Transcript Highlights:

• [ID: member_1146], CS for CS House Bill 1175, a bill to be entitled an act relating to mitigation banks
• By Commerce Committee, Representative Banks, and in the market, another CS for House Bill 999, a bill
• Representative Banks, you are recognized to explain the bill.
• Representative Banks, you are recognized to close. I would like to hand this to my prime co-chair.
• Thank you, Representative Banks.

Bills: SB 5, SJR 3, HB 11, HJR 72, HB 48, HB 27, HB 144, HB 37, HB 1481, HB 581, HB 1696, HB 2216, HB 1035, HB 1633, HB 742, HB 754, HB 1689, HB 1690, HB 2669, HB 391, HB 517, HB 1775, HB 1024, HB 1607, HB 252, HB 1716, HB 1562, HB 4116, HB 1866, HB 1741, HB 2103, HB 2637, HB 2884, HB 3707, HB 503, HB 1089, HB 1757, HB 2986, HB 972, SB 365, SB 1786, SB 5, SJR 3, HB 14, HB 43, HB 36, HB 26, HB 149, HB 121, HB 206, HB 136, HB 3114, HB 2733, HB 1732, HB 3700, HB 467, HB 1130, HB 1846, HB 1442, HB 1147, HB 2176, HB 2701, HB 805, HB 2890, HB 1154, HB 1644, HB 2118, HB 1718, HB 2488, HB 2596, HB 2468, HB 484, HB 2578, HB 3204, HB 1041, HB 307, HB 685, HB 538, HB 2525, HB 3125, HB 2027, HB 2894, HB 3077, HB 106, HB 18, HB 11, HJR 72, HB 48, HB 27, HB 144, HB 37, HB 1481, HB 581, HB 1696, HB 2216, HB 1035, HB 1633, HB 742, HB 754, HB 1689, HB 1690, HB 2669, HB 391, HB 517, HB 1775, HB 1024, HB 1607, HB 252, HB 1716, HB 1562, HB 4116, HB 1866, HB 1741, HB 2103, HB 2637, HB 2884, HB 3707, HB 503, HB 1089, HB 1757, HB 2986, HB 972

Keywords: dementia, research institute, Alzheimer's disease, Parkinson's disease, funding, grants, state health initiatives, research funding, state budget, prevention, healthcare, medical research, Dementia Prevention and Research Institute, licensing, reciprocity, regulation, Texas Department of Licensing and Regulation, interstate agreements, tax exemption, intellectual disability

Transcript Highlights:

• Also, assistant coaches Cola Banks, Mary Cleveland, and Henry Banks.
• Banks, Mary Cleveland, and Henry Banks. Banks, Mary Cleveland, and Henry Banks.
• Banks.
• chairman of banking. chairman of banking.
• Banks.

Keywords: MS House Floor - 12 February, 2026; 10:00 AM, 925, all

Summary: The House convened with a prayer led by Reverend Lewis Dixon of Crystal Springs and then recited the Pledge of Allegiance. Members also welcomed several guest groups, including the Hazerhurst Middle School girls basketball team, the Mississippi Society of Radiologic Technologists and students from several colleges, and Oakdale Elementary students visiting the Capitol. On the calendar, the House first took up several rules-calendar items and adopted them overwhelmingly, including a Senate concurrence resolution and multiple resolutions, with votes such as 118-0 and 121-0. The chamber also tabled House Bill 965. Later, House Bill 517, the Mississippi Charter Schools Act, passed 88-10 after members explained it was a technical bill with no substantive changes. House Bill 644, an Administrative Procedures Act measure requiring agencies to report rules or actions costing over $100,000, passed 114-0. The House then approved House Bill 1015, which replaces an inactive member on the Title 5 Advisory Council, by 119-0. House Bill 1314, dealing with contractor bonding and procurement thresholds, was amended to raise a bond amount from $25,000 to $75,000 and to increase a bidding threshold from $10,000 to $15,000; it passed 119-2. House Bill 1468, which narrows public-records access by excluding certain personal information, was amended with a reverse repealer to allow further work on the language and passed 118-1. House Bill 1529, a peer bill with a reverse repealer, passed 128-0. House Bill 1640 authorized DHS to use automated wage verification services and passed 115-2. House Bill 1754 created a fast-track option for cyber security software and hardware emergencies and passed 121-0. The House also adopted a strike-all amendment to House Bill 1218, extending the MyKids youth-court software authority for one year, requiring a progress report, and allowing continued use of MyKids or a replacement system; the bill passed 128-0 after questions about the system’s outdated nature and the need to keep AOC accountable. Finally, House Bill 1225, concerning non-consensual towing, was explained as requiring tow operators to identify who requested the tow and to provide VIN and lienholder information so certified notices can be sent; the discussion was still underway at the end of the transcript.

Transcript Highlights:

• The agency has done that on their own, partially because half of their agency is a bank.
• The agency has done that on their own, partially because half of their agency is a bank.
• The agency has done that on their own, partially because half of their agency is a bank.
• The agency has done that on their own, partially because half of their agency is a bank.
• Um and that's not agency is a bank.

