Video & Transcript : 'captive insurers' :

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WA

Washington 2025-2026 Regular Session

Joint Select Committee on Health Care and Behavioral Health Oversight Dec 3rd, 2025

Joint Select Committee on Health Care and Behavioral Health Oversight

Transcript Highlights:
  • Insurance negotiations got that down to $3,123.
  • Insurance negotiations get that down to $3,123,000.
  • Some of them are self-insured providers—maybe Boeing, maybe Amazon, maybe PEB or SEB self-insured with
  • But insurance is a little more complicated than that.
  • But insurance is a little more complicated than that.
Summary: The committee first welcomed new DSHS Secretary Angela Ramirez, who introduced herself and described her background in public service, federal and state legislative work, and health and human services leadership. Members emphasized the importance of building strong relationships with her and noted her focus on protecting services, using strategic approaches in a tight budget environment, and improving partnerships with the Legislature. Ramirez said she wanted to keep communication open and that her priorities would be shaped by what she learns from lawmakers and agency partners. The next work session focused on the West Coast Health Alliance and the broader Governor’s Public Health Alliance. Department of Health and governor’s office staff said the West Coast alliance, involving Washington, Oregon, California, and Hawaii, was formed to coordinate science-based public health guidance, especially around vaccines, return-to-work guidance, and responses to federal changes. They said the alliance is intended to reduce confusion, counter misinformation, and preserve access to evidence-based recommendations, with early actions including vaccine guidance for COVID-19, flu, and RSV, a statement rejecting any vaccine-autism link, and preparation for possible ACIP changes. Members asked about workload and coordination with other regional alliances, and staff said there is informal coordination but no formal regular meetings. The committee then heard from the Washington State Health Benefit Exchange about open enrollment and the effects of federal policy changes. Exchange leaders said the expiration of enhanced premium tax credits, HR1 provisions, and immigration-related eligibility changes are affecting affordability and enrollment, with some customers facing large premium increases and some counties becoming harder to serve. They reported early open-enrollment traffic increases, nearly 10,000 new sign-ups, and nearly 12,000 active coverage drops so far, while noting that many more people may disenroll later if subsidies are not extended. They also described mitigation efforts such as silver loading, Cascade Care Savings, outreach through navigators and community partners, and planning for future HR1 requirements like ending auto-renewal and adding verification steps. In the final work session, staff from the Health Care Authority and Insurance Commissioner’s office reviewed Washington’s health reform history and the state’s current affordability and access efforts. They highlighted past ACA-related coverage gains, continued work on prescription drug affordability, PBM oversight, primary care and behavioral health access, and a pending legislative proposal to preserve access to preventive services. They also discussed federal changes affecting Medicaid and the exchange, including work requirements, six-month redeterminations, and the need to coordinate across agencies to implement new rules. Members raised concerns about network adequacy, provider access, and the complexity of the health care system, while staff said they are trying to mitigate harm, simplify administration, and keep coverage and access as stable as possible.
NV
Transcript Highlights:
  • Insurance coverage for these services varies depending on the insurance plan, state, and other individual
  • Many of the patients that I see have insurance coverage, but their insurance is discriminating against
  • That's my estimate, and their insurance rates.
  • This is already the rule for large insurers.
  • Insurance.
Bills: AB52 , AB76 , AB163 , AB388 , AB483
MO

Missouri 2026 Regular Session

Government Efficiency Mar 5th, 2026

Government Efficiency

Transcript Highlights:
  • I'm with a company called Get Insured. Get Insured. Okay.
  • They can get health insurance somewhere else. I get it.
  • Yeah, so they could go on this other insurance, and whenever that insurance escalates on them or their
  • of that other insurance if you opt out of this because it's just strictly a benefit. other insurance
  • to make sure that they are going to stay insured?
Summary: The committee met in executive session first and took up House Bill 2330, reconsidering a prior due-pass vote and then voting the House Committee Substitute due pass by roll call. It then considered House Bill 2291, where an amendment meant to clarify municipal building-code and zoning authority was discussed at length and ultimately withdrawn after members raised concerns that it would undercut the bill’s purpose; the bill itself then received a due-pass recommendation. House Bill 2336, dealing with state property conveyances and title issues, also drew questions about unclear title and the status of several properties, but the committee adopted the House Committee Substitute and voted the bill do pass. The committee then moved into public hearing on House Bill 3136, which would remove the state prohibition on creating a Missouri-based health insurance exchange; the sponsor and a witness argued it could save money, keep exchange fees in-state, and give Missouri more control, while several members objected that it would reverse the 2012 voter-approved prohibition and could entrench federal health-care policy. No action was taken on that bill in the hearing. The committee next heard House Bill 1833, which would let certain state employees opt out of the state health plan and receive a partial cash payout if they have other coverage. The sponsor argued it could be cost-neutral or save money and give employees more flexibility, while members and the Missouri Consolidated Health Care Plan raised concerns about fiscal impact, adverse selection, administrative burden, and whether the proposal turns a benefit into an entitlement. The witness for the plan said the fiscal note was based on about 4,112 active employees who already opt out, warned the stipend would be taxable and could create a new benefit that is hard to remove, and said proof of outside coverage would need to be maintained. The hearing then moved to House Bill 2506, which would require DESE to post QR-code placards at licensed child care facilities linking parents to existing inspection and complaint records; supporters said it would help parents make safer choices at no fiscal cost, while DESE explained the portal already exists and complaints are investigated quickly, and a witness described serious problems at one facility to illustrate why the information matters. Finally, the committee opened public hearing on House Bill 1758, a proposal to move Missouri to permanent daylight saving time once federal law allows it. The sponsor argued it would improve safety, boost economic activity, and avoid the inconvenience of changing clocks twice a year, while members raised concerns about darker mornings for schoolchildren and commuters and questioned whether the benefits outweigh the drawbacks. The hearing was still underway when the transcript ended, and no final committee action on House Bill 3136, 1833, 2506, or 1758 was recorded in the excerpt.
MN

