Video & Transcript Research : 'Consumer Financial Protection Bureau'

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HI

Hawaii 2026 Regular Session

House Chamber - Tue Feb 17, 2026, 12:00PM HST - Day 16

Hawaii House Floor Meeting

Transcript Highlights:
  • year's sixth grader class is following up on that work by championing and testifying on a bill to protect
  • the native Amma from over protect the native Amma from over fishing.<00:13:24.240> Mahalo<00:
  • , financial constraints, and rapid<00:21:32.320> technological<00:21:32.960> change.
  • With respect to financial disclosures, let me be clear.
  • Thank you. respect to financial disclosures, let me respect to financial disclosures, let me be<00:22
HI

Hawaii 2026 Regular Session

JHA Info Briefing - Tue Feb 17, 2026 @ 2:00 PM HST

Hawaii House Floor Meeting

Transcript Highlights:
  • Our department also has the ability to enforce consumer protection laws against sellers that don't comply
  • <00:48:59.520> protection<00:49:00.000> laws<00:49:00.400> against enforce consumer
  • protection laws against enforce consumer protection laws against sellers<00:49:01.119> that<00
  • Public safety and consumer protection opportunity.
  • <01:46:58.560> protection Uh public safety and consumer protection Uh public safety and consumer
DE

Delaware 2025-2026 Regular Session

House Appropriations Committee Meeting Jun 23rd, 2026

Appropriations

Transcript Highlights:
  • An act to amend Title 7 of the Delaware Code relating to the protection of wetlands.
  • I simply want to say that for Delaware Nature Society, protecting non-tidal wetlands has been a priority
  • since we started talking about protecting wetlands back in 1973.
  • It's a smart way to invest, and it also helps protect Delawareans and our habitats. Thank you.
  • This fiscal note outlines the financial impact of expanding criminal background checks and implementation
Bills: SB219, SB9
Summary: The House Appropriations Committee met to hear several bills, with members repeatedly reminded to focus on fiscal impacts rather than policy merits. The committee first considered SB 9 on freshwater wetlands, which would combine tidal and non-tidal wetlands programs into one permitting framework; supporters said the bill resulted from a two-year consensus process and that the governor’s office and DENREC would absorb a significant share of the cost. Public testimony was largely supportive, emphasizing flood control and ecosystem services, though one speaker opposed the spending. The committee voted to release SB 9. The committee then heard SB 278 on child care assistance, which would preauthorize summer camp for eligible school-age children and create a separate lower co-payment for half-day care. The sponsor and the YMCA of Delaware said the change would better align family co-pays with provider reimbursement and make before- and after-school care more affordable for working families. The committee also released SB 278, SB 168 on alcohol delivery for package stores, SB 120 on health insurance coverage for certain testing and treatment, and HB 4, a pilot program for artificial intelligence and extended reality in schools; HB 4 was described as having a near-$3 million fiscal note and a one-year implementation delay because it was not funded in the budget. Later, the committee approved SB 219, which gradually increases the military pension income tax exclusion from $12,500 to $25,000 over three years and includes related joint-filing and residency changes. Supporters argued it would help attract and retain military retirees and bring federal dollars into the state. The committee also released SB 1, a major primary care reform bill that would increase primary care spending and implement hospital payment reforms, with projected long-term savings to the state employee health plan, and SB 325, which expands background checks and wrap-back monitoring for fire service personnel and adds an investigator position for the Fire Prevention Commission. In each case, public commenters and committee members generally supported the bills, and all were released from committee by recorded vote.
TX

Texas 89th 1st C.S.