Keywords: 1187, senate, all

Transcript Highlights:

• provided<00:21:53.200> to<00:21:54.320> the<00:21:54.640> food<00:21:54.880> bank
• c><00:21:55.200> to<00:21:55.440> fund<00:21:55.679> the provided to the food bank
• $860,000 for the Vermont Feeding Vermonts, which helps not only our farmers sell food to local food banks
• $860,000 for the Vermont Feeding Vermonts, which helps not only our farmers sell food to local food banks
• Which helps not only our farmers sell food to local food banks, but it supplies food to those that are

Keywords: 927, senate, all

Transcript Highlights:

• Think if you just got your paycheck, and you have to go to the bank to get it cashed.
• Sometimes banks...
• There are banks, correct, that don't open on Saturday or maybe half a day in...
• Who cares about the person that's going to lose their house to the bank?
• And then the bank ends up putting the squatter out instead of the homeowner?

Bills: SB2405, SB2406, SB2407, SB6, SB7, SB36, SB38, SB815, SB1856, SB379, SB1171, SB1121, SB1061, SB1036, SB1019, SB890, SB11, SB868, SB1188, SB1120, SB1254, SB2778, SB2543, SB2443, SB1333, SB1259, SB1401, SB1404, SB2139, SB2165, SB2237, SB2268, SB1202, SB1198, SB1212, SB1451, SB1470, SB1498, SB965, SB1547, SB1667, SB1818, SB1902, SB2129, SB2078, SB2069, SB1737, SB1589, SB1318, SB387, SB1150, SB1574, SB2127, SB3034, SB860, SB1278, SB263, SB370, SB663, SB924, SB1939, SB1937, SB1598, SB2798, SB2801, SB2580, SB2569, SB2514, SB2064, SB1940, SB1621, SB2601, SB1379, SB1376, SB1372, SB1353, SB2216, SB552, SB2405, SB2406, SB2407, SB2166, SB2148, SB535, SB777, SB827, SB1141, SB1330, SB1352, SB1664, SB1612, SB1862, SB1936, SB1453, SB1448, SB1398, SB2137, SB2111, SB53, SB226, SB1677, SB1723, SB1839, SB6, SB7, SB36, SB38, SB815, SB1856, SCR5, SCR32, SCR8, HCR88, HCR91, HCR129, HCR130, HCR131, HCR133, HCR137, HCR138, HCR139, HCR140, HCR143, HCR145, HCR147, HCR150, HCR152, HR6, HR105, HR112, HR124, HR146, HR151, HR158, HR221, HR222, HR237, HR469, HR543, HR571, HR605, HR702, HR703, HR704, HR705, HR706, HR707, HR708, HR709, HR710, HR713, HR714, HR715, HR716, HR717, HR718, HR719, HR720, HR721, HR722, HR723, HR724, HR725, HR726, HR727, HR728, HR729, HR730, HR731, HR732, HR733, HR734, HR735, HR736, HR737, HR738, HR739, HR740, HR741, HR742, HR743, HR744, HR745, HR746, HR747, HR748, HR749, HR750, HR751, HR752, HR782, HR787, HR789, HR796, HR798, HR799, HR800, HR801, HR802, HR804, HR807, HR812, HR813, HR814, HR817, HR819, HR820, HR821, HR822, HR824, HR827, HR828, HR830, HR831, HR832, HR833, HR837, HR839, HR840, HR841, HR842, HR843, HR844, HR847, HR849, HR850, HR851, HR852, HR853, HR854, HR855, HR856, HR858, HR859, HR861, HR865, HR871, HR873, HR874, HR875, HR876, HR880, HR881, HR884, HR886, HR887, HR890, HR892, HR894, HR895, HR898, HR900, HR901, HR903, HR904, HR905, HR908, HR910, HR912, HR913, HR915, HR916, HR917, HR918, HR919, HR920, HR921, HR922, HR923, HR924, HR925, HR926, HR927, HR928, HR930, HR931, HR932, HR936, HR937, HR938, HR939, HR940, HR941, HR942, HR943, HR946, HR947, HR948, HR949, HR952, HR953, HR954, HR955, HR956, HR960, HR964, HR965, HR967, HR968, HR969, HR970, HR972, HR973, HR974, HR975, HR976, HR977, HR978, HR979, HR980, HR981, HR982, HR983, HR984, HR985, HR987, HR988, HR989, HR990, HR991, HR992, HR993, HR994, HR995, HR996, HR997, HR998, HR999, HR1000, HR1002, HR1003, HR1004, HR1005, HR1006, HR1007, HR1008, HR1009, HR1010, HR1011, HR1012, HR1013, HR1014, HR1015, HR1016, HR1017, HR1018, HR1019, HR1020, HR1024, HR1025, HR1026, HR1027, HR1028, HR1029, HR1030, HR1032, HR1034, HR1035, HR1036, HR1038, HR1040, HR1041, HR1042, HR1043, HR1044, HR1046, HR1047, HR1048, HR1049, HR1050, HR1051, HR1052, HR1053, HR1055, HR1056, HR1057, HR1059, HR1064, HR1067, HR1068, HR1069, HR1070, HR1071, HR1073, HR1074, HR1075, HR1077, HR1078, HR1079, HR1080, HR1081, HR1083, HR1086, HR1087, HR1088, HR1089, HR1090, HR1091, HR1092, HR1093, HR1094, HR1095, HR1096, HR1098, HR1099, HR1100, HR1101, HR1103, HR1104, HR1105, HR1106, HR1109, HR1111, HR1112, HR1115, HR1116, HR1117, HR1118, HR1119, HR1121, HR1123, HR1125, HR1128, HR1130, HR1131, HR1132, HR1139, HR1140, HR1143, HR1144, HR1146, HR1147, HR1148, HR1149, HR1151, HR1153, HR1154, HR1155, HR1156, HR1157, HR1158, HR1159, HR1160, HR1161, HR1162, HR1163, HR1164, HR1165, HR1166, HR1167, HR1168, HR1169, HR1170, HR1171, HR1172, HR1173, HR1174, HR1175, HR1176, HR1177, HR1178, HR1179, HR1180, HR1181, HR1182, HR1183, HR1184, HR1185, HR1186, HR1187, HR1188, HR1189, HR1190, HR1191, HR1192, HR1193, HR1194, HR1195, HR1196, HR1197, HR1198, HR1199, HR1200, HR1201, HR1202, HR1203, HR1204, HR1205, HR1206, HR1207, HR1208, HR1209, HR1210, HR1211, HR1212, HR1213, HR1214, HR1215, HR1216, HR1217, HR1218, HR1219, HR1220, HR1221, HR1222, HR1223, HR1224, HR1225, HR1226, HR1227, HR1228, HR1229, HR1230, HR1231, HR1232, HR1233, HR1234, HR1235, HR1236, HR1237, HR1238, HR1241, HR1243, HR1244, HR1245, HR1246, HR1247, HR1248, HR1249, HR1252, HR1253, HR1255, HR1256, HR1257, HR1260, HR1261, HR1262, HR1263, HR1264, HR1266, HR1267, HR1268, HR1269, HR1270, HR1271, HR1272, HR1273, HR1274, HR1275, HR1278, HR1280, HR1281, HR1282, HR1283, HR1284, HR1285, HR1286, HR1287, HR1288, HR1289, HR1290, HR1291, HR1293, HR1294, HR1295, HR1299, HR1300, HR1301, HR1302, SCR49, HCR134, HCR136, HR18, HR247, HR428, HR494, HR538, HR540, HR786, HR791, HR803, HR805, HR808, HR809, HR811, HR816, HR825, HR826, HR836, HR838, HR845, HR846, HR862, HR869, HR870, HR878, HR879, HR896, HR899, HR902, HR911, HR914, HR933, HR934, HR935, HR951, HR958, HR959, HR986, HR1021, HR1022, HR1039, HR1054, HR1058, HR1061, HR1062, HR1065, HR1072, HR1107, HR1108, HR1110, HR1114, HR1120, HR1122, HR1129, HR1142, HR1145, HR1239, HR1242, HR1250, HR1251, HR1254, HR1258, HR1259, SCR21, HB3228, HB2802, HB45, HB1318, HB5560, HB2894, HB4344, HB4238, HB 130, HB2775, HB34, HB33, HB 12, HB148, HB4273, HB4850, HB2733, HB4783, HB4187, HB39, SB2155

