Video & Transcript : 'Overdraft Lending' :
Page 70 of 114
MA
Massachusetts 2025-2026 Regular Session
Special Joint Committee on Initiative Petitions Mar 30th, 2026
Special Joint Committee on Initiative Petitions
Transcript Highlights:
- People are not going to want to lend us money if we can't raise the revenues when we need them.
- driving our costs, and that is being driven by predatory lenders who figured out that if you want to lend
NM
New Mexico 2026 Regular Session
House - Commerce and Economic Development Feb 11th, 2026 at 05:14 pm
House Commerce & Economic Development Committee
Transcript Highlights:
- Thank you to Chair Small for lending us his room today and canceling his meeting so we could meet here
- So I believe that you could just give it or lend it to the institution in that case.
Keywords:
State Fairgrounds District, fairgrounds bonds, public financing, bond authorization, gross receipts tax, gaming tax, tax-backed bonds, infrastructure funding, Albuquerque fairgrounds, State Fair Tid, economic development, municipal bonds, revenue pledge, capital projects, New Mexico finance, technology, innovation, advisory board, entrepreneurial support, stakeholder representation
NM
New Mexico 2026 Regular Session
House - Appropriations and Finance Jan 26th, 2026 at 01:39 pm
House Appropriations & Finance
Transcript Highlights:
- I think we're at 54% of the total monies that the Opportunity Enterprise is lending toward the total
- Chairman and Representative Pettigrew, yes, generally we are significantly under what a bank would lend
Committee:
House House Appropriations & Finance
NM
New Mexico 2025 Regular Session
House - Chamber Meeting Oct 2nd, 2025
Transcript Highlights:
- It goes beyond saying that you can borrow money from this lending institution if you have the ability
- Speaker, tells people, says to the lending institutions who are guaranteed by the Fed.
TX
Transcript Highlights:
- Per sale without verifying borrowers' ability to repay, lending leading to 30% foreclosures within three
- How will you ensure that this bill doesn't shield racially targeted predatory lending from enforcement
Bills:
HB200 , HB541 , HB1803 , HB30 , HB175 , HB249 , HB721 , HB851 , HB897 , HB 1128 , HB1904 , HB1916 , HB5560 , HB3071 , HB5627 , HB5435 , HB3913 , HB2921 , HB2695 , HB2688 , HB3045 , HB3483 , HB3673 , HB4213 , HB4226 , HB783 , HB4373 , HB4735 , HB5155 , HB5057 , HB4984 , HB4944 , HB4813 , HB5339 , HB5196 , HB5033 , HB4853 , HB3486 , HB4211 , HB74 , HB4670 , HB4730 , HB4743 , HB4603 , HB4463 , HB3892 , HB4139 , HB4752 , HB4520 , HB4517 , HB4486 , HB4437 , HB4426 , HB4396 , HB4263 , HB3487 , HB3418 , HB2284 , HB2266 , HB2229 , HB4912 , HB2189 , HB4506 , HB5269 , HB5224 , HB5195 , HB3317 , HB4166 , HB3947 , HB3358 , HB3370 , HB4438 , HB3745 , HB3602 , HB3697 , HB2001 , HB1968 , HB3371 , HB3909 , HCR7 , SB1744 , SB1364 , SB1316 , HB2026 , HB3302 , HB3368 , HB1639 , HB5652 , HB4655 , HB5654 , HB5658 , HB5656 , HB4894 , HB4996 , HB5088 , HB5650 , HB4464 , HB3751 , HB5665 , HB5661 , HB 1237 , HB2802 , HB5437 , HB2703 , HB5666 , HB5667 , HCR113 , HCR86 , SB2196 , SB463 , SB856 , SB1245 , SB1169 , SB509 , SB985 , SB305 , SB552 , HB1535 , HB 123 , HB1804 , HB426 , HB1773 , HB1871 , HB2035 , HB2492 , HB1411 , HB4753 , HB4666 , HB4529 , HB1499 , HB1610 , HB2028 , HB1506 , HB886 , HB3546 , HB796 , HB223 , HB3556 , HB2448 , HB4638 , HB 111 , HB180 , HB 1027 , HB 1178 , HB610 , HB 1277 , HB1615 , HB1620 , HB5342 , HB4885 , HB4751 , HB4530 , HB4488 , HB2149 , HB2071 , HB2282 , HB2248 , HB2243 , HB2522 , HB2310 , HB2513 , HB2300 , HB1902 , HB1813 , HB3719 , HB4284 , HB3743 , HB3778 , HB5153 , HB5147 , HB4877 , HB4850 , HB3261 , HB3005 , HB3033 , HB2849 , HB2967 , HB3531 , HB1768 , HB333 , HB2914 , HB2613 , HB3717 , HB3704 , HB2697 , HB3801 , HB3099 , HB3488 , HB3477 , HB3466 , HB3396 , HB3469 , HB2594 , HB2776 , HB2564 , HB2298 , HB5331 , HB5646 , HB5247 , HB5323 , HB4384 , HB3896 , HB4014 , HB3627 , HB3594 , HB2524 , HB510 , HB561 , HB5111 , HB5446 , HB 1181 , HB3963 , HB2785 , HB1661 , HB2460 , HB200 , HB541 , HB1803 , HB30 , HB175 , HB249 , HB721 , HB851 , HB897 , HB 1128 , HB1904 , HB1916 , HB5560 , HB3071 , HB5627 , HB5435 , HB3913 , HB2921 , HB2695 , HB2688 , HB3045 , HB3483 , HB3673 , HB4213 , HB4226 , HB783 , HB4373 , HB4735 , HB5155 , HB5057 , HB4984 , HB4944 , HB4813 , HB5339 , HB5196 , HB5033 , HB4853 , HB3486 , HB4211 , HB74 , HB4670 , HB4730 , HB4743 , HB4603 , HB4463 , HB3892 , HB4139 , HB4752 , HB4520 , HB4517 , HB4486 , HB4437 , HB4426 , HB4396 , HB4263 , HB3487 , HB3418 , HB2284 , HB2266 , HB2229 , HB4912 , HB2189 , HB4506 , HB5269 , HB5224 , HB5195 , HB3317 , HB4166 , HB3947 , HB3358 , HB3370 , HB4438 , HB3745 , HB3602 , HB3697 , HB2001 , HB1968 , HB3371 , HB3909 , HCR98 , HCR92 , HCR126 , HCR7
Keywords:
juvenile offenders, parole eligibility, youth justice, criminal justice reform, inmate rehabilitation, direct patient care, healthcare, physicians, medical services, insurance regulation, dentist, dental hygienist, interstate practice, licensure, compact privilege, public health, military members, disaster relief, tax rates, local government
CA
California 2025-2026 Regular Session
Assembly Public Safety Committee Jun 30th, 2026
Transcript Highlights:
- It lends itself to the ability for these transnational criminal organizations to reach out into homes
- And so the nature of the technology lends itself to these crimes, which is why they are expanding at
- Obviously, because there's no lawful path for the lending. Thank you, sir.
Summary:
The committee heard several bills, though no final votes were taken because a quorum had not yet been established. SB 493 by Senator Becker would add war or armed conflict to California’s price-gouging emergency triggers, with the author and supporters arguing it would protect consumers from gas-price spikes tied to international conflict. Opponents, including business and housing groups, warned the bill could over-trigger emergency powers and create broad, ongoing price controls. The chair indicated support for an aye-as-amended recommendation once quorum was reached.
SB 1056 by Senator Grayson would require protective orders for disclosure of sexually explicit material involving adult victims in specified criminal cases. Denise Huskins-Quinn and Aaron Quinn testified in support, describing how sensitive evidence in their case was copied and handled without adequate safeguards; supporters said the bill would extend privacy protections similar to those already used for child sexual abuse material. Criminal defense attorneys supported the goal but raised concerns about notice procedures and how the bill would apply when material is in the public domain. The chair said the bill filled a gap in existing law and would receive an aye recommendation.
SB 1208 by Senator Grayson would let law enforcement seize and return crypto assets used in scams and fraud to victims. The Attorney General’s office and law enforcement groups supported the bill as a tool to recover losses from transnational crypto fraud, while the ACLU and public defenders argued it lowered the burden of proof, raised constitutional concerns, and could be misused against unbanked or low-level defendants. The chair nevertheless said the bill aligned with existing law for stolen property and would be recommended aye. SB 874 by Senator Weber-Pearson would strengthen oversight of Medi-Cal behavioral health treatment services, including requiring background checks for employees of providers and convening a stakeholder workgroup; it drew support from the California Association for Behavior Analysis and no opposition was heard.
Later, SB 1266 by Senator Stern would change how the value of stolen copper and related infrastructure damage is calculated, aiming to address copper theft and its costs to cities and utilities. Supporters said the bill would better capture the real harm from thefts that disrupt streetlights, telecom, and emergency services, while opponents argued it would inflate charges, turn many misdemeanors into felonies, and increase court and incarceration costs. The author said he would continue discussions and accept the amendments. Senator Cervantes presented SB 1379, which would separate the Riverside County sheriff and coroner offices and create an independent medical examiner; supporters cited in-custody death concerns and conflicts of interest, while opponents said the problem was not unique to Riverside and that the bill would override local control. Cervantes also presented SB 1418 to extend ballot-custody protections to other election records and equipment after a Riverside County ballot seizure, with support from the Attorney General’s office. Finally, Senator Blakespear began presenting SB 936 on nitrous oxide misuse, describing public health, impaired-driving, and disposal concerns, but the transcript cuts off before the bill’s testimony concluded.
CA
Transcript Highlights:
- It lends itself to the ability for these transnational criminal organizations to reach out into homes
- And so the nature of the technology lends itself to these crimes, which is why they are expanding at
- Obviously, because there's no lawful path for the lending. Thank you, sir.
Committee:
House Public Safety
NH
Transcript Highlights:
- :03:34.400><c> the</c><00:03:34.879><c> SYSC</c><00:03:36.159><c> settlements</c><00:03:36.879><c> lend
- </c> to fully fund the SYSC settlements lend to fully fund the SYSC settlements lend fund.<00:03:39.280
Committee:
House Finance
WA
Washington 2025-2026 Regular Session
Senate Ways & Means Feb 6th, 2026
Transcript Highlights:
- I lead our state's largest county, and I'm here to lend my strong support for the millionaire's tax,
- has any provision pertaining to bonds, and the transmission authority cannot create state debt or lend
- In its current form, we are unable to lend our support.
