Video & Transcript Research : 'mitigation banking'

Page 18 of 380
MN

Minnesota 2025-2026 Regular Session

House Fraud Prevention and State Agency Oversight Policy Committee 1/21/26

Fraud Prevention and State Agency Oversight Policy

Transcript Highlights:
  • They control the sweep of excess balances in the state’s hundreds of bank accounts—over 600 state bank
  • section of our division, banking section of our division, banking services.<00:13:59.839> Uh<
  • > your Reconciling bank statements to your Reconciling bank statements to your bookkeeping<00:
  • . mitigation. mitigation.
  • records we centrally authorize bank records we centrally authorize bank account<00:19:42.080>
Keywords: 1183, house
FL

Florida 2026 Regular Session

FL House Floor Session - 2025-04-28 (1:00PM Session)

Florida House Floor Meeting

Transcript Highlights:
  • It would still have the three parts regarding the mitigation fees, the streamlined comp plan approval
  • Third part of it is there's some seat mitigation fees in here for schools.
  • I think the other, well, one on the mitigation, on seat mitigation, that's just going to be a matter
  • And to my knowledge, no one's actually doing seat mitigation anymore.
  • You're not being, you're not robbing a bank because you want to rob a bank.
Summary: The Senate convened with a quorum, prayer, pledge, and several recognitions, including remarks from Senator Berman on Democratic priorities and introductions of military leaders and an intern. The chamber then moved through a long special-order calendar, with many bills substituted to House companions, amended, and passed, while several others were temporarily postponed. Major measures approved included the dangerous dogs/Pam Rock Act (SB 572/HB 593), which tightened penalties and procedures for dog attacks and passed 36-0; local government land regulation (SB 1080), which was amended to remove agricultural enclave language and passed 26-8; vessel/freedom-related legislation (SB 1388/HB 1137), which passed 35-0; blood clot screening and treatment (SB 890/HB 1421), which added registry and training provisions and passed 36-0; fleeing or eluding law enforcement (SB 468/HB 113), which increased offense levels and passed 36-0; concealed carry/licensing for certain officers and service members (SB 490/HB 383), which passed 33-3; timeshare management (SB 496/HB 897), which clarified governance and annual meeting requirements and passed 36-0; background screening education (SB 614/HB 531), which created a public webpage and passed 36-0; utility service restrictions (SB 1002/HB 1137), which preempted local energy-source restrictions and passed 36-0; Medicaid oversight (SB 1060), which created a joint oversight committee and passed 35-0; health facilities authorities (SB 68), amended to make fentanyl urine screening more discretionary, and passed 36-0; and veterans’ nursing home beds (SB 78/HB 797), which authorized veteran- and spouse-designated beds and passed 36-0. The chamber also passed disability history and awareness instruction (SB 540/HB 447), a highly personal bill honoring Evan Hartzell that drew extended debate about disability language, inclusion, and education; it passed 35-0 after 35 co-sponsors were added. Manufacturing policy bills SB 600 and SB 602 were approved after amendments to add reporting, ranking metrics, and fee-use restrictions, both passing 35-0. Educational opportunities for military children (SB 1528) passed 36-0 after testimony from student sponsors and senators praising the bill’s origin. Several other bills, including Medicaid oversight, mammograms, Parkinson’s disease, condominium/cooperative associations, waste management, human trafficking, and Bright Futures, were postponed or not taken up during this segment.
TX

Texas 89th Regular

State Affairs Apr 28th, 2025

State Affairs

Transcript Highlights:
  • CFIUS reviews inbound foreign investments for national security issues, negotiates mitigation... measures
  • the Texas Committee on Foreign Investment, empowering the state to review proposed transactions to mitigate
  • If a mitigation agreement is, in fact, needed. the Attorney General and the committee can impose specific
  • to demonstrate that the mitigation plan has been covered?
  • I also saw financial services and I imagine that I mean the intent is probably bank mergers, but what
HI

Hawaii 2025 Regular Session

CPN-PSM, CPN-EDT, CPN Public Hearing 02-05-2025

Commerce and Consumer Protection

Transcript Highlights:
  • Studies consistently show that this communication is so important for mitigating trauma for children
  • Hope mitigating trauma for children for Hope mitigating trauma for children for facing<00:15:46.519><
  • of Hawaii or First Central Pacific Bank, they would do the negotiations amongst each other.
  • of Hawaii or First Central Pacific Bank, they would do the negotiations amongst each other.
  • SP 601 provides two options for HGIA to do direct financing and work with the banks and credit unions
Keywords: 912, senate, all
Summary: The committee opened by outlining testimony procedures and then heard SB 376 on tax credits, which would create a home fire safety improvement tax credit. Testimony from the Tax Foundation of Hawaiʻi urged that the concept would be better handled as a subsidy program and raised drafting concerns about unclear definitions and eligibility. Later, the committees agreed to pass SB 376 with amendments, including making the credit nonrefundable, clarifying third-party certification, deleting recapture-related language, and making technical changes. Members then heard SB 417, which would make unlicensed contractor work during or within five years after an emergency or disaster a class B felony. The Contractors License Board was listed for comments, and the Subcontractors Association supported the measure. The committees ultimately recommended passage with technical, non-substantive amendments and an adjusted effective date, and the measure was adopted. A substantial portion of the meeting focused on SB 782, which would require free and accessible voice communication services for incarcerated people and prohibit state agencies from profiting from those services, while also directing the PUC to set standards and providing funding for the SAVIN victim notification program. Supporters, including the Public Defender, ACLU of Hawaiʻi, Worth Rises, and others, argued the bill would reduce costs for families, improve reentry, and align adult corrections with the juvenile system. Opponents, including the Department of Corrections and Rehabilitation, the Hawaiʻi Paroling Authority, and SAVIN-related witnesses, warned that changing the funding structure could weaken victim notification and safety services. The committees deferred SB 782. The committee also heard SB 999 on fireworks, which would repeal permissible consumer fireworks uses, impose civil penalties and forfeiture remedies, and create a forfeiture special fund for safety education. The Department of Law Enforcement and Honolulu Police Department supported the bill, while fireworks industry representatives and others opposed it, arguing prohibition would be ineffective and urging stronger enforcement and education instead. The committees deferred SB 999 for further consideration, and SB 1136 on insurance was also deferred after insurers and the Department of Commerce and Consumer Affairs opposed it. In the later joint session with the Committee on Economic Development and Tourism, SB 744 on condominium loans was heard with support from the Hawaii Green Infrastructure Authority and banking groups, while one testifier raised concerns that the program could function like C-PACE financing and add risky debt to condominium associations; testimony and discussion continued on that measure.
FL

