Video & Transcript : 'broker commissions' :

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WA

Washington 2025-2026 Regular Session

Senate Business, Trade & Economic Development Jan 15th, 2026 at 08:00 am

Business, Trade & Economic Development

Transcript Highlights:
  • And then if I could have Bill Stoffker with the Independent Insurance Agents and Brokers of Washington
  • I'm the executive vice president of the Big I, the Independent Insurance Agents and Brokers of Washington
Bills: SB5928
ID

Idaho 2026 Regular Session

Jan 20th, 2026

Commerce and Human Resources

Transcript Highlights:
  • Beyond that, then we would go out and look at the carrier support and the broker support and the many
NH

New Hampshire 2025 Regular Session

House Science, Technology and Energy (01/13/2025)

Science, Technology and Energy

Transcript Highlights:
  • I do not know what the broker is doing, and I do not know what happens after that.
  • These brokers are there.
  • Please do not be offended in front of the broker. Thank you. Then it was sold once.
  • The electricity arranger broker went on vacation, and then those roads are all routed there.
  • The Public Utilities Commission now has our tentative hour between 9 and 10.
NH

New Hampshire 2026 Regular Session

House Commerce and Consumer Affairs (02/04/2026)

Commerce and Consumer Affairs

Transcript Highlights:
  • </c><01:04:40.240><c> be</c> the insurance commission will be the insurance commission will be interested
  • </c><01:07:08.000><c> to</c> authorize the insurance commission to authorize the insurance commission
  • </c><01:39:20.000><c> to</c> HB 1056 would set up a commission to HB 1056 would set up a commission to
  • </c> &gt;&gt; Is there anything in this commission &gt;&gt; Is there anything in this commission that
  • Lieutenant Matthew Culver, New Hampshire State Liquor Commission.
WA

Washington 2025-2026 Regular Session

Senate Ways & Means Feb 26th, 2026

Transcript Highlights:
  • bargained under the National Labor Relations Act to the Washington State Public Employment Relations Commission
  • bargained under the National Labor Relations Act to the Washington State Public Employment Relations Commission
  • Finally, our Washington State Wine Commission has a self-assessment-funded model.
  • We found a successful way to help fund our commission, and we understand it in this bill as well.
  • So in our case, we are regulated under the Utilities and Transportation Commission, and so there's an
Summary: The committee took up executive action on the capital budget, Proposed Substitute Senate Bill 6003, and several policy bills. Staff described amendments to the capital budget that shifted funding among behavioral health, local/community projects, irrigation projects, and juvenile rehabilitation capacity, plus a technical fix to the water pollution control revolving program. The committee adopted Senator Dozier’s budget-neutral amendment and a technical amendment, then advanced the amended capital budget to the Rules Committee. It also moved House Bills 2441, 2124, 2471, 2133, 2610, and 2338 forward with due-pass recommendations, and advanced Engrossed Second Substitute House Bill 2251 on Climate Commitment Act accounts to the Transportation Committee after adopting two amendments and withdrawing three others. A major public hearing focused on Engrossed Second Substitute House Bill 2034, which would terminate and restate LEOFF Plan 1 in 2029, transfer surplus assets, and direct portions to the Climate Commitment Account and the pension funding stabilization account. Staff said the plan is currently about 160% funded and explained the bill’s IRS-review process, statute of limitations, and estimated implementation costs. Testimony was sharply divided: some retirees, firefighters, counties, and cities opposed the bill as an improper