HB 1868, HB 1888, HB 1894, HB 1943, HB 1990, HB 2029, HB 2061, HB 2286, HB 2523, HB 2622, HB 2626, HB 2652, HB 2692, HB 2842, HB 2885, HB 2914, HB 3016, HB 3096, HB 3129, HB 3248, HB 3251, HB 3255, HB 3479, HB 3611, HB 3623, HB 3701, HB 3724, HB 3803, HB 3804, HB 3805, HB 3806, HB 3810, HB 3816, HB 3832, HB 3887, HB 4127, HB 4129, HB 4130, HB 4131, HB 4163, HB 4187, HB 4229, HB 4238, HB 4454, HB 4588, HB 4643, HB 4736, HB 4738, HB 4739, HB 4945, HB 5015, HB 5616, SB 767, SB 1619, SB 1738, HCR 77
Keywords:
Information Resources, Department governance, cybersecurity, state assistance, procurement training, technology resources, advisory committees, water fund, Texas water supply, constitutional amendment, state revenue, infrastructure, parental rights, child upbringing, government interference, Texas legislation, science park district, economic development, technology innovation, higher education collaboration
FL
Transcript Highlights:
- It updates the successful state-funded ag and aquaculture disaster recovery loan program and helps out
Bills:
HB 1500, HJR 7, HJR 112, HB 34, HB 133, HB 112, HB 119, HB 128, HB 130, HB 132, HB 2756, HB 166, HB 406, HB 186, HB 271, HB 331, HB 380, HB 1583, HB 1584, HB 1819, HB 621, HB 303, HB 552, HB 366, HB 463, HB 1211, HB 1327, HB 1461, HB 923, HB 1760, HB 2043, HB 2467, HB 5333, HB 5265, HB 1592, HB 1576, HB 1552, HB 2018, HB 3511, HB 1781, HB 2013, HB 2340, HB 2349, HB 2508, HB 2970, HB 2520, HB 865, HB 2851, HB 3385, HB 3336, HB 3529, HB 3309, HB 1127, HB 1232, HB 1397, HB 4236, HB 1804, HB 1926, HB 4041, HB 1965, HB 1964, HB 2679, HB 2730, HB 3698, HB 3699, HCR 77, HB 3354, HB 163, HB 201, HB 272, HB 333, HB 405, HB 519, HB 569, HB 654, HB 694, HB 791, HB 1006, HB 1136, HB 1240, HB 1266, HB 1275, HB 1437, HB 1532, HB 1675, HB 1842, HB 1868, HB 1888, HB 1894, HB 1943, HB 1990, HB 2029, HB 2061, HB 2286, HB 2523, HB 2622, HB 2626, HB 2652, HB 2692, HB 2842, HB 2885, HB 2914, HB 3016, HB 3096, HB 3129, HB 3248, HB 3251, HB 3255, HB 3479, HB 3611, HB 3623, HB 3701, HB 3724, HB 3803, HB 3804, HB 3805, HB 3806, HB 3810, HB 3816, HB 3832, HB 3887, HB 4127, HB 4129, HB 4130, HB 4131, HB 4163, HB 4187, HB 4229, HB 4238, HB 4454, HB 4588, HB 4643, HB 4736, HB 4738, HB 4739, HB 4945, HB 5015, HB 5616, SB 767, SB 1619, SB 1738, HJR 5, HJR 2, HB 1399, HB 388, HB 114, HB 205, HB 2789, HB 2791, HB 499, HB 2960, HB 3163, HB 3135, HB 2427, HB 1672, HB 1722, HB 2618, HB 879, HB 1126, HB 4134, HB 3513, HB 1445, HB 1893, HB 1734, HB 3229, HB 3306, HB 1276, HB 3516, HB 4145, HB 1585, HB 4810, HB 2558, HB 2742, HB 1695, HB 33, HB 144, HB 109, HB 103, HB 148, HB 3809, HB 2217, HB 220, HB 2421, HB 2363, HB 421, HB 2455, HB 3711, HB 2559, HB 2775, HB 3126, HB 3666, HB 3595, HB 3260, HB 3376, HB 3826, HB 3770, HB 1831, HB 2614, HB 3113, HB 322, HB 431, HB 869, HB 1203, HB 1244, HB 1875, HB 1950, HB 2152, HB 2341, HB 2809, HB 2856, HB 3012, SB 1415, SB 1058, SB 487, SB 1499, SB 513, SB 1697, SB 1197, SB 1437, SB 1809, SB 836, SB 1879, SB 1145, SB 963, SB 1038, SB 1147, SB 914, SB 711, SB 1409, HB 3707, HB 589, HB 1360, HB 2337, HB 2391, HB 