Video & Transcript Research : 'home loan'
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OK
Oklahoma 2026 Regular Session
Senate Legislative Session Mar 26th, 2026
Oklahoma Senate Floor Meeting
Transcript Highlights:
- When they buy a new home, it gets assessed on that value at that point.
- valued home.
- a lot of property taxes. ...a $50,000 valued home.
- They have to have two witnesses, or if you're in a nursing home or a veteran's home, it's a two-person
- to have two witnesses, or if you're in a nursing home or a veteran's home, it's a two-person team that
Bills:
SB65, SB248, SB330, SB378, SB844, SB1330, SB1410, SB1475, SB1476, SB1565, SB1618, SB1623, SJR39, SJR47, SB2084, SB1655, SB1679, SB2174, SB1775, SB1873, SB1204, SB1884, SB1916, SB1937, SB1447, SB1500, SB2007, SB2074, SB1944, SB2018, SB1984, SB2026, SB2045, SB2049, SB2062, SB2112, SB2118, SB2127, SB2134, SB2135, SB2139, SB2154, SB1195
Keywords:
SB65, naloxone, Narcan, opioid overdose, overdose reversal, opioid antagonist, emergency opioid antagonist, substance abuse services, harm reduction, public health, overdose prevention, good samaritan, civil immunity, criminal immunity, controlled substances, addiction treatment, fentanyl, opioid crisis, school overdose response, first aid
Summary:
The Senate first considered Senate Bill 1623, a measure updating the state charter for state-regulated credit unions to make them more competitive with federal credit unions. Two amendments were adopted: one changing certain board authority language from “shall” to “may,” and another restoring the title. Supporters said the bill was the product of years of negotiation with bankers and credit unions and would not affect national banks; after questions about membership expansion and census-tract service areas, the bill passed 44-0.
The chamber then took up Senate Joint Resolution 39, which would send to voters a constitutional amendment lowering annual caps on assessed-value growth for homestead and agricultural property from 3% to 1%, and for other property from 5% to 3%. Proponents argued it would slow property-tax growth, help seniors and fixed-income homeowners stay in their homes, and not reduce government revenue but only slow future growth; opponents warned it would reduce local revenue growth for schools, counties, infrastructure, and bonding capacity, and would disproportionately benefit higher-value property owners. The resolution passed 38-8, and the special-election referral also passed 38-8.
Senate Joint Resolution 47, which would place current voter ID requirements into the Constitution, also advanced and passed 39-8, with the special-election provision passing by the same margin. Supporters said it simply constitutionalized existing law requiring proof of identity and would preserve election security; critics said Oklahoma already has voter ID rules, the measure was unnecessary, and the language could create uncertainty for absentee voters and future changes. Debate also touched on provisional ballots, military and overseas voting, and whether the measure would make future adjustments harder.
Later, Senate Bill 2084 passed 35-7 and as an emergency measure. The bill limits wrongful-termination settlements for faculty members at higher education institutions to two times annual salary, including pay and accrued benefits. Supporters said it would provide certainty for universities and regents; questions focused on tenure, free-speech claims, and how the cap would interact with existing tort limits. The Senate also passed Senate Bill 1655 unanimously to allow Oklahoma Complete Health’s Children’s Specialty Program to contact adoptive parents and offer continued voluntary services for post-adoption children, and Senate Bill 1679 was introduced as the “Preserving Oklahoma Values Act,” aimed at codifying adherence to the U.S. and Oklahoma Constitutions and rejecting foreign law, with debate beginning over its enforcement and scope.
CA
California 2025-2026 Regular Session
Assembly Banking and Finance Committee Apr 28th, 2025
Transcript Highlights:
- Thank you. loans totaling $65 million.
- The proceeds from selling those loans are recycled into new loans.
- The proceeds from selling those loans are recycled into new loans.
- borrowers into higher-cost loans.
- qualifying borrowers into higher cost loans.
Summary:
The Assembly Banking and Finance Committee met to hear several bills, beginning with a consent calendar that included AB 665 and AB 866, both adopted on a do pass basis and referred to Appropriations. The committee then took up AB 801, which would create a California Community Reinvestment Act to require covered financial institutions, including state-chartered banks, credit unions, residential mortgage lenders, and money transmitters, to meet the financial needs of low- and moderate-income communities and communities of color. The author and supporters argued the bill would close gaps left by the federal CRA, address redlining and discriminatory lending, and expand investment in housing, small business, and community development. Support came from community groups, CDFIs, labor, and housing advocates, while opposition from mortgage bankers and credit unions argued the bill would impose costly new reporting and regulatory burdens, especially on institutions they said already serve underserved borrowers well. Committee members discussed the scope of the bill, the experience of other states with state CRA laws, and possible carve-outs or tiered treatment for smaller credit unions. AB 801 was passed as amended and referred to Appropriations, with the roll left open and later completed; one member voted no and others were not voting or voted aye as the roll was finalized.
The committee also heard AB 743, which would require licensing and surety bonds for commercial lawsuit financing and bring those transactions under DFPI oversight. The author said the bill was aimed at a largely unregulated, multi-billion-dollar industry and was intended to increase transparency and address concerns about foreign interests, fraud, and abusive litigation funding practices, while not affecting consumer legal funding. Supporters, including Unified Patents, the Civil Justice Association of California, the California Chamber of Commerce, the California Trucking Association, and the American Property Casualty Insurance Association, said the bill was an important first step toward disclosure and regulation. There was no opposition testimony. AB 743 passed unanimously as amended and was referred to Appropriations, with the roll held open briefly for absent members before the committee adjourned.
