Video & Transcript Research : 'captive insurer'
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MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Financial Services Jun 22nd, 2026
Joint Committee on Financial Services
Transcript Highlights:
- Like a captive insurance program through the state.
- Yeah, I would say this: the recommendation from the committee was not to go with the captive insurance
- They are insuring that property.
- The insurance is.
- The insurance is...
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Environment and Natural Resources Jun 21st, 2026 at 01:00 pm
Joint Committee on Environment and Natural Resources
Transcript Highlights:
- It's becoming a huge problem, also not good for our constituents in relation to insurance.
- It's becoming a huge problem, also not good for our constituents in relation to insurance.
- I think we have numbers to show that the insurance is a problem for that.
- I think we have numbers to show that the insurance is a problem for that.
- River otters are very difficult to get to reproduce in captivity. They mate for life.
Summary:
The committee hearing covered a wide range of animal, wildlife, hunting, and environmental bills. Early testimony focused on deer management, with Rep. Markey urging creation of a deer commission to address crop damage, vehicle collisions, and Lyme disease, and Sen. Durant supporting bills to allow Sunday bow hunting, expand crossbow use, and reduce the 500-foot dwelling restriction for archery hunting. Supporters framed these measures as practical wildlife-management tools, while questions centered on how they would differ from existing Fish and Wildlife authority and whether they would allow hunting closer to residences. Later, Rep. Sena also spoke in support of a bill to increase protected wildlife management areas and another to require non-lead ammunition, arguing both would benefit biodiversity and reduce environmental harm.
A substantial portion of the hearing addressed animal welfare and commerce. Multiple witnesses supported bills to ban or phase out the retail sale of dogs, cats, rabbits, and guinea pigs in pet shops, arguing that pet stores rely on puppy mills and obscure the source of animals, while opponents said the bills would hurt responsible breeders, small businesses, and consumer choice. The committee also heard strong testimony for bills to ban the sale of cats and dogs in pet shops, with supporters citing sick animals, consumer deception, and the need to cut off the puppy mill supply chain. In a separate animal-testing segment, witnesses backed bills requiring non-animal testing methods for cosmetics and household products, saying alternatives are more accurate and humane; biomedical research representatives opposed those bills and a related research-animal measure, warning of unintended restrictions on research institutions and arguing animal models remain necessary for many studies.
The committee also heard testimony on horseshoe crab conservation, with supporters of H. 898 urging an end to taking horseshoe crabs for bait because of population declines, shorebird impacts, and the species’ importance to biomedical science. On wildlife trafficking, witnesses backed bills to ban intrastate sales of ivory and rhino horn, saying Massachusetts should close loopholes that aid poaching and align with federal law and other states; one antique dealer testified in support, saying he avoids such items and still sees them in the marketplace. Additional testimony supported bans on fur products from factory farms and on force-feeding birds for foie gras, with advocates emphasizing cruelty, public health, and environmental concerns. The hearing was lengthy and heavily attended, with the chairs repeatedly limiting testimony to three minutes and inviting written submissions; no committee votes or final actions were taken during the transcript excerpt.
TX
Transcript Highlights:
- What we're trying to do is make sure that the national insurance does not invoke their ideology here
- on the Texas Department of Insurance.
- And the distinction is, the distinction in our schools, that our kids are captive. Right?
- They're captive in a classroom. Well, you know. I wouldn't say that.
- Do you agree with me that students are a captive audience while they sit in class?