State Affairs Jul 22nd, 2025

State Affairs

Transcript Highlights:
  • Texas can and should reasonably regulate consumable hemp products to protect public health and safety
  • These are achievable safeguards that protect both consumers and the industry.
  • We want to protect consumers. We want to prevent underage access.
  • We want to protect consumers. We want to prevent underage access.
  • But SB 5 is not about protecting consumers. It's about controlling them.
Bills: SB 5, SB 11, SB 12
Summary: The Senate Committee on State Affairs took up Senate Bill 5, which Senator Perry described as a ban on intoxicating THC consumer products while preserving legal CBD, CBG, hemp seed, hemp seed protein powder, and hemp seed oil products. Perry argued that most retail THC products are already illegal under federal law, that the industry has used loopholes and misleading labeling to sell high-potency products, and that regulation would be ineffective because chemists can quickly alter formulations. He also said the bill would steer people with medical needs toward the Texas Compassionate Use Program (T-Cup), which he and other supporters described as the proper physician-guided alternative. Committee members and witnesses repeatedly discussed the distinction between legal hemp-derived products and intoxicating THC products, and Perry said the bill would not touch non-consumable hemp uses such as fiber and clothing. Invited testimony came from law enforcement and medical witnesses who supported the bill. Texas Police Chiefs Association representative Steve Dye, Kaufman County District Attorney Early Wiley, and Chambers County Sheriff Brian Hawthorne all said regulation would be too costly, too complex, and ultimately unenforceable, while a ban would be clearer and easier to enforce. They cited overloaded DPS labs, the need for expensive private testing, limited police and prosecutor resources, and the difficulty of keeping up with constantly changing cannabinoids and out-of-state products. Hawthorne and Wiley described raids and investigations involving warehouses, retail stores, cash seizures, and products they said were marketed to young people and often mislabeled or imported from other states. They also said the bill would help law enforcement by creating a clearer legal line and protecting legitimate CBD/CBG businesses. Dr. Lindy McGee, speaking for the Texas Medical Association and Texas Pediatric Society, testified that retail THC products pose serious risks to children and adolescents, including addiction, impaired brain development, psychosis, suicide attempts, self-harm, accidental toddler ingestions, and possible long-term cognitive effects. She said there is no effective medication treatment for THC addiction comparable to nicotine cessation tools, and she supported restrictions such as child-resistant packaging, no marketing to minors, and age limits, while opposing criminal penalties for possession by minors. Senators asked follow-up questions about brain development, memory, dementia risk, pregnancy, and cardiovascular effects. No vote was taken during the portion provided, and the committee continued with invited testimony and questions.
TX

Texas 89th Regular

89th Legislative Session May 25th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • What is the protection against that?
  • But so that purchasers can be informed consumers. Yeah.
  • This is pro-transparency, pro-consumer. We have had enough.
  • Expect consumers to read through two or three labels.
  • Vote to protect working families. Vote to protect hungry kids. Please vote for this amendment.
Bills: SB835, SB3070, SB22, SJR59, SB926, SB1494, SB251, SB456, SB500, SB1307, SB2615, SB2995, SB2321, SB973, SB974, SB865, SB506, SB781, SB1522, SB1558, SB510, SB667, SB763, SB2073, SB1858, SB1660, SB505, SB2900, SB1433, SB1540, SB1964, SB1300, SB1644, SB2217, SB2373, SB2431, SB1758, SB2480, SB3039, SB3047, SB3073, SB2920, SB2781, SB826, SB766, SB2460, SB527, SB1946, SB2885, SB1243, SB2610, SB2595, SB857, SB37, SB8, SB10, SB227, SB261, SB12, SB15, SJR27, SB552, SB835, SB3070, SB22, SJR59, SB25, SB57, SB127, SB293, SB441, SB3059, SB512, SB241, SB1718, SB140, SB2055, SB2075, SB2018, SB1534, SB1567, SB785, SB1233, SB1580, SB1663, SB413, SB447, SB519, SB467, SB1579, SB1191, SB1021, SB1838, SB2807, SB2835, SB546, SB2121, SB2167, SB2035, SB2024, SB1032, SB1049, SB1266, SB1400, SB1302, SB401, SB1596, SB1281, SB1242, SB1343, SB310, SB1346, SB2753, SB2703, SB2221, SB1719, SB2177, SB800, SB790, SB748, SB571, SB1957, SB1923, SB1896, SB1760, SB1335, SB2368, SB2477, SB2587, SB2972, SB2986, SB2965, SB1563, SB1467, SB1164, SB1137, SB614, SB705, SB961, SB918, SB955, SB869, SB850, SB863, SB1610, SB1055, SB2206, SB457, SB2337, SB1362, SB926, SB1494, SB251, SB456, SB500, SB1307, SB2615, SB2995, SB2321, SB973, SB974, SB865, SB506, SB781, SB1522, SB1558, SB510, SB667, SB763, SB2073, SB1858, SB1660, SB505, SB2900, SB1433, SB1540, SB1964, SB1300, SB1644, SB2217, SB2373, SB2431, SB1758, SB2480, SB3039, SB3047, SB3073, SB2920, SB2781, SB826, SB766, SB2460, SB527, SB1946, SB2885, SB1243, SB2610, SB2595, SB857, SCR9, HB5560, HB762, HB 107, HB 114, HB300, HB138, HB4386, HB2495, HB581, HB3348, HB5323
LA

Louisiana 2026 Regular Session

House of Representatives Jun 1st, 2026

Louisiana House Floor Meeting

Transcript Highlights:
  • Snyder in 1957, after we lost over 500 lives that perished in Hurricane Audrey, penned a prayer for protection
  • The conference report also adds consumer protections by requiring disclosures to the purchaser when warranty
  • I want to thank Representative Cox for working with me and ensuring that he gave adequate protection
  • And what can we start doing upstream that would protect children from coming into the river?
  • And I think it protects us. On this, I think, again, I've talked to the secretary.
LA