Keywords: criminal justice, parole, medical supervision, rehabilitation programs, Texas Board of Pardons and Paroles, Texas Department of Criminal Justice, offenders with medical impairments, Windham School District, Sabine River Authority, board of directors, term limits, removal grounds, government oversight, training requirements, Texas Sunset Advisory Commission, Lower Neches Valley Authority, Sunset Advisory Commission, public participation, complaints resolution, electric power

Transcript Highlights:

• It is many people, secretaries, bank tellers, those kind of things all around the state, legal offices
• 26.960> uh Um it is uh many people, secretaries, uh Um it is uh many people, secretaries, uh bank
• 29.280> those<00:18:29.480> kind<00:18:29.640> of<00:18:29.680> things bank
• tellers, um those kind of things bank tellers, um those kind of things all<00:18:30.120> around
• them sit down with their banker and work out a solution for how they can stay on their farm and the bank

Keywords: 1187, senate, all

Transcript Highlights:

• I manage the Newmarket food pantry, and I’ve also been a volunteer with the New Hampshire Food Bank when
• the New I've also been a volunteer with the New Hampshire<00:12:36.720> Food<00:12:36.960> Bank
• Hampshire Food Bank Hampshire Food Bank when<00:12:38.880> we're<00:12:39.000> not
• One of the most impactful things I’ve had the opportunity to do through that work with the food bank

Keywords: 1191, senate, all

Transcript Highlights:

• Senate Bill number 302 regarding motorcycles is referred to the Committee on Banking and Insurance by
• I think he might still be on the board of directors of the Bryan Bank. No, Coach Paul Bryan. Yes.
• Bank. No, Coach Paul Bryan. Yes. I've seen those. Yeah, I think he's on the board.
• No, but I probably owe the bank. Oh, you... Yeah. Oh, you don't owe no money, you know, man.
• Brian Bank. Okay. All right. As well.