use of pension assets and urged benefit enhancements or protection of local medical obligations, while others supported using the surplus for broader public purposes. No vote was taken on the bill during the hearing. The committee also heard House Bill 2179 on PERS coverage for certain port workers, with ports and the Washington Public Ports Association supporting clarification for railroad employees covered by the federal railroad retirement system. House Bill 1069, allowing Department of Corrections employees to bargain over supplemental retirement benefits, drew support from Teamsters and corrections workers, while House Bill 2091, expanding employee-information sharing with bargaining representatives, drew union support and privacy objections from Washington Policy Center. Finally, Second Engrossed Substitute House Bill 1210 on targeted urban area tax preferences drew support from labor, local governments, and project proponents, and opposition from contractor groups and environmental advocates over project labor agreement requirements and nuclear-related concerns; Engrossed Substitute House Bill 1408 on community preservation and development authorities and Engrossed Second Substitute House Bill 1974 on land bank authorities for affordable housing were also heard, with both receiving supportive testimony from community and housing advocates.
CA
Transcript Highlights:
  • So with that being said, I would like to see if I can help broker these conversations with you, representing
  • We also worked with Lyft jointly, and we commissioned a third-party study by the Berkeley Research Group
  • The witness explained that they jointly commissioned the study ahead of this legislation to have industry
  • Further, according to the Federal Communications Commission, 70% of those who are connected are paying
Summary: The Assembly Communications and Conveyance Committee heard three bills. SB 371 by Senator Cabaldon would reduce uninsured/underinsured motorist coverage requirements for transportation network companies from $1 million to $100,000 per person and $300,000 per accident, with committee amendments adding findings and declarations, higher limits than originally proposed, and a joint study on UM/UIM impacts. Supporters, including Uber, Lyft, business groups, and some consumer advocates, argued the bill would lower fares and increase driver earnings by reducing insurance costs. Opponents, including consumer attorneys, labor groups, and consumer watchdog organizations, warned it would cut protections for riders and drivers and might not guarantee savings would be passed through. The committee approved SB 371 on a due-pass basis and re-referred it to Appropriations by a 9-0 vote. The committee then heard SB 716 by Senator Durazo, which would create a Home Internet Lifeline Program to let eligible low-income households apply Lifeline subsidies to home broadband service. Proponents said the bill addresses broadband affordability after the federal Affordable Connectivity Program expired, and that it would help students, workers, and families access reliable internet. Opponents from the wireless industry objected to the funding mechanism, arguing the surcharge would fall unfairly on wireless consumers, while one broadband group moved to neutral after amendments. The bill was approved on a due-pass basis and sent to Appropriations, but the roll was held open and later completed with the bill passing 7-1. The committee also took up SB 480 by Senator Archuleta relating to autonomous vehicles as a consent item, with no presentation or debate. It was approved on a due-pass basis and re-referred to Appropriations by a 9-0 vote. Throughout the hearing, members repeatedly focused on affordability, consumer protection, and whether savings from the bills would actually reach riders, drivers, or households.
CO

