Video & Transcript Research : 'loan programs'

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MN

Minnesota 2025 1st Special Session

House/Senate DFL Press Conference 3/3/25

Transcript Highlights:
  • They've introduced bills that would repeal the program entirely.
  • bills that would repeal the program bills that would repeal the program entirely<00:00:59.320>
  • I needed this program back in 2020 as much as it is needed in 2026. Thank you.
  • that need to be made to the program that need to be made to the program before<00:21:35.559>
  • How do Democrats plan to handle any electoral pressure from this program?
Keywords: 1183, house
NM

New Mexico 2025 Regular Session

IC - Federal Funding Stabilization Subcommittee May 28th, 2025

Federal Funding Stabilization Subcommittee

Transcript Highlights:
  • The first are mandatory spending programs.
  • Far larger than what we pay for the entire Medicaid program.
  • Um, discretionary programs.
  • It needs to be limited to mandatory programs, so law changes for how a program that's under mandatory
  • Uh, we've seen some pretty big changes to financial aid programs in the form of student loans.
VT

Vermont 2025-2026 Regular Session

House Session - 2026-05-14 - 1:00PM

Vermont House Floor Meeting

Transcript Highlights:
  • Vermont already has a regulatory program Vermont already has a regulatory program for<00:21:03.200
  • finance licensing program. finance licensing program.
  • There is a penalty provision that mirrors the personal licensed lending program for personal loans.
  • lending program for personal loans.
  • before the program takes effect.
Keywords: 926, house, all
Summary: The House opened with a devotional reading by Theo Novak, a student and Vermont Poetry Out Loud finalist, followed by several announcements, including a welcome for the guest speaker and a reminder about a freshman legislator gathering and the day’s corporate cup road closures. The House then postponed action for one legislative day on Senate Bill 208, relating to law enforcement identification; Senate Bill 212, relating to portable water supply and wastewater system connections; and House Bill 639, relating to genetic data privacy. The main floor action centered on House Bill 648, banking, insurance, and securities. The Commerce and Economic Development Committee presented Senate amendments and its own further amendments, including clarifications to consumer reinvestment reporting and a proposal to extend and then effectively end the moratorium on new cryptocurrency kiosks in Vermont. The committee described extensive testimony and data on crypto kiosk fraud, money laundering, and consumer losses, and also added a new licensing framework for merchant cash advance providers. Ways and Means reported the fiscal impact would be very small. After a brief question about the $1 million exemption threshold for commercial financing, the House concurred in the Senate proposal of amendment with further amendment thereto. The House also passed Senate Bill 243, distributing funds to the Vermont Language Justice Project, in concurrence with proposal of amendment. It then took up Senate Bill 198, regulating tobacco products and tobacco substitutes. The Commerce and Economic Development Committee described updates to the definition of tobacco substitutes, creation of a wholesale licensing system under the Department of Liquor and Lottery, tighter controls on online sales, and bans on deceptive products that resemble school supplies, food, smartphones, inhalers, or video games. The committee heard testimony from health, enforcement, industry, and advocacy witnesses and voted 11-0 in favor. Human Services then proposed a strike-all amendment to the committee report, with further consideration to continue.
AZ
Transcript Highlights:
  • In addition, the auto loan interest deduction is sort of interesting.
  • If we say, agree to this federal program for SGOs...
  • And there are programs out there. So we would be piggybacking on that.
  • Item four is the one we're not doing, the auto loans.
  • They have to do special programming for all that.
Keywords: 1182, all
Summary: The joint House Ways and Means and Senate Finance committees met to hear identical conformity bills, HB 2153 and SB 1106, which would align Arizona tax law with the federal Internal Revenue Code as of Jan. 1, 2026, including some retroactive provisions for tax year 2025. Staff explained that the bills would exclude three federal provisions: the higher federal SALT deduction, the new senior deduction as written in H.R. 1, and the deduction for interest on new car loans. They would instead include a $6,000 retirement-income deduction for taxpayers age 60 and older, a $6,000 Roth IRA contribution deduction, a higher dependent tax credit, and a deduction for child and dependent care expenses above the federal credit. JLBC estimated the package would reduce general fund income tax revenue by about $441.3 million in FY 2026. Members also discussed that the Department of Revenue’s forms had been issued assuming full conformity, and staff and supporters argued the bills were needed quickly to avoid confusion and amended returns during filing season. Committee members and sponsors largely framed the bills as tax relief and a way to provide certainty for taxpayers and preparers. Supporters said the package would help families, seniors, and workers, and noted that the Arizona version was negotiated to keep the overall tax relief roughly comparable to full conformity while shifting benefits away from the SALT deduction and toward child credits, retirement income, and child care. The sponsors also criticized the governor’s executive action and urged prompt passage so taxpayers would know how to file. Opponents argued the bills would reduce state revenue, worsen the budget outlook, and disproportionately benefit higher-income taxpayers and corporations. Several witnesses and members also raised concerns about the child care deduction, the retirement-income deduction, and the business expensing provisions, while supporters responded that the bill was designed to help working families and encourage saving and investment. Public testimony was mixed. The Arizona Society of Certified Public Accountants and the Arizona Free Enterprise Club supported the bills, emphasizing early conformity, filing certainty, and reduced confusion for taxpayers and software providers. Opponents included Save Our Schools Arizona, the Arizona Center for Economic Progress, Opportunity Arizona, and several individuals, who argued the package would deepen budget problems and favor the wealthy. One witness objected to a federal school-choice-related provision she said was being tied to the bill, though committee members said the measure before them was a tax conformity bill and not a school finance bill. The hearing included extended debate over the fiscal impact, the governor’s prior requests for some of the same tax changes, and whether taxpayers would need to file amended returns if the legislature later changed course. The transcript ends during testimony from NFIB, with no final committee vote or action shown in the excerpt.
NM

