Transcript Highlights:

• bank is saying about where they'd go? I bank is saying about where they'd go?
• When you talk about food bank, which food bank are you working with? The New Hampshire Food Bank.
• food bank are you bank, which which food bank are you working?
• </c> &gt;&gt; The New Hampshire Food Bank. &gt;&gt; The New Hampshire Food Bank.
• </c> Hampshire to donate to the food banks. Hampshire to donate to the food banks.

Summary: The Fiscal Committee met with replacement members noted at the start and took up one emergency item from the Department of Health and Human Services: approval to accept and expend $2 million to support SNAP recipients during the federal shutdown. Commissioner Lori Weaver and CFO Nathan White explained that USDA/FNS had notified the state it would not receive November SNAP funds, affecting about 74,000 recipients. The department said it activated a contingency plan to contract with the New Hampshire Food Bank to expand mobile food pantries, targeting SNAP households and prioritizing locations based on need, with evening and daytime access and outreach through mail, text, email, social media, partner organizations, and a shutdown webpage. Committee members asked about timing, locations, reimbursement, and whether the state would be repaid by the federal government. Department staff said the food bank would likely need about a week to mobilize once the contract was approved, and that the contract would be cost-reimbursement based, with faster turnaround than usual but not advance payment. White explained the money would come from excess Medicaid Enhancement Tax revenue from state fiscal year 2025, which can be used only for Medicaid purposes under state law and SB 249, allowing general funds to be shifted to the food bank contract. Members also asked about other affected programs; the department said WIC had funding through November 10, energy assistance was expected to continue through December, and school breakfast/free and reduced lunch were not impacted. Members discussed broader public outreach, including a possible PSA and use of the New Hampshire Food Bank’s network of 417 partners, and one member suggested religious leaders or the governor might be better positioned to make donation appeals. The committee then voted unanimously to adopt the item (motion by Senator Gray, second by Senator Waters). The meeting ended with notice of the next meeting on November 21 at 11:00 and a motion to adjourn, which was approved.

Transcript Highlights:

• Preservation Act, out of executive, three favorable, two on its merits.
• Senate Bill 349, an act to name the Millsboro Bypass the Senator Richard S.
• House Bill 465, an act to amend Title 11 of the Delaware Code relating to virtual currency, out of Banking
• House Bill 465, an act to amend Title 11 of the Delaware Code relating to virtual currency, out of Banking
• House Bill 465, an act to amend Title 11 of the Delaware Code relating to virtual currency, out of Banking

Summary: The Senate received a large number of House communications and committee reports, including several nominations and many bills and resolutions returned from House committees or passed by the House. Committee reports covered a wide range of topics, including education, health, judiciary, finance, housing, transportation, emergency management, and business/technology. The Senate also assigned several measures to committees for further consideration and noted upcoming committee meetings. The chamber confirmed three nominations by roll call: Michael T. Scuse to the Delaware Thoroughbred Racing Commission, J. Eric Firewold to the University of Delaware Board of Trustees, and Joan F. Coker to the University of Delaware Board of Trustees. The Senate also passed Consent Calendar 66, which included Senate Concurrent Resolution 223 on DIA broadcast access for playoff and championship games and House Concurrent Resolution 149 designating June 12, 2026, as Loving Day in Delaware. Members discussed Loving Day and the importance of recognizing interracial marriage rights, with Senator Huxstable, Senator Buckson, and Senator Townsend offering remarks. On the floor, the Senate passed House Bill 141, requiring a firearm responsibilities notice for gun purchasers, after debate over gun safety and industry burden; House Substitute 1 for House Bill 200, as amended, expanding insurance coverage for HIV prevention medications PrEP and PEP; House Bill 426, modernizing municipal street-aid reporting; and Senate Resolution 21, directing a study of portable solar generation devices and related safety and utility issues. The Senate also passed Consent Agenda O, a large package of bills covering topics such as money transmission and stablecoins, nursing advancement, pilot licenses, commerce and trade, subaqueous lands, driver’s license loss due to medical issues, residential speed limits, electronic bidding, family court jurisdiction, agency regulations, technical corrections to multiple local charters, and other measures. The Senate then recessed until June 25, 2026.

Transcript Highlights:

• It holds all wire transfer fees collected under the act.
• requirements, and the Bank Secrecy Act and suspicious activities.
• </c> transfer act transfer act or<00:12:45.040><c> rule</c><00:12:45.440><c> rather</c><00:12:45.839>
• suspicious</c> and the bank secrecy act and suspicious and the bank secrecy act and suspicious activities
• transfers, this does not affect any type of bank-to-bank transfer or Cash App.