NH
Transcript Highlights:
- This isn't like, uh, home mortgage loans on single-family homes, which is very commoditized, and they're
- This isn't like, uh, home mortgage loans on single-family homes, which is very commoditized, and they're
- This isn't like, uh, home mortgage loans on single-family homes, which is very commoditized, and they're
- This isn't like, uh, home mortgage loans on single-family homes, which is very commoditized, and they're
- This isn't like, uh, home mortgage loans on single-family homes, which is very commoditized, and they're
HI
Hawaii 2026 Regular Session
HOU, HOU-HHS, HOU DEFER Public Hearings 02-10-2026
Transcript Highlights:
- loan again?
- </c> of homes. of homes.
- </c> permanent loan. permanent loan.
- </c> down payment loan only. down payment loan only.
- </c> incentive for home buyers. incentive for home buyers.
Summary:
The Committee on Housing, meeting jointly with the Committee on Health and Human Services, heard testimony on Senate Bill 2787, which would expand use of the rental housing revolving fund to provide loans or grants for purchasing rental units, and Senate Bill 2957, which addresses tenant displacement and relocation protections, as well as Senate Bill 2866, which would make the state rent supplement program for kupuna permanent and appropriate funds for it. Testimony on SB 2787 included support from DHHL, HHFDC, AARP Hawaii, and others, while the Attorney General recommended clarifying language and standards for grants, and the Tax Foundation questioned whether grants fit the revolving-fund structure. On SB 2957, supporters including OHA, PACT, medical-legal advocates, and tenant representatives emphasized relocation hardships from the KPT redevelopment, language access, and the need for clearer minimum safeguards; the Attorney General suggested defining “comparable units” and correcting a drafting error. On SB 2866, HPHA, Catholic Charities, AARP, the Executive Office on Aging, and others supported making the kupuna rent supplement program permanent to prevent homelessness among low-income seniors.
During discussion on SB 2957, members questioned HPHA and tenant counsel about the KPT low-rise relocation process and what “comparable housing” meant in practice. HPHA said all tenants were relocated, but counsel described disputes over comparability, disability and family-size issues, and at least one offered unit that was not livable. For SB 2787, members questioned DHHL about why it sought funding from the rental housing revolving fund rather than other sources; DHHL said it was still exploring options and had mostly used its funds for infrastructure, with only a small portion used as revolving funds. The chair expressed concern about relying on scarce housing funds and urged more efficient use of DHHL’s existing resources.
In decision-making, the committees voted to pass SB 2957 with amendments and SB 2866 with amendments. For SB 2957, the amendments would replace the bill with a working group on tenant displacement and relocation, include a blank appropriation and defective date, and request $75,000 for the working group; the motion was adopted unanimously by the members present, with Senator Favela excused. For SB 2866, the amended version would include a blank appropriation, defective date, and committee report language noting requests for $110,160 for two HPHA public housing specialist positions and $2.16 million for the state rent supplement program; this motion was also adopted, with Senator Favela excused. After the joint hearing adjourned, the committee returned to the housing-only agenda and continued discussion of SB 2787 before moving on to SB 3089, which would amend the down payment loan assistance program for low- and moderate-income first-time homebuyers; testimony on SB 3089 was beginning when the transcript ended.
CA
California 2025-2026 Regular Session
Assembly Select Committee on Housing Finance and Affordability May 11th, 2026
Transcript Highlights:
- They require soft loans.
- They require soft loans.
- How can we buy a home?
- So this is because HCD loans are structured as permanent financing, long-term loans, meaning the money
- So this is because HCD loans are structured as permanent financing, long-term loans, meaning the money
CA
California 2025-2026 Regular Session
Assembly Select Committee on Housing Finance and Affordability May 11th, 2026
Transcript Highlights:
- They require soft loans.
- They require soft loans.
- How can we buy a home?
- How can we buy a home?
- This is because HCD loans are structured as permanent financing, long-term loans, meaning the money doesn't
Summary:
The committee heard testimony on several housing-related proposals and policy ideas. One speaker urged changes to the welfare property tax exemption for affordable housing, arguing that annual income recertifications are outdated and burdensome, and proposing a one-time qualification at move-in, streamlined monitoring through TCAC or HCD, and continued exemption protection for projects that remain in compliance. The witness said rising insurance costs and administrative burdens are hurting cash flow and threatening the viability of affordable housing operations.
A major portion of the meeting focused on social housing and the SB 555 study. HCD described its ongoing study process, including public engagement with residents, practitioners, and experts, and noted that California already has many building blocks for social housing, such as public land tools, long-term affordability mechanisms, community land trusts, and tenant protections. Community land trust and housing policy witnesses argued that social housing will require legislative action, expanded public subsidy, tax abatements, public land, and simplified financing, and they emphasized the need to reframe the concept for the “missing middle” and middle-class households to build broader political support. Committee members discussed stigma around “social housing,” the need for a rebrand, and the possibility of a pilot program, especially on excess public land.
The committee also heard a proposal for a certified professional plan-check system modeled on Vancouver, Canada. The presenter said California’s permitting delays, inconsistent reviews, and staffing shortages add cost and uncertainty even for streamlined projects, and proposed allowing state-certified private professionals to perform plan checks and inspections under state oversight while local governments retain zoning and enforcement authority. Members discussed local control concerns, infrastructure costs, and the need to reduce delays and uncertainty in the entitlement process.