718, HB 23, HB 2436, HB 1500, HJR 7, HJR 112, HB 34, HB 133, HB 112, HB 119, HB 128, HB 130, HB 132, HB 2756, HB 166, HB 406, HB 186, HB 271, HB 331, HB 380, HB 1583, HB 1584, HB 1819, HB 621, HB 303, HB 552, HB 366, HB 463, HB 1211, HB 1327, HB 1461, HB 923, HB 1760, HB 2043, HB 2467, HB 5333, HB 5265, HB 1592, HB 1576, HB 1552, HB 2018, HB 3511, HB 1781, HB 2013, HB 2340, HB 2349, HB 2508, HB 2970, HB 2520, HB 865, HB 2851, HB 3385, HB 3336, HB 3529, HB 3309, HB 1127, HB 1232, HB 1397, HB 4236, HB 1804, HB 1926, HB 4041, HB 1965, HB 1964, HB 2679, HB 2730, HB 3698, HB 3699, HB 3354, HB 163, HB 201, HB 272, HB 333, HB 405, HB 519, HB 569, HB 654, HB 694, HB 791, HB 1006, HB 1136, HB 1240, HB 1266, HB 1275, HB 1437, HB 1532, HB 1675, HB 1842, HB 1868, HB 1888, HB 1894, HB 1943, HB 1990, HB 2029, HB 2061, HB 2286, HB 2523, HB 2622, HB 2626, HB 2652, HB 2692, HB 2842, HB 2885, HB 2914, HB 3016, HB 3096, HB 3129, HB 3248, HB 3251, HB 3255, HB 3479, HB 3611, HB 3623, HB 3701, HB 3724, HB 3803, HB 3804, HB 3805, HB 3806, HB 3810, HB 3816, HB 3832, HB 3887, HB 4127, HB 4129, HB 4130, HB 4131, HB 4163, HB 4187, HB 4229, HB 4238, HB 4454, HB 4588, HB 4643, HB 4736, HB 4738, HB 4739, HB 4945, HB 5015, HB 5616, SB 767, SB 1619, SB 1738, HCR 77
Keywords:
Information Resources, Department governance, cybersecurity, state assistance, procurement training, technology resources, advisory committees, water fund, Texas water supply, constitutional amendment, state revenue, infrastructure, parental rights, child upbringing, government interference, Texas legislation, science park district, economic development, technology innovation, higher education collaboration
HI
Hawaii 2026 Regular Session
CPN, CPN, CPN Public Hearings 02-25-2026
Transcript Highlights:
- loan.
- <00:34:29.119>
So <00:34:29.520>if <00:34:29.760>your <00:34:29.919>loan< - So if your loan is a coverage amount.
- <00:34:36.800>
Now, <00:34:37.040>some but you have an $800,000 loan. - Now, some but you have an $800,000 loan.
Summary:
The committee first took up a short-form administrative licensing measure requested by the administration to correct and clarify renewal provisions in a prior bill. Members raised no questions, and the committee voted to adopt the proposed Senate draft and recommit the bill back to the Commerce and Consumer Protection Committee for a further public hearing.
The committee then heard SB 2876 on natural hair braiding, which would exempt natural hair braiders from licensing under certain conditions. The Board of Barbering and Cosmetology said it views hair braiding as within the broader scope of cosmetology, but agreed that people who only braid hair should not need a license because the training and exam requirements are minimal. The board warned, however, that exempting braiders could create consumer protection gaps involving sanitation, training, and enforcement, and noted that related services such as waxing, cutting, coloring, shampooing, and relaxing would still require licensure. Supporters included the Grassroot Institute of Hawaii and the Institute for Justice.
