Video & Transcript : 'liability insurance' :

Page 191 of 500
CA
Transcript Highlights:
  • earlier, like those challenges with one-off projects, there's a ton of risk: all your lawyers and your insurance
  • earlier, like those challenges with one-off projects, there's a ton of risk, all your lawyers and your insurance
  • We'll fast-track it, and we, as the state, will absorb that risk or liability, or we'll split it with
  • They don't have the liability, and now you're giving the ability for engineers and architects to truly
Summary: The Select Committee on Housing Construction Innovation met to examine how industrialized construction, including modular, panelized, manufactured, and 3D-printed building methods, could help lower California’s housing costs and speed delivery. Chair Buffy Wicks opened by describing the committee’s purpose as a cross-cutting effort to address construction costs, drawing on visits to factories in Sweden, Idaho, and Indiana. Members from both the committee and invited participants broadly agreed that California’s housing crisis is driven not only by land use and permitting, but also by high construction costs, labor shortages, and a lack of scalable innovation. Ben Metcalf of UC Berkeley’s Turner Center provided the main policy overview, saying California needs roughly 2.5 million additional homes by 2030 and that multifamily construction costs in the state can be far higher than in Texas or Colorado. He said factory-built housing can reduce hard costs and timelines under the right conditions, but barriers remain in financing, local code and design review, uncertain demand pipelines, and fragmented research and data. In response to committee questions, he discussed possible state actions such as pro-housing incentives, state-backed purchasing or subsidies, more standardized approvals, and better research infrastructure. Members also raised the need to involve labor and building trades in the process. A panel of developers and builders then described projects and cost savings from factory-built and related methods. Caleb Rupp of Pacific Companies said modular construction can save about 20% on average and cited a project where modular delivery reduced the need for public subsidy by $18 million; he suggested incentives such as tax exemptions, state-owned sites, third-party inspections, and limits on local code variation. Lois Kim of Mutual Housing California described a pipeline of more than 660 units across six jurisdictions, saying a predictable factory pipeline can reduce construction time by about 40% and total development costs by at least 10%. Danny Haber of O’WOW said standardized design, componentized construction, and mass timber can cut costs substantially, while also criticizing outdated codes, utility hookup fees, and financing costs. Donna Jamian of Emergent Construction described California’s first code-approved 3D concrete printing projects, including homes in Redding and work on a commercial building and fire-recovery projects in Altadena. She said current codes have not caught up to the technology and asked for participation in local self-certification programs. Committee members asked about the role of state incentives, code alignment, financing support, and how to build developer confidence after failures like Katerra. No votes were taken; the hearing was informational and ended with plans for further hearings and a forthcoming white paper with policy recommendations.
AL