Summary:
The Ways and Means Committee met on February 6, 2026, and first voted to suspend the five-day notice rule for all bills on the agenda. Senators Braun and Gildon objected, arguing the bill needed more public review and that the fiscal note had only just been released, but a roll call vote passed 15-9 and the committee proceeded to Senate Bill 6346.
Staff briefed SB 6346 as a proposal to create a 9.9% income tax on Washington taxable income above a $1 million per-household standard deduction, with a $50,000 charitable deduction, apportionment rules for nonresidents and certain professions, quarterly estimated payments, and credits for capital gains tax and certain business taxes. Staff said the tax would begin in 2029 and eventually raise about $3.5 billion annually from roughly 30,000 taxpayers. The bill also would expand the Working Families Tax Credit, create a sales tax exemption for grooming and hygiene products, increase the small business B&O tax credit and filing threshold, and end the B&O surcharge on high-grossing businesses one year early. Members questioned the bill’s constitutionality, its exemption from referendum, treatment of student athletes, natural-resource industries, and whether real estate gains would be captured.
Public testimony was sharply divided. Supporters, including labor groups, educators, health care advocates, counties, child care workers, and some business owners and high-income individuals, said the bill would make the tax code more progressive and provide stable funding for health care, education, child care, public defense, and other services, while expanding the Working Families Tax Credit. Opponents, including many small business, construction, housing, and taxpayer advocates, argued the measure would function as a tax on pass-through businesses and retained earnings, harm housing production and investment, encourage wealthy residents and businesses to leave the state, and violate the state constitution or the will of voters. No final action on SB 6346 was taken during the hearing.
HI
Hawaii 2026 Regular Session
CPN DEFER, CPN-HOU, CPN, CPN-EDT Public Hearings 02-03-2026
Commerce and Consumer Protection
Transcript Highlights:
- beneficial effects to the state of using depositories within the state, including but not limited to lending
- the Community Reinvestment Act, and so they take into account factors like affordable housing and lending
- :16.640><c> affordable</c><00:10:17.120><c> housing</c><00:10:17.440><c> and</c><00:10:17.680><c> lending
Committee:
Senate Commerce and Consumer Protection
Summary:
The committees first took up SB 2071 on rent-to-own housing. Testimony was generally supportive from HHFDC and Hawaii Realtors, but Sierra Club of Hawaii and others opposed the bill unless it was amended to exclude ceded lands from the 99-year lease provision. Members discussed the scope of ceded versus non-ceded lands and whether an inventory exists. The committees ultimately recommended passage with amendments, including HHFDC’s proposal to make the fixed-price period flexible by tying it to an option period and Sierra Club’s language limiting the program to non-ceded state or county land.
They then heard SB 2191 on limited profit housing associations. HHFDC supported the measure, while the Tax Foundation of Hawaii and the Office of the Auditor urged caution about tax exclusions and asked for clearer, more targeted limits and measurable outcomes. The committees adopted amendments to add a statement of purpose, include measurable metrics, apply the tax provisions to taxable years beginning after December 31, 2025, and delay the effective date to allow for administrative changes. SB 2191 was recommended for passage with amendments.
The committees also considered SB 2197, which would have replaced the five-year fixed-price period in rent-to-own housing with an option period set by HHFDC, but deferred it indefinitely because its issues were addressed in SB 2071. SB 2180 on deposits of public funds drew comments from the Hawaii Bankers Association questioning definitions and noting banks are already subject to Community Reinvestment Act requirements; decision-making was deferred to the next day in the CPN committee and to a later date for the housing committee. Finally, SB 2210 on housing discrimination received support from disability advocates and the Hawaii Civil Rights Commission, which asked for one additional investigator; the committees passed it with amendments adding a blank appropriation for one full-time position and planned to notify Ways and Means for possible re-referral.
KY
Kentucky 2025 Regular Session
Medicaid Oversight and Advisory Board (9-24-25)
Transcript Highlights:
- That also lends to why PDS wasn't included, because this is intended to be, again, the highest of the
- That also lends to why PDS wasn't included, because this is intended to be, again, the highest of the
- That also lends to why PDS wasn't included, because this is intended to be, again, the highest of the
Summary:
The Medicaid Oversight and Advisory Board met on September 24, 2025, approved the minutes from the September 9 meeting, and then continued its discussion of Medicaid waivers with Leslie Hoffman and Carmen Hancock from the Department for Medicaid Services. Members asked for updates on the 2024 waiver waitlist management assessment recommendations, including aligning waiver policies, standardizing applications and waitlist placement, and modernizing data systems. DMS said that work is being done jointly with Aging and Independent Living and Behavioral Health/Developmental and Intellectual Disabilities through task forces, that ARPA spending delayed action, and that implementation timelines extend through March 2027.
