Video & Transcript : 'Overdraft Lending' :

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CA

California 2025-2026 Regular Session

Assembly Utilities and Energy Committee Apr 8th, 2026

Utilities and Energy

Transcript Highlights:
  • And if you're going to build a greenfield project across high fire threat districts, whoever's lending
  • And if you're going to build a greenfield project across high fire threat districts, whoever's lending
  • And if you're going to build a greenfield project across high fire threat districts, whoever's lending
WA

Washington 2025-2026 Regular Session

Senate Law & Justice Sep 18th, 2025

Transcript Highlights:
  • ’s some pretty old language that says that they can use watch persons and that every citizen shall lend
  • the box on the right... ...for second class cities, and that statute still says every citizen shall lend
  • So they should not be wearing a uniform or badge or anything that would lend itself to confusion.
Summary: The committee held a work session in Mill Creek focused first on the eviction process. Judge Michael Scott of King County Superior Court described historic highs in unlawful detainer filings across Washington, especially in urban counties, and said King County has reduced its backlog and average time to resolution to about 60 days by adding two dedicated eviction judges and using more judges when needed. He also described how King County and other counties are implementing the right to counsel for indigent tenants, and noted that additional housing commissioners may help. Office of Civil Legal Aid representatives Philippe Knapp and Jane Paxe said the statewide appointed counsel program has represented more than 30,000 tenants, referred clients to social services, and helped many remain housed, but they warned of a funding shortfall that could eliminate about 17 attorneys and leave roughly 2,000 tenants without representation. A landlord-side panel argued that eviction timelines remain too long and fragmented, creating unpaid rent, safety issues, and uncertainty for both landlords and tenants; they urged more uniform procedures, streamlined rental assistance, and procedural changes to reduce refiling and delays. The second work session addressed theft and vandalism of critical infrastructure, especially copper and telecom cable theft. Committee staff reviewed existing criminal and regulatory laws covering malicious mischief, theft, scrap metal businesses, and metal property deception. Comcast, Mason Public Utility District, and the Recycled Materials Association testified that theft of aerial cable and copper has become a crisis affecting power, internet, 911 service, schools, hospitals, and line-worker safety. Utility representatives described outages, hazards, and rising costs, and asked for stronger audits of scrapyards, tougher penalties for theft affecting critical infrastructure, and tighter rules on payment and identification. Recyclers said they oppose the thefts and already operate under heavy regulation, but acknowledged enforcement gaps and the need for better coordination; committee members discussed possible bill concepts and asked for written recommendations. The final work session covered standards for law enforcement personnel. Criminal Justice Training Commission Executive Director Monica Alexander and Assistant Director Kimberly Bliss explained current certification and decertification rules, including background checks, training requirements, mandatory and discretionary grounds for decertification, and the hearing process. They said elected sheriffs are not currently required to undergo the same pre-election background check as other applicants, though they can still be decertified if already certified, and they reported a backlog of more than 1,000 cases with about 70 to 80 new cases coming in each month. Retired Judge Ann Levinson then outlined ways the legislature could strengthen and align standards for chiefs, sheriffs, and marshals, including requiring certification within a set time, setting a minimum age, requiring recent state background checks, and making loss of certification a vacancy in office. Committee members asked questions about accountability for elected sheriffs, background-check administration, and decertification outcomes.
WA