Bills:
SJR18, SCR5, SCR13, SCR25, SB3, SB6, SB10, SB11, SB12, SB13, SB15, SB17, SB18, SB35, SB388, SB412, SB441, SB495, SB666, SB687, SB706, SB740, SB815, SB842, SB917, SB925, SB995, SB1006, SB1281, SB1300, SB1379, SB1451, SB1902, SJR36, SJR18, SJR12, SCR13, SCR25, SCR5, SCR22, SB565, SB372, SB495, SB842, SB765, SB62, SB19, SB18, SB666, SB707, SB888, SB687, SB706, SB847, SB290, SB11, SB10, SB13, SB412, SB441, SB1248, SB740, SB14, SB1006, SB504, SB917, SB925, SB388, SB1902, SB1121, SB995, SB857, SB305, SB296, SB284, SB35, SB6, SB815, SB3, SB1281, SB1379, SB1300, SB1497, SB1499, SB1498, SB1451, SB1061, SB15, SB65, SB241, SB304, SB402, SB499, SB621, SB974, SB1023, SB1024, SB1025, SB1106, SB686, SB112, SB371, SB204, SB400, SB609, SB1447, SB670, SB502, SB427, SB850, SB854, SB413, SB1555, SB1362, SB1346, SB1033, SB1220, SB1073, SB810, SB987, SB1539, SB893, SB447, SB875, SB406, SB509, SB985, SB965, SB17, SB1119, SB1505, SB12, SB24, SB57, SB1194, SB1253, SB1215, SB1532, SB1268, SCR12, SCR24, SB1302, SB856, SB650, SB583, SB673, SB840
Keywords:
capital gains, taxation, constitutional amendment, state revenue, individual investment, SCR 5, Senate Concurrent Resolution 5, Texas School for the Deaf, TSD, Robert Rives, gymnasium naming, building naming, honorary resolution, commemorative resolution, deaf education, hard of hearing, Gallaudet University, alumni hall of fame, football coach, school facility naming
LA
Transcript Highlights:
- policy under which the insured may declare a stated value for the insured residential property.
- This just amends Louisiana insurance law to increase the maximum allowable fines to insurance companies
- House Bill 904 by Representative Bamberg is an act to amend Title 22 relative to captive insurers to
- This bill is a cleanup bill from last year's Captives Bill.
- Is that insurance? I think so. Okay, yes. All right. I think so. Okay. Thank you so.
Bills:
SCR63, SCR12, HB89, HB451, HB595, HB617, HB621, HB730, HB1064, HB1125, HB221, HCR58, SB106, SB206, SB248, SB441, SB104, SB122, SB180, SB260, SB424, SB476, SCR9, SCR30, SB57, SB414, SB525, SB35, SB65, SB135, SB215, SB246, SB249, SB269, SB276, SB282, SB296, SB323, SB363, SB369, SB474, SB484, SB490, SB492, SB500, SB501, SB513, HCR31, HB462, HB547, HB613, HB691, HB712, HB720, HB723, HB728, HB735, HB747, HB759, HB825, HB845, HB846, HB903, HB904, HB907, HB923, HB929, HB941, HB962, HB965, HB1036, HB287, HB370, HB515, HB521, HB570, HB1200, HB29, HB39, HB58, HB67, HB73, HB76, HB77, HB82, HB112, HB121, HB125, HB132, HB134, HB151, HB154, HB155, HB161, HB166, HB187, HB191, HB207, HB211, HB224, HB238, HB241, HB242, HB250, HB260, HB265, HB275, HB300, HB320, HB338, HB339, HB349, HB379, HB399, HB427, HB463, HB464, HB468, HB545, HB550, HB551, HB565, HB588, HB639, HB725, HB782, HB805, HB808, HB834, HB847, HB853, HB858, HB861, HB883, HB916, HB937, HB977, HB1012, HB1027, HB1044, HB1054, HB1091, HB1117, HB90, HB127, HB138, HB150, HB201, HB268, HB273, HB285, HB315, HB354, HB355, HB360, HB376, HB445, HB506, HB606, HB649, HB665, HB681, HB721, HB746, HB757, HB781, HB835, HB844, HB857, HB872, HB886, HB889, HB892, HB982, HB987, HB1037, HB1068, HB1072, HB1078, HB1085, HB1132, HB1137, HB1167, HB1174, HB1232, HB1238, HB23, HB136, HB17, HB21, HB51, HB55, HB74, HB106, HB108, HB133, HB140, HB159, HB168, HB215, HB226, HB263, HB296, HB299, HB322, HB364, HB519, HB535, HB538, HB568, HB571, HB622, HB635, HB676, HB772, HB784, HB1006, HB1018, HB1033, HB1034, HB1043, HB1070, HB1134, HB1237, HB1239, HB36, HB119, HB126, HB129, HB245, HB271, HB280, HB337, HB351, HB677, HB726, HB789, HB850, HB956, HB966, SB149, SB382
Keywords:
fiscal notes, legislation, legislative auditor, state policy, conflict of interest, logging, recognition, John Keith, environment, safety, HB89, Act 615, district attorney, assistant district attorney, retiree health insurance, group health insurance, retirement benefits, public employee benefits, Third Judicial District, Thirtieth Judicial District
US
US Federal 2025-2026 Regular Session
State of the Union Address by the President of the United States (Tuesday, February 24, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- </c> referred to as Obamacare, big insurance referred to as Obamacare, big insurance companies<01:17:
- </c><01:28:21.120><c> rates,</c> medical bills, car insurance rates, medical bills, car insurance rates
- We captivated the planet with American culture.