Minnesota 2025-2026 Regular Session

Committee on Commerce and Consumer Protection - 04/10/25

Commerce and Consumer Protection

Transcript Highlights:
  • However, keep in homes for insurance.
  • And so, for places to buy insurance.
  • </c> obtain property and casualty insurance obtain property and casualty insurance on<00:12:28.079><c
  • </c> going to be adding new health insurance going to be adding new health insurance mandates<00:15:42.880
  • </c> just basic principles of insurance. just basic principles of insurance.
Keywords: 1187, senate, all
OK
Transcript Highlights:
  • When you walk into a local DMV with insurance that you purchased that day, the DMV cannot take your insurance
  • The DMV cannot take your insurance card.
  • This bill allows the DMV not to police your insurance or decide whether it's a valid piece of insurance
  • This is to fill the gap if you purchase insurance within that first 24 hours or 12 hours and that insurance
  • But you just went to your local insurance company to grab the card.
Summary: The Public Safety Committee met and heard several House bills, most of them receiving due pass recommendations. Representative Banning presented HB 2979, which would allow the Oklahoma Department of Transportation to reduce speed limits on four-lane highways near school zones when the center line is within 150 yards of a school zone; it passed unanimously. He also presented HB 2980, which lets DMV staff accept a physical insurance card during a short window after coverage is purchased instead of waiting for emailed/faxed verification, while still checking the insurance database; it passed 7-0 after questions about fraud prevention and the role of DMV discretion. Representative Dempsey presented HB 3662, reducing the enforcement radius around fixed weigh stations from seven highway miles to five, arguing it would keep enforcement focused on the scales and not rural roads; it passed 5-2. Representative Ford’s HB 4105 was laid over, while HB 4107 passed unanimously and would make it a crime to hack outdoor warning sirens or their PA systems. Representative Kelly’s HB 382 passed unanimously to bar firefighters on the sex offender registry from employment, and HB 383 passed unanimously to make county burn bans easier to declare using National Weather Service red flag warnings. Representative Kerr’s HB 2997 passed to adjust fines for used motor vehicle dealers and increase FTEs in self-regulated divisions. Representative Kelly also presented HB 355, requiring CLEET directors to be CLEET-certified officers; it passed unanimously after discussion about director pay. Finally, HB 2159, a DOC request bill to add omitted prisons back into a prior transportation-related statute, also passed unanimously. The committee then adjourned after completing its business.
NY

New York 2025-2026 Regular Session

Senate Standing Committee on Insurance - 05/18/2026

Insurance

Transcript Highlights:
  • We truly appreciate the input to make the insurance market better.
  • experience and health insurance for the members.
  • An act amending the insurance law in relation to preventing discrimination by insurers based on an individual's
  • An act to make the insurance law require insurance to provide certain funds into the reproductive health
  • An act to make the insurance law require insurance to provide certain funds into the reproductive health
Committee: Senate Insurance
Keywords: 993, senate, all
Summary: The committee met on Monday, May 18, 2026, for its final meeting of the year and considered a series of insurance-related bills. The chair thanked staff and the public for their work and input. Members present were noted at the start of the meeting. The agenda included measures on Medicaid and health care organizations purchasing experience and health insurance, utilization review determinations, disability benefits, discrimination based on mental health or substance use disorder, service contracts and accidental damage coverage, property rehabilitation protection, reproductive health care access funding, life insurance compliance and indexing provisions, and pet insurance. Several bills were reported from committee after brief discussion and voice votes, including the bills on Medicaid/health care organization coverage, disability benefits, mental health and substance use discrimination, service contracts, life insurance compliance, and pet insurance. The utilization review bill was approved but referred to finance, the property rehabilitation protection bill was referred to consumer protection, and the reproductive health care access fund bill was also referred to finance. Some members were recorded as voting without recommendation or in the negative on certain measures, including Senators Helming, O'Mara, and Askey on the reproductive health care funding bill. The meeting concluded with thanks to committee members and staff, and the chair announced that this completed the session’s agenda.
LA

