Transcript Highlights:

• Despite not assisting with those claims, veterans aren't filing claims to get rich.
• claim, but they decided to do the claim on their own because they kind of saw the process.
• But the original claim cannot be, there cannot be a charge for the original claim. Thank you.
• , you cannot charge for that initial claim.
• But the original claim cannot be, there cannot be a charge for the original claim. Thank you.

Summary: The Assembly Committee on Military and Veterans Affairs met as a subcommittee because a quorum was initially lacking, and heard six bills. AB 81 by Assemblymember Ta would require CalVet to study the mental health needs of women veterans; supporters from county veterans service officers, veterans organizations, and behavioral health groups said women veterans face higher rates of military sexual trauma, PTSD, depression, and suicide, while no opposition appeared. The bill was later passed 7-0 and re-referred to Appropriations. AB 826 by Assemblymember Gonzalez would prohibit unaccredited individuals or businesses from charging veterans fees to file or assist with VA benefits claims, impose a civil penalty, and direct penalty revenue to veterans services and district attorneys. Supporters argued the bill would curb predatory “claim sharks” and protect veterans from exploitation, while opponents from private claims consulting firms and several veterans said the measure could restrict access to legitimate help and should be narrowed to target bad actors instead of banning paid assistance broadly. After extensive testimony and discussion about federal law, accreditation, and possible amendments, the committee passed the bill 8-0 and re-referred it to Judiciary. AB 556 by Assemblymember Patterson would clarify that campus-level mandatory fees are covered under the CalVet fee waiver for dependents of certain veterans and Medal of Honor recipients. Supporters said the bill would fulfill the state’s promise to veterans’ families, while concerns were raised about fiscal impacts on CSU campuses and the need for more precise cost estimates. The bill was passed 6-0 and sent to Appropriations. The committee also adopted its rules 7-0 and approved the consent calendar, which included AB 264, AB 1508, and AB 1509, all re-referred to Appropriations.

Transcript Highlights:

• ...the regulation of public adjusters and related professionals who assist homeowners with these claims
• You've got adjusters who are working on behalf of the insurance industry who deny a claim.
• So if the insurance company paid $10,000 for my roof, my public... ...of the claim.
• is... ...claimed.
• reduced by 55% to 74%, and that, of those claims filed, the severity of those claims was reduced anywhere

Committee: House Insurance

Keywords: 959, house, all

Transcript Highlights:

• I also talked about bringing on an external claims vendor to help...
• Bringing on an external claims vendor to help process claims was an important piece to help us get through
• the backlog of claims, and so that took a little bit of time.
• Resubmitted and then the claims are getting paid, right?
• of the different portals that they have to submit claims through.

Committee: Senate Health and Human Services

Keywords: 1182, all

Transcript Highlights:

• </c><01:06:43.599><c> going</c> to especially on an older claim going to especially on an older claim
• </c> receive to respond to a claim. receive to respond to a claim.
• So, a wage claim, just to clarify, so I understand, is a claim for unpaid wages.
• Sometimes the claim itself resolves or the parties have communication and the claim itself resolves.
• </c> adjudicate that wage claim on average? adjudicate that wage claim on average?

Committee: Senate Commerce

Keywords: 1191, senate, all

Transcript Highlights:

• Then the Tort Claims Act itself and our offices role. than the Tort Claims Act itself and our offices
• roll under the Tort Claims Act.
• , a claims board that handled the claims.
• a claim, right?
• Bars claims like yours.

Committee: House Governmental Oversight, Select

Keywords: 1184, house, all

Transcript Highlights:

• You can see that in 2021 they paid out $7.6 million in claims versus, in 2024, $1.76 million in claims
• But the claims-made policy reaches a phase they call maturity, and by year five the claims-made policies
• You can see the claims-made premiums are lower, but the claims-made policy reaches a phase they call
• It's really minimal, because the way this works is a claim, when a claim happens, it's reported to the
• Our actuary said that right now the future medical claim count is low, the claims are immature, and the

Bills: SB41 , SB153 , SB165 , SB261 , SB264

Committee: Senate Senate Judiciary

Keywords: sexual crimes, statute of limitations, criminal justice, victim rights, child abuse, procurement, contracting, small business, local government, disaster recovery, emergency procurement, certification, public spending, juvenile justice, delinquency, rehabilitation, community corrections, risk assessment, public safety, health regulations

Transcript Highlights:

• But that doesn't mean the claim isn't made, that there's significant litigation costs in the claim, and
• My client's claim is over.
• They don't get awarded much in homeowners' claims.
• to result in litigation or claims ratios.
• to result in litigation or claims ratios.