Alabama 2025 Regular Session

Alabama Senate Apr 3rd, 2025

Alabama Senate Floor Meeting

Transcript Highlights:
  • is Melson relating to health insurance is Melson relating to health insurance is referred to the committee
  • on banking and insurance.
  • Senate bill number insurance.
  • rising from providing such liability rising from providing such liability rising from providing such
  • insurance, Senate bill number 281 insurance, Senate bill number 281 receives a favorable report by vote
Bills: SJR 12 , SCR 39 , SB 27 , SB 29 , SB 241 , SB 406 , SB 414 , SB 464 , SB 568 , SB 578 , SB 609 , SB 660 , SB 689 , SB 693 , SB 785 , SB 857 , SB 879 , SB 921 , SB 922 , SB 955 , SB 985 , SB 993 , SB 996 , SB 1008 , SB 1035 , SB 1036 , SB 1059 , SB 1098 , SB 1120 , SB 1122 , SB 1147 , SB 1188 , SB 1197 , SB 1209 , SB 1227 , SB 1245 , SB 1267 , SB 1307 , SB 1321 , SB 1332 , SB 1386 , SB 1396 , SB 1453 , SB 1484 , SB 1494 , SB 1536 , SB 1537 , SB 1596 , SB 1610 , SB 1664 , SB 1741 , SB 1814 , SB 1822 , SB 1841 , SB 1948 , SB 2065 , SB 2155 , SB 2188 , SB 2230 , SB 2406 , SB 2407 , SJR 36 , SJR 12 , SJR 81 , SJR 50 , SCR 22 , SCR 12 , SCR 39 , SB 406 , SB 689 , SB 765 , SB 62 , SB 666 , SB 888 , SB 687 , SB 847 , SB 1248 , SB 504 , SB 857 , SB 305 , SB 296 , SB 284 , SB 241 , SB 304 , SB 1023 , SB 204 , SB 609 , SB 670 , SB 850 , SB 854 , SB 413 , SB 1346 , SB 1033 , SB 1220 , SB 1073 , SB 810 , SB 1539 , SB 447 , SB 1119 , SB 1505 , SB 1215 , SB 1302 , SB 583 , SB 673 , SB 681 , SB 1172 , SB 955 , SB 957 , SB 1120 , SB 541 , SB 266 , SB 1415 , SB 53 , SB 1352 , SB 785 , SB 1450 , SB 1502 , SB 1566 , SB 414 , SB 1062 , SB 711 , SB 746 , SB 1404 , SB 1448 , SB 507 , SB 1026 , SB 1349 , SB 1355 , SB 1433 , SB 1434 , SB 1596 , SB 1403 , SB 667 , SB 1059 , SB 1567 , SB 310 , SB 311 , SB 505 , SB 1209 , SB 1210 , SB 1470 , SB 264 , SB 1029 , SB 1358 , SB 1364 , SB 1569 , SB 1376 , SB 1228 , SB 519 , SB 1350 , SB 462 , SB 827 , SB 1585 , SB 1396 , SB 1484 , SB 1273 , SB 1741 , SB 927 , SB 1227 , SB 1229 , SB 1353 , SB 1464 , SB 1709 , SB 1729 , SB 1733 , SB 1744 , SB 1772 , SB 1841 , SB 2188 , SB 1147 , SB 879 , SB 1008 , SB 1536 , SB 2016 , SB 1453 , SB 1173 , SB 1163 , SB 996 , SB 27 , SB 568 , SB 1370 , SB 1321 , SB 1101 , SB 860 , SB 993 , SB 693 , SB 1610 , SB 1537 , SB 1332 , SB 1307 , SB 963 , SB 493 , SB 922 , SB 984 , SB 619 , SB 1098 , SB 1122 , SB 455 , SB 522 , SB 1057 , SB 1239 , SB 1254 , SB 1255 , SB 1259 , SB 1341 , SB 1664 , SB 1877 , SB 464 , SB 1277 , SB 32 , SB 732 , SB 660 , SB 731 , SB 921 , SB 268 , SB 1822 , SB 1188 , SB 1589 , SB 397 , SB 2230 , SB 1058 , SB 1036 , SB 1267 , SB 2112 , SB 1930 , SB 532 , SB 1035 , SB 2155 , SB 508 , SB 29 , SB 292 , SB 291 , SB 901 , SB 1333 , SB 1436 , SB 1494 , SB 964 , SB 779 , SB 1378 , SB 2312 , SB 1719 , SB 1386 , SB 287 , SB 2143 , SB 1245 , SB 261 , SB 1247 , SB 1948 , SB 2406 , SB 2407 , SB 1882 , SB 1197 , SB 1814 , SB 618 , SB 38 , SB 393 , SB 2065 , SB 1371 , SB 1394 , SB 1365 , SB 2243 , SB 2226 , SB 2039 , SB 1919 , SB 1895 , SB 1598 , SB 1493 , SB 1810 , SB 1791 , SB 1706 , SB 1644 , SB 1238 , SB 783 , SB 458 , SB 22 , SB 651 , SB 897 , SB 1809 , SB 1080 , SB 745 , SB 826 , SB 989 , SB 1320 , SB 1437 , SB 2320 , SB 2289 , SB 1171 , SB 664 , SB 1637 , SB 27 , SB 29 , SB 857 , SB 879 , SB 922 , SB 1098 , SB 1453 , SB 1536 , SB 1741 , SB 2188 , SB 2230 , SB 406 , SB 689 , SJR 12 , SR 358 , SR 361 , SR 362 , SR 368 , SJR 74 , SJR 76 , SB 2408 , SB 2409 , SB 2461 , SB 2462 , SB 2463 , SB 2464 , SB 2465 , SB 2466 , SB 2467 , SB 2468 , SB 2469 , SB 2470 , SB 2471 , SB 2472 , SB 2473 , SB 2474 , SB 2475 , SB 2476 , SB 2477 , SB 2478 , SB 2479 , SB 2480 , SB 2481 , SB 2482 , SB 2483 , SB 2484 , SB 2485 , SB 2486 , SB 2487 , SB 2488 , SB 2489 , SB 2490 , SB 2491 , SB 2492 , SB 2493 , SB 2494 , SB 2495 , SB 2496 , SB 2497 , SB 2498 , SB 2499 , SB 2500 , SB 2501 , SB 2502 , SB 2503 , SB 2504 , SB 2505 , SB 2506 , SB 2507 , SB 2508 , SB 2509 , SB 2510 , SB 2511 , SB 2512 , SB 2513 , SB 2514 , SB 2515 , SB 2516 , SB 2517 , SB 2518 , SB 2519 , SB 2520 , SB 2521 , SB 2522 , SB 2523 , SB 2524 , SB 2525 , SB 2526 , SB 2527 , SB 2528 , SB 2529 , SB 2530 , SB 2531 , SB 2532 , SB 2533 , SB 2534 , SB 2535 , SB 2536 , SB 2537 , SB 2538 , SB 2539 , SB 2540 , SB 2541 , SB 2542 , SB 2543 , SB 2544 , SB 2545 , SB 2546 , SB 2547 , SB 2548 , SB 2549 , SB 2550 , SB 2551 , SB 