Louisiana 2026 Regular Session

Commerce Apr 7th, 2026

Commerce

Transcript Highlights:
  • But did the insurance, in the incident that happened in your community, did their insurance pay for the
  • Did their insurance pay for the injuries?
  • I used to be on insurance.
  • I used to be on insurance.
  • IBHS is a nonprofit organization formed by the insurance companies and paid for by the insurance companies
Bills: HB461 , HB467 , HB522 , HB565 , HB673 , HB799 , HB917 , HB937 , HB956 , HB977
Committee: House Commerce
CA
Transcript Highlights:
  • insured or stay insured with us, to say what has this meant for you and what is your lived experience
  • Most expensive place, but they won't have insurance.
  • Health insurance and health care because of this.
  • , and they're no longer insured.
  • With my patient losing his insurance, his health suffered.
Summary: The joint informational hearing of the Senate and Assembly Health Committees focused on the “cost of uncertainty” in health coverage, access, and affordability amid federal policy changes. Opening remarks from committee leaders and members emphasized that California’s gains under the Affordable Care Act and Health for All policies—high coverage rates, consumer protections, and lower uninsured rates—are now threatened by federal rollbacks, including the expiration of enhanced premium tax credits and H.R. 1. Members repeatedly cited rising premiums, skipped care, medical debt, and the risk of coverage losses, especially for low-income Californians, workers, seniors, and immigrant communities. The first panel featured federal policy and state implementation experts, including Don Joyce, Jessica Altman of Covered California, and Elizabeth Lansberg of HCAI’s Office of Health Care Affordability. Testimony described the ACA’s coverage expansions and the current federal threats: shorter open enrollment, more verification requirements, loss of enhanced subsidies, and changes affecting immigrants and preventive coverage. Covered California reported that average monthly premiums could nearly double without the subsidies, new enrollment is down sharply, and more consumers are shifting into bronze plans with higher deductibles. HCAI explained its affordability strategy through spending targets, consolidation review, and primary care investment, while members asked about the impact of federal cuts on provider taxes, uncompensated care, and whether California can sustain coverage without new revenue. The second panel, with UC Berkeley Labor Center’s Miranda Dietz and California Health Care Foundation’s Christoph Stremikis, broadened the discussion to statewide cost drivers and consumer impacts. They highlighted that more than half of Californians under 65 rely on job-based coverage, yet premiums, deductibles, and out-of-pocket costs have risen faster than wages. They also pointed to medical debt, administrative waste, market consolidation, and underinvestment in primary care as major drivers of unaffordability. Members asked about the 25% of health spending that does not improve patient care, the role of fraud versus administrative friction, the effect of cost growth targets on workers, and the need for preventive care and possible revenue solutions. The hearing then moved to a third panel on human impacts, beginning with testimony from a Central Valley promotora describing how families are choosing lower-tier coverage, struggling with diabetes care, and facing higher premiums after subsidy losses.
TX
Transcript Highlights:
  • The insurance code requires the following insurance coverages.
  • And I don't know if you've had to recently work on your personal insurance, your auto insurance, but
  • regulations that regular insurers face.
  • So each member that is insured under this new quasi-insurance through a religious organization must have
  • That was health insurance, this is not health insurance; these are other risks.
Bills: HB111
Keywords: 1185, senate, all
ID

Idaho 2026 Regular Session

Agenda Mar 17th, 2026

Transcript Highlights:
  • So when it comes to getting malpractice insurance, liability insurance, we did talk to the same one I
  • We don't diagnose for insurance because we don't bill insurance right now, right?
  • I want to talk about insurance for a second. Insurance is accountability.
  • If they can get that insurance and they got that license, they get the insurance.
  • The insurance is a form of... And they got that license. They get the insurance.
Summary: The Senate Commerce Committee approved the March 3 and March 5, 2026 minutes, then heard House Bill 750 as amended on programmable money protections. Representative Heather Scott described the bill as a Consumer Payment Rights and Transparency Act intended to prevent programmable money from being used to discriminate, require use without a non-programmable alternative, or deny transactions based on protected characteristics. Testimony included support from David Lichty, who said similar legislation had passed in Utah, and questions from senators about whether the technology is already operational. Opponents raised concerns about the bill’s interaction with the Uniform Commercial Code and whether it would create legal confusion. The committee voted 5-3 against the motion to send HB 750 to the floor, so the bill was held in committee. The committee then advanced HB 585, which would extend the 48-hour inspection refund/private inspector option to mechanical, electrical, and plumbing inspections; it passed on a due-pass recommendation. HB 562, which increases notice periods for nonrenewal of homeowners’ and fire loss insurance policies to 60 days, also passed to the floor with a due-pass recommendation. The committee then took up House Bill 545, dealing with military chaplains and counselor licensure. Representative Barbara Ehardt and Senator Ben Adams argued the bill would recognize military chaplains’ counseling experience and allow them to apply that experience toward civilian licensure, while noting Idaho law already says licensing authorities may not require certain exams for military applicants. Supporters, including chaplains Jared Gifford and Robert Morris, said military chaplains receive extensive counseling training, work with trauma, suicide, and moral injury, and could help address Idaho’s mental health and veteran care shortages. They said the bill would help chaplains bill insurance and expand access to trusted care. Opponents, including licensed counselors Monique Barber, Kelly Loy, Christy Weissman, Carmen French, Susan Reading, and others, argued chaplain counseling is not equivalent to clinical mental health counseling, that the bill could lower licensure standards, and that it should require the National Counselor Exam and supervised clinical hours under licensed counselors. Senators also questioned whether chaplains could diagnose, whether insurance would reimburse them, and whether the bill should be limited to military settings. After extensive debate, Senator Lenney moved to send HB 545 to the floor with a due-pass recommendation, but Senator Guthrie offered a substitute motion to hold the bill in committee. Several senators said they respected military chaplains but were concerned about blending pastoral counseling with clinical licensure and about the bill’s broader application beyond the military. The transcript ends during the roll call on the substitute motion, before the final vote is announced.
MN