- </c><02:26:56.960><c> We</c><02:26:57.280><c> captivated</c> globe with our ingenuity.
- We captivated globe with our ingenuity.
TX
Transcript Highlights:
- It did not involve a captive audience or other coercion or encouragement of students.
- A captive audience in this sense meaning that like A classroom, the students are legally required to
- often fall into a frustrating gap where losses are too significant to ignore but not covered by insurance
- Insurance, uh, may not fully cover the damage, and many are uninsured.
- And additionally, an insurer would be prohibited from considering certain reported events in rate setting
Keywords:
temporary emergency electric energy facility, temporary generation, emergency power, backup generation, mobile generator, portable generator, grid resilience, power outage restoration, transmission and distribution utility, TDU, Public Utility Commission of Texas, PUCT, Utilities Code Section 39.918, competitive bidding, lease authorization, emergency procurement, bulk power system, locational marginal pricing, reliability model, black start
TX
Transcript Highlights:
- It did not involve a captive audience or other coercion or encouragement of students.
- A captive audience in the sense meaning that like in a classroom, these students are legally required
- often fall into a frustrating gap where losses are too significant to ignore but not covered by insurance
- Insurance may not fully cover the damage, and many are uninsured.
- Additionally, an insurer would be prohibited from considering certain reported events in rate setting
Keywords:
temporary emergency electric energy facility, temporary generation, emergency power, backup generation, mobile generator, portable generator, grid resilience, power outage restoration, transmission and distribution utility, TDU, Public Utility Commission of Texas, PUCT, Utilities Code Section 39.918, competitive bidding, lease authorization, emergency procurement, bulk power system, locational marginal pricing, reliability model, black start
CA
California 2025-2026 Regular Session
Assembly Floor Session Mar 19th, 2026
California House Floor Meeting
Transcript Highlights:
- Committee to the Military and Veterans Affairs Committee and then back to the Insurance Committee; AB
- AB 2054, Gibson, from the Insurance Committee to the Military and Veterans Affairs and then back to the
- Insurance Committee.
- Every year, some students are captivated by public policy, but Ms.
- Every year, some students are captivated by public policy, but Ms.
Summary:
The Assembly convened after a quorum call, heard a prayer and Pledge of Allegiance, and then moved through a largely ceremonial and procedural floor session. Speaker Revis delivered remarks condemning the sexual abuse allegations involving Cesar Chavez and said he would work with Senate leadership on legislation to rename Cesar Chavez Day as Farm Worker Day. The body also handled several procedural motions, including re-referrals of bills to committees and guest introductions for visiting students, advocacy groups, and university representatives.
The main substantive actions were on a series of resolutions. H.R. 83, recognizing Developmental Disabilities Awareness Month, drew extensive personal testimony from Assemblymembers about family members and constituents with disabilities, the need for inclusion, and the importance of state funding and direct support services; it was adopted by voice vote after 70 co-authors were added. ACR 154, recognizing California Down Syndrome Awareness Week and Day, was similarly supported with personal stories about family members with Down syndrome and the need for continued awareness and services; it was adopted after 67 co-authors were added. ACR 148, designating Family Physician Week, highlighted the shortage of primary care doctors and the importance of investment in family medicine; it was adopted after 60 co-authors were added. ACR 156, recognizing National Day of Play, emphasized social connection, reduced screen time, and community engagement; it also passed with 60 co-authors added.
The Assembly also adopted the consent calendar, which included Senate Concurrent Resolution 125 related to Ramadan, by a 60-0 vote. Later, members gave an adjournment in memory for Raymond Martin Melgoza, a union laborer and community member from the Central Valley. The session ended with announcements about the schedule, including no floor session on March 20 and a mandatory joint convention on March 23 for the State of the Judiciary address, followed by adjournment until March 23 at 1 p.m.