2552 , SB 2553 , SB 2554 , SB 2555 , SB 2556 , SB 2557 , SB 2558 , SB 2560 , SB 2561 , SB 2562 , SB 2563 , SB 2565 , SB 2566 , SB 2567 , SB 2568 , SB 2569 , SB 2570 , SB 2571 , SB 2572 , SB 2573 , SB 2574 , SB 2575 , SB 2576 , SB 2577 , SB 2578 , SB 2579 , SB 2580 , SB 2581 , SB 2582 , SB 2583 , SB 2584 , SB 2585 , SB 2586 , SB 2587 , SB 2588 , SB 2589 , SB 2590 , SB 2591 , SB 2592 , SB 2593 , SB 2594 , SB 2595 , SB 2596 , SB 2597 , SB 2598 , SB 2599 , SB 2600 , SB 2601 , SB 2602 , SB 2603 , SB 2604 , SB 2605 , SB 2606 , SB 2607 , SB 2608 , SB 2609 , SB 2610 , SB 2611 , SB 2612 , SB 2613 , SB 2614 , SB 2615 , SB 2616 , SB 2617 , SB 2618 , SB 2619 , SB 2620 , SB 2621 , SB 2622 , SB 2625 , SB 2626 , SB 2627 , SB 2628 , SB 2629 , SB 2630 , SB 2631 , SB 2632 , SB 2633 , SB 2634 , SB 2635 , SB 2636 , SB 2637 , SB 2638 , SB 2639 , SB 2640 , SB 2641 , SB 2642 , SB 2643 , SB 2644 , SB 2645 , SB 2646 , SB 2647 , SB 2648 , SB 2649 , SB 2650 , SB 2651 , SB 2652 , SB 2653 , SB 2654 , SB 2655 , SB 2656 , SB 2657 , SB 2658 , SB 2659 , SB 2660 , SB 2661 , SB 2662 , SB 2663 , SB 2664 , SB 2665 , SB 2666 , SB 2667 , SB 2668 , SB 2669 , SB 2670 , SB 2671 , SB 2672 , SB 2673 , SB 2674 , SB 2675 , SB 2676 , SB 2677 , SB 2678 , SB 2679 , SB 2680 , SB 2681 , SB 2682 , SB 2683 , SB 2684 , SB 2685 , SB 2686 , SB 2687 , SB 2688 , SB 2689 , SB 2690 , SB 2691 , SB 2692 , SB 2693 , SB 2694 , SB 2695 , SB 2696 , SB 2697 , SB 2698 , SB 2699 , SB 2700 , SB 2701 , SB 2702 , SB 2703 , SB 2704 , SB 2705 , SB 2706 , SB 2707 , SB 2708 , SB 2709 , SB 2710 , SB 2711 , SB 2712 , SB 2713 , SB 2714 , SB 2715 , SB 2716 , SB 2717 , SB 2718 , SB 2719 , SB 2720 , SB 2721 , SB 2723 , SB 2724 , SB 2725 , SB 2726 , SB 2727 , SB 2728 , SB 2729 , SB 2730 , SB 2731 , SB 2732 , SB 2733 , SB 2734 , SB 2735 , SB 2736 , SB 2737 , SB 2738 , SB 2739 , SB 2740 , SB 2741 , SB 2742 , SB 2743 , SB 2744 , SB 2745 , SB 2746 , SB 2747 , SB 2748 , SB 2749 , SB 2750 , SB 2751 , SB 2752 , SB 2753 , SB 2754 , SB 2755 , SB 2756 , SB 2757 , SB 2758 , SB 2759 , SB 2760 , SB 2761 , SB 2762 , SB 2763 , SB 2764 , SB 2765 , SB 2766 , SB 2767 , SB 2768 , SB 2769 , SB 2770 , SB 2771 , SB 2772 , SB 2773 , SB 2774 , SB 2775 , SB 2776 , SB 2777 , SB 2778 , SB 2779 , SB 2780 , SB 2781 , SB 2782 , SB 2783 , SB 2784 , SB 2785 , SB 2786 , SB 2787 , SB 2788 , SB 2789 , SB 2790 , SB 2791 , SB 2792 , SB 2793 , SB 2794 , SB 2795 , SB 2796 , SB 2797 , SB 2798 , SB 2799 , SB 2800 , SB 2967 , SB 3034 , HJR 1 , HJR 4 , HB 9 , HB 13 , HB 22 , HB 135 , HB 143 , HB 195 , HB 908 , HB 1392 , SB 861 , SB 1013 , SJR 74 , SJR 76 , SB 2408 , SB 2409 , SB 2461 , SB 2462 , SB 2463 , SB 2464 , SB 2465 , SB 2466 , SB 2467 , SB 2468 , SB 2469 , SB 2470 , SB 2471 , SB 2472 , SB 2473 , SB 2474 , SB 2475 , SB 2476 , SB 2477 , SB 2478 , SB 2479 , SB 2480 , SB 2481 , SB 2482 , SB 2483 , SB 2484 , SB 2485 , SB 2486 , SB 2487 , SB 2488 , SB 2489 , SB 2490 , SB 2491 , SB 2492 , SB 2493 , SB 2494 , SB 2495 , SB 2496 , SB 2497 , SB 2498 , SB 2499 , SB 2500 , SB 2501 , SB 2502 , SB 2503 , SB 2504 , SB 2505 , SB 2506 , SB 2507 , SB 2508 , SB 2509 , SB 2510 , SB 2511 , SB 2512 , SB 2513 , SB 2514 , SB 2515 , SB 2516 , SB 2517 , SB 2518 , SB 2519 , SB 2520 , SB 2521 , SB 2522 , SB 2523 , SB 2524 , SB 2525 , SB 2526 , SB 2527 , SB 2528 , SB 2529 , SB 2530 , SB 2531 , SB 2532 , SB 2533 , SB 2534 , SB 2535 , SB 2536 , SB 2537 , SB 2538 , SB 2539 , SB 2540 , SB 2541 , SB 2542 , SB 2543 , SB 2544 , SB 2545 , SB 2546 , SB 2547 , SB 2548 , SB 2549 , SB 2550 , SB 2551 , SB 2552 , SB 2553 , SB 2554 , SB 2555 , SB 2556 , SB 2557 , SB 2558 , SB 2560 , SB 2561 , SB 2562 , SB 2563 , SB 2565 , SB 2566 , SB 2567 , SB 2568 , SB 2569 , SB 2570 , SB 2571 , SB 2572 , SB 2573 , SB 2574 , SB 2575 , SB 2576 , SB 2577 , SB 2578 , SB 2579 , SB 2580 , SB 2581 , SB 2582 , SB 2583 , SB 2584 , SB 2585 , SB 2586 , SB 2587 , SB 2588 , SB 2589 , SB 2590 , SB 2591 , SB 2592 , SB 2593 , SB 2594 , SB 2595 , SB 2596 , SB 2597 , SB 2598 , SB 2599 , SB 2600 , SB 2601 , SB 2602 , SB 2603 , SB 2604 , SB 2605 , SB 2606 , SB 2607 , SB 2608 , SB 2609 , SB 2610 , SB 2611 , SB 2612 , SB 2613 , SB 2614 , SB 2615 , SB 2616 , SB 2617 , SB 2618 , SB 2619 , SB 2620 , SB 2621 , SB 2622 , SB 2625 , SB 2626 , SB 2627 , SB 2628 , SB 2629 , SB 2630 , SB 2631 , SB 2632 , SB 2633 , SB 2634 , SB 2635 , SB 2636 , SB 2637 , SB 2638 , SB 2639 , SB 2640 , SB 2641 , SB 2642 , SB 2643 , SB 