Transcript Highlights:

• PROPERTY INSURANCE MATTERS TO THE PEOPLE OF FLORIDA.
• [APPLAUSE] A COUPLE OF YEARS AGO, THE INSURANCE INDUSTRY CAME TO THE LEGISLATURE AND SAID WITHOUT SWEEPING
• I HAVE ASKED THAT THE INSURANCE AND BANKING SUBCOMMITTEE CONDUCT HEARINGS, AND THEY WILL HAVE ACCESS
• [APPLAUSE AND CHEERING] BUT INSURANCE IS ONLY ONE OF THE POLICY QUESTIONS FLORIDIANS CARE ABOUT.
• HOW DO WE GET GREAT BILLS ACROSS THE FINISH LINE AND TURN THEM INTO LAWS?

Keywords: property insurance, insurance reform, housing, healthcare, public education, public safety, budget reform, tax policy, government accountability, taxpayer protection

Summary: The Florida House of Representatives convened for the 2025 Regular Session. Speaker Perez delivered opening remarks emphasizing collaborative governance over personal priorities, announcing no House Bill 1 to focus on collective work. He outlined key policy areas including property insurance reform, with plans for subcommittee hearings and subpoena powers to investigate insurance company practices and potential accounting irregularities. The Speaker called for meaningful reforms in housing, healthcare, education, and public safety, while challenging budget subcommittees to find recurring revenue savings rather than relying on temporary tax holidays. The session will focus on government accountability, waste elimination, and taxpayer protection. Governor DeSantis requested to deliver the State of the State address on March 4th, which was approved through concurrent resolution.

Transcript Highlights:

• By way back on insurance, our... Mr.
• Across the line, obviously.
• HB 2996 expressly provides that a certificate of insurance is not an insurance policy, does not amend
• insured.
• I'm Lisa Henkel, the Commercial Lines Manager with Prest Insurance Group.

Bills: HB2128 , HB2255 , HB2397 , HB2429 , HB2591 , HB2680 , HB2834 , HB2868 , HB2911 , HB2951 , HB2979 , HB2991 , HB2996 , HB2999 , HB4001 , HB4011 , HB4017 , HB4020 , HB4026 , HB4086 , HB4088 , HB2244 , HB2342

Committees: House Commerce , House House Commerce Committee of Reference

Keywords: homeowners associations, condominiums, open meetings, governance, transparency, Arizona Teachers Academy, teacher preparation, education funding, public schools, scholarships, teacher certification, community colleges, HOA, homeowners association, planned community, condominium, CC&Rs, covenants, conditions and restrictions, resale disclosure, association disclosure

Transcript Highlights:

• Additionally, this is the insurance industry standard for insurability.
• Additionally, this is the insurance industry standard for insurability.
• Call all of your insureds.
• Insurance fraud is what it's called. 4830A is insurance fraud.
• It is also the third-party insurance administrator for all major insurance companies.

Bills: SB5871 , SB5919

Committee: Senate Business, Trade & Economic Development

Keywords: motor vehicle, glass repair, insurance claims, consumer protection, regulations, fire safety, insurance incentives, best practices, community protection, voluntary measures

Transcript Highlights:

• to or usher to changing you know insure to or usher to changing you know insure to or usher to insure
• Replace line 184 on page seven with the Replace line 184 on page seven with the Replace line 184 on page
• Replace line 293 on page 11 with the Replace line 293 on page 11 with the Replace line 293 on page 11
• Replace line 365 on page 14 with the Replace line 365 on page 14 with the Replace line 365 on page 14
• Replace lines line 544 on page 20 than. Replace lines line 544 on page 20 than.

Bills: SB199 , HB142 , SB86 , HB152 , HB297 , SB1 , SB1

Committee: House Ways and Means Education

Keywords: parental leave, state employees, local education agencies, adoption, work-life balance, family support, portable benefits, portable benefit account, independent contractor, gig worker, 1099 worker, freelancer, app-based worker, rideshare, delivery driver, worker benefits, health insurance, retirement benefits, life insurance, income replacement insurance

Bills: HB3767 , HB3934 , HB4199 , HB4336 , HB2947 , HB3834 , HB4302 , HB4095 , HB3287 , HB3649 , HB4430 , HB4431 , HB2059 , HB3647 , HB3986 , HB3548 , HB3661 , HB4346 , HB3075 , HB4273 , HB3391 , HB4128 , HB3557 , HB3239 , HB3982 , HB2123 , HB2979 , HB2997 , HB3148 , HB4108 , HB4143 , HB4266 , HB2053 , HB4058 , SR30