CA
California 2025-2026 Regular Session
Assembly Insurance Committee May 28th, 2025
Transcript Highlights:
- So by statute, we are the insurer of last resort.
- People come in, they get insurance, hopefully they find insurance somewhere else, and they leave.
- We're a catastrophe insurer. We're insuring in those wildfire areas.
- So every year we go out and we purchase reinsurance, which in its basic terms is insurance for an insurance
- And depending on whether they were insured with a company that has captive agents, those captive agents
Summary:
The Assembly Insurance Committee held an oversight hearing on the California Fair Plan, focused on the plan’s rapid growth, its financial stability after the January Southern California wildfires, and its role as the insurer of last resort. Fair Plan officials explained that the plan was created in 1968, is a not-for-profit involuntary association of licensed property insurers, and is intended to be a temporary safety net until policyholders can return to the admitted market. They emphasized that the plan is not a state agency or taxpayer-funded, but is regulated by the Department of Insurance and supported by member-company assessments if claims exceed available funds.
Victoria Roach and Armand Feliciano said the Fair Plan has grown sharply since 2018 and especially after market pullbacks by major insurers, reaching about 575,000 policies and roughly $600 billion in exposure by spring 2025. They noted that growth is increasingly occurring in lower wildfire-risk areas, where the plan can sometimes be cheaper than the voluntary market, and said this undermines depopulation back into the private market. They also discussed recent policy expansions, including coverage for farms, higher residential and commercial limits, and pending or proposed changes such as AB 290, SB 525, and AB 226, which would add tools like a line of credit and bond access.
A major portion of the hearing addressed the January wildfire losses and the plan’s financial response. Fair Plan officials said they assessed member insurers for $1 billion after determining claims and cash flow would exceed available resources, and that the process was approved quickly and paid smoothly, with more than 80% of the assessment collected within 10 days. They also described the reinsurance tower, the plan’s limited surplus, and the need for actuarially sound rates to reduce future reliance on assessments. On claims handling, they said the plan has received over 5,500 claims from the fires, has paid more than $2.9 billion so far, expects total payments near $4 billion, and has focused on advancing payments quickly for total losses and other urgent needs.
Members questioned the plan’s solvency, the growth in non-wildfire areas, claim denials, smoke-loss coverage, and how depopulation works. Roach said most closed claims without payment were duplicates rather than denials, and that smoke claims require direct physical loss under the policy, with coverage determined case by case. Public commenters from the California Building Industry Association and the Independent Insurance Agents and Brokers of California said the Fair Plan’s growth reflects a weak voluntary market, inadequate rates, and insurer fear of future assessments, and urged support for rate increases and AB 226. The hearing concluded with no vote, but with a commitment from Fair Plan officials to follow up on unanswered questions and continue providing more transparency through public data and website disclosures.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Financial Services Jun 22nd, 2026
Joint Committee on Financial Services
Transcript Highlights:
- Like a captive insurance program through the state.
- Insurance is doing what they do.
- Yeah, I would say this: the recommendation from the committee was not to go with the captive insurance
- They are insuring that property.
- The insurance is, in my opinion.
Keywords:
crumbling concrete, pyrite, pyrrhotite, homeowner assistance, financial relief, CEDAC, construction, insurance surcharge, foundation repair, Massachusetts
Summary:
The Joint Committee on Financial Services held a public hearing on two late-file matters, centered on S. 3091, a bill to create relief for homeowners affected by the crumbling concrete/pyrrhotite crisis. Senator Peter Durant presented the bill as a way to establish a crumbling concrete assistance fund, administered by CEDAC, to help replace failing foundations and reimburse homeowners who already paid out of pocket. He said the proposal follows recommendations from a state commission and would be funded by a $6 fee on homeowner/condo insurance policies and a $6-per-cubic-yard surcharge on concrete, with the goal of spreading costs broadly rather than placing them on homeowners alone. Several affected homeowners testified about severe financial and emotional harm, including expensive foundation replacements, lost equity, inability to sell or refinance, and long delays in getting help.