The committee also heard SB 2950 on captive insurance and SB 2951 on insurance proceeds. On SB 2950, the Insurance Division opposed the bill, saying captive insurance is designed for formal self-insurance for companies and that allowing captives to insure the public would not fit the existing regulatory framework; a fire survivor advocate supported the measure as a way to expand disaster-related insurance options. On SB 2951, which would require mortgage servicers to follow certain rules for disbursing insurance proceeds after residential damage or destruction, United Policy Holders strongly supported the bill, citing delays in releasing funds and the need to help survivors rebuild, while banking and financial industry groups submitted opposition or comments.
Finally, the committee heard SB 2952, SB 2960, and SB 2964, all related to property insurance and disaster recovery. SB 2952 and SB 2960 would extend the time policyholders have after a declared disaster to submit documentation and recover replacement cost value, with supporters arguing that rebuilding after major disasters takes far longer than standard policy deadlines allow and that the bills would improve consumer protection and transparency; the Insurance Division, the Insurance Council, and national insurance groups opposed the measures. SB 2964 would require annual disclosures of replacement cost value and coverage sufficiency; the Insurance Council opposed it as costly and unnecessary because policies already include inflation-related adjustments, while United Policy Holders and fire survivors supported it, saying many homeowners are underinsured and do not understand their coverage.
KY
Kentucky 2025 Regular Session
Government Contract Review Committee - (3-11-25) - Upon Adjournment
Transcript Highlights:
- Servicing Department for any mortgage loans they have.
- The witness said that out of the entire Loan Servicing portfolio of over 28,000 loans, less than 1% is
- The witness said that less than 1% of the Loan Servicing portfolio is referred out for foreclosures.
- Because Kentucky Housing Corporation has mortgage loans all across the state, it is difficult for them
- housing Corporation has mortgage loans housing Corporation has mortgage loans all<00:09:14.839><
Keywords:
This meeting will take place upon adjournment of both chambers today. There is not an exact time, there for the live stream has been created with a place holder time of 4:00 PM est., 958, all
Summary:
Chairman Hart called the meeting to order, confirmed a quorum, welcomed Representative Rachel Roarx, and the committee approved the February 11 minutes. The committee then moved through its agenda of PSC and related contract items, including a motion to consider the reviewed contracts without objection. One Department of Highways item was deferred when the virtual representatives were not yet available.
The committee first took up Kentucky Housing Corporation contracts. Members questioned outside legal services for foreclosures and bankruptcies, why the work was not handled entirely in-house, and how much of the workload and cost it represented. Witnesses said the agency’s need was largely geographic rather than a lack of expertise, that less than 1% of the loan portfolio is referred out for foreclosures, and that many fees are reimbursable through FHA. Both Kentucky Housing Corporation items were approved.
The committee then considered a Department for Community Based Services contract tied to a protest and a temporary renewal with PCG. Witnesses said the contract increase was needed to bridge the gap while the protest and RFP process were unresolved, and that the initial vendor received no funds. The committee approved the item, with Senator Douglas explaining his vote as a preference for straightforward answers.
The committee also heard a Northern Kentucky University contract for a Workday ERP replacement, including implementation consulting and separate license fees. University officials explained the move from SAP to Workday, the complexity of the systems, and the need for a consulting partner; they said the total effort would span 10 years and that the contract was priced below comparable institutions. After extensive questioning about cost, budget, and value, the vote ended 4-4 and the chair noted the contract would move forward through the Finance Committee if no disapproval motion was made. Finally, the Office of Inspector General presented a contract for culture change training in nursing facilities funded by civil monetary penalties; witnesses said the goal was to improve staff satisfaction, communication, and resident outcomes, and that the CMP fund balance was about $38 million. Discussion also covered survey backlogs and CMS restrictions on the funds, with the item still under review as the transcript ended.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Monday, February 24, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- Unfortunately, fraudsters infiltrated pandemic-era loans at an alarming rate.
- BEFORE ISSUING A LOAN, THE S.B.A.
- s disaster loan program assists communities after ... CLOSE OUT THE RECOMMENDATION.
- S DISASTER LOAN PROGRAM ASSISTS COMMUNITIES AFTER Disasters.