Bills: SJR 12, SJR 81, SB 22, SB 32, SB 241, SB 393, SB 414, SB 458, SB 464, SB 568, SB 583, SB 609, SB 660, SB 664, SB 693, SB 731, SB 732, SB 746, SB 779, SB 783, SB 785, SB 868, SB 897, SB 921, SB 955, SB 1008, SB 1029, SB 1036, SB 1057, SB 1059, SB 1120, SB 1122, SB 1147, SB 1163, SB 1188, SB 1197, SB 1209, SB 1245, SB 1321, SB 1332, SB 1365, SB 1394, SB 1396, SB 1470, SB 1484, SB 1494, SB 1537, SB 1596, SB 1598, SB 1637, SB 1644, SB 1809, SB 1814, SB 1822, SB 1841, SB 1948, SB 2064, SB 2065, SB 2112, SB 2155, SB 2226, SB 2320, SB 2406, SJR 36, SJR 81, SJR 50, SJR 4, SJR 40, SJR 27, SCR 22, SCR 12, SCR 39, SCR 38, SCR 37, SB 1396, SB 1209, SB 765, SB 62, SB 666, SB 888, SB 687, SB 847, SB 1248, SB 504, SB 305, SB 296, SB 284, SB 241, SB 304, SB 1023, SB 204, SB 609, SB 670, SB 850, SB 854, SB 413, SB 1346, SB 1033, SB 1220, SB 1073, SB 810, SB 1539, SB 447, SB 1119, SB 1505, SB 1215, SB 1302, SB 583, SB 673, SB 681, SB 1172, SB 955, SB 957, SB 541, SB 266, SB 1415, SB 53, SB 1352, SB 785, SB 1450, SB 1502, SB 1566, SB 1062, SB 711, SB 746, SB 1404, SB 1448, SB 507, SB 1026, SB 1349, SB 1355, SB 1433, SB 1434, SB 1596, SB 1403, SB 667, SB 1059, SB 1567, SB 310, SB 311, SB 505, SB 1210, SB 1470, SB 264, SB 1358, SB 1364, SB 1569, SB 1376, SB 1228, SB 519, SB 1350, SB 462, SB 827, SB 1585, SB 1484, SB 1273, SB 927, SB 1227, SB 1229, SB 1353, SB 1464, SB 1709, SB 1729, SB 1733, SB 1744, SB 1772, SB 1841, SB 1147, SB 1008, SB 2016, SB 1173, SB 1163, SB 996, SB 1370, SB 1321, SB 1101, SB 860, SB 993, SB 693, SB 1537, SB 1332, SB 1307, SB 963, SB 493, SB 984, SB 619, SB 1122, SB 455, SB 522, SB 1057, SB 1239, SB 1254, SB 1255, SB 1259, SB 1341, SB 1877, SB 1277, SB 32, SB 732, SB 660, SB 731, SB 921, SB 268, SB 1822, SB 1589, SB 397, SB 1058, SB 1267, SB 2112, SB 1930, SB 532, SB 2155, SB 508, SB 292, SB 291, SB 901, SB 1333, SB 1436, SB 1494, SB 964, SB 779, SB 1378, SB 2312, SB 1719, SB 287, SB 2143, SB 1245, SB 261, SB 1247, SB 1948, SB 2406, SB 2407, SB 1882, SB 1814, SB 618, SB 38, SB 393, SB 1371, SB 1394, SB 1365, SB 2243, SB 2226, SB 2039, SB 1919, SB 1895, SB 1598, SB 1493, SB 1810, SB 1791, SB 1706, SB 1644, SB 1238, SB 783, SB 458, SB 22, SB 651, SB 897, SB 1809, SB 1080, SB 745, SB 826, SB 989, SB 1320, SB 1437, SB 2320, SB 2289, SB 1171, SB 664, SB 1637, SB 2064, SB 868, SB 1079, SB 1243, SB 1504, SB 1851, SB 1879, SB 2237, SB 1257, SB 2034, SB 1522, SB 883, SB 249, SB 1318, SB 1151, SB 596, SB 1191, SB 226, SB 570, SB 870, SB 991, SB 60, SB 365, SB 1067, SB 1786, SB 326, SB 1401, SB 1592, SB 1728, SB 1265, SB 586, SB 529, SB 217, SB 209, SB 1923, SB 1559, SB 1839, SB 387, SB 1874, SB 1872, SB 1873, SB 1921, SB 1883, SB 1677, SB 95, SB 1620, SB 1838, SB 2024, SB 2429, SB 1999, SB 511, SB 2309, SB 2166, SB 871, SB 510, SB 33, SB 2420, SB 1860, SB 1541, SB 1316, SB 1314, SB 1313, SB 1426, SB 1398, SB 1869, SB 1750, SB 1871, SB 36, SB 855, SB 1233, SB 760, SB 2425, SB 2037, SB 1758, SB 1759, SB 2365, SB 1924, SB 762, SB 1271, SB 1818, SB 605, SB 1405, SB 1762, SB 1968, SB 1977, SB 2077, SB 2148, SB 2321, SB 1967, SB 1662, SB 1663, SB 2124, SB 2204, SB 1855, SB 863, SB 37, SB 241, SB 1147, SB 1394, SB 1814, SB 1948, SB 2155, SB 1209, SB 1396, SB 609, SB 660, SB 921, SR 373, SR 374, SR 376, SR 377, SR 379, SR 381, SR 386, SB 2332, SB 3040, SB 3041, SB 2332, SB 3040, SB 3041

Keywords: parental rights, education, constitutional amendment, school choice, child education, tax exemption, ad valorem, tangible personal property, income production, Texas, moving image industry, incentive program, film production, grant funding, job creation, economic development, ad valorem taxation, franchise tax credit, personal property, public camping

Transcript Highlights:

• and private companies. a professor in corporate finance, mergers and acquisitions, and investment banking
• Beyond my experience in bank... banking and capital markets.
• For example, last year they introduced a case involving Moelis, the bank.
• We are failing all kids, not just the ones that are having the deep banks done around them in school.