Florida 2026 5th Special Session

Banking and Insurance Mar 17th, 2025

Transcript Highlights:
  • Specifically, the bill accomplishes this by requiring completed mitigation discount forms, 1802, to be
  • CCRCs like Fleet Landing are financed by publicly issued debt or loans from banks.
  • And when our management goes to secure those loans, those banks want to look at the proposed structure
  • Senate Bill 1658 is a public records uniform mitigation verification of inspection form database.
  • Senate Bill 1658 is a public records uniform mitigation verification of inspection form database.
Summary: The committee heard and advanced several insurance, financial regulation, and public safety bills. SB 1656, a large Office of Insurance Regulation bill, was taken up with a delete-all amendment and extensive discussion. The bill would increase transparency in insurance rates and mitigation data, update reciprocal insurer rules, limit use-and-file rate filings, expand cybersecurity breach notification, and strengthen oversight of continuing care retirement communities (CCRCs). Residents and senior advocates generally supported stronger oversight to prevent bankruptcies like the Unison case, while CCRC operators and industry groups warned that lien authority, reserve requirements, and other provisions could raise borrowing costs and burden well-run communities. The committee adopted the delete-all amendment and then reported the bill favorably after debate and public testimony. The committee also passed SB 1658 on the public records database for uniform mitigation verification forms, with a clarifying amendment protecting policyholders’ personal information. SB 1612 on financial institutions was reported favorably after an amendment and substitute amendment dealing with credit union investment limits and reimbursement rules for board members. SB 1740, an insurance bill aimed at reducing premiums and insolvency risk, was amended to prioritize rate-decrease filings and prohibit AI as the sole basis for claim denials; it was then reported favorably. SB 1212 on firefighter health and safety was amended to add occupational disease language and other firefighter protections, including safer gear, cancer prevention, and possible telehealth mental health services, and was also reported favorably. Finally, SB 1184 on residual market insurers was amended to preserve existing excess-and-surplus line standards, strengthen consumer disclosures, and clarify Citizens-related appointment rules before being reported favorably. Throughout the meeting, committee members repeatedly noted that several bills were still being refined with stakeholders, and multiple public witnesses testified in support of or opposition to the CCRC and insurance provisions, focusing on resident protection, financial stability, and unintended cost impacts.
ND

North Dakota 2025-2026 Regular Session

Budget Section Leadership Division Jun 24th, 2026

Transcript Highlights:
  • So we're implementing some water mitigation strategies to help protect that building for the long term
  • Or is it going to be a loan from the bank, I guess?
  • First of all, I'll just kind of highlight the Bank of North Dakota.
  • Also in the report for the Bank of North Dakota, we often get questions regarding transfers of Bank of
  • cash management task force, and, going back to Representative Bosch's question, get a list from the Bank
Summary: The Budget Section Leadership Division met with a quorum present and approved the March 18 minutes. The committee first heard an update from the Petroleum Council on oil and gas activity, which described North Dakota production as holding steady around 1.1 to 1.2 million barrels per day despite lower prices and market volatility. The presentation emphasized that efficiency gains, longer laterals, and improved completion technology are allowing operators to sustain output while activity shifts north in the Bakken. Members asked about gas taxation, natural gas liquids, flaring, and enhanced oil recovery; the witness said gas is taxed by volume, most liquids are handled through oil lines or gas processing, and the state’s EOR pilot projects and new gas infrastructure are intended to help hold production flat and expand future recovery. The committee then received a presentation from the Tax Department on the federal “big beautiful bill” and its effect on North Dakota income tax collections. The department explained that most of the federal changes were extensions of existing Tax Cuts and Jobs Act provisions, but several items — including the larger standard deduction, senior deduction, tip and overtime exclusions, auto loan interest deduction, and business expensing changes — affect state collections. Revised estimates showed a smaller-than-expected impact on individual income tax, with the department suggesting a net cash effect in the range of roughly $30 million to $35 million when business and individual effects are combined, plus a possible one-time distortion from large oil-field transactions in fiscal year 2025. Members asked which provisions apply to standard versus itemized returns, and the department clarified that most of the individual provisions apply broadly, while the SALT-related item is itemizer-specific. OMB then reported on major capital projects and facility funding. Updates included Capitol grounds improvements such as 18th-floor renovations, wayfinding, augmented reality displays for the Rough Rider Hall of Fame, tree management and lighting studies, and restroom and parking reconfiguration in the tower. OMB also described security upgrades at the governor’s residence, where human remains were discovered on site and are being handled with historical and legal review. The state hospital project in Jamestown remains on schedule for substantial completion in winter 2027 and opening in spring 2028, with costs currently estimated a little over $292 million and a line of credit expected to be drawn in April 2027. The North Central State Office Building in Minot is under construction, with a $5.6 million line of credit already accessed. OMB also reported on the State Facility Maintenance Fund, noting about $1.1 million spent so far on projects such as the Liberty Memorial Building roof and foundation work, Capitol window replacement, boiler replacement, and kitchen remodeling. Finally, Legislative Council staff reviewed the interim compliance report on legislative intent and state trust funds. The report highlighted the status of multiple lines of credit, including those for the state hospital and Minot office building, and noted that the executive budget will likely need to include repayment planning for about $350 million of expected outstanding balances. Other updates included the Bank of North Dakota profit transfer schedule, litigation pool spending, the new Office of Guardianship and Conservatorship, the Missouri River Correctional Center planning effort, HHS items such as FMAP and child care assistance, Job Service’s unemployment insurance modernization project, and DPI school aid turnback estimates. No formal votes were taken beyond approval of the minutes.
TX

