Bills: HB2720 , HB2073 , SB5467 , SB5820 , SCR8406 , HB2487 , SB5816 , SB5919 , SB5995 , SB6278 , SB5831 , SB5915 , SB5963 , SB6025 , SB6046 , SB6084 , SB6134 , SB6136 , SB6137 , SB6188 , SB6291 , HB2689 , SB5922 , SB5944 , SB5957 , SB5988 , SB5994 , SB6011 , SB6065 , SB6103 , SB6151 , SB6244

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, SB 5467, water-sewer district, water sewer district, surplus property, public property sale, local government, RCW 57, real property disposal, personal property, notice of intent to sell, public auction

Transcript Highlights:

• So with that being said, I would like to see if I can help broker these conversations with you, representing
• We also worked with Lyft jointly, and we commissioned a third-party study by the Berkeley Research Group
• The witness explained that they jointly commissioned the study ahead of this legislation to have industry
• Further, according to the Federal Communications Commission, 70% of those who are connected are paying

Summary: The Assembly Communications and Conveyance Committee heard three bills. SB 371 by Senator Cabaldon would reduce uninsured/underinsured motorist coverage requirements for transportation network companies from $1 million to $100,000 per person and $300,000 per accident, with committee amendments adding findings and declarations, higher limits than originally proposed, and a joint study on UM/UIM impacts. Supporters, including Uber, Lyft, business groups, and some consumer advocates, argued the bill would lower fares and increase driver earnings by reducing insurance costs. Opponents, including consumer attorneys, labor groups, and consumer watchdog organizations, warned it would cut protections for riders and drivers and might not guarantee savings would be passed through. The committee approved SB 371 on a due-pass basis and re-referred it to Appropriations by a 9-0 vote. The committee then heard SB 716 by Senator Durazo, which would create a Home Internet Lifeline Program to let eligible low-income households apply Lifeline subsidies to home broadband service. Proponents said the bill addresses broadband affordability after the federal Affordable Connectivity Program expired, and that it would help students, workers, and families access reliable internet. Opponents from the wireless industry objected to the funding mechanism, arguing the surcharge would fall unfairly on wireless consumers, while one broadband group moved to neutral after amendments. The bill was approved on a due-pass basis and sent to Appropriations, but the roll was held open and later completed with the bill passing 7-1. The committee also took up SB 480 by Senator Archuleta relating to autonomous vehicles as a consent item, with no presentation or debate. It was approved on a due-pass basis and re-referred to Appropriations by a 9-0 vote. Throughout the hearing, members repeatedly focused on affordability, consumer protection, and whether savings from the bills would actually reach riders, drivers, or households.

Transcript Highlights:

• SCR 5 by Senator Mizell, to establish the Louisiana-Ireland Trade Commission, that lies over.
• Development of parishes and municipalities; planning commissions; administrative procedures.
• Provides relative to New Orleans City Park Police; provides for the authority, duties, commissioning,
• The Louisiana Tax Commission has some self-generated fees.
• for membership of the commission.