New Mexico 2025 Regular Session

House - Appropriations and Finance Mar 18th, 2025

House Appropriations & Finance

Transcript Highlights:
  • a program can be developed.
  • Who oversees this program? So, Mr.
  • We administer the Health Care Assistance Program, or the indigent program, for our county.
  • In our county, we have a program with the program. Go ahead and conclude your thought.
  • to the program itself, and I'll be very brief.
ND
Transcript Highlights:
  • questions and if it's a new program what is the full funding of it look like if it's a pilot program
  • We're pretty proud of this program.
  • our federal workforce programs.
  • Maybe it should be called a tax credit program, so it doesn't count in that 80, you know, programs.
  • John, on the program evaluators, how are you determining what programs they're going to look at?
Keywords: 908, all
Summary: The Leadership Division of the Budget Section approved the prior meeting minutes and then received an update from Senator Jonathan Sickler on the Cash Management Board’s interim work under House Bill 1278. He said the board has reviewed state cash, investments, and liquidity across agencies and concluded the state’s overall mix of long-term and short-term assets is appropriate, with about $35 billion in total liquid assets and investments and roughly 89% in longer-term investments. He highlighted process improvements already underway, including replacing more than 500 six-month CDs with a special-rate savings account to reduce administrative work, and said the board sees opportunities to improve forecasting, automation, and statewide coordination. Members asked about whether the CD change would increase returns, how the Legacy Fund transfer for the homestead tax relief bill affected earnings, and whether more state cash could be consolidated or better managed through BND; Sickler and BND staff said those issues are being studied and may lead to legislation for the 2027 session. Representative Nathan Toman then updated the committee on the Task Force on Government Efficiency. He said the group has focused less on cutting dollars and more on defining metrics and asking how the legislature knows whether programs are working. The task force is pushing a standard set of questions for new or expanding programs—who is affected, expected outcomes, alternatives, how success will be measured, and full funding—and OMB has agreed to require those answers in future budget requests. Members discussed possible use of dashboards, program evaluators, AI tools, and possible rule or statutory changes to require performance measurement. Toman said the task force will continue meeting with agencies such as the courts, university system, auditor, HHS, Commerce, and ITD to identify workflow bottlenecks and potential efficiencies. Phil Davis of Job Service North Dakota gave a workforce update, reporting that North Dakota’s unemployment rate is 2.5% and labor force participation is about 68.7%, both well above national performance. He described Job Service’s 15 workforce programs, including H-2A housing inspections for foreign agricultural workers, the job placement partnership program with DOCR, WOTC, and other federal and state workforce efforts. Davis said the agency served more than 11,000 individuals in 2025, operates nine workforce centers, and tracks outcomes through quarterly and annual reporting. In response to questions, he said job openings data reflect only positions in the system and may understate actual hiring needs, that child care and other assistance programs could be better tied to employment outcomes, and that the DOCR partnership has shown strong results with lower recidivism and higher earnings. He also said the H-2A inspection workload is growing quickly and additional staffing or less frequent federal inspection requirements could help. Allen Knutson then presented S&P Global’s updated revenue forecast. He said oil prices have risen sharply since the prior month’s outlook, improving the state’s near-term revenue picture, though the economy remains volatile and agriculture is facing weaker commodity prices. Based on the updated forecast, total major tax revenues for the current biennium are projected to be about $89 million above the legislative forecast, and the next biennium could be about $500 million higher, though that estimate is preliminary and may change. He also walked through an alternate oil-price scenario showing significantly higher oil and gas collections and a larger Strategic Investment Fund balance if prices remain elevated. Members asked whether another forecast should be requested once oil markets stabilize and about tribal allocation changes in the alternative scenario; Knutson said additional updates are possible through OMB and future forecast cycles.
NH