Bills: HB585 , HB585

Committee: House Financial Services

Keywords: Washington County, circuit clerk, compensation, county government, local legislation, money transmission, transaction fees, international wire transfers, income tax credit, suspicious cash transactions, Securities Commission

Transcript Highlights:

• Look, Matt Banke is a pro. He's a team player.
• And I always found that in my good friend, Senator Banke.
• Senator Banke carried that spirit forward when we worked together on the Public Broadband Act to make
• Earlier in the session, Senator Banke had a great bill, Earlier in the session, Senator Banke had a great
• I'm going to miss Senator Banke.

Bills: SCR8410 , SCR8410

Keywords: returning bills to house of origin, sine die, end of session, legislative procedure, Rules Committee, third reading, unfinished business, pending bills, joint resolutions, concurrent resolutions, joint memorials, special session, bill numbering, legislative records, House of Representatives, Washington Legislature, session adjournment, procedural resolution

Transcript Highlights:

• Someone calling and having an experience of their bank, you know, go to your bank and get some money
• So last year we passed a bill that made it so that if you went to the bank and the teller at the bank
• And I go into the bank to get my money, and I'm 65, and I told the teller at the bank that I wanted my
• But it was embarrassing to stand there at the bank and not be able to get my money out of the bank so
• AI Safety Act.

Transcript Highlights:

• The first act was in the early 20th century, in 1901, the California Pauper Act.
• Failure to act responsibly...
• My name is Emily, and I'm the diaper bank manager at the OC Diaper Bank.
• We are one of the 11 diaper banks that make up the California Association of Diaper Banks.
• My name is Emily, and I'm the diaper bank manager at the OC Diaper Bank.

Summary: The Budget Subcommittee on Health and Human Services heard an overview of the expected California budget and program impacts from H.R. 1, including changes to Medi-Cal and CalFresh eligibility, redeterminations, work requirements, immigration-related coverage rules, retroactive coverage limits, and reductions in federal matching for certain services and provider financing mechanisms. DHCS and CDSS described implementation plans focused on automation, data matching, clearer communications, county training, and outreach, while noting that many federal details are still pending. The Legislative Analyst’s Office also reviewed how H.R. 1 could increase pressure on county indigent care systems, explaining the history of county responsibility under Section 17000, 1991 realignment, and AB 85, and warning that counties may face large increases in uninsured residents seeking care without corresponding funding flexibility. An independent policy expert urged consideration of a more standardized statewide approach to indigent care and raised questions about governance, benefits, and financing. Department witnesses estimated substantial coverage losses and fiscal effects: DHCS projected major Medi-Cal disenrollment tied to work requirements, six-month renewals, narrowed immigrant eligibility, and reduced retroactive coverage, while CDSS estimated large CalFresh benefit losses and a significant increase in administrative workload and payment accuracy pressure. Members questioned how exemptions would work for older adults, people experiencing homelessness, undocumented residents, and cash workers, and asked about the effect on the CalFresh Minimum Nutrition Benefit Pilot and on county administrative funding. Officials said they would use available data and self-attestation where possible, but acknowledged that many cases would require manual screening and that the county workload estimates remain in dispute. They also said the state is still evaluating the impact of H.R. 1 on provider taxes and state-directed payments, which could create additional budget pressure. County representatives from Los Angeles, Santa Clara, Tulare, and San Bernardino described major local consequences if H.R. 1 is implemented as written. They warned of higher uninsured rates, more strain on emergency rooms and public hospitals, increased homelessness and food insecurity, and a likely need to rebuild or expand county indigent care programs that were largely scaled back after the ACA. Counties said they are already freezing hiring, cutting positions, reducing overtime, deferring spending, and launching outreach and coordination efforts with managed care plans and community partners, but argued that these steps are not enough without additional state support. Several counties backed the California County Welfare Directors Association’s request for $373 million in General Fund support for eligibility work and asked for a CalFresh match waiver to soften the new county share of administrative costs; Los Angeles and Santa Clara also emphasized that their local revenue measures would not close the projected gaps. No votes or formal actions were taken in the portion provided.

Transcript Highlights:

• Second reading of the bills: - An act protecting the use of bank names, trade names, and trademarks,
• House Number 1102. - An act making changes to certain references in the banking laws of the Commonwealth
• An act relative to the electronic filing of...
• An act relative to the delivery of property tax bills. House Number 3219.
• An act relative to the charter of the town of Westwood. House No. 4753.