Colorado 2026 Regular Session

Colorado Senate 2026 Legislative Day 112 May 6th, 2026

Colorado Senate Floor Meeting

Transcript Highlights:
  • <01:52:44.800><c> with</c><01:52:45.119><c> CPW</c> commissions with CPW commissions with CPW and<01:
  • They were called mini trade commission acts in some parlance, where, as we often have it, for example
  • acts uh in in some parliament commission acts uh in in some parliament where<02:08:42.079><c> as</c>
  • </c><03:00:16.160><c> Uh</c> credit unions with mortgage brokers.
  • Uh credit unions with mortgage brokers.
LA

Louisiana 2026 Regular Session

House of Representatives Mar 24th, 2026

Louisiana House Floor Meeting

Transcript Highlights:
  • SCR 5 by Senator Mizell, to establish the Louisiana-Ireland Trade Commission, that lies over.
  • Development of parishes and municipalities; planning commissions; administrative procedures.
  • Provides relative to New Orleans City Park Police; provides for the authority, duties, commissioning,
  • The Louisiana Tax Commission has some self-generated fees.
  • for membership of the commission.
FL

Florida 2026 Regular Session

Regulated Industries Jan 14th, 2025

Regulated Industries

Transcript Highlights:
  • The committee's jurisdiction includes oversight of the Florida Gaming Control Commission and the gaming
  • The commission is the state compliance agency under that compact.
  • The committee's jurisdiction includes oversight of the Florida Gaming Control Commission and the gaming
  • The commission is the state compliance agency under that compact.
  • I'm the one that commissioned a report on it. So I get it. I feel your pain there.
Summary: The committee on Regulated Industries convened with a quorum and began a panel discussion focused on condominium milestone inspections and structural integrity reserve studies (SIRS), with members framing the topic as part of Florida’s post-Surfside condo safety reforms. The chair and panelists reviewed how the state got here, emphasizing that the problems predated Surfside and were driven by long-term deferred maintenance, underfunded reserves, and aging buildings. Panelists included representatives from Florida Realtors, engineering and reserve-study firms, a CPA, a community association attorney, and Broward County’s building safety official, all of whom described their roles in inspections, reserve planning, and code enforcement. Testimony centered on what inspectors are finding in the field. Panelists said the most common problems are not subsidence but wear-and-tear and maintenance failures, especially in stairways, balconies, roofs, parapet walls, waterproofing, and corrosion. They described examples of buildings with hidden deterioration, hurricane-exposed damage, and associations that were underfunded despite prior inspection regimes in Miami-Dade and Broward. Dr. Barbosa explained that Miami-Dade’s recertification program began in the 1970s and Broward’s in 2005, with current timelines generally requiring notice, a first milestone review, and then time to begin substantial repairs; she said the program has improved compliance but that SIRS has added confusion. Members also raised concerns about the cost and implementation of SIRS, including whether reports are being used to generate unnecessary work, whether contractors or firms have conflicts of interest, and whether the law’s use of “fully funded” is being misunderstood. Panelists said the statutory reserve requirement is better understood as baseline funding, not having all money in the bank immediately, and suggested clearer definitions and possibly changing the terminology to “adequately funded.” They also discussed the need to separate required structural items from optional or cosmetic items in reserve reports, improve transparency for buyers and lenders, and ensure associations provide documents through websites and other portals. No votes were taken. The committee used the meeting as an information-gathering session and signaled that more panels and discussion would follow, with members and witnesses agreeing that the state may need further clarification, education, and possible statutory adjustments to reduce confusion while preserving building safety.
NH

New Hampshire 2026 Regular Session

House Committee on Housing (02/03/2026)

Housing

Transcript Highlights:
  • So the two issues I have with the commission to study the zoning is, one, the need for the commission
  • . this committee and the commission is this committee and the commission is apparent<05:21:30.400><c>
  • district commission members.
  • </c><05:29:17.920><c> I</c> committee on the commission. I committee on the commission.
  • ><c> commission.
Committee: House Housing
