Video & Transcript Research : 'premium classification'

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NM

New Mexico 2025 Regular Session

IC - Legislative Finance Oct 14th, 2025

Transcript Highlights:
  • A lot of what's driving that is requested increases for healthcare premiums and backfilling the premium
  • We're asking for another 10%... ...premium increase on top of that.
  • Liability insurance premiums are payouts for lawsuits against the state, and you'll see in some agencies
  • rather large increases to try to... ...normalize their premiums.
  • When an agency has an outsized loss, like CYFD, they are charged more for those premiums for the next
TX

Texas 89th Regular

Senate Session Apr 9th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • And so this would set a cap on the subsequent year's premium if an insurer received an appraisal.
  • The line that I like the best is right here: 17, premium increase restrictions related to appraisal outcomes
  • trying to make sure Regardless of what happens, our constituents don't get an increase on their annual premium
  • They'll tell you, "Well, you had a claim on your house, and we're going to raise your premiums by 25%
  • Pay the next premium for the following year.
Bills: SJR4, SJR40, SJR81, SCR37, SCR39, SB22, SB32, SB33, SB36, SB38, SB95, SB209, SB249, SB311, SB326, SB365, SB458, SB609, SB660, SB664, SB693, SB732, SB745, SB760, SB762, SB779, SB783, SB785, SB868, SB871, SB883, SB921, SB955, SB993, SB996, SB1008, SB1057, SB1067, SB1151, SB1171, SB1210, SB1255, SB1265, SB1267, SB1271, SB1307, SB1313, SB1316, SB1318, SB1321, SB1332, SB1365, SB1426, SB1470, SB1484, SB1494, SB1559, SB1592, SB1596, SB1598, SB1637, SB1677, SB1706, SB1758, SB1762, SB1786, SB1809, SB1818, SB1822, SB1841, SB1871, SB1967, SB2064, SB2077, SB2112, SB2148, SB2320, SB2406, SB2407, SJR36, SJR81, SJR50, SJR4, SJR40, SJR27, SCR22, SCR12, SCR39, SCR38, SCR37, SB921, SB609, SB660, SB765, SB62, SB666, SB888, SB687, SB847, SB1248, SB504, SB305, SB296, SB284, SB304, SB1023, SB204, SB670, SB850, SB854, SB413, SB1346, SB1033, SB1220, SB1073, SB810, SB1539, SB447, SB1119, SB1505, SB1215, SB1302, SB583, SB673, SB681, SB1172, SB955, SB957, SB541, SB266, SB1415, SB53, SB1352, SB785, SB1450, SB1502, SB1566, SB1062, SB711, SB746, SB1404, SB1448, SB507, SB1026, SB1349, SB1355, SB1433, SB1434, SB1596, SB1403, SB667, SB1059, SB1567, SB310, SB311, SB505, SB1210, SB1470, SB264, SB1358, SB1364, SB1569, SB1376, SB1228, SB519, SB1350, SB462, SB827, SB1585, SB1484, SB1273, SB927, SB1227, SB1229, SB1353, SB1464, SB1709, SB1729, SB1733, SB1744, SB1772, SB1841, SB1008, SB2016, SB1173, SB1163, SB996, SB1370, SB1321, SB1101, SB860, SB993, SB693, SB1537, SB1332, SB1307, SB963, SB493, SB984, SB619, SB1122, SB455, SB522, SB1057, SB1239, SB1254, SB1255, SB1259, SB1341, SB1877, SB1277, SB32, SB732, SB731, SB268, SB1822, SB1589, SB397, SB1058, SB1267, SB2112, SB1930, SB532, SB508, SB292, SB291, SB901, SB1333, SB1436, SB1494, SB964, SB779, SB1378, SB2312, SB1719, SB287, SB2143, SB1245, SB261, SB1247, SB2406, SB2407, SB1882, SB618, SB38, SB393, SB1371, SB1365, SB2243, SB2226, SB2039, SB1919, SB1895, SB1598, SB1493, SB1810, SB1791, SB1706, SB1644, SB1238, SB783, SB458, SB22, SB651, SB897, SB1809, SB1080, SB745, SB826, SB989, SB1320, SB1437, SB2320, SB2289, SB1171, SB664, SB1637, SB2064, SB868, SB1079, SB1243, SB1504, SB1851, SB1879, SB2237, SB1257, SB2034, SB1522, SB883, SB249, SB1318, SB1151, SB596, SB1191, SB226, SB570, SB870, SB991, SB60, SB365, SB1067, SB1786, SB326, SB1401, SB1592, SB1728, SB1265, SB586, SB529, SB217, SB209, SB1923, SB1559, SB1839, SB387, SB1874, SB1872, SB1873, SB1921, SB1883, SB1677, SB95, SB1620, SB1838, SB2024, SB2429, SB1999, SB511, SB2309, SB2166, SB871, SB510, SB33, SB2420, SB1860, SB1541, SB1316, SB1314, SB1313, SB1426, SB1398, SB1869, SB1750, SB1871, SB36, SB855, SB1233, SB760, SB2425, SB2037, SB1758, SB1759, SB2365, SB1924, SB762, SB1271, SB1818, SB605, SB1405, SB1762, SB1968, SB1977, SB2077, SB2148, SB2321, SB1967, SB1662, SB1663, SB2124, SB2204, SB1855, SB863, SB37, SJR39, SCR1, SCR27, SCR32, SCR42, SCR6, SB2232, SB819, SB2078, SB2252, SB1962, SB2253, SB825, SB1577, SB1184, SB2018, SB2206, SB1901, SB1030, SB2368, SB1963, SB1960, SB1643, SB1625, SB1299, SB841, SB668, SB584, SB231, SB2411, SB1085, SB2431, SB2231, SB1490, SB530, SB34, SB1261