Summary: The House opened with the Pledge of Allegiance and then took up several committee reports and procedural motions. The Committee on Rules recommended adoption of two resolutions: one recognizing the 100th anniversary of Ayrhill Farms in Adams and another congratulating Fiona White on earning the Girl Scouts’ Gold Award. The House suspended the rules and adopted both resolutions. The House also suspended Joint Rule 12 to allow a petition concerning a board overseeing occupancy payments for manufactured housing community accommodations in Attleboro to be sent to the Committee on Municipalities and Regional Government. The Committee on Steering, Policy and Scheduling reported a slate of bills for House consideration, including measures on banking and credit union law, a local option real estate tax exemption for volunteer firefighters and EMTs, electronic filing of property valuation forms, delivery of property tax bills, notification of deceased animals on state highways, a Boston Fire Department age waiver for firefighter Fustiano’s Katayakis, and validation of Bourne’s May 20, 2025 annual election. The House suspended Rule 7A, took second readings on these bills, and ordered them to a third reading. The House then considered several bills released from the Committee on Bills in Third Reading. It passed to be engrossed House Bill 4185, relating to the nomination process for town meeting candidates in Milford; House Bill 4374, designating an overpass in Sandwich as the U.S. Marine Staff Sergeant Raymond G. Torval Veteran Memorial Overpass; House Bill 4391, waiving the Boston Police Department maximum age requirement for Alex J. Rodriguez; and House Bill 4753, relative to the charter of the town of Westwood. The House adopted an order to adjourn to meet Tuesday at 11 a.m., and then adjourned to that time in informal session.

Transcript Highlights:

• The 2025 Budget Act appropriated $294,000.
• Also here on behalf of California Association of Food Banks, or sorry, diaper banks, we are grateful
• continue the state’s diaper bank program.
• continue the state's diaper bank program.
• Good evening, Mark Lowry, Orange County Food Bank.

Transcript Highlights:

• For every one meal that we're able to provide at the food bank, CalFresh provides nine.
• So we obviously cannot afford this. ...infrastructure and capacity to act.
• Our food banks reported significant increases in people seeking out food assistance.
• For every meal our food banks provide, CalFresh provides nine.
• I'm also acting as a proxy for Consumer Attorneys of California.

Summary: The committee heard several bills focused on disability services, food security, veterans, aging services, and child care. SB 969 by Senator Reyes would make permanent the option for Californians with intellectual and developmental disabilities to receive certain regional center services remotely; supporters said remote services improve access, continuity, safety, and choice, and there was no opposition. The committee initially lacked a quorum, so action on the bill was delayed until later in the hearing, when it was moved on a 4-0 vote to Appropriations. SB 1025 by Senator Hurtado would create an Office of Food Security and Affordability to coordinate state food programs, improve CalFresh enrollment, reduce duplication, and support a 24-hour hunger hotline; supporters framed it as a coordination and strategic-planning measure, while some members questioned whether existing programs should be evaluated first and whether the bill needed stronger reporting and accountability. It passed 3-0 to Governmental Organization. The committee also heard SB 1052 by Senator Gonzalez, which would allow the State Council on Developmental Disabilities to appoint contingent authorized representatives so people with developmental disabilities are not left without support if a parent or other primary helper becomes unavailable. Supporters, including families and disability advocates, described emergencies, immigration enforcement fears, and service interruptions as reasons for the bill; members asked about the current approval and renewal process and whether the annual renewal requirement could be streamlined. The bill passed 3-0 to Appropriations. SB 1077, also by Senator Gonzalez, would require the Department of Social Services to prepare for future federal shutdowns by creating a communications and contingency plan for CalFresh disruptions and a state-backed emergency benefits mechanism; supporters cited the 43-day federal shutdown and delays in benefits, and the bill passed 4-0 to Appropriations. Other measures discussed included SB 1201 by Senator McNerney, the No Hungry Heroes Act, which would seek waivers and direct referrals to protect veterans from federal SNAP changes and job-search-related income calculations; it passed 3-0 to Military and Veterans Affairs. SB 1261 by Senator Laird would let aging and disability resource connections continue operating during partner transitions so people do not lose access to “no wrong door” services; it passed 3-0 to Appropriations. SB 1110 by Senator Becker would update child care subsidy funding and reimbursement structures to better reflect direct family services and stabilize providers; the author said a provision tied to the budget would be removed, and the bill passed 4-0 to Education. Finally, SB 991 by Senator Menjivar was presented to improve how abuse and neglect findings in residential care facilities for the elderly are categorized in the licensing database, so serious abuse is not lumped together with lesser violations; testimony described examples of sexual assault and restraint being recorded as generic residents’ rights violations.

Transcript Highlights:

• This is not what is within the Patriot Act.
• I just bank. I just said bank. I said taking out the remittances.
• Yeah, taking out for remittances and banking.
• And I'm not besmirching anybody being banking.
• It's just do I walk into a bank, oh, you have to show this, and then somebody else walks into a bank.