Washington 2025-2026 Regular Session

Senate Pro Forma Floor Session Feb 25th, 2026 at 12:30 pm

Washington Senate Floor Meeting

Transcript Highlights:
  • families and friends; and whereas our Canadian neighbors provide aid to our country in times of crisis, lending
Summary: The Senate convened on February 24 with no roll call, approved the prior day’s Journal, and referred committee reports and listed measures as designated. One exception was Engrossed Substitute House Bill 2548, concerning health care market standards, which was sent to the Committee on Rules. The chamber then moved to the eighth order for resolutions. Senate Resolution 8696, recognizing Washington’s interconnected relationship with Canada, was read and adopted. Supportive remarks emphasized cross-border economic ties, family and community connections, shared environmental and scientific work, trade, border communities such as Point Roberts and Blaine, and cooperation with Canadian and Quebec officials. The Senate also formally recognized visiting Canadian and Washington guests in the gallery, including the Canadian Consul General, a Quebec delegate, the mayor of Blaine, and Western Washington University representatives. After a brief at-ease, the Senate returned to business and received supplemental standing committee reports, including Senate Bill 5998, the supplemental operating budget, and House Bill 2664, both referred to the Committee on Rules. The Senate then agreed to adjourn until 10 a.m. on Thursday, February 26, 2026.
OK
Transcript Highlights:
  • Lends at me. Flintz at I. Miller I. Unless of summer bottle I. Microphone I. Very closed.
Summary: The committee heard a series of bills, mostly on broadband, artificial intelligence, business law, public safety, funeral services, health care transparency, and licensing. HB 2293 extended the Oklahoma Broadband Office sunset to December 31, 2030 to allow it to administer remaining broadband grant funds. HB 3545 set standards for state agency use of AI, including human oversight for high-risk decisions, transparency for AI-generated content, and annual public reporting. HB 3546 prohibited AI systems and other non-human entities from being granted legal personhood under Oklahoma law. HB 3260 added the Oklahoma Funeral Directors Association to the list of approved continuing education providers for funeral directors. HB 3147 created a Route 66 centennial specialty license plate to support preservation and centennial activities, HB 3369 eased food truck fire code requirements by allowing portable extinguishers instead of mandatory automatic suppression systems, HB 4453 created the Oklahoma Health Care Cost Transparency Board, HB 3660 addressed national organic reduction, HB 3081 lowered the age for fire extinguisher technicians from 21 to 18, HB 2035 allowed funeral homes to sell certain third-party transportation packages, and HB 3498 modernized corporate and LLC statutes to improve Oklahoma’s competitiveness for business formation. Most bills were presented by their authors, several with proposed committee substitutes or corrections that were adopted without objection. Members asked a few questions, particularly on the AI bills, the Route 66 plate, the food truck fire code change, and the corporate law modernization. The AI personhood bill drew discussion about legal liability and human rights, while the corporate code bill was described as modeled on Delaware-style business law to attract and retain companies in Oklahoma. Votes were largely unanimous in favor. HB 3545, HB 3546, HB 3260, HB 3147, HB 3369, HB 4453, HB 3081, HB 2035, and HB 3498 all received do-pass recommendations, with vote totals ranging from 11-0 to 16-0. HB 3660 passed 15-1. HB 3673 was laid over at the author’s request, and Chairman West’s bill was also laid over to the committee’s next meeting on Thursday.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Racial Equity, Civil Rights, and Inclusion Jun 21st, 2026 at 01:00 pm

Joint Committee on Racial Equity, Civil Rights, and Inclusion

Transcript Highlights:
  • Tuttweiler, representatives from the Attorney General's Office, and all of our invited witnesses for lending
  • written that said, if a neighborhood was redlined, Black people, it's not desirable and we don't want to lend
  • work with business owners from historically marginalized backgrounds and not only provide them the lending
  • legislature continue to call on all partners doing this work, such as YW Boston and others in this room, to lend
Summary: The Joint Committee on Racial Equity, Civil Rights, and Inclusion held an informational hearing on diversity, equity, and inclusion in Massachusetts; no bills were heard or voted on. Chairs Bud Williams and Liz Miranda opened by framing the hearing as a response to recent federal actions they said threatened DEI efforts, funding, and civil rights protections in education and other sectors. They said the committee would hear from experts, agencies, advocates, and businesses about the legality and benefits of DEI and the impact of federal actions on the Commonwealth. Secretary of Education Patrick Tutwiler testified virtually that Massachusetts is pushing back against federal efforts to restrict DEI, including guidance and certification demands directed at schools. He highlighted state investments in early education, child care, early college, career and technical education, and educator diversity, arguing these efforts help close opportunity gaps for Black and brown students, students with disabilities, English learners, and other underserved groups. In response to member questions, he said federal education dollars are core to services for students and that the state is prepared to fight funding cuts while monitoring impacts across K-12, early education, and higher education. Elizabeth Matos of the Attorney General’s Office said DEIA programs remain legal under state and federal law and described AG guidance issued to help institutions navigate federal confusion. She reviewed litigation the office has joined or won, including efforts involving withheld school funds, museums and libraries, the Minority Business Development Agency, Head Start, AmeriCorps, and other federal actions. Members asked about immigration-related fear and profiling, and Matos pointed to existing Know Your Rights guidance, said complaints to the Civil Rights Division have increased, and noted the office is seeing issues involving housing discrimination, employment, public accommodations, and threats to call ICE. She also said the office is open to further legislative ideas but did not discuss specifics. Evelyn Carter, a social psychologist, testified that diversity, equity, and inclusion are often misunderstood and defined the terms plainly, emphasizing that diversity is a group characteristic, equity addresses unequal starting points, and inclusion is about belonging and access. She argued that DEI matters because it creates guardrails against bias, helps make environments accessible, and addresses ongoing inequities. In response to questions, she suggested practical strategies such as using clear criteria and written records in decision-making, broadening who is considered part of one’s in-group, and pairing bias awareness with concrete behavior-change tools. The hearing also included testimony from Meredith Tewitt of the Massachusetts Commission on the Status of Women, who spoke about the importance of DEI for women, veterans, and people who rely on federal institutions, and urged lawmakers to continue supporting inclusion and access.
ND