Keywords: controlled dangerous substances, controlled substances, drug scheduling, Schedule I, Schedule IV, anti-drug diversion, drug diversion, synthetic opioids, fentanyl analogs, designer drugs, synthetic cannabinoids, benzodiazepines, benzodiazepine analogs, opioids, hallucinogens, depressants, pharmacy regulation, narcotics control, Oklahoma State Bureau of Narcotics and Dangerous Drugs Control, DEA scheduling

Transcript Highlights:

• Sanborn, captive insurers, provide for capital surplus requirements, deposits, prohibit insuring certain
• Sanborn, captive insurers, provide for capital surplus requirements, deposits, prohibit insuring certain
• Reported from Insurance favorably. Passed to third reading.
• Reported from Insurance favorably. Passed to third reading.
• Y'all can go ahead and line up for vote changes.

Bills: HR70 , HR71 , HCR35 , HB31 , HB326 , HB1013 , HB1014 , HB1015 , HB1016 , HR65 , HR66 , HR67 , HR68 , HR69 , HCR33 , HCR34 , HB1006 , HB1007 , HB1008 , HB1010 , HB1011 , SB2 , SB13 , SB24 , SB28 , SB40 , SB47 , SB48 , SB70 , SB79 , SB80 , SB109 , SB127 , SB139 , SB154 , SB181 , SB199 , SB200 , SB208 , SB277 , SB317 , SB336 , SB349 , SB357 , HR15 , HR20 , HCR14 , HB51 , HB58 , HB69 , HB82 , HB93 , HB143 , HB166 , HB199 , HB201 , HB202 , HB218 , HB222 , HB223 , HB224 , HB231 , HB235 , HB246 , HB338 , HB349 , HB352 , HB379 , HB405 , HB429 , HB535 , HB547 , HB577 , HB588 , HB626 , HB636 , HB652 , HB653 , HB669 , HB688 , HB691 , HB721 , HB738 , HB749 , HB806 , HB843 , HB851 , HB857 , HB861 , HB889 , HB904 , HB907 , HB908 , HB929 , HB955 , HB1009 , HB952 , HB8 , HB9 , HB10 , HB15 , HB16 , HB17 , HB18 , HB19 , HB22 , HB33 , HB34 , HB35 , HB44 , HB46 , HB47 , HB48 , HB61 , HB101 , HB126 , HB135 , HB142 , HB164 , HB185 , HB215 , HB226 , HB232 , HB233 , HB242 , HB284 , HB292 , HB297 , HB301 , HB334 , HB436 , HB468 , HB548 , HB571 , HB582 , HB593 , HB594 , HB609 , HB613 , HB712 , HB722 , HB732 , HB746 , HB827 , HB845 , HB848 , HB921 , HB923 , HB951 , HB953 , HB999 , HB53 , HB57 , HB64 , HB102 , HB106 , HB111 , HB137 , HB152 , HB155 , HB177 , HB238 , HB256 , HB258 , HB337 , HB359 , HB363 , HB386 , HB434 , HB546 , HB557 , HB584 , HB661 , HB697 , HB726 , HB727 , HB747 , HB756 , HB758 , HB759 , HB765 , HB767 , HB825 , HB858 , HB930 , HB941 , HB957 , HB964 , HB868 , HB119 , HB140 , HB739 , HB842 , HB875 , HB919 , HB52 , HB228 , HB289 , HB735 , HB796 , HB901 , HB193 , HB400 , HB570 , HB733

Keywords: Northside High School, basketball, state championship, sportsmanship, athletic recognition, commendation, criminal justice, community contributions, Bridget A. Dinvaut, law enforcement, tax delinquency, property sale, rehabilitation, Louisiana State Law Institute, legislation, retirement, police benefits, disability, municipality, Social Security

Transcript Highlights:

• Senate Bill 1415 prescribes specified qualifications for salaried employees of insurers or managing general
• obtained licensure without taking the examination to only adjust claims as a salaried employee of an insurer
• Isaacson, welcome. without taking the examination to only adjust claims as a salaried employee of an insurer
• I'm here on behalf of State Farm Insurance in support of Senate Bill 1415.