Committee: House Insurance

Keywords: 965, house, all

Transcript Highlights:

• First, insurers are paying more in claims costs because of inflation.
• When companies expect more claims, they build the expected cost of paying claims into rates, and that
• , the claim can be paid.
• Claims Auto and home. We don't actually get involved in it on a personal level.
• up reserves to pay claim payments.

Committee: House Insurance

Transcript Highlights:

• Representative Barrow is an act in Title 22 relative to health insurance, to provide for the payment of claims
• Representative Chenevert is an act in Title 23 relative to workers' compensation, to provide for a claim
• Representative Chenevere is an actman Title 23 relative to workers' compensation to provide for a claim
• House Bill 804 by Representative Geymann is an act in Title 30 relative to claims for damages caused

Bills: SR126 , SR129 , SCR71 , SCR72 , SCR73 , SCR12 , HB221 , HCR54 , HCR79 , HCR87 , HCR94 , HCR95 , HCR97 , HCR102 , HCR104 , HCR58 , SB480 , SB514 , HB12 , HB66 , HB145 , HB167 , HB175 , HB196 , HB213 , HB218 , HB222 , HB256 , HB291 , HB325 , HB326 , HB352 , HB401 , HB430 , HB433 , HB434 , HB448 , HB456 , HB476 , HB481 , HB487 , HB492 , HB549 , HB579 , HB608 , HB621 , HB624 , HB626 , HB632 , HB637 , HB656 , HB722 , HB745 , HB749 , HB804 , HB818 , HB821 , HB833 , HB864 , HB867 , HB874 , HB893 , HB909 , HB951 , HB968 , HB969 , HB978 , HB979 , HB985 , HB988 , HB989 , HB1001 , HB1005 , HB1007 , HB1024 , HB1032 , HB1038 , HB1050 , HB1051 , HB1056 , HB1059 , HB1077 , HB1080 , HB1081 , HB1086 , HB1108 , HB1112 , HB1153 , HB1172 , HB1173 , HB1175 , HB1192 , HB1193 , HB1204 , HB1218 , HB1242 , HB1244 , HB1249 , HB1252 , HB1254 , HB538 , SCR3 , SCR23 , SCR38 , SCR24 , SB102 , SB133 , SB151 , SB165 , SB169 , SB170 , SB200 , SB217 , SB280 , SB291 , SB300 , SB303 , SB330 , SB449 , SB489 , SB521 , SB45 , SB156 , SB181 , SB203 , SB274 , SB304 , SB379 , SB396 , SB410 , SB425 , SB427 , SB436 , SB54 , SB72 , SB129 , SB164 , SB232 , SB287 , SB322 , SB374 , SB375 , SB386 , SB409 , SB447 , SB458 , SB222 , SB399 , SR119 , SCR58 , SCR65 , SCR9 , SB35 , SB65 , SB215 , SB246 , SB249 , SB269 , SB282 , SB296 , SB323 , SB363 , SB369 , SB474 , SB490 , SB492 , SB500 , HCR41 , HCR47 , HCR63 , HCR69 , HCR31 , HB87 , HB115 , HB162 , HB195 , HB214 , HB217 , HB233 , HB283 , HB290 , HB319 , HB324 , HB345 , HB362 , HB363 , HB368 , HB377 , HB380 , HB382 , HB386 , HB392 , HB406 , HB431 , HB441 , HB466 , HB503 , HB533 , HB559 , HB575 , HB590 , HB593 , HB618 , HB655 , HB664 , HB685 , HB692 , HB707 , HB715 , HB732 , HB738 , HB741 , HB748 , HB776 , HB807 , HB822 , HB856 , HB860 , HB868 , HB887 , HB888 , HB905 , HB908 , HB961 , HB980 , HB990 , HB992 , HB999 , HB1000 , HB1010 , HB1146 , HB1157 , HB1233 , HB1236 , HB1243 , HB54 , HB137 , HB180 , HB192 , HB310 , HB321 , HB396 , HB512 , HB552 , HB578 , HB638 , HB663 , HB708 , HB717 , HB718 , HB1009 , HB1082 , HB1104 , HB1107 , HB1198 , HB1246 , HB27 , HB143 , HB205 , HB259 , HB267 , HB288 , HB308 , HB403 , HB405 , HB414 , HB417 , HB478 , HB546 , HB548 , HB555 , HB557 , HB609 , HB670 , HB672 , HB740 , HB779 , HB786 , HB796 , HB812 , HB848 , HB915 , HB917 , HB921 , HB930 , HB933 , HB1095 , HB1096 , HB1103 , HB1129 , HB1154 , HB1166 , HB1187 , HB1195 , HB1230 , HB17 , HB36 , HB41 , HB47 , HB73 , HB119 , HB126 , HB129 , HB133 , HB140 , HB159 , HB166 , HB211 , HB226 , HB245 , HB271 , HB280 , HB337 , HB351 , HB354 , HB399 , HB571 , HB677 , HB712 , HB723 , HB726 , HB728 , HB750 , HB759 , HB789 , HB844 , HB850 , HB870 , HB966 , HB1006 , HB1018 , HB1036 , HB1241 , SB29 , SB42 , SB43 , SB382 , SB441 , HB134 , HB258 , HB359 , HB782