North Dakota 2026 1st Special Session

Advanced Nuclear Energy Committee Mar 24th, 2026

Advanced Nuclear Energy Committee

Transcript Highlights:
  • Beautiful Bill Act, also known as the Working Families Tax Cut Act, EDF has over $250 billion in lending
  • EDF is also currently lending up to a billion and a half dollars to restart the Holtec Palisades reactor
  • And EDF is also currently lending a billion dollars to Constellation to restart Crane, formerly known
  • As I mentioned, we have over $250 billion in lending authority available through Title 17, and those
Summary: The committee met to hear a series of presentations on advanced nuclear economics, workforce, community impacts, and financing. Nucleon Energy’s William Bridge presented a report estimating the economic impacts of hypothetical 200-megawatt and 600-megawatt SMRs, including construction and operating jobs, local spending, tax revenue, and the private-sector conditions needed to attract investment. He said the report used nth-of-a-kind cost assumptions, discussed security and water siting considerations, and argued that early community engagement and permitting work should be timed to when projects are closer to being economic. Committee members questioned cost assumptions, security staffing, transmission and water siting, and whether large reactors or SMRs are more likely to be financed in the near term. Lori Brady of the Nuclear Energy Institute then outlined national nuclear workforce needs and NEI’s strategic workforce planning. She described declining labor-force demographics, the need for hundreds of thousands of new energy workers by 2050, and six workforce priorities: career awareness, pipelines, training and qualification, policy support, retention, and non-traditional pipelines. She highlighted the Nuclear Works career website, the Nuclear Energy Academic Roadmap, the new federal Energy and Natural Resources career cluster, and the Nuclear Uniform Curriculum Program for community colleges. Members asked about AI, robotics, and when training should begin relative to future plant construction; Brady said AI is not expected to replace workers broadly and that training timelines depend on the specific project and staffing plan. Red Wing, Minnesota Mayor Gary Yako described hosting the Prairie Island nuclear generating facility. He said the plant provides a large share of the city’s property tax base, supports well-paid jobs, contributes to local emergency preparedness, and is a strong community partner through donations and employee involvement. He said the city supports relicensing, has regular emergency drills, and has had no issues with dry cask storage. The committee also heard from NEI’s Benton Arnett, who reviewed the current financing landscape, including federal tax credits, DOE loan authority, offtake agreements, and the shift toward project developers and special-purpose vehicles. He said early projects face high first-of-a-kind costs, but federal support and long-term power purchase agreements are helping make projects financeable. Finally, DOE’s Julie Kazeraki described the Office of Energy Dominance Financing and its role in supporting new nuclear, restarts, uprates, and supply chain investments, emphasizing that federal loan and tax-credit tools are intended to reduce upfront risk and improve project affordability.
ND

