Video & Transcript Research : 'Insurance Code'

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TX

Texas 89th Regular

Senate Session Apr 2nd, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • They're separate in the code.
  • Repealing parts of the labor code.
  • There are at least two separate sections of code regarding the HUB program.
  • At the state level, we have the Labor Code. Code that prohibits discrimination. Chapter 21.
  • This amends the Civil Practice and Remedies Code and other sections.
Bills: SJR12, SCR39, SB7, SB8, SB27, SB29, SB125, SB241, SB371, SB396, SB406, SB464, SB568, SB578, SB608, SB617, SB660, SB689, SB693, SB707, SB731, SB732, SB763, SB779, SB836, SB854, SB857, SB875, SB878, SB879, SB906, SB920, SB921, SB922, SB942, SB965, SB985, SB996, SB1029, SB1035, SB1036, SB1059, SB1084, SB1098, SB1101, SB1185, SB1188, SB1321, SB1332, SB1366, SB1388, SB1396, SB1453, SB1484, SB1494, SB1536, SB1563, SB1596, SB1610, SB1619, SB1737, SB1738, SB1741, SB1816, SB1822, SB1841, SB1939, SB2155, SB2188, SB2230, SJR36, SJR12, SJR81, SJR50, SCR22, SCR12, SCR39, SB765, SB62, SB666, SB888, SB687, SB847, SB1248, SB504, SB857, SB305, SB296, SB284, SB241, SB304, SB1023, SB204, SB609, SB670, SB850, SB854, SB413, SB1346, SB1033, SB1220, SB1073, SB810, SB1539, SB447, SB406, SB985, SB1119, SB1505, SB1215, SB1302, SB583, SB673, SB681, SB1172, SB608, SB955, SB957, SB1120, SB541, SB1737, SB266, SB1415, SB125, SB53, SB1352, SB785, SB1450, SB1502, SB1566, SB414, SB1062, SB578, SB711, SB746, SB942, SB1404, SB1448, SB1738, SB507, SB689, SB1026, SB1349, SB1355, SB1433, SB1434, SB1596, SB1403, SB763, SB667, SB1059, SB617, SB1567, SB310, SB311, SB505, SB1209, SB1210, SB1470, SB264, SB1029, SB1358, SB1364, SB1569, SB1376, SB1228, SB519, SB878, SB1350, SB462, SB827, SB1585, SB1396, SB920, SB1484, SB1273, SB1741, SB7, SB927, SB1227, SB1229, SB1353, SB1366, SB1464, SB1709, SB1729, SB1733, SB1744, SB1772, SB1816, SB1841, SB2188, SB1147, SB879, SB1008, SB1536, SB2016, SB1453, SB1173, SB1163, SB996, SB27, SB568, SB1370, SB1321, SB1101, SB906, SB860, SB1563, SB993, SB693, SB1610, SB1537, SB836, SB1332, SB1307, SB963, SB493, SB922, SB984, SB1084, SB619, SB1098, SB1122, SB455, SB522, SB1057, SB1239, SB1254, SB1255, SB1259, SB1341, SB1664, SB1877, SB464, SB1277, SB32, SB732, SB660, SB731, SB921, SB268, SB1822, SB1188, SB1939, SB1589, SB397, SB1388, SB2230, SB1058, SB1036, SB1267, SB2112, SB1930, SB532, SB1035, SB2155, SB508, SB29, SB292, SB291, SB901, SB1333, SB1436, SB1494, SB964, SB779, SB1378, SB2312, SB1719, SB1386, SB287, SB2143, SB1245, SB261, SB1247, SB1948, SB2406, SB2407, SB1882, SB1197, SB1814, SB618, SB38, SB393, SB2065, SB1371, SB1394, SB1365, SB2243, SB2226, SB2039, SB1919, SB1895, SB1598, SB1493, SB1810, SB1791, SB1706, SB1644, SB1238, SB783, SB458, SB22, SB651, SB897, SB7, SB125, SB578, SB608, SB617, SB763, SB836, SB878, SB906, SB920, SB942, SB985, SB1084, SB1366, SB1388, SB1563, SB1737, SB1738, SB1816, SB1939, SB406, SB689, SR327, SR346, SR351, SR352