Keywords: SR126, Senate Resolution 126, World Preeclampsia Awareness Day, preeclampsia, maternal mortality, maternal health, pregnancy complications, hypertension, high blood pressure, pregnancy-related disorder, obstetrics, prenatal care, prenatal health, infant mortality, preterm birth, premature birth, Woman's Hospital, Louisiana Senate, women's health, public health awareness

Summary: The Senate convened with a quorum, heard a prayer from guest minister Troy Brigadio, and recited the pledge. The chamber then handled journal approval, committee and House messages, and a large number of resolutions and bills, with many items lying over or being referred to committees. Several Senate resolutions were adopted by voice or machine vote, including commendations for World Preeclampsia Awareness Day, Kathy Holloway, Jensen LeBlanc, and River Bend Station, and the Senate also recognized Senator Mike Reese’s new role as president of McNeese State University. The body spent much of the meeting concurring in or rejecting House amendments to Senate bills. Concurrences were approved on measures including SB 102, 133, 151, 165, 169, 170, 200, 280, 291, 303, 330, 396, 410, 425, 427, 436, 489, 521, 45, 156, 181, 203, 304, and 399. The Senate rejected House amendments on SB 217, SB 300, SB 274, and SB 379, sending those matters toward conference or further work. One notable floor debate occurred on SB 449, where Senator Moore objected to concurring in amendments affecting the North Orleans Belt Railroad; after discussion about corruption concerns and public bid laws, the chamber rejected the amendments 26-9. The Senate also took up numerous House bills on final passage, approving measures on local governance, public safety, education, tax policy, and infrastructure. These included HB 87 on Livingston Parish Gas Utility District per diem, HB 115 on abolishing the police chief office in Edgefield, HB 162 on a neighborhood improvement district fee, HB 195 allowing pepper spray on campus, HB 214 and HB 217 on optional ad valorem tax exemptions for rehabilitated blighted property, HB 233 on jury compensation, HB 354 renaming a bridge as the Caleb Easterling Memorial Bridge, HB 283 on protections for assaulted school employees, HB 290 recreating the Department of Treasury, and HB 319 adjusting civic education commission membership. Several of these passed unanimously or with only a few dissenting votes, and members frequently moved to reconsider and record objections after final passage.

Transcript Highlights:

• Representative Barrow is an act to amend Title 22 relative to health insurance, to provide for the payment of claims
• Representative Chenevert is an act in Title 23 relative to workers' compensation, to provide for a claim
• House Bill 804 by Representative Geiman is an act in Title 30 relative to claims for damages caused by
• House Bill 804 by Representative Glorioso is an act in Title 30 relative to claims for damages caused