Texas 89th Regular

Appropriations - S/C on Articles VI, VII, & VIII Feb 27th, 2025

Appropriations - S/C on Articles VI, VII, & VIII

Transcript Highlights:
  • So the mitigation allocation was a $4.3 billion. dollar allocation.
  • Allocation program for the mitigation dollars.
  • It provides funding for flood control, flood mitigation, and drainage. projects.
  • Health Commission and USDA to address the disease risk and mitigate that in the facility.
  • But when a school does mitigation or when they find they have lead.
Keywords: 1184, house, all
HI

Hawaii 2026 Regular Session

EEP-TOU Joint Public Hearing - Thu Feb 12, 2026 @ 9:30 AM HST

Energy & Environmental Protection

Transcript Highlights:
  • And first up to testify we have the Climate Change Mitigation and Adaptation Commission.
  • Change Mitigation Adaptation Commission. Change Mitigation Adaptation Commission.
  • Um, we mitigation adaptation commission.
  • countries according to the World Bank. countries according to the World Bank.
  • The World Bank it is so effective.
Bills: HB1617
Summary: The committees heard testimony on HB 1949, which would create a public dashboard for the green fee to improve transparency and accountability. Testimony from the Climate Change Mitigation and Adaptation Commission, the Office of Planning and Sustainable Development, and many community and conservation groups was generally supportive, with several speakers urging that the governor’s project recommendations remain largely intact and that community-driven projects continue to guide spending. One amendment was suggested to place the dashboard at the Department of Budget and Finance for fiscal expertise, while other testimony favored keeping it with the commission. Members asked about procurement, ETS involvement, recurring hosting costs, and whether the dashboard could be funded from green fee revenues; the commission said it could work with ETS and that green fee funds could reasonably be used. The committees then voted to pass HB 1949 with amendments. The committees also heard HB 2618, which would require the governor to submit a separate bill for amounts tied to any increase in the transient accommodations tax and, in later discussion, was expanded into a broader restructuring of future green fee allocations. Testimony from the Climate Change Mitigation and Adaptation Commission, Hawaii Reef and Ocean Coalition, and others supported the bill and emphasized the value of more predictable, dedicated funding for conservation and climate-related work. During decision-making, the chair described amendments creating several special funds under DLNR, including a watershed biodiversity and wildfire risk reduction fund, an aquatic resources conservation fund, a coastal restoration fund, a cesspool conversion revolving loan fund, and a green fee special fund for remaining revenues, with recommended amounts discussed for some of the funds. The committees voted to pass HB 2618 with amendments. The hearing then moved to HB 1644, a consumer protection measure for residential solar sales that would require compliance with consumer protection laws, licensing or contractor affiliation for sellers, and a standardized disclosure form. Testimony in support came from the Hawaii Green Infrastructure Authority, DCCA’s Office of Consumer Protection, Kauai Island Utility Cooperative, the Hawaii Solar Energy Association, and several solar companies and individuals. Supporters said the bill would address complaints about third-party sales practices and improve disclosure, especially around financing. The committee then began hearing HB 2243, which would require electric utilities to provide public, electronic customer bill impact analyses and annual reports to the Public Utilities Commission; the Division of Consumer Advocacy and the PUC offered comments supporting the measure’s intent.
CA
Transcript Highlights:
  • But banks didn't offer that.
  • To increase access to low-cost bank accounts for Californians, community banks and credit unions are
  • customers out of the existing bank and of banks and credit unions that are chartered here continues
  • good access to banking.
  • at a community bank, a credit union, any bank, right?
Summary: The committee heard several labor-related bills, with AB 1424, AB 1340, AB 288, and AB 746 all advancing on due-pass motions to Appropriations after testimony and roll calls. AB 1424 would require climate resiliency and extreme-heat protections in CDCR facilities; supporters described dangerous heat conditions for incarcerated workers and staff, while no opposition testified. AB 1340 would allow rideshare drivers to unionize and collectively bargain; drivers, labor groups, and researchers testified that app-based work is low-paid and unstable, while TechNet, Uber, Lyft, and other business groups argued the bill conflicts with Proposition 22 and could raise costs. AB 288 would let PERB step in when federal labor remedies are unavailable; supporters said it is needed because of NLRB dysfunction, while the Chamber of Commerce raised preemption and enforcement concerns. AB 746 would create an inmate cooperative program and a green reentry reserve; supporters framed it as a recidivism-reduction and reentry strategy, and there was no opposition testimony. The committee also heard AB 858, which would extend hotel and hospitality worker recall rights after declared emergencies and extend existing COVID-era protections. Hospitality workers and unions supported the bill as a way to protect jobs after pandemics, wildfires, and other disasters, while hotel, chamber, retail, restaurant, trucking, travel, and attractions groups opposed it, saying the current recall rules were meant to sunset and that the bill would create broad liabilities and hiring complications. The bill was moved to Appropriations but remained on call after the roll. AB 291, creating a credentialed educator apprenticeship program to address teacher shortages and improve diversity, drew support from education groups and stakeholders who said apprenticeships could lower preparation costs and provide better support; it was also moved to Appropriations and placed on call. Later, the committee took up AB 1104, a solar-energy bill intended to clarify that private solar customers are not “awarding bodies” and to ease certain business-to-business solar transactions while preserving prevailing wage and apprenticeship requirements for contractors. Supporters said the current interpretation has chilled commercial solar adoption and harmed jobs, while opponents from electrical workers, PG&E, and others warned about expanded “over-the-fence” power sales and the need for clearer limits. Members questioned the lack of a definition of “small,” and the bill was held without a second. The committee also heard AB 338, which seeks $50 million for Los Angeles and Ventura wildfire workforce recovery; the author and county officials described major job loss and business destruction and said the funds would support displaced workers and rebuilding, with the testimony continuing beyond the excerpt provided.
MN