Committee: House House Commerce Committee of Reference

Summary: The committee took up a series of Senate bills, beginning with SB 1421, a contentious measure restricting financial institutions and check cashers from accepting certain identification from unauthorized immigrants and limiting remittance transfers without proof of lawful status. An attempted strike-everything amendment by Rep. Villegas would have redirected the bill to authorize tax-deeded property sales for affordable housing, but the committee rejected that amendment. After public testimony both for and against the underlying bill, the committee voted 6-2 to give SB 1421 a due pass recommendation. The committee then approved SB 1254, which revises Industrial Commission of Arizona statutes, including renaming certain positions, shifting boiler and elevator oversight, and requiring fee schedules to be posted online. It also passed SB 1515, which creates a public safety parity fund for retention pay and benefits for DPS and corrections employees using investment earnings from the budget stabilization fund; supporters cited vacancies, turnover, and pay gaps, while opponents argued the state should fund raises through the general fund. Both bills received due pass recommendations after amendment adoption and roll call votes. Other measures considered included SB 1206, which restricts adjusters and contractors from soliciting work during active loss events or emergency responses, with an exception for essential services; SB 1563, which continues the Barbering and Cosmetology Board and lowers certain fee caps; and SB 1649, which creates a digital assets reserve fund, though an amendment to turn it into a transparency measure on employers receiving public assistance was rejected. The committee also passed SB 1290 after rejecting an amendment on emergency price controls and adopting a Carter amendment clarifying HOA executive sessions may be closed only for discussion without action; testimony on that bill focused heavily on HOA transparency versus privacy concerns. Finally, the committee approved SB 1670, a contractor licensing preemption bill, and SB 1671, which continues the Department of Gaming and related commissions and updates reporting and conflict-of-interest requirements, with the department supporting the continuation and amendment language.

Transcript Highlights:

• So this is part of the Security Breach Notification Act, which is an act we put in place last year.
• What we had done when we enacted the entirety of the Security Breach Notification Act is we put that
• So a different section within that act that we put in place last year. Follow up.
• I would have to go back to whenever we put the act in place. There was a physical impact on it.
• I would have to go back to whenever we put the act in place. There was a physical impact on it.

Bills: SB1670 , SB1716 , SB1521

Committee: Senate Technology and Telecommunications

Summary: The Senate Technology and Telecommunications Committee considered three Senate bills. SB 1670, by Senator Reinhart, would require the State Regents to update Oklahoma university technology transfer guidance, create a tiered ownership framework, and revisit the guidance every seven years. Members questioned the seven-year review period, the scope of terms like aerospace and autonomous technologies, and how broadly the new tiered system would apply. The bill was presented as a way to modernize an outdated 1989 framework and help turn university research into companies, jobs, and economic impact. It passed 8-0. SB 1716, by Senator Howard, amended the Security Breach Notification Act to replace references to a “cybersecurity event” with “breach of the security of a system” and to clarify that there is no private right of action for ordinary negligence when a business reports breaches to the Attorney General. Howard explained that the Attorney General would retain exclusive enforcement authority for reasonable-standards violations, while private lawsuits would remain available only for more egregious conduct such as willful, wanton conduct or gross negligence. Members asked about the negligence standard, HIPAA-related breaches, and staffing needs for the Attorney General’s office. The amendment was adopted, and the bill passed 8-0. SB 1521, by Senator Hamilton, would prohibit minors from accessing artificial intelligence companions and set age-verification and re-verification requirements, including use of government-issued identification and periodic re-verification. Hamilton said the bill was aimed at protecting children from harmful interactions with AI companions and was narrowly drafted to avoid sweeping in other AI tools like customer-service bots. Members raised concerns about the reasonableness and consistency of age verification, account creation requirements, and how the bill would interact with existing statutes on sexually explicit conduct. The chair spoke in support of the measure, and the bill passed 8-0. The committee then adjourned.

Transcript Highlights:

• I actually have five years of land banking experience.
• I actually have five years of land banking experience.
• I actually have five years of land banking experience.
• Chair: does this circumvent the actual land bank?
• Chair: does this circumvent the actual land bank?