North Dakota 2025-2026 Regular Session

Advanced Nuclear Energy Committee Mar 24th, 2026

Transcript Highlights:
  • Beautiful Bill Act, also known as the Working Families Tax Cut Act, EDF has over $250 billion in lending
  • EDF is also currently lending up to a billion and a half dollars to restart the Holtec Palisades reactor
  • And EDF is also currently lending a billion dollars to Constellation to restart Crane, formerly known
  • As I mentioned, we have over $250 billion in lending authority available through Title 17, and those
Summary: The Advanced Nuclear Energy Committee met to hear a series of presentations on the economics, financing, workforce, and community impacts of advanced nuclear deployment in North Dakota. William Bridge of Nucleon Energy presented the committee’s economic impacts and private-sector financing report, estimating construction and operating job impacts, local spending, and state/local tax effects for hypothetical SMR projects. He said the report assumes first-of-a-kind costs are still high, used a $6 million per megawatt nth-of-a-kind proxy, and estimated peak construction workforces of about 500 for a 200-MW plant and 1,000 for a larger facility, with roughly 100 operating jobs for a 200-MW plant. Committee members questioned security costs, capital cost assumptions, water and transmission siting constraints, and whether the model included fuel and waste; Bridge said the report included initial fuel in capital cost and that waste disposal is funded through existing federal mechanisms. Lori Brady of the Nuclear Energy Institute then outlined national nuclear workforce needs and NEI’s strategic workforce planning efforts. She described declining labor-force participation, retirements, and the need for a much larger future workforce, and said NEI has organized recommendations around career awareness, pipelines, training and qualification, policy support, retention, and nontraditional recruitment. She highlighted tools such as the Nuclear Works career website, the Nuclear Energy Academic Roadmap, the new federal Energy and Natural Resources career cluster, and the Nuclear Uniform Curriculum Program for community colleges. Members asked about AI, timing for training relative to plant development, and whether advanced manufacturing would reduce staffing needs; Brady said AI is not expected to replace workers and that training timelines depend on the specific project and staffing plan. The committee also heard from Gary Yaco, mayor of Red Wing, Minnesota, who described Prairie Island’s role in his community. He said the plant provides a large share of local property tax revenue, supports well-paid jobs, contributes to emergency preparedness funding and training, and is broadly supported by the city despite periodic protests and public concerns. He emphasized the plant’s security, regular drills with local and federal responders, and the absence of problems with dry cask storage. Later, Benton Arnett of NEI discussed the current financing landscape for advanced nuclear, explaining how tax credits, federal loan support, off-take agreements, and new business models are helping projects move forward. He said early projects face high upfront costs and long lead-time procurement, but that investor confidence is improving as federal policy and regulatory streamlining continue. The committee asked about waste funding, comparisons with natural gas, the effect of political shifts on investor confidence, and whether the market will narrow to a few winning technologies; Arnett said the industry is still sorting that out, but expects clearer winners in the late 2020s and early 2030s. The meeting concluded with an introductory presentation from Julie Kazeraki of DOE’s Office of Energy Dominance Financing, who said the office is focused on accelerating nuclear deployment through financing support.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 4/1/25