Minnesota 2025-2026 Regular Session

House Legacy Finance Committee 4/15/26

Legacy Finance

Transcript Highlights:
  • <00:30:39.760> flood valuable piece in mitigating flood valuable piece in mitigating flood
  • enhancement and not flood mitigation. enhancement and not flood mitigation.
  • there's a need for flood mitigation there's a need for flood mitigation where<00:41:35.400> we
  • , I sat on um um Second Harvest Food Bank, I sat on um um Second Harvest Food Bank, and<01:03:39.840
  • weaved and folded into flood mitigation weaved and folded into flood mitigation projects,<01:18:
Bills: HF3879
Summary: The committee approved the April 8, 2026 minutes and then took up House File 3879, the Legacy Finance Outdoor Heritage bill. The committee adopted the DE1 author’s amendment, which incorporated the Lessard-Sams Outdoor Heritage Council’s revised recommendations and made technical corrections, and staff explained that the bill appropriates about $191.081 million in Outdoor Heritage funding, plus carryforwards and an extension for a carp deterrent project at Lock and Dam. Staff also noted the bill makes no changes to the Clean Water Fund or Arts and Cultural Heritage Fund, and the bill was moved to the Committee on Ways and Means. A large portion of the meeting focused on the Roseau Lake rehabilitation/Roseau River restoration project and related concerns about landowner impacts, eminent domain, drainage, and whether Outdoor Heritage dollars are being used on private property. Landowners and their attorney testified that the project threatens private farmland, that they do not consent to easements or takings, and that funding should be paused until litigation and legal questions are resolved. They described flooding, drainage problems, financial burdens, and long-term harm to family farms, and asked the committee to suspend funding for the project. Supporters of the project, including Roseau Mayor Dan Fabian and farmer/watershed district manager Jason Bratton, said the project is part of a broader flood-mitigation effort following the 2002 Roseau flood and would help control water, reduce flood damage, and improve conditions for downstream farmers. After testimony, the committee considered the A5 amendment, offered by Representative Heintzeman, which would delete the Roseau Lake Rehabilitation Project Phase 3 from the bill. Members debated the amendment, with some emphasizing landowner concerns and pending litigation and others defending the project and the council’s vetting process. The transcript cuts off during continued discussion, and no final vote on the A5 is shown in the provided text.
ND

North Dakota 2026 1st Special Session

Artificial Intelligence and Data Center Committee Jul 15th, 2026

Artificial Intelligence and Data Center Committee

Transcript Highlights:
  • And so I think it put the onus on developers to make these risk mitigation statements public.
  • It goes on then about mitigation technologies.
  • The Federal Reserve met with the leading banks.
  • I know that they talked to the banks to make sure that all their stuff was patched up and secure.
  • Mitigate it or maybe we just avoid it altogether based on the criticality of that risk.
Summary: The committee held its first meeting on artificial intelligence and data centers, establishing its purpose as a study and policy-development body rather than one aimed at producing many bills. Majority Leader Hogue urged members to move quickly, focus on federal and other states’ AI laws, consider possible federal preemption, child protections, and the siting and economic impacts of data centers. Committee leadership echoed that the goal is practical, balanced governance that protects North Dakota while allowing innovation to continue. Legislative Council staff provided a background memo and NCSL presented a detailed overview of AI concepts and the current state legislative landscape. The presentations distinguished narrow AI, generative AI, agentic AI, and theoretical AGI/ASI, and summarized major state policy themes: comprehensive AI laws in states such as Utah, Colorado, Texas, California, and Illinois; targeted laws on deepfakes, chatbots, health, education, notifications, and digital likeness; and growing use of appropriations and agency inventories. Members asked about Colorado’s repeal and reenactment, Texas’s sandbox and training provisions, oversight structures, and whether AI regulation is bipartisan; presenters said most issues cut across party lines, with broad agreement on child safety and deepfakes but more division on broader regulatory approaches. The federal update focused on executive orders, preemption, and congressional activity. NCSL described a White House framework favoring a single federal standard, a DOJ litigation task force, Commerce Department review of state laws, and possible funding conditions tied to state AI policy, though no formal state-law challenge had yet occurred. The presentation also covered a recent executive order creating a voluntary federal vetting process for advanced frontier models after safety concerns, and congressional proposals including a failed 10-year state moratorium, Senator Blackburn’s child-safety bills, the Kids Online Safety Act, a House-passed children’s digital safety package, a Senate data center moratorium proposal, and a House ratepayer/data-center bill. The committee took no formal action beyond receiving testimony and asking questions.
FL