Louisiana 2026 Regular Session

House of Representatives Jun 1st, 2026

Louisiana House Floor Meeting

Transcript Highlights:
  • Snyder in 1957, after we lost over 500 lives that perished in Hurricane Audrey, penned a prayer for protection
  • recognize tomorrow, Tuesday, June 2nd, as National Mississippi River Day, urging all people to celebrate, protect
Summary: The House convened with a quorum, opened with prayer, the pledge, and a national anthem performance, then moved through several personal privileges and recognitions. Members welcomed a student cancer survivor and entrepreneur, Bella of Brave Bella Bead Company, and also recognized a new legislative assistant, a page leaving for college, and a resolution honoring National Mississippi River Day. The chamber also received conference committee reports and enrollment reports, and returned some previously failed measures to the calendar, including H.R. 119 and H.B. 410. The main floor action centered on a series of Senate concurrent resolutions, most of which were adopted overwhelmingly. These included SCR 59 on re-evaluating flood maps and insurance rates tied to the Comite River Diversion Canal, SCR 61 urging higher reimbursement for behavioral health crisis centers, SCR 62 calling for review of school-zone safety and speed limits, SCR 68 creating a blockchain and digital innovation task force, SCR 69 encouraging continued research to reduce sugarcane burning, SCR 70 supporting the Major Richard Star Act for medically retired combat-wounded veterans, SCR 54 supporting the Mississippi River Basin Fishery Commission Act, SCR 55 designating the Peggy Martin Rose as the official state rose, SCR 64 creating a construction manager-at-risk task force, SCR 75 studying a Louisiana maneuvers museum and trail, and SCR 80 creating a task force on the minimum foundation program and long-term teacher pay funding. Most passed with little or no opposition, with SCR 84 on earthquake seismic activity in several parishes amended to adjust task force membership before final adoption. The House also heard a personal privilege statement honoring the late Ponder P.C. Clinton Jr., a noted Black farmer, cattleman, and community leader in Shreveport’s Cedar Grove neighborhood, and expressed condolences to his family. Later, members received a hurricane-season reminder from Rep. Jay Galle about disaster response procedures and the need to work through parish emergency offices. The transcript ends as the House moves into additional concurrent resolutions returned from the Senate with amendments.
AZ

Arizona 2026 Regular Session

04/28/2026 - Joint Appropriations

Appropriations

Transcript Highlights:
  • Any other voter-protected items would be in the same boat.
  • It is a protection, but to Megan—members, hold on, hold on, slow down.
  • Tax cuts for data centers are protected in this budget, but what isn't protected is the ability for working
  • So instead of giving them more tax... ...breaks, we should be closing loopholes, protecting consumers
  • So we would have been in a better financial position, but here we are.
Summary: The committee met in a special joint appropriations session to review the FY 2027 budget package, including House Bill 4138 and Senate Bill 1831, the general appropriations or “feed” bills. Staff described the budget as including a one-time transfer of state funds, a 5% lump-sum reduction to most agencies’ discretionary general-fund budgets, continued funding for the state health insurance plan and school facilities, and various one-time restorations or reversions of prior appropriations. Members spent much of the meeting clarifying how the 5% reductions would work, noting that formula and mandatory funding such as K-12 basic aid are excluded, while the governor’s executive branch would decide how to implement the cuts within agencies. The chair repeatedly emphasized that the committee was not specifying line-item cuts and that agencies would have discretion over implementation. A large portion of the discussion focused on the practical effects of the budget on universities, public safety, health care, rural programs, and fund sweeps. Arizona Board of Regents and university representatives said the proposed reductions would amount to more than $85 million statewide and could affect programs such as the Arizona Promise Program, Teachers Academy, and tuition freezes, though no specific program cuts were written into the bill. Other testimony raised concerns about fund sweeps from encumbered balances, including university research funds, housing trust funds, utility regulation funds, and ADOT-related accounts, with some members warning about possible impacts on rural infrastructure and federal matching dollars. The committee also discussed the state employee health plan, including a $228 million general-fund infusion and proposed employee premium increases over three years, as well as questions about corrections, forestry and fire management, and rural critical access hospitals. Public testimony was largely opposed to the budget. Speakers from Opportunity Arizona, the Arizona Board of Regents, health care, and local government argued that the package would reduce support for education, housing, SNAP, health care access, and rural communities while preserving tax benefits for data centers and wealthy taxpayers. A mayor from Globe described severe flood damage and asked for state help for a flood relief fund, while a motorcycle safety advocate questioned a proposed transfer from the motorcycle safety fund. Committee members debated whether the budget’s effects should be described as speculative or as likely consequences of the broad cuts, and several exchanges became contentious over comparisons to the Great Recession and references to federal tax policy. The meeting ended with continued public testimony and no final vote taken in the portion provided, though leadership had earlier said the committee planned a mass roll-call vote on all the bills at the end.
NM