New Hampshire 2025 Regular Session

House Finance Division I (03/24/2025)

Transcript Highlights:
  • Number two, it offers a low-interest loan program through the BEA, through the Housing Champions Fund
  • ,<00:36:16.400> but<00:36:16.640> we loan portion of the program, but we loan portion
  • So, the interlibrary loan program that I think you’re referencing is a federally funded program.
  • loan program.
  • So it is inner a library loan program.
Keywords: 928, house, all
Summary: The committee first took up House Bill 733, a third-party litigation financing reporting bill. Representative Cole explained that the bill shifts reporting from the Secretary of State to the courts, which he said removes the fiscal note and helps insurers obtain information for underwriting and premium-setting. The committee accepted the explanation and voted ought to pass; the roll call was 8-0 in favor, with one member taking a pause. The committee then heard House Bill 219, dealing with the renewable portfolio standard and the renewable energy fund. Representative Bose argued the bill would reduce electricity costs by lowering the REC purchase obligation from 220,000 to 170,000, which he said would reduce payments into the renewable energy fund by roughly $1 million to $2 million and save consumers only pennies a month. After questions about timing and whether to wait for a DOE report, the committee voted to retain the bill for further discussion rather than advance it; the motion to retain passed 5-4. House Bill 365 was then discussed as an election-related bill intended to help verify citizenship for voter registration and create a voucher process for people who cannot afford a birth certificate. The sponsor said the Secretary of State may be able to use federal and state databases to verify citizenship, and if not, indigent applicants could receive a voucher reimbursed by the state, with a $25,000 appropriation included. Members raised concerns about the Secretary of State’s access to databases and the bill’s timing and cost, and the committee decided to hold the bill until Secretary Scanlan could come testify. Finally, the committee heard House Bill 552, which updates retiree health coverage rules so dependent children can remain on the plan until age 26, consistent with the Affordable Care Act. DAS officials said retirees pay the full cost for dependents, about $1,000 per month, while the state covers only the retiree and spouse. The committee voted ought to pass unanimously, 9-0. The committee then began discussion of House Bill 572, a housing bill aimed at missing-middle housing, describing a voluntary program to identify developable public land, support construction, and streamline review, but the transcript cuts off before any action on that bill.
HI

Hawaii 2026 Regular Session

CPN DEFER, CPN-HOU, CPN, CPN-EDT Public Hearings 02-03-2026

Commerce and Consumer Protection

Transcript Highlights:
  • are nothing against the rental program are nothing against the rental program against<00:03:22.239
  • rental own program. rental own program.
  • The amateur mixed martial arts program. program. program.
  • program cost year after year.
  • programming including dress for success. programming including dress for success.
Bills: SB2045, SB2354
Summary: The committees first took up SB 2071 on rent-to-own housing. Testimony was generally supportive from HHFDC and Hawaii Realtors, but Sierra Club of Hawaii and others opposed the bill unless it was amended to exclude ceded lands from the 99-year lease provision. Members discussed the scope of ceded versus non-ceded lands and whether an inventory exists. The committees ultimately recommended passage with amendments, including HHFDC’s proposal to make the fixed-price period flexible by tying it to an option period and Sierra Club’s language limiting the program to non-ceded state or county land. They then heard SB 2191 on limited profit housing associations. HHFDC supported the measure, while the Tax Foundation of Hawaii and the Office of the Auditor urged caution about tax exclusions and asked for clearer, more targeted limits and measurable outcomes. The committees adopted amendments to add a statement of purpose, include measurable metrics, apply the tax provisions to taxable years beginning after December 31, 2025, and delay the effective date to allow for administrative changes. SB 2191 was recommended for passage with amendments. The committees also considered SB 2197, which would have replaced the five-year fixed-price period in rent-to-own housing with an option period set by HHFDC, but deferred it indefinitely because its issues were addressed in SB 2071. SB 2180 on deposits of public funds drew comments from the Hawaii Bankers Association questioning definitions and noting banks are already subject to Community Reinvestment Act requirements; decision-making was deferred to the next day in the CPN committee and to a later date for the housing committee. Finally, SB 2210 on housing discrimination received support from disability advocates and the Hawaii Civil Rights Commission, which asked for one additional investigator; the committees passed it with amendments adding a blank appropriation for one full-time position and planned to notify Ways and Means for possible re-referral.
TX