Florida 2025 Regular Session

Senate in Session Apr 29th, 2025

Florida Senate Floor Meeting

Transcript Highlights:
  • Senate Bill 492 is a mitigation banking bill that provides that before out-of-service credits are used
  • The bill provides that priority must be given to mitigation banks whose permitted service fully includes
  • The bill provides that the DEP or Water Management District must contact mitigation banks for an accounting
  • This amendment removes language that would mandate the use of permittee responsible mitigation before
  • a permit applicant could use out-of-service area mitigation credits.
Bills: SJR59, SCR30, SCR46, SB31, SB127, SB324, SB401, SB407, SB467, SB482, SB506, SB529, SB584, SB619, SB636, SB646, SB647, SB659, SB715, SB732, SB735, SB771, SB784, SB800, SB801, SB816, SB1013, SB1026, SB1049, SB1055, SB1065, SB1137, SB1169, SB1181, SB1383, SB1395, SB1410, SB1433, SB1524, SB1531, SB1568, SB1640, SB1666, SB1681, SB1718, SB1754, SB1757, SB1972, SB1980, SB2004, SB2007, SB2041, SB2046, SB2050, SB2075, SB2076, SB2154, SB2173, SB2206, SB2225, SB2253, SB2268, SB2306, SB2308, SB2314, SB2322, SB2330, SB2351, SB2366, SB2371, SB2392, SB2398, SB2476, SB2533, SB2540, SB2544, SB2589, SB2610, SB2623, SB2660, SB2662, SB2693, SB2707, SB2717, SB2722, SB2742, SB2753, SB2779, SB2807, SB2843, SB2844, SB2858, SB2877, SB2880, SB2885, SB2920, SB2938, SB2986, HJR4, HCR35, SJR3, SJR18, SB5, SB260, SB1786, SB914, SB963, SB1197, SB1415, SB1437, SJR36, SJR50, SJR63, SJR84, SJR59, SCR12, SCR39, SCR46, SCR48, SCR19, SCR30, SCR3, SB2023, SB1433, SB2322, SB2877, SB407, SB1718, SB1395, SB62, SB666, SB847, SB284, SB854, SB1073, SB810, SB1505, SB583, SB1502, SB507, SB1026, SB1434, SB1376, SB1585, SB1772, SB2016, SB1163, SB619, SB1122, SB732, SB731, SB397, SB508, SB1436, SB287, SB261, SB1882, SB393, SB1791, SB529, SB209, SB2429, SB1999, SB511, SB2309, SB510, SB2253, SB584, SB1085, SB2314, SB2046, SB1975, SB2717, SB1262, SB1524, SB1137, SB636, SB2056, SB884, SB517, SB1200, SB1410, SB1845, SB1863, SB2681, SB2200, SB2199, SB1757, SB2050, SB2458, SB2201, SB1055, SB2660, SB2662, SB1065, SB801, SB2533, SB3014, SB3013, SB758, SB647, SB1721, SB2268, SB2366, SB1013, SB2797, SB2371, SB2383, SB646, SB1169, SB1754, SB2779, SB2004, SB2119, SB2448, SB1777, SB1283, SB2392, SB2076, SB2786, SB2876, SB2284, SB2225, SB1540, SB2920, SB2929, SB1972, SB2540, SB2742, SB2595, SB2217, SB715, SB2330, SB1383, SB500, SB1640, SB2001, SB2080, SB2722, SB506, SB2514, SB2623, SB2753, SB2398, SB1241, SB2927, SB2173, SB2538, SB898, SB467, SB1449, SB2529, SB1531, SB2846, SB2476, SB986, SB1181, SB2075, SB2154, SB2864, SB31, SB2880, SB1359, SB2386, SB771, SB2844, SB2550, SB1351, SB1423, SB1931, SB2245, SB2589, SB2707, SB2807, SB2351, SB410, SB659, SB816, SB2776, SB2693, SB2580, SB1980, SB1886, SB1234, SB739, SB482, SB456, SB127, SB1666, SB2843, SB2801, SB800, SB2055, SB784, SB2986, SB735, SB1012, SB324, SB2926, SB2938, SB2007, SB2138, SB1242, SB2615, SB1049, SB2310, SB1224, SB2972, SB1568, SB2841, SB2885, SB3016, SB2858, SB2610, SB2139, SB1856, SB2035, SB2308, SB2306, SB2041, SB1528, SB1681, SB1141, SB2401, SB2530, SB2375, SB547, SB1266, SB1373, SB1467, SB2069, SB2269, SB2480, SB2544, SB672, SB904, SB2695, SB2891, SB2422, SB2543, SB1854, SB317, SB2539, SB2532, SB2925, SB1250, SB2082, SB2203, SB457, SB2357, HJR4, HB135, HB 1109, HCR35, HCR64, SB2721, SB243, SB1285, SB2568, SB1959, SB1442, SB1454, SB2520, SB2541, SB1708, SB1237, SB1844, SB1586, SB1, SB260, SB31, SB467, SB482, SB647, SB732, SB816, SB1055, SB1137, SB1169, SB2004, SB2253, SB2268, SB2314, SB2351, SB2371, SB2623, SB2722, SB2779, SB2920, HJR4, SB407, SB1395, SB1433, SB1718, SB2322, SB2877, SB619, SB646, SB1026, SB2742, SB2880, SR443, SR449, SR456, SR460, SR465, SCR46, SB260, SB3062, HJR8, HJR31, HJR72, HJR99, HJR133, HB29, HB33, HB50, HB 107, HB 116, HB 125, HB140, HB141, HB155, HB171, HB227, HB255, HB363, HB368, HB491, HB609, HB630, HB745, HB767, HB913, HB917, HB 1135, HB 1188, HB 1238, HB 1242, HB 1261, HB1318, HB1404, HB1495, HB1507, HB1606, HB1708, HB1748, HB1851, HB1922, HB2002, HB2003, HB2198, HB2355, HB2358, HB2415, HB2457, HB2495, HB2546, HB2637, HB2763, HB2765, HB2798, HB2818, HB3228, HB3307, HB4116, HCR29, SB1410, SB3062, HJR8, HJR31, HJR72, HJR99, HJR133, HB29, HB33, HB50, HB 107, HB 116, HB 125, HB140, HB141, HB155, HB171, HB227, HB255, HB363, HB368, HB491, HB609, HB630, HB745, HB767, HB913, HB917, HB 1135, HB 1188, HB 1238, HB 1242, HB 1261, HB1318, HB1404, HB1495, HB1507, HB1606, HB1708, HB1748, HB1851, HB1922, HB2002, HB2003, HB2198, HB2355, HB2358, HB2415, HB2457, HB2495, HB2546, HB2637, HB2763, HB2765, HB2798, HB2818, HB3228, HB3307, HB4116, HCR29, SB1410
FL