Commerce Finance and Policy

Transcript Highlights:
  • consumers, from cruel puppy-selling meals to deceptive sales tactics to sick puppy sales and predatory lending
  • tactics to sick puppy sales and sales tactics to sick puppy sales and predatory<00:22:09.159><c> lending
  • c><00:22:10.159><c> allowing</c><00:22:10.640><c> existing</c><00:22:11.080><c> Pet</c> predatory lending
  • allowing existing Pet predatory lending allowing existing Pet Shops<00:22:11.559><c> to</c><00:22:11.720
Bills: HF2543 , HF2566 , HF2627
HI
Transcript Highlights:
  • that would cover some, and then we would also have, um, to her point, access to, uh, low-interest lending
  • have various funding sources as a cooperative, which are the FEMA reimbursements and the low-cost lending
  • :44:16.839><c> interest</c> access to uh low interest interest access to uh low interest interest lending
  • have various funding sources as a cooperative, which are the FEMA reimbursements and the low-cost lending
Summary: The joint committees heard testimony on HB 982 HD1, a wildfire-related measure aimed at creating a wildfire recovery fund and a financing structure to address future catastrophic wildfire liability. The Department of Commerce and Consumer Affairs, the Division of Consumer Advocacy, and the Public Utilities Commission submitted comments and were available for questions. Supporters included IBW Local 1260, Kauai Island Utility Cooperative, Clearway Energy Group, Hawaiian Electric, Par Hawaii, and others, while Charter Communications and the Hawaii Association for Justice opposed or raised concerns. Life of the Land supported the bill but urged changes to the definition of a catastrophic wildfire and noted concerns about prudency review language. IBW Local 1260 asked to restore language from the original draft, and Charter warned the bill could impair existing contract and indemnity rights unless amended. A major focus of the hearing was Hawaiian Electric’s position on the HD1 version. Hawaiian Electric strongly supported the original bill but objected to the HD1 requirement for an additional $500 million shareholder contribution, arguing it was not feasible and could delay or prevent the fund from operating. The company said the bill would help protect customers and improve credit ratings by creating a dedicated revenue stream and a bankruptcy-remote financing structure, which it said would lower borrowing costs over time. Members questioned how the $1 billion securitization amount was chosen, whether credit rating agencies had indicated it was sufficient, and how the bill would work in bankruptcy; Hawaiian Electric said the amount was a balance among interests, not based on a specific agency directive, and that it would follow up on bankruptcy questions. Opponents and skeptics raised concerns about liability caps, the new claims process, and unclear language on damages above the fund’s limits. The Hawaii Association for Justice argued the bill limits victims’ remedies and gives too much authority to the new entity without clear guardrails. Committee members also pressed Hawaiian Electric on comparisons to California, the feasibility of the shareholder contribution, and whether alternative capital-raising or divestiture options had been considered. No vote or final action was taken in the portion of the hearing provided; testimony and questioning continued with follow-up information requested from Hawaiian Electric and others.
HI

Hawaii 2025 Regular Session

GVO Public Hearing 01-28-2025

Government Operations

Transcript Highlights:
  • They don't technically name facilities, but they're part of that process, so they would certainly lend
  • :43:33.599><c> they</c><00:43:33.720><c> would</c><00:43:33.880><c> certainly</c><00:43:34.240><c> lend
  • c><00:43:35.240><c> and</c><00:43:35.359><c> be</c><00:43:35.480><c> a</c> so they would certainly lend
  • um and be a so they would certainly lend um and be a resource<00:43:36.240><c> right</c><00:43:36.359
Summary: The committee opened its first hearing of 2025 and announced that all measures heard that day would be deferred to the next committee hearing for decision-making on Thursday, January 30. The agenda centered largely on procurement and government-operations bills, with testimony generally split between state agencies and local governments. On procurement measures, SB 254 and SB 383 would raise small-purchase thresholds; the State Procurement Office opposed both, while county officials, the City and County of Honolulu, the state librarian, and others supported them. SB 382, which would bar disclosure of a competing offeror’s proposal or evaluation score, and SB 462, which would require performance incentive contracts to specify pricing bases, goals, and formulas, drew mostly written comments and some support from agencies such as the Department of Transportation and Department of Education. SB 615, which would treat certain large change orders as new contracts, received opposition from the Comptroller and engineering interests. The committee also heard several bills on vacancies, appointments, and legislative oversight. SB 5 on state legislative vacancies had one supporting testifier, while SB 300 on deadlines for filling certain Senate vacancies drew opposition from several individuals and support from one late testifier. SB 1081, which would create a legislative budget office to provide fiscal analysis and reports on bills, received broad support from advocacy groups, civic organizations, and individuals. SB 711, requiring Senate advice and consent for certain executive-branch appointments, drew written opposition from the Governor’s Office and support from one individual. SB 375, establishing a select commission on government restructuring, had one written supporter. SB 418, which would require the Attorney General’s office to review a portion of administrative rules each year, prompted extended discussion about outdated rules, the difficulty of repealing or amending rules, and whether the bill should be refined; the AG’s office indicated the process is burdensome and could be streamlined. The committee then took up transparency and access measures. SB 55, requiring agency rules to be posted online in a digitally accessible format, received support from several advocacy and civic groups and written comment from the Lieutenant Governor’s Office. SB 870 would direct the comptroller to identify state office buildings that could provide equitable telecom access for remote participation in hearings, especially for residents with disabilities; the Comptroller supported the concept, and members discussed using libraries, DAGS facilities, county facilities, and other public buildings, with concerns raised about staffing, bandwidth, and competing public use. SB 270, a sunshine-law measure allowing board members to attend informational meetings and presentations, drew opposition from the Public First Law Center, which argued it would create a broad loophole and should be narrowed to existing county-council provisions. SB 45, concerning neighborhood board meetings and third-party presentations, prompted discussion about whether it actually addressed neighborhood boards’ Sunshine Law concerns; the committee was told it was not the right vehicle for that issue. SB 406, which would cap copying fees for government records at 5 cents per page with exceptions, drew support from media and transparency groups but opposition from DAGS, which said its actual per-page cost is much higher; members discussed possible electronic-copy alternatives and asked for more cost information before the next hearing.
LA