2644 , SB 2645 , SB 2646 , SB 2647 , SB 2648 , SB 2649 , SB 2650 , SB 2651 , SB 2652 , SB 2653 , SB 2654 , SB 2655 , SB 2656 , SB 2657 , SB 2658 , SB 2659 , SB 2660 , SB 2661 , SB 2662 , SB 2663 , SB 2664 , SB 2665 , SB 2666 , SB 2667 , SB 2668 , SB 2669 , SB 2670 , SB 2671 , SB 2672 , SB 2673 , SB 2674 , SB 2675 , SB 2676 , SB 2677 , SB 2678 , SB 2679 , SB 2680 , SB 2681 , SB 2682 , SB 2683 , SB 2684 , SB 2685 , SB 2686 , SB 2687 , SB 2688 , SB 2689 , SB 2690 , SB 2691 , SB 2692 , SB 2693 , SB 2694 , SB 2695 , SB 2696 , SB 2697 , SB 2698 , SB 2699 , SB 2700 , SB 2701 , SB 2702 , SB 2703 , SB 2704 , SB 2705 , SB 2706 , SB 2707 , SB 2708 , SB 2709 , SB 2710 , SB 2711 , SB 2712 , SB 2713 , SB 2714 , SB 2715 , SB 2716 , SB 2717 , SB 2718 , SB 2719 , SB 2720 , SB 2721 , SB 2723 , SB 2724 , SB 2725 , SB 2726 , SB 2727 , SB 2728 , SB 2729 , SB 2730 , SB 2731 , SB 2732 , SB 2733 , SB 2734 , SB 2735 , SB 2736 , SB 2737 , SB 2738 , SB 2739 , SB 2740 , SB 2741 , SB 2742 , SB 2743 , SB 2744 , SB 2745 , SB 2746 , SB 2747 , SB 2748 , SB 2749 , SB 2750 , SB 2751 , SB 2752 , SB 2753 , SB 2754 , SB 2755 , SB 2756 , SB 2757 , SB 2758 , SB 2759 , SB 2760 , SB 2761 , SB 2762 , SB 2763 , SB 2764 , SB 2765 , SB 2766 , SB 2767 , SB 2768 , SB 2769 , SB 2770 , SB 2771 , SB 2772 , SB 2773 , SB 2774 , SB 2775 , SB 2776 , SB 2777 , SB 2778 , SB 2779 , SB 2780 , SB 2781 , SB 2782 , SB 2783 , SB 2784 , SB 2785 , SB 2786 , SB 2787 , SB 2788 , SB 2789 , SB 2790 , SB 2791 , SB 2792 , SB 2793 , SB 2794 , SB 2795 , SB 2796 , SB 2797 , SB 2798 , SB 2799 , SB 2800 , SB 2967 , SB 3034 , HJR 1 , HJR 4 , HB 9 , HB 13 , HB 22 , HB 135 , HB 143 , HB 195 , HB 908 , HB 1392 , SB 861 , SB 1013
KY
Transcript Highlights:
  • You've brought the pension liability under control.
  • The medical insurance trust fund and shared responsibility program for retiree health insurance is now
  • </c> You've brought the pension liability You've brought the pension liability under<01:43:09.440><c>
  • The medical insurance under control.
  • </c><01:43:15.040><c> is</c> program for retirey health insurance is program for retirey health insurance
Summary: The committee opened its sixth meeting of the 2025 Interim Joint Committee on Education, confirmed a quorum, recorded attendance votes, and approved the minutes. Chair Lewis reminded presenters to keep remarks brief because of the full agenda and limited time. The first presentation was from United Way of Southern Kentucky, with Anne Puckett, Craig Browning, and Warren County Schools Superintendent Rob Clayton introducing a regional early childhood initiative. The presenters argued that kindergarten readiness and early childhood support are critical to later academic and life outcomes. They cited research and statistics about brain development in the first five years, the effects of unprepared kindergarten entry, and links between low literacy, school discipline, dropout rates, and incarceration. They said their region’s readiness scores fell during COVID and after a tornado, and that the most effective response was in-home parent education to help families support children from birth to age five. They described the model as voluntary, community-based, and not requiring new buildings, and said similar programs have been successful in Missouri. The group said it had already raised more than $1 million in private donations and committed three years of funding for four additional staff, expanding service in Allen, Logan, and Warren counties. They requested $600,000 per year for the next two-year budget cycle to add 12 more educators, serve about 360 families and 660 additional children, and build evidence for a possible statewide model. Members generally expressed support for the concept, with Representative Tipton and Representative Jackson discussing a prior home-based preschool pilot and the importance of starting early. Representative Calloway questioned whether increased family chaos and government involvement justified the approach; presenters responded that the program uses community educators, not a government-run organization, and is aimed at helping overwhelmed families. Representative Stalker asked about eligibility and early intervention, and presenters said the program serves children from birth to age five and can help identify needs early enough to connect families with services such as First Steps.
WY