Florida 2026 5th Special Session

Senate in Session Apr 23rd, 2025

Florida Senate Floor Meeting

Transcript Highlights:
  • Senator Graal, is this a voluntary program for the banks? Senator Graal. Thank you, Mr. President.
  • So when the program changed significantly, did many banks drop out of the program? Senator Girl.
  • Did many banks drop out of the program? Senator Grohl. Thank you.
  • The bill protects homeowners and developers from unverified school mitigation fees.
  • The bill protects homeowners and developers from unverified school mitigation fees.
Summary: The Senate convened with prayer, the Pledge of Allegiance, and a series of introductions and moments of silence recognizing recent tragedies and public figures, including students affected by the FSU shooting, John Thrasher, Coach Amir Abdur-Rahim, and conservation and youth groups visiting the chamber. The body also adopted Senate Resolution 1878 honoring Coach Abdur-Rahim and Senate Resolution 1892 recognizing Florida Wildlife Corridor Week. The chamber then moved through a long special-order calendar, passing several bills with little or no opposition. Measures approved included child care and early learning provider regulation updates (SB 738, 37-0), false reporting/swatting penalties and cost recovery (SB 726, 38-0), health care billing and collection protections/medical debt (SB 656, 38-0), hazardous walking conditions for schoolchildren (SB 650, 38-0), young adult housing support for foster and homeless students (SB 584, 38-0), the Family Empowerment Scholarship Program disclosure bill (SB 508, 37-1), trust fund interest for court-approved purposes after a debated amendment (SB 498, 28-10), transportation and traffic-safety changes including school bus camera hearings and micromobility rules (SB 462, 37-0), public records exemptions for AHCA investigators and JQC/appellate court clerks (SB 342, 34-4; SB 302, 35-3; SB 300, 35-3), municipal water and sewer utility rate fairness for Miami Gardens/North Miami Beach (SB 202/HB 11, 36-2), motor vehicle offenses involving obscured plates and impersonation (SB 44/HB 253, 36-0), trespass at large-scale ticketed events and law-enforcement-controlled sites (SB 1828/HB 1447, 35-1), patient refund of overpayments (SB 1808, 37-0), stem cell therapy standards (SB 1768, 37-0), insulin administration by direct support professionals and relatives (SB 1736/HB 1567, 38-0), and pre-arranged transportation services/rideshare impersonation (SB 1696/HB 1525, 37-0). Several bills were temporarily postponed, including cardiac emergencies, chemicals and consumer products, motor vehicle manufacturers and franchise dealers, and education. Debate centered most heavily on the trust fund interest bill, with supporters arguing it would stabilize funding and better reflect market rates, and opponents warning it would sharply reduce legal aid funding and hurt access to justice. The transportation bill also drew extensive questions and amendments, including removal of a speed-limit increase, changes to school bus infraction hearing procedures, micromobility regulation, and flood-wake enforcement. The municipal water bill prompted constitutional and fairness concerns, while the public records bills were defended as necessary to protect investigators and court personnel from doxing and harassment. Most measures ultimately passed with strong bipartisan support, though the scholarship disclosure bill and trust fund interest bill drew the most visible dissent.
FL

Florida 2026 5th Special Session

FL House Floor Session - 2025-04-29 (10:00AM Session)

Florida House Floor Meeting

Transcript Highlights:
  • Senate Bill 492 is a mitigation banking bill that provides that before out-of-service credits are used
  • service areas, and provides that priority must be given to mitigation banks whose permitted service
  • Priority must be given to mitigation banks whose permitted service areas are fully, including the impact
  • It also provides that the DEP or water management district must contact mitigation banks for an accounting
  • a permit applicant could use out-of-service area mitigation credits.
Summary: The Senate convened with a quorum, opened with prayer and the Pledge of Allegiance, and heard several member introductions before taking up the special order calendar. The chamber first postponed CS/SB 80 on state land management, then moved through a series of bills, often substituting House companions when identical or nearly identical. Early actions included unanimous passage of HB 295 on a comprehensive waste reduction and recycling plan, which directs DEP to develop a recycling and waste-diversion roadmap, and passage of CS/CS/SB 492 on land development and mitigation banking after amendments addressing out-of-service credits and former phosphate mine lands; that bill passed 35-3 after debate over possible constitutional concerns. The Senate also passed HB 255 on aggravated animal cruelty, adding a sentencing multiplier and a searchable FDLE database of convicted animal abusers, and HB 711 establishing the Spectrum Alert for missing children with autism, with $190,000 in nonrecurring implementation funds and a July 1, 2026 implementation date. The chamber then approved HB 1089 to add Duchenne muscular dystrophy to newborn screening, and HB 393 revising the My Safe Florida Condominium Pilot Program to expand eligible mitigation projects, lower the approval threshold, and clarify ownership and reimbursement issues. Members discussed funding levels and whether insurance premium credits would be required, but the bill passed unanimously. The Senate also passed HB 1145 on workforce education, HB 827 on a statewide study of automation and workforce impact, and HB 181 on parole guidelines, all without recorded opposition. CS/CS/SB 976 on court-appointed psychologists also passed unanimously, as did HB 1451 on sexual cyber harassment, which broadened protections against non-consensual and digitally forged intimate images. Later, the Senate approved HB 1156 creating the Home Health Aid for Medically Fragile Children Program, after clarifying training requirements and hearing support that the measure would help families keep medically fragile children at home while compensating trained parents. The chamber also passed HB 1091 on substance abuse and mental health care, with an amendment allowing designated facilities to retain stabilized patients who still meet involuntary examination criteria. Throughout the day, senators used questions and debate to probe charter school governance in CS/CS/SB 822, which was substituted with HB 443 and amended to expand charter autonomy over conduct codes, enrollment, reporting, and facility use while maintaining sponsor oversight; that bill was placed on the calendar for third reading rather than voted on in the excerpt. Several other measures, including SB 716, SB 76, and the final SB 1252 item, were postponed or not reached before the transcript ended.
FL