Minnesota 2025-2026 Regular Session

Committee on Commerce and Consumer Protection - 03/20/25

Commerce and Consumer Protection

Transcript Highlights:
  • You know how much I love insurance. I can talk insurance all day. It's interesting to me.
  • Um I can talk I love insurance.
  • </c> the Insurance Federation of Minnesota. the Insurance Federation of Minnesota.
  • And insurers will instant discount.
  • </c> the cost of health insurance to motans. the cost of health insurance to motans.
Keywords: 1187, senate, all
NH

New Hampshire 2025 Regular Session

Senate Finance (03/04/2025)

Finance

Transcript Highlights:
  • </c><00:14:43.320><c> and</c> function of providing insurance and function of providing insurance and
  • </c><00:15:04.839><c> company</c> This chapter is not an insurance company, reciprocal insurer, or insurer
  • , the normal level of insurance.
  • the normal level of level of insurance the normal level of insurance<00:35:20.320><c> they</c><00:35
  • They're self-insured groups.
Committee: Senate Finance
Keywords: 1191, senate, all
LA

Louisiana 2026 Regular Session

Senate May 18th, 2026

Louisiana Senate Floor Meeting

Transcript Highlights:
  • decisions regarding their insurance needs.
  • insurance.
  • Insurers are protected by good-faith immunity provisions.
  • So this is a protection for the insurer, the insurance company.
  • It is an act relative to the payment and adjustment of insurance claims to require insurers to verify
Bills: SR125 , SCR70 , SCR12 , HB4 , HB251 , HB623 , HB819 , HB944 , HB986 , HB1098 , HB1222 , HB1257 , HB221 , HCR58 , SCR22 , SCR24 , SB29 , SB30 , SB32 , SB41 , SB42 , SB43 , SB47 , SB84 , SB93 , SB113 , SB192 , SB199 , SB219 , SB220 , SB221 , SB222 , SB241 , SB253 , SB255 , SB289 , SB292 , SB306 , SB314 , SB351 , SB399 , SB404 , SB14 , SB102 , SB133 , SB151 , SB165 , SB169 , SB170 , SB200 , SB217 , SB280 , SB291 , SB300 , SB303 , SB330 , SB449 , SB489 , SB521 , SB45 , SB156 , SB181 , SB203 , SB274 , SB304 , SB379 , SB396 , SB410 , SB425 , SB427 , SB436 , SB424 , SCR61 , SCR9 , SB35 , SB65 , SB215 , SB246 , SB249 , SB269 , SB282 , SB296 , SB323 , SB363 , SB369 , SB474 , SB490 , SB492 , SB500 , HCR31 , HB296 , HB299 , HB322 , HB364 , HB519 , HB535 , HB538 , HB568 , HB571 , HB622 , HB635 , HB676 , HB772 , HB784 , HB1006 , HB1018 , HB1043 , HB1070 , HB1134 , HB1239 , HB62 , HB193 , HB203 , HB210 , HB220 , HB228 , HB246 , HB420 , HB475 , HB486 , HB574 , HB584 , HB750 , HB813 , HB815 , HB826 , HB870 , HB949 , HB953 , HB1045 , HB1092 , HB1151 , HB1162 , HB1176 , HB1177 , HB1196 , HB1214 , HB1241 , HB22 , HB28 , HB33 , HB41 , HB47 , HB87 , HB115 , HB162 , HB195 , HB214 , HB217 , HB233 , HB283 , HB290 , HB319 , HB324 , HB345 , HB362 , HB363 , HB368 , HB377 , HB380 , HB382 , HB386 , HB392 , HB406 , HB431 , HB441 , HB466 , HB503 , HB533 , HB559 , HB575 , HB590 , HB593 , HB618 , HB636 , HB655 , HB664 , HB685 , HB692 , HB707 , HB715 , HB732 , HB738 , HB741 , HB748 , HB776 , HB807 , HB822 , HB856 , HB860 , HB868 , HB887 , HB888 , HB905 , HB908 , HB961 , HB980 , HB990 , HB992 , HB999 , HB1000 , HB1010 , HB1146 , HB1157 , HB1233 , HB1236 , HB1243 , HB54 , HB137 , HB180 , HB192 , HB310 , HB321 , HB396 , HB512 , HB552 , HB578 , HB638 , HB663 , HB708 , HB717 , HB718 , HB1009 , HB1082 , HB1104 , HB1107 , HB1198 , HB1246 , HB1250 , HB17 , HB36 , HB73 , HB119 , HB126 , HB129 , HB133 , HB140 , HB159 , HB166 , HB211 , HB226 , HB245 , HB271 , HB280 , HB337 , HB351 , HB354 , HB399 , HB677 , HB712 , HB723 , HB726 , HB728 , HB759 , HB789 , HB844 , HB850 , HB966 , HB1036 , SB149 , SB382 , SB441 , HB134 , HB258 , HB359 , HB782
Summary: The Senate convened with a quorum, received an opening prayer from Pastor Elizabeth Ali Frank, and adopted the journal. The chamber then handled a large number of messages, committee reports, resolutions, and House bills, including several ceremonial resolutions and many House measures returned with amendments. Notable resolutions included recognition of World Preeclampsia Awareness Day, commendations for Louisiana sports honorees, and a resolution urging higher reimbursement rates for behavioral health crisis centers, which was adopted. The Senate also concurred in SCR 22 on opioid settlement fund reporting, with Senator Myers explaining the House changes were technical and improved the reporting deadline and detail. A major portion of the meeting was devoted to concurrence or rejection of House amendments on Senate bills. The Senate concurred in several bills involving telehealth, prenatal bereavement care, official journals, ambulance Medicaid coverage, insurance and licensing disclosures, peptide regulation, psychosocial rehabilitation services, university records confidentiality, the Inspector General, religious exercise protections, child care assistance, eye care coverage, teacher retirement, and electronic service of pleadings. The chamber rejected House amendments to SB 42 on AI-created child sexual abuse materials and SB 43 on psychedelic-assisted therapy, and also rejected amendments on SB 29 and SB 32 before later concurring in many other technical or clarifying House changes. Several members explained that the House amendments were mostly technical, clarified effective dates, or adjusted definitions and contact information. The Senate then took up numerous House bills on final passage. Bills passed included measures on inmate workforce development cleanup, jury bond filing by mail, free transcripts for victims testifying before pardon/parole hearings, public awareness on illegal firearm discharge, special masters in complex litigation, paternity acknowledgments in hospitals, juvenile court filing fees in East Baton Rouge Parish, drug-free school zone penalties, criminal history record confidentiality, body brokering/fraudulent patient referrals, bail notice and residence requirements, sex offender registration updates, parish court jurisdictional amounts, court technology fees, deferred retirement options, shared custody standards, women’s policy and research commission membership, sickle cell and uterine fibroids commission membership, child exploitation reporting on online platforms, recreation of the state civil service department, children’s cabinet membership, DCFS employee background checks, AI disclosure in health care