Louisiana 2026 Regular Session

Senate May 11th, 2026

Louisiana Senate Floor Meeting

Bills: SCR63 , SCR12 , HB89 , HB451 , HB595 , HB617 , HB621 , HB730 , HB1064 , HB1125 , HB221 , HCR58 , SB106 , SB206 , SB248 , SB441 , SB104 , SB122 , SB180 , SB260 , SB424 , SB476 , SCR9 , SCR30 , SB57 , SB414 , SB525 , SB35 , SB65 , SB135 , SB215 , SB246 , SB249 , SB269 , SB276 , SB282 , SB296 , SB323 , SB363 , SB369 , SB474 , SB484 , SB490 , SB492 , SB500 , SB501 , SB513 , HCR31 , HB462 , HB547 , HB613 , HB691 , HB712 , HB720 , HB723 , HB728 , HB735 , HB747 , HB759 , HB825 , HB845 , HB846 , HB903 , HB904 , HB907 , HB923 , HB929 , HB941 , HB962 , HB965 , HB1036 , HB287 , HB370 , HB515 , HB521 , HB570 , HB1200 , HB29 , HB39 , HB58 , HB67 , HB73 , HB76 , HB77 , HB82 , HB112 , HB121 , HB125 , HB132 , HB134 , HB151 , HB154 , HB155 , HB161 , HB166 , HB187 , HB191 , HB207 , HB211 , HB224 , HB238 , HB241 , HB242 , HB250 , HB260 , HB265 , HB275 , HB300 , HB320 , HB338 , HB339 , HB349 , HB379 , HB399 , HB427 , HB463 , HB464 , HB468 , HB545 , HB550 , HB551 , HB565 , HB588 , HB639 , HB725 , HB782 , HB805 , HB808 , HB834 , HB847 , HB853 , HB858 , HB861 , HB883 , HB916 , HB937 , HB977 , HB1012 , HB1027 , HB1044 , HB1054 , HB1091 , HB1117 , HB90 , HB127 , HB138 , HB150 , HB201 , HB268 , HB273 , HB285 , HB315 , HB354 , HB355 , HB360 , HB376 , HB445 , HB506 , HB606 , HB649 , HB665 , HB681 , HB721 , HB746 , HB757 , HB781 , HB835 , HB844 , HB857 , HB872 , HB886 , HB889 , HB892 , HB982 , HB987 , HB1037 , HB1068 , HB1072 , HB1078 , HB1085 , HB1132 , HB1137 , HB1167 , HB1174 , HB1232 , HB1238 , HB23 , HB136 , HB17 , HB21 , HB51 , HB55 , HB74 , HB106 , HB108 , HB133 , HB140 , HB159 , HB168 , HB215 , HB226 , HB263 , HB296 , HB299 , HB322 , HB364 , HB519 , HB535 , HB538 , HB568 , HB571 , HB622 , HB635 , HB676 , HB772 , HB784 , HB1006 , HB1018 , HB1033 , HB1034 , HB1043 , HB1070 , HB1134 , HB1237 , HB1239 , HB36 , HB119 , HB126 , HB129 , HB245 , HB271 , HB280 , HB337 , HB351 , HB677 , HB726 , HB789 , HB850 , HB956 , HB966 , SB149 , SB382
LA