- AND SUD INJURIES -- STUDIES HAVE Shown a higher percentage of veterans are turned down for loans.
KY
Kentucky 2026 Regular Session
Senate Standing Committee on Banking and Insurance. (2-10-26)
Banking & Insurance
Transcript Highlights:
- bill relates to credit property insurance, a product that protects personal property used to secure a loan
- Kentucky's licensed consumer loan companies have been offering this product for over 20 years.
- Chairman. used to secure a loan in the event of a used to secure a loan in the event of a theft,<00:01
- Kucky's<00:01:41.680>
licensed <00:01:42.400>consumer <00:01:42.880>loan <00:01:43.200 - >
companies Kucky's licensed consumer loan companies Kucky's licensed consumer loan companies
Keywords:
Meeting Start 00:00
Call to Order and Roll Call 00:09
Discussion SB 118 00:58
Vote SB 118 03:25
Discussion SB 153 04:39
Vote SB 153 17:48
Discussion SB 158 19:41
Vote SB 158 24:09, 958, all
Summary:
The Senate Banking and Insurance Committee met for its first meeting of the 2026 session, called the roll, and welcomed new member Senator G. Gary Clemens. The committee first took up Senate Bill 118, which concerns credit property insurance and would codify existing practice in the Kentucky Revised Statutes. Sponsor Senator Brandon Storm explained that the bill clarifies the treatment of the product and, through a committee amendment, excludes GAP/vehicle protection products from its scope and aligns filing language with current law. The amendment was adopted, the bill passed with favorable expression, and the amendment was rolled into a committee substitute.
The committee then heard Senate Bill 153, relating to the prevention of harmful and fraudulent practices. Senator Greg Elkins and witnesses from the Attorney General’s office, Kentucky Farm Bureau Insurance, and State Farm described the bill as a response to storm-chaser and contractor fraud after major weather events. They said the measure would codify current coordination between the Attorney General and the Department of Insurance, allow criminal enforcement in addition to civil actions, and formalize an emergency registration/placard system for out-of-state contractors and volunteer groups during disasters. Members asked about how the bill would affect homeowners who directly hire contractors and whether volunteer groups such as disaster relief organizations or Amish/Mennonite volunteers would be required to register; sponsors said direct hiring would not be affected and volunteers would be handled through a separate identification process. The committee substitute was adopted, the bill passed as amended, and members emphasized the need to protect homeowners from fraud and inflated costs.
Finally, the committee considered Senate Bill 158, relating to vehicle financial protection. Senator Jason Howell and representatives of the Guaranteed Asset Protection Alliance explained that the bill modernizes and regulates GAP waivers and related consumer protection products, such as debt waiver and depreciation benefit agreements, while keeping them legal in Kentucky. Supporters said the bill would ensure providers are properly funded and bonded and would align Kentucky with other states. The bill passed with favorable expression, and the meeting ended on a note of bipartisan agreement on all three measures.
KY
Kentucky 2025 Regular Session
House Standing Committee on Agriculture (2-26-25)
Transcript Highlights:
- Before banks can make a loan on property, they have to run information on their borrowers through this
- In short, bank regulation means banks cannot make loans to these sorts of foreign adversaries listed
- He said the bank's concern is that community banks throughout the Commonwealth make loans to farmers
- What you'll see is that the banks make loans to the interest, and obviously, if this were to become a
- you'll see is that the banks make loans you'll see is that the banks make loans to<00:29:19.440>
Summary:
The House Agriculture Committee met with a large group of 4-H and FFA students and guests in attendance, and members repeatedly highlighted the importance of those youth programs to agriculture and future leadership. The committee first took up House Bill 356, as amended by a committee substitute, which would create the Kentucky Urban Youth Agriculture Initiative. The sponsor explained that the substitute broadened the bill beyond hands-on farming to include agricultural education, agribusiness, advocacy, internships, apprenticeships, and other experiential learning, while also lowering the starting age from 6 to 5, removing the requirement that participants have access to farmland, and changing the program into a pilot focused on urban youth. Testimony from a 4-H student and Kentucky 4-H leadership emphasized that the goal is to remove barriers and provide access to agriculture education for all youth, including those in urban areas. Several members spoke in support, noting the value of urban agriculture and youth exposure to the field, and one member asked whether urban community gardens would fit within the concept; the sponsor said the substitute was designed to allow that kind of access. The committee then voted unanimously to pass HB 356 as amended, and also approved a title amendment.