Texas 89th Regular

Senate Session Apr 2nd, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • The program is designed with veterans in mind.
  • Maynard doesn't have the money to loan.
  • The Water Development Board has about seven existing programs.
  • What I'm saying is these programs are stoking the flame.
  • On suspension, the bill before us does not address the HUB program.
Bills: SJR12, SCR39, SB7, SB8, SB27, SB29, SB125, SB241, SB371, SB396, SB406, SB464, SB568, SB578, SB608, SB617, SB660, SB689, SB693, SB707, SB731, SB732, SB763, SB779, SB836, SB854, SB857, SB875, SB878, SB879, SB906, SB920, SB921, SB922, SB942, SB965, SB985, SB996, SB1029, SB1035, SB1036, SB1059, SB1084, SB1098, SB1101, SB1185, SB1188, SB1321, SB1332, SB1366, SB1388, SB1396, SB1453, SB1484, SB1494, SB1536, SB1563, SB1596, SB1610, SB1619, SB1737, SB1738, SB1741, SB1816, SB1822, SB1841, SB1939, SB2155, SB2188, SB2230, SJR36, SJR12, SJR81, SJR50, SCR22, SCR12, SCR39, SB765, SB62, SB666, SB888, SB687, SB847, SB1248, SB504, SB857, SB305, SB296, SB284, SB241, SB304, SB1023, SB204, SB609, SB670, SB850, SB854, SB413, SB1346, SB1033, SB1220, SB1073, SB810, SB1539, SB447, SB406, SB985, SB1119, SB1505, SB1215, SB1302, SB583, SB673, SB681, SB1172, SB608, SB955, SB957, SB1120, SB541, SB1737, SB266, SB1415, SB125, SB53, SB1352, SB785, SB1450, SB1502, SB1566, SB414, SB1062, SB578, SB711, SB746, SB942, SB1404, SB1448, SB1738, SB507, SB689, SB1026, SB1349, SB1355, SB1433, SB1434, SB1596, SB1403, SB763, SB667, SB1059, SB617, SB1567, SB310, SB311, SB505, SB1209, SB1210, SB1470, SB264, SB1029, SB1358, SB1364, SB1569, SB1376, SB1228, SB519, SB878, SB1350, SB462, SB827, SB1585, SB1396, SB920, SB1484, SB1273, SB1741, SB7, SB927, SB1227, SB1229, SB1353, SB1366, SB1464, SB1709, SB1729, SB1733, SB1744, SB1772, SB1816, SB1841, SB2188, SB1147, SB879, SB1008, SB1536, SB2016, SB1453, SB1173, SB1163, SB996, SB27, SB568, SB1370, SB1321, SB1101, SB906, SB860, SB1563, SB993, SB693, SB1610, SB1537, SB836, SB1332, SB1307, SB963, SB493, SB922, SB984, SB1084, SB619, SB1098, SB1122, SB455, SB522, SB1057, SB1239, SB1254, SB1255, SB1259, SB1341, SB1664, SB1877, SB464, SB1277, SB32, SB732, SB660, SB731, SB921, SB268, SB1822, SB1188, SB1939, SB1589, SB397, SB1388, SB2230, SB1058, SB1036, SB1267, SB2112, SB1930, SB532, SB1035, SB2155, SB508, SB29, SB292, SB291, SB901, SB1333, SB1436, SB1494, SB964, SB779, SB1378, SB2312, SB1719, SB1386, SB287, SB2143, SB1245, SB261, SB1247, SB1948, SB2406, SB2407, SB1882, SB1197, SB1814, SB618, SB38, SB393, SB2065, SB1371, SB1394, SB1365, SB2243, SB2226, SB2039, SB1919, SB1895, SB1598, SB1493, SB1810, SB1791, SB1706, SB1644, SB1238, SB783, SB458, SB22, SB651, SB897, SB7, SB125, SB578, SB608, SB617, SB763, SB836, SB878, SB906, SB920, SB942, SB985, SB1084, SB1366, SB1388, SB1563, SB1737, SB1738, SB1816, SB1939, SB406, SB689, SR327, SR346, SR351, SR352
MD