Summary: The House State Government Committee met with a quorum and took up several Senate bills, adopting committee substitutes where offered. Senate Bill 176, relating to statutory committees within the Legislative Research Commission, was presented by Senator Matt Nunn as a cleanup and process-streamlining measure for appointments, vacancies, and appointing authorities. It passed the committee 15-0 with a title amendment. Senate Bill 104, presented by Senator Scott Maiden and the Kentucky Public Employees Deferred Compensation Authority, would update deferred compensation law by adding a fiduciary standard, allowing less expensive liability insurance, making federal-law compliance self-correcting, and authorizing a self-directed brokerage account option. It passed 15-0 with favorable expression. Senate Bill 9, presented by Senator Jimmy Higdon, would change teacher retirement-related leave provisions, including up to 30 days of maternity leave, a 13-day annual rollover toward retirement, limits on using annual leave to increase retirement benefits, reporting requirements, and related cleanup provisions. After questions about maternity leave, district flexibility, and the actuarial cost of additional days, it passed 15-0 with favorable expression. Senate Bill 129, presented by Senator Rocky Adams and House sponsor Representative John Hudson, was described as a housing and redevelopment measure aimed at vacant, abandoned, and tax-delinquent properties in Louisville. Testimony focused on allowing qualified nonprofits to purchase certain tax-delinquent properties after a waiting period, along with provisions on density development, accessory dwelling units, urban development incentives, fire and code enforcement recovery, a Central Business District tax fix, and changes to binding elements. Members raised concerns about nonprofit qualifications, land bank overlap, and county clerk burden; the bill passed 13-1 with one pass and received a title amendment. Senate Bill 178, presented by Senator Mike Nemes, was a short reorganization bill to codify the transfer of the Department of Disability Determination Services Program from the Cabinet for Health and Family Services to the Labor Cabinet. It passed 12-0. The committee then recorded additional votes and adjourned, with the chair thanking members and staff, noting it was likely the final meeting of the year.

Transcript Highlights:

• Good morning, Chris Richards, Chief Banking Services Officer at Cape Cod Five Cents Savings Bank in Hyannis
• Chris Richards, Chief Banking Services Officer at Cape Cod Five-Sense Savings Bank and Hyannis.
• When banks were more local, when banks were part of our community, and the issuing banks were part of
• “Processing bank. With the bank. Okay.
• federal banks.

Summary: The commission met to continue studying credit card payments, interchange fees, fraud, chargebacks, and the impact of card processing costs on small businesses, especially restaurants and retailers. Members heard extensive testimony from credit unions, retailers, restaurant owners, payment-industry representatives, and an airline trade group. Supporters of reform argued that swipe fees are a major and rising expense, that businesses are paying fees on sales tax and tips that are merely pass-through amounts, and that merchants have little negotiating power. Several restaurant and retail witnesses described thin margins, higher costs for card-not-present transactions, and chargebacks that they said usually favor cardholders and leave merchants absorbing losses and fees. Witnesses from the Cooperative Credit Union Association cautioned that state-level interchange regulation could reduce revenue used for fraud prevention, compliance, and member services, and could lead to higher rates or reduced access. Retail and restaurant representatives countered that fees have risen sharply, that statements are difficult to decipher, and that rewards programs and card-network pricing are subsidized by merchants and ultimately by all consumers. The Massachusetts Restaurant Association and independent operators urged legislation to bar fees on tax and tip portions of transactions and to allow businesses to pass along card fees if they choose, saying this would improve transparency and fairness and help keep small restaurants open. Other testimony came from the National Restaurant Association, which supported interchange reform and said modern point-of-sale systems can already separate tax and tip amounts, and from a payments-industry group that emphasized the broader economic benefits of digital payments and warned against state-by-state rules. Airlines for America opposed changes that could undermine airline credit card rewards programs. Commission members asked detailed questions about fee structures, card types, chargebacks, POS systems, and whether consumers paying cash are also affected. No votes or formal actions were taken at the meeting.

Transcript Highlights:

• During the Dust Bowl, the Bankhead-Jones Farm Tenant Act bailed out the banks, and it pulled another
• I don't own a bank. I don't sit on any bank boards or anything, right?
• If they come into New Mexico, they knew they need a bank, a local bank.
• in New Mexico because people bank in New Mexico, and we need to tie them to local banks.
• Us having a custody bank doesn't make it any harder for them to work with a local bank.

Transcript Highlights:

• Third reading of the bill, an act authorizing the town of Somerset to grant an additional license for
• Third reading of a bill, an act establishing a sick leave bank for David A.
• An act establishing a sick leave bank for Jean McCarran, an employee of the Registry of Motor Vehicles
• One matter comes before the Senate for its final passage: An act establishing a sick leave bank for Gene
• An act establishing a sick leave bank for Jean McCarran, an employee of the Registry of Motor Vehicles

Summary: The Senate opened with the Pledge of Allegiance and then took up several House bills out of the orders of the day. It passed to be engrossed a Somerset local option bill authorizing an additional wine and malt beverage license, a Marlborough bill creating a simplified procedure for subdivision road layout and acceptance, and a bill establishing a sick leave bank for David A. Russell of the Department of Correction. The chamber also handled House petitions referred under suspension of Joint Rule 12, agreeing to the suspension and sending the matters to the appropriate committees. Later, the Senate adopted an emergency preamble for a sick leave bank bill for Jean McCarran of the Registry of Motor Vehicles. On final passage, the Senate approved and sent to the Governor three bills: one extending residency requirements for certain Newton police and fire personnel, one authorizing investments for the Richmond Free Public Library, and one increasing the residency limit for Acton police and fire department members. It also enacted the Jean McCarran sick leave bank bill. The Senate then adopted an order to reconvene the following Monday at 11:00 a.m. and adjourned.