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Tue Mar 31, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • A policyholder paying premiums for years, believing they are fully covered when they are not.
  • A policyholder paying premiums for years, believing they are fully covered when they are not.
  • And then they're like, "Okay, this is what your premium is."
  • But then I lose even though I'm paying for that extra $300,000 or the premium on the extra $300,000,
  • And then when um and pay those premiums?
Summary: The committee first heard HCR 168 and HR 158, which would create a temporary working group to study utility capacity, coastline infrastructure lifespan, and the costs of needed expansions. Public Utilities Commission staff said the commission was not the right entity to direct all of the work because it lacks authority over many affected agencies. Members discussed whether the study should be limited to a coastal area or broadened to the whole island, and in decision-making the committee amended the measure to focus on the County of Honolulu, correct references to the Public Utilities Commission, and revise the working group membership to include the PUC chair, legislative designees, and directors or designees from DLNR, DOT, HIEMA, and DCCA Consumer Advocacy. The committee then passed both resolutions with amendments; the vote was adopted unanimously, with some members excused. The committee next considered HCR 145 and HR 137, which would convene a working group on climate change impacts on insurance availability and affordability. The Insurance Division stood on its written comments, the Climate Change Mitigation and Adaptation Commission supported the intent, and the Attorney General opposed the measure, warning that a working group could create discoverable materials that might complicate the state’s climate litigation and noting a technical ambiguity in the reference to the Hawaii Hurricane Relief Fund administrator. After questions about discovery and the lawsuit, the committee amended the resolutions to replace the administrator reference with the chair of the Hawaii Hurricane Relief Fund Board of Directors, remove the Attorney General as convener while keeping the office as a member, and have the working group share findings and recommendations with the House CPC and Senate CPN committees instead of issuing a report. The committee passed the measures with amendments, with Rep. Martin voting with reservations. In the later agenda, the committee heard SB 2607, SD 1 on landscape architect licensure. The Board of Professional Engineers, Architects, Surveyors, and Landscape Architects supported the bill, explaining it modernizes licensure requirements to align with national standards and clarifies the profession’s design-focused role. The bill was discussed as distinguishing landscape architecture from groundskeeping and from civil engineering drainage work. No opposition was heard. The committee also heard SB 2031, SD 2 on consumer protection and price transparency for live ticket events and short-term lodging. The Office of Consumer Protection supported the bill, saying it largely mirrors an FTC rule requiring all-in pricing and would give the state enforcement authority and remedies. The Hawaii Financial Services Association opposed the bill as drafted and sought a limited exemption for credit card issuers relying on third-party hotel information, while the Hawaii Hotel Alliance supported the measure but asked for language deeming compliance with the federal rule sufficient for short-term lodging. Committee members questioned whether those proposed exemptions would conflict with federal law or weaken state enforcement, and the discussion focused on preemption, liability, and the value of state remedies such as restitution.
NH

New Hampshire 2026 Regular Session

House Health, Human Services and Elderly Affairs (03/04/2026)