Florida 2026 Regular Session

Senate in Session Apr 29th, 2025

Florida Senate Floor Meeting

Transcript Highlights:
  • Senate Bill 492 is a mitigation banking bill that provides that before out-of-service credits are used
  • service areas, and provides that priority must be given to mitigation banks whose permitted service
  • Priority must be given to mitigation banks whose permitted service areas are fully available, including
  • a permit applicant could use out-of-service area mitigation credits.
  • Can you still have a project in Orlando and use a mitigation credit in the Panhandle area?
Summary: The Senate convened with a quorum, opened with prayer and the Pledge, and heard several member introductions and recognitions. The Rules Chair moved CS/CS/SB 622 to the end of the special order calendar, which was adopted without objection. SB 80 on state land management was temporarily postponed, as were later bills SB 716 and CS/CS/CS/SB 1348. The chamber then took up a series of bills, often substituting House companions and adopting amendments before final passage. Measures approved included a comprehensive waste reduction and recycling plan (HB 295, 38-0), mitigation banking and land development changes with a phosphate mining lands amendment (CS/CS/SB 492, 35-3), aggravated animal cruelty with a searchable FDLE database and sentencing multiplier (HB 255, 37-0), the Spectrum Alert for missing children with autism and related training/funding (HB 711, 37-0), newborn screening for Duchenne muscular dystrophy (CS/CS/HB 1089, 36-0), and revisions to the My Safe Florida Condominium Pilot Program to expand eligible mitigation projects and adjust approval thresholds (CS/CS/HB 393, 37-0). The Senate also passed workforce education legislation allowing charter schools access to grant funding and expanding money-back guarantees (HB 1145, 37-0), a statewide study on automation and workforce impact (HB 827, 35-0), parole guideline revisions (HB 181, 37-0), court-appointed psychologist procedures in family law cases (HB 901, 37-0), sexual cyber harassment protections covering digitally forged intimate images (HB 1451, 37-0), a home health aide program for medically fragile children with training and reimbursement provisions (CS/CS/SB 1156, 37-0), substance abuse and mental health care changes including 988 oversight and involuntary examination procedures (HB 1091, 37-0), a feasibility study for a statewide pond data database (HB 1359, 37-0), and Department of Law Enforcement housekeeping changes and retired police dog reimbursements (HB 1053, 37-0). The most extensive debate centered on the charter schools bill (HB 443), which expanded charter autonomy, reporting parity, enrollment flexibility, and governance rules; after a delete-all amendment and a friendly amendment, it was placed on the third-reading calendar rather than immediately voted on. Several bills were briefly discussed with concerns about transparency, accountability, funding, and constitutional issues, but all bills brought to a vote during this segment passed.
OK
Transcript Highlights:
  • The Hazard Mitigation Grant Program, we believe that between the Hazard Mitigation Grant Program and
  • The Hazard Mitigation Grant Program, we believe that between the Hazard Mitigation Grant Program and
  • Mitigation, I don't believe that we'll see federal mitigation assistance through FEMA.
  • Mitigation, I don't believe that we'll see federal mitigation assistance through FEMA this fiscal year
  • It's an all-hazards mitigation plan, and it's supposed to be our attempt to coordinate mitigation resources
Keywords: 914, all
Summary: The committee held a budget hearing for the Oklahoma Office of Emergency Management, with Director Annie Verst presenting the agency’s FY26/FY27 request and explaining the agency’s role in disaster response, recovery, preparedness, and mitigation. She said OEM remains a lean agency focused on coordinating resources for local governments, supporting recovery after disasters, and helping communities build resilience. She highlighted recent activity including wildfire response, multiple fire management assistance declarations, $83 million in public assistance payouts, use of the new state disaster revolving fund, and implementation of an Oklahoma resilient recovery strategy and ARPA-funded rural public safety grants. Verst emphasized uncertainty in federal funding and FEMA operations, saying hazard mitigation assistance has been canceled for the first time since 1988, some obligations were delayed under DHS’s “Defend the Spend” review, and the emergency management performance grant period was shortened before later being resolved. She said OEM has restructured by eliminating obsolete administrative work, repurposing positions to regional coordinators, ending warehouse leases, and assigning fleet vehicles more efficiently. Her budget request included $3.7 million to cover a possible loss of federal operating support, $1 million for a required state hazard mitigation plan update, $3.8 million for the state emergency fund to cover anticipated 12.5% state shares and replenish prior expenditures, and $800,000 for anticipated other-needs/temporary sheltering cost share. Members questioned her about Oklahoma Task Force One, the revolving fund, and whether OEM is shifting toward a response-focused agency. Verst said response remains local and OEM’s role is coordination, recovery, and mitigation, not replacing local emergency management. She explained Task Force One is used when local capacity is exceeded, is not currently funded by OEM for routine operations, and the revolving fund helps bridge reimbursement delays. She also said the hazard mitigation plan update would likely be done by an outside contractor or university partner. No votes were taken; the hearing ended after questions and thanks from the chair.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/19/25