Wyoming 2026 Regular Session

House Floor Session-Day 19, March 4, 2026-PM

Wyoming House Floor Meeting

Transcript Highlights:
  • The state insurance covers for 20 hours or more.
  • </c> equivalent to the state insurance equivalent to the state insurance program.<01:48:51.360><c> So
  • </c> did not recommend changing how insurance did not recommend changing how insurance is<01:49:31.760
  • ,<01:56:02.800><c> or</c><01:56:03.040><c> cyber</c><01:56:03.599><c> insurance</c> liability, or cyber
  • insurance liability, or cyber insurance that<01:56:06.639><c> my</c><01:56:06.960><c> districts</c><
CA

California 2025-2026 Regular Session

Assembly Floor Session May 21st, 2026

California House Floor Meeting

Transcript Highlights:
  • Assembly Bill 1680 by Assembly Member Calderon and others, and relating to insurance.
  • The clerk will read: Assembly Bill 1931 by Assembly Member Papin, an act relating to insurance.
  • We know how important that is given the cost of insurance.
  • This causes hesitancy from insurers.
  • This bill will create a state financial backstop to allow companies to insure these California-based
Summary: The Assembly met on May 7, 2026, after an initial delay caused by the absence of a quorum, then proceeded with prayer, a moment of silence for victims of a hate-motivated attack at the Islamic Center in San Diego, and the Pledge of Allegiance. The Speaker pro tempore then moved through the daily file, repeatedly urging members to be on time and at their desks as the House of Origin deadline approached. Procedural actions included dispensing with the journal, deferring some items, and moving AB 1667 to the inactive file. The bulk of the session was devoted to floor consideration of many bills, most of which passed with little or no opposition. Measures approved included bills on artificial intelligence provenance information (AB 2713), community college trustee compensation (AB 2528), transit camera enforcement and privacy (AB 1837), excess proceeds claims in taxation (AB 2705), HOA technical cleanup (AB 1892), hepatitis C treatment access (AB 1843), child care planning in local general plans (AB 1914), greenhouse energy code flexibility (AB 2200), rent-now-pay-later consumer protections (AB 2350), housing cleanup and density bonus measures (including AB 2390, AB 2480, AB 1567, AB 1751, and others), spay/neuter access (AB 2010), workforce housing financing tools (AB 2110), supportive housing and homelessness-related changes (AB 2146), mental health and health plan notification measures (AB 1598, AB 2613), student aid and education bills (AB 1534, AB 1636, AB 1669, AB 1728, AB 1784, AB 1871), public safety and criminal justice bills (AB 1546, AB 1572, AB 1872, AB 1877, AB 1932), and several health and social services measures (AB 1602, AB 1628, AB 1680, AB 1825, AB 1845, AB 1906, AB 1907, AB 1925). Most bills were described as support measures, often with bipartisan backing and no opposition, and passed by wide margins. A few bills drew more discussion, especially AB 1751, a housing/townhome bill that sparked extended debate over wages, prevailing wage, stakeholder engagement, and whether the measure could depress pay for construction trades; despite concerns and an opposition speech, it ultimately passed 44-0. AB 1793, which would allow symmetrical rounding of cash transactions to the nearest nickel in light of the penny’s phaseout, also drew light debate and passed 47-1. AB 1932, an urgency measure expanding community-based crisis response, passed with one no vote on both the urgency and the bill. Several urgency or 54-vote bills, including AB 1534 and AB 1932, required later roll calls or calls to be lifted, but all measures described in the transcript were ultimately approved.
HI
Transcript Highlights:
  • . insurance is not at the right time. insurance is not keeping<00:15:50.639><c> up</c><00:15:50.880><
  • </c> effects of the proposed health insurance effects of the proposed health insurance coverage<00:16
  • in the state to provide health insurance in the state to provide insurance<00:21:26.880><c> coverage
  • </c> proposed mandatory health insurance proposed mandatory health insurance coverage<00:28:02.320><c
  • and managed care providers that provide health insurance in the state to provide insurance coverage
Committee: House Health
Summary: The committee heard several health-related resolutions and received testimony on each. HCR 28/HR 27 would ask the Department of Health to reconvene a working group on water and air contamination and remediation tied to the Pu‘uloa Range training facility; supporters said nearby residents and the broader public may be exposed to lead and heavy metals, and that further testing and eventual relocation of the range are needed. HCR 35 would request an auditor’s report on the social and financial effects of mandatory insurance coverage for biomarker testing, and HCR 36 would request a similar report on colorectal cancer screening coverage. The Department of Health and cancer advocates supported both, saying biomarker testing helps match patients to the right treatment and that earlier colorectal screening improves outcomes; DOH also cited screening data showing lower screening rates among uninsured people. HCR 134, on limiting cost sharing for diagnostic and supplemental breast imaging, drew support from the Susan G. Komen Foundation and others, who said out-of-pocket costs can delay diagnosis and treatment. HCR 171, on mandatory coverage for continuous glucose monitoring, also drew support from health and disability advocates. HCR 185, on coverage for Native Hawaiian healing and cultural practitioners through federally qualified health centers, received support from Papa Ola Lōkahi and a community testifier who described the value of traditional healing and access gaps. HCR 173, urging DOH outreach and vaccination drives at schools with low vaccination rates, drew support from DOH, DOE, and public health and disability advocates, but also strong opposition from several testifiers who argued the measure was government overreach and raised concerns about vaccine safety and parental choice. Testimony on HCR 173 was the most divided, with supporters emphasizing the need to raise immunization rates to prevent outbreaks and protect vulnerable children, while opponents argued schools should not host vaccine drives and that parents should make vaccination decisions without government involvement. The Department of Health said it is already working with schools and community partners to expand school-based immunization efforts and would prioritize schools with rates under 30%. The State Health Planning and Development Agency also supported the measure, saying rates below 50% are a serious public health concern. No votes or final committee actions were announced in the portion of the meeting provided.
HI

Hawaii 2025 Regular Session

RM 329 Conference PM - Thu Apr 24, 2025

Hawaii House Floor Meeting

Transcript Highlights:
  • So, if we go on to the next one, which is House Bill 139, relating to mandatory insurance coverage of
  • Thank you very much. uh insurance coverage of uh insurance coverage of um<02:02:54.880><c> standard</
  • Basically, it is insurance coverage for registered pharmacist scope of work and reimbursements directly
  • Um the basically it is insurance Um the basically it is insurance coverage<02:18:35.679><c> for</c><02
  • So, um, my co-chair Senator Rhoads has concerns regarding the liability portion of SB 1322 SD2/HD2/CD1
FL

Florida 2026 Regular Session

Governmental Oversight and Accountability Mar 18th, 2025

Governmental Oversight and Accountability

Transcript Highlights:
  • employer retirement contribution rates for each membership class to address the unfunded actuarial liability
  • They care about what their insurance is. They care about what their insurance is.
  • , and starving... ...like insurance rates, homelessness, and starving children, storms that bring on
  • Where on here is provisions for helping Floridians with insurance?
  • the problems that everyday Floridians are talking to us about: the affordability crisis and the insurance
Summary: The committee first confirmed Heather L. Turnbull to the Florida Commission on Community Service, with the motion adopted and the confirmation recommended favorably. Members then took up SPB 7022, which sets Florida Retirement System employer contribution rates beginning July 1, 2025, updates rates to address unfunded actuarial liability, and allows certain elected officers to elect a DROP accumulation; a technical title amendment was adopted, the bill was submitted as a committee bill, and it was reported favorably as a committee bill. The committee then heard extensive debate and public testimony on SB 1710, which would restrict diversity, equity, and inclusion-related policies, trainings, and activities in state agencies, state-funded contractors and grantees, and medical institutions of higher education. Sponsor Senator DiCeglie said the bill is intended to prevent state agencies and contractors from using state funds for DEI programs and to limit state agencies from adopting DEI-related official positions; he also said the medical-school portion would likely be amended out later. Senator Polsky and others questioned the bill’s breadth and how it would affect health-related grants, public universities, historically Black institutions, recruitment, and contractor training. Public testimony was overwhelmingly opposed, with speakers arguing the bill would harm health care, education, access, and inclusion; a few supporters said DEI is ideological, can undermine merit, and should not be used by state agencies or publicly funded institutions. After debate, Senator Polsky argued the bill was confusing, overbroad, and harmful to serving diverse communities, while Senator Arrington said it was an overreach into private business and could have significant fiscal impacts. Chair Fine closed by saying DEI is political ideology and that the bill is meant to ensure government focuses on talent rather than identity. SB 1710 was then reported favorably on a roll call vote, with Senator Arrington voting no and the remaining members voting yes. The committee then began SB 1678, relating to entities that boycott Israel, and heard the sponsor’s explanation of a delete-all amendment that would expand and clarify state restrictions on dealings with entities engaged in boycotts of Israel, including certain nonprofits, foreign educational institutions, and grants; the amendment was adopted, and the sponsor and a witness began answering questions when the transcript cuts off.
FL