Maryland 2026 Regular Session

Senate Floor Session, 3/25/2026 #1

Maryland Senate Floor Meeting

Transcript Highlights:
  • Senate Bill 283, the President, Maryland Consolidated Capital Bond Loan of 2026, Budget and Taxation.
  • Capital Bond Loan of 2026, Budget<00:14:50.800> and<00:14:50.880> Taxation.
  • capital bond program of the year,<00:14:57.760> uh<00:14:58.280> third<00:14:58.560>
  • Um this is our biggest jobs program<00:15:19.480> of<00:15:19.520> the<00:15:19.600>
  • This is money we program of the year.
Summary: The Senate convened on March 25, 2026, with an invocation by Father Frank Crumble III, who was introduced as the guest of the Senator from the 36th District. The chamber also recognized several guests and groups, including leaders from Cherry Hill on the occasion of the community’s 80th anniversary, Doctor of the Day Maryam Diallo, the Prince George’s County Democratic Central Committee, students from Andrew Jackson Academy, and several women honored for Women’s History Month. Additional recognitions included the Greater Baltimore Committee, Boy Scouts, Tarbiyah Academy, and a Senate intern. The main floor action was a special resolution congratulating the Cherry Hill community on the 80th anniversary of Cherry Hill Homes, a purpose-built community for African Americans returning from World War II. Senators spoke about Cherry Hill’s history, resilience, and recent community investments such as new schools and a recreation center. The resolution was read in full and adopted unanimously. Senate Bill 890, concerning an insurance premium tax receipts exemption for captive insurance procured by nonprofit hospitals and health care systems, was special ordered for another day at the sponsor’s request. The Senate also took up Senate Bill 283, the Maryland Consolidated Capital Bond Loan of 2026. After brief remarks praising the committee’s work and the statewide investment program, the bill passed third reading by unanimous vote. Committee and delegation announcements followed, including Finance, Triple E, and Judicial Proceedings holding House bill hearings at 1:00 p.m., and the Prince George’s County delegation meeting later that day. The Senate then remained in session long enough to confirm a quorum and adjourned until March 26, 2026, at 10:00 a.m.
CA

California 2025-2026 Regular Session

Assembly Elections Committee Jul 2nd, 2025

Transcript Highlights:
  • They got their elections started with loans to themselves.
  • They got their elections started with loans to themselves.
  • It doesn't say exactly what the programs have to look like.
  • It doesn't say exactly, you know, what the programs have to look like.
  • Public financing programs are a promising tool for empowering voters.
Summary: The Assembly Elections Committee met on July 2, 2025, with a quorum present and took up eight agenda items, including four consent bills. The committee first approved the consent calendar, which included SB 280, SB 621, SB 851, and SB 852, all moving forward without objection. The committee then heard several bills from Senator Umberg focused on election administration and campaign finance, along with SB 408 on voter-roll maintenance. SB 249 would require county board of education elections to be consolidated with the statewide general election. Supporters, including the League of Women Voters, argued this would increase turnout and make those elections more representative; opponents, including Orange County education officials, argued it would override local control, increase costs, and add ballot fatigue. The bill passed 5-2 and was re-referred to the Committee on Education. SB 398 would make it a crime to pay or offer contingent payments or other valuable consideration to induce voting or voter registration, closing what supporters described as a loophole involving lotteries and incentives. It passed 5-0 as amended and was re-referred to the Committee on Public Safety. SB 42 would remove the state ban on public financing for campaigns in general law cities and counties, allowing local voters to decide whether to adopt such systems. Supporters from Common Cause, the League of Women Voters, and many local advocates said it would broaden participation and reduce the influence of big money; opponents raised concerns about taxpayer funding, guardrails, and local oversight. The bill passed 5-2 and was re-referred to Appropriations. Finally, SB 408 would require election officials to use U.S. Postal Service change-of-address data to help maintain voter rolls; supporters said it would improve accuracy and trust in elections, while one commenter questioned reliance on postal data. The bill passed unanimously 6-0 and was re-referred to Appropriations. The committee then completed the remaining roll calls and adjourned.
HI