visits, the psychology inter-jurisdictional compact, mental health advisory board updates, foster children’s rights, automatic renewal contract disclosures, Orleans sheriff term alignment, access to death records for financial institutions, insurance referral disclosures, radiologist assistant regulation, plumbing licensure reforms, legislative auditor thresholds, developmental disabilities office renaming, insurer investment rules, Medicare Advantage coverage for integrative care services, and more. Some bills were returned to the calendar for further work, including HB 571, HB 475, HB 750, and HB 1162, and HB 490 was set aside after extensive debate on private-use electrical networks and data-center power arrangements. The most prominent floor action was final passage of HB 636, the Caleb Wilson Hazing Prevention Act, which Senator Boudreaux described as a comprehensive response to hazing tragedies on Louisiana campuses. He said the bill was developed by a task force that included the Wilson family and would strengthen education, reporting, accountability, and penalties, including permanent banishment for organizations involved in hazing deaths. After the bill passed 37-0, the Senate recognized the Wilson family and presented flags in Caleb Wilson’s honor. Throughout the day, many bills passed overwhelmingly, though a few drew dissent, including HB 296, HB 538, HB 568, HB 635, and HB 784. The meeting ended with continued consideration of additional House bills and unfinished items returned to the calendar for later action.
KY
Transcript Highlights:
  • I'm the executive director of the Office of Unemployment Insurance.
  • I'm the executive director of the Office of Unemployment Insurance.
  • Those issues are easily resolved to be qualified for pandemic unemployment insurance.
  • </c><00:43:24.720><c> system</c> of the new unemployment insurance system of the new unemployment insurance
  • Normal unemployment insurance issues are pretty complicated.
Keywords: 958, all
Summary: The House Budget Review Subcommittee on Primary and Secondary Education and Workforce Development received a presentation from Kentucky Department of Education officials on the final SEEK estimate for fiscal year 2025. Commissioner Robbie Fletcher, Matt Ross, and Chay Ritter explained that SEEK is developed through a consensus process with the Office of the State Budget Director using multiple models and district-level inputs, and that the estimate is a projection made well before actual data are available. They emphasized that the discussion was separate from the pending education-funding lawsuit and described SEEK as one part of a much larger K-12 budget picture. The presenters said the current SEEK estimate shows a statutory shortfall of about $14.7 million, or roughly 0.53% of the appropriation, with additional optional items that could bring the total to about $40.5 million if funds are available. They noted that prior years have sometimes produced excess funds, which are redirected according to budget language rather than automatically flowing back through SEEK. They also reviewed the main drivers of the estimate, including property assessments, average daily attendance, free lunch counts, exceptional child counts, home hospital, and limited English proficiency, and said property assessments have been especially volatile while exceptional child counts and ELL populations are difficult to predict. Members asked about why the estimate missed on some categories, especially special education and ELL, and whether district-level changes were being monitored closely enough. The presenters said KDE does monitor special education counts and will review larger districts and districts with unusual growth, and they acknowledged that exceptional child growth has been hard to forecast. Representative Bojanowski asked about the Cloverport virtual school, and staff said its growth was much larger than projected and accounted for a significant portion of the shortfall. Members also discussed the impact of property value growth, population shifts, illness, and legislative changes on SEEK projections. No vote or formal action was taken, and the meeting ended after questions and discussion.
ND
Transcript Highlights:
  • And then Insurance Commissioner Godfrey also sent some additional language referring to... ...sent some
  • John Arnold, Deputy Insurance Commissioner.
  • If we are only being approached from this from that insurance aspect of the insurance company won't pay
  • Hopefully I can clear things up as a licensed insurance agent for the last 30 years.
  • Page 6, line 10, we're adding that clarification on the federal crop insurance.
Keywords: 908, all
Summary: The conference committee on Senate Bill 2374 discussed proposed amendments to the insurance rebating provisions and a new study on towing and recovery issues. Deputy Insurance Commissioner John Arnold explained that, after working with industry representatives, the compromise was to remove the large commercial rebating exemption language and keep the rest of the bill intact, while also clarifying that federal crop insurance remains subject to the state’s rebating laws. Members asked several questions about how the large commercial risk definition would work, how the rules would apply to nonresident producers and border-area farm policies, and whether the changes would affect long-standing industry practices. The committee also considered Commissioner Godfrey’s request for a study on who pays to remove vehicles from the roadside when the owner has liability-only coverage, especially in cases involving totaled or abandoned vehicles. Arnold said the issue has been raised by Highway Patrol and towing interests and that the study language was intended to examine possible solutions for the next legislative session. Some members expressed concern about shifting costs to the insurance industry, but others supported the study as a way to gain clarity. The committee adopted the amendment package, including the towing study language, by a 6-0 roll call vote. It then passed Senate Bill 2374 as amended by another 6-0 vote. The committee noted that the bill would need floor carriers on both chambers, with Representative Johnson and Senator Klein indicating they would carry it.
TX