Bills: HR58 , HR59 , HR60 , HR61 , HR62 , HR63 , HR64 , HCR32 , HB43 , HB447 , HB573 , HB1000 , HB1001 , HB1002 , HB1003 , HB1004 , HB1005 , HR46 , HR48 , HR50 , HR51 , HR52 , HR53 , HR54 , HR55 , HR56 , HR57 , HCR31 , HB20 , HB21 , HB166 , HB494 , HB710 , HB795 , HB985 , HB986 , HB987 , HB988 , HB989 , HB990 , HB991 , HB992 , HB993 , HB994 , HB995 , HB996 , HB997 , HB998 , SB128 , SB149 , SB174 , SB191 , SB205 , SB213 , SB218 , SB220 , SB229 , SB238 , SB243 , SB375 , SB379 , HB8 , HB9 , HB10 , HB15 , HB16 , HB17 , HB18 , HB19 , HB22 , HB33 , HB34 , HB35 , HB44 , HB46 , HB47 , HB48 , HB61 , HB101 , HB126 , HB135 , HB142 , HB164 , HB185 , HB215 , HB226 , HB232 , HB233 , HB242 , HB284 , HB292 , HB297 , HB301 , HB334 , HB436 , HB468 , HB548 , HB571 , HB582 , HB593 , HB594 , HB609 , HB613 , HB712 , HB722 , HB732 , HB746 , HB781 , HB827 , HB845 , HB848 , HB921 , HB923 , HB951 , HB953 , HB999 , HB129 , HB130 , HB287 , HB489 , HB545 , HB553 , HB555 , HB570 , HB854 , HB952 , HB28 , HB36 , HB50 , HB52 , HB56 , HB62 , HB68 , HB92 , HB110 , HB117 , HB119 , HB124 , HB140 , HB147 , HB171 , HB182 , HB193 , HB196 , HB203 , HB228 , HB234 , HB260 , HB268 , HB271 , HB285 , HB289 , HB351 , HB400 , HB413 , HB469 , HB534 , HB551 , HB552 , HB574 , HB576 , HB634 , HB649 , HB677 , HB735 , HB739 , HB779 , HB784 , HB796 , HB842 , HB850 , HB919 , HB149 , HB733 , HB875 , HB868 , HB901

Keywords: waterfowl conservation, wetlands preservation, Ducks Unlimited, environmental stewardship, Louisiana, tennis, athlete recognition, family legacy, sports achievements, coaching, student parents, higher education, academic support, family stability, workforce equity, Homeland Security, federal funding, public safety, emergency services, TSA

Transcript Highlights:

• The committee's jurisdiction includes oversight of the Florida Gaming Control Commission and the gaming
• The commission is the state compliance agency under that compact.
• The committee's jurisdiction includes oversight of the Florida Gaming Control Commission and the gaming
• The commission is the state compliance agency under that compact.
• I'm the one that commissioned a report on it. So I get it. I feel your pain there.

Committee: Senate Regulated Industries

Summary: The committee on Regulated Industries convened with a quorum and began a panel discussion focused on condominium milestone inspections and structural integrity reserve studies (SIRS), with members framing the topic as part of Florida’s post-Surfside condo safety reforms. The chair and panelists reviewed how the state got here, emphasizing that the problems predated Surfside and were driven by long-term deferred maintenance, underfunded reserves, and aging buildings. Panelists included representatives from Florida Realtors, engineering and reserve-study firms, a CPA, a community association attorney, and Broward County’s building safety official, all of whom described their roles in inspections, reserve planning, and code enforcement. Testimony centered on what inspectors are finding in the field. Panelists said the most common problems are not subsidence but wear-and-tear and maintenance failures, especially in stairways, balconies, roofs, parapet walls, waterproofing, and corrosion. They described examples of buildings with hidden deterioration, hurricane-exposed damage, and associations that were underfunded despite prior inspection regimes in Miami-Dade and Broward. Dr. Barbosa explained that Miami-Dade’s recertification program began in the 1970s and Broward’s in 2005, with current timelines generally requiring notice, a first milestone review, and then time to begin substantial repairs; she said the program has improved compliance but that SIRS has added confusion. Members also raised concerns about the cost and implementation of SIRS, including whether reports are being used to generate unnecessary work, whether contractors or firms have conflicts of interest, and whether the law’s use of “fully funded” is being misunderstood. Panelists said the statutory reserve requirement is better understood as baseline funding, not having all money in the bank immediately, and suggested clearer definitions and possibly changing the terminology to “adequately funded.” They also discussed the need to separate required structural items from optional or cosmetic items in reserve reports, improve transparency for buyers and lenders, and ensure associations provide documents through websites and other portals. No votes were taken. The committee used the meeting as an information-gathering session and signaled that more panels and discussion would follow, with members and witnesses agreeing that the state may need further clarification, education, and possible statutory adjustments to reduce confusion while preserving building safety.

