Video & Transcript Research : 'appraiser'
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TX
Transcript Highlights:
- School districts control board seats on appraisal districts.
- the board of an appraisal district, controls the appraisal district, the school district gets, you know
- So wait, so you're saying that each school district gets one person on the appraisal?
- The representatives of the school board on the CAD appraisal board are, in fact, the control...
- Regardless what happens to appraised values they have this authority every year.
FL
Transcript Highlights:
- Senator, so the property appraiser would be involved in making that determination.
- Actually, our property appraiser came through and had to reassess all of the properties.
- Is that the language that the property appraisers will be sending notice with?
- And my understanding is they're getting it from their property appraisers' office.
- But in other circumstances, we're going to link to the property appraiser site.
Summary:
The Committee on Appropriations took up SJR 2-F, the proposed constitutional amendment on property tax relief, which would reduce assessment growth on non-homestead property, expand homestead exemptions, create a new exemption for new homesteaders, and direct counties, cities, and school districts to use property tax revenues for specified core services. Senator Avila presented the measure as the governor’s plan to provide historic relief and argued that local governments should tighten budgets and prioritize core functions. Senators raised concerns about the lack of fiscal scoring, the breadth and ambiguity of the permitted uses, the effect on special districts and local services, and whether the proposal would shift costs to fees or other taxes. The committee adopted several amendments, including Avila’s amendment clarifying that ad valorem revenues could be used for county and municipal operations and administration and other expenditures not prohibited by law, and Trumbull’s amendment removing school board ad valorem taxes from the proposal. Other amendments failed, including proposals to allow user fees and non-ad valorem assessments, add a sunset, redirect tourism development taxes, narrow the small-business provision, and change the ballot title to reference local service reductions. Grall’s amendment removing the constitutional trust fund requirement was adopted, while the committee also rejected Berman’s title-change amendment and Smith’s sunset and tourism-tax amendments. The committee then returned to the bill as amended for questions, including extended debate over whether the proposal would affect noncitizen residents, the impact on local government finances, and whether local governments would respond with higher fees or special assessments. The meeting ended with the bill still under discussion after the final round of questions, with Avila saying he would continue working with the governor’s office on the language before the next vote.
TX
Transcript Highlights:
- The committee substitute to Senate Bill 1920 stipulates that the chief appraiser of an appraisal district
- The appraiser knows or should know, based on a reasonable inspection of the property, that the property
- Members, this language allows the chief appraiser to grant a tax exemption for land used for human burial
- The appraiser knows or should know, based on a reasonable inspection of the property, that the property
Summary:
The Senate Committee on Local Government met to consider a series of bills, many of them with committee substitutes. The committee adopted substitutes and advanced Senate Bills 1177, 1579, 1920, 2068, 3034, and 844, generally reporting them to the full Senate with recommendations that the original bills not pass but the substitutes do pass and be printed. Several of these measures were also recommended for the local and uncontested calendar. The discussion included SB 1579 on appointment of a receiver and sale or acquisition of certain abandoned, unoccupied, and undeveloped parcels; SB 1920 on property tax exemptions for cemeteries when no application is filed; and SB 3034 relating to the Doug Pickock Aggie Expressway, with a substitute aligning the bill with current transportation statutes.
The committee also advanced SB 434 and SB 1214 without controversy, both receiving unanimous committee approval. SB 1951, relating to penalties for filing red ditches, passed on a 4-1 vote, with Senator Cook voting no. SB 2183 and SB 2046 also passed on 4-1 votes. SB 2068, after adoption of a committee substitute, was reported unanimously. Members briefly discussed the practical issues behind the cemetery tax exemption bill and the need for a process when property owners are not identifiable.
At the end of the meeting, the chair noted that the committee might vote on additional bills after session depending on attendance. With no further business, the committee recessed subject to the call of the chair.