Bills: SR126 , SR129 , SCR71 , SCR72 , SCR73 , SCR12 , HB221 , HCR54 , HCR79 , HCR87 , HCR94 , HCR95 , HCR97 , HCR102 , HCR104 , HCR58 , SB480 , SB514 , HB12 , HB66 , HB145 , HB167 , HB175 , HB196 , HB213 , HB218 , HB222 , HB256 , HB291 , HB325 , HB326 , HB352 , HB401 , HB430 , HB433 , HB434 , HB448 , HB456 , HB476 , HB481 , HB487 , HB492 , HB549 , HB579 , HB608 , HB621 , HB624 , HB626 , HB632 , HB637 , HB656 , HB722 , HB745 , HB749 , HB804 , HB818 , HB821 , HB833 , HB864 , HB867 , HB874 , HB893 , HB909 , HB951 , HB968 , HB969 , HB978 , HB979 , HB985 , HB988 , HB989 , HB1001 , HB1005 , HB1007 , HB1024 , HB1032 , HB1038 , HB1050 , HB1051 , HB1056 , HB1059 , HB1077 , HB1080 , HB1081 , HB1086 , HB1108 , HB1112 , HB1153 , HB1172 , HB1173 , HB1175 , HB1192 , HB1193 , HB1204 , HB1218 , HB1242 , HB1244 , HB1249 , HB1252 , HB1254 , HB538 , SCR3 , SCR23 , SCR38 , SCR24 , SB102 , SB133 , SB151 , SB165 , SB169 , SB170 , SB200 , SB217 , SB280 , SB291 , SB300 , SB303 , SB330 , SB449 , SB489 , SB521 , SB45 , SB156 , SB181 , SB203 , SB274 , SB304 , SB379 , SB396 , SB410 , SB425 , SB427 , SB436 , SB54 , SB72 , SB129 , SB164 , SB232 , SB287 , SB322 , SB374 , SB375 , SB386 , SB409 , SB447 , SB458 , SB222 , SB399 , SR119 , SCR58 , SCR65 , SCR9 , SB35 , SB65 , SB215 , SB246 , SB249 , SB269 , SB282 , SB296 , SB323 , SB363 , SB369 , SB474 , SB490 , SB492 , SB500 , HCR41 , HCR47 , HCR63 , HCR69 , HCR31 , HB87 , HB115 , HB162 , HB195 , HB214 , HB217 , HB233 , HB283 , HB290 , HB319 , HB324 , HB345 , HB362 , HB363 , HB368 , HB377 , HB380 , HB382 , HB386 , HB392 , HB406 , HB431 , HB441 , HB466 , HB503 , HB533 , HB559 , HB575 , HB590 , HB593 , HB618 , HB655 , HB664 , HB685 , HB692 , HB707 , HB715 , HB732 , HB738 , HB741 , HB748 , HB776 , HB807 , HB822 , HB856 , HB860 , HB868 , HB887 , HB888 , HB905 , HB908 , HB961 , HB980 , HB990 , HB992 , HB999 , HB1000 , HB1010 , HB1146 , HB1157 , HB1233 , HB1236 , HB1243 , HB54 , HB137 , HB180 , HB192 , HB310 , HB321 , HB396 , HB512 , HB552 , HB578 , HB638 , HB663 , HB708 , HB717 , HB718 , HB1009 , HB1082 , HB1104 , HB1107 , HB1198 , HB1246 , HB27 , HB143 , HB205 , HB259 , HB267 , HB288 , HB308 , HB403 , HB405 , HB414 , HB417 , HB478 , HB546 , HB548 , HB555 , HB557 , HB609 , HB670 , HB672 , HB740 , HB779 , HB786 , HB796 , HB812 , HB848 , HB915 , HB917 , HB921 , HB930 , HB933 , HB1095 , HB1096 , HB1103 , HB1129 , HB1154 , HB1166 , HB1187 , HB1195 , HB1230 , HB17 , HB36 , HB41 , HB47 , HB73 , HB119 , HB126 , HB129 , HB133 , HB140 , HB159 , HB166 , HB211 , HB226 , HB245 , HB271 , HB280 , HB337 , HB351 , HB354 , HB399 , HB571 , HB677 , HB712 , HB723 , HB726 , HB728 , HB750 , HB759 , HB789 , HB844 , HB850 , HB870 , HB966 , HB1006 , HB1018 , HB1036 , HB1241 , SB29 , SB42 , SB43 , SB382 , SB441 , HB134 , HB258 , HB359 , HB782

Keywords: SR126, Senate Resolution 126, World Preeclampsia Awareness Day, preeclampsia, maternal mortality, maternal health, pregnancy complications, hypertension, high blood pressure, pregnancy-related disorder, obstetrics, prenatal care, prenatal health, infant mortality, preterm birth, premature birth, Woman's Hospital, Louisiana Senate, women's health, public health awareness

Transcript Highlights:

• A successful civil liability claim against him for wrongful death? That is one of the folks.
• So under the current law, there are instances where a person claims self-defense, but there is not a
• He claims the Castle Doctrine.
• So, Bob is accused of murder, and he claims a defense under the Castle Doctrine.
• It's on about 63,000 fraudulent unemployment claims that persisted post-COVID.