Summary: The subcommittee first took up House Bill 1598 and an amendment, 2026-0463H. Elliott Barry and Nick Norman testified that the amendment reflected a hard-fought compromise balancing concerns from all sides, and they urged no further changes. With no questions from members, the subcommittee voted unanimously to recommend the bill with the amendment to the full committee, 3-0, and closed the subcommittee. The housing committee then moved through several executive session bills. HB 1010 was amended with 2026-0274H, described as clarifying and implementing prior housing law (HB 631) governing residential units above office and retail space; the amendment was adopted unanimously and the bill was reported ought to pass as amended on a 17-0 vote and placed on consent. HB 65 was then voted ought to pass and also placed on consent, with members saying it was duplicative of the compromise reached on HB 1010. HB 1349 was reconsidered for a clarifying vote and again received unanimous support for its prior disposition, 17-0, and was placed on consent. The committee next took up HB 1523, which concerned homeowners associations. An amendment, 2026-0380H, removed Section 5’s Attorney General enforcement mechanism, added HOA conflict-of-interest approval language, and delayed the effective date to give stakeholders more time; it was adopted unanimously. The bill then passed 18-0 as amended and was put on consent. The committee also voted ITL on CACR 16, a constitutional amendment related to sleeping or homelessness issues, after debate over unintended consequences and whether it protected a basic right; the vote was 10-8, with a majority report assigned and a minority report to be written. Later, HB 108, dealing with inclusionary zoning, was voted ITL 10-8 after members argued the bill imposed unrealistic burdens and could halt development; a minority report was noted with amendment 0149H. HB 7, concerning ADUs and restrictive covenants, was also voted ITL 10-8 after discussion of unintended consequences and a proposed amendment to encourage second ADUs; it was sent to the regular calendar with a minority report and amendment 0289H. HB 1120, on water-related subdivision requirements, was ITL’d 17-1 and placed on consent, with one member noting a study amendment had been offered. HB 1143, addressing housing-provider obligations and municipal enforcement powers, was ITL’d 17-1 and placed on consent. Finally, HB 1145, a fee/tax proposal tied to housing development, was ITL’d 11-7; members debated whether it would discourage development, and a minority report was assigned.
NH
Transcript Highlights:
  • They're not just brokers; they're broker-dealers and consultancies that serve the next one I'll show
  • And do other states require you folks to register as a commodities broker?
  • And should this commission bring into the value of biochar those low-quality forests?
  • And should<02:05:22.240><c> this</c><02:05:22.440><c> commission</c> should this commission should this
  • commission bring<02:05:24.560><c> into</c><02:05:24.800><c> the</c><02:05:24.920><c> value</c><02:05
Summary: The meeting began with introductions, approval of the March 6 minutes as amended to add an attendee list, and a brief overview of the day’s agenda. The committee heard two presentations from carbon project developers, with the first from Dylan Jenkins of Finite Carbon. He described Finite Carbon’s work in improved forest management projects, its role in developing carbon methodologies and protocols, and its experience with projects in New England, Appalachia, Alaska, and Canada. He also outlined the difference between compliance and voluntary carbon markets, the role of registries and intermediaries, and the types of buyers in the market, including large corporate buyers and long-term off-take partners. A major focus of the presentation was how forest carbon projects are structured and how credits are monetized. Jenkins distinguished between removals and reductions, explaining that removals come from new forest growth while reductions are tied more closely to baseline assumptions and standing stock. He said improved forest management projects can generate both types of credits, and that removals generally command higher prices because they are easier for buyers to understand and verify. He also emphasized that carbon project commercialization can occur before, during, or after credit issuance, and that landowners may be paid through a variety of structures, including leases, advance fees, per-unit payments, or off-take agreements. Jenkins then addressed the committee’s tax-related questions, saying House Bill 123 appeared intended to treat carbon credit sales similarly to timber sales for local tax purposes. He argued that carbon credits are a forest product and that taxing them can be reasonable in principle, but he stressed that lawmakers should distinguish between commoditization and commercialization when deciding what event to tax. He noted that credits may be created but never sold, and that in some programs landowners retain timber and carbon rights while in others the developer has deeper control over those rights. In response to questions, he said the industry uses protocols, verification, and third-party oversight to address baseline and quality concerns, but acknowledged that baseline setting remains a major point of debate in the market.
TX
Transcript Highlights:
  • And then, you know, as you've done here today by inviting me to speak, collaborate with brokers, employers
  • But, I mean, these are things from the OIG, the Federal Trade Commission.
  • When a business owner finds coverage, the owner, CFO, or head of HR is working with a broker to find
  • When a business owner finds coverage, you know, the owner, CFO, head of HR is working with a broker to
  • Brokers—this is new—aren't advancing it rapidly, I think, or as rapidly as we would like.
TX