Hawaii 2025 Regular Session

ECD Public Hearing - Wed Feb 5, 2025 @ 10:00 AM HST

Economic Development & Technology

Transcript Highlights:
  • Uh, we do not take issue with the program that is sought to be established by this bill.
  • ><00:16:39.800> to<00:16:39.959> help<00:16:40.199> with lot of really good programs
  • This FTE is going to be for the business loan officer within the Business Support Branch.
  • <00:55:55.039> um<00:55:55.520> Pro<00:55:55.880> program expenses programing
  • um Pro program expenses programing um Pro program expenses<00:55:57.359> uh<00:55:57.480>
Keywords: 910, house, all
Summary: The Committee on Economic Development and Technology met on February 5, 2025, and heard testimony on several bills related to economic development, broadband, tax policy, and family support. HB 455 drew support for a startup-business loan program, with DBEDT, the Hawaii Food Industry Association, the Chamber of Commerce of Hawaii, and Hmua Collective among those in favor; Tax Foundation Hawaii questioned the need for a special fund. HB 437, concerning Hawaii trade/investment offices, received support from DBEDT and Hawaii Friends for Civil Rights, and members asked DBEDT about how to measure return on investment from the overseas offices. HB 650, dealing with broadband-related administration, was supported by DBEDT, the Department of Agriculture, the Hawaii Food Industry Association, and others, while committee discussion focused on the role of the state’s trade and investment offices and broadband administration. HB 935, on digital navigator support, received testimony in favor from DBEDT, the Hawaii State Council on Developmental Disabilities, the University of Hawaii system, and others, but also drew comments about consumer representation and the need for service on neighbor islands. The committee also heard strong testimony on tax and family-related measures. HB 572, which would remove the grocery tax, received overwhelming support from groups including the Hawaii Food Industry Association, AARP Hawaii, and others, with testimony emphasizing food insecurity and cost-of-living relief; Tax Foundation Hawaii offered technical comments. HB 701, a caregiver tax credit bill, was supported by AARP Hawaii, Hawaii Children’s Action Network Speaks, and others, with AARP stressing the burden on family caregivers and Tax Foundation Hawaii suggesting the credit percentage be reduced to preserve price-shopping incentives. HB 753, another child and dependent care tax credit measure, drew support from AARP Hawaii, Catholic Charities Hawaii, Hawaii Children’s Action Network Speaks, and others; Tax Foundation Hawaii again raised technical concerns, this time about the complexity of the formula. After testimony, the committee took up decision-making. HB 455 was passed with amendments, including transferring administrative responsibility from the Hawaii Technology Development Corporation to the Community-Based Economic Development Program, blanking out the appropriation, adding one business loan officer FTE, and noting a $95,000 cost. HB 437, HB 650, HB 934, HB 442, and HB 572 were all advanced with amendments, generally involving blanking out appropriations, moving amounts into committee notes, technical cleanup, and setting effective dates to July 1, 3000. HB 935 was deferred because of overlap with public library programs and uncertainty about federal funding for digital navigator positions. The chair also indicated HB 7 would be amended to add a nonrefundable family caregiver tax credit and related technical changes, but the transcript cuts off before final action on that bill.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Tuesday, September 16, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • I WAS HONORED TO PARTICIPATE IN HIS NAMESAKE, THE EDGAR FELLOWS PROGRAM, IN 2013.
  • THERAPISTS, HIRING MORE SOCIAL WORKERS, CREATING MORE GOVERNMENT PROGRAMS.
  • It was loaned to the Treasury.
  • IT WAS LOANED TO THE TREASURY.
  • The program is one of the largest sources of human trafficking in the United States.
MA
Transcript Highlights:
  • This is not a broad subsidy program or a complicated grant process.
  • Across 125 Massachusetts credit unions, we have issued over 7,700 business loans, totaling...
  • , and in 2025 alone, almost one billion small business loans were originated.
  • There is no bank issuing you credit, taking the risk of an unsecured loan.
  • Every consumer card does not have that program available.
Keywords: 995, all
Summary: The Special Legislative Commission on the Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses held a public hearing focused on interchange fees, sales tax and tip processing, chargebacks, fraud, surcharging, and the broader future of payment systems. Chair Paul Feeney and co-chair Rep. Jamie Murphy opened by explaining the commission’s charge and inviting testimony from small businesses, industry groups, banks, and policy experts. Representative Sean Garballey testified first, arguing that Massachusetts tourism depends on universal card acceptance and stable interchange, and urging the commission not to disrupt the current system ahead of major events expected to bring millions of visitors to the Commonwealth. A large portion of the hearing featured independent restaurant owners and advocates describing thin margins and the burden of paying percentage-based processing fees on sales tax and tips that are not business revenue. Jen Ziskin, Kristen Canty, Nancy Cushman, Kerry Colzer, and others said restaurants often operate on very small profits and that processing fees on taxes and gratuities can amount to tens or hundreds of thousands of dollars annually. Ryan Lotz also urged reforms to chargebacks, including refunding chargeback fees when merchants prevail, requiring consumers to contact businesses before disputing charges, and limiting repeat abuse. Commission members pressed witnesses on whether tax and tip amounts could be separated at the point of sale, and several witnesses said current consumer card systems do not transmit that level of detail. Testimony from credit union, banking, and payments representatives largely opposed state-level changes that would carve out taxes or tips from interchange, warning of compliance burdens, higher costs, reduced rewards, and possible effects on fraud protection and access to credit. Alex Verine of America’s Credit Unions and Deb Peters and Keely McEwen of the Electronic Payments Coalition said the payment system is complex, that interchange funds fraud prevention and network infrastructure, and that new state mandates could create operational and legal uncertainty. Dan Swanson argued states have authority to act and pointed to Illinois litigation and federal court rulings, while Julian Morris and Brad Popolado emphasized the benefits of card acceptance, the decline of cash, and the need to consider other payment methods and check fraud as well. Several witnesses discussed international payment systems, instant payments, and QR standards as possible future directions. The chairs and members engaged in extended back-and-forth with witnesses about whether Massachusetts could exempt sales tax from swipe fees, whether surcharging should be revisited, and whether vendor compensation or other targeted relief might be more workable than broad changes to interchange. No votes were taken. At the close of the hearing, the chairs said the commission would hold one additional public hearing date to be determined, after which members would begin developing next steps and a report.
FL