The board also reviewed per-member waiver cost averages for fiscal years 2023 through 2025 for ABI, ABI long-term care, HCBS, Model II, Michelle P, and SCL. DMS emphasized these figures were benefit-only averages based on paid claims, not full waiver costs, and explained that true budget neutrality is calculated on an aggregate basis against institutional care comparisons approved by CMS. DMS said all six waivers remain in compliance with budget neutrality and that the most recent 18-month lag review for FY 2022 and FY 2023 found costs at or below institutional care. Members also asked about unused waiver slots; DMS said slots generally cannot be reallocated mid-year if they have been used, except in cases such as death or reserved capacity, because CMS treats participants as unduplicated for the waiver year.
A major portion of the meeting focused on the new child waiver created under House Bill 6. Legislators questioned whether the waiver’s design, including the exclusion of participant-directed services and the emphasis on high-acuity children with behavioral health, DCBS, or juvenile justice involvement, matched the bill’s intent to keep children at home. DMS said it used the $14.7 million appropriated for FY 2026 to develop the program, that there is no priority list, and that the waiver is intended to serve the highest-acuity children while also addressing residential needs for those sleeping in offices or placed out of state. Members also raised concerns about the rapid growth of the HCBS waiting list and asked for more detail on age and timing patterns, which DMS said it would provide later. Finally, DMS gave average processing times from application to eligibility determination and from approval to service start, and said the overall average from application to services beginning was about 80 days, while members requested follow-up information on the Carewise assessment contract and related costs.
AL
Transcript Highlights:
- providers that earn wage access service providers that earn wage access service providers are not deemed lending
- , money are not deemed lending, money are not deemed lending, money transmission, or debt collection
Bills:
SJR 12 , SCR 39 , SB 27 , SB 29 , SB 241 , SB 406 , SB 414 , SB 464 , SB 568 , SB 578 , SB 609 , SB 660 , SB 689 , SB 693 , SB 785 , SB 857 , SB 879 , SB 921 , SB 922 , SB 955 , SB 985 , SB 993 , SB 996 , SB 1008 , SB 1035 , SB 1036 , SB 1059 , SB 1098 , SB 1120 , SB 1122 , SB 1147 , SB 1188 , SB 1197 , SB 1209 , SB 1227 , SB 1245 , SB 1267 , SB 1307 , SB 1321 , SB 1332 , SB 1386 , SB 1396 , SB 1453 , SB 1484 , SB 1494 , SB 1536 , SB 1537 , SB 1596 , SB 1610 , SB 1664 , SB 1741 , SB 1814 , SB 1822 , SB 1841 , SB 1948 , SB 2065 , SB 2155 , SB 2188 , SB 2230 , SB 2406 , SB 2407 , SJR 36 , SJR 12 , SJR 81 , SJR 50 , SCR 22 , SCR 12 , SCR 39 , SB 406 , SB 689 , SB 765 , SB 62 , SB 666 , SB 888 , SB 687 , SB 847 , SB 1248 , SB 504 , SB 857 , SB 305 , SB 296 , SB 284 , SB 241 , SB 304 , SB 1023 , SB 204 , SB 609 , SB 670 , SB 850 , SB 854 , SB 413 , SB 1346 , SB 1033 , SB 1220 , SB 1073 , SB 810 , SB 1539 , SB 447 , SB 1119 , SB 1505 , SB 1215 , SB 1302 , SB 583 , SB 673 , SB 681 , SB 1172 , SB 955 , SB 957 , SB 1120 , SB 541 , SB 266 , SB 1415 , SB 53 , SB 1352 , SB 785 , SB 1450 , SB 1502 , SB 1566 , SB 414 , SB 1062 , SB 711 , SB 746 , SB 1404 , SB 1448 , SB 507 , SB 1026 , SB 1349 , SB 1355 , SB 1433 , SB 1434 , SB 1596 , SB 1403 , SB 667 , SB 1059 , SB 1567 , SB 310 , SB 311 , SB 505 , SB 1209 , SB 1210 , SB 1470 , SB 264 , SB 1029 , SB 1358 , SB 1364 , SB 1569 , SB 1376 , SB 1228 , SB 519 , SB 1350 , SB 462 , SB 827 , SB 1585 , SB 1396 , SB 1484 , SB 1273 , SB 1741 , SB 927 , SB 1227 , SB 1229 , SB 1353 , SB 1464 , SB 1709 , SB 1729 , SB 1733 , SB 1744 , SB 1772 , SB 1841 , SB 2188 , SB 1147 , SB 879 , SB 1008 , SB 1536 , SB 2016 , SB 1453 , SB 1173 , SB 1163 , SB 996 , SB 27 , SB 568 , SB 1370 , SB 1321 , SB 1101 , SB 860 , SB 993 , SB 693 , SB 1610 , SB 1537 , SB 1332 , SB 1307 , SB 963 , SB 493 , SB 922 , SB 984 , SB 619 , SB 1098 , SB 1122 , SB 455 , SB 522 , SB 1057 , SB 1239 , SB 1254 , SB 1255 , SB 1259 , SB 1341 , SB 1664 , SB 1877 , SB 464 , SB 1277 , SB 32 , SB 732 , SB 660 , SB 731 , SB 921 , SB 268 , SB 1822 , SB 1188 , SB 1589 , SB 397 , SB 2230 , SB 1058 , SB 1036 , SB 1267 , SB 2112 , SB 1930 , SB 532 , SB 1035 , SB 2155 , SB 508 , SB 29 , SB 292 , SB 291 , SB 901 , SB 1333 , SB 1436 , SB 1494 , SB 964 , SB 779 , SB 1378 , SB 2312 , SB 1719 , SB 1386 , SB 287 , SB 2143 , SB 1245 , SB 261 , SB 1247 , SB 1948 , SB 2406 , SB 2407 , SB 1882 , SB 1197 , SB 1814 , SB 618 , SB 38 , SB 393 , SB 2065 , SB 1371 , SB 1394 , SB 1365 , SB 2243 , SB 2226 , SB 2039 , SB 1919 , SB 1895 , SB 1598 , SB 1493 , SB 1810 , SB 1791 , SB 1706 , SB 1644 , SB 1238 , SB 783 , SB 458 , SB 22 , SB 651 , SB 897 , SB 1809 , SB 1080 , SB 745 , SB 826 , SB 989 , SB 1320 , SB 1437 , SB 2320 , SB 2289 , SB 1171 , SB 664 , SB 1637 , SB 27 , SB 29 , SB 857 , SB 879 , SB 922 , SB 1098 , SB 1453 , SB 1536 , SB 1741 , SB 2188 , SB 2230 , SB 406 , SB 689 , SJR 12 , SR 358 , SR 361 , SR 362 , SR 368 , SJR 74 , SJR 76 , SB 2408 , SB 2409 , SB 2461 , SB 2462 , SB 2463 , SB 2464 , SB 2465 , SB 2466 , SB 2467 , SB 2468 , SB 2469 , SB 2470 , SB 2471 , SB 2472 , SB 2473 , SB 2474 , SB 2475 , SB 2476 , SB 2477 , SB 2478 , SB 2479 , SB 2480 , SB 2481 , SB 2482 , SB 2483 , SB 2484 , SB 2485 , SB 2486 , SB 2487 , SB 2488 , SB 2489 , SB 2490 , SB 2491 , SB 2492 , SB 2493 , SB 2494 , SB 2495 , SB 2496 , SB 2497 , SB 2498 , SB 2499 , SB 2500 , SB 2501 , SB 2502 , SB 2503 , SB 2504 , SB 2505 , SB 2506 , SB 2507 , SB 2508 , SB 2509 , SB 2510 , SB 2511 , SB 2512 , SB 2513 , SB 2514 , SB 2515 , SB 2516 , SB 2517 , SB 2518 , SB 2519 , SB 2520 , SB 2521 , SB 2522 , SB 2523 , SB 2524 , SB 2525 , SB 2526 , SB 2527 , SB 2528 , SB 2529 , SB 2530 , SB 2531 , SB 2532 , SB 2533 , SB 2534 , SB 2535 , SB 2536 , SB 2537 , SB 2538 , SB 2539 , SB 2540 , SB 2541 , SB 2542 , SB 2543 , SB 2544 , SB 2545 , SB 2546 , SB 2547 , SB 2548 , SB 2549 , SB 2550 , SB 2551 , SB 2552 , SB 2553 , SB 2554 , SB 2555 , SB 2556 , SB 2557 , SB 2558 , SB 2560 , SB 2561 , SB 2562 , SB 2563 , SB 2565 , SB 2566 , SB 2567 , SB 2568 , SB 2569 , SB 2570 , SB 2571 , SB 2572 , SB 2573 , SB 2574 , SB 2575 , SB 2576 , SB 2577 , SB 2578 , SB 2579 , SB 2580 , SB 2581 , SB 2582 , SB 2583 , SB 2584 , SB 2585 , SB 2586 , SB 2587 , SB 2588 , SB 2589 , SB 2590 , SB 2591 , SB 2592 , SB 2593 , SB 2594 , SB 2595 , SB 2596 , SB 2597 , SB 2598 , SB 2599 , SB 2600 , SB 2601 , SB 2602 , SB 2603 , SB 2604 , SB 2605 , SB 2606 , SB 2607 , SB 2608 , SB 2609 , SB 2610 , SB 2611 , SB 2612 , SB 2613 , SB 2614 , SB 2615 , SB 2616 , SB 2617 , SB 2618 , SB 2619 , SB 2620 , SB 2621 , SB 2622 , SB 2625 , SB 2626 , SB 2627 , SB 2628 , SB 2629 , SB 2630 , SB 2631 , SB 2632 , SB 2633 , SB 2634 , SB 2635 , SB 2636 , SB 2637 , SB 2638 , SB 2639 , SB 2640 , SB 2641 , SB 2642 , SB 2643 , SB 2644 , SB 2645 , SB 2646 , SB 2647 , SB 2648 , SB 2649 , SB 2650 , SB 2651 , SB 2652 , SB 2653 , SB 2654 , SB 2655 , SB 2656 , SB 2657 , SB 2658 , SB 2659 , SB 2660 , SB 2661 , SB 2662 , SB 2663 , SB 2664 , SB 2665 , SB 2666 , SB 2667 , SB 2668 , SB 2669 , SB 2670 , SB 2671 , SB 2672 , SB 2673 , SB 2674 , SB 2675 , SB 2676 , SB 2677 , SB 2678 , SB 2679 , SB 2680 , SB 2681 , SB 2682 , SB 2683 , SB 2684 , SB 2685 , SB 2686 , SB 2687 , SB 2688 , SB 2689 , SB 2690 , SB 2691 , SB 2692 , SB 2693 , SB 2694 , SB 2695 , SB 2696 , SB 2697 , SB 2698 , SB 2699 , SB 2700 , SB 2701 , SB 2702 , SB 2703 , SB 2704 , SB 2705 , SB 2706 , SB 2707 , SB 2708 , SB 2709 , SB 2710 , SB 2711 , SB 2712 , SB 2713 , SB 2714 , SB 2715 , SB 2716 , SB 2717 , SB 2718 , SB 2719 , SB 2720 , SB 2721 , SB 2723 , SB 2724 , SB 2725 , SB 2726 , SB 2727 , SB 2728 , SB 2729 , SB 2730 , SB 2731 , SB 2732 , SB 2733 , SB 2734 , SB 2735 , SB 2736 , SB 2737 , SB 2738 , SB 2739 , SB 2740 , SB 2741 , SB 2742 , SB 2743 , SB 2744 , SB 2745 , SB 2746 , SB 2747 , SB 2748 , SB 2749 , SB 2750 , SB 2751 , SB 2752 , SB 2753 , SB 2754 , SB 2755 , SB 2756 , SB 2757 , SB 2758 , SB 2759 , SB 2760 , SB 2761 , SB 2762 , SB 2763 , SB 2764 , SB 2765 , SB 2766 , SB 2767 , SB 2768 , SB 2769 , SB 2770 , SB 2771 , SB 2772 , SB 2773 , SB 2774 , SB 2775 , SB 2776 , SB 2777 , SB 2778 , SB 2779 , SB 2780 , SB 2781 , SB 2782 , SB 2783 , SB 2784 , SB 2785 , SB 2786 , SB 2787 , SB 2788 , SB 2789 , SB 2790 , SB 2791 , SB 2792 , SB 2793 , SB 2794 , SB 2795 , SB 2796 , SB 2797 , SB 2798 , SB 2799 , SB 2800 , SB 2967 , SB 3034 , HJR 1 , HJR 4 , HB 9 , HB 13 , HB 22 , HB 135 , HB 143 , HB 195 , HB 908 , HB 1392 , SB 861 , SB 1013 , SJR 74 , SJR 76 , SB 2408 , SB 2409 , SB 2461 , SB 2462 , SB 2463 , SB 2464 , SB 2465 , SB 2466 , SB 2467 , SB 2468 , SB 2469 , SB 2470 , SB 2471 , SB 2472 , SB 2473 , SB 2474 , SB 2475 , SB 2476 , SB 2477 , SB 2478 , SB 2479 , SB 2480 , SB 2481 , SB 2482 , SB 2483 , SB 2484 , SB 2485 , SB 2486 , SB 2487 , SB 2488 , SB 2489 , SB 2490 , SB 2491 , SB 2492 , SB 2493 , SB 2494 , SB 2495 , SB 2496 , SB 2497 , SB 2498 , SB 2499 , SB 2500 , SB 2501 , SB 2502 , SB 2503 , SB 2504 , SB 2505 , SB 2506 , SB 2507 , SB 2508 , SB 2509 , SB 2510 , SB 2511 , SB 2512 , SB 2513 , SB 2514 , SB 2515 , SB 2516 , SB 2517 , SB 2518 , SB 2519 , SB 2520 , SB 2521 , SB 2522 , SB 2523 , SB 2524 , SB 2525 , SB 2526 , SB 2527 , SB 2528 , SB 2529 , SB 2530 , SB 2531 , SB 2532 , SB 2533 , SB 2534 , SB 2535 , SB 2536 , SB 2537 , SB 2538 , SB 2539 , SB 2540 , SB 2541 , SB 2542 , SB 2543 , SB 2544 , SB 2545 , SB 2546 , SB 2547 , SB 2548 , SB 2549 , SB 2550 , SB 2551 , SB 2552 , SB 2553 , SB 2554 , SB 2555 , SB 2556 , SB 2557 , SB 2558 , SB 2560 , SB 2561 , SB 2562 , SB 2563 , SB 2565 , SB 2566 , SB 2567 , SB 2568 , SB 2569 , SB 2570 , SB 2571 , SB 2572 , SB 2573 , SB 2574 , SB 2575 , SB 2576 , SB 2577 , SB 2578 , SB 2579 , SB 2580 , SB 2581 , SB 2582 , SB 2583 , SB 2584 , SB 2585 , SB 2586 , SB 2587 , SB 2588 , SB 2589 , SB 2590 , SB 2591 , SB 2592 , SB 2593 , SB 2594 , SB 2595 , SB 2596 , SB 2597 , SB 2598 , SB 2599 , SB 2600 , SB 2601 , SB 2602 , SB 2603 , SB 2604 , SB 2605 , SB 2606 , SB 2607 , SB 2608 , SB 2609 , SB 2610 , SB 2611 , SB 2612 , SB 2613 , SB 2614 , SB 2615 , SB 2616 , SB 2617 , SB 2618 , SB 2619 , SB 2620 , SB 2621 , SB 2622 , SB 2625 , SB 2626 , SB 2627 , SB 2628 , SB 