MO
Missouri 2026 Regular Session
Special Committee on Property Tax Reform Jan 13th, 2026 at 12:00 pm
Special Committee on Property Tax Reform
Transcript Highlights:
- The question I do have, and that has to do with having the appraisal done by a licensed Missouri appraiser
- , I would like to see that say an appraiser licensed or certified by the Missouri Real Estate Appraisers
- And so somebody just didn't come in and say, I'm a licensed appraiser. Here's this appraisal.
- Appraisal is an art.
- My appraiser, your appraiser, they disagree sometimes, and that's where the State Tax Commission and
TX
Texas 89th 2nd C.S.
Licensing & Administrative Procedures Apr 8th, 2025
Licensing & Administrative Procedures
Transcript Highlights:
- and appraisal management companies while supporting the growth of the appraisal workforce.
- We're struggling to find enough appraisers, especially in rural Texas.
- This bill creates a stipend program administered by the Texas Appraisal, Appraiser Licensing and certification
- Uh, the program provides financial assistance to aspiring appraisers and certified supervisory appraisers
- I represent, uh, FAC, which is the Foundation Appraisers Coalition of Texas.
TX
Transcript Highlights:
- process and preventing appraisal districts from using legal maneuvers.
- Senate Bill 472 relates to the right of the chief appraiser of the appraisal district or the appraisal
- review board of the appraisal.
- Senate Bill 472 relates to the right of the chief appraiser of an appraisal district, the appraisal district
- , or the appraisal review board of the appraisal district.
Bills:
SJR12, SJR37, SB7, SB8, SB16, SB27, SB108, SB125, SB207, SB251, SB318, SB371, SB379, SB396, SB406, SB472, SB503, SB533, SB578, SB599, SB608, SB617, SB621, SB689, SB707, SB763, SB836, SB854, SB856, SB857, SB875, SB878, SB906, SB922, SB942, SB965, SB985, SB988, SB1021, SB1059, SB1084, SB1098, SB1185, SB1188, SB1202, SB1207, SB1307, SB1321, SB1330, SB1366, SB1388, SB1396, SB1453, SB1484, SB1497, SB1498, SB1535, SB1563, SB1596, SB1610, SB1619, SB1737, SB1738, SB1741, SB1816, SB1822, SB1841, SB1939, SB2188, SJR36, SJR12, SJR37, SJR81, SJR50, SCR22, SCR12, SCR39, SB875, SB318, SB707, SB765, SB62, SB666, SB888, SB687, SB847, SB1248, SB504, SB857, SB305, SB296, SB284, SB1497, SB1498, SB241, SB304, SB621, SB1023, SB371, SB204, SB609, SB670, SB850, SB854, SB413, SB1346, SB1033, SB1220, SB1073, SB810, SB1539, SB447, SB406, SB985, SB965, SB1119, SB1505, SB1215, SB1302, SB856, SB583, SB673, SB681, SB1172, SB608, SB955, SB957, SB1021, SB1120, SB251, SB541, SB1737, SB266, SB1415, SB125, SB599, SB1330, SB53, SB1352, SB785, SB472, SB1450, SB1502, SB1566, SB414, SB1062, SB578, SB711, SB746, SB942, SB1404, SB1448, SB1738, SB108, SB8, SB507, SB533, SB689, SB1026, SB1349, SB1355, SB1433, SB1434, SB1596, SB1403, SB763, SB667, SB1059, SB617, SB1567, SB503, SB16, SB310, SB311, SB396, SB505, SB1209, SB1210, SB1470, SB264, SB1029, SB1185, SB1358, SB1364, SB1569, SB1376, SB1228, SB519, SB878, SB1350, SB462, SB1535, SB827, SB1585, SB207, SB1207, SB1619, SB1396, SB920, SB1484, SB1273, SB1741, SB7, SB927, SB1227, SB1229, SB1353, SB1366, SB1464, SB1709, SB1729, SB1733, SB1744, SB1772, SB1816, SB1841, SB2188, SB1147, SB879, SB1008, SB1536, SB2016, SB1453, SB1173, SB1163, SB996, SB27, SB568, SB1370, SB1321, SB1101, SB906, SB860, SB1563, SB993, SB693, SB1610, SB1537, SB836, SB1332, SB1307, SB963, SB493, SB922, SB984, SB1084, SB619, SB1098, SB1122, SB455, SB522, SB1057, SB1239, SB1254, SB1255, SB1259, SB1341, SB1664, SB1877, SB464, SB1277, SB32, SB732, SB660, SB731, SB921, SB268, SB1822, SB1188, SB1939, SB1589, SB397, SB1388, SB2230, SB1058, SB1036, SB1267, SB2112, SB1930, SB532, SB1035, SB2155, SB508, SB29, SB292, SB291, SB901, SB1333, SB1436, SB1494, SB964, SB779, SB1378, SB2312, SB1719, SB1386, SB287, SB2143, SB1245, SB261, SB1247, SB1948, SB2406, SB2407, SB1882, SB1197, SB1814, SB618, SB38
Keywords:
parental rights, education, constitutional amendment, school choice, child education, voter ID, citizenship, election integrity, voting rights, water infrastructure, financial assistance, Texas Water Development Board, water supply, environmental sustainability, immigration enforcement, ICE agreements, sheriff grants, law enforcement, county jail, federal immigration law
FL
Transcript Highlights:
- By statute, we actually require buildings to get an appraisal every 36 months under 718, right?
- So most of the carriers are requiring updated appraisal every 36 months. And we know based on.
- Requiring updated appraisal every 36 months.
- Citizens came out, did their appraisal on it for the claims, came back, and said it was...
- Citizens came out, did their appraisal on it for the claims, came back and said it was worth $1.1 million
Summary:
The Committee on Regulated Industries met for a panel discussion on current issues affecting Florida condominiums. DBPR Secretary Melanie Griffin highlighted the department’s expanded condo education, complaint, and ombudsman services under HB 1021, including new online resources, board member certification, increased outreach, and broader complaint jurisdiction. She said the division has filled most of its new positions and that the new condo website is intended to improve transparency and access to records and information.
Other panelists focused on insurance, inspections, and market impacts. Insurance agent Mike Clarkson said the condo insurance market remains difficult, especially for older buildings, and raised concerns about roof replacement demands, Citizens’ depopulation practices, and the mismatch between reserve studies and insurer timelines. Building officials representative Ron Laceca described challenges with phase one and phase two inspections, including incomplete databases, limited contractor capacity, and the need for local flexibility and better recordkeeping. University of Florida researcher Bill Hughes said his data show the condo market has not suffered a major overall decline from the new laws; he argued the rules have made costs more transparent and may strengthen the market over time.
Community association manager Jamie Ballard said the biggest pressures on associations are rising insurance costs and early roof replacement requirements, and she supported board certification while opposing the continuing education exemption for long-tenured CAMs. In committee discussion, members pressed witnesses on whether recent condo laws caused insurance and roof-cost problems, and witnesses generally said those issues are driven more by the market than by the legislation. Senators also discussed possible reforms, including better data collection, clearer reporting duties for managers, and possible changes to insurance and reserve practices. No votes were taken, and the meeting ended with adjournment.
TX
Transcript Highlights:
- County Commissioners with the authority to grant exemptions from ad valorem taxation. ...on the appraised
- Some of these organizations have had their exemptions revoked or challenged by an appraisal district,
- 2525. helps remedy the statutory ambiguity that has recently jeopardized the exemption as county appraisal
- That represents 8% of our total operating budget, and that's just going to go up in the future as appraisal
- However, as you've heard, various appraisal districts across the state are now challenging, denying,
Keywords:
taxing unit, bond database, local government, transparency, civil penalty, education reform, funding allocation, school infrastructure, teacher recruitment, student achievement, tax exemption, water conservation, graywater systems, rainwater harvesting, ad valorem taxation, county commissioners, HB 1587, Texas sales tax holiday, back-to-school tax holiday, clothing tax exemption
TX
Transcript Highlights:
- With the change in the appraisal boards, what we discovered in Tarrant County that was happening was.