Finally, the committee heard testimony supporting changes to HCD loan disbursement so funds can be used during construction rather than only after completion. Witnesses said this would reduce interest costs, improve feasibility, and could produce additional affordable homes with existing funding. The discussion also referenced AB 1053 as the vehicle for implementing that approach.
KY
Kentucky 2025 Regular Session
Capital Projects and Bond Oversight Committee (11-20-25)
Transcript Highlights:
- We're home. We're resting. >> Yeah.
- We're home. We're resting. >> We're good. We're home. We're resting.
- KIA loan amount to 2,939,475.
- Planning and design loans are offered as five-year loans, and this loan has a 2.75% interest rate and
- </c><00:23:35.039><c> single</c> KHC home buyer program. Yeah. single KHC home buyer program.
Keywords:
November 20, 2025
00:12 Call to Order and Roll Call
00:58 Information Items
06:50 Finance and Administration Cabinet
09:10 KY Infrastructure Authority
21:20 Office of Financial Management
29:14 Meeting Recessed
44:58 Reconvened
45:07 Approval of Minutes
46:35 Next Meeting Date
47:05 Adjournment, 958, all
Summary:
The committee met without a quorum for much of the meeting, so several agenda items were initially heard only for information. Early updates included six informational reports, such as an Auditor of Public Accounts compliance examination with no findings, university equipment and allocation reports, school district bond issuances, Western Kentucky University’s planned public-private partnership housing redevelopment, and quarterly Kentucky Communications Network Authority reports. Members then questioned WKU officials about the P3 housing project, including the number of RFQ responses, property tax responsibility, ownership of the student life foundation, and the status of repairs to residence halls. WKU said the foundation has owned the property since 2000, one hall would be razed or demolished at the end of the academic year, and repairs to the other two were expected to be completed by fall 2027.
The committee also heard a Department of Fish and Wildlife Resources acquisition project for Mount River Farms in Wayne County and a Department of Corrections roof replacement project at Luther Luckett Correctional Complex, but no votes were taken until a quorum was later established. The Kentucky Infrastructure Authority then presented six loans and four grant reallocations, including loan increases for Adair County Water District and the City of Harlan, new loans for Litchfield, Louisa, Southeastern Water Association, and Flatwoods, and grant reallocations under the Cleaner Water Program. Members asked about Harlan’s 30-year term and special condition requiring a revenue increase; KIA explained the longer term is reserved for disadvantaged communities and that the condition was meant to reinforce standard debt coverage requirements, while depreciation is reviewed but not included in cash-flow calculations.
After a recess, Senator Thomas arrived and a quorum was reached. The committee approved the prior minutes and then took a consolidated vote on the action items, which passed. The final items included a Kentucky Economic Development Authority revenue bond refunding for CommonSpirit Health, several Kentucky Housing Corporation conduit and single-family bond issuances, a Western Kentucky University bond issuance, and SFCC debt issues. Members discussed the housing transactions, noting they are developer-financed and not subject to a traditional bidding process, and expressed concern about whether the process could produce more units for the same amount of money. The meeting adjourned after all information items were approved and the next meeting date was announced.
WA
Transcript Highlights:
- Eight community and home trust organizations.
- 41 home sales per year.
- And on those loans, we’re average in at 50%.
- As a bank, you can only loan out what you have. You give it a dollar, it can loan out 90 cents.
- As a bank, you can only loan out what you have. You give it a dollar, it can loan out 90 cents.
Bills:
SB5754
Keywords:
public bank, state bank, finance, banking regulations, economic development, state investment, 904, all
Summary:
The Senate Ways and Means Committee met on January 15 for two work sessions and a public hearing. The first work session featured the Joint Legislative Audit and Review Committee’s 2025 tax preference performance reviews, covering nine tax preferences. JLARC recommended legislative action on eight of the nine reviews. Topics included natural gas transportation fuel preferences, preferential B&O rates for travel agents and tour operators, a property tax exemption for nonprofit low-income housing developers, a property tax exemption for nonprofit multipurpose senior centers, a sales and use tax remittance for disabled veteran adapted housing, a trade convention attendance preference, a B&O exemption for wholesale sales of certain agricultural products, a hazardous substance tax exemption for pesticides stored for out-of-state shipment, and energy tax preferences for a silicon smelter. JLARC generally found that some preferences met their stated or inferred objectives while others did not, and recommended continuations, modifications, or expiration depending on the review. Committee members asked a few questions about industry consolidation in the travel sector and about the housing exemption’s performance measures and reporting issues.
The second work session was an overview of public banking, with a presentation from California public banking advocates and testimony from the Bank of North Dakota’s president. Speakers described public banks as government-owned financial institutions that could keep public deposits working in-state, support local lending, and finance infrastructure, housing, disaster recovery, and other public priorities. They cited the Bank of North Dakota as a model and discussed California’s municipal public banking efforts. Committee questions focused on how deposits could be leveraged, how public banks would manage liquidity and risk, and how public banking would interact with existing state investment and pension systems.