After HB 356, the committee moved to House Bill 315, a foreign adversary land bill intended to limit certain foreign entities’ ability to purchase land in Kentucky. The sponsor said the bill was carried over from a prior version drafted by a former representative. The chair then recognized Tim Shank, general counsel for the Kentucky Bankers Association, who testified in opposition to the mechanics of Section 8 dealing with foreclosure. He said banks are already heavily regulated and must screen borrowers through federal systems such as FinCEN, and warned that the bill’s provisions could create problems for community banks that make agricultural loans and potentially limit access to credit if the issue became widespread. The transcript ends during discussion of HB 315, before any final committee action on that bill is shown.
MN
Minnesota 2025-2026 Regular Session
Committee on Health and Human Services - 04/03/25
Health and Human Services
Transcript Highlights:
- Minnesota, and sometimes to the point where even those pharmacies need to actually go out and obtain loans
- would allow them to get their refund on a quarterly basis, thereby keeping them from having to get a loan
- <00:01:54.320>
to actually go out and obtain loans to actually go out and obtain loans to - and um and certainly to get a loan and um and certainly assist<00:02:35.519>
them <00:02:36.400 - to say we issue the debt and then loan to say we issue the debt and then loan the<00:37:09.760><
MN
Minnesota 2025-2026 Regular Session
House Health Finance and Policy Working Group 1/15/25
Minnesota House Floor Meeting
Transcript Highlights:
- And then you lastly have the drinking water revolving fund, which provides below-market-rate loans for
- <00:04:10.959>
below <00:04:11.280>market <00:04:11.519>rate <00:04:11.720>loans - which provides below market rate loans which provides below market rate loans for<00:04:12.400><
- One of them is loan forgiveness.
- <00:42:18.920>
forgiveness <00:42:19.920>um this one of them is loan forgiveness um
Summary:
The meeting was an informational walkthrough for the Health Finance and Policy Working Group, focused on committee structure, budget basics, and major health-related accounts and programs. Staff explained the roles of House Research and House Fiscal, then reviewed key funds used by the committee, including the general fund, government special revenue fund, federal funds, the health care access fund, remediation account, and drinking water revolving fund. They also outlined the committee’s main budget areas, noting that medical assistance is the largest general fund item and that the Department of Health is a substantial agency funded by a mix of federal, general fund, and special revenue dollars.
A major portion of the presentation covered subsidized health coverage programs. Staff described Medical Assistance (Minnesota’s Medicaid program) as an entitlement for eligible Minnesotans, with no premiums or cost sharing, and explained its managed care and fee-for-service delivery systems. MinnesotaCare was presented as a separate federal-state basic health program for people who are not eligible for MA, with income limits, premiums for adults age 21 and older, and cost-sharing requirements; staff noted that federal premium tax credit changes affect MinnesotaCare premium ranges. The presentation also summarized MNsure’s role in the individual market and in determining eligibility for premium tax credits, cost-sharing reductions, MinnesotaCare, and MA.
The committee also received an overview of health-related licensing boards and occupational regulation. Staff said Minnesota has 16 health-related licensing boards, funded mainly through the state government special revenue fund and subject to legislative appropriation, and explained that health occupations may be regulated by the Department of Health, the Office of Emergency Medical Services, or the boards under chapter 214. Interstate licensure compacts were briefly noted as a way to ease practice across states. No bills were debated and no votes or formal actions were taken during the meeting.
TX
Transcript Highlights:
- include median student debt load among attending borrowers, the percent of students paying their student loans
- assess agencies on metrics like student retention, graduation rates, employment outcomes, student loan
- bill, it mentions the metrics are student retention, graduation rates, employment outcomes, student loan
- The metrics are student retention, graduation rates, employment outcomes, student loan debt, repayment
Summary:
The Senate Committee on Education K-16 heard several bills and took no final votes, leaving each measure pending. The first major item, SB 1322 by Senator Hagenbuch, would create a Texas Higher Education Accrediting Commission to evaluate and approve accrediting agencies for public colleges and universities using outcome-based metrics such as retention, graduation, employment, debt, and repayment. Supporters, including Kate Byerley of the Texas Public Policy Foundation, argued the bill would add competition and align accreditation with Texas workforce needs; Senator Menendez questioned the need for a new bureaucracy and noted the $3.6 million fiscal note, suggesting existing reporting and oversight structures could serve the same purpose.