Bills: HB32, HB15, HB171, HB421, HB581, HB644, HB745, HB349, HB917, HB204, HB923, HB15, HB171, HB204

Keywords: eviction, landlord rights, tenant rights, justice court, property law, court procedures, chemical dependency, court-ordered treatment, mental health, health care, treatment facility, juvenile justice, criminal justice reform, deep fake, digital impersonation, age verification, private cause of action, explicit content, consumer protection, HB 581

Transcript Highlights:

• So, we can do this non-game work in a step-by-step approach that doesn't break our bank.
• So this, on page 14, adds a new section: a segregated bank account to make clear that these donations—and
• when that donation comes in, if someone doesn't want to use it, they should put it into a separate bank
• Secretary of State, as long as it has a bank account that's also open.
• That's the purpose of this: to de-muddy the waters and move those donations into a separate bank account

Transcript Highlights:

• So, typically a food bank is a good fit for that.
• food bank is a good fit for that. food bank is a good fit for that.
• We have the potential to add the other food banks that would give us 120 county coverage.
• So, um, this additional funding would have normally gone to those other food banks.
• They are gone to those other food banks.

Keywords: 958, all

Summary: The committee first approved the August 12 minutes and then handled a large agenda of 355 contracts totaling about $278.7 million. It agreed to defer three Office of Energy Policy items to the October 2025 meeting and reviewed a deferred Kentucky Educational Television contract without objection. The main substantive discussion centered on two University of Louisville legal services PSC amendments and a Seven Counties Services MOA item. For the University of Louisville items, members questioned a large increase in hourly rates and the scope of the legal services, especially complex litigation work and a Colorado estate matter. University officials said the contracts followed an RFP, involved specialized litigation, included local counsel where required, and were expected to be offset by savings in other PSCs and by a potential financial recovery in the Colorado matter. The committee also discussed whether the $125 hourly rate was a statutory requirement or committee policy; the chair later said staff would verify whether it was an executive-branch regulation or statutory rate. Both University of Louisville items were ultimately approved, though Senator Meredith voted no on one and Senator Douglas explained his support while urging future adjustments and more information sharing. The Seven Counties Services contract drew questions about how the $18.7 million would be used and whether federal changes could affect future funding. Cabinet officials described 988 crisis response, outpatient mental health and substance use treatment, prevention, recovery, and harm-reduction services, and said they were monitoring federal developments daily. Representative Petrie and Senator Thomas pressed the cabinet on the long-running Seven Counties bankruptcy and the need to push for resolution; officials said the matter was pending on a motion for reconsideration and that they would try to help move it along. The contract was approved. At the end of the meeting, the committee approved the remaining agenda items as reviewed without objection, but Senator Meredith voted no on the blanket approval motion because of numerous retroactive contract requests and what she said were insufficient explanations such as administrative error or staff being on conference. She said retroactive approvals should be rare and supported stronger internal controls.

Transcript Highlights:

• I'm with Mercer, and previously, recently joining Mercer, I had spent a long time—27 years—with Bank
• Hawai and I long time 27 years with bank Hawai and I had<01:00:27.319> the<01:00:28.039> um
• <01:00:37.880> Hawaii<01:00:38.440> so the end of my time at Bank Hawaii so the end
• of my time at Bank Hawaii so that's<01:00:39.319> how<01:00:39.559> I<01:00:39.760>
• of Hawaii working experience from Bank of Hawaii working with<01:05:02.000> government<01:05:

Keywords: 912, senate, all

Transcript Highlights:

• Vast banks of knowledge. Use them, ask them questions, find out what they did.
• My quantitative reasoning showed me how to open a bank account and how to pay my bills and everything
• So, Open a bank account and how to pay my bills and everything. So I don't know. I'm sorry.
• skills, and that they don't know how to do simple things like filing taxes or maybe just making a bank
• as well as in Keystone, we learned how to write our own checks, and we learned how to access our banking

Keywords: 1204, all

Transcript Highlights:

• Just like we diversify in other financial instruments, we have some cash in our pocket, some in the bank
• So like I said, they could partner with any depository or maybe an old bank here.
• Moreover, consumers have a very basic understanding of the financial system and bank protections, FDIC
• Moreover, consumers have a very basic understanding of the financial system and bank protections, FDIC
• without actually being banking.

Bills: HCR66, HB387, HB617, HB797, HB950, HB975, HB1186, HB1222, HB1223, HB1228, HB1256

Keywords: economic development, rural communities, infrastructure, workforce training, Louisiana Economic Development, engineering, land surveying, construction, state fire marshal, plan review, hidden fees, junk fees, drip pricing, price transparency, mandatory fees, surcharges, consumer protection, unfair trade practices, advertising disclosures, total price