TX
Bills: SJR12, SCR39, SB7, SB8, SB27, SB29, SB125, SB241, SB371, SB396, SB406, SB464, SB568, SB578, SB608, SB617, SB660, SB689, SB693, SB707, SB731, SB732, SB763, SB779, SB836, SB854, SB857, SB875, SB878, SB879, SB906, SB920, SB921, SB922, SB942, SB965, SB985, SB996, SB1029, SB1035, SB1036, SB1059, SB1084, SB1098, SB1101, SB1185, SB1188, SB1321, SB1332, SB1366, SB1388, SB1396, SB1453, SB1484, SB1494, SB1536, SB1563, SB1596, SB1610, SB1619, SB1737, SB1738, SB1741, SB1816, SB1822, SB1841, SB1939, SB2155, SB2188, SB2230, SJR36, SJR12, SJR81, SJR50, SCR22, SCR12, SCR39, SB765, SB62, SB666, SB888, SB687, SB847, SB1248, SB504, SB857, SB305, SB296, SB284, SB241, SB304, SB1023, SB204, SB609, SB670, SB850, SB854, SB413, SB1346, SB1033, SB1220, SB1073, SB810, SB1539, SB447, SB406, SB985, SB1119, SB1505, SB1215, SB1302, SB583, SB673, SB681, SB1172, SB608, SB955, SB957, SB1120, SB541, SB1737, SB266, SB1415, SB125, SB53, SB1352, SB785, SB1450, SB1502, SB1566, SB414, SB1062, SB578, SB711, SB746, SB942, SB1404, SB1448, SB1738, SB507, SB689, SB1026, SB1349, SB1355, SB1433, SB1434, SB1596, SB1403, SB763, SB667, SB1059, SB617, SB1567, SB310, SB311, SB505, SB1209, SB1210, SB1470, SB264, SB1029, SB1358, SB1364, SB1569, SB1376, SB1228, SB519, SB878, SB1350, SB462, SB827, SB1585, SB1396, SB920, SB1484, SB1273, SB1741, SB7, SB927, SB1227, SB1229, SB1353, SB1366, SB1464, SB1709, SB1729, SB1733, SB1744, SB1772, SB1816, SB1841, SB2188, SB1147, SB879, SB1008, SB1536, SB2016, SB1453, SB1173, SB1163, SB996, SB27, SB568, SB1370, SB1321, SB1101, SB906, SB860, SB1563, SB993, SB693, SB1610, SB1537, SB836, SB1332, SB1307, SB963, SB493, SB922, SB984, SB1084, SB619, SB1098, SB1122, SB455, SB522, SB1057, SB1239, SB1254, SB1255, SB1259, SB1341, SB1664, SB1877, SB464, SB1277, SB32, SB732, SB660, SB731, SB921, SB268, SB1822, SB1188, SB1939, SB1589, SB397, SB1388, SB2230, SB1058, SB1036, SB1267, SB2112, SB1930, SB532, SB1035, SB2155, SB508, SB29, SB292, SB291, SB901, SB1333, SB1436, SB1494, SB964, SB779, SB1378, SB2312, SB1719, SB1386, SB287, SB2143, SB1245, SB261, SB1247, SB1948, SB2406, SB2407, SB1882, SB1197, SB1814, SB618, SB38, SB393, SB2065, SB1371, SB1394, SB1365, SB2243, SB2226, SB2039, SB1919, SB1895, SB1598, SB1493, SB1810, SB1791, SB1706, SB1644, SB1238, SB783, SB458, SB22, SB651, SB897
TX