Bills: SB111 , SB128 , SB203 , SB205 , SB261 , SB317 , SB393 , SB397 , SB466 , SB510 , SB582 , SB705 , SB731 , SB748 , SB801 , SB867 , SB876 , SB913 , SB1071 , SB1086 , SB1087 , SB1250 , SB1285 , SB1310 , SB1400 , SB1444 , SB1483 , SB1553 , SB1556 , SB1581 , SB1608 , SB1698 , SB1723 , SB1730 , SB1835 , SB1858 , SB1903 , SB1946 , SB1950 , SB1986 , SB2017 , SB2043 , SB2056 , SB2058 , SB2063 , SB2082 , SB2105 , SB2133 , SB2137 , SB2177 , SB2203 , SB2260 , SB2311 , SB2334 , SB2344 , SB2403 , SB2417 , SB2446 , SB2519 , SB2522 , SB2532 , SB2600 , SB2611 , SB2619 , SB2637 , SB2688 , SB2717 , SB2764 , SB2785 , SB2790 , SB2794 , SB2841 , SB2847 , SB2857 , SB2878 , SB2891 , SB2943 , SB2955 , SB2972 , SB2995 , SB3037 , SB3057 , SB3059 , HJR2 , HB26 , HB206 , HB334 , HB451 , HB517 , HB554 , HB1109 , HB2081 , HB2756 , HB3204 , HB3809 , SJR3 , SB5 , SB72 , SB509 , SB616 , SB963 , SB985 , SB1025 , SB1080 , SB1143 , SB1172 , SB1245 , SB1267 , SB1271 , SB1273 , SB1355 , SB1422 , SB1759 , SB1786 , SB2361 , SB17 , SB314 , SB455 , SB761 , SB1023 , SB1968 , SB2122 , SB2371 , SB2420 , SB2544 , SB1 , SB260 , SB1506 , SB1637 , SJR36 , SJR50 , SJR63 , SCR12 , SCR39 , SB2023 , SB62 , SB666 , SB847 , SB284 , SB854 , SB1073 , SB810 , SB1505 , SB583 , SB507 , SB1434 , SB1772 , SB2016 , SB1163 , SB1122 , SB731 , SB397 , SB508 , SB1436 , SB287 , SB261 , SB1882 , SB393 , SB1791 , SB209 , SB2429 , SB511 , SB2309 , SB510 , SB1085 , SB1975 , SB2717 , SB1262 , SB636 , SB2056 , SB884 , SB1200 , SB1845 , SB2458 , SB801 , SB3014 , SB3013 , SB758 , SB2797 , SB2076 , SB2876 , SB1640 , SB1449 , SB1181 , SB1359 , SB1234 , SB2926 , SB2972 , SB2841 , SB1528 , SB2891 , SB1854 , SB317 , SB2532 , SB1250 , SB2082 , SB2203 , SB1285 , SB1237 , SB2819 , SB629 , SB2608 , SB1602 , SB1723 , SB1858 , SB1946 , SB2009 , SB2177 , SB2460 , SB2785 , SB867 , SB1608 , SB640 , SB1698 , SB705 , SB748 , SB2680 , SB2994 , SB2747 , SB1950 , SB913 , SB1071 , SB1086 , SB1087 , SB1483 , SB1444 , SB1553 , SB1556 , SB1703 , SB2133 , SB2297 , SB2298 , SB2622 , SB2955 , SB3059 , SB2637 , SB2334 , SB1861 , SB2043 , SB1367 , SB2857 , SB128 , SB3058 , SB2044 , SB2363 , SB2311 , SB1986 , SB2565 , SB2943 , SB1888 , SB2417 , SB3048 , SB3052 , SB3053 , SB3036 , SB3057 , SB3056 , SB3043 , SB3037 , SB3050 , SB3063 , SB3047 , SB3035 , SB2446 , SB466 , SB2611 , SB2794 , SB2105 , SB2017 , SB1790 , SB1778 , SB1730 , SB2995 , SB2847 , SB205 , SB2619 , SB1903 , SB203 , SB3061 , SB1581 , SB2600 , SB2799 , SB2790 , SB2688 , SB2515 , SB1230 , SB876 , SB2522 , SB2639 , SB2137 , SB2519 , SB2403 , SB2459 , SB3051 , SB2655 , SB2251 , SB2764 , SB2878 , SB1884 , SB111 , SB582 , SB2617 , SB1835 , SB2751 , SB2063 , SB1400 , SB2058 , SB2260 , SB2928 , SB1310 , SB2566 , SB2344 , SB1897 , SB1749 , SB1361 , SB2549 , SB2553 , HJR2 , HJR1 , HB1109 , HB517 , HB1130 , HB1689 , HB2884 , HB1393 , HB2559 , HB26 , HB2756 , HB3204 , HB3012 , HB1327 , HB451 , HB109 , HB206 , HB1238 , HB2890 , HB9 , HB2081 , HB4215 , HB2970 , HB37 , HB1899 , HB3809 , HB334 , HB554 , HB1593 , HB2607 , HB3526 , HB3810 , HB5092 , HB388 , HB2809 , HB1151 , HB913 , SB2919 , SB1782 , SB1705 , SB2696 , SB1944 , SB2215 , SB644 , HB3307 , HB879 , HB116 , HB12 , HB2703 , HB1610 , HB1615 , HB1620 , HB30 , HB21 , HCR7 , HCR75 , HCR86 , HCR92 , HCR93 , HCR126