Transcript Highlights:

• <01:52:44.800><c> with</c><01:52:45.119><c> CPW</c> commissions with CPW commissions with CPW and<01:
• They were called mini trade commission acts in some parlance, where, as we often have it, for example
• acts uh in in some parliament commission acts uh in in some parliament where<02:08:42.079><c> as</c>
• </c><03:00:16.160><c> Uh</c> credit unions with mortgage brokers.
• Uh credit unions with mortgage brokers.

Transcript Highlights:

• So the two issues I have with the commission to study the zoning is, one, the need for the commission
• . this committee and the commission is this committee and the commission is apparent<05:21:30.400><c>
• district commission members.
• </c><05:29:17.920><c> I</c> committee on the commission. I committee on the commission.
• ><c> commission.

Committee: House Housing

Summary: The subcommittee first took up House Bill 1598 and an amendment, 2026-0463H. Elliott Barry and Nick Norman testified that the amendment reflected a hard-fought compromise balancing concerns from all sides, and they urged no further changes. With no questions from members, the subcommittee voted unanimously to recommend the bill with the amendment to the full committee, 3-0, and closed the subcommittee. The housing committee then moved through several executive session bills. HB 1010 was amended with 2026-0274H, described as clarifying and implementing prior housing law (HB 631) governing residential units above office and retail space; the amendment was adopted unanimously and the bill was reported ought to pass as amended on a 17-0 vote and placed on consent. HB 65 was then voted ought to pass and also placed on consent, with members saying it was duplicative of the compromise reached on HB 1010. HB 1349 was reconsidered for a clarifying vote and again received unanimous support for its prior disposition, 17-0, and was placed on consent. The committee next took up HB 1523, which concerned homeowners associations. An amendment, 2026-0380H, removed Section 5’s Attorney General enforcement mechanism, added HOA conflict-of-interest approval language, and delayed the effective date to give stakeholders more time; it was adopted unanimously. The bill then passed 18-0 as amended and was put on consent. The committee also voted ITL on CACR 16, a constitutional amendment related to sleeping or homelessness issues, after debate over unintended consequences and whether it protected a basic right; the vote was 10-8, with a majority report assigned and a minority report to be written. Later, HB 108, dealing with inclusionary zoning, was voted ITL 10-8 after members argued the bill imposed unrealistic burdens and could halt development; a minority report was noted with amendment 0149H. HB 7, concerning ADUs and restrictive covenants, was also voted ITL 10-8 after discussion of unintended consequences and a proposed amendment to encourage second ADUs; it was sent to the regular calendar with a minority report and amendment 0289H. HB 1120, on water-related subdivision requirements, was ITL’d 17-1 and placed on consent, with one member noting a study amendment had been offered. HB 1143, addressing housing-provider obligations and municipal enforcement powers, was ITL’d 17-1 and placed on consent. Finally, HB 1145, a fee/tax proposal tied to housing development, was ITL’d 11-7; members debated whether it would discourage development, and a minority report was assigned.

Transcript Highlights:

• They're not just brokers; they're broker-dealers and consultancies that serve the next one I'll show
• And do other states require you folks to register as a commodities broker?
• And should this commission bring into the value of biochar those low-quality forests?
• And should<02:05:22.240><c> this</c><02:05:22.440><c> commission</c> should this commission should this
• commission bring<02:05:24.560><c> into</c><02:05:24.800><c> the</c><02:05:24.920><c> value</c><02:05