Summary: The Senate Commerce Committee met on April 20, approved the prior meeting minutes, and then heard a series of bills and resolutions. It first advanced H. CR 66, which directs Louisiana Economic Development, working with the Governor’s Office of Rural Development, to study rural parish economic assets, infrastructure, workforce, and development opportunities. The committee also moved HB 387, a clarification allowing the fire marshal to review architectural and engineering plans equally, and HB 1223, which seeks to promote clinical trials in Louisiana by having LED market the state’s research capacity and by adjusting internal review board procedures. HB 1228, a cleanup bill for hearing aid dealers that updates definitions, contracts, testing periods, licensing, and related requirements, was also reported favorably, as was HB 950, which would create an elderly consumer perception program through the Office of Elderly Affairs to help seniors recognize scams and fraud. The committee spent the most time on HB 617, a broad “hidden fees” consumer transparency bill. The author and supporters said it would require mandatory fees to be included in upfront pricing so consumers can make informed choices, while opponents from grocery, restaurant, hotel, housing, retail, and business groups argued the bill was vague, overly broad, and likely to create compliance burdens and litigation risk. Housing advocates objected to the bill’s housing exemption, warning it could weaken renters’ ability to bring claims over undisclosed fees. After extensive debate over variable pricing, sales taxes, enforcement, and the scope of the bill, Senator Morris moved to defer HB 617, and the committee agreed without objection. The committee also heard HB 797, which would create a “Bayou Gold” certification program for certain gold vendors and transactional gold products. The sponsor said the program would encourage vendors to keep gold insured, segregated, and closer to Louisiana consumers, with the Treasury administering the certification through participant fees. Several senators and an outside witness raised concerns that the state seal could be mistaken for an endorsement, could create liability or consumer confusion, and would favor a narrow set of vendors. Despite opposition, the committee reported HB 797 favorably, with members noting it still had to go to Finance. Later, the committee advanced HB 1186, which would create a more uniform statewide building code and licensing system for inspectors, add disciplinary authority, and impose a small permit fee to support the program, and HB 1222, which would let LED develop a grocery initiative to address food deserts and food insecurity. The meeting concluded with the committee hearing HB 1256 on abandoned digital assets, which would require dormant digital assets to be held in original form for three years so owners can reclaim them.

Transcript Highlights:

• Just like we diversify in other financial instruments, we have some cash in our pocket, some in the bank
• So, like I said, they could partner with any depository or maybe an old bank here.
• Moreover, consumers have a very basic understanding of the financial system and bank protections, FDIC
• Moreover, consumers have a very basic understanding of the financial system and bank protections, FDIC
• without actually being banking.

Summary: The committee took up several House measures. HCR 66, as amended, asked Louisiana Economic Development and the Governor’s Office of Rural Development to study rural parish assets, infrastructure, workforce, and development opportunities, and it was moved forward without objection. HB 387, a clarification to allow the fire marshal’s office to review architectural and engineering plans equally, also passed favorably without objection. HB 1223, which would have LED promote Louisiana’s clinical trial capacity and adjust internal review board processes, was amended and moved favorably. HB 950, aimed at helping older adults recognize and avoid fraud through materials and resources from the Office of Elderly Affairs, was reported favorably. HB 975, a routine measure to recreate the Public Service Commission, was also reported favorably. HB 1186, which would create a more uniform statewide building code and licensing system for inspectors, was amended and moved favorably. HB 1222, described as a Grocery Initiative Act to let LED identify ways to address food deserts and food insecurity, was introduced near the end of the meeting. The most extensive debate centered on HB 617, a consumer transparency bill requiring mandatory fees to be included in upfront pricing. The author said the bill was intended to curb hidden fees and help consumers compare prices, with examples such as hotel resort fees and automatic restaurant service charges. Supporters argued it would improve transparency, while opponents from grocery, restaurant, hotel, housing, retail, and business groups said the bill was too broad, vague about terms like “total price,” unclear on enforcement and penalties, and could create compliance burdens and litigation risk, especially for small businesses. Housing advocates opposed the bill’s housing carve-out, arguing it could weaken renters’ ability to bring unfair-practice claims. Senator Morris moved to defer HB 617, and the committee agreed without objection. The committee also heard lengthy testimony on HB 797, which would create a Bayou Gold certification for certain transactional gold vendors that meet state-defined standards such as segregation, insurance, and nearby storage. The sponsor said the goal was to give consumers confidence and encourage vendors to keep gold closer to Louisiana, while critics argued the program would amount to a state endorsement of private companies, create misleading consumer impressions, and expose the state to confusion or liability. The bill drew opposition from the Sound Money Defense League and others, but the committee ultimately reported HB 797 favorably, with the understanding it still had to go to Finance. HB 1228, a hearing-aid cleanup bill updating definitions, contracts, testing periods, and licensing rules, was also moved favorably without objection.

Transcript Highlights:

• use of a bank name following mergers and consolidations.
• The summary of the House amendments basically was that it provides the following: a surviving bank may
• use the name of a non-surviving bank in certain circumstances, and it has some technical amendments.
• So this is one put in for the banks and the lienholders.
• So this is one put in for the banks and the lienholders. Okay, I see no questions on the amendment.