Keywords: special education, school districts, legal fees, reporting requirements, transparency, hospital reporting, child abuse, neglect, administrative penalty, medical ethics, child protection, student privacy, numerical class rank, education policy, academic programs, high school, fetal development, health curriculum, public schools, middle school health education

Transcript Highlights:

• These sections on roughly pages 5 and 6 set standards for how insurers handle replacement costs, claims
• But that money comes directly out of the claim.
• is... ...counted toward the new money, not from the original claim.
• claims.
• reduced by 55% to 74%, and that of those claims filed, the severity of those claims was reduced anywhere

Committee: House Insurance and Banking

Summary: The Insurance Committee held public hearings on House Bill 3328 and House Bill 2324. HB 3328, sponsored by Rep. Castile, is a broad homeowners insurance package that would redirect insurance dedicated fund money into a Missouri Stronger Homes Fund, create a Missouri Disaster Mediation Act for disaster-related claims, update public adjuster regulation, strengthen fraud provisions, add consumer notices, and establish roof-hardening grant programs. The sponsor and the Department of Commerce and Insurance said the bill is still being revised in a committee substitute, especially on public adjuster language and fortified roof standards. Committee members asked about the dedicated fund, mediation benchmarks, the role of public adjusters, and how the program would affect disaster recovery in places like St. Louis. Testimony on HB 3328 was mixed. The Department of Commerce and Insurance and several insurance industry groups supported the bill’s consumer protections, mitigation funding, mediation process, fraud language, and assignment-of-benefits ban, but said the public adjuster fee cap would likely be removed and that the bill needs technical changes for mutual insurers and roofing standards. Public adjusters testified in opposition to the cap as written, saying their fees are typically 10-15% and are disclosed in contracts, and that they were working with the sponsor on revisions. A shingle manufacturer also opposed the fortified roof language as drafted because some of its products may not fit the current standard. The committee then closed the hearing on HB 3328. The committee next heard HB 2324, sponsored by Rep. Lucas, which would restrict the sharing or sale of vehicle driving data and was described by the sponsor as a privacy bill aimed at stopping companies like OnStar from selling driving data to insurers. Opponents from the Missouri Insurance Coalition and NAMIC said the bill would not actually target OnStar, but would instead interfere with voluntary telematics-based discount programs used by insurers, potentially raising premiums and creating administrative burdens. They also noted existing federal and state rules already govern insurer data use and that the bill could create a mismatch between risk and pricing. The hearing on HB 2324 was then closed, and the committee adjourned.

Transcript Highlights:

• But it's not stopping the claims, and it's about giving them more of an opportunity.
• But it's not stopping the claims, and it's about giving them more of an opportunity.
• In order to get in front of a court, you have to state a claim that is not premature.
• They didn't even perhaps make a claim...
• It's a disputed claim for compensation form.

Summary: The Senate Labor Committee met on March 14 and adopted the prior minutes. It voluntarily deferred Senate Bill 358, which would have addressed workers’ compensation coverage for independent contractors and sole-proprietor subcontractors. Senator Abraham said the bill would instead be studied to determine whether such workers should be able to buy occupational accident coverage or be required to carry workers’ compensation coverage, particularly where no employees are involved. The committee then heard House Bill 456, which would expand and clarify workers’ compensation petition requirements and broaden employers’ and payers’ ability to file disputed claims beyond fraud and medical-director appeals to other disputes under the chapter. The bill drew strong support from business groups and strong opposition from injured-worker attorneys, who argued it would revive problems seen in 2012 when employers could sue injured workers without a ripe dispute, burden unrepresented claimants, and increase litigation and administrative costs. Supporters said it would improve access to the courts and help employers investigate questionable claims. After debate, the committee voted 5-1 to report HB 456 favorably, with Senator Barrow voting no. The committee also heard House Bill 549, which creates the Bayou Growth Opportunity Workforce Program, or Bayou Works, a proposed statewide workforce training grant program aimed at helping employers quickly train workers for specific skill needs. The sponsor and Louisiana Workforce Commission representatives said it would be privately funded, modeled on Michigan’s “Going Pro” program, and coordinated with technical colleges, apprenticeships, internships, and other workforce partners. Members asked about statewide reach, youth pipeline efforts, and timing; the department said implementation would likely begin later next year. The committee reported HB 549 favorably by unanimous consent and then adjourned.

Transcript Highlights:

• We had the flood claim and we had the hurricane claims.
• We had the flood claim and we had the hurricane claims.
• And she still hasn't had her claim filled.
• takes, when we do a market conduct exam, it's a forensic-level review of the books of the company, claim-by-claim
• What are those claim services?