The committee then heard SB 1998, which would establish a pediatric subspecialty preceptorship program to encourage medical students to enter pediatric subspecialties. Dr. Lauren Gamble testified in strong support, saying the program would help address shortages and improve access for children, especially in rural and underserved areas. SB 2788, authored by Senator Menendez, would add the PSAT as an accepted assessment for dual credit and Texas Success Initiative purposes; Priscilla Camacho of Alamo Colleges supported the bill, citing strong student outcomes and widespread use of the PSAT as a readiness indicator.
Senator Creighton laid out SB 2076, which would remove or modify certain Capitol view corridor restrictions affecting the UT Austin Academic Medical Center project, including the planned specialty hospital and MD Anderson Cancer Center expansion. He said the existing corridors are outdated and limit development. The committee also heard SB 1418, a cleanup bill replacing outdated references to ACT Plan with Pre-ACT and removing obsolete SAT subject test language. After brief testimony and no opposition on the later bills, the committee closed public testimony and left SB 1322, SB 1998, SB 2788, SB 2076, and SB 1418 pending before recessing for the floor session.
ND
North Dakota 2025-2026 Regular Session
House Appropriations Apr 2nd, 2025 at 09:00 am
Appropriations
Transcript Highlights:
- And that was my first introduction when we did those loans, those flood repayment loans.
- And that was my first introduction when we did those loans, those flood repayment loans.
Summary:
The committee met to consider three measures, beginning with Senate Bill 2016 for Job Service. Testimony described Job Service’s workforce, unemployment insurance, and labor market functions, its long-term reduction in FTEs and budget, and its reliance on federal funding that does not keep pace with inflation. The bill included funding for an additional FTE for the H-2A housing inspection program, continued support for the JP3 offender placement pilot, and one-time funding for IT and mainframe costs tied to a system modernization effort. The committee approved the bill 20-0, with Representative Swiontek named as carrier.
The committee then discussed Senate Bill 2305, which would allow family members to be paid as caregivers for certain young people with disabilities instead of only licensed outside providers. Members noted the specialized, 24-hour nature of the care, workforce shortages, waiting lists, and the potential to avoid more expensive institutional care. Questions focused on how the program would be structured, including certification requirements and whether it would remain a pilot or become part of the broader human services budget. The committee passed the bill 20-0, with Representative Roar as carrier and Representative Nelson available as backup.
Finally, the committee took up Senate Bill 2024 for the Department of Environmental Quality. The House change was limited to increased special-fund support for water and wastewater operator certification testing to expand availability, while the Senate version already included added FTEs for emerging contaminants and fuel inspection work. Members discussed federal funding uncertainty, including IIJA and ARPA-related concerns, but the department said its major projects, including the new laboratory, were not currently in jeopardy. The committee adopted the amendment and then passed the bill as amended 22-0, with Representative Berg as carrier.
CA
California 2025-2026 Regular Session
Assembly Appropriations Committee Mar 19th, 2025
Appropriations
Transcript Highlights:
- These programs look at each homeowner's financial needs. for federally-backed loans and treats non-federally-backed
- loans the same way should be considered in compliance with the law.
- servicers are forced to provide forbearance outside the terms of federal agencies and private investor loan
- absorbable on the Department of Insurance and would allow the California Fair Plan to access bonds, loans
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 3/11/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- loans?
- <00:30:55.679>
and live and die with with uh loans and live and die with with uh loans and - I mean, um are those agreements loans? I mean, um are those agreements legit? legit? legit?
- and we had a loan program for lowincome<00:41:50.560>
individuals. - off their car loan um and building<00:42:06.319>
that <00:42:06.640>credit.