Texas 89th Regular

Senate Session (Part I) Apr 23rd, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • the rates on their insurance premiums for casualty, for your home insurance, or whatever. and they can
  • Yeah, and the fact is that our constituents can't self-insure. Big businesses can self-insure.
  • You have to have insurance.
  • If you somehow just stop paying your homeowner's insurance, they will apply insurance on your house and
  • Not as much in home insurance, but certainly a lot of risk in home insurance is there as well.
Bills: SJR85 , SCR29 , SCR38 , SCR42 , SB23 , SB39 , SB209 , SB227 , SB240 , SB330 , SB527 , SB584 , SB618 , SB619 , SB636 , SB663 , SB715 , SB732 , SB758 , SB801 , SB825 , SB826 , SB843 , SB844 , SB847 , SB870 , SB884 , SB912 , SB957 , SB1013 , SB1020 , SB1065 , SB1143 , SB1152 , SB1164 , SB1183 , SB1257 , SB1299 , SB1325 , SB1349 , SB1413 , SB1455 , SB1539 , SB1558 , SB1574 , SB1583 , SB1624 , SB1642 , SB1643 , SB1667 , SB1717 , SB1718 , SB1727 , SB1734 , SB1756 , SB1757 , SB1784 , SB1789 , SB1832 , SB1868 , SB1870 , SB1883 , SB1896 , SB1920 , SB1924 , SB1963 , SB2010 , SB2018 , SB2024 , SB2037 , SB2052 , SB2073 , SB2111 , SB2161 , SB2196 , SB2207 , SB2253 , SB2268 , SB2322 , SB2323 , SB2332 , SB2349 , SB2371 , SB2533 , SB2570 , SB2601 , SB2626 , SB2692 , SB2705 , SB2717 , SB2774 , SB2788 , SB2877 , SB2920 , SB2 , SB260 , SB1786 , SB1 , HJR4 , SJR36 , SJR50 , SJR63 , SJR85 , SJR84 , SCR12 , SCR39 , SCR38 , SCR42 , SCR29 , SCR4 , SCR18 , SCR43 , SCR46 , SB2023 , SB825 , SB2010 , SB1870 , SB62 , SB666 , SB847 , SB284 , SB854 , SB1073 , SB810 , SB1539 , SB1505 , SB583 , SB957 , SB1502 , SB507 , SB1026 , SB1349 , SB1433 , SB1434 , SB1376 , SB1585 , SB1772 , SB2016 , SB1163 , SB619 , SB1122 , SB732 , SB731 , SB397 , SB508 , SB1436 , SB287 , SB261 , SB1882 , SB618 , SB393 , SB1791 , SB826 , SB1257 , SB870 , SB529 , SB209 , SB1883 , SB2024 , SB2429 , SB1999 , SB511 , SB2309 , SB510 , SB1860 , SB2037 , SB1924 , SB2253 , SB2018 , SB2206 , SB1963 , SB1643 , SB1299 , SB841 , SB668 , SB584 , SB1085 , SB2431 , SB1490 , SB1868 , SB2314 , SB434 , SB2046 , SB1667 , SB1727 , SB2127 , SB1975 , SB1760 , SB1734 , SB1335 , SB2246 , SB2439 , SB1624 , SB1244 , SB1468 , SB2717 , SB1612 , SB1262 , SB604 , SB2395 , SB1832 , SB1745 , SB1746 , SB2207 , SB1784 , SB1524 , SB528 , SB437 , SB269 , SB1137 , SB968 , SB636 , SB747 , SB1325 , SB1789 , SB1455 , SB2056 , SB1940 , SB2052 , SB1579 , SB2068 , SB3034 , SB844 , SB1920 , SB1558 , SB1236 , SB1044 , SB884 , SB463 , SB227 , SB240 , SB517 , SB1200 , SB1410 , SB1626 , SB1845 , SB1863 , SB2216 , SB2681 , SB1717 , SB2141 , SB2323 , SB2200 , SB2332 , SB2199 , SB1642 , SB1757 , SB2050 , SB1138 , SB2626 , SB2458 , SB1864 , SB2201 , SB1862 , SB1583 , SB1055 , SB2660 , SB1898 , SB2662 , SB2161 , SB2964 , SB2881 , SB1065 , SB801 , SB2743 , SB2533 , SB1413 , SB2073 , SB3014 , SB3013 , SB2774 , SB2702 , SB2629 , SB2443 , SB2349 , SB2167 , SB2145 , SB2121 , SB758 , SB648 , SB647 , SB512 , SB438 , SB1721 , SB2268 , SB1495 , SB2705 , SB2366 , SB1422 , SB1369 , SB1013 , SB682 , SB2692 , SB2570 , SB2797 , SB2111 , SB1896 , SB1164 , SB1020 , SB663 , SB2371 , SB1152 , SB2196 , SB2383 , SB2581 , SB2798 , SB330 , SB646 , SB843 , SB1998 , SB1418 , SB2788 , SB1169 , SB2873 , SB1754 , SB1534 , SB1718 , SB2779 , SB2004 , SB1143 , SB1756 , SB912 , SB2119 , SB2032 , SB527 , SB1580 , SB1952 , SB2601 , SB2322 , SB2448 , SB1777 , SB1283 , SB407 , SB2392 , SB2076 , SB2786 , SB3031 , SB2877 , SB2876 , SB2284 , SB2225 , SB1540 , SB2920 , SB2929 , SB1395 , SB1972 , SB2540 , SB1183 , SB2742 , SB2595 , SB2217 , SB2117 , SB715 , SB2330 , SB1964 , SB1383 , SB500 , SB1640 , SB39 , SB2001 , SB2080 , SB2722 , SB506 , SB2514 , SB2623 , SB2658 , SB1574 , SB2900 , SB23 , SB2753 , SB2398 , SB401 , SB1241 , SB2927 , SB2173 , SB2538 , SB898 , SB467 , SB1449 , SB2529 , SB1531 , SB2846 , SB2476 , SB2031 , SB986 , SB1181 , SB2075 , SB2154 , SB2864 , HB135 , HB1109 , SCR48 , SB31 , SB2880 , SB1359 , SB2386 , SB771 , SB2844 , SB2550 , SB1351 , SB1423 , SB1931 , SB2245 , SB2589 , SB2707 , SB2807 , SB2351 , SB410 , SB659 , SB816 , SB2776 , SB2693 , SB2580 , SB1980 , SB1886 , SB1234 , SB739 , SB482 , SB456 , SB127 , SB1666