Texas 89th Regular

Senate Session Jun 1st, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • Members, the conference committee report simply keeps the Texas Department of Insurance under review
  • a board with promulgated rules and standards for chiropractic, or doctors or PTs, they have their code
  • The conference committee report changes the election code by treating early voting and Election Day as
OK

Oklahoma 2026 Regular Session

Business and Insurance 2ND REVISED Feb 26th, 2026 at 09:30 am

Business and Insurance

Transcript Highlights:
  • They'll come in like to call this committee meeting of Business and Insurance to order.
  • Referential favorable treatment to bidders whose pharmacy benefit managers do not own health insurance
  • Oklahoma Insurance Commission. For questions, do pass from Senator Brooks. Second from the chair.
  • But the PM and their parent insurance company.
  • The PM and their parent insurance company are the ones who choose where this dispensing fee goes.
TX

Texas 89th Regular

Senate Session (Part I) Jun 2nd, 2025

Texas Senate Floor Meeting

TX

Texas 89th Regular

Senate Session (Part II) Jun 2nd, 2025

Texas Senate Floor Meeting

ND

North Dakota 2025-2026 Regular Session

House Industry, Business and Labor Apr 8th, 2025 at 02:45 pm

Industry, Business and Labor

Transcript Highlights:
  • the insurance department can provide that would help our health plan here.
  • catastrophe insurance protection.
  • But that's, you go to a self-insured plan with high catastrophe insurance protection.
  • That's the amount that's being paid in a biennium towards the insurance.
  • You tell me one employer in the state of North Dakota that pays 100% of the health insurance...
Bills: SB2160
Summary: The committee resumed work on Senate Bill 2160, which would move the Public Employees Retirement System health plan from grandfathered to non-grandfathered status under the Affordable Care Act. PERS officials Rebecca Frickie and Derek Holbein explained that the bill would allow more flexibility in plan design, including higher deductibles, co-pays, and out-of-pocket maximums, while also adding enhanced preventive benefits. They clarified that ACA “essential health benefits” apply to individual and small-group markets, not to PERS as a large employer, and that the bill’s projected cost increases were based on actuarial estimates and prior bid scenarios from Sanford and Blue Cross Blue Shield. Members debated whether the bill would actually save money or simply shift costs to employees. Supporters argued that non-grandfathered status would create more levers to manage medical inflation and could produce net premium savings through plan redesign, citing prior bid comparisons showing potential reductions of 1% to 8% depending on the option. Opponents, including Representative Schauer and North Dakota United president Nick Archelette, questioned how the state would pay for the estimated $25 million to $30 million in added benefits and warned that employees could face higher out-of-pocket costs amid already strained household budgets. Frickie said the legislature would control funding decisions and that current law requiring the state to pay full family premiums could be changed only by statute. The committee also discussed reserve funding, with members noting that a $4.3 million reserve draw in the bill was intended to cover the final months of the biennium and could be modified. After testimony and discussion, Vice Chair Johnson moved a do-pass recommendation and referral to Appropriations. The motion passed 10-3-1, with Representatives Ostlie, Schatz, and Schauer voting no. Representative Gump agreed to carry the bill.
OK

Oklahoma 2026 Regular Session

Commerce and Economic Development Oversight Mar 3rd, 2026 at 03:00 pm

Commerce & Economic Development Oversight

Transcript Highlights:
  • We have had significant increases in insurance costs, which are due to a variety of insurance costs and
  • insurance companies challenging claims and then not paying.
  • avenue for the consumer to create a savings account because of some of the things we're seeing in the insurance
  • that up into, then I could pay that claims essentially out of that and keep that cost off of my insurance
OK

Oklahoma 2026 Regular Session

Commerce and Economic Development Oversight Mar 3rd, 2026 at 10:30 am

Commerce & Economic Development Oversight

Transcript Highlights:
  • This particular bill focuses on insurance coverage, roof adoption, and you. For questions.
  • The Oklahoma Insurance Department requests the following changes to update provisions related to the
  • homeowner's insurance in the Oklahoma Insurance Code.
  • Oklahoma Insurance Department. Thank you so much. Underwriting purposes.
  • Oklahoma Insurance Department. Thank you so much. Have pass, see no questions.
FL