Homeowners Karen Riani, Michelle Iglesi, Karen Bellotti, and Russell Dupierre described living with homes that became unsellable or unaffordable to repair, and urged the committee to move the bill forward. Committee members asked about inspection practices, whether pyrrhotite can be detected during home sales, whether the bill would ban pyrrhotite, and how much funding the program would need. Witnesses said the problem is broader than originally understood, affecting at least 52 municipalities, and that the only fix is full foundation replacement. They also said the bill includes training and education for inspectors, but does not ban pyrrhotite outright because the issue is now being addressed through quarry testing and material controls.
Representatives of the concrete industry, including Craig Dauphinay, Karen Marshall, and Guy Glottis, said they support homeowner relief and the creation of a fund, but strongly opposed the concrete surcharge. They argued the industry has already taken significant steps, including supporting state testing and regulation of aggregate sources, and said the surcharge would unfairly assign blame, raise costs for residential, municipal, and infrastructure projects, and create cross-border competitiveness issues with neighboring states. They favored a Connecticut-style model funded primarily through insurance assessments, noting that Connecticut’s program has been successful and that Massachusetts could adopt a similar approach. No vote was taken at the hearing.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on the Judiciary Jun 21st, 2026 at 01:00 pm
Joint Committee on the Judiciary
Transcript Highlights:
- up, maintain, and operate a self-insurance program.
- and maintain and operate a self-insurance program.
- Liability insurance for ownership of firearms within our state.
- Insurers, property casualty insurers in Massachusetts, protect over 4.5 million cars, 2.1 million homes
- sold in the state insurers property casualty insurers in Massachusetts protect over 4.5 million cars
Summary:
The Joint Committee on the Judiciary held a lengthy public hearing on a wide range of civil actions, labor, consumer protection, and animal welfare bills. Chair Lydia Edwards and Representative Michael Day opened with strict testimony rules and time limits, then heard from legislators and advocates on measures including animal-abuser pet ownership bans (S. 1207/H. 1914), a name-change privacy bill (S. 1045/H. 1973), tort claims reform (H. 1724), law enforcement council coverage under the Tort Claims Act (S. 1199), civil rights and qualified immunity-related proposals (H. 1641), employee free speech/captive audience restrictions (S. 1078/H. 1653), consumer protection and civil rights jurisdiction expansion (S. 1041), private right of action for wage theft (H. 1916), gun-owner liability insurance (H. 1836), pseudoephedrine sales tracking (S. 1243/H. 1581), prepaid legal services plans (H. 1612), structured settlement protections (H. 1863), third-party litigation financing disclosure (H. 1861), antitrust reform for small businesses and workers (S. 1038/H. 1982), legal notices in online-only newspapers (S. 1279/H. 1632), and several animal cruelty and protection bills including H. 1938, H. 1949, S. 1277/H. 1934, and H. 1764.
Testimony was largely supportive from bill sponsors and advocacy groups, with repeated themes of protecting vulnerable people and animals, improving access to justice, and updating outdated laws. Supporters of the animal bills argued for stronger possession bans, broader cruelty citations, and civil removal tools to prevent repeat abuse; opponents or conditional supporters raised due process and enforcement concerns, especially around warrantless seizures and requiring retail or shelter staff to check registries. On the labor and consumer side, supporters said the antitrust bill would curb monopoly power and help small businesses and workers, while opponents warned it could destabilize competition and burden successful firms. The employee free speech bill was backed as a response to captive audience meetings, and the wage-theft bill was presented as a way to let workers or organizations pursue claims when individual employees are afraid to come forward.
Several public officials and association representatives testified on the law enforcement and civil rights bills. Chiefs of police supported adding law enforcement councils to the Tort Claims Act, saying it would close a liability gap for regional mutual-aid collaborations. But police representatives opposed changes to the Massachusetts Civil Rights Act and qualified immunity-related provisions, arguing the federal system already provides a workable forum and that expanding liability could increase costs, reduce morale, and worsen recruitment and retention. On the consumer/civil rights bill, Senator Collins and a veteran described an out-of-state assault case that they said showed the need for Massachusetts to let residents seek redress at home when rights are violated elsewhere.
No votes or formal committee actions were taken during the hearing itself; the committee mainly received testimony and questions. Several witnesses indicated they had submitted written testimony or proposed amendments, and some bills drew requests for favorable reports while others were explicitly opposed unless amended.