Louisiana 2026 Regular Session

House of Representatives Mar 24th, 2026

Louisiana House Floor Meeting

Transcript Highlights:
  • House Bill 545 is dealing with Louisiana consumer lending.
LA

Louisiana 2026 Regular Session

House of Representatives Mar 23rd, 2026

Louisiana House Floor Meeting

MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Ways and Means Mar 9th, 2026

Joint Committee on Ways and Means

Transcript Highlights:
  • Each of these agencies plays an important role in lending stability to the Commonwealth's economy by
  • Third question is about predatory lending, and this is for, I don't know, DTC.
  • What is happening today for all of these energy suppliers and consumers around predatory, I said lending
  • We thought you were talking about lending. I meant suppliers. Predatory suppliers of electricity.
  • as well as additional support to lower mortgage rates for all homebuyers eligible for MassHousing lending
MN

Minnesota 2025-2026 Regular Session

House Housing Finance and Policy Committee 4/1/25

Housing Finance and Policy

Transcript Highlights:
  • But we're facing a new challenge with Minnesota Housing pausing its mortgage lending due to liquidity
  • But we're facing a new challenge with Minnesota Housing pausing its mortgage lending due to liquidity
  • But we're facing a new challenge with Minnesota Housing pausing its mortgage lending due to liquidity
  • But we're facing a new challenge with Minnesota Housing pausing its mortgage lending due to liquidity
  • But we're facing a new challenge with Minnesota Housing pausing its mortgage lending due to liquidity
HI

Hawaii 2025 Regular Session

EDT Public Hearing 03-11-2025

Economic Development and Tourism

Transcript Highlights:
  • administrative roles here, and I think we would be very thoughtful on how we did that and how we were lending
  • and uh<00:36:55.280><c> how</c><00:36:55.440><c> we</c><00:36:55.560><c> were</c><00:36:55.720><c> lending
  • the</c><00:36:56.200><c> money</c><00:36:56.599><c> out</c><00:36:57.000><c> you</c> uh how we were lending
  • the money out you uh how we were lending the money out you know<00:36:57.280><c> we</c><00:36:57.680
  • So we usually put in half the money, and then we usually have a co-lending partner.
Summary: The committee heard several bills, beginning with HB 934 on broadband and digital equity. Testifiers from the Lieutenant Governor’s office, the Office of Enterprise and Technology Services, DCCA, the University system, the Hawaii State Council on Developmental Disabilities, and others generally supported the measure and emphasized the need to coordinate broadband efforts, fund operations, and expand access to high-speed internet, devices, and digital navigation services. The Chamber of Commerce and West Coast Comprehensive Health Center supported the bill but objected to HD1 language excluding broadband infrastructure for retail service, warning it could create unintended consequences and limit community-led or rural projects. The Lieutenant Governor explained the state expects roughly $400 million to $500 million in federal broadband funding, described the bill as consolidating efforts under a broadband office attached to the CIO, and said the office would focus on infrastructure, devices, and training. No vote was taken on HB 934 in the portion provided. The committee then took up HB 97 on travel insurance. The Insurance Division said it had no major problem with the product but requested technical changes to align with licensing requirements and noted the bill largely codifies practices already used in the industry. Industry witnesses from Allianz and the U.S. Travel Insurance Association said the measure would create a consistent framework, add consumer protections, and align Hawaii with the NAIC model adopted in many other states. Members questioned whether there was a specific problem the bill was solving, and the division responded that it was mainly a framework and form-review measure rather than a response to a known enforcement issue. The bill was discussed but no final action was reported in the excerpt. HB 448 on technology enablement drew broad support from the Hawaii Technology Development Corporation, the Chamber of Commerce, the Food Industry Association, and other business representatives. Supporters said the measure would help businesses use technology such as digital platforms, e-commerce, robotics, and AR/VR to improve competitiveness, especially in tourism and other sectors. Committee members pressed for clearer scope, cost estimates, and assurances that local companies would be used; the agency said it would prioritize local-first contracting, use federal NIST-related support where possible, and estimated an initial request of about $200,000, though it could not give a firm total. Members expressed concern that the plan was still too undefined. The committee then began HB 455 on small business loans, where the Attorney General suggested explaining why a special fund is needed, and a witness from H Collaborative said the bill would help startup businesses that struggle most to access capital.
WA