Health, Human Services and Elderly Affairs

Transcript Highlights:
  • Uh, repealing the co-payment and premium directives removes reasonable cost-sharing measures designed
  • Uh repealing the co-payment and premium Uh repealing the co-payment and premium directives<00:58:25.040
  • We also learned that under OB3, there’s a federal cost sharing for Medicaid premiums due to begin on
  • We also learned that under OB3, there’s a federal cost sharing for Medicaid premiums due to begin on
  • We also learned that under OB3, there’s a federal cost sharing for Medicaid premiums due to begin on
Keywords: 1189, house, all
HI

Hawaii 2025 Regular Session

CPN-AEN, CPN-EDT, CPN-HOU, CPN-EIG Public Hearings 01-29-2025

Commerce and Consumer Protection

Transcript Highlights:
  • wait for the product willing to<01:16:09.920> pay<01:16:10.040> a<01:16:10.199> premium
  • to receive it are to pay a premium to receive it are highly<01:16:11.800> unlikely<01:16:12.239
  • Further, underage drinkers are not going to be buying the premium-priced beverages that would be sold
  • <01:23:58.120> priced<01:23:58.600> premium<01:23:59.040> beverages<01:24:00.000
  • > that premium priced premium beverages that premium priced premium beverages that would<01:24
Keywords: 912, senate, all
Summary: The committee first heard SB 252 on invasive species, which would broaden the Department of Agriculture’s authority to inspect items moved into or within Hawaii, prohibit the sale of pest-infested merchandise, and allow quarantine, treatment, or destruction of affected materials with clarified penalties. Testifiers from the Hawaii Invasive Species Council, the Coordinating Group on Alien Pest Species, the Farmers Union, and many others strongly supported the bill, emphasizing gaps in current inspection authority and the need to address high-risk non-agricultural commodities such as outdoor furniture and other cargo that can carry pests like red imported fire ants. Members raised concerns about staffing, inspection capacity, commerce impacts, and whether better manifest descriptions or scanners could help target higher-risk shipments. The chairs recommended passage with Department of Agriculture and technical amendments, and the committees adopted the recommendation. The joint CPN/EDT hearing then took up SB 148 on combat sports, which would create a Hawaii Combat Sports Commission and regulate combat sports while prohibiting no-rules contests. The Department of Commerce and Consumer Affairs offered comments on effective dates and later said other jurisdictions generally use a single commission for boxing and MMA. Supporters, including a professional fighter and a longtime advocate, argued the bill would help revive the sport in Hawaii, improve local opportunities, and reduce costs associated with separate commissions; one testifier initially appeared opposed but clarified he was actually in support. Committee members asked about safety, medical coverage, staffing, vacancies, and whether separate commissions could share staff. The committees ultimately recommended passage with amendments, including an Attorney General effective-date amendment, amendments from the Hawaii Association of Professional Nurses to increase health-care coverage at fights, and DCCA’s recommendation to unify boxing and MMA under one commission; the effective date was deferred to July 1, 2050, and the recommendation was adopted. A later joint CPN/Housing agenda began with SB 69 on deposits of public funds, which would require the Director of Finance to consider the benefits of using in-state depositories, including favorable lending terms for affordable housing. The Department of Budget and Finance and the Hawaii Bankers Association offered comments, and no other testimony or questions were noted before the discussion moved on. The next measure introduced was SB 24 on limited profit housing associations, which would create a regulatory framework and a limited profit housing council; the transcript cuts off as testimony on that bill was beginning.
MD