Summary: The subcommittee held its first meeting on homeowners property insurance, with members from both parties introducing themselves and repeatedly noting that insurance affordability, roof condition, claims handling, and storm recovery are top concerns for their districts. Chair Yeager said the meeting was intended as an educational discussion rather than a legislative debate, and introduced a panel that included Insurance Commissioner Mike Yaworski, consumer Chad Carr, agent Mary Catherine Lawler, insurer executive Melissa Burt DeVries, and policyholder attorney Chip Merlin. The panel and members discussed major cost drivers in Florida homeowners insurance, including inflation, home age, roof age, mitigation features, claims history, litigation costs, reinsurance, and the Florida Hurricane Catastrophe Fund. Commissioner Yaworski said underwriting has become more sophisticated and that litigation costs, reinsurance, and replacement-cost inflation all affect premiums; he also said litigation is down about 30% and average requested rate increases have fallen from about 22.1% in 2022 to 0.8% today. DeVries said age of home, replacement cost, roof age, and coverage choices can materially change premiums, and explained that reinsurance is a major expense passed through to consumers. Merlin emphasized transparency concerns, argued that insurers are increasingly individualizing risk, and said consumers often struggle with coverage limits, deductibles, and claim denials. Members asked about flood coverage, hurricane deductibles, managed repair programs, mitigation credits, new insurer capitalization, and whether savings from reforms are reaching consumers. Yaworski explained that flood is generally excluded from homeowners policies and covered separately, that hurricane deductibles are mandatory in Florida and usually around 5%, and that the office tracks savings from reforms through rate filings and insurer discussions. He said the state is updating mitigation discounts and monitoring new entrants closely for solvency and market conduct. Several members and panelists said recent reforms have helped reduce some abuses and litigation, but many consumers are still seeing higher premiums because replacement costs and reinsurance remain elevated. No votes or formal actions were taken.

Transcript Highlights:

• Before, most of the subsidy came through reimbursements on catastrophic claims.
• 20% of those large claims.
• It has to do with the money coming in to cover the claims.
• It was no longer really covering only catastrophic claims; it was covering a large portion of the claims
• And since they're just the carriers, they're Going to need to cover those claims.

Committee: All ALC-STATE INSURANCE PROGRAMS OVERSIGHT SUBCOMMITTEE

Summary: The committee received an update from Grant Wallace on the rebid and possible decoupling of the state’s Medicare Advantage retiree coverage. He said the state is exploring splitting medical and pharmacy benefits for post-65 retirees, with UnitedHealthcare as the incumbent vendor, and that preliminary estimates suggested savings of about $100 to $200 per participant per month. He outlined the expected timeline for final CMS rate announcements in April 2026, with contract amendments likely to come before the committee in May or June after review by the EBD Advisory Commission and State Board of Finance. Representatives from Segal Consulting then reviewed the history and current structure of the Medicare Advantage prescription drug plan, explaining that the plan was adopted after a 2021 recommendation and launched in 2023 alongside the existing Med-Sup option. They said the Medicare Advantage option has produced substantial savings, including a lower monthly rate than the Med-Sup plan and about $40 million in savings from initial enrollment, while also restoring pharmacy benefits for some retirees. The presenters then explained recent federal changes under the Inflation Reduction Act, including major changes to Part D funding, the direct subsidy, and risk-score methodology, which they said have made risk adjustment much more important and are driving interest in separating medical and pharmacy contracts. In response to questions from senators, the presenters said the Medicare Advantage plan covers post-65 teacher and state employee retirees, including retirees from state agencies and K-12 public schools. They also explained that the new Part D structure has reduced out-of-pocket costs for members, with a $2,000 annual cap and lower average member spending to reach it, while shifting more cost to the plan. No votes were taken and no formal action was reported; the committee simply received the update and was told to expect further information after the April rate notice. The meeting adjourned with the committee scheduled to return on May 13.

Transcript Highlights:

• the US Court of Appeals for veterans' claims.
• They just can't charge for an initial claim.
• claim or the appeal.
• So when a veteran does initial claim, there could be a bunch of issues on that claim, and they could
• do multiple claims, and we turn those in.