Bills: SB1181 , SB1252 , SB1254 , SB1415

Committees: House Commerce , House House Commerce Committee of Reference

Keywords: certified public accountants, CPA certification, accounting regulations, professional standards, continuing education, assignment for benefit of creditors, ABC act, insolvency, creditor claims, debt liquidation, business wind-up, receivership, liquidation, secured creditors, unsecured creditors, proof of claim, voidable transactions, fraudulent transfer, wage claims, priority claims

Transcript Highlights:

• That’s the bottom line.”
• I like the amendment, you know, at least my first two line items on that.
• I like the amendment, you know, at least my first two line items on that.
• In response, we narrowed the bill to unemployment insurance.
• In response, we narrowed the bill to unemployment insurance.

Bills: HB2188 , HB2563 , HB1571 , HB2144 , HB2191 , HB2218 , HB2243 , HB2372

Committee: House Labor & Workplace Standards

Keywords: transparency, industrial insurance, insurance rate increases, financial disclosure, regulatory oversight, unemployment, electronic notices, compensation, digital communication, order processing, workers' compensation, occupational disease, firefighters, fire investigators, law enforcement officers, first responders, heart disease, cardiac conditions, respiratory disease, cancer presumption

Transcript Highlights:

• And King's amendment is also along the same line of narrowing the scope, and I'm wondering if...
• And King's amendment is also along the same line of narrowing the scope, and I'm wondering if...
• It increases the time for L&I or the self-insurer to provide a declaration to 10 days.
• they're important for insurance and critical for patient choice and health.
• How we handle our industrial insurance rates and the solvency.

Bills: SB6197 , SB6158 , SB6302 , SB5437 , SB6117 , SB5852 , SB5847 , SB6067 , SB6152 , SB6136

Committee: Senate Labor & Commerce

Keywords: SB 6197, plumbing contractor, plumber, contractor licensing, licensing enforcement, infractions, administrative penalties, license suspension, certificate suspension, endorsement suspension, registration suspension, Department of Labor and Industries, advisory board of plumbers, penalty schedule, repeat violations, workplace standards, construction trades, professional licensing, Washington state, factory built housing

Transcript Highlights:

• That was >> Good morning and call this meeting of the Insurance Committee to order.
• </c> the country and we want to uh be in line the country and we want to uh be in line with<00:04:28.240
• for life insurance at all?
• to acquire another insurance company.
• </c> business, just insurance. business, just insurance.

Bills: HB372 , HB361 , HB391 , HB372 , HB361 , HB391

Committee: House Insurance

Keywords: Elmore County, rental tax, tax revenue, infrastructure funding, economic development, Ma-Chis Lower Creek Indian Tribe, tribal police, reservation security, state-recognized tribe, law enforcement authority, certified police officer, Peace Officers' Standards and Training Commission, P.O.S.T., trespass, warrantless arrest, tribal land, sovereignty, public safety, Indian tribe, reservation

Transcript Highlights:

• </c> out and get their own insurance policy. out and get their own insurance policy.
• The question has come up, well, is this insurance and should it be regulated as insurance?
• The question has come up, well, is this insurance and should it be regulated as insurance?
• You’re not offering this as insurance, and you won’t be regulated as an insurance company.
• </c> the department of insurance signed off. the department of insurance signed off.

Bills: HB300 , HB40 , SB19 , HB283 , HB179 , HB296 , HB300 , HB40 , SB19 , HB283 , HB179 , HB296

Committee: House Insurance

Keywords: HB300, Choctaw County, probate court, probate judge, recording fee, filing fee, deed tax, mortgage tax, deeds, mortgages, property records, recordation, county local act, local legislation, technology upgrades, digitalization of records, recordkeeping, county treasury, special fund, court administration

Transcript Highlights:

• Chair, I move to amend Senate Bill 1217, page one, line 15 through page two, line eight, by removing
• words 2% on line 15 and before the word of on line six, the words 3 15% and inserting the words 3% submitted
• We in my business in the insurance world oftentimes We fight when a vehicle is totaled, and the insured
• We've discussed this with insurance carriers, the insurance department.
• With that, Business and Insurance is adjourned.

Bills: SB1732 , SB1217 , SB1443 , SB1455 , SB1457 , SB1459 , SB1465 , SB1944 , SB1946 , SB1218 , SB1942 , SB1352 , SB2132 , SB1920 , SB1285 , SB1304 , SB1305 , SB1326 , SB1590 , SB1767

Committee: Senate Business and Insurance

Keywords: professional licensing, licensing fees, home inspection, home inspector, Construction Industries Board, CIB, contractor license, journeyman license, apprentice registration, alarm endorsement, code inspector, electrical license, plumbing license, mechanical license, permit fees, renewal fee, reciprocity, poultry house contractor, poultry house wiring, environmentally controlled poultry house

Transcript Highlights:

• Business and Insurance will meet as soon as we can get a quorum in room 535 after we adjourn.