New Mexico 2026 Regular Session

House - Chamber Meeting Feb 6th, 2026 at 11:19 am

New Mexico House Floor Meeting

Transcript Highlights:
  • know is ours to protect.
  • Protect. What we know is ours to protect.
  • He is a political science major, and he is also the ASUNM financial chair.
  • He has built financial models, including even drafting some legislation.
  • He is a political science major, and he is also the ASUNM financial chair.
MN

Minnesota 2025-2026 Regular Session

House Housing Finance and Policy Committee 4/8/26

Housing Finance and Policy

Transcript Highlights:
  • Many congregations of all faiths offer shelter or financial help.
  • of all faiths offer shelter or financial of all faiths offer shelter or financial help. help. help
  • Many are financially ready, but lack the down payment resources and guidance needed to move forward.
  • Many are financially ready, but lack the Many are financially ready, but lack the down<00:53:43.280><
  • We urge the significant financial risk.
MN

Minnesota 2025-2026 Regular Session

House Public Safety Finance and Policy Committee 3/4/26

Public Safety Finance and Policy

Transcript Highlights:
  • If that's coming up in are protected.
  • available resources, financial available resources, financial consequences<00:47:39.520> will
  • , warranted those special protections, warranted those special protections, creating<00:53:00.720
  • 34.960> we It's protecting the communities we It's protecting the communities we serve.<01:04:
  • about protecting Minnesota is about protecting Minnesota communities,<01:47:46.880> supporting
NM

New Mexico 2026 Regular Session

House - Education Feb 2nd, 2026 at 08:32 am

House Education

Transcript Highlights:
  • staff was protected.
  • Policies, a lot of regulations, a lot of protections for kids.
  • And so I'm for protecting these students.
  • And I think we've made great strides in making sure that our students are protected.
  • So it includes consumer cases, criminal misdemeanors, MIP.
Bills: SB106, SB171, SB179
HI
Transcript Highlights:
  • “My question is, we also want to protect against misuse of the placards, right?
  • Our concern is that children need to be protected from preventable harm.
  • If this bill passes, how is it going to protect parents’ rights?
  • <01:05:09.920> What<01:05:10.079> if going to protect parents rights?
  • What if going to protect parents rights?
Summary: The House Committee on Health held its first hearing of the session and opened with housekeeping notes, introductions of members, and an explanation that the agenda would be taken out of order to accommodate a sign language interpreter. The committee first heard HB 469, relating to parking for disabled persons. Testimony from the Disability and Communications Access Board and the State Council on Developmental Disabilities supported the bill, explaining that a travel placard would help people with disabilities who must travel interisland or to the mainland for medical care. Members asked about emergency travel, misuse prevention, and how to distinguish the travel placard from existing disabled parking placards; witnesses said the bill would need to be tied to administrative rules, and agreed the placard should clearly show an expiration date and likely be a different color. No vote was taken. The committee then heard HB 218, relating to hospital surgical smoke. The Department of Health supported the measure, and the Healthcare Association of Hawaii supported it with amendments, saying hospitals already follow existing standards but that any new policy should account for different procedures and provider safety. A committee member questioned the proposed amendment language and whether it was too flexible; the witness explained the intent was to allow case-by-case application because some procedures generate only brief exposure. Members also asked what surgical smoke is, and the witness explained it is produced when electrical or cauterizing tools are used on tissue and creates vapor or fumes. The bill remained under discussion with no final action reported. The committee next took up HB 814, which would fund a public information campaign and related services on cannabis use among youth. The Department of the Attorney General said the bill should be amended to clarify whether the funding would be used for contracts or grants and to include proper grant standards if grants are intended. The Department of Health supported the bill and said the funds would expand prevention, treatment, recovery, and public education efforts, including social media outreach, PSAs, and school-based youth services. Multiple organizations and individuals testified in support, emphasizing the harms of youth cannabis use and the need for prevention and treatment resources. Members asked what the department currently does, whether it is fulfilling existing law on science-based cannabis information, and what kinds of treatment would be provided; the department said services would mainly be intensive outpatient, outpatient, counseling, and related youth-focused supports. No vote was taken during the hearing.
AL

Alabama 2026 1st Special Session

Alabama House Financial Services Committee Jan 14th, 2026

Financial Services

Transcript Highlights:
  • We just come to you today and first of all, we ask you for protection on our military, our first responders
  • We ask a special hand of protection on them. We also ask for your hand on the sick.
  • So, I have HB 55, and HB 55 would require financial institutions to allow mortgagors to make mortgage
  • Representative Hollis to come here, and she's already got some feedback, as she said, from some of the financial
Bills: HB55, HB104, HB55, HB104