Committee: House S/C on Defense & Veterans' Affairs

Transcript Highlights:

• It's going to discourage legitimate claims.
• They can deny your entire claim.
• Is that a consequence of the initial claim, or is that now a new claim that's been brought out against
• Is that a consequence of the initial claim or is that now a new claim that's been brought out against
• When you file the claim, you're going to have to make an allegation of some nature to defend the claim

Summary: The committee first voluntarily deferred House Bills 460 and 561, then took up House Bill 1101 on workers’ compensation. The sponsor said the bill would define maximum medical improvement, adjust fraud provisions, shorten temporary total disability and supplemental earnings benefit periods, and revise vocational rehabilitation rules; an amendment removed proposed age-based termination language for benefits. Business groups including LABI supported the bill as a way to reduce Louisiana’s comparatively high indemnity costs and align the state with regional norms, while injured-worker advocates and attorneys strongly opposed it, arguing it would cut benefits, shift medical and disability decisions away from treating physicians and judges, broaden fraud too far, and potentially push costs onto public programs. After debate, the committee voted to report HB 1101 with amendments. House Bill 282 was voluntarily deferred. House Bill 293, which would add sexual orientation and gender identity to Louisiana employment discrimination protections, drew generally supportive testimony from the sponsor and supporters, with some members raising questions about religious exemptions and federal law. The committee ultimately voted against reporting HB 293 favorably. House Bill 390, providing unpaid leave protections for domestic abuse survivors at larger employers, was presented as a tool for survivors, but the committee split 6-6 on a motion to report it favorably; the tie resulted in the bill being voluntarily deferred. The committee then heard House Bill 456, which would expand workers’ compensation petition requirements and allow employers or payers broader access to file disputed claims and seek discovery. Supporters argued employers currently lack a practical way to obtain records and challenge claims without first cutting off benefits, while opponents said the bill would revive a rejected 2012 approach, increase litigation, and undermine the no-fault workers’ compensation bargain. The discussion centered on whether the bill would preserve benefits while allowing discovery or instead encourage more disputes and penalties. The transcript ends with testimony still underway on HB 456, with no final vote shown.

Transcript Highlights:

• Why did the department not either pay their claim outright instead of litigating the claims for years
• /c><00:19:21.919><c> claims</c><00:19:22.240><c> for</c> instead of litigating the claims for instead
• of litigating the claims for years?
• claims, the Jardine<00:20:30.159><c> claim,</c><00:20:30.559><c> for</c><00:20:31.280><c> significantly
• </c><00:20:32.000><c> less</c> Jardine claim, for significantly less Jardine claim, for significantly

Keywords: 912, senate, all

Summary: The Judiciary Committee first considered Governor’s Message 574, confirming Michael Tenoi to continue serving on the Commission to Promote Uniform Legislation through June 30, 2028. Several supporters testified, and Tenoi said he valued working with Hawaii and national commissioners and hoped to focus on emerging issues such as artificial intelligence, cybersecurity, and data security. The committee recommended advise and consent and adopted the measure, with a photo taken afterward. The committee then heard HB 1519 on campaign contributions, which would require disclosure of compensated officers and immediate family members of certain state contractors and grantees. The Campaign Spending Commission and State Procurement Office supported the bill but asked for clarifying amendments; several advocacy groups supported the measure but urged stronger language, including removing branch-of-government limits and narrowing loopholes. The chair proposed amendments to remove monetary thresholds, limit the bill to paid officers, add appropriations for the Campaign Spending Commission and State Procurement Office, define “officer” more broadly, and note that false-name contributions are already felonies. The committee voted to pass HB 1519 with amendments. HB 2250, the claims against the state bill, drew testimony from the Attorney General and multiple departments in support, but members raised extensive questions about why many claims would be paid from the general fund, how corrective action is being pursued, and the handling of several specific claims, including wrongful imprisonment, a cesspool citation, Department of Corrections deaths, a large special education settlement, a charter school lease dispute, and an outdated check. Because of those outstanding questions, the committee postponed decision-making on HB 2250 until Tuesday, March 24, at 10:30 a.m. in Room 016. Later, the committee also considered Governor’s Message 725, confirming Daniel M. Gluck as an associate judge of the Intermediate Court of Appeals; the committee recommended consent and adopted the measure.

Transcript Highlights:

• claims.
• And when DHS reviews those flagged claims, how does DHS define a potentially fraudulent claim?
• </c> claims that need further investigation. claims that need further investigation.
• We pause payments for 13 claims.
• </c> more than 70 claims out of the hundred. more than 70 claims out of the hundred.

Committee: Senate Human Services

Keywords: 1187, senate, all

Transcript Highlights:

• In preparing for my presentation this morning, I took a look at the claims and I talked to the Claims
• civil claims, Tort Claims Act, or Civil Rights Act claims.
• 1983 federal claims, Civil Rights Act claims, or any other type of claim that's brought against somebody
• On such a claim.
• The Federal Tort Claims Act and/or Section 1983 claims that you could bring against that person.

Committee: House Courts, Corrections & Justice Committee