Florida 2026 Regular Session

Banking and Insurance Jan 28th, 2026

Banking and Insurance

Transcript Highlights:
  • The Committee on Banking and Insurance will now come to order. Amora, please call the roll.
  • Basically, what we're doing is... ...electronic insurance or eyewear insurance or both.
  • We have Tim Meehan, National Association of Insurance and Financial Advisors, waving in support.
  • Murphy, Board Association of Insurance Agents, waving in support.
  • The bill requires families to maintain comprehensive health insurance.
Summary: The Committee on Banking and Insurance met with a quorum present and took up a series of bills, beginning with SB 1286 by Senator Wright. That bill expands the law enforcement recruitment bonus program to include firefighters, creates a DFS grant review panel for fire-related grants, and establishes an institute for PTSD and first-responder behavioral health. Testimony from fire chiefs and others supported the measure, and the committee reported it favorably. The committee then considered several insurance and financial regulation bills. CS/SB 198 by Senator Rousan, as amended, regulates virtual currency kiosks with transaction limits, notice and receipt requirements, and OFR enforcement authority; witnesses described it as a needed anti-fraud measure, especially for seniors, and it was reported favorably. CS/SB 772 by Senator Burgess, as amended, allows limited licenses for portable electronics and eyewear insurance, and CS/SB 1504 by Senator Claudio, as amended, creates a pathway for high school students to qualify for insurance customer representative licensure; both were reported favorably. The committee also approved two cryptocurrency reserve bills by Senator Gruters: CS/SB 1038 creates the Florida Strategic Cryptocurrency Reserve framework, and CS/SB 1040 creates the related trust fund; both received technical amendments and favorable reports. CS/SB 1440 by Senator Martin, as amended, creates public records exemptions and cybersecurity reporting provisions for financial institutions and related entities, and it was reported favorably. Finally, SB 1668 by Senator Burton, which updates the NICA program’s funding and benefit structure, and CS/SB 570 by Senator Polsky, which creates a task force on payment scams, were both heard with supportive testimony and reported favorably. Senators later recorded additional affirmative votes on selected bills before the committee adjourned.
OK

Oklahoma 2026 Regular Session

Business and Insurance REVISED Feb 5th, 2026 at 09:30 am

Business and Insurance

Transcript Highlights:
  • Welcome to Business and Insurance.
  • I mean, that is the contention that I've heard from insurance companies.
  • And I get a discount through the insurance program that I use with my optometrist.
  • The insurance commissioner has been involved all the way back in 24.
  • That concludes business and insurance.
TX

Texas 89th Regular

Business and Commerce May 13th, 2025

Business & Commerce

Transcript Highlights:
  • Consolidated insurance programs are not the form of insurance that we do for our work.
  • The level of insurance. Won't change because they're insuring for the full risk already.
  • And it's not just their insurance. They're personally responsible.
  • It's not limited to your insurance coverage. change?
  • We don't use a master code. and a bunch of subs.
TX

Texas 89th 2nd C.S.