- There was a current law that prohibits appraisal districts from having the compensation linked to an
- increase in total. market or appraised value and taxable value for local property.
- Contracts of chief appraisers have incentives in their contracts that encourage them to have appraisal
- Yeah, we sent out the previous contract with the changes in the way we handle appraisal.
Bills:
SB250, SB375, SB536, SB845, SB1633, SB1944, SB1957, SB2081, SB2137, SB2262, SB2299, SB2419, SB2452, SB2522, SB2549, SB2594, SB2605, SB2631, SB2639, SB2675, SB3029, SJR60, HB22, HB1392, HB2525, HB22
Keywords:
municipal annexation, railroad, adjacent areas, local government, property rights, healthcare provider, Harris County Hospital District, hospital funding, healthcare services, public health program, home loans, nurses, veterans, public servants, Texas Heroes program, low-interest loans, social workers, housing assistance, SB 1633, Texas Tax Code
TX
Transcript Highlights:
- This is an issue we talked about with the change in the appraisal board.
- , what we discovered in Tarrant County that was happening was, there was a current law prohibits appraisal
- districts from having the compensation linked to an increase in total market or appraised value and
- Certain contracts of chief appraisers have incentives in their contracts that encourage them to have
- an appraisal values come within a certain percentage.
Bills:
SB 250, SB 375, SB 536, SB 845, SB 1633, SB 1944, SB 1957, SB 2081, SB 2137, SB 2262, SB 2299, SB 2419, SB 2452, SB 2522, SB 2549, SB 2594, SB 2605, SB 2631, SB 2639, SB 2675, SB 3029, SJR 60, HB 22, HB 1392, HB 2525
Keywords:
municipal annexation, railroad, adjacent areas, local government, property rights, healthcare provider, Harris County Hospital District, hospital funding, healthcare services, public health program, home loans, nurses, veterans, public servants, Texas Heroes program, low-interest loans, social workers, housing assistance, SB 1633, Texas Tax Code
TX
Transcript Highlights:
- The appraisal district owns that information. We're simply recipients.
- district in It has to be changed by the appraisal district.
- And that's a detriment to our tax appraisal, property tax folks.
- at the appraisal review board through the appraisal review board process, you file a protest, and you're
- We had an appraisal review board protest.
Bills:
HB19, HB30, HB851, HB1663, HB1681, HB1769, HB1937, HB1979, HB2428, HB2433, HB2825, HB3159, HB3424, HB3486, HB3487, HB3504, HB3605, HB3879, HB3994, HB4382, HB4752, HB5444, HB5446, HB5447, HB3199, HB4847, HB19
Keywords:
local government debt, property tax, ad valorem tax, bond election, certificate of obligation, anticipation note, school district tax rate, voter-approval rate, debt service cap, municipal finance, county bonds, flood control district, hospital district, public works, tax transparency, property tax notice, November uniform election date, general obligation bonds, local debt reform, taxpayer notice
ND
North Dakota 2025-2026 Regular Session
House Floor Session Apr 9th, 2025 at 01:00 pm
North Dakota House Floor Meeting
Transcript Highlights:
- The Senate proposed amendments to House Bill 1354, a bill relating to evaluations conducted by appraisers
- In subsection 3, it is clarified that appraisal and evaluations are distinctly different from each other
- permit requirements and the standards for professional appraisal practice.
- House Bill 1354 is a bill related to duties performed by appraisers and offers a distinction between
- evaluations and appraisals.