MN
Minnesota 2025-2026 Regular Session
House Health Finance and Policy Committee 2/18/26
Health Finance and Policy
Transcript Highlights:
- <00:34:08.079>
Um, changes to federal student loans. - Um, changes to federal student loans.
- <00:34:19.760>
and $50,000 annual cap on student loans and $50,000 annual cap on student loans - student loan debt. student loan debt.
- and loan reforms and medical<00:35:15.839>
assistance <00:35:16.320>cuts.
Bills:
HF1925
NM
New Mexico 2026 Regular Session
House - Appropriations and Finance Jan 17th, 2026 at 09:11 am
House Appropriations & Finance
Transcript Highlights:
- The current LFC framework includes 5 million for a child care revolving loan fund, so that's the way
- One is to help people borrow low or no cost loans, and the other one is a federal match.
- Chairman, on line 39, the Child Care Facility Revolving Loan Fund.
- Is it low-interest loans? And who is eligible to apply? Mr.
- Representative Baca, this is for low interest loans. Thank you, Mr.
NM
Transcript Highlights:
- So, I mean, to pay $2.4 million in interest on a $5 million loan over a 30-year period, if you have..
- . $4 million in interest on a $5 million loan over a 30-year period.
- On a 30-year loan for a 10-year lifespan of equipment.
- I mean, they could get a loan to do that, but the hospital couldn't get the loan.
- So the county got the loan for the money for the grant, right? And then pay that.
Keywords:
telecommunications, low-income assistance, lifeline, broadband, rural broadband, universal service fund, public regulation commission, PRC, 911 surcharge, telecommunications relay service, VoIP, mobile service, internet affordability, digital equity, digital inclusion, rural internet, broadband infrastructure, eligible telecommunications carrier, ETC, tribal consent
CA
California 2025-2026 Regular Session
Assembly Appropriations Committee May 23rd, 2025
Transcript Highlights:
- AB 407, Jackson, Capital Access Loan Program: holding committee.
- AB 51, McKinnor, general fund loan interest waiver: holding committee.
- AB 1381, Muratsuchi, Educational Workforce Housing Loan Fund: do pass out on an A roll call.
- AB 866, Ortega, student loan servicing: do pass out with Republicans not voting.
- AB 718, Tangipa, Labor Market Outcome and Student Loans: holding committee.
Summary:
The Assembly Appropriations Committee held its May 23, 2025 suspense hearing and opened by emphasizing the difficult budget environment, rising costs for constituents, and the need to make tough choices. The chair said many bills would be held, amended to reduce costs, or made two-year bills because the state could not afford broad program expansions this year. The committee also noted the agenda was organized alphabetically by author and that results would be posted later that day.
The committee then acted on a large suspense file, taking up hundreds of Assembly bills across topics including housing, health care, education, labor, public safety, climate, water, transportation, elections, and technology. Many bills were held in committee, while many others were approved with cost-saving, clarifying, or author’s amendments. Examples included measures on CalABLE, Covered California enrollment, wildfire and insurance issues, reproductive health, school and college programs, prison and juvenile justice matters, AI and data privacy, and local government and utility regulation. Several bills were converted to two-year bills to continue discussion.
Throughout the hearing, the committee repeatedly voted on bills by A roll call or B roll call, often with Republicans not voting on amended measures. Some bills were advanced with notable amendments, such as narrowing scope, removing appropriations, delaying implementation, or striking costly provisions. The committee also approved a number of committee bills and omnibus measures, including emergency management, judiciary, insurance, and water-related bills.
At the end of the hearing, the chair stated that the committee had moved 435 bills to the Assembly floor, either as do pass or do pass as amended, and adjourned the meeting.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 5 on State Administration Feb 18th, 2025
Transcript Highlights:
- So the administration is proposing to require financial institutions and savings and loan businesses
- single sales factor, the single sales factor formula for apportioning income as well as savings and loan
- The Governor's proposal brings the taxation of multi-state financial institutions and savings and loan
- So what we have is a loan loss reserve program and we encourage residential, business, and multifamily
- A proportion of the loan loss. And how does the public know about this program?
TX
Transcript Highlights:
- A taxpayer-funded loan repayment program, correct?
- Forgiving loans for mental health professionals excuses...
- We oppose mass cancellation of student loan obligations.