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/10/26

Commerce Finance and Policy

Transcript Highlights:
  • uh an insurance uh an insurance uh<00:37:03.520><c> agent</c><00:37:04.160><c> bust</c><00:37:04.440>
  • </c><00:37:34.920><c> company,</c> for us, the insurance company, for us, the insurance company, um<00
  • </c> Uh we cover 94% of the fully insured Uh we cover 94% of the fully insured market,<00:48:04.760><
  • </c><00:53:56.800><c> at</c> bring up is that really insurance at bring up is that really insurance at
  • in the health insurance area.
Bills: HF1606 , HF3733 , HF743 , HF2627 , HF4071
AZ
Transcript Highlights:
  • We don't have to... our insurance. It won't go to our insurance.
  • Our insurance won't know about this.
  • We don't have to... our insurance. It won't go to our insurance.
  • Our insurance won't know about this.
  • I sent you all a letter this morning signed by a number of insurance providers who provide insurance
Summary: The Transportation and Infrastructure Committee heard several transportation-related measures, with SB 1010 and SB 1552 held at the outset. SB 1024, dealing with licensing and registration rules for roadable aircraft, was discussed briefly; members raised questions about vehicle license tax revenue and the sponsor was absent, but the bill was still advanced on a do pass recommendation by a 3-2 vote. SB 1205, which creates statewide rules for motor vehicle booting on private property, received testimony from industry and Sen. Kavanagh in support and was approved 5-0. SB 1366, creating a study committee on public property towing and impound practices, also passed 5-0 after supporters described it as a bipartisan, data-gathering measure. The committee then took up SB 1624 on photo enforcement violations. The bill would cap civil penalties at $75 and limit the use of photo enforcement violations for license, insurance, and court-record purposes, while an amendment added a class three misdemeanor for excessive speed and directed $15 of the penalty to the Peace Officer Training Equipment Fund. The measure drew extensive debate, with supporters arguing it would simplify enforcement and keep penalties manageable, and opponents including insurers and local governments warning it would mask risk, reduce revenue for state and local funds, and interfere with school-zone safety. After adopting the amendment, the committee advanced the bill 4-2. SB 1232, a technical bill concerning billboard placement near military airport and facility districts, was amended to clarify local approval and public hearing requirements and then passed unanimously. SCR 1004, the companion measure to a House resolution, would send to voters a proposal limiting photo enforcement unless a local government had a contract in place by December 31, 2026; after testimony describing it as a negotiated compromise that preserves local control, it passed 4-2. The committee also approved two memorials, SCM 1002 renaming a portion of SR 77 as the L.F. Quinn Memorial Highway and SCM 1006 renaming a portion of US 70 as the PFC Michael A. Nolene Memorial Highway, both by unanimous votes, and then adjourned.
ID