2629 , SB 2630 , SB 2631 , SB 2632 , SB 2633 , SB 2634 , SB 2635 , SB 2636 , SB 2637 , SB 2638 , SB 2639 , SB 2640 , SB 2641 , SB 2642 , SB 2643 , SB 2644 , SB 2645 , SB 2646 , SB 2647 , SB 2648 , SB 2649 , SB 2650 , SB 2651 , SB 2652 , SB 2653 , SB 2654 , SB 2655 , SB 2656 , SB 2657 , SB 2658 , SB 2659 , SB 2660 , SB 2661 , SB 2662 , SB 2663 , SB 2664 , SB 2665 , SB 2666 , SB 2667 , SB 2668 , SB 2669 , SB 2670 , SB 2671 , SB 2672 , SB 2673 , SB 2674 , SB 2675 , SB 2676 , SB 2677 , SB 2678 , SB 2679 , SB 2680 , SB 2681 , SB 2682 , SB 2683 , SB 2684 , SB 2685 , SB 2686 , SB 2687 , SB 2688 , SB 2689 , SB 2690 , SB 2691 , SB 2692 , SB 2693 , SB 2694 , SB 2695 , SB 2696 , SB 2697 , SB 2698 , SB 2699 , SB 2700 , SB 2701 , SB 2702 , SB 2703 , SB 2704 , SB 2705 , SB 2706 , SB 2707 , SB 2708 , SB 2709 , SB 2710 , SB 2711 , SB 2712 , SB 2713 , SB 2714 , SB 2715 , SB 2716 , SB 2717 , SB 2718 , SB 2719 , SB 2720 , SB 2721 , SB 2723 , SB 2724 , SB 2725 , SB 2726 , SB 2727 , SB 2728 , SB 2729 , SB 2730 , SB 2731 , SB 2732 , SB 2733 , SB 2734 , SB 2735 , SB 2736 , SB 2737 , SB 2738 , SB 2739 , SB 2740 , SB 2741 , SB 2742 , SB 2743 , SB 2744 , SB 2745 , SB 2746 , SB 2747 , SB 2748 , SB 2749 , SB 2750 , SB 2751 , SB 2752 , SB 2753 , SB 2754 , SB 2755 , SB 2756 , SB 2757 , SB 2758 , SB 2759 , SB 2760 , SB 2761 , SB 2762 , SB 2763 , SB 2764 , SB 2765 , SB 2766 , SB 2767 , SB 2768 , SB 2769 , SB 2770 , SB 2771 , SB 2772 , SB 2773 , SB 2774 , SB 2775 , SB 2776 , SB 2777 , SB 2778 , SB 2779 , SB 2780 , SB 2781 , SB 2782 , SB 2783 , SB 2784 , SB 2785 , SB 2786 , SB 2787 , SB 2788 , SB 2789 , SB 2790 , SB 2791 , SB 2792 , SB 2793 , SB 2794 , SB 2795 , SB 2796 , SB 2797 , SB 2798 , SB 2799 , SB 2800 , SB 2967 , SB 3034 , HJR 1 , HJR 4 , HB 9 , HB 13 , HB 22 , HB 135 , HB 143 , HB 195 , HB 908 , HB 1392 , SB 861 , SB 1013
MN
Minnesota 2025-2026 Regular Session
Committee on Commerce and Consumer Protection - 03/20/25
Commerce and Consumer Protection
Transcript Highlights:
- amendments to support of the proposed amendments to the<00:49:52.000><c> Minnesota</c><00:49:52.559><c> Lending
- </c><00:49:53.119><c> Authority</c><00:49:53.520><c> statute,</c> the Minnesota Lending Authority statute
- , the Minnesota Lending Authority statute, which<00:49:54.240><c> would</c><00:49:54.480><c> expressly
Committee:
Senate Commerce and Consumer Protection
NH
New Hampshire 2025 Regular Session
House Health, Human Services and Elderly Affairs (01/22/2025)
Health, Human Services & Elderly Affairs
Transcript Highlights:
- We had projections several years ago the price would drop 10% because the cost of capital, when you lend
- We had projections several years ago the price would drop 10% because the cost of capital, when you lend
- of the business. 10% because the cost of capital when you 10% because the cost of capital when you lend
- :08.680><c> company</c><04:32:09.040><c> or</c><04:32:09.199><c> you</c><04:32:09.359><c> sell</c> lend
- money to a u a company or you sell lend money to a u a company or you sell stock<04:32:10.479><c> the
WY
Wyoming 2026 Regular Session
Joint Corporations, Elections & Political Subdivisions, May 21, 2026 - AM
Corporations, Elections & Political Subdivisions
Transcript Highlights:
- , I have spoken with some that are more or less a receptionist, and their skill set may not really lend
- So that's where I don't feel like those types of information would lend themselves to automation.