MN
Minnesota 2025-2026 Regular Session
Agriculture Committee Meeting - 2026-04-08
Agriculture Finance and Policy
Transcript Highlights:
- Additional captive elk herd detections have occurred in Pennsylvania, Indiana, Utah, and Colorado, all
- The cost of responding to a new CWD detection in captive cervid herds will exceed $500,000 in testing
- The cost of responding to a new CWD detection in captive cervid herds will exceed $500,000 in testing
- The cost of responding to a new CWD detection in captive cervid herds will exceed $500,000 in testing
- Which is broader than this particular issue with the captive elk, and that is okay we've invested at
Keywords:
energy, renewable energy, ammonia, hydrogen, certificate tracking, funding, environment, elk, cervidae, cervid importation, chronic wasting disease, CWD, animal health, livestock, wildlife disease, Minnesota Department of Natural Resources, state veterinarian, zoo, Association of Zoos and Aquariums, AZA
AZ
Arizona 2026 Regular Session
02/09/2026 - House Land, Agriculture & Rural Affairs
House Land, Agriculture & Rural Affairs Committee of Reference
Transcript Highlights:
- It's a bill that's kind of an insurance policy, more or less.
- As I mentioned previously, it's a bill that simply affirms, somewhat as an insurance policy, to where
- Total in captivity and in the wild, we have 500 or 600 right now.
- And Jim, you said 320 in the wild—what, how many are in the captive? ...good.
- And Jim, you said 320 in the wild—what, how many are in the captive?
Summary:
The committee heard and acted on several wildlife-related bills. HB 2197, concerning camping near watering facilities, was amended to change the distance standard and remove language tied to domestic stock access; supporters said it would help protect ranch and wildlife water sources, while one member opposed it over expanded criminal penalties. The committee adopted the amendment and then gave the bill a do pass recommendation by a 6-1 vote.
HB 2497 would establish a statutory right to lawfully hunt, fish, and harvest wildlife and limit restrictions on those activities. Supporters described it as an affirmation of existing rights and wildlife heritage, while opponents argued it would weaken Game and Fish authority and conflict with the 2010 voter rejection of similar language. After a technical amendment, the committee approved the bill 5-3.
The committee also advanced HB 2147, which requires landowner deer permits under certain conditions to address crop damage and wildlife conflicts; Game and Fish said population management hunts are already being used, while opponents warned against privatizing wildlife. HB 2158, which would classify bears, cougars, mountain lions, and wolves as predatory animals, drew strong opposition from Game and Fish and conservation groups over science-based management and endangered species concerns, but was still recommended do pass 5-3. HB 2159, allowing landowner permits for Mexican gray wolves and a compensated trapping program, was likewise opposed as conflicting with federal law and the Endangered Species Act, but was approved 5-3. The committee then began HB 2162, which would require at least one Game and Fish commissioner to be a cattleman or rancher; Game and Fish opposed it, saying ranchers already have representation through the appointment process, and testimony continued as the transcript ended.
TX
Texas 89th Regular
Senate of the 89th Legislature Apr 1st, 2025 at 11:00 am
Transcript Highlights:
- The fact is Neil Gorsuch said that those kids on that field were not captive and they weren't coerced
- , but because they were out in a field, at a ballgame, his decision was based on those two words, captive
- That's not a captive audience. It is a captive audience, is it?
- captive or not, again, clearly I think what you're correlating it to is what happened.
- Senate Bill 472 eliminates the chief appraiser's right to file counterclaims in Texas. insuring that
Summary:
The recent Senate meeting primarily covered two resolutions, HCR65 and HCR19, both of which were passed unanimously with little to no opposition. HCR65 was introduced in memory of Tracy Lee Vincent of Longview, while HCR19 was presented to honor the late Terrell Lynn Roberts of Angleton. The meeting included brief addresses from several senators, who shared personal reflections on the impacts of the individuals being honored and expressed gratitude for their contributions to the community. This collaborative atmosphere showcased the members' capacity for camaraderie and respect, emphasizing the importance of human connection in legislative proceedings.
FL
Transcript Highlights:
- Senate Bill 990, a bill to be entitled an act relating to protected cell captive insurance companies.