Bills: SR126, SR129, SCR71, SCR72, SCR73, SCR12, HB221, HCR54, HCR79, HCR87, HCR94, HCR95, HCR97, HCR102, HCR104, HCR58, SB480, SB514, HB12, HB66, HB145, HB167, HB175, HB196, HB213, HB218, HB222, HB256, HB291, HB325, HB326, HB352, HB401, HB430, HB433, HB434, HB448, HB456, HB476, HB481, HB487, HB492, HB549, HB579, HB608, HB621, HB624, HB626, HB632, HB637, HB656, HB722, HB745, HB749, HB804, HB818, HB821, HB833, HB864, HB867, HB874, HB893, HB909, HB951, HB968, HB969, HB978, HB979, HB985, HB988, HB989, HB1001, HB1005, HB1007, HB1024, HB1032, HB1038, HB1050, HB1051, HB1056, HB1059, HB1077, HB1080, HB1081, HB1086, HB1108, HB1112, HB1153, HB1172, HB1173, HB1175, HB1192, HB1193, HB1204, HB1218, HB1242, HB1244, HB1249, HB1252, HB1254, HB538, SCR3, SCR23, SCR38, SCR24, SB102, SB133, SB151, SB165, SB169, SB170, SB200, SB217, SB280, SB291, SB300, SB303, SB330, SB449, SB489, SB521, SB45, SB156, SB181, SB203, SB274, SB304, SB379, SB396, SB410, SB425, SB427, SB436, SB54, SB72, SB129, SB164, SB232, SB287, SB322, SB374, SB375, SB386, SB409, SB447, SB458, SB222, SB399, SR119, SCR58, SCR65, SCR9, SB35, SB65, SB215, SB246, SB249, SB269, SB282, SB296, SB323, SB363, SB369, SB474, SB490, SB492, SB500, HCR41, HCR47, HCR63, HCR69, HCR31, HB87, HB115, HB162, HB195, HB214, HB217, HB233, HB283, HB290, HB319, HB324, HB345, HB362, HB363, HB368, HB377, HB380, HB382, HB386, HB392, HB406, HB431, HB441, HB466, HB503, HB533, HB559, HB575, HB590, HB593, HB618, HB655, HB664, HB685, HB692, HB707, HB715, HB732, HB738, HB741, HB748, HB776, HB807, HB822, HB856, HB860, HB868, HB887, HB888, HB905, HB908, HB961, HB980, HB990, HB992, HB999, HB1000, HB1010, HB1146, HB1157, HB1233, HB1236, HB1243, HB54, HB137, HB180, HB192, HB310, HB321, HB396, HB512, HB552, HB578, HB638, HB663, HB708, HB717, HB718, HB1009, HB1082, HB1104, HB1107, HB1198, HB1246, HB27, HB143, HB205, HB259, HB267, HB288, HB308, HB403, HB405, HB414, HB417, HB478, HB546, HB548, HB555, HB557, HB609, HB670, HB672, HB740, HB779, HB786, HB796, HB812, HB848, HB915, HB917, HB921, HB930, HB933, HB1095, HB1096, HB1103, HB1129, HB1154, HB1166, HB1187, HB1195, HB1230, HB17, HB36, HB41, HB47, HB73, HB119, HB126, HB129, HB133, HB140, HB159, HB166, HB211, HB226, HB245, HB271, HB280, HB337, HB351, HB354, HB399, HB571, HB677, HB712, HB723, HB726, HB728, HB750, HB759, HB789, HB844, HB850, HB870, HB966, HB1006, HB1018, HB1036, HB1241, SB29, SB42, SB43, SB382, SB441, HB134, HB258, HB359, HB782

Keywords: SR126, Senate Resolution 126, World Preeclampsia Awareness Day, preeclampsia, maternal mortality, maternal health, pregnancy complications, hypertension, high blood pressure, pregnancy-related disorder, obstetrics, prenatal care, prenatal health, infant mortality, preterm birth, premature birth, Woman's Hospital, Louisiana Senate, women's health, public health awareness

Transcript Highlights:

• We represent community banks, state-chartered and national banks.
• When we talk about a daily transaction limit for existing users, think about your own bank and the policies
• that have been put in place to protect us at bank ATMs.
• When we talk about a daily transaction limit for existing users, think about your own bank and the policies
• that have been put in place to protect us at bank ATMs.

Bills: S0198, S0422, S1236, S1356, S1456, S1722

Keywords: virtual currency, kiosks, money services business, regulation, financial services, consumer protection, cryptocurrency, registration, ADS-B, automatic dependent surveillance-broadcast, aviation, airports, airport fees, landing fees, departure fees, touch-and-go landing, general aviation, pilot privacy, airspace radius, aircraft tracking

Summary: The committee first postponed SB 1456, then heard SB 1236, which would condition state economic development incentives on employers using secret-ballot union elections and prohibit neutrality agreements. The sponsor argued the bill protects workers from coercion and applies only to companies receiving taxpayer-funded incentives; opponents said it was government interference, likely to hurt contractors, apprenticeships, and business growth, and raised concerns about federal preemption and Attorney General enforcement. After debate, the committee reported SB 1236 favorably on a recorded vote. The committee then considered CS/SB 198, a measure to regulate cryptocurrency kiosks by requiring operator registration, fraud warnings, transaction limits, blockchain analytics, receipts, and refund protections for certain first-time transactions tied to fraud. Supporters from the banking industry, AARP, and others said the bill would help stop scams that are targeting seniors and vulnerable adults; one industry witness supported the bill but suggested narrowing the limits for existing users and shortening the new-customer period. The committee reported the bill favorably. Next, the committee took up CS/SB 1356 on dog breeding, pet sales, and breeder registration. The sponsor said the bill is intended to curb puppy mills, improve animal welfare, and add consumer protections, while an amendment removed state oversight of local animal shelters. Pet store representatives supported much of the bill but objected to the three-day waiting period for financed purchases, expanded reimbursement, and unfair trade practice penalties; others argued the bill would add red tape and litigation. The committee adopted the amendment and then reported the bill favorably. The committee also heard SB 1722 on app stores and minors, which would require age verification, parental consent for minors, app-content disclosures, and enforcement by the Department of Legal Affairs. Supporters said the bill would help parents protect children online; opponents warned it could force collection of sensitive personal data, create privacy and constitutional problems, and duplicate existing parental tools. Members debated the balance between child safety and privacy, and the committee reported the bill favorably. Finally, the committee heard CS/SB 422 on ADS-B aviation data, which would bar use of ADS-B information to calculate certain landing or access fees; an amendment added departures to the restriction. Pilots supported the bill as a safety and privacy measure, while airport representatives opposed it as undermining airport finances and shifting costs. The amendment was adopted, and the hearing on the bill began with testimony from both sides.