Transcript Highlights:

• bank and Alabama energy infrastructure bank and Alabama energy infrastructure bank and strategic energy
• Energy Bank.
• If the 21st century Bank Energy Bank. If the 21st century Bank Energy Bank.
• The effect is to the energy bank. The effect is to the energy bank.
• In the event the 21st energy bank. In the event the 21st energy bank.

Bills: SCR 4 , SCR 18 , SCR 43 , SB 227 , SB 269 , SB 330 , SB 434 , SB 437 , SB 438 , SB 463 , SB 528 , SB 584 , SB 604 , SB 663 , SB 668 , SB 682 , SB 747 , SB 841 , SB 912 , SB 968 , SB 1013 , SB 1020 , SB 1044 , SB 1137 , SB 1138 , SB 1143 , SB 1164 , SB 1169 , SB 1200 , SB 1236 , SB 1244 , SB 1299 , SB 1325 , SB 1335 , SB 1369 , SB 1410 , SB 1418 , SB 1422 , SB 1455 , SB 1468 , SB 1495 , SB 1534 , SB 1579 , SB 1580 , SB 1612 , SB 1624 , SB 1667 , SB 1734 , SB 1745 , SB 1746 , SB 1760 , SB 1784 , SB 1860 , SB 1862 , SB 1864 , SB 1896 , SB 1898 , SB 1920 , SB 1940 , SB 1952 , SB 1998 , SB 1999 , SB 2004 , SB 2032 , SB 2052 , SB 2068 , SB 2073 , SB 2121 , SB 2127 , SB 2141 , SB 2145 , SB 2161 , SB 2167 , SB 2196 , SB 2207 , SB 2216 , SB 2246 , SB 2323 , SB 2332 , SB 2395 , SB 2429 , SB 2431 , SB 2439 , SB 2443 , SB 2581 , SB 2601 , SB 2629 , SB 2702 , SB 2705 , SB 2717 , SB 2798 , SB 2873 , SB 2881 , SB 2964 , SB 3034 , SCR 4 , SCR 38 , SB 39 , SB 227 , SB 240 , SB 330 , SB 401 , SB 407 , SB 467 , SB 506 , SB 512 , SB 527 , SB 584 , SB 618 , SB 619 , SB 636 , SB 648 , SB 663 , SB 715 , SB 732 , SB 758 , SB 801 , SB 843 , SB 847 , SB 870 , SB 957 , SB 1013 , SB 1020 , SB 1065 , SB 1152 , SB 1164 , SB 1181 , SB 1183 , SB 1257 , SB 1283 , SB 1299 , SB 1325 , SB 1349 , SB 1395 , SB 1433 , SB 1455 , SB 1490 , SB 1558 , SB 1574 , SB 1624 , SB 1626 , SB 1640 , SB 1717 , SB 1718 , SB 1727 , SB 1734 , SB 1756 , SB 1757 , SB 1789 , SB 1832 , SB 1845 , SB 1868 , SB 1920 , SB 1924 , SB 1964 , SB 2004 , SB 2018 , SB 2031 , SB 2037 , SB 2052 , SB 2073 , SB 2075 , SB 2080 , SB 2111 , SB 2117 , SB 2154 , SB 2161 , SB 2196 , SB 2206 , SB 2253 , SB 2268 , SB 2322 , SB 2323 , SB 2349 , SB 2533 , SB 2540 , SB 2570 , SB 2623 , SB 2626 , SB 2658 , SB 2660 , SB 2692 , SB 2705 , SB 2717 , SB 2722 , SB 2742 , SB 2743 , SB 2753 , SB 2788 , SB 2877 , SB 2900 , SB 2920 , SB 3031 , SB 5 , SB 260 , SB 1786 , SB 1 , HJR 4 , HB 135 , HB 1109 , SJR 36 , SJR 50 , SJR 63 , SJR 84 , SJR 59 , SCR 12 , SCR 39 , SCR 38 , SCR 4 , SCR 18 , SCR 43 , SCR 46 , SCR 48 , SCR 19 , SB 2023 , SB 1257 , SB 240 , SB 1727 , SB 870 , SB 618 , SB 62 , SB 666 , SB 847 , SB 284 , SB 854 , SB 1073 , SB 810 , SB 1505 , SB 583 , SB 1502 , SB 507 , SB 1026 , SB 1349 , SB 1433 , SB 1434 , SB 1376 , SB 1585 , SB 1772 , SB 2016 , SB 1163 , SB 619 , SB 1122 , SB 732 , SB 731 , SB 397 , SB 508 , SB 1436 , SB 287 , SB 261 , SB 1882 , SB 393 , SB 1791 , SB 529 , SB 209 , SB 2429 , SB 1999 , SB 511 , SB 2309 , SB 510 , SB 1860 , SB 2037 , SB 1924 , SB 2253 , SB 2018 , SB 2206 , SB 1299 , SB 841 , SB 668 , SB 