Summary:
The House convened with prayer, the Pledge of Allegiance, and a quorum present, then approved journal corrections and recognized visiting students from Underwood School. The chamber also handled several conference committee appointments after failing to concur with Senate amendments on House bills 1022, 1049, 1229, and 1029, and after the Senate failed to concur on House amendments to Senate bills 2010 and 2113. The House then concurred in or passed a series of amended measures, including House Bills 1481 (dental insurance loss ratio and reporting), 1511 (physician guidance on abortion law, with an emergency clause), 1562 (mandated reporter training), 1197 (correctional facilities study), 1095 (child protective services liaison work group), 1317 (barber licensing board changes), 1549 (corrections facility grants and reentry-related provisions), 1354 (appraiser evaluations), 1374 (open meeting exemption for township supervisors during on-site inspections), 1355 (abbreviated notice for administrative rulemaking), 1025 (advanced nuclear energy study), 1470 (Game and Fish fee changes), 1592 (Lignite Research Council updates), and 1375 (alcohol service/photo ID provisions). Final passage votes were recorded on each bill, with most passing comfortably and some drawing notable opposition, especially HB 1470 and HB 1549.
The House spent substantial time on Senate Bill 2011, the Highway Patrol appropriation. Members discussed shifting one-time funding from the general fund to the Electronic Motor Carrier Permit Fund, including body armor, preliminary breath tests, an emergency vehicle course, resurfacing, fleet costs, and handgun/taser replacement, while also noting a federal grant and no new FTEs. Questions focused on salary-line increases and the new-and-vacant FTE pool, with Appropriations explaining that those dollars had been moved back into agency budgets from OMB. The bill passed 84-6. The House also passed Senate Bill 2013, the Commissioner of University and School Lands appropriation, after discussion of Trust Lands operations, unclaimed property staffing, and distributions from the Common Schools Trust Fund; one member was excused for a conflict, and the bill passed 67-22. Senate Bill 2023, the Racing Commission appropriation, passed 65-25 after a brief explanation of the agency’s responsibilities and funding.
A major policy debate centered on Senate Bill 2385, which revises mobile home park regulation. Supporters said it creates receivership procedures if a license is revoked, requires clearer tenant notices, limits certain fees, and strengthens protections against eviction and utility overcharges. Two members were excused from voting due to conflicts tied to mobile home park ownership, and the bill passed 84-4. Another extended debate occurred on Senate Bill 2159, which allows the State Energy Research Center to study nuclear-related projects with approval from the Industrial Commission and consultation with the radioactive waste advisory council. Supporters said it is meant to help study advanced nuclear energy while preserving existing prohibitions on high-level radioactive waste storage; opponents raised concerns that the language could weaken prior protections and open the door to waste-related research or storage. The transcript ends during that debate, before a final vote on SB 2159 is shown.
TX
Transcript Highlights:
- because, you know, your normal home buyer is likely going to have a mortgage, and so the house has to appraise
- wanted to focus for a moment on the Texas Real Estate Commission's relationship with the Texas Tax Appraisal
- Of course, the Texas appraisal system, despite all of the hard knocks it gets, my understanding is that
- to the real estate market, just like a good banking industry is important to all business, a good appraisal
- for their homeowner's insurance before they move forward and obligate themselves to inspections, appraisal
Summary:
The Senate Committee on Nominations held its final nomination hearing of the session and considered three nominees: J.B. Goodwin for the Texas Real Estate Commission, Courtney Yaltman for the Public Utility Commission of Texas, and Thomas Gleason as PUC chairman. Goodwin described his long career in real estate and charitable work, and senators questioned him extensively about the Real Estate Commission’s self-directed, semi-independent status, housing affordability, institutional homebuyers, property insurance costs, disclosure issues, and the Burnett v. National Association of Realtors case. Yaltman and Gleason were questioned about PUC oversight of ERCOT, post-Winter Storm Uri reforms, utility resilience and vegetation management after Hurricane Beryl, water and telecommunications oversight, staffing and transparency, and rising infrastructure and utility costs.