Washington 2025-2026 Regular Session

House State Government & Tribal Relations Jul 10th, 2025 at 08:30 am

State Government & Tribal Relations

Transcript Highlights:
  • At this time, the lending does not extend credit to its customers.
Summary: The State Government and Tribal Relations Committee held a public hearing on July 10 at 8:30 a.m. regarding a proposed amendment to the tribal-state gaming compact between the Lummi Nation and the Washington State Gambling Commission. Director Tina Griffin and Tribal Relations Advisor Johnny Bray presented the state’s overview of the compact process under the Indian Gaming Regulatory Act, explaining that the parties had reached tentative agreement and that the commission would later vote on whether to forward the amendment to the governor or send it back for further negotiations. Lummi Nation Vice Chair Terence Adams and Councilperson Vindeen Washington then described the amendment as the tribe’s sixth compact amendment and said it would support tribal government revenue and expanded gaming opportunities. The main changes discussed were authorization for electronic table games, extension of credit to customers, higher wagering limits, and the possibility of a second gaming facility. Committee members asked several questions about how electronic table games work, whether online gaming was included, how credit limits would be set, and how integrity and testing would be ensured. Witnesses explained that online gaming is not authorized, that credit limits would be developed later under internal controls and federal banking rules, and that electronic table games would require independent lab certification, state testing, and ongoing tribal oversight. The Gambling Commission noted that similar electronic table game and credit-limit provisions have already been approved for other tribes, and that the higher-limit tables would be capped and clearly marked. Lummi representatives said they wanted to implement the changes responsibly and that the second-facility language would only allow, not require, future expansion. No vote was taken by the committee at the hearing; the matter was scheduled to go before the Gambling Commission later that morning for a formal vote.
WA
Transcript Highlights:
  • At this time, the lending does not extend credit to its customers.
Summary: The State Government and Tribal Relations Committee held a public hearing on July 10 at 8:30 a.m. on a proposed amendment to the Lummi Nation’s tribal-state gaming compact. Washington State Gambling Commission Director Tina Griffin and Tribal Relations Advisor Johnny Bray outlined the compact process under the Indian Gaming Regulatory Act and explained that the amendment had reached tentative agreement after negotiations with the Lummi Nation. Lummi Vice Chair Terence Adams and Councilperson Vindeen Washington described the amendment as the tribe’s sixth compact amendment and said it would expand gaming opportunities while supporting tribal governmental services, infrastructure, and jobs. The main changes discussed were authorization for electronic table games, extension of credit to customers, higher wagering limits, and the possibility of a second gaming facility. Committee members asked several questions about how credit limits would be set, how electronic table games work, whether online gaming was included, and how the systems would be tested and monitored. Witnesses said online gaming is not authorized by this amendment, that electronic table games must be certified by an independent lab and tested under state-tribal procedures, and that higher-limit tables could go up to $5,000 with no more than 25% of tables at those limits. Lummi representatives said credit policies would be developed responsibly after approval and that the tribe already uses strong internal controls. The Gambling Commission said seven tribes currently operate electronic table games and 13 tribes have adopted the limitations appendix related to credit and wager limits. The hearing was informational and part of the required public review before the commission’s later vote that morning on whether to forward the amendment to the governor or send it back for further negotiations. No vote was taken by the committee during this hearing, and the chair closed the meeting after thanking the presenters.
CA

California 2025-2026 Regular Session

Assembly Floor Session Feb 10th, 2025

California House Floor Meeting

Transcript Highlights:
  • Thank you so much for lending her to the people of California, to other tribes.
WY

Wyoming 2026 Regular Session

Joint Appropriations Committee, April 30, 2026 - PM

Appropriations

Transcript Highlights:
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