Florida 2026 Regular Session

Appropriations Committee on Higher Education Feb 25th, 2026

Appropriations Committee on Higher Education

Transcript Highlights:
  • My goal is to help expand our programs. My goal is to help expand our programs that we need.
  • I know our cybersecurity program and our AI program are fairly new, and I think with this partnership
  • one day we'll have a doctorate program in the nursing program at West Florida.
  • One of the best programs is the nursing program, where the practical nursing students pass at 90.91%,
  • lead to the elimination of federal student loans and the forgiveness program and income-based repayment
Bills: S1570, S1376
Summary: The committee heard and approved two bills before moving to a long confirmation agenda. SB 1570, by Sen. Gates, would restore Project Leo, a previously sunset program that helps locate missing persons with special needs through voluntary tracking devices and coordination between CARD centers and local sheriffs; it was praised as a proven tool for families and first responders and was reported favorably. CS/SB 1376, by Sen. Burgess, would create grants to support genetic counseling education and help address Florida’s shortage of genetic counselors; testimony noted the state’s limited supply of licensed counselors and the need to expand clinical training, and the bill also passed favorably. The committee then considered a block of reappointments to university and college boards of trustees, including institutions such as UWF, Broward College, Chipola College, FIU, Pasco-Hernando, Polk State, St. Petersburg, Valencia, FAMU, FAU, UCF, FSU, New College, UNF, USF, and others. No one requested separate votes on the reappointments, and the block was confirmed unanimously for recommendation to the next committee. A series of new appointees then appeared and largely emphasized workforce training, nursing, military support, and local economic development at their institutions. Witnesses included appointees to Pensacola State, Polk State, St. Petersburg College, UNF, FIU, UWF, Valencia, the College of the Florida Keys, and others; several highlighted strong NCLEX pass rates, dual enrollment, and partnerships with employers or military communities. One nominee, Florida Poly reappointment Ilya Shapiro, faced pointed questioning from Sen. Bracey Davis about past comments regarding race and the Supreme Court; he said his remarks were about hiring criteria, not a specific justice, and reiterated opposition to race- or sex-based selection. The committee also briefly struggled to reach Sherry Young by phone before hearing her testimony for Chipola College, where she said she wanted to give back as an alumna and nurse practitioner. Most new appointees were recommended for confirmation in a block, while Thomas Zachary Smith of UWF was pulled for separate consideration.
FL
Transcript Highlights:
  • My goal is to help expand our programs. My goal is to help expand our programs that we need.
  • I know our cybersecurity program and our AI program is fairly new, and I think with this partnership,
  • And then hopefully one day we'll have a doctorate program in the nursing program at West Florida.
  • One of the best programs is the nursing program, where the practical nursing students pass at 90.91%,
  • lead to the elimination of federal student loans and the forgiveness program and income-based repayment
Summary: The committee on Higher Education Appropriations heard and favorably reported two bills: SB 1570, which revives the former Project Leo program to help locate missing persons with special needs through voluntary tracking devices and coordination with sheriff’s offices, and CS/SB 1376, which creates a grant program to support genetic counseling education in response to a statewide shortage of genetic counselors. Both bills drew supportive comments, with the genetic counseling bill also receiving public support from a university representative. The committee then took up a large slate of confirmations. It first approved a block of reappointments to various university and college boards of trustees, including institutions such as UWF, Broward College, Chipola College, FIU, Pasco-Hernando, Polk State, St. Petersburg College, Valencia, FAMU, FAU, UCF, FSU, New College, UNF, USF, and Broward College. It then heard from numerous new appointees and some requested reappointments, many of whom emphasized workforce training, nursing, military and veteran support, dual enrollment, and local economic development as priorities for their institutions. Several nominees highlighted their personal ties to the schools and communities they would serve, including appointees to Pensacola State, Polk State, St. Petersburg College, UNF, UWF, FIU, the College of the Florida Keys, Valencia College, and Chipola College. Committee members repeatedly asked about nursing NCLEX pass rates, workforce alignment, and institutional growth. One reappointment, Thomas Zachary Smith to the UWF board, was pulled from the block for separate questioning about his past public comments and his role in Project 2025; he said he would serve in his personal capacity and treat all students equally. The committee also separately heard from a Florida Poly reappointment, I. Shapiro, who was questioned about prior remarks regarding race and Supreme Court nominations, and from a New College reappointment, Mark Bowerlaine, who described campus improvements and enrollment growth. The meeting ended amid ongoing confirmation processing and separate votes on the remaining nominees.
LA