Bills: SB2026 , SB1376 , SB1355 , SB2115 , SB1533 , SB1732 , SB1217 , SB1443 , SB1455 , SB1457 , SB1459 , SB1465 , SB1944 , SB1946 , SB1218 , SB1942 , SB1352 , SB2132 , SB1920 , SB1285 , SB1304 , SB1305 , SB1326 , SB1590 , SB1767

Keywords: military discharge, veterans, DD Form 214, confidentiality, grandchildren access, Oklahoma National Guard, education assistance, military benefits, dependents, CareerTech Assistance Act, burial grant, memorial headstone, eligibility requirements, funding, Oklahoma Department of Veterans Affairs, fiscal management, state law, veteran burial, burial assistance, indigent veterans

Transcript Highlights:

• I think that when we are talking about procedures that insurance companies are not involved in, that
• I think we all understand the fact that the way insurance is now being run is very egregious towards
• One of the things that these these insurance contracts can do is they can change the contract at any
• If the service is not actually covered, paid for by the insurance company, they shouldn't.
• Business and Insurance will meet in room 535, 10 minutes after the start of telecommunications.

Bills: SR29 , SB667 , SB1466 , SB1942 , SB1989 , SB1670 , SB1716 , SB1521 , SB1273 , SB1433 , HJR1032 , SB1969 , SB1953 , SB1277 , SB1287 , SB1061 , SB1916 , SB1589 , SB2178 , SB1444 , SB1438 , SB1501 , SB1873 , SB1364

Keywords: Black History Month, Black Oklahomans, civil rights, Tulsa Race Massacre, Greenwood, Jim Crow, segregation, all-Black towns, Boley, Langston University, Clara Luper, NAACP Youth Council, Oklahoma Civil Rights Trail, Black history, African American history, racial justice, commemorative resolution, Black excellence, state history, heritage month

Transcript Highlights:

• </c><00:09:00.320><c> On</c><00:09:00.560><c> line</c> this. Just one quick question. On line this.
• ,</c> instead of an approved natural gas line, instead of an approved natural gas line, that<00:09:28.080
• </c> line 51 on page two with the following. line 51 on page two with the following.
• Replace line three on page line<00:12:23.519><c> 63</c><00:12:24.079><c> on</c><00:12:24.320><c> page
• The Alabama Department uh<00:12:28.800><c> replace</c><00:12:29.279><c> line</c> Uh, replace line 67

Bills: SB197 , SB84 , SB197 , SB84

Committee: House Health

Keywords: business regulation, nonprofit entities, electronic filing, merger agreements, limited liability companies, partnerships, property transfer, termination fees, SB84, agricultural nonprofit, farm bureau, nonprofit agricultural organization, health benefits, member benefits, family coverage, health insurance exemption, insurance regulation, Title 27, Alabama insurance code, risk transfer

Transcript Highlights:

• Insurance reports House Bill 759 with amendments, 765 favorably, 825 with amendments, and House Bill
• Insurance reports, House Bill 759 with amendments, 765 favorably, 825 with amendments, and Houseville
• House Bill 46 by Representative Bagley, premium costs of group hospital health insurance for retired
• Alternative pathways for licensure, license equivalency, insurance. Commerce with amendments.
• Insurance will meet at 9 a.m. in Committee Room 3 to hear that committee's agenda.