Much of the discussion focused on housing and utility affordability, with several senators urging the nominees to keep consumer protection and public trust at the forefront. Goodwin said housing affordability and large-scale investment purchases were not within the Real Estate Commission’s direct purview, though he supported further study. Yaltman and Gleason said the PUC had increased oversight of ERCOT, improved communication and accountability with utilities, and was working on resiliency plans, rate-setting issues, and infrastructure planning while trying to avoid overburdening ratepayers.
The committee first voted to favorably report nominees left pending from the May 5 agenda by a 6-0 roll call vote. After public testimony was opened and closed, the committee then voted on the nominees heard that day and favorably recommended all three to the full Senate for confirmation by a 7-0 vote. The committee then recessed subject to the call of the chair.
MS
Mississippi 2026 Regular Session
Universities and Colleges - Room 216, 3 March, 2026; 11:00 AM
Universities and Colleges
Transcript Highlights:
- It would still hold the same requirements as far as, uh, uh, getting two appraisals, and it would still
- several years of development process, seems like the guardrails are on there that you have to do two appraisals
- 43.360>
would <00:03:43.519>still <00:03:43.680>have <00:03:43.840>to appraisals - , and it would still have to appraisals, and it would still have to be<00:03:44.080>
approved. - and sell it out at do two appraisals and sell it out at market<00:05:25.199>
value <00:05:25.440
Summary:
The committee first considered a strike-all related to the Mississippi Upskill Grant Program and a K-12 bridge bill tied to CTE and special purpose schools. Members discussed the alignment of workforce and career-technical education from pre-K through higher education. Senator Hopson moved to add a reverse repealer, which was adopted, and the strike-all was then passed as amended and forwarded to appropriations.
The committee then took up Senate Bill 1488, which would authorize the University of Southern Mississippi to sell or enter into a long-term lease for university property in Hattiesburg. Senator Johnson explained that the roughly 600-acre tract, gifted in the 1920s and formerly used as a golf course, has a master plan for redevelopment; the bill would streamline the sale process while preserving requirements such as two appraisals and IHL approval. After questions about the acreage and safeguards, the bill was passed as amended and sent to appropriations.
Members also approved a strike-all addressing financial literacy requirements for colleges and universities, including added content on mortgages and real estate, and then passed House Bill 1495, a companion to Senate Bill 2238, allowing Mississippi State University and the Oktibbeha County school district to co-mingle funds by mutual agreement for their partnership school/high school project. Finally, House Bill 1582 on community college energy performance contracts was discussed at length; the chair said it needed further vetting by the public property committee, so the committee added a reverse repealer and passed the bill as amended. The meeting ended with a rise and report.
FL
Florida 2025 Regular Session
Regulated Industries Feb 11th, 2025
Transcript Highlights:
- BY STATUTE, WE REQUIRE BUILDINGS TO GET AN APPRAISAL.
- HOW LONG DO YOU SEE THOSE APPRAISALS ARE BEING USED BY YOUR CARRIERS WHEN YOU ARE PLACING POLICIES?
- MOST OF THE CARRIERS ARE REQUIRING THE APPRAISAL EVERY 36 MONTHS.
- WE ARE TALKING ABOUT APPRAISED VALUES THAT ARE 40, 50, $800 MILLION. >> NO WAY.
- HAVING TO INSURE TO 85% OF APPRAISED VALUE. >> IT DOES ALLOW THEM TO INSURE BASED ON THAT.
AL
Transcript Highlights:
- Real estate appraisers right now, when they do work, they make the appraisal of properties for loans
- So it's a maximum of 5 years from the date of the appraisal or 3 years from the date of discovery.
- Real estate appraisers right now uh way.
- of properties for loans and appraisal of properties for loans and purchases<00:17:30.799>
and - <00:18:18.080>
or years from the date of the appraisal or years from the date of the appraisal
TX
Texas 89th Regular
Senate of the 89th Legislature Apr 1st, 2025 at 11:00 am
Transcript Highlights:
- process and preventing appraisal districts from and using legal maneuvers to intimidate taxpayers.