The committee then held a public hearing on Senate Bill 5754, which would create a Washington State public bank. Staff explained the bill’s activation process, governance structure, powers, and fiscal impacts, noting that startup costs and broader fiscal effects were largely indeterminate. Supporters included statewide elected officials, county and city officials, labor representatives, public banking advocates, and private citizens, who argued the bank could lower borrowing costs, keep public funds in Washington, expand financing for infrastructure and disaster resilience, and help address the state’s debt and capital needs. Opponents, including a community bankers representative and a county treasurer, argued the proposal posed risks to safety and liquidity, lacked a proven track record, and was unnecessary given existing state lending and investment programs. The hearing concluded without a vote, and the committee adjourned after public testimony.
AL
Transcript Highlights:
- While everybody else gets to carry their bills home, I just think that's fair.
- All 34 of us in here had something that we needed to take back home, and we did. Did.
- On page 37, House Bill Number 111 by Representative Shed and Willcox regarding the Home Builders' liens
- Bill number 111 by Representatives Shed and Willcox regarding the home builder license. Mr.
- I'm going down the home stretch; I'm going to have to do a lot of standing where I'm going.
Bills:
SCR 5, SCR 13, SB 3, SB 6, SB 10, SB 12, SB 13, SB 15, SB 17, SB 18, SB 19, SB 24, SB 35, SB 57, SB 65, SB 112, SB 284, SB 290, SB 388, SB 400, SB 402, SB 412, SB 495, SB 499, SB 502, SB 509, SB 621, SB 706, SB 740, SB 815, SB 842, SB 854, SB 875, SB 893, SB 917, SB 974, SB 1025, SB 1061, SB 1073, SB 1106, SB 1268, SB 1281, SB 1300, SB 1362, SB 1379, SB 1447, SB 1451, SB 1555, SB 1902, SJR 36, SJR 12, SCR 13, SCR 25, SCR 5, SCR 22, SCR 12, SCR 24, SB 495, SB 412, SB 10, SB 18, SB 565, SB 372, SB 842, SB 765, SB 62, SB 19, SB 666, SB 707, SB 888, SB 687, SB 706, SB 847, SB 290, SB 13, SB 1248, SB 740, SB 14, SB 1006, SB 504, SB 917, SB 925, SB 388, SB 1902, SB 1121, SB 995, SB 857, SB 305, SB 296, SB 284, SB 35, SB 6, SB 815, SB 3, SB 1281, SB 1379, SB 1300, SB 1497, SB 1499, SB 1498, SB 1451, SB 1061, SB 15, SB 65, SB 241, SB 304, SB 402, SB 499, SB 621, SB 974, SB 1023, SB 1024, SB 1025, SB 1106, SB 686, SB 112, SB 371, SB 204, SB 400, SB 609, SB 1447, SB 670, SB 502, SB 427, SB 850, SB 854, SB 413, SB 1555, SB 1362, SB 1346, SB 1033, SB 1220, SB 1073, SB 810, SB 987, SB 1539, SB 893, SB 447, SB 875, SB 406, SB 509, SB 985, SB 965, SB 17, SB 1119, SB 1505, SB 12, SB 24, SB 57, SB 1194, SB 1253, SB 1215, SB 1532, SB 1268, SB 1302, SB 856, SB 650, SB 583, SB 673, SB 840, SJR 57, SCR 8, SB 213, SB 681, SB 1172, SB 1252, SB 378, SB 610, SB 918, SB 1343, SB 608, SB 487, SB 955, SB 957, SB 988, SB 990, SB 1019, SB 1021, SB 1120, SB 251, SB 958, SB 535, SB 761, SB 1, SB 541, SB 315, SB 379, SB 1018, SB 1737, SB 266, SB 1415, SB 3, SB 6, SB 15, SB 35, SB 290, SB 706, SB 842, SB 917, SB 1281, SB 1451, SB 1902, SB 12, SB 13, SB 17, SB 19, SB 388, SR 261, SR 265, SR 276, SR 277, SR 281, SR 286, SR 293, SCR 5, SCR 13, SB 2425, SB 2880, SB 10, SB 12, SB 13, SB 17, SB 18, SB 19, SB 388, SB 412, SB 495, SB 2425, SB 2880
Keywords:
SCR 5, Senate Concurrent Resolution 5, Texas School for the Deaf, TSD, Robert Rives, gymnasium naming, building naming, honorary resolution, commemorative resolution, deaf education, hard of hearing, Gallaudet University, alumni hall of fame, football coach, school facility naming, education K-16, State Affairs, Texas Legislature, public school tribute, water rights
TX
Transcript Highlights:
- , residential homes.
- The average home in my area for a single resident home. The lot size is a quarter of an acre.
- In my early years, I had 80 homes put on 20 acres, nice homes. but just single family residents and at
- These remained our homes.
- Nobody's gonna live in those homes in my area.