Maryland 2026 Regular Session

House Floor Session, 3/23/2026 #2

Maryland House Floor Meeting

Transcript Highlights:
  • concerned because the cost, the premiums concerned because the cost, the premiums are<01:28:09.440
  • "Why are the premiums going up?
  • Well, we already know in part why those premiums are going up." "Sorry, I'm..."
  • companies in this state because premiums companies in this state because premiums spiral<01:30:28.200
  • <01:30:43.960> So, these premiums." So, these premiums."
Summary: The House convened with 129 members present, read the prior journal, and then took up a series of third-reading bills. Early action included unanimous passage of HB 159 (mail theft), HB 412 (child support and driver’s license suspension), HB 912 (trap-neuter-return policies for community cats), HB 914 (Worcester County Board of License Commissioners membership), HB 558 (Prince George’s County wine festival licenses), HB 1400 (shellfish aquaculture penalties), and HB 1463 (Anne Arundel County Board of Education constituent services liaison). HB 582, dealing with Prince George’s County alcoholic beverages licenses and voter registration requirements, drew brief debate over whether it removed or retained a voter registration condition; it ultimately passed 119-12. HB 846, a property tax exemption for the Hagerstown multi-use sports and events facility, passed 126-7 after a system delay interrupted proceedings. Several bills prompted more substantive discussion. HB 1218, the Safe and Healthy Homes for All Act, drew opposing explanations over a proposed public registry of properties with housing violations; supporters said it would help identify serious housing problems and improve compliance, while opponents objected to publicly naming private properties based on administrative findings. It passed 99-36. HB 525, the Maryland Phone-Free Schools Act, passed 135-1 after questions about enforcement, with supporters comparing it to ordinary classroom discipline. HB 1483, allowing out-of-state clinical professional counseling and social work providers to use telehealth for continuity of care, passed 135-0 after clarification that it applies to people moving into Maryland and allows a six-month continuity period. HB 1504, the Pedestrian Safety Act, passed unanimously. Later, HB 664 (Cecil County alcoholic beverages license quota) passed 134-1, and HB 837 (cardiovascular pre-screening for student athletic activities) passed 133-2 after the sponsor explained that reporting requirements were removed for cost reasons and the bill now mainly requires screening questions. HB 925, regulating PFAS in sewage sludge applied to farmland, generated the most extended debate: one delegate argued the bill’s limits were too weak and lacked liability for industry actors, while supporters said it establishes the first limits, requires wastewater treatment plants to reduce PFAS, and leaves room for future tightening; it passed 130-7. HB 1370, authorizing a pilot stop-sign monitoring program in Rising Sun, passed 109-26. HB 649, expanding Maryland Commission on Civil Rights enforcement to higher education discrimination claims, passed 100-35 after supporters said current protections are stronger for K-12 than for colleges. The House also passed HB 512 on compensation for Anne Arundel County license commissioners and inspectors, and the session continued into HB 661 on commemorative months.
NH
Transcript Highlights:
  • Importantly, this change will not cost New Hampshire taxpayers a single penny; all premiums will be paid
  • 00:03:18.120> single<00:03:18.599> penny<00:03:19.599> all<00:03:19.840> premiums
  • taxpayers a single penny all premiums taxpayers a single penny all premiums will<00:03:20.480>
  • She said the bill would have upward pressure on costs and premiums.
  • You mentioned that, very generically, the premium will go up.
Keywords: 928, house, all
Summary: The committee held a public hearing on House Bill 552, which would remove the “full-time student” requirement for children ages 19 to 25 covered under the state retiree health insurance plan. The prime sponsor said the change would align retiree coverage with state employee and ACA plans, would not cost taxpayers because retirees pay the premiums, and could even reduce administrative burden and possibly state costs. The chair noted the bill simply removes the words “if full-time student” from statute and said the proposal affects very few retirees and has no cost to the state. No opposition was presented, and the chair closed the hearing on HB 552 after no further testimony. The committee then opened a public hearing on House Bill 648, which would require commercial insurance coverage for glucose monitoring devices and supplies for people with diabetes. The prime sponsor, a retired dietitian and diabetes educator, gave extensive testimony describing diabetes as common, costly, and serious, and argued that continuous glucose monitoring is important for managing type 2 and gestational diabetes, preventing hypoglycemia, and improving safety and decision-making. She said CGMs can alert users to dangerous blood sugar changes, help people understand how food, activity, and medication affect glucose, and save lives while offering a strong return on investment. During questions, a committee member asked whether the bill should specify that the monitoring be tied to prescribed treatment, and the sponsor agreed that adding “prescribed” would be appropriate. The member also asked about the proper threshold for coverage and whether the bill should be tied to fasting-test diagnosis; the sponsor responded that A1C is only one measure of control and does not show daily fluctuations, and said she was not prepared to recommend a specific threshold but could provide clinical guidelines later. No vote was taken during the hearing, and the sponsor indicated support for the bill’s general approach to broader CGM access.
LA