Summary: The meeting began with introductions, approval of the March 6 minutes as amended to add an attendee list, and a brief overview of the day’s agenda. The committee heard two presentations from carbon project developers, with the first from Dylan Jenkins of Finite Carbon. He described Finite Carbon’s work in improved forest management projects, its role in developing carbon methodologies and protocols, and its experience with projects in New England, Appalachia, Alaska, and Canada. He also outlined the difference between compliance and voluntary carbon markets, the role of registries and intermediaries, and the types of buyers in the market, including large corporate buyers and long-term off-take partners. A major focus of the presentation was how forest carbon projects are structured and how credits are monetized. Jenkins distinguished between removals and reductions, explaining that removals come from new forest growth while reductions are tied more closely to baseline assumptions and standing stock. He said improved forest management projects can generate both types of credits, and that removals generally command higher prices because they are easier for buyers to understand and verify. He also emphasized that carbon project commercialization can occur before, during, or after credit issuance, and that landowners may be paid through a variety of structures, including leases, advance fees, per-unit payments, or off-take agreements. Jenkins then addressed the committee’s tax-related questions, saying House Bill 123 appeared intended to treat carbon credit sales similarly to timber sales for local tax purposes. He argued that carbon credits are a forest product and that taxing them can be reasonable in principle, but he stressed that lawmakers should distinguish between commoditization and commercialization when deciding what event to tax. He noted that credits may be created but never sold, and that in some programs landowners retain timber and carbon rights while in others the developer has deeper control over those rights. In response to questions, he said the industry uses protocols, verification, and third-party oversight to address baseline and quality concerns, but acknowledged that baseline setting remains a major point of debate in the market.

Transcript Highlights:

• Representative Norris again, it sounds like there might be space here for a possible amendment to make sure brokers
• </c><00:14:27.760><c> to</c><00:14:28.560><c> make</c><00:14:28.800><c> sure</c><00:14:29.040><c> brokers

Transcript Highlights:

• there's one difference here: the Senate adopted a floor amendment that deleted the requirement for a broker-dealer
• </c><00:13:51.840><c> a</c> that deleted the requirement for a that deleted the requirement for a broker-dealer
• ><c> to</c><00:13:52.880><c> establish</c><00:13:53.360><c> and</c><00:13:53.480><c> maintain</c> broker-dealer
• to establish and maintain broker-dealer to establish and maintain a<00:13:54.600><c> set</c><00:13:54.840

Summary: The committee met to walk through nonpartisan side-by-side comparisons of House File 4188, focusing on differences between House and Senate language across consumer protection, insurance, financial services, health, and technical provisions. Staff highlighted numerous Senate-only items, including rules for financial providers communicating through trusted contacts, virtual currency requirements for banks and credit unions, a prohibition on virtual currency kiosks beginning in 2026, mortgage servicing and student loan servicing changes, the Rental Home Marketplace Guarantees Act, insurance and travel-related provisions, scrap metal licensing changes, protections related to minors accessing chatbots and AI companions, and several technical or conforming repealers. Staff also noted that some provisions were identical or substantially similar between the chambers, including mortgage originator standards, student loan borrower protections, securities-related changes, unclaimed property provisions, and technical updates in the bill’s miscellaneous articles. The Senate-only health-related articles were also summarized, including repeal of the prescription drug affordability advisory council, technical changes to the reinsurance program, and a series of health insurance provisions on enrollment-growth notices, limits on officer and director salary increases under certain capital conditions, guaranteed issue rights for certain Medicare supplement enrollees, data-sharing between Commerce and Health, restrictions on using artificial intelligence alone to deny claims, reimbursement for clinical trainees, home care nursing coverage, and PBM transparency. The Senate’s telecommunications article was described as largely technical and conforming, with repeals of obsolete statutes. Staff also noted that some standalone bills had already passed and would be removed from the comparison report. Public testimony followed. Thomas Elness of AARP Minnesota supported inclusion of the cryptocurrency kiosk bill, expressed support for guaranteed issue protections for a narrow group of consumers affected by discontinued plans, and urged adoption of changes to the consumer protection restitution account, including raising the cap to $10 million per fiscal year. Representative Lee testified that the restitution account proposal should be treated as policy rather than finance because it has a zero fiscal note, and said the House would accept the Senate’s $10 million cap. Robin Rowan, representing the Minnesota Insurance and Financial Services Council and the U.S. Travel Insurance Association, urged adoption of Senate travel insurance language, requested a House-style change to lead-generation recordkeeping language, and supported a Senate provision allowing employers and insurers to coordinate notice to employees when group policies are cancelled. The Department of Commerce then responded to questions, explaining that the prescription drug affordability council would be sunset because the board already has other avenues for public input, that the reinsurance changes were technical and did not alter the prior agreement, and that the abandoned cryptocurrency provisions rely on statutory definitions of inactivity and known examples such as keys stored in safes or deposit boxes.