Bills:
SCR5, SCR13, SB3, SB6, SB10, SB12, SB13, SB15, SB17, SB18, SB19, SB24, SB35, SB57, SB65, SB112, SB284, SB290, SB388, SB400, SB402, SB412, SB495, SB499, SB502, SB509, SB621, SB706, SB740, SB815, SB842, SB854, SB875, SB893, SB917, SB974, SB1025, SB1061, SB1073, SB1106, SB1268, SB1281, SB1300, SB1362, SB1379, SB1447, SB1451, SB1555, SB1902, SJR36, SJR12, SCR13, SCR25, SCR5, SCR22, SCR12, SCR24, SB495, SB412, SB10, SB18, SB565, SB372, SB842, SB765, SB62, SB19, SB666, SB707, SB888, SB687, SB706, SB847, SB290, SB13, SB1248, SB740, SB14, SB1006, SB504, SB917, SB925, SB388, SB1902, SB1121, SB995, SB857, SB305, SB296, SB284, SB35, SB6, SB815, SB3, SB1281, SB1379, SB1300, SB1497, SB1499, SB1498, SB1451, SB1061, SB15, SB65, SB241, SB304, SB402, SB499, SB621, SB974, SB1023, SB1024, SB1025, SB1106, SB686, SB112, SB371, SB204, SB400, SB609, SB1447, SB670, SB502, SB427, SB850, SB854, SB413, SB1555, SB1362, SB1346, SB1033, SB1220, SB1073, SB810, SB987, SB1539, SB893, SB447, SB875, SB406, SB509, SB985, SB965, SB17, SB1119, SB1505, SB12, SB24, SB57, SB1194, SB1253, SB1215, SB1532, SB1268, SB1302, SB856, SB650, SB583, SB673, SB840, SJR57, SCR8, SB213, SB681, SB1172, SB1252, SB378, SB610, SB918, SB1343, SB608, SB487, SB955, SB957, SB988, SB990, SB1019, SB1021, SB1120, SB251, SB958, SB535, SB761, SB1, SB541, SB315, SB379, SB1018, SB1737, SB266, SB1415, SB3, SB6, SB15, SB35, SB290, SB706, SB842, SB917, SB1281, SB1451, SB1902, SB12, SB13, SB17, SB19, SB388, SR261, SR265, SR276, SR277, SR281, SR286, SR293, SCR5, SCR13, SB2425, SB2880, SB10, SB12, SB13, SB17, SB18, SB19, SB388, SB412, SB495, SB2425, SB2880
Keywords:
SCR 5, Senate Concurrent Resolution 5, Texas School for the Deaf, TSD, Robert Rives, gymnasium naming, building naming, honorary resolution, commemorative resolution, deaf education, hard of hearing, Gallaudet University, alumni hall of fame, football coach, school facility naming, education K-16, State Affairs, Texas Legislature, public school tribute, water rights
FL
Transcript Highlights:
- General Hartsell was kind enough to loan this to us.
- We have our amazing state veterans nursing homes.
- This is the home state to the 45th and 47th President, and...
- and placed in out-of-home care.
- But this bill is the coming home bill.
Bills:
SCR5, SCR13, SB3, SB6, SB10, SB12, SB13, SB15, SB17, SB18, SB19, SB24, SB35, SB57, SB65, SB112, SB284, SB290, SB388, SB400, SB402, SB412, SB495, SB499, SB502, SB509, SB621, SB706, SB740, SB815, SB842, SB854, SB875, SB893, SB917, SB974, SB1025, SB1061, SB1073, SB1106, SB1268, SB1281, SB1300, SB1362, SB1379, SB1447, SB1451, SB1555, SB1902, SJR36, SJR12, SCR13, SCR25, SCR5, SCR22, SCR12, SCR24, SB495, SB412, SB10, SB18, SB565, SB372, SB842, SB765, SB62, SB19, SB666, SB707, SB888, SB687, SB706, SB847, SB290, SB13, SB1248, SB740, SB14, SB1006, SB504, SB917, SB925, SB388, SB1902, SB1121, SB995, SB857, SB305, SB296, SB284, SB35, SB6, SB815, SB3, SB1281, SB1379, SB1300, SB1497, SB1499, SB1498, SB1451, SB1061, SB15, SB65, SB241, SB304, SB402, SB499, SB621, SB974, SB1023, SB1024, SB1025, SB1106, SB686, SB112, SB371, SB204, SB400, SB609, SB1447, SB670, SB502, SB427, SB850, SB854, SB413, SB1555, SB1362, SB1346, SB1033, SB1220, SB1073, SB810, SB987, SB1539, SB893, SB447, SB875, SB406, SB509, SB985, SB965, SB17, SB1119, SB1505, SB12, SB24, SB57, SB1194, SB1253, SB1215, SB1532, SB1268, SB1302, SB856, SB650, SB583, SB673, SB840, SJR57, SCR8, SB213, SB681, SB1172, SB1252, SB378, SB610, SB918, SB1343, SB608, SB487, SB955, SB957, SB988, SB990, SB1019, SB1021, SB1120, SB251, SB958, SB535, SB761, SB1, SB541, SB315, SB379, SB1018, SB1737, SB266, SB1415, SB3, SB6, SB15, SB35, SB290, SB706, SB842, SB917, SB1281, SB1451, SB1902, SB12, SB13, SB17, SB19, SB388, SR261, SR265, SR276, SR277, SR281, SR286, SR293, SCR5, SCR13, SB2425, SB2880, SB10, SB12, SB13, SB17, SB18, SB19, SB388, SB412, SB495, SB2425, SB2880
Keywords:
SCR 5, Senate Concurrent Resolution 5, Texas School for the Deaf, TSD, Robert Rives, gymnasium naming, building naming, honorary resolution, commemorative resolution, deaf education, hard of hearing, Gallaudet University, alumni hall of fame, football coach, school facility naming, education K-16, State Affairs, Texas Legislature, public school tribute, water rights
MN
Minnesota 2025-2026 Regular Session
House Energy Finance and Policy Committee 2/24/26
Energy Finance and Policy
Transcript Highlights:
- We loan out money, we get it back, we loan it out again.