Louisiana 2026 Regular Session

House of Representatives Jun 1st, 2026

Louisiana House Floor Meeting

MO

Missouri 2026 Regular Session

2026 Legislative Session - Day Sixty Nine - Wednesday, May 13

Missouri House Floor Meeting

Transcript Highlights:
  • And that's because premiums jumped in January from averaging $888 to $1,900 this year because of the
  • Is there something in this bill that gives a level of classification for the holsters that these officers
Keywords: 959, house, all
Summary: The House opened with prayer and the Pledge of Allegiance, then approved the House Journal for the prior day by a 123-0 roll call vote. Members then used points of personal privilege to recognize National Police Week and honor fallen law enforcement officers with a moment of silence, and several members gave farewell remarks for departing colleagues and interns. The chamber also introduced a number of special guests, including student groups, interns, a former representative, and the University of Missouri wheelchair basketball team. The House then took up Senate messages and committee reports before acting on House Committee Substitute for House Bills 1839, 2921, and 3015. The sponsor explained the Senate amendment was a technical correction to an online age-verification provision related to pornography; the House concurred 104-30 and then finally passed the package 112-25. The chamber also considered the conference committee report on House Bill 2596, which was described as a small-business health plan measure that modernizes pooled-plan language and adds a 12-month contraception coverage provision while removing a Senate-added blood pressure cuff requirement. After debate on the conference report and a severability clause, the House adopted the report 120-26 and then third-read and passed the bill 119-27. Finally, the House debated Senate Bill 905, which would create the Missouri Ranger training program allowing schools to optionally place specially trained personnel with narrow law-enforcement authority on campus. Debate focused heavily on school safety, local control, training standards, liability, funding, and whether the proposal would improve protection or instead increase the presence of guns in schools. Supporters argued it would give districts another optional safety tool, especially where school resource officers are unavailable, while opponents said schools need more mental health and educational resources rather than armed personnel and raised concerns about training, child development, and unintended harm. The House adopted an amendment clarifying the program after a 96-46 vote, but the transcript cuts off before final passage of the bill.
CA
Transcript Highlights:
  • We experienced a half a million dollar increase in our premiums for less coverage with higher deductibles
  • support agencies struggle to hire staff given a tight labor market and salary pressures at the classifications
Summary: The Assembly Budget Subcommittee on Human Services held an informational hearing on child welfare, foster care, child support, and related prevention efforts. The chair opened by emphasizing mandated reporting reform, foster care system improvements, and community-based prevention, and noted that no votes would be taken. Public testimony focused first on mandated reporting, where a lived-experience advocate and several organizations argued that the current system overreports families, especially Black, Native, and Latino families, causes trauma, and should be reformed through standardized training, clearer thresholds, and stronger community supports rather than more hotline referrals. Casey Family Programs cited data showing nearly 90% of reports are unsubstantiated, while CDSS said it is already forming a Mandated Reporting Advisory Committee, updating training, and exploring community pathways and possible changes to the list of mandated reporters. CWDA and SEIU supported training and alternative response concepts but stressed child safety, county capacity, funding, and the need for careful implementation and accountability. The committee then discussed a proposal to create a foster care multi-agency office within the California Health and Human Services Agency, led by a chief foster youth advocate with authority to coordinate across departments. Advocates said foster youth often need services from education, health, housing, and behavioral health systems that do not coordinate well, and argued that a central office with real authority could improve placement stability and access to services. CDSS responded that existing structures already provide coordination, including AB 2083 interagency teams, the Child Welfare Council, complex care steering committees, and the foster care ombudsperson, but said it was open to technical assistance. Members raised concerns about whether the new office would have enough authority and funding to avoid becoming another layer of bureaucracy, and the chair emphasized the need for real “teeth” and better interagency action. The final major topic was the continuation and expansion of Promise Neighborhoods. A community leader described strong early results from the state-funded neighborhoods, including improved kindergarten readiness, reduced chronic absenteeism, higher graduation rates, food access, housing supports, and mental health services, but warned that current funding sunsets in June 2025 and that a fiscal cliff could jeopardize staff and services. CDSS said the four funded neighborhoods have reported positive outcomes and valuable flexibility, but also noted challenges with one-time funding, student mental health, and long-term planning. Assemblymember Mia Bonta urged continued investment, saying the place-based model is difficult to rebuild once lost, and the chair asked LAO to help identify the minimum funding needed to preserve the existing infrastructure while evaluation results are still pending.
MN