Texas 89th Regular

Homeland Security, Public Safety & Veterans' Affairs Apr 2nd, 2025

Homeland Security, Public Safety & Veterans' Affairs

Transcript Highlights:
  • TDEM is in here, Texas Military Department, Texas Military Preparedness Commission.
  • Accountability for facilitators, brokers, title companies, and leasing.
  • I'm a commercial real estate broker. in Dallas over the years.
  • I'm a 47. year real estate broker in Houston.
  • This will have the impact our business for our own people as a broker.
NH

New Hampshire 2025 Regular Session

House Finance Division I (01/22/2025)

Transcript Highlights:
  • so what is regional planning commissions so what is it<03:00:25.439><c> mostly</c><03:00:25.960><c>
  • we used to be on that awesome commission we used to be on so<03:04:42.239><c> and</c><03:04:42.439><
  • that you are committees and commissions that you are required<03:05:06.960><c> to</c><03:05:07.080><
  • within the state of New and commissions within the state of New Hampshire<05:23:14.320><c> uh</c><05
  • and it'll be credited to commissions and it'll be credited to special<05:34:37.040><c> dedicated</c>
Summary: New Hampshire Housing Finance Authority officials, led by Executive Director Rob Dapice, briefed legislators on the agency’s structure and funding. They explained that the authority is created by state law but is not a state agency, its debt is not state debt, and it is governed by a board appointed by the governor and approved by the Executive Council. The discussion focused on the Affordable Housing Fund and the lead paint hazard remediation fund, including how state appropriations and federal resources are combined to finance affordable rental housing and lead abatement work. Dapice said the Affordable Housing Fund is used as gap financing for multifamily affordable housing projects, typically alongside federal tax credits and tax-exempt bonds, and that state dollars leverage roughly 2:1 to 10:1 in additional federal and private investment, averaging about 4:1. He said the fund has received historic appropriations in recent budgets, including $30 million over the last two biennial budgets and an annual $5 million set-aside from the real estate transfer tax. He also said the fund is usually structured as 0% interest, deferred loans rather than grants, with repayments returning to the fund if projects generate cash flow. Members asked about rents, oversight, staffing, revenues, and whether the programs had added positions. Dapice said affordability restrictions generally last 30 to 99 years, rents are tied to income limits and capped so tenants pay no more than 30% of income, and compliance staff inspect properties regularly to verify income eligibility and rent limits. He said the organization has about 130 to 135 employees, down from about 145, with no new positions added because of the appropriations. He estimated total revenues at roughly $300 million, with administrative budget around $22 million, much of it pass-through grant money. On lead paint remediation, he said the state first appropriated $6 million in 2019, plus $1 million in ARPA funds, and that the program has cleared more than 500 units. He said the federal grant program is not annual or predictable, with a recent award of about $7.75 million, and that the maximum federal grant per unit is $177,000, typically paired with up to $100,000 in state loan support. He also noted that the program can address homes before a child is poisoned if lead hazards are identified, but that cases involving an already exposed child are a higher priority. No votes or formal actions were taken.
CA
Transcript Highlights:
  • Jezrelle Prado English on behalf of the California Commission on the Status of Women and Girls in support
  • Katie Cochran, on behalf of the Commission on the Status of Women and Girls, in support.
  • Wallach on behalf of the Alameda-Contra Costa Transit District, the Alameda County Transportation Commission
  • The Alameda County Transportation Commission, the Napa Valley Transportation Authority, and the California
  • collection infrastructure and leaves an open backdoor for nominally anonymized data to flow to data brokers
Summary: The Senate Committee on Privacy, Digital Technologies, and Consumer Protection heard several bills focused on privacy, AI, surveillance, and consumer protections. AB 302 would bar schools from excluding students from extracurricular activities because they do not use social media and would require schools to use at least one non-addictive means of contacting students and parents; it drew support from Common Sense Media and no opposition. AB 1705, the Reclaim Act, would require websites hosting non-consensual pornography to verify consent before upload; district attorneys and the Commission on the Status of Women supported it, while TechNet and CCIA opposed or raised concerns. AB 2007 would separate parental consent for a child’s image/likeness from general program enrollment forms in youth programs; educators supported it, while local government and parks groups raised implementation and penalty concerns. AB 2212 would update higher education sexual harassment definitions to include tech-facilitated harassment such as cyberbullying, doxing, and nudification-related abuse; students and advocacy groups strongly supported it, with no opposition. AB 1837 would extend transit agencies’ authority to use camera enforcement in bus-only lanes and at transit stops, with privacy retention limits and human review; transit agencies supported it, while some senators expressed concern about automated enforcement and surveillance, and the bill was placed on call after a split vote. AB 2392 would create an intersegmental higher education working group on generative AI training and procurement standards; it passed 5-0 after amendments removed prerequisites tying AI deployment to completion of the report. The consent calendar was also approved on call. Later, AB 1798 would prohibit life and disability insurers from using non-diagnostic genetic information in underwriting; supporters argued it protects privacy and encourages testing, while insurers opposed the bill as undermining risk-based underwriting, and it advanced on a 3-0 vote on call. Finally, AB 1883 would restrict workplace use of emotion-recognition and neural-data surveillance tools; labor and privacy advocates supported it, employers and local agencies raised safety and litigation concerns, and it passed 3-0 to Labor after narrowing amendments.
WA

Washington 2025-2026 Regular Session

Senate Ways & Means Feb 26th, 2026 at 01:30 pm

Ways & Means

Transcript Highlights:
  • bargained under the National Labor Relations Act to the Washington State Public Employment Relations Commission
  • Finally, our Washington State Wine Commission has a self-assessment-funded model.
  • We find it a successful way to help fund our commission, and we understand it in this bill as well.
  • So in our case, we are regulated under the Utilities and Transportation Commission, and so there's an
  • So in our case, we are regulated under the Utilities and Transportation Commission, and so there's an
Committee: Senate Ways & Means
TX