- of the appraisal district the appraisal district or the appraisal review board of the appraisal district
- to bring certain claims in an appeal of an order of the Appraisal Review Board.
- of an appraisal district, the appraisal district or the appraisal review board of the appraisal district
- We've kind of stuck with that some of the license to carry a concealed weapon, an appraisal district
Summary:
The recent Senate meeting primarily covered two resolutions, HCR65 and HCR19, both of which were passed unanimously with little to no opposition. HCR65 was introduced in memory of Tracy Lee Vincent of Longview, while HCR19 was presented to honor the late Terrell Lynn Roberts of Angleton. The meeting included brief addresses from several senators, who shared personal reflections on the impacts of the individuals being honored and expressed gratitude for their contributions to the community. This collaborative atmosphere showcased the members' capacity for camaraderie and respect, emphasizing the importance of human connection in legislative proceedings.
MN
Minnesota 2025-2026 Regular Session
Task Force on Homeowners and Commercial Property Insurance 12/16/25
Minnesota House Floor Meeting
Transcript Highlights:
- Anything that isn't fire is one year, and anything that isn't hail isn't subject to appraisal.
- They're not allowing those to go to appraisal.
- >
process <01:19:44.239>is you know, that appraisal process is you know, that appraisal - subject to appraisal. Um he he's right. subject to appraisal. Um he he's right.
- <01:20:45.520>
um allowing those to go to appraisal. um allowing those to go to appraisal.
Summary:
The task force approved the minutes from the previous meeting and then reviewed the structure and statutory requirements for its final report. Staff explained that the report must go to the commissioners of commerce, housing finance, and economic development, as well as relevant legislative leaders, and must include a summary of task force activities, adopted findings and recommendations, tort reform recommendations to reduce insurance costs, any draft legislation, and other necessary information. A draft report, likely excluding recommendations and draft legislation, is expected to be circulated before the first January meeting.
Most of the meeting focused on the Fair Plan and whether it could be expanded to help homeowners associations, affordable housing, and common interest communities that are struggling to obtain coverage. Supporters said these groups are facing availability problems and often end up in the surplus lines market, which lacks the consumer protections of the admitted market. They argued the Fair Plan could serve as a third-market option with stronger protections and better access, especially for properties that are having difficulty getting quotes.
Several members and witnesses raised concerns that the Fair Plan was never intended to be a broad affordability solution and warned against using it to artificially lower prices below risk-based levels. They said doing so could shift losses onto other policyholders through assessments and potentially weaken the broader insurance market. The Fair Plan administrator explained that any expansion would require substantial research, staffing, actuarial and underwriting expertise, reinsurance planning, IT changes, and likely assessments or other capitalization decisions, and that the plan would need to focus on a limited subset of properties rather than the entire market. No votes were taken on policy recommendations, and the discussion ended with agreement that more information and scoping work are needed before any formal recommendation is made.
NH
New Hampshire 2025 Regular Session
House Judiciary (03/10/2025)
Transcript Highlights:
- would be that the lack of the appraiser is maybe worse than the lack of the clerk.
- an appraiser that an appraisal that was already came from a town or whatever, then they don't need it
- an appraiser that an appraisal that was already came from a town or whatever, then they don't need it
- an appraiser that an appraisal that was already came from a town or whatever, then they don't need it
- The next item is... ...to use an appraiser that an appraisal that was already came from a town or whatever
Summary:
The committee first took up House Bill 313 and, on motion by Representative Perez, voted to retain the bill because members felt it needed further work and was not ready for final action. The motion passed 18-0, and no further action was taken on the bill. House Bill 391, an anti-SLAPP measure, was then discussed; supporters said it addressed a real problem and should move forward, while opponents raised concerns that it was too broad, could affect criminal cases, and might create procedural complications. The committee voted 18-0 to retain HB 391 as well, and it was placed on consent.