Florida 2025 Regular Session

February 5, 2025 - 12:30 PM

Transcript Highlights:
  • We had one provider whose liability insurance spiked, and they weren't sure how they were going to cover
  • had others that had their benefits plan—there was a large claim, and all of a sudden their health insurance
  • of that, about 6% are kids because, for children, most of them are covered through other credible insurance
  • Maybe it's under private insurance where there are unit limits and there are other things in place.
  • four months ago, it was brought to my attention that they were not receiving payments from their insurer
Summary: The Health Care Budget Subcommittee held a panel discussion on Florida’s mental health and substance abuse system, with representatives from DCF, AHCA, two managing entities, and two providers describing how the state’s behavioral health network is funded and operated. Members focused on the implementation of prior legislative investments, especially the $50 million in recurring funding from Representative Maney’s bill and the earlier $126 million community behavioral health appropriation. Witnesses said the newer funds were used mainly for crisis beds, discharge planning, outpatient services, regional collaboratives, and a USF Marchman Act report, while the larger behavioral health appropriation supported CAT, FACT, FIT, forensic teams, residential and outpatient services, and crisis care, with most dollars going directly to services and only a small share to administration. A major theme was access to crisis care and the role of mobile response teams, 988, and central receiving facilities in diverting people from Baker Act admissions and reducing readmissions. DCF and providers said mobile response teams have expanded, are being used to de-escalate crises and connect people to care, and have shown strong diversion results and reductions in Baker Acts in some regions. Members also asked about waitlists, children in crisis, and how to handle people without housing or support; providers said discharge planning is individualized but often constrained by homelessness, transportation, and a lack of safe placements, and several witnesses identified housing as one of the biggest barriers to recovery and stability. The committee also examined provider sustainability, reimbursement, and funding gaps. Witnesses described delays caused by contract timing, cost allocation rules, and Medicaid reimbursement rates that do not always keep pace with labor and operating costs, especially for smaller providers and rural networks. DCF and AHCA said managing entities can provide advances, retroactive rate adjustments, and technical assistance, and that Medicaid managed care plans have network standards and complaint/dispute processes. Members raised concerns about a reported $7 million loss in federal non-sustainable funds, provider closures, and whether there is a formal ombudsman process for disputes; DCF said the federal reductions were known and tied to one-time funds, and that the department generally handles provider issues informally while working with managing entities to preserve continuity of care.
TX
Transcript Highlights:
  • To sum it up, hospitals use this for medical malpractice cover-up, insurance fraud, and to surveil.
  • ...bill charges, you have insurance payments. Who's the winner?
  • Claims that they're about $3,500, the difference in how much insurance versus a provider is about $800
  • I mean, that means you don't ever, if you're the insurance... company, you're more likely to pay what
  • If you're a seismologist or a doctor, you're liable to charge—not charge insurance companies as much
NM

New Mexico 2025 Regular Session

IC - Water and Natural Resources Nov 18th, 2025

Water & Natural Resources Committee

Transcript Highlights:
  • The reclamation fund can be thought of as an insurance pool that producers pay into, so the New Mexico
  • So it's sort of an insurance policy.
  • So, I view the bonds as the insurance policy, not the reclamation fund, but I think the reclamation fund
  • And once again, I think there is a lot of discussion about what that level of liability is with the agencies
ND

North Dakota 2025-2026 Regular Session

Senate Appropriations - Human Resources Division Apr 9th, 2025 at 09:30 am

Appropriations - Human Resources Division

Transcript Highlights:
  • That would be the liability of the residents, but likely on a sliding scale. Mr.
  • You know, it's the same thing why we brought the CEOs with the health insurance task force.
  • benefit package because without that it wouldn't have the three and the three in the added health insurance
  • benefit package because without that it wouldn't have the three and the three in the added health insurance
Bills: SB2399
Summary: The Senate Appropriations HR Division met to work through amendments and budget items in House Bill 2012/HB 1004, focusing first on long-term care, disability services, and behavioral health. Members discussed competing approaches to a four-plex for medically complex individuals, a value-based care payment withhold for nursing facilities, accreditation requirements for providers, a study of developmental disability services, and funding for Family Voices and Ann Carlson-related services. Several amendments were accepted or set aside after discussion, including a study amendment for disability services and a Family Voices grant amendment that was adjusted to remove “one-time” language so it could continue as an ongoing grant. The committee also agreed to keep or defer some items for conference committee, including the youth crisis stabilization pilot and other long-term care proposals. A major discussion centered on the state hospital project. Members debated whether the $330 million project should remain in the DHS budget or be moved to the OMB budget for construction management. After discussion of costs, alternates, and the role of a steering committee and BND loan language, the committee agreed to remove the state hospital funding and related loan language from the DHS budget while leaving the steering committee language in place. The committee also considered a proposed Altru grant for additional beds and settled on a smaller planning-focused approach, with a $1 million grant and a line of credit concept to be refined later. The committee then turned to behavioral health items, including QRTP funding, nursing home behavioral health training, and a youth crisis stabilization pilot. Members generally supported keeping the QRTP funding level, but were divided on the nursing home behavioral health training and the crisis stabilization pilot, with some preferring to leave those issues for conference committee. The division also reviewed the HHS block grant and underfunding structure, with Donna Ackland explaining salary, vacancy, and flexibility calculations; the committee discussed adjusting the underfund and revenue assumptions but did not finalize every number before moving on. Finally, the committee took up House Bill 1577 on wastewater treatment grants. Senator Davison moved to hoghouse the bill into a study-focused version using the proposed amendment language, and the motion passed. The committee then moved HB 1577 as amended with a do pass recommendation; the roll call passed with Senators Cleary, Davison, Dever, and Mathern voting yes, and Senator Magrum not recorded as voting. The meeting adjourned with plans to return later in the day to continue budget work.
FL

Florida 2025 Regular Session

Community Affairs Mar 17th, 2025

Transcript Highlights:
  • WE HOPE THE INSURANCE COMPANIES LOWERING THE COST BY SHORTENING THE TIME FROM FROM FIRST NOTICE A LOSS
  • THE BILL CREATES ABSURD AND UNLIMITED LIABILITY ALLOWING ANY RESIDENT TO FILE A LAWSUIT.
  • WHAT IT WAS, IT WAS REGULATORY GUIDELINES, BOND REQUIREMENTS AND INSURANCE RESTRICTIONS THAT WERE KEEPING
  • WHERE IS THE PART ABOUT LOWERING PEOPLES INSURANCE. >> Chair McClain: PRESIDENT PASSIDOMO, YOU ARE RECOGNIZED
FL