Texas 89th Regular

Land & Resource Management Mar 27th, 2025

Land & Resource Management

Transcript Highlights:
  • As a member of Austin's Zoning and Platting Commission, I have seen firsthand the rezoning process.
  • General Convention of Texas Christian Life Commission? Yes. And you are in favor of the bill?
  • You might not be aware, but the City of Austin's Land Use Commission has a proposed resolution saying
  • I'm also a real estate broker.
  • Good afternoon members of the Commission. I graduated from Texas A&M.
Bills: HB24 , HB2015 , HB2149 , HB2559 , HB2701 , HB2797 , HB3172 , HB24
MN
Transcript Highlights:
  • there's one difference here: the Senate adopted a floor amendment that deleted the requirement for a broker-dealer
  • </c><00:13:51.840><c> a</c> that deleted the requirement for a that deleted the requirement for a broker-dealer
  • ><c> to</c><00:13:52.880><c> establish</c><00:13:53.360><c> and</c><00:13:53.480><c> maintain</c> broker-dealer
  • to establish and maintain broker-dealer to establish and maintain a<00:13:54.600><c> set</c><00:13:54.840
Summary: The committee met to walk through nonpartisan side-by-side comparisons of House File 4188, focusing on differences between House and Senate language across consumer protection, insurance, financial services, health, and technical provisions. Staff highlighted numerous Senate-only items, including rules for financial providers communicating through trusted contacts, virtual currency requirements for banks and credit unions, a prohibition on virtual currency kiosks beginning in 2026, mortgage servicing and student loan servicing changes, the Rental Home Marketplace Guarantees Act, insurance and travel-related provisions, scrap metal licensing changes, protections related to minors accessing chatbots and AI companions, and several technical or conforming repealers. Staff also noted that some provisions were identical or substantially similar between the chambers, including mortgage originator standards, student loan borrower protections, securities-related changes, unclaimed property provisions, and technical updates in the bill’s miscellaneous articles. The Senate-only health-related articles were also summarized, including repeal of the prescription drug affordability advisory council, technical changes to the reinsurance program, and a series of health insurance provisions on enrollment-growth notices, limits on officer and director salary increases under certain capital conditions, guaranteed issue rights for certain Medicare supplement enrollees, data-sharing between Commerce and Health, restrictions on using artificial intelligence alone to deny claims, reimbursement for clinical trainees, home care nursing coverage, and PBM transparency. The Senate’s telecommunications article was described as largely technical and conforming, with repeals of obsolete statutes. Staff also noted that some standalone bills had already passed and would be removed from the comparison report. Public testimony followed. Thomas Elness of AARP Minnesota supported inclusion of the cryptocurrency kiosk bill, expressed support for guaranteed issue protections for a narrow group of consumers affected by discontinued plans, and urged adoption of changes to the consumer protection restitution account, including raising the cap to $10 million per fiscal year. Representative Lee testified that the restitution account proposal should be treated as policy rather than finance because it has a zero fiscal note, and said the House would accept the Senate’s $10 million cap. Robin Rowan, representing the Minnesota Insurance and Financial Services Council and the U.S. Travel Insurance Association, urged adoption of Senate travel insurance language, requested a House-style change to lead-generation recordkeeping language, and supported a Senate provision allowing employers and insurers to coordinate notice to employees when group policies are cancelled. The Department of Commerce then responded to questions, explaining that the prescription drug affordability council would be sunset because the board already has other avenues for public input, that the reinsurance changes were technical and did not alter the prior agreement, and that the abandoned cryptocurrency provisions rely on statutory definitions of inactivity and known examples such as keys stored in safes or deposit boxes.
MN

Minnesota 2025-2026 Regular Session

Pet shop sale of cats and dogs 3/10/26

Minnesota House Floor Meeting

Transcript Highlights:
  • Representative Norris again, it sounds like there might be space here for a possible amendment to make sure brokers
  • </c><00:14:27.760><c> to</c><00:14:28.560><c> make</c><00:14:28.800><c> sure</c><00:14:29.040><c> brokers
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 9th, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • I sent this to the State Judicial Commission and they rejected it.
  • You see it with the Securities and Exchange Commission.
  • The first broker is unable to secure a fair market option.
  • Coast Guard in the state of Texas and commissioned by the governor.
  • Thank you on behalf of the commission. We're glad you're back on the commission. Thanks. Thank you.