Minnesota 2025-2026 Regular Session

Working Group on Omnibus Taxes Bill - 05/23/25

Minnesota Senate Floor Meeting

Transcript Highlights:
  • Chair and Representative Gomez, the way the statute is written, it's not like other classification rates
  • 10.239> it<01:58:10.480> says<01:58:11.360> um<01:58:11.520> sort classification
  • Um it says um sort classification rates.
  • rate in our entire classification rate in our entire property<01:59:27.440> tax<01:59:27.760>
  • uh it's a generous classification rate. uh it's a generous classification rate.
Keywords: 1187, senate, all
WY

Wyoming 2026 Regular Session

Select Committee on School Finance Recalibration, January 22, 2026 - PM

Select Committee on School Finance Recalibration

Transcript Highlights:
  • The model will generate health insurance just like it does now based upon the state's premium amounts
  • Because districts are required to pay a month ahead of those premiums.
  • <00:18:38.720> So<00:18:39.120> a a month ahead of those premiums.
  • So a a month ahead of those premiums.
  • salary average but with the premium salary average but with the premium increase<03:22:00.160>
Keywords: 916, all
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Friday, December 12, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • It has locked families into a system where premiums keep rising and deductibles keep climbing.
  • Insurance premiums have soared, and yet patients still struggle to see their doctor.
  • Insurance premiums have as a mean.
  • Even with PBMs, it will raise premiums. Right.
  • Even with PBMs, it will raise premiums. premiums. premiums.
NH

New Hampshire 2025 Regular Session

Senate Judiciary (04/24/2025)

Judiciary

Transcript Highlights:
  • :26:52.639> insurance products, services, and insurance products, services, and insurance premiums
  • to New Hampshire residents premiums to New Hampshire residents reduced.<01:26:56.080> Thank<01
  • <01:50:08.159> in<01:50:08.320> and lead to more affordable premiums in and lead to
  • more affordable premiums in and of<01:50:08.719> itself.
  • have increased to the case premiums have increased to the point<02:20:52.800> where<02:20:52.960
Keywords: 1191, senate, all
MN

Minnesota 2025-2026 Regular Session

Committee on Judiciary and Public Safety - Part 2 - 03/25/26

Judiciary and Public Safety

Transcript Highlights:
  • the risk and write premiums accordingly.
  • This should not limit their ability to evaluate the risk and charge premiums for the type of activity
  • , the ability of uh insurance premium, the ability of insurers<00:36:17.720> to<00:36:18.000><
  • This should not premiums accordingly.
  • for the type of and charge premiums for the type of activity<00:36:30.160> that's<00:36:30.400
Keywords: 1187, senate, all
NH

New Hampshire 2025 Regular Session

Senate Ways and Means (04/23/2025)

Ways and Means

Transcript Highlights:
  • And where does increases in insurance premium tax fit in? Chris, you want to take that one?
  • <00:25:22.880> Chris,<00:25:23.200> you insurance premium tax fit in?
  • Chris, you insurance premium tax fit in?
  • tax from the managed care premium tax from the managed care contracts?
  • So the insurance premium that Medicaid.
Keywords: 1191, senate, all
HI