584 , SB 1085 , SB 2431 , SB 1490 , SB 1868 , SB 2314 , SB 434 , SB 2046 , SB 1667 , SB 2127 , SB 1975 , SB 1760 , SB 1734 , SB 1335 , SB 2246 , SB 2439 , SB 1624 , SB 1244 , SB 1468 , SB 2717 , SB 1612 , SB 1262 , SB 604 , SB 2395 , SB 1832 , SB 1745 , SB 1746 , SB 2207 , SB 1784 , SB 1524 , SB 528 , SB 437 , SB 269 , SB 1137 , SB 968 , SB 636 , SB 747 , SB 1325 , SB 1455 , SB 2056 , SB 1940 , SB 2052 , SB 1579 , SB 2068 , SB 3034 , SB 1920 , SB 1558 , SB 1236 , SB 1044 , SB 884 , SB 463 , SB 227 , SB 517 , SB 1200 , SB 1410 , SB 1626 , SB 1845 , SB 1863 , SB 2216 , SB 2681 , SB 1717 , SB 2141 , SB 2323 , SB 2200 , SB 2332 , SB 2199 , SB 1757 , SB 2050 , SB 1138 , SB 2458 , SB 1864 , SB 2201 , SB 1862 , SB 1055 , SB 2660 , SB 1898 , SB 2662 , SB 2161 , SB 2964 , SB 2881 , SB 1065 , SB 801 , SB 2743 , SB 2533 , SB 2073 , SB 3014 , SB 3013 , SB 2702 , SB 2629 , SB 2443 , SB 2349 , SB 2167 , SB 2145 , SB 2121 , SB 758 , SB 648 , SB 647 , SB 512 , SB 438 , SB 1721 , SB 2268 , SB 1495 , SB 2705 , SB 2366 , SB 1422 , SB 1369 , SB 1013 , SB 682 , SB 2692 , SB 2570 , SB 2797 , SB 2111 , SB 1896 , SB 1164 , SB 1020 , SB 663 , SB 2371 , SB 1152 , SB 2196 , SB 2383 , SB 2581 , SB 2798 , SB 330 , SB 646 , SB 843 , SB 1998 , SB 1418 , SB 2788 , SB 1169 , SB 2873 , SB 1754 , SB 1534 , SB 1718 , SB 2779 , SB 2004 , SB 1143 , SB 1756 , SB 912 , SB 2119 , SB 2032 , SB 527 , SB 1580 , SB 1952 , SB 2601 , SB 2322 , SB 2448 , SB 1777 , SB 1283 , SB 407 , SB 2392 , SB 2076 , SB 2786 , SB 3031 , SB 2877 , SB 2876 , SB 2284 , SB 2225 , SB 1540 , SB 2920 , SB 2929 , SB 1395 , SB 1972 , SB 2540 , SB 1183 , SB 2742 , SB 2595 , SB 2217 , SB 2117 , SB 715 , SB 2330 , SB 1964 , SB 1383 , SB 500 , SB 1640 , SB 39 , SB 2001 , SB 2080 , SB 2722 , SB 506 , SB 2514 , SB 2623 , SB 2658 , SB 1574 , SB 2900 , SB 2753 , SB 2398 , SB 401 , SB 1241 , SB 2927 , SB 2173 , SB 2538 , SB 898 , SB 467 , SB 1449 , SB 2529 , SB 1531 , SB 2846 , SB 2476 , SB 2031 , SB 986 , SB 1181 , SB 2075 , SB 2154 , SB 2864 , SB 31 , SB 2880 , SB 1359 , SB 2386 , SB 771 , SB 2844 , SB 2550 , SB 1351 , SB 1423 , SB 1931 , SB 2245 , SB 2589 , SB 2707 , SB 2807 , SB 2351 , SB 410 , SB 659 , SB 816 , SB 2776 , SB 2693 , SB 2580 , SB 1980 , SB 1886 , SB 1234 , SB 739 , SB 482 , SB 456 , SB 127 , SB 1666 , SB 2843 , SB 2801 , SB 800 , SB 2055 , SB 784 , SB 2986 , SB 735 , SB 1012 , SB 324 , SB 2926 , SB 2938 , SB 2007 , SB 2138 , SB 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Transcript Highlights:

• We could manage the state banks, but we couldn't do anything with regard to the federal banks, and I
• We could manage the state banks, but we couldn't do anything with regard to the federal banks, and I
• Bank, Bank of America, obviously, is not collecting enough fees from a transaction with someone accessing
• So rather than withdrawing your own holdings from your bank account at a traditional bank ATM, what our
• Bank Secrecy Act and the U.S. Patriot Act.