- To deal with student loan repayment programs? Looks like it to me.
- Think about that scholarship you got, that loan you got.
Bills:
SB15, SB35, SB290, SB1365, SB2568, SB18, SB427, SB1860, SB1864, SB2675, SB596, SB2858, SB3058, SB816, SB1163, SB1484, SB1898, SB1777, SB1802, SB2692, SB315, SB1585, SB1626, SB2058, SB2050, SB2105, SB2245, SB2764, SB2611, SB2497, SB2452, SB2243, SB1705, SB1244, SB1361, SB438, SB578, SB584, SB2690, SB2521, SB2487, SB2342, SB2063, SB125, SB2041, SB1962, SB1413, SB6, SB2878, SB13, SB30, SJR87, SB7, SB127, SB293, SB441, SB3059, SB57, SB512, SB1718, SB140, SB2055, SB2075, SB2018, SB1534, SB1567, SB785, SB1233, SB1580, SB1663, SB413, SB447, SB519, SB467, SB1579, SB1191, SB1021, SB1838, SB2807, SB2835, SB546, SB2121, SB2167, SB2024, SB1032, SB1049, SB1266, SB1400, SB1302, SB401, SB1596, SB1281, SB1242, SB1343, SB1346, SB2753, SB2221, SB1719, SB2177, SB552, SB646, SJR1, SB15, SB800, SB790, SB748, SB571, SB1957, SB1923, SB1896, SB1760, SB1335, SB2368, SB2477, SB2587, SB2972, SB2986, SB2965, SB1563, SB1467, SB1164, SB1137, SB614, SB705, SB961, SB918, SB955, SB869, SB850, SB863, SB1610, SB1055, SB2206, SB457, SB2337, SB1362, SB926, SB1494, SB251, SB456, SB500, SB1307, SB2615, SB2995, SB2321, SB973, SB974, SB865, SB506, SB781, SB1522, SB1558, SB510, SB667, SB763, SB2073, SB1858, SB1660, SB505, SB2900, SB1433, SB1540, SB1964, SB1300, SB1644, SB2217, SB2373, SB2431, SB1758, SB2480, SB3039, SB3047, SB3073, SB2920, SB2781, SB826, SB766, SB2460, SB527, SB1946, SB2885, SB1243, SB2610, SB2595, SB857, SB2501, SB66, SB268, SB331, SB618, SB414, SB1394, SB2425, SB898, SB993, SB442, SB735, SB784, SB2538, SB1919, SB1013, SB2215, SB2322, SB626, SB570, SB747, SB2183, SB673, SB1015, SB1447, SB1370, SB1784, SB1897, SB2873, SB2891, SB2933, SB2540, SB2681, SB2695, SB1965, SB2203, SB872, SB875, SB1030, SB1277, SB1730, SB1681, SB1152, SB2969, SB2747, SB2705, SB2541, SB1708, SB2080, SB2721, SB1986, SB2392, SB2539, SB2857, SB2799, SB2785, SB2782, SB1531, SB1927, SB1263, SB1098, SB35, SB290, SB1365, SB2568, SB18, SB427, SB1860, SB1864, SB2675, SB596, SB2858, SB3058, SB816, SB1163, SB1484, SB1898, SB1777, SB1802, SB2692, SB315, SB1585, SB1626, SB2058, SB2050, SB2105, SB2245, SB2764, SB2611, SB2497, SB2452, SB2243, SB1705, SB1244, SB1361, SB438, SB578, SB584, SB2690, SB2521, SB2487, SB2342, SB2063, SB125, SB2041, SB1962, SB1413, SCR9, SB21, SB1198, SB1405, SB2601, SB2778, HB5560, HB762, HB1584, HB 107, HB 114, HB138, HB4386, HB2495, HB581, HB3348, HB5323, HB4341, HB6, HB171, HB143, HB449, HB3486, HB4263, HB5246, HB2, HB2011, SB17
Keywords:
SB 15, Texas Local Government Code, zoning preemption, housing affordability, small lots, lot size, lot density, single-family zoning, residential subdivision, municipal land use, local control, state preemption, parking requirements, setbacks, infill development, missing middle housing, lot width, lot depth, homebuilders, housing supply