- Senate Bill 990 authorizes the creation of a specific type of captive insurance company in Florida: protected
- cell captive insurance companies.
- Captive insurance companies are a specialized form of self-insurance allowing a business to create its
- insurance companies.
Summary:
The Senate opened with prayer, the Pledge of Allegiance, and several introductions and memorial remarks, including a moment of silence for service members killed in the conflict in Iran. The chamber then moved to special orders and took up a series of bills, with many measures passing unanimously after brief explanations and, in several cases, substitution of House companions. Early bills included CS/CS/SB 1062 on speech and debate education, which drew extensive supportive debate about the civic value of debate programs and passed 37-0, and SB 1072 on an anti-Semitism task force, which was amended to clarify that criticism of Israel is not prohibited and then passed 37-0.
The Senate also approved CS/CS/SB 1230/HB 1019 on PFAS chemicals and firefighting foam, with discussion focused on phasing out AFFF, testing requirements, exceptions for federal aviation and military uses, and support for firefighters and water quality; the bill passed 37-0. Other measures passed without opposition included SB 1706 on the My Safe Florida Condominium Pilot Program, SB 186 on student health and safety and seizure response training, SB 598 on funeral and cemetery services, SB 990/HB 883 on protected cell captive insurance companies, SB 554 on nonprofit corporations, SB 560 on child welfare and foster care medication procedures, SB 684/HB 961 on electronic signatures for salvage titles, and SB 778/HB 569 on forensic client services. Two bills, SB 432 on intoxicating substances and SB 928 on dangerous crimes, were temporarily postponed.
A major portion of the meeting was devoted to SB 1134 on official actions of local governments and DEI-related activities. The sponsor argued the bill would prevent counties and municipalities from funding or promoting DEI efforts he described as discriminatory or indoctrinating, while opponents offered amendments to narrow the bill to spending only, add an intent requirement for penalties, and preserve local proclamations and observances. Those amendments were debated at length but were not adopted. The sponsor then continued explaining the bill’s exceptions, including references to holidays, heritage sites, and the Pulse Memorial, and the chamber was still in debate on the underlying measure when the transcript ended.
FL
Florida 2026 5th Special Session
FL House Floor Session - 2025-04-29 (10:00AM Session)
Florida House Floor Meeting
Transcript Highlights:
- I would like an answer about whether you are going to require an insurance premium credit, because that
- I wanted to ask my colleague, if I may, does your dog have pet insurance?
- And if we don't say as a legislature, and by the way, you want to know what captive group and captive
- And if we don't say as a legislature, and by the way, you want to know what captive group and captive
- The captive group and captive audience watch Florida Channel more than anybody: the inmates and the staff
Summary:
The Senate convened with a quorum, opened with prayer and the Pledge of Allegiance, and heard several member introductions before taking up the special order calendar. The chamber first postponed CS/SB 80 on state land management, then moved through a series of bills, often substituting House companions when identical or nearly identical. Early actions included unanimous passage of HB 295 on a comprehensive waste reduction and recycling plan, which directs DEP to develop a recycling and waste-diversion roadmap, and passage of CS/CS/SB 492 on land development and mitigation banking after amendments addressing out-of-service credits and former phosphate mine lands; that bill passed 35-3 after debate over possible constitutional concerns. The Senate also passed HB 255 on aggravated animal cruelty, adding a sentencing multiplier and a searchable FDLE database of convicted animal abusers, and HB 711 establishing the Spectrum Alert for missing children with autism, with $190,000 in nonrecurring implementation funds and a July 1, 2026 implementation date.
The chamber then approved HB 1089 to add Duchenne muscular dystrophy to newborn screening, and HB 393 revising the My Safe Florida Condominium Pilot Program to expand eligible mitigation projects, lower the approval threshold, and clarify ownership and reimbursement issues. Members discussed funding levels and whether insurance premium credits would be required, but the bill passed unanimously. The Senate also passed HB 1145 on workforce education, HB 827 on a statewide study of automation and workforce impact, and HB 181 on parole guidelines, all without recorded opposition. CS/CS/SB 976 on court-appointed psychologists also passed unanimously, as did HB 1451 on sexual cyber harassment, which broadened protections against non-consensual and digitally forged intimate images.