Florida 2026 Regular Session

Community Affairs Mar 11th, 2025

Community Affairs

Transcript Highlights:
  • either in an area where raising the property will be necessary to comply with FEMA's National Flood Insurance
  • It also requires that design professionals must provide proof of insurance for professional liability
  • disabled due to an injury sustained during official training exercises receive the same family health insurance
Summary: The Committee on Community Affairs met and considered a series of bills on trust law, homestead property assessments, emergency preparedness, utility service restrictions, Black history museum planning, historic preservation, firefighter benefits, and community redevelopment agencies. Several measures were presented as technical or policy updates, including CS/SB 262 on trust code clarifications, SJR 174 and SB 176 on limiting homestead assessment increases for flood-mitigation elevations, SB 608 renaming the Gulf of Mexico to the Gulf of America in Florida statutes, SB 1002 on utility service restrictions, SB 582 increasing penalties for unlawful demolition of historic buildings, SB 1202 extending health insurance premium benefits to firefighters permanently disabled during training, and SB 1242 phasing out CRAs and restricting new projects. SB 180 on emergency preparedness and response also advanced after a strike-all amendment that added FEMA reimbursement streamlining, mutual aid coordination, and other disaster-response provisions. SB 1128 on building permits for single-family dwellings was amended to clarify local review authority and professional liability protections before passage. The committee heard substantial testimony on SB 466, which implements the Black History Task Force’s recommendation to locate the Florida Museum of Black History in St. Johns County/St. Augustine. Supporters emphasized the area’s civil rights and Black history significance, the task force process, and the backing of Florida Memorial University and local leaders; one witness opposed the bill and urged a feasibility study and consideration of other sites. SB 1242 drew the most sustained debate, with supporters arguing many CRAs have outlived their purpose and opponents warning the bill would eliminate a valuable local economic development tool, harm affordable housing projects, and create uncertainty for phased developments and existing projects. SB 1002 also drew opposition testimony from advocates who warned of broad unintended consequences for municipal utilities and local energy choices, while the sponsor said the bill was intended to resolve a specific legal misunderstanding. Votes were taken on each measure, and all of the bills considered were reported favorably by the committee. The committee adopted the amendment to CS/SB 262, the strike-all amendment to SB 180, and the amendment to SB 1128 before final passage. Several senators requested to be recorded on specific tabs after the meeting, and the committee then adjourned.
LA
Transcript Highlights:
  • As soon as the insurance is finished with their meeting, which we project to be about an hour and a half
  • diversion project based upon some rule in regard to meeting the standards of the National Flood Insurance
  • People have good jobs, making good money, with good health insurance, good access to health care, early
  • That is a liability that the state of Louisiana, if we continue to sequester and invite all the businesses
  • , and technology is moving forward, and one day we will be able to tap that, but we are taking a liability
Summary: The committee took up public comment on a package of similar local-option bills related to carbon capture and sequestration, including House Bills 5, 6, 497, 498, 501, and 504. The bills would let parishes, or in some cases specific parishes such as Rapides and Livingston, decide by local vote whether Class VI wells, CO2 sequestration, and related pipeline infrastructure could be permitted. The chair grouped the bills together for testimony, adopted a three-minute public comment rule, and noted that the bills were not yet under consideration for a vote during the public-comment portion. Supporters, including Speaker Pro Tem Mike Johnson, parish officials, local activists, and residents, argued that communities affected by carbon capture projects should have a direct voice through local option elections. They said the bills were about self-determination, local control, and allowing residents to decide whether the risks are worth the benefits. Several speakers said their parishes had passed resolutions opposing carbon capture or asking for local choice, while others emphasized concerns about eminent domain, aquifer protection, lack of public understanding, and the need for more information about project impacts and financial benefits. Some supporters also said a local vote would force industry to engage more directly with communities and could improve transparency. Opponents, including representatives of the Department of Conservation and Energy, the Louisiana Chemistry Association, the Louisiana Mid-Continent Oil and Gas Association, and the Louisiana Association of Business and Industry, warned that the bills would create uncertainty, undermine Louisiana’s primacy over Class VI permitting, and invite litigation under federal preemption and the Supremacy Clause. They said the state already has a strict permitting process with public input and technical review, and that allowing parish-by-parish approval could delay or block billions of dollars in investment, jobs, and export-related projects. The department testified that if the state adopted a local-option referendum system, EPA could determine Louisiana was not implementing the program consistently and could move to remove primacy. No committee vote was taken in the portion provided.
HI

Hawaii 2025 Regular Session

ECD Public Hearing - Fri Mar 14, 2025 @ 10:00 AM HST

Economic Development & Technology

Transcript Highlights:
  • We have SB 1038, and our first testifier is the State of Hawaiʻi DCCA Insurance Division. the vision
  • Jerry Bump, Acting Insurance Commissioner.
  • Jerry Bump, Acting Insurance Commissioner, said the bill is adding an exemption to say that entities
  • under the insurance data security law do not need to comply with this law.
  • </c><01:41:23.320><c> commissioner's</c> the dcca insurance commissioner's the dcca insurance commissioner's
Summary: The committee on Economic Development and Technology heard testimony on several measures, beginning with SB 1343, which would amend quorum requirements for the Small Business Regulatory Review Board. The board chair testified in support, saying it has been difficult to fill all seats and that using active seats for quorum would help the board function more effectively. No opposition or questions were raised, and the committee moved on. The committee then heard SB 1578, which drew mixed testimony. DBEDT supported the measure and the Attorney General suggested inserting preamble language from HB 1025 to provide historical context on the East-West Center. Austin Martin of the Libertarian Party of Hawaiʻi opposed the bill, arguing it could invite improper behavior, create loosely regulated satellite offices, increase foreign influence, and add competition for land ownership. The committee took no vote during the hearing. The bulk of the meeting focused on SB 1641, a measure to establish a Hawaiʻi film commission/authority and related funding and governance structure. DBEDT supported the intent and offered friendly amendments to clarify the distinction between film and media industries, while the Honolulu Film Office and labor representatives from IATSE, Teamsters, and Pride at Work supported the bill but urged changes. Their concerns centered on conflicts of interest, especially having producers on the commission, and they asked for more labor representation and clearer oversight rules. The Attorney General raised constitutional and special-fund concerns, saying the grant standards and special-fund language needed work. Committee members discussed renaming the entity as a Hawaiʻi Film Authority, broadening its scope beyond cultural production, adjusting the commission makeup, and clarifying funding sources, including the existing film and creative industries fund and the 0.2% rebate contribution. No final vote was taken in the portion provided, but members indicated the bill would need substantial revisions and an HD1.
VT