Transcript Highlights:

• Obviously, presumably they would have a bank account that is set up; their parents would likely have
• And when you look at the unbanked rates, there's 11.3% of our country that does not use a bank.
• So they don't have a huge bank account to pay credit card debt, which we'd be putting people into debt
• People to have cash, use the cash, and some folks don't have a bank or a credit card.
• And so the lack of banks in some of these places is a lot of the reason why we have a lot of unbanked

Bills: HB2010, HB2192, HB2199, HB2279, HB2310, HB2459, HB2501, HB2555, HB2690, HB2693

Keywords: digital goods, advertising, ownership, license, consumer protection, refund policies, streaming services, minors, content creators, online platforms, compensation, trust accounts, child protection, video content, privacy, employment, mobile homes, recreational vehicles, landlord tenant laws, tenant rights

Transcript Highlights:

• My church collected food during the shutdown to provide to the food banks, which tended to run toward
• We do have a food bank on the base just for our airmen, and we've had to utilize some donations from
• And, of course, the subsidies for the food banks around the base is critical.
• And, of course, the subsidies for the food banks around the base is critical.
• we're working on a statewide food security strategy, would love to follow up with you on the food bank-specific

Summary: The committee heard updates from Joint Base Lewis-McChord, Navy Region Northwest, Fairchild Air Force Base, the Coast Guard, state licensing agencies, the Professional Educator Standards Board, the Washington National Guard, and a veterans behavioral health presenter. Across the military briefings, common themes were readiness, infrastructure, and quality-of-life issues for service members and families, especially child care, housing, food insecurity, medical and dental access, and military spouse employment. JBLM highlighted its role in Indo-Pacific readiness, ongoing PFAS cleanup, 212 new family housing units under construction, efforts to expand child care, and continued work to keep the Lewis Army Museum open. Navy Region Northwest discussed its major installations and economic impact, the Shipyard Infrastructure Optimization Plan, future carrier and submarine homeporting needs, and asked the legislature to continue support for licensure compacts, educational stability for military children, housing, and medical access. Fairchild emphasized its tanker and survival missions, child care shortages, food insecurity, aging housing, and concerns about wind turbine development near flight paths, while the Coast Guard focused on rebuilding Base Seattle for new icebreakers and on rural access to housing, medical care, and child care at dispersed stations like Neah Bay. Members repeatedly raised food insecurity and asked for follow-up on solutions. JBLM and Fairchild both described increased demand for food assistance during the shutdown, and committee members noted progress in getting mobile food vans onto JBLM. The presenters also praised state action on military spouse licensure and child care, including Senate Bill 5545 and related compact and portability efforts. The Department of Licensing reported about 9,000 self-identified military members or spouses licensed, with average time-to-license just under nine days, and said applications are prioritized when military status is self-identified. The Department of Health said its military-to-civilian crosswalk now covers more than 35 health professions, that temporary practice permits and expedited processing are in place, and that 1,300 credentials were issued to military spouses and domestic partners and 129 to military-trained health professionals in the last fiscal year, all within 30 days. The Professional Educator Standards Board explained that military spouses and service members can receive expedited teacher certification with reduced documentation, and that they are moved to the front of the review queue when they self-identify. Members asked about verification, and staff said the process relies on attestation with investigatory safeguards if needed. The Washington National Guard briefed on its dual state and federal mission, the impact of the recent shutdown on nearly 700 employees who worked without pay, and policy and budget requests including youth academy protections, alignment of the Washington Code of Military Justice with the UCMJ, making Civil Air Patrol a division of the Military Department, 911 funding, disaster assistance, and capital funding for headquarters and readiness facilities. The Guard also warned about drone threats and said it wants authority to identify, track, and monitor suspicious drones. A veterans behavioral health presenter, an Army combat veteran and clinical social worker, described high suicide risk, barriers to care, and the need for more culturally competent services, especially for women veterans and caregivers. He said Washington veterans’ suicide rate remains above the national average and emphasized that childcare, transportation, and provider shortages can prevent timely treatment. Members generally responded supportively throughout, asked for follow-up on food security and other issues, and encouraged agencies to bring forward legislative ideas for future sessions.

Transcript Highlights:

• And we also use this in tandem with our other tools, including the Authority Infrastructure Bank.
• The Authority Infrastructure Bank allows us to invest in communities with rail...
• Ours is specifically targeting those currently without access to banking or to capital.
• So this... ...without access to banking or to capital. So this is an expansion.
• We have some great things in terms of our banking regulation here, and we want to continue to grow that

Keywords: 985, all