Later, the Senate approved HB 1156 creating the Home Health Aid for Medically Fragile Children Program, after clarifying training requirements and hearing support that the measure would help families keep medically fragile children at home while compensating trained parents. The chamber also passed HB 1091 on substance abuse and mental health care, with an amendment allowing designated facilities to retain stabilized patients who still meet involuntary examination criteria. Throughout the day, senators used questions and debate to probe charter school governance in CS/CS/SB 822, which was substituted with HB 443 and amended to expand charter autonomy over conduct codes, enrollment, reporting, and facility use while maintaining sponsor oversight; that bill was placed on the calendar for third reading rather than voted on in the excerpt. Several other measures, including SB 716, SB 76, and the final SB 1252 item, were postponed or not reached before the transcript ended.
AZ
Arizona 2026 Regular Session
01/26/2026 - House Land, Agriculture & Rural Affairs
Land, Agriculture & Rural Affairs
Transcript Highlights:
- What about in captivity? How many are in captivity? Mr.
- Is there insurance for cattle, or are cattle insured? There are different insurance programs.
- DeVos, so you've laid out a couple of places where there might be coverage for insurance.
- Are categories able to draw from the insurance and then also from this fund? Mr.
- There are zero insurance programs for Mexican wolf specifically.
Keywords:
Arizona Beef Council, agriculture, market development, beef products, terminating council, livestock, compensation, funding, ranching, game and fish commission, wildlife, appointment, commission membership, Arizona Revised Statutes, food labeling, cultivated cells, cell-cultured products, consumer information, food safety, cell-cultured protein
FL
Transcript Highlights:
- For HB 943, Citizens Property Insurance Corporation.
- Insurance is created by the Legislature to be an insurer of last resort.
- It ensures that admit insurance carriers are Always giving priority fights.
- Next, we're going to hear Cs for HB 883, by Representative Ratio, protected sell captive insurance company
- Benjamin Stearns with Florida Captive Insurance Association waiving in support.
NV
Nevada 2025 Regular Session
Assembly Floor Session May 29th, 2025 at 11:30 am
Nevada Assembly Floor Meeting
Transcript Highlights:
- introduced by the Committee on Finance, eliminates the account for regulation and supervision of captive
- insurance in the Fund for Insurance Administration and Enforcement.
- 503 introduced by the committee on finance eliminates the account for regulation and supervision of captive
- insurance in the fund for insurance administration and enforcement assembly member how to you thank
- Assembly Bill No. 169, introduced by Assemblymember Yeager, revises provisions relating to health insurance
FL
Transcript Highlights:
- We're the 17th largest independent insurance agency in the United States.
- The second is the skyrocketing insurance costs.
- , for self-insure model, right?
- , do a captive?
- on their mortgage, the insurance cost, the HOA fee, etc.
Summary:
The Committee on Regulated Industries met for a panel discussion on current issues affecting Florida condominiums. DBPR Secretary Melanie Griffin highlighted the department’s expanded condo education, complaint, and ombudsman services under HB 1021, including new online resources, board member certification, increased outreach, and broader complaint jurisdiction. She said the division has filled most of its new positions and that the new condo website is intended to improve transparency and access to records and information.
Other panelists focused on insurance, inspections, and market impacts. Insurance agent Mike Clarkson said the condo insurance market remains difficult, especially for older buildings, and raised concerns about roof replacement demands, Citizens’ depopulation practices, and the mismatch between reserve studies and insurer timelines. Building officials representative Ron Laceca described challenges with phase one and phase two inspections, including incomplete databases, limited contractor capacity, and the need for local flexibility and better recordkeeping. University of Florida researcher Bill Hughes said his data show the condo market has not suffered a major overall decline from the new laws; he argued the rules have made costs more transparent and may strengthen the market over time.
Community association manager Jamie Ballard said the biggest pressures on associations are rising insurance costs and early roof replacement requirements, and she supported board certification while opposing the continuing education exemption for long-tenured CAMs. In committee discussion, members pressed witnesses on whether recent condo laws caused insurance and roof-cost problems, and witnesses generally said those issues are driven more by the market than by the legislation. Senators also discussed possible reforms, including better data collection, clearer reporting duties for managers, and possible changes to insurance and reserve practices. No votes were taken, and the meeting ended with adjournment.