The committee next considered House Bill 462, establishing a cause of action for unwarranted video imaging of residential properties. Representative McFarland moved OTP, saying the bill raised First Amendment and property-rights concerns. The motion passed 18-0, and the bill was also placed on consent. The committee then turned to House Bill 509, which would require reporting on forfeitures. Supporters argued the information was useful for future legislation, while opponents said the reporting would be costly, duplicative, and potentially split data across fiscal years. The committee voted 11-7 to recommend OTP, with a minority of members opposed.
House Bill 520, authorizing Department of Education hearing officers to issue subpoenas, drew the most extended debate. Supporters argued DOE needed the same tools other agencies have, while opponents said DOE already had access to needed information, the Attorney General could handle subpoenas, and the bill would create an unbalanced process and raise due process and student-record concerns. Representative Tur offered Amendment 0842H to shift subpoena power from DOE hearing officers to the Attorney General; after debate, the amendment failed 10-8. The transcript cuts off as the committee begins the roll call on the underlying bill after rejecting the amendment.
WA
Washington 2025-2026 Regular Session
Senate Business, Financial Services & Trade Dec 4th, 2025
Transcript Highlights:
- So initial home values are established by an appraisal using an appraisal process identical to those
- We would use an independent third-party appraisal, contracted through usually an appraisal management
- Or the other is you would do another valuation to establish it through an appraisal.
- And the refinancing institution has performed an appraisal at that time.
- of standards that apply to appraisals used in traditional mortgages.
Summary:
The committee first heard a work session on cryptocurrency kiosks from the Department of Financial Institutions and Spokane City Councilmember Paul Dillon. DFI described crypto kiosks as licensed money transmission terminals that allow cash purchases of virtual currency, and said the main concern is fraud: scammers often pressure victims, especially older adults, to deposit cash into kiosks and send it to wallets controlled by organized crime. DFI cited a sharp increase in kiosk volume, nationwide fraud complaints and losses, and said Washington currently has licensing and disclosure rules but lacks transaction and fee limits. The department said it is seeking stronger disclosures, a $1,000 daily transaction limit, and a fee cap. Spokane described its unanimous ordinance banning new kiosks and removing existing ones after local scam reports, and members asked about how the machines work, whether the fraud is in the hardware or the transaction, and whether stronger warnings or screening could help.
The committee then reviewed home equity sharing agreements, or CHISAs, based on a report by Mariana Amaram and testimony from DFI and industry representatives. The report found that CHISAs provide homeowners a lump sum in exchange for a share of future home value or appreciation, with no monthly payments, but that consumers often struggle to understand the products and settlement calculations. The report said the market has grown quickly in Washington, that costs can be hard to predict, and that early uncapped contracts could produce very high settlement amounts, especially during periods of rising home prices. DFI said it views these products as mortgage loans and is moving forward with rulemaking, including counseling and clearer disclosures, while industry witnesses said the products are equity-based rather than debt-based and asked for tailored regulation. Members discussed the need for better consumer education, clearer payoff schedules, and whether the products should be treated as mortgages or a separate category.
The final panel focused on Washington’s space economy, with presentations from Amazon Leo, Blue Origin, Stoke Space, Space Northwest, and Green River College. Speakers highlighted major in-state investments in satellite manufacturing, launch systems, and workforce training, including Amazon Leo’s Redmond and Kirkland facilities, Blue Origin’s Kent headquarters, and Stoke Space’s Kent manufacturing and Moses Lake test site. Space Northwest presented data showing the sector’s growing economic footprint, high-wage jobs, and regional clusters in Kent and Redmond, and urged more workforce programs, incentives, infrastructure support, and a state space commission. The companies emphasized local hiring, apprenticeship and certification programs, and the role of Washington’s aerospace supply chain in supporting the broader space industry. No votes were taken during the transcript excerpt.