Transcript Highlights:

• TDEM is in here, Texas Military Department, Texas Military Preparedness Commission.
• Accountability for facilitators, brokers, title companies, and leasing.
• I'm a commercial real estate broker. in Dallas over the years.
• I'm a 47. year real estate broker in Houston.
• This will have the impact our business for our own people as a broker.

Bills: HB17 , HB34 , HB41 , HB 118 , HB 119 , HB 127 , HB 128 , HB 129 , HB 130 , HB132 , HB133 , HB17 , HB41 , HB118 , HB119 , HB127 , HB128 , HB129 , HB130 , HB132 , HB133

Committee: House Homeland Security, Public Safety & Veterans' Affairs

Transcript Highlights:

• And then, you know, as you've done here today by inviting me to speak, collaborate with brokers, employers
• But, I mean, these are things from the OIG, the Federal Trade Commission.
• When a business owner finds coverage, the owner, CFO, or head of HR is working with a broker to find
• When a business owner finds coverage, you know, the owner, CFO, head of HR is working with a broker to
• Brokers—this is new—aren't advancing it rapidly, I think, or as rapidly as we would like.

Committee: Senate Health & Human Services

Transcript Highlights:

• Jezrelle Prado English on behalf of the California Commission on the Status of Women and Girls in support
• Katie Cochran, on behalf of the Commission on the Status of Women and Girls, in support.
• Wallach on behalf of the Alameda-Contra Costa Transit District, the Alameda County Transportation Commission
• The Alameda County Transportation Commission, the Napa Valley Transportation Authority, and the California
• collection infrastructure and leaves an open backdoor for nominally anonymized data to flow to data brokers

Summary: The Senate Committee on Privacy, Digital Technologies, and Consumer Protection heard several bills focused on privacy, AI, surveillance, and consumer protections. AB 302 would bar schools from excluding students from extracurricular activities because they do not use social media and would require schools to use at least one non-addictive means of contacting students and parents; it drew support from Common Sense Media and no opposition. AB 1705, the Reclaim Act, would require websites hosting non-consensual pornography to verify consent before upload; district attorneys and the Commission on the Status of Women supported it, while TechNet and CCIA opposed or raised concerns. AB 2007 would separate parental consent for a child’s image/likeness from general program enrollment forms in youth programs; educators supported it, while local government and parks groups raised implementation and penalty concerns. AB 2212 would update higher education sexual harassment definitions to include tech-facilitated harassment such as cyberbullying, doxing, and nudification-related abuse; students and advocacy groups strongly supported it, with no opposition. AB 1837 would extend transit agencies’ authority to use camera enforcement in bus-only lanes and at transit stops, with privacy retention limits and human review; transit agencies supported it, while some senators expressed concern about automated enforcement and surveillance, and the bill was placed on call after a split vote. AB 2392 would create an intersegmental higher education working group on generative AI training and procurement standards; it passed 5-0 after amendments removed prerequisites tying AI deployment to completion of the report. The consent calendar was also approved on call. Later, AB 1798 would prohibit life and disability insurers from using non-diagnostic genetic information in underwriting; supporters argued it protects privacy and encourages testing, while insurers opposed the bill as undermining risk-based underwriting, and it advanced on a 3-0 vote on call. Finally, AB 1883 would restrict workplace use of emotion-recognition and neural-data surveillance tools; labor and privacy advocates supported it, employers and local agencies raised safety and litigation concerns, and it passed 3-0 to Labor after narrowing amendments.