Hawaii 2026 Regular Session

RM 329 Conference PM - Fri May 1, 2026

Hawaii House Floor Meeting

Transcript Highlights:
  • Also added to the bill is a supplement for premium contributions for the federally facilitated marketplace
  • program within the Department of Human Services for individuals who qualify for federal advanced premium
  • <03:41:20.440> a<03:41:20.520> supplement<03:41:21.480> for<03:41:21.680> premium
  • is um a supplement for premium is um a supplement for premium contributions<03:41:23.280> for
  • federal advanced premium tax credit. federal advanced premium tax credit.
AZ
Transcript Highlights:
  • Lastly, the bill prohibits insurers from charging them higher premiums than those charged to 65-year-old
  • Lastly, the bill prohibits insurers from charging them higher premiums than those charged to 65-year-old
  • recently did an actual actuarial examination of this legislation and determined that it will cause premiums
  • A $700 increase in their Medicare supplement premium, which we would say is most likely as a result of
  • really the question becomes how this bill is going to impact the Medigap pool here in Arizona and premiums
Keywords: 1182, all
Summary: The committee heard House Bill 2433, which would require insurers offering Medicare supplement policies to people 65 and older to also offer them to Medicare beneficiaries under 65 with ALS or end-stage renal disease, with enrollment periods and premium protections tied to 65-year-old rates. Supporters, including dialysis and ALS advocates, said the bill would help a small population facing high out-of-pocket costs and could improve access to transplants and care; opponents argued it would shift costs onto older seniors and raise Medigap premiums. The committee recommended the bill do pass on a 12-0 vote. The committee also heard House Bill 2593, appropriating $1.5 million to the University of Arizona for the Arizona Perinatal Psychiatry Access Line. The sponsor and physicians testified that the line helps obstetric and pediatric providers quickly consult on perinatal depression, postpartum psychosis, suicidality, and other mental health crises, improving outcomes for mothers, children, and families and reducing costly emergency and crisis care. The bill received a do pass recommendation on a 10-1 vote. House Concurrent Resolution 2013, proclaiming June 2026 as Celebrate Life Month, drew emotional testimony from a young woman with spina bifida and another speaker supporting the sanctity of life. Some members objected that the state should focus on practical supports such as paid leave, child care, and health care access, while others supported the resolution as a statement of human dignity. The resolution passed the committee 7-5. The committee then approved House Bill 4010, creating a Board of Genetic Counselors and licensure standards, after testimony from genetic counselors and a patient advocate about the need for qualified counseling and better access; it passed 11-1. Later, the committee approved House Bill 2196, which would require pharmacy benefit managers to reimburse non-affiliated pharmacies at least their acquisition cost and pay a dispensing fee, and establish an appeals process. Independent pharmacists and their coalition said PBM practices are driving closures and unfairly favor affiliated pharmacies, while PBM and employer representatives warned of major cost increases and said the bill would interfere with private contracts; the bill passed 11-1. The committee also adopted a strike-everything amendment to House Bill 2182 requiring insurers and health plans to report claims denial and prior authorization data to DIFI, and then gave the amended bill a 12-0 do pass recommendation. Finally, the committee approved House Bill 2189, directing the Board of Nursing to update rules for licensed health aides and collect annual data, with the sponsor and board staff saying it would help implement routine ventilator care in the home; it passed 12-0. The committee then began hearing House Bill 2404, a strike-everything amendment on inter-facility transports for behavioral health patients, but the transcript cuts off before action on that bill.
NM

New Mexico 2025 Regular Session

IC - Courts, Corrections and Justice Nov 7th, 2025

Courts, Corrections & Justice Committee

Transcript Highlights:
  • You would expect our premiums to be high. Now look at the next chart.
  • As you can see, the average premium in New Mexico for an OBGYN is over $102,000, and look how it compares
  • But on the other hand, with my medical malpractice premium going up—she's never had a medical malpractice
  • That would help reduce costs and insurance premiums.
  • I don't know how we compare to the other five states in terms of medical malpractice insurance premiums
NY

New York 2025-2026 Regular Session

Senate Standing Committee on Insurance - 02/03/2026

Insurance

Transcript Highlights:
  • Whether it's the premiums or the delivery of service, and also when it comes to property and casualty
  • have a great bill that would require that any bill that comes to you that deals with health care premiums
Keywords: 993, senate, all
Summary: The Senate Standing Committee on Insurance held its first meeting of the year on February 3, 2026, chaired by Senator Jamaal Bailey. The chair opened with introductions of committee members, staff, and guests from the Mount Vernon Youth Bureau’s Youth and Community Advisory Council, emphasizing the importance of bringing young people into the legislative process. Senator Pamela Helming, the ranking member, also offered opening remarks focused on affordability in insurance, especially health care premiums and property/casualty costs, and said she would be advancing a bill requiring fiscal notes for health care premium legislation. The committee then acted on five bills. Senate Print 1763A (Fernandez), concerning certain cost-sharing fees for outpatient and substance abuse treatment, was moved and referred to the Finance Committee. Senate Print 2644 (Addabbo), prohibiting retrospective denial of payment for substance use disorder treatment services, was reported to the floor without recommendation. Senate Print 3820B (Rivera), requiring health insurance coverage for anesthesia for the full duration of a medical procedure, was reported to the floor. Senate Print 4964 (Bailey), relating to excess line coverage for certain medical malpractice insurance, was reported. Senate Print 5052 (Payne), allowing insurers in certain circumstances to rescind or retroactively cancel a policy, was also reported. Throughout the meeting, members stressed that insurance affordability is a major concern for New Yorkers and that the committee would be addressing related issues during the session. The meeting concluded after the bill actions and brief closing remarks, with no recorded opposition on the measures beyond the noted without-recommendation report on Senate Print 2644.