- the close of those loans.
- Once those neglo loans are those loans.
- </c> door once the loans are repaid. door once the loans are repaid.
- So, um, are you making loans to entities that can't get loans from any other?
Keywords:
virtual power plant, VPP, distributed energy resources, DER, demand response, load management, grid modernization, peak demand, peak shaving, battery storage, energy storage, solar photovoltaic, solar panels, electric vehicles, smart thermostats, heat pumps, aggregator, public utilities commission, PUC, rate recovery
WA
Washington 2025-2026 Regular Session
Senate Housing Jan 16th, 2026
Transcript Highlights:
- to invest or purchase mortgage loans with lenders and make loans or deposits with lenders, the commission
- Because the fund revolves, every dollar invested is reused as homes are sold and loans are repaid.
- ownership revolving loan fund.
- But if an investment went to build six homes in a group of townhomes, some portion of those homes would
- “Those would be stewarded and made sure that each home buyer and subsequent home buyer was low income
Summary:
The committee heard Senate Bill 6026, which would require cities and counties planning under the Growth Management Act with populations of 30,000 or more to allow residential uses in commercial and mixed-use zones and bar local governments from requiring ground-floor commercial or retail as a condition of housing approval, with exemptions for certain sensitive areas and a carve-out for transit-oriented development station areas. The prime sponsor, Senator Alvarado, and supporters from the governor’s office, Commerce, housing advocates, developers, and major employers argued the bill would unlock underused land, reduce costs, and help address the state’s housing shortage. Opponents and local government representatives from small towns, counties, and cities said the bill could harm commercial corridors, small businesses, tax base stability, and local planning flexibility, and asked for narrower exemptions or additional carve-outs. No vote was taken on SB 6026 during the hearing.
The committee then held executive action on Senate Bill 5937 and Senate Bill 5938. SB 5937, dealing with smart access systems and tenant privacy, was amended to clarify that keypad-only entry is not covered, require written privacy policies within five days of installation, and add operational purposes to allowable data collection; the committee adopted the amendment and advanced the bill with a due pass recommendation. SB 5938, which changes the foreclosure prevention fee and directs a Commerce study on a state homeowner assistance fund, was also amended to extend the study deadline and related expiration date; the committee adopted the amendment and moved the bill forward with a due pass recommendation.
The committee then heard Senate Bill 6018, which would expand and modernize the Washington State Housing Finance Commission’s authority, including allowing direct mortgage lending to borrowers, extending bond counsel selection cycles, removing advance notice requirements for bond issuance, and repealing an outdated housing finance plan/program. The sponsor and the commission said the bill would improve efficiency and create new financing tools for affordable housing, while banking groups said they supported the goal but wanted clearer limits to ensure the commission would not enter first-mortgage lending for homebuyers. The sponsor and commission said they would work on clarifying language.
Finally, the committee heard Senate Bill 6027 and Senate Bill 6028. SB 6027 would expand the use of local housing sales taxes and the Affordable Housing for All account to support operations, maintenance, rehabilitation, and preservation of existing affordable housing, update REET exemption timing, and align the definition of emergency housing with the Growth Management Act; local governments, housing providers, and advocates strongly supported the bill as a way to preserve existing housing amid rising costs and federal funding uncertainty. SB 6028 would create a revolving loan fund administered by the Housing Finance Commission to finance mixed-income affordable homeownership projects with long-term affordability covenants; the sponsor said it would help builders who have entitled sites but face high capital costs, and the hearing began with staff briefing and sponsor testimony, with questions from members starting as the transcript ended.
US
US Federal 2025-2026 Regular Session
Hearings to examine risk management, credit, and rural business views on the agricultural economy, focusing on views from the field. Mar 11th, 2025 at 01:30 pm
Agriculture, Nutrition, and Forestry Committee
Transcript Highlights:
- In addition to his work as a loan officer, Mr.
- Second, the FSA loan guarantee program allows lenders to make loans to farmers who may not qualify for
- That carries over when it's time to go get a loan.
- into direct loans.
- limits for USDA loan programs.
Keywords:
farm bill, rural economy, crop insurance, access to credit, young farmers, USDA funding freeze, agricultural policy, risk management
Summary:
The meeting of the agricultural committee focused on significant concerns regarding the current state of America's rural economy, highlighting the need for a strong five-year farm bill to address the challenges faced by farmers, particularly young and beginning farmers. Key testimony was given by multiple stakeholders including agricultural leaders and young farmers, emphasizing issues related to crop insurance, access to credit, and the adverse impact of recent USDA funding freezes. Various members discussed the necessity of risk management tools that farmers rely on to secure financing, which is crucial for sustaining agricultural operations and supporting rural communities. The importance of timely legislative action was underscored, as many farmers reported struggles in the current economic climate, raising urgency for reforms within the Farm Bill framework.
AL
Alabama 2026 Regular Session
Alabama House County and Municipal Government Committee Feb 4th, 2026
County and Municipal Government
Transcript Highlights:
- concerns, lines of credit, countless home construction loans, loans for a new transmission and a broken-down
- home construction loans, loans for a new transmission, and a broken-down truck—whatever you can think
- Our banks rely on these deposits to fund home loans, >> Thank<00:24:29.840><c> you,</c><00:24:30.080
- </c><00:27:27.840><c> loans,</c> Our public deposits fund home loans, emergency loans, small business
- loans, and commercial loans.