Transcript Highlights:

• bargained under the National Labor Relations Act to the Washington State Public Employment Relations Commission
• Finally, our Washington State Wine Commission has a self-assessment-funded model.
• We find it a successful way to help fund our commission, and we understand it in this bill as well.
• So in our case, we are regulated under the Utilities and Transportation Commission, and so there's an
• So in our case, we are regulated under the Utilities and Transportation Commission, and so there's an

Bills: HB1069 , HB2091 , SB6355 , HB2104 , SB6003 , HB2441 , HB2124 , HB2610 , HB2338

Committee: Senate Ways & Means

Keywords: collective bargaining, retirement benefits, employee rights, public sector, supplemental benefits, public employers, employee information, bargaining representatives, labor relations, union representation, electric transmission, energy policies, infrastructure, regulatory framework, transmission systems, aviation, wildland fires, funding, disaster relief, emergency response

Transcript Highlights:

• As a member of Austin's Zoning and Platting Commission, I have seen firsthand the rezoning process.
• General Convention of Texas Christian Life Commission? Yes. And you are in favor of the bill?
• You might not be aware, but the City of Austin's Land Use Commission has a proposed resolution saying
• I'm also a real estate broker.
• Good afternoon members of the Commission. I graduated from Texas A&M.

Bills: HB24 , HB2015 , HB2149 , HB2559 , HB2701 , HB2797 , HB3172 , HB24

Committee: House Land & Resource Management

Transcript Highlights:

• so what is regional planning commissions so what is it<03:00:25.439><c> mostly</c><03:00:25.960><c>
• we used to be on that awesome commission we used to be on so<03:04:42.239><c> and</c><03:04:42.439><
• that you are committees and commissions that you are required<03:05:06.960><c> to</c><03:05:07.080><
• within the state of New and commissions within the state of New Hampshire<05:23:14.320><c> uh</c><05
• and it'll be credited to commissions and it'll be credited to special<05:34:37.040><c> dedicated</c>

Summary: New Hampshire Housing Finance Authority officials, led by Executive Director Rob Dapice, briefed legislators on the agency’s structure and funding. They explained that the authority is created by state law but is not a state agency, its debt is not state debt, and it is governed by a board appointed by the governor and approved by the Executive Council. The discussion focused on the Affordable Housing Fund and the lead paint hazard remediation fund, including how state appropriations and federal resources are combined to finance affordable rental housing and lead abatement work. Dapice said the Affordable Housing Fund is used as gap financing for multifamily affordable housing projects, typically alongside federal tax credits and tax-exempt bonds, and that state dollars leverage roughly 2:1 to 10:1 in additional federal and private investment, averaging about 4:1. He said the fund has received historic appropriations in recent budgets, including $30 million over the last two biennial budgets and an annual $5 million set-aside from the real estate transfer tax. He also said the fund is usually structured as 0% interest, deferred loans rather than grants, with repayments returning to the fund if projects generate cash flow. Members asked about rents, oversight, staffing, revenues, and whether the programs had added positions. Dapice said affordability restrictions generally last 30 to 99 years, rents are tied to income limits and capped so tenants pay no more than 30% of income, and compliance staff inspect properties regularly to verify income eligibility and rent limits. He said the organization has about 130 to 135 employees, down from about 145, with no new positions added because of the appropriations. He estimated total revenues at roughly $300 million, with administrative budget around $22 million, much of it pass-through grant money. On lead paint remediation, he said the state first appropriated $6 million in 2019, plus $1 million in ARPA funds, and that the program has cleared more than 500 units. He said the federal grant program is not annual or predictable, with a recent award of about $7.75 million, and that the maximum federal grant per unit is $177,000, typically paired with up to $100,000 in state loan support. He also noted that the program can address homes before a child is poisoned if lead hazards are identified, but that cases involving an already exposed child are a higher priority. No votes or formal actions were taken.