Louisiana 2026 Regular Session

Education May 21st, 2026

Education

Transcript Highlights:
  • and competitive academic programs.
  • Individualized education program or plan.
  • This program did literally 1,000 assignments, which this program did.
  • That would trigger an optimization program or an optimization policy.
  • eligible for enhanced federal student loan access.
Keywords: 974, senate, all
LA

Louisiana 2026 Regular Session

Education May 21st, 2026

Education

Transcript Highlights:
  • and competitive academic programs.
  • athletic programs while we're asking the parents to please pay more, please pay more. ...programs while
  • This program did literally 1,000 assignments, which This program did literally 1,000 assignments, which
  • That would trigger an optimization program or an optimization policy.
  • eligible for enhanced federal student loan access.
Summary: The Senate Education Committee met to hear several education-related measures. It reported favorably, without objection, on House Bill 1215, which would transfer certain removed historical statues and monuments to the Office of State Parks, prohibit re-erection in the parish where they were removed, and require interpretive signage. The committee also advanced House Bill 682, which creates a school guardian program for honorably discharged veterans employed or contracted by local school systems or charter schools; testimony emphasized that guardians would be unarmed, trained, and used for mentoring and school safety. House Bill 1079, giving enrollment preferences in charter schools to children in early childhood programs, military families, foster children, and children in custody disputes, was also reported favorably, as was House Concurrent Resolution 81, directing the Department of Education to study options for districts facing declining enrollment. The committee then took up House Bill 1084, which would allow public postsecondary institutions to raise tuition and mandatory fees by up to 15 percent annually, with higher increases requiring Board of Supervisors approval. The bill drew extended debate over affordability, TOPS, student retention, and whether universities should have more autonomy to set prices. Members raised concerns about fee burdens on families and whether the state should first study the issue; supporters argued the bill would increase transparency and let institutions respond to funding needs and market conditions. Senator Mazzell offered an amendment lowering the cap from 15 percent to 10 percent, and the committee adopted the amendment before reporting the bill favorably as amended. Finally, the committee heard House Bill 342, which would shift the burden of proof in special education due process hearings from parents to local education agencies. The author and parents testified that the current system places an unfair burden on families of children with disabilities, who often lack access to records and legal resources, and that schools already control the documentation and should have to show compliance with IEP obligations. Jefferson Parish school officials opposed the bill, arguing it would increase legal costs, require more staff and attorney time, and potentially lead to more hearings; they also questioned the fiscal note. The Legislative Fiscal Office said the fiscal impact was indeterminable, and the committee continued hearing testimony from parents and school representatives as the transcript ended.
NM
Transcript Highlights:
  • Chairman, Representative, NMMI is not a part of that program and has never been a part of that program
  • Of course, our 4-H Youth Development Program is the largest positive youth development program in the
  • towards evidence-based programming, as well as the outcomes of those evidence-based programs.
  • programs are listed.
  • The program summary section in the middle of the slide highlights two of BHSD's largest programs.
Keywords: 996, all
NH

New Hampshire 2025 Regular Session

Senate Capital Budget (05/08/2025)

Capital Budget

Transcript Highlights:
  • Under education, you added four different projects for CTE programs around the state where you're going
  • c><00:07:04.400> um four different projects for CTE um four different projects for CTE um programs
  • around the state where you're programs around the state where you're going<00:07:06.800> to<00
  • 19 appropriation sum of $325,000 for Pillsbury Lake Village District for the purpose of addressing loan
  • costs associated with following loan costs associated with following upgrade.<00:18:31.200> And
Keywords: 1191, senate, all