Idaho 2026 Regular Session

Agenda Jan 14th, 2026

Transcript Highlights:
  • That's largely because of the health insurance decrease.
  • How much exactly does the state spend on health insurance?
  • So how does the state determine its budget for health insurance?
  • Why would we be paying for insurance for somebody that's not using insurance?
  • flowing into the health insurance plan.
Keywords: 989, all
Summary: The committee received a broad budget overview from Legislative Services staff on the state’s fiscal position, focusing on the general fund, structural balance, cash reconciliation, and the governor’s budget recommendations for fiscal years 2026 and 2027. Staff explained that projected revenues are below the current budgeted level, creating a need for either budget reductions or the use of cash balances and reserve funds to maintain balance. They reviewed major drivers of spending growth over recent years, including Medicaid expansion, public schools, the State Public Defender, IT services, and water resources, and noted that these statutory and ongoing obligations are crowding out other spending. Members also discussed the governor’s proposed use of interest earnings and reserve balances from several funds, the Budget Stabilization Fund cap, and the policy question of whether changes to fund interest allocations would require legislation or could be handled through appropriation language. The committee also reviewed current-year adjustments, including supplementals, rescissions, deficiency warrants, and the governor’s proposed holdbacks. Specific items discussed included public school enrollment adjustments, the proposed rescission of Empowering Parents funding, Medicaid growth and provider rate changes, Department of Corrections costs tied to inmate placement and medical services, invasive species treatment funding, and a possible tax conformity impact tied to federal law changes. Members asked about fire suppression deficiency funding, the use of reserve balances, and the difference between current-law and governor-recommended spending levels. Staff emphasized that the governor’s budget relies on short-term money and reserve transfers to smooth the current deficit, while the legislature must decide whether to follow that approach or make deeper structural changes. Later, staff provided an overview of the budget hearing process and the Legislative Budget Book, explaining the standard reports, agency organization charts, fund analyses, performance measures, and five-year snapshots that committees will use during hearings. Another presentation clarified the difference between deficiency warrants and supplemental appropriations, noting that deficiency warrants cover certain last-year expenses authorized by statute, while supplementals adjust the current-year appropriation and can apply to general, dedicated, or federal funds. The committee then heard a detailed presentation on state health insurance costs, including rising medical claims, reserve balances, the 80/20 employee-employer cost split, and projected FY 2027 premium increases. Members asked about school district participation in the state plan, the role of the insurance carrier contract, and whether broader participation could lower costs. No votes were taken during the meeting, and the committee adjourned after the presentations and questions.
KY
Transcript Highlights:
  • This is nothing to do with insurance.
  • and other insurance products that a lot of hosts do go ahead and purchase.
  • </c><00:13:53.720><c> or</c> just talking about insurance or just talking about insurance or liability
  • </c><00:15:33.759><c> and</c><00:15:33.959><c> other</c><00:15:34.240><c> insurance</c> homeowners insurance
  • and other insurance homeowners insurance and other insurance products<00:15:35.040><c> that</c><00:15
Keywords: 958, all
Summary: The committee began with procedural reminders that the meeting would be short, that bill changes should generally be provided with 24-hour notice, that testimony would be limited at the chair’s discretion, and that no signs were permitted in the room. After roll call established a quorum, members led the pledge and prayer. The chair also recognized Marsha Robinson of Fort Knox for her service to veterans and military families and for receiving the Association of Defense Communities’ National Military Spouse Leadership Award. The sole bill considered was Senate Bill 61, relating to swimming pools. The sponsor, Senator Craig Richardson, said the bill was intended to protect private property rights by clarifying that homeowners who rent out their private swimming pools through platforms such as Swimly.com would still be treated as operating private pools rather than public recreation pools subject to additional regulation. Senators asked about parking impacts in residential neighborhoods and about liability and insurance coverage. The sponsor said the bill did not address parking or homeowners association issues, and a representative from Swimly.com testified that homeowners insurance and platform-backed insurance products can provide coverage for rentals. The committee voted to advance SB 61. The roll call showed unanimous support from members present, with Senator Wilson briefly explaining his yes vote and joking that the sponsor should ask for it in the future. The chair congratulated the sponsor on getting his first bill through committee and said it would be heard again on the floor. The meeting ended with an announcement about Military Kids Day on Tuesday, February 25, and an invitation for families to contact the Senate clerk for details.