Transcript Highlights:

• I think that most of the financial institutions that were at the table with us to broker AB 238 want
• I think that most of the financial institutions that were at the table with us to broker AB238 want to
• handle complaints, we can try to connect consumers with the mortgage lenders and servicers to try to broker

Summary: The Assembly Banking and Finance Committee held an outcomes review of AB 238, the wildfire mortgage forbearance law, focused on how the law has worked for survivors of the Eaton and Palisades fires. Chair Valencia and Assemblymember Harabedian said the hearing was intended to hear directly from survivors, assess whether the law is being implemented as intended, and identify fixes. Several survivors described losing homes, facing long rebuild timelines, and struggling with insurers, housing costs, and mortgage servicers. Many said they encountered confusion, inconsistent information, requests for financial documentation, lump-sum repayment demands, credit reporting problems, or loan modifications that they viewed as undermining the law’s purpose. Some urged clearer consumer education, a consumer bill of rights, and an extension of forbearance relief; one witness specifically advocated for AB 1847 to extend forbearance to 36 months. DFPI Chief Deputy Commissioner Suzanne Martindale said the department had received about 300 wildfire-related consumer complaints, mostly about mortgage forbearance, and that more than 91% had been resolved in the consumer’s favor. She said the department works with both state-licensed and federally regulated institutions, but its authority is limited when national banks are involved, so it often uses outreach and direct contact with lenders and federal partners to resolve complaints. She also described recurring complaint themes such as difficulty obtaining forbearance, customer-service breakdowns, withholding of insurance funds, and non-interest-bearing impound accounts. Committee members pressed DFPI on which institutions were noncompliant, what enforcement tools were available, and how much data the state could collect and make public. Representatives of the California Bankers Association and California Mortgage Bankers Association said lenders had provided early disaster relief and were working to comply with AB 238, but emphasized that mortgage servicing is constrained by federal law, investor requirements, and secondary-market guidelines. They argued that forbearance is temporary relief, not forgiveness, and warned that extending it without a clear repayment path can create future payment shock or larger debt burdens. They also said many servicers use disaster protocols tied to federal declarations and that clearer communication is needed. In response to committee concerns, the mortgage bankers said they would continue working with the Legislature and federal agencies, but could not promise changes beyond investor and agency rules. No votes or formal committee actions were taken during the hearing.

Transcript Highlights:

• I think that most of the financial institutions that were at the table with us to broker AB 238 want
• handle complaints, we can try to connect consumers with the mortgage lenders and servicers to try to broker
• handle complaints, we can try to connect consumers with the mortgage lenders and servicers to try to broker

Committee: House Banking and Finance

Transcript Highlights:

• You know, did your insurance provider or, I guess, broker in this instance, conduct a site inspection
• Okay, thank you very much. or I guess um broker in this instance um or I guess um broker in this instance