Vermont 2025-2026 Regular Session

House Session - 2026-04-29 - 1:10PM

Vermont House Floor Meeting

Transcript Highlights:
  • many reasons one would wish to disclaim, but often a disclaimer is used to avoid incurring a tax liability
  • <00:32:02.600><c> incurring</c><00:32:03.200><c> a</c><00:32:03.280><c> tax</c><00:32:03.680><c> liability
  • </c><00:32:04.640><c> or</c><00:32:04.840><c> other</c> or incurring a tax liability or other or incurring
  • And carrying medical malpractice insurance that covers the provisionally licensed physicians as long
  • And carrying medical malpractice insurance that covers the provisionally licensed physicians as long
CA

California 2025-2026 Regular Session

Assembly Higher Education Committee Apr 22nd, 2025

Higher Education

Transcript Highlights:
  • they withdraw, and we do have some remaining concerns that that does create additional financial liabilities
  • We take on that liability of the debt. In the eyes of the U.S.
  • We take on that liability of the debt, a benefit of doing that for the student.
  • one of those internal mechanisms of collecting that debt that we've paid forward and removing that liability
  • I thought I had done my due diligence and had enrolled in disability insurance through our provider.
Summary: The Assembly Higher Education Committee heard several bills focused on student aid, affordability, and access. AB 587 would add a veteran representative to the California Student Aid Commission; the author said this would improve representation for veterans and Cal Guard members, and members discussed keeping the commission’s membership odd through a future amendment. AB 791 would revise cost-of-attendance calculations, especially housing costs, and require clearer notice to students about adjustment requests. Proponents said many schools underestimate living costs and leave students unaware of appeal options, while UC and independent colleges opposed the bill as overly prescriptive and costly, particularly the proposed housing methodology and 14-day turnaround. AB 850 would address institutional debt by giving students a one-term grace period to re-enroll while arranging payment, prohibiting credit reporting of that debt, and requiring public disclosure of collection policies. Supporters described debt as a major barrier to re-enrollment and graduation, while CSU, UC, AICCU, and others raised fiscal concerns and said campuses already use holds and payment plans; the bill passed with some members not voting and the roll left open for additional votes. The committee also heard AB 537, which would expand the California College Promise Program to part-time community college students. The author and supporters argued that most community college students attend part-time and should have access to tuition waivers, while opponents did not testify. The bill passed and the roll was left open. In addition, the committee took up AB 7, which would allow California universities to consider whether an applicant is a descendant of American chattel slavery as one factor in admissions. The author and supporters framed the measure as reparative justice and lineage-based rather than race-based, citing historical harms and the need for broader educational opportunity. Opponents argued it would function as a racial proxy and conflict with Proposition 209, and they urged the committee to instead focus on individual experiences of discrimination. The transcript ends during testimony on AB 7, before any vote is shown.
ND
Transcript Highlights:
  • in bringing this up, but if you have your land, if it's short-term, you know, with federal crop insurance
  • in bringing this up, but if you have your land, if it's short-term, you know, with federal crop insurance
  • If it's short-term, you know, with federal crop insurance, if you've planted that land one out of five
  • Probably true, like that gentleman said, you know, when it first started, there was crop insurance.
  • So there'd be some justification as to, okay, who's going to accept that liability?
Summary: The meeting began with approval of the prior minutes and opening remarks from NDSU President David Stewart, who emphasized NDSU’s land-grant mission of statewide service through teaching, research, and extension. He highlighted the university’s role in agriculture, water, soil health, and community outreach, and pointed to examples of research commercialization such as Lilac Agriculture’s work on nitrogen-fixing microbes for crops. He also said he is still early in his tenure and intends to spend time listening and learning across the state. The committee then received a detailed presentation on a state irrigation and drainage study from Tom Bodine on behalf of Agriculture Commissioner Doug Goehring. The study estimated that North Dakota could develop about 1.3 million additional irrigated acres, with major potential in counties such as McLean, Williams, Sargent, Burleigh, Mountrail, McKenzie, McIntosh, Dunn, and Bottineau. Testimony stressed the economic benefits of irrigation for crop yields, value-added processing, dairy, and potato production, while members also discussed water availability, aquifers, downstream water use, and the need for more flexible permitting. The drainage portion of the study found significant economic benefits from legal drains, and staff explained that the impacts were calculated through increased productivity and related input purchases. Greg Lardy then gave NDSU’s required agriculture update, saying agriculture accounts for more than $41 billion in annual economic activity, one in five jobs, and about 25 percent of state GDP. He reviewed the role of SBAR, the statewide research-extension network, new crop varieties, virtual fencing, AI and weather-network tools, and Extension’s county partnerships and youth programs. He also outlined NDSU’s priorities for the next session: restoring proposed budget cuts, increasing operating support, and addressing deferred maintenance. Members asked about storage shed construction, NDSU’s relationship with Grand Farm, and whether NDSU could help with water-related research tied to drainage and aquifers. The committee also heard from the North Dakota Water Resources Research Institute and a professor on water and data centers, who described graduate fellowships, a water workforce certificate program, and research on data center cooling, water use, and “Legendary Harvest” concepts that would reuse waste heat for greenhouse or aquaculture production. Questions focused on whether the cooling systems were closed-loop, who would own any related production facilities, and whether the project was still only a feasibility study. Finally, North Dakota AgTech described its NSF-funded “engine” project, saying it has brought millions in federal investment to the state, supported startups and on-farm trials, and is focused on commercialization, workforce development, and helping producers lower input costs and improve profitability.
NH

New Hampshire 2025 Regular Session

Senate Judiciary (04/03/2025)

Judiciary

Transcript Highlights:
  • The RSA on liability 626, section two. Thank you. Does anyone wish to testify? Okay, uh, two?
  • The RSA on liability 626, section two. Thank you. Does anyone wish to testify? Okay, uh, two?
  • responder, whether it's a person putting out a fire that you want to burn successfully because you got insurance
  • <01:12:25.199><c> because</c><01:12:25.320><c> you</c><01:12:25.480><c> got</c><01:12:25.719><c> insurance
  • </c> successfully because you got insurance successfully because you got insurance on<01:12:26.440><c
Committee: Senate Judiciary