Commerce Finance and Policy

Transcript Highlights:
  • To mitigate this impact, Commerce is proposing a 10% penalty to those who enroll in a Medicare supplement
  • To mitigate this impact, Commerce is proposing a 10% penalty to those who enroll in a Medicare supplement
  • <01:15:25.360> be but um how does a uh would a bank be but um how does a uh would a bank be
  • bank has an<01:17:59.600> opportunity<01:17:59.840> to<01:18:00.080> terminate<
  • have um representatives from the banking have um representatives from the banking industry<01:18:42.719
WY

Wyoming 2026 Regular Session

House Floor Session-Day 12, February 23, 2026-PM

Wyoming House Floor Meeting

Transcript Highlights:
  • Mitigation.
  • for mitigating for mitigating workforce<01:26:01.120> housing.
  • are how we mitigate impacts. are how we mitigate impacts.
  • Banks. Banks. Banks. Bear.
  • Allamand Allamand Allamand Andrew Andrew Andrew Angelos Angelos Angelos Banks Banks Banks Bear Roll call
Keywords: 916, all
AR
Transcript Highlights:
  • How do you break it down just to Arkansas banks if there are banks that have offices and banks in other
  • What he did was he didn't call his bank; he called the receiving bank.
  • and non-banks.
  • and non-banks.
  • online with these banks?
Keywords: 1204, all
Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, the Attorney General’s office, the state bank and securities commissioner, the insurance department, AARP, and mortgage industry representatives. Witnesses described fraud as increasingly organized, technology-driven, and often transnational, with common schemes including spoofed bank calls and texts, fake websites and social media impersonations, business email compromise, gift card and wire scams, crypto kiosk fraud, check fraud, and mortgage/real estate fraud. Several witnesses emphasized that seniors are disproportionately targeted and that losses are often underreported because victims feel embarrassed or do not know where to report incidents. Testimony highlighted both state and national responses. Bankers and regulators pointed to Arkansas’s 2025 actions on crypto ATMs and elder-fraud education, including training for gift-card sellers and safe-harbor protections for banks under the Safe AR Act. The Attorney General’s Consumer Protection Division described its complaint process, a new financial fraud task force, and examples of recovered funds, including quick recoveries from Bitcoin kiosk scams and wire fraud cases. The American Bankers Association and others urged stronger accountability for telecoms and social media platforms, citing spoofed caller ID, impersonation ads, Section 230 issues, and the need for a national scam-prevention strategy or federal office. Artificial intelligence was identified as a major emerging risk because it can generate convincing scam emails, websites, and impersonation content at scale. Members asked about reporting procedures, whether banks reimburse fraud losses, how crypto affects recoverability, the safety of tap-to-pay versus chip use, and whether public online records contribute to fraud. Witnesses generally advised victims to report scams through the proper channels, avoid clicking links or responding to suspicious messages, and verify requests independently by contacting institutions directly. The committee also heard that banks and regulators are already sharing information and educating consumers, but that more legislative and cross-agency action may be needed. No formal vote or bill action was taken beyond approval of the November 3, 2025 minutes.
FL

Florida 2025 Regular Session

March 31, 2025 - 01:30 PM

Commerce Committee

Transcript Highlights:
  • familiar, could you explain the potential difference between a sovereign wealth fund and a sovereign bank
  • A sovereign wealth fund would not involve any banking activities.
  • People were relying on food banks because this system collapsed so hard.
  • legislation that will help homeowners reduce the time and cost to fortify their homes and get wind mitigation
  • Debate on the bill as amended. the time and cost to fortify their homes and get win mitigation credits
Summary: The committee took up eight bills and memorials and reported each favorably. It first passed HM 4063, a memorial urging Congress to lay the groundwork for a federal sovereign wealth fund. Sponsor Rep. Anderson described it as a long-term economic security measure, while several members questioned how such a fund would be structured, governed, and balanced against paying down debt. Ranking member Hunschofsky and Rep. Spencer raised concerns about transparency, market disruption, and the lack of specific parameters. The memorial passed on a recorded vote. The committee then approved CS/HB 139, allowing pawnbrokers to use digital transaction forms, with SMG testifying in support as a modernization and pro-business change. It also adopted an amendment and passed HB 1157, which tightens reemployment assistance requirements by adding work-search, interview, identity, immigration, and availability checks; the amendment added protection for missed interviews due to emergencies and removed an email reporting requirement. The Florida AFL-CIO and Florida Center for Fiscal and Economic Policy opposed the bill, arguing Florida’s unemployment system is already overly restrictive and that the proposal would further limit access to benefits, while supporters said it would ensure claimants are actively seeking work and verify eligibility. Members also passed CS/HB 497 to create nonprofit agricultural organization medical benefit plans for farmers and ranchers, with support from Americans for Prosperity, the Florida Hospital Association, and the Farm Bureau; CS/HB 729 to authorize veterinary professional associates to perform limited duties under veterinarian supervision, with testimony from veterinarians and advocates citing access and workforce shortages; and HB 311, a right-to-repair bill for motorized wheelchairs, which drew strong support from disability advocates who described long repair delays, high costs, and the impact on independence and health. Rep. Tramont praised the wheelchair repair bill during debate, and the committee voted it favorably. Finally, the committee passed CS/HB 1549, an Office of Financial Regulation agency bill intended to help regulate financial institutions more efficiently, and CS/HB 715, which allows licensed roofing contractors to perform roof-to-wall connections during reroof or repair projects and extends the emergency cancellation window to 180 days after a declared emergency. HB 715 was amended to require a contract notice advising property owners to verify insurance coverage before signing when the work is tied to an insurance claim. Roofing industry groups and home inspection representatives supported the measure as a way to reduce costs and improve wind mitigation. At the end of the meeting, the chair announced the agenda was complete and the committee rose.