Committee: Senate Commerce and Consumer Protection

Summary: At a joint Senate hearing on SCR 198 and SR 178, the committees considered resolutions urging Hawaii insurers and the Hawaii Property Insurance Association to seek subrogation claims against polluters linked to worsening climate impacts and higher insurance costs. Testimony was overwhelmingly supportive, with 47 written testimonies in support and additional oral support from former Honolulu chief resilience officer Josh Tamro. The committees recommended passage with amendments, narrowing the language to refer specifically to polluters who knowingly engaged in misleading and deceptive practices about the connection between their products and climate change, along with technical non-substantive edits. Both committees adopted the amended resolutions by vote. At a separate joint hearing on STR 226 and SR 201, which urged changes to Medicaid 1915 home and community-based services waiver eligibility criteria, supporters argued the current rules and administrative guidance were inconsistent and left some people with intellectual and developmental disabilities, including those with mental health dual diagnoses, without proper access. The Hawaii State Council on Developmental Disabilities and Hawaii Disability Rights Center supported the intent but noted factual issues and said a memo from the department addressed only part of the problem, not the mental health-related concerns. After discussion, the chair concluded the resolution was not the best vehicle and deferred it, suggesting a more comprehensive bill would be needed. The Commerce and Consumer Protection committee also took up HB 799 HD2 SD1 on healthcare and recommended passage with amendments, including striking a written transfer-agreement requirement, shortening the sunset to June 30, 2028, removing a related timeline, and making technical corrections. In another joint hearing, SCR 222 and SR 197, which would have urged towing companies to have on-site ATMs for vehicle owners, drew opposition from the Office of Consumer Protection, which said Act 60 already requires credit and debit card acceptance and that ATMs could let companies evade the law. Members noted ongoing complaints and weak enforcement, and the chair recommended turning the issue into a task force for further study, with decision-making deferred because of quorum issues. The committee also heard several other resolutions: STR 57 and SR 41, urging Congress to create a national reinsurance program, received only supportive testimony; STR 70 and SR 54, calling for a pharmacy reimbursement working group, also drew support; and STR 123, proposing an attorney general-led landlord-tenant working group, received comments from the Attorney General’s Office suggesting a more appropriate lead agency and noting the Legislative Reference Bureau may be better suited to assist. No final adverse action was taken on those measures during the hearing segment described.

Transcript Highlights:

• I sent this to the State Judicial Commission and they rejected it.
• You see it with the Securities and Exchange Commission.
• The first broker is unable to secure a fair market option.
• Coast Guard in the state of Texas and commissioned by the governor.
• Thank you on behalf of the commission. We're glad you're back on the commission. Thanks. Thank you.

Bills: HB4011 , HB2680 , HB4325 , HB4327 , HB4944 , HB1761 , HB4688 , HB3453 , HB40 , HB1707 , HB4749 , HB2322 , HB3647 , HB4139 , HB4081 , HB2203 , HB2100 , HB4170 , HB3104 , HB4623 , HB40

Committee: House Judiciary & Civil Jurisprudence

Transcript Highlights:

• the Real Property Law in relation to requiring the Secretary of State to require that real estate brokers

Committee: Senate Judiciary

Summary: The committee met for its final meeting of the year and considered a series of Judiciary-related bills. The first measure, S.48 (Walsh), proposed a constitutional amendment to bar the governor from using messages of necessity for budget-related bills. Supporters argued that budget bills should receive the normal three-day review period and that the public and legislature need more time to examine major spending and policy changes. Despite that support, the motion to advance the bill failed, and it was not reported. Several other bills were advanced with little or no opposition. S.951 (Kavanaugh), requiring disclosure of certain demographic information by real estate brokers and salespersons, was reported to Finance. S.7279 (Scarcella Spanton), allowing certified school psychologists to participate in certifications related to intellectual or developmental disability, was reported to the floor. S.9582 (Gonzalez), concerning persons ineligible to act as fiduciaries, drew concerns that judges should retain discretion and that the bill could create problems for well-intended fiduciaries, but it was still reported to the floor. S.9765 (Sunshine and Litigation Act on protective orders), S.9788 (arbitration), S.9788/9789 (jurisdiction over certain defendants in city and justice courts), S.9848 (contents of claims in the Court of Claims), and S.9894 (rape shield/evidence of a victim’s sexual conduct or dress) were also reported to the floor. The committee also discussed S.9790 (audio-visual coverage of judicial proceedings), with supporters saying cameras would increase transparency and public trust while preserving safeguards for sensitive proceedings; it was reported to the floor. Another bill, S.9798, would prohibit the use of reproductive or sexual health devices as evidence of prostitution in certain criminal or civil proceedings; it was reported to Codes. The meeting concluded after all listed bills were acted on, with the chair thanking members and guests and noting the committee would meet again the following week.