Committee: Joint Joint Committee on Financial Services

Summary: The committee heard testimony on several financial services bills, with the main focus on cryptocurrency kiosk regulation, financial literacy, and earned wage access. Legislators and witnesses described widespread crypto-related scams targeting older adults, often involving impersonation, urgency, spoofed phone numbers, and rapid transfers through kiosks that are difficult to trace or recover. Supporters of the kiosk bills said Massachusetts needs licensing, registration, transaction limits, warning notices, receipts, refund protections, and other safeguards; some also urged a “pause” or hold on transactions to give victims time to reconsider and allow law enforcement to intervene. The Attorney General’s office, AARP, local law enforcement, and several prosecutors and sheriffs backed the consumer-protection approach, while Bitcoin Depot supported a narrower regulatory framework but opposed low fee caps and strict daily limits, arguing they would function like a ban and reduce legitimate use. Witnesses from Waltham police, Middlesex and Essex County law enforcement, and the AG’s office said crypto scams are growing quickly, losses are often unrecoverable once funds move, and current tools are limited. They described cases involving elderly victims losing thousands of dollars, and said warnings alone are not enough because scammers keep victims on the phone and guide them through the process. Some witnesses said a temporary hold or refund mechanism has worked in at least one case, while others emphasized that transaction limits and visible disclosures could reduce harm even if they do not stop fraud entirely. The AG’s office also said it would submit written opposition to separate earned wage advance legislation, while DailyPay testified in support of that bill, saying earned wage access helps workers bridge short-term gaps without debt or credit reporting. The committee also heard support for mandatory financial literacy education from Representative Jim Hawkins, who said high school students need instruction on credit, debt, and inflation before they enter adulthood. In addition, the committee took testimony on litigation financing bills from insurance industry representatives, who argued for disclosure and regulation of predatory litigation lending and warned about foreign interference and reduced plaintiff recoveries. No votes or final actions were taken during the hearing; members asked questions throughout, and the chair noted the need to move testimony along because of time constraints.

Transcript Highlights:

• An act of the Commonwealth, Senate No. 2580.
• Second reading of the bills: An act establishing a sick leave bank for Robert Tiro, an employee of the
• Third reading of the bill: An act establishing a sick leave bank for Kendra Winner, an employee of the
• Third reading of the bill: An act establishing a sick leave bank for Carlos Borges, an employee of the
• Third reading of the bill: An act establishing a sick leave bank for Robert Tiro, an employee of the

Summary: The House opened with the Pledge of Allegiance and received a message from the Governor submitting fiscal year 2025 supplemental appropriation requests, which were referred to the Committee on Ways and Means. The House also adopted a resolution congratulating Sergeant Michael Campanelli on his retirement from the Franklin Police Department after suspending the rules. Members then took up several bills on second and third reading, including measures on surveillance pricing in grocery stores, real estate appraiser record retention, eliminating the residency requirement for fortune tellers, taxes due upon the death of active duty personnel and the elderly, and a local bill for Palmer liquor licenses. The House also considered and advanced local and personnel-related bills, including a sick leave bank for Robert Tiro, a charter amendment for Sandwich, a sick leave bank for Kendra Winner, additional wine and malt beverage licenses for Lexington, non-civil service public safety personnel in Wellesley, and a sick leave bank for Carlos Borges. The House passed to be enacted House No. 4004, validating the results of a special election in Harwich, and enacted Senate No. 2580 establishing a sick leave bank for Robert Tiro. For Senate No. 2580, the House first adopted the emergency preamble by a recorded division vote of 3 in favor and none opposed, then passed the bill to be enacted. The House then adopted an order to adjourn until Thursday at 11 a.m., and adjourned accordingly.

Transcript Highlights:

• The broker can use your assets as collateral for his bank, because he has banking relationships.
• Idaho banks, but one of the largest banks, because the New York banks are the one lending to the custodian
• Idaho banks, but one of the largest banks, because the New York banks are the ones lending to the custodians
• Who act in good faith and perfect properly.
• It picks the banks.

Committee: House Business

Transcript Highlights:

• I represent families on the Care Act Working Group, the State Care Act Working Group, and NAMI Conacosta
• This is the Accountability Before Custody Act, or the ABC Act.
• I mean, banks are trying to protect assets in the bank.
• I mean, banks are trying to protect assets in the bank.
• And I had to call about 100 banks to understand what was in the bank accounts because they were never

Committee: House Judiciary