Business and Commerce May 13th, 2025

Business & Commerce

Transcript Highlights:
  • Members, our insurance code Chairman Schwertner: Currently provides certain provisions in a construction
  • Consolidated insurance programs are not the form of insurance that we do for our work.
  • The level of insurance won't change because they're insuring for the full risk already.
  • And it's not just their insurance, they're personally responsible.
  • The levels of insurance aren't going to change because they're insuring for their full exposure anyway
TX
Transcript Highlights:
  • Thank you, and, members, our insurance code currently provides that certain provisions in a construction
  • Consolidated insurance programs are not the form of insurance that we do for our work.
  • The level of insurance won't change because they're insuring for the full risk already.
  • And it's not just their insurance. They're personally responsible.
  • The levels of insurance aren't going to change because they're insuring for their full exposure anyway
Summary: The committee first took up pending business and favorably reported several House bills without opposition, including HB 11, HB 132, HB 1041, HB 1606, HB 2286, and HB 5061. Each was moved out of committee with a recommendation that it do pass and be printed, and several were also recommended for the local and uncontested calendar. The committee then heard HB 3306, which would extend existing construction-contract indemnity exceptions to electric infrastructure construction, maintenance, and vegetation management work for electric utilities and transmission and distribution utilities. The sponsor said the bill would reduce litigation and insurance costs for ratepayers, while construction industry witnesses argued it would shift liability onto subcontractors and create broad-form indemnity in a way Texas law has generally prohibited since 2011. HB 3306 was left pending. The committee also heard HB 4739, a Comptroller-requested cleanup bill to repeal an outdated Finance Code provision requiring remittance of a portion of certain delinquency charges to the state, and HB 3803, HB 3804, and HB 3806, all Department of Banking-requested cleanup bills dealing with confidentiality and supervision rules for perpetual care funds, state banks, and trust companies. Those bills were briefly explained and left pending without testimony. HB 4219, aimed at improving Public Information Act compliance by requiring timely notice when records do not exist or are being withheld, allowing complaints to the Attorney General, and imposing training and fee consequences for noncompliance, drew support from a journalist and a policy analyst and was also left pending. The committee then heard HB 4238 on coerced debt and identity theft. The sponsor explained that the committee substitute narrows the bill to court-ordered findings of identity theft/coerced debt, gives collectors seven business days to stop collection activity, and removes a section to avoid litigation over court orders. A law professor and a family violence advocate testified in strong support, describing coerced debt as a barrier for domestic violence and elder abuse survivors trying to rebuild credit and access housing, jobs, and utilities. The bill was left pending. HB 1522, which would require local governments to post meeting notices three business days in advance and make budget materials more accessible online and in physical form, also drew support, though a school business officials representative raised concerns about the timing language, proposed-budget wording, and taxpayer impact statements for school districts; the bill was left pending after discussion. Later, the committee heard additional pending bills, including a PUC background-check bill that would expand the commission’s authority to check current employees and contractors and obtain FBI criminal history information, HB 3805 updating money services business regulation, HB 431 extending HOA solar-panel protections to solar tiles, and HB 3228 and HB 3229 on wind and solar recycling financial assurance and recycler solvency. HB 3228 received support from a Sierra Club witness who said recycling and disposal plans are needed for end-of-life renewable energy equipment, and HB 3229 was described as requiring recyclers to show financial resources at 125 percent through a letter of credit or bond. These bills were heard and left pending.
TX

Texas 89th Regular

Business and Commerce May 13th, 2025

Business & Commerce

Transcript Highlights:
  • Our insurance code currently provides that certain provisions in a construction contract are invalid
  • Consolidated insurance programs are not the form of insurance that we do for our work.
  • The level of insurance won't change because they're insuring for the full risk already.
  • And it's not just their insurance. They're personally responsible.
  • The levels of insurance aren't going to change because they're insuring for their full exposure anyway
Summary: The Senate Committee on Business and Commerce met with a quorum and first took up pending business, reporting several House bills favorably to the full Senate, including HB 11, HB 132, HB 1041, HB 1606, HB 2286, and HB 5061, with some also recommended for the local and uncontested or contested calendars. The committee then heard and left pending HB 3306, which would extend construction-contract indemnity exceptions to electric infrastructure work, including construction, maintenance, and vegetation management for utilities. Supporters said it would align utility infrastructure work with public works and reduce litigation and ratepayer costs, while opponents argued it would shift liability onto subcontractors and create broad-form indemnity concerns. Members also heard HB 4739, a Comptroller-requested cleanup bill repealing an outdated Finance Code provision tied to delinquency charges on retail charge accounts, and left it pending without testimony. The committee then considered several Department of Banking cleanup bills, including HB 3803, HB 3804, and HB 3806, all left pending after brief explanations and no public opposition. HB 4219, dealing with public information requests, drew support from a journalist and a policy analyst who said it would improve transparency by requiring timely responses, notice when records do not exist, and training or fee consequences for noncompliance; it was left pending. The committee also heard HB 4238, a committee substitute addressing coerced debt and identity theft, which would bar collection of certain debts from victims who obtain a qualifying court order. A law professor and a family violence advocate supported the bill as narrow, protective relief for domestic violence and elder abuse survivors, and it was left pending. Other bills heard and left pending included HB 1522 on local government budget meeting posting and taxpayer impact disclosures, HB 4344 authorizing background checks for PUC employees and contractors, HB 3805 updating money services business regulation, HB 431 extending solar-panel HOA protections to solar tiles, HB 3228 and HB 3229 on wind and solar recycling financial assurance, and HB 1922 clarifying the accrual date for construction defect claims under right-to-repair law. The committee recessed subject to the call of the chair.