MN
Minnesota 2025-2026 Regular Session
House Housing Finance and Policy Committee 3/25/25
Housing Finance and Policy
Transcript Highlights:
- </c><00:36:51.800><c> or</c> that if we already have a pop loan or that if we already have a pop loan
- </c><01:08:04.000><c> buyer</c><01:08:04.359><c> to</c> home buyer the low income home buyer to home
- Including February, we've closed 700 loans to first-generation home buyers for $21 million.
- </c> purchase the home and build their home purchase the home and build their home equity<01:22:06.080
- Representative Johnson continued that homes appreciate in value as people go and pay down loans, and
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 23rd, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- Loans.
- We're looking at the same loan amount, so we want to make sure that our numbers are looking at loans.
- Just explain to the committee, too, that most of these loans are unsecured loans, typically.
- So our loans vary. A lot of them are unsecured loans. Them take collateral.
- With making any loan would be the same for a $300 loan as it would be for a $4,200 loan.
Bills:
HB886, HB1514, HB2434, HB2688, HB2802, HB3161, HB3221, HB4029, HB4339, HB4591, HB4774, HB4802, HB4853, HB5627, SB1737
Keywords:
retirement, supplemental payment, benefits, Employees Retirement System, eligible annuitants, legislation, annuity, service credit, Employees Retirement System of Texas, employee benefits, pension reform, public retirement systems, municipality pensions, firefighters, police officers, retirement age, DROP program, actuarial studies, pension benefits, municipal retirement
TX
Transcript Highlights:
- In the summer of 2024, while returning home from Colorado, the Mullins family was involved in a devastating
- that gap in the law left the family unaware of the risks they were taking by bringing him into their home
- Two sisters were walking home from Brenham Elementary and unfortunately got...
- So everyone go home... and hug your loved ones because we're here for this long, and however long this
Bills:
SB111, SB128, SB203, SB205, SB261, SB383, SB393, SB397, SB466, SB510, SB705, SB715, SB731, SB748, SB801, SB867, SB876, SB913, SB945, SB946, SB1013, SB1071, SB1086, SB1087, SB1181, SB1250, SB1285, SB1373, SB1400, SB1444, SB1483, SB1528, SB1553, SB1556, SB1581, SB1586, SB1608, SB1698, SB1730, SB1835, SB1858, SB1903, SB1946, SB1950, SB1986, SB2017, SB2043, SB2056, SB2058, SB2063, SB2082, SB2105, SB2133, SB2137, SB2177, SB2203, SB2260, SB2311, SB2334, SB2337, SB2340, SB2403, SB2417, SB2446, SB2452, SB2460, SB2519, SB2532, SB2565, SB2611, SB2619, SB2622, SB2633, SB2637, SB2655, SB2681, SB2688, SB2713, SB2717, SB2764, SB2781, SB2782, SB2790, SB2794, SB2797, SB2841, SB2847, SB2857, SB2878, SB2891, SB2943, SB2955, SB2959, SB2972, SB2995, SB3037, SB3047, SB3057, SB3059, HJR2, HJR99, HB26, HB29, HB136, HB166, HB206, HB353, HB451, HB517, HB1399, HB1672, HB2000, HB2198, HB2756, HB3204, HB3248, SJR3, SB5, SB72, SB509, SB616, SB963, SB985, SB1025, SB1080, SB1143, SB1172, SB1245, SB1267, SB1271, SB1273, SB1355, SB1422, SB1759, SB1786, SB2361, SB1, SB260, SB1506, SB1637, SCR48, SB375, SB410, SB672, SB777, SB1373, SB1454, SB1586, SB1704, SB1854, SB1856, SB2165, SB2203, SB2342, SB2367, SB2452, SB2501, SB2520, SB2521, SB2538, SB2539, SB2703, SB2835, SB2903, SB2926, SB2959, SB2965, SB3029, HB22, HB1392, HB3093, HB3096, HCR6, HCR12, HCR29, HCR50, HCR55, HCR56, HCR58, HCR70, HCR71, HCR74, HCR78, HCR80, HCR107, HCR116, HCR117, SJR36, SJR50, SJR63, SCR12, SCR39, SCR48, SB2023, SB62, SB666, SB847, SB284, SB854, SB1073, SB810, SB1505, SB583, SB507, SB1434, SB1772, SB2016, SB1163, SB1122, SB731, SB397, SB508, SB1436, SB287, SB261, SB1882, SB393, SB1791, SB209, SB2429, SB511, SB2309, SB510, SB1085, SB1975, SB2717, SB1262, SB636, SB2056, SB884, SB1200, SB1845, SB2458, SB801, SB3014, SB3013, SB758, SB2797, SB2076, SB2876, SB1640, SB2538, SB1449, SB1181, SB1359, SB410, SB1234, SB2926, SB2972, SB2841, SB1856, SB1528, SB1373, SB672, SB2891, SB1854, SB317, SB2539, SB2532, SB1250, SB2082, SB2203, SB1285, SB1454, SB2520, SB1237, SB1586, SB2819, SB629, SB2342, SB2903, SB3029, SB375, SB777, SB2367, SB2703, SB2608, SB2965, SB2521, SB2165, SB2501, SB2452, SB2835, SB1602, SB1704, SB1723, SB1858, SB1946, SB2009, SB2177, SB2460, SB2785, SB867, SB1608, SB640, SB1698, SB705, SB748, SB2680, SB2994, SB2747, SB1950, SB913, SB1071, SB1086, SB1087, SB1483, SB1444, SB1553, SB1556, SB1703, SB2133, SB2297, SB2298, SB2622, SB2955, SB3059, SB2637, SB2334, SB1861, SB2043, SB1367, SB2857, SB128, SB3058, SB2044, SB2363, SB2311, SB1986, SB2565, SB2943, SB1888, SB2417, SB3048, SB3052, SB3053, SB3036, SB3057, SB3056, SB3043, SB3037, SB3050, SB3063, SB3047, SB3035, SB2446, SB466, SB2611, SB2794, SB2105, SB2017, SB1790, SB1778, SB1730, SB2995, SB2847, SB205, SB2619, SB1903, SB203, SB3061, SB1581, SB2600, SB2799, SB2790, SB2688, SB2515, SB1230, SB876, SB2522, SB2639, SB2137, SB2519, SB2403, SB2459, SB3051, SB2655, SB2251, SB2764, SB2878, SB1884, SB111, SB582, SB2617, SB1835, SB2751, SB2959, SB2063, SB1400, SB2058, SB2260, SB2928, SB1310, HJR99, HJR2, HJR1, HB1109, HB1392, HB22, HB3093, HB517, HB1130, HB1689, HB2018, HB2884, HB1393, HB2730, HB1399, HB1244, HB467, HB331, HB2559, HB26, HB166, HB353, HB2000, HB2756, HB3248, HB3513, HB3204, HB3135, HB3012, HB2763, HB2523, HB2457, HB2415, HB2198, HB2143, HB1708, HB1672, HB767, HB1327, HB2723, HB451, HB140, HB109, HB3096, HB206, HB1238, HB1089, HB2890, HB9, HB2081, HB4215, HB2970, HCR6, HCR12, HCR29, HCR50, HCR55, HCR56, HCR58, HCR70, HCR71, HCR74, HCR78, HCR80, HCR107, HCR116, HCR117, SB2566, SB2344, SB1897, SB1749, SB1361, SB2549, SB2553, HB37, HB1899, HB3809, HB334, HB554, HB1593, HB2607, HB3526, HB3810, HB5092, HB388, HB2809, HB1151, HB913
Keywords:
special education, school districts, legal fees, reporting requirements, transparency, hospital reporting, child abuse, neglect, administrative penalty, medical ethics, child protection, student privacy, numerical class rank, education policy, academic programs, high school, fetal development, health curriculum, public schools, middle school health education
NM
New Mexico 2026 Regular Session
Senate - Tax, Business and Transportation Feb 14th, 2026
Transcript Highlights:
- Okay, so it would be a 0% interest loan. Are these loans silent, or are they forgivable?
- Okay, so it would be a 0% interest loan. Are these loans silent, or are they forgivable?
- So I'm a first-time home buyer. So I'm going to get an interest-free loan for this $75,000.
- So my home was bought with a VA loan, nothing down.
- is missing in the market, while also ensuring that those loans help to make that new home affordable
Summary:
The committee first heard SB 283, a workforce housing bill that would let local governments designate housing shortage areas and use metropolitan redevelopment tools, including property tax stabilization, to encourage construction and preservation of “missing middle” housing. Supporters said it would preserve local control, increase supply, and help teachers, nurses, first responders, and young workers afford housing. Opponents raised concerns about gentrification, redevelopment in neighborhoods, and whether the affordability requirements were strong enough. After questions about local designation, affordability percentages, and the 14-year term, the committee passed the Senate Tax, Business and Transportation Committee substitute for SB 283 on an 8-0 vote.
The committee then considered HB 103, which would keep the residential property tax cap in place when zoning changes occur, so long as the property’s use remains residential. Supporters argued the bill would protect homeowners from tax spikes caused by rezoning and preserve stability for seniors and families. Committee discussion focused on how zoning changes affect valuation, what counts as an upzone, and how assessors currently apply the law. The bill passed on a 6-1 vote.
HB 200, a starter-home incentive bill, was heard next. The bill would provide zero-interest loans through the Mortgage Finance Authority to reduce the cost of newly built starter homes, with higher subsidy amounts in Santa Fe, Taos, and Los Alamos. Supporters said it would help young families, retirees, and first-time buyers and encourage construction of smaller homes. Several senators questioned whether the subsidy would simply raise prices, whether the loan structure was the best tool, and whether the program would work equally well across the state. The committee vote ended in a tie, so the bill was held and placed at the top of the next agenda.
The committee also passed HB 154 and HB 285 by unanimous votes. HB 154 was approved 6-1 after little discussion. HB 285, a veterans property tax cleanup bill, clarifies how exemptions apply when more than one veteran in a household has a disability rating; it passed 7-0. HB 165, which expands the C-PACE program to include certain economic development projects working through industrial revenue bond arrangements, also passed 8-0 after sponsors said the change was an oversight fix. After HB 165, the committee lost quorum and recessed, with remaining items bumped to the next meeting.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, January 20, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- THE SBA HAS LONG SERVED THIS NEED THROUGH ITS LOAN GUARANTEE As part of the program, loans are guaranteed
- loans pose no greater risk than regular 504 loans.
- RATES FOR SPECIAL PURPOSE AND STANDARD LOANS ARE SIMILAR, DEMONSTRATING THAT THESE LOANS POSE NO GREATER
- RISK THAN REGULAR 504 LOANS.
- loan programs.