- <04:10:58.640><c> term</c> think appointing someone for a term think appointing someone for a term lends
- 00.239><c> the</c><04:11:00.479><c> panel</c><04:11:00.960><c> making</c><04:11:01.279><c> the</c> lends
- itself to the panel making the lends itself to the panel making the appointment<04:11:02.720><c> like
NH
New Hampshire 2026 Regular Session
House Commerce and Consumer Affairs (04/08/2026)
Commerce and Consumer Affairs
Transcript Highlights:
- Um, our commercial lending cap is reduced dramatically.
- Um, our commercial lending cap is reduced dramatically.
- Um, our commercial lending cap is reduced dramatically.
- Um, our commercial lending cap is reduced dramatically.
- Um, our commercial lending cap is reduced dramatically.
Committee:
House Commerce and Consumer Affairs
Summary:
The subcommittee focused primarily on a bill concerning long-term care insurance rate increases and consumer notice. Members and staff discussed replacing or supplementing a proposed public hearing requirement with annual reporting, website updates, and consumer-facing disclosures about approved rate increases, carriers writing the products, and how the products work. Several participants emphasized that long-term care policies are long-term products, that rate increases can be spread over many years for actuarial reasons, and that consumers need better information about trends and the impact of increases.
A major point of disagreement was whether the bill should try to cap premium increases. One member argued the real problem is unexpected increases of 15% to 20% and urged a statutory cap to protect consumers. Insurance department representatives and others responded that hard caps had been struck down in prior case law, that the department’s core responsibility is solvency, and that carriers need sufficient premium to pay future claims. They also said the market is struggling because many carriers stopped selling the product, leaving in-force policies to bear the cost, and that overly restrictive caps could cause insurers to withdraw from the state.
The discussion then shifted toward a compromise requiring carriers to notify policyholders before a rate increase is approved and allowing a 60-day comment period. Participants debated whether the notice should come from the carrier, how confidentiality rules would apply before approval, and what the department should do with public comments. The department said it already reviews filings carefully and that submitted rates are often adjusted before approval; lawmakers noted that prior commissioners had pushed back on increases in some cases, including a seven-year moratorium. No final vote was taken in the excerpt, and the chair repeatedly tried to move the subcommittee along to other bills.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, January 14, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- :09.120><c> abusive</c> effect in 200 2002 targeting abusive effect in 200 2002 targeting abusive lending
- How many do you think the world is going to lend us $124 trillion over the next 30 years?
- how many you think the world is<05:48:26.760><c> going</c><05:48:26.840><c> to</c><05:48:26.958><c> lend
- </c><05:48:27.280><c> us</c><05:48:28.280><c> $124</c><05:48:29.280><c> trillion</c> is going to lend
- us $124 trillion is going to lend us $124 trillion doar<05:48:31.638><c> over</c><05:48:31.840><c> the
Keywords:
remote testimony, committee proceedings, witness participation, Congress, transparency, condolences, aviation safety, transportation disaster, victims support, first responders, committee elections, House of Representatives, legislative process, congressional committees, membership, House resolution, committee assignments, standing committees, 119th Congress, Armed Services Committee
CA
California 2025-2026 Regular Session
Assembly Floor Session Jun 25th, 2026
California House Floor Meeting
Transcript Highlights:
- I want to lend my voice to this policy discussion.
Summary:
The Assembly convened after a quorum call, prayer, and Pledge of Allegiance, then handled a series of procedural motions to re-refer bills, suspend rules, and remove items from the consent calendar. The chamber also heard guest introductions recognizing family milestones, a youth leadership program from Assembly District 13, a delegation of Japanese business leaders, and a Michoacan delegation. Later, members adopted several resolutions and consent items, including California Craft Beer Week, the Freedom Flag as a 9/11 remembrance symbol, Probation Services Week, and California Wildfire Week, along with other consent-calendar measures.
The main floor debate centered on SB 417, a $10 billion housing bond for the ballot, with supporters emphasizing the state’s housing shortage, homelessness crisis, and funding for multifamily housing, supportive housing, homeownership, farmworker housing, student housing, tribal housing, infrastructure, and preservation of existing affordable units. Opponents criticized the proposal as adding debt without enough reform and objected to the use of veterans in the measure’s messaging. The Assembly passed SB 417 on urgency and on the measure, 54-7, and sent it to the Senate. Members then adopted ACA 20, which would expand and modernize the state Rainy Day Fund by increasing its cap and changing deposit rules; it passed 54-8 and was transmitted to the Senate.
The Assembly also approved SB 623, a transportation-related bill addressing rideshare safety and medical lien practices. Supporters said it would curb abusive billing, restrict attorney conflicts and kickbacks, require stronger background checks for TNC drivers, and allow women riders and drivers to request women-only matches. The measure passed unanimously, 67-0. Later, the House adopted ACA 21, which removes ACA 13 from the November ballot, by 62-0, and ACA 22, which amends a ballot measure affecting taxation and local fiscal resources, by 64-0. The session concluded with an adjournment in memory of Dr. Dorothy Viola Calvin, followed by announcements, recesses, and final adjournment until the next scheduled floor session.
CA
California 2025-2026 Regular Session
Assembly Floor Session Jun 25th, 2026
California House Floor Meeting
Transcript Highlights:
- I want to lend my voice to this policy discussion.
WY
Transcript Highlights:
- Council, any other... governmental agency could be used to consult with and join in on this program or lend
Committee:
Joint Appropriations