Bills: HR58 , HR59 , HR60 , HR61 , HR62 , HR63 , HR64 , HCR32 , HB43 , HB447 , HB573 , HB1000 , HB1001 , HB1002 , HB1003 , HB1004 , HB1005 , HR46 , HR48 , HR50 , HR51 , HR52 , HR53 , HR54 , HR55 , HR56 , HR57 , HCR31 , HB20 , HB21 , HB166 , HB494 , HB710 , HB795 , HB985 , HB986 , HB987 , HB988 , HB989 , HB990 , HB991 , HB992 , HB993 , HB994 , HB995 , HB996 , HB997 , HB998 , SB128 , SB149 , SB174 , SB191 , SB205 , SB213 , SB218 , SB220 , SB229 , SB238 , SB243 , SB375 , SB379 , HB8 , HB9 , HB10 , HB15 , HB16 , HB17 , HB18 , HB19 , HB22 , HB33 , HB34 , HB35 , HB44 , HB46 , HB47 , HB48 , HB61 , HB101 , HB126 , HB135 , HB142 , HB164 , HB185 , HB215 , HB226 , HB232 , HB233 , HB242 , HB284 , HB292 , HB297 , HB301 , HB334 , HB436 , HB468 , HB548 , HB571 , HB582 , HB593 , HB594 , HB609 , HB613 , HB712 , HB722 , HB732 , HB746 , HB781 , HB827 , HB845 , HB848 , HB921 , HB923 , HB951 , HB953 , HB999 , HB129 , HB130 , HB287 , HB489 , HB545 , HB553 , HB555 , HB570 , HB854 , HB952 , HB28 , HB36 , HB50 , HB52 , HB56 , HB62 , HB68 , HB92 , HB110 , HB117 , HB119 , HB124 , HB140 , HB147 , HB171 , HB182 , HB193 , HB196 , HB203 , HB228 , HB234 , HB260 , HB268 , HB271 , HB285 , HB289 , HB351 , HB400 , HB413 , HB469 , HB534 , HB551 , HB552 , HB574 , HB576 , HB634 , HB649 , HB677 , HB735 , HB739 , HB779 , HB784 , HB796 , HB842 , HB850 , HB919 , HB149 , HB733 , HB875 , HB868 , HB901

Keywords: waterfowl conservation, wetlands preservation, Ducks Unlimited, environmental stewardship, Louisiana, tennis, athlete recognition, family legacy, sports achievements, coaching, student parents, higher education, academic support, family stability, workforce equity, Homeland Security, federal funding, public safety, emergency services, TSA

Bills: HB3419 , HB4153 , HB3430 , HB3791 , HB3277 , HB4119 , HB4408 , HB3905 , HB3968 , HB3835 , HB3386 , HB2650 , HB3742 , HB3588 , HB3748 , HB4303 , HB4311 , HB3028 , HB4428 , HB4429 , HB4132 , HB1889 , HB3265 , HB1739 , HB4434 , HB3313 , HB3852 , HB4263 , HB3413 , HB3414 , HB3415 , HB3416 , HB3417 , HB3418 , HB3420 , HB2116 , HB2206 , HB3625 , HB2939 , HB3721 , HB1823 , HB2425 , HB4440 , HJR1087 , HB4003 , HJR1077 , HB1770 , HB1675 , HB3627 , HB3891 , HJR1067 , HB3462 , HJR1053 , HJR1054 , HJR1044 , HB3472 , HB1225 , HJR1019 , HB4145 , HJR1081 , HB1746 , HJR1069 , HJR1050 , HB1638 , HB3327 , HJR1055 , HB3127 , HB4488 , HB2955 , HB3781 , HB3783 , HB3802 , HB2471 , HB2937 , SCR16 , HB2960 , HB3466 , HB3262 , HB3269 , HB3152 , HB4140 , HB4142 , HB3148 , HB3378

Keywords: corruption, nonpublic information, government accountability, criminal law, public office, driver license, reading proficiency, minors, education requirements, alternative testing, attendance, remedial reading, public school, oath of enrollment, court financial obligations, cost hearing, payment plan, community service, court compliance program, debt relief

Transcript Highlights:

• So I took my copy of my book along with me, and I was the last person in line.
• The stolen vehicle and fled into a nearby tree line, where he assumed a concealed sniper position.

Bills: HB4139 , HB4143 , HB4144 , HB3974 , HB3303 , HB3790 , HB3697 , HB3262 , HB4226 , HB2936 , HB3322 , HB4296 , HB3278 , HB4202 , HB3648 , HB3500 , HB3037 , HB3428 , HB3257 , HB3432 , HB3043 , HB3044 , HB3078 , HB3940

Keywords: home warranty, service contracts, transparency, insurance regulation, consumer protection, motor vehicles, traffic collisions, car accident, auto accident, crash report, collision report, property damage threshold, Department of Public Safety, DPS, law enforcement reports, insurance claims, financial responsibility, uninsured motorist, private property accidents, public roadway

Transcript Highlights:

• He explained that the change is on page three, line 75: one item is being listed by the board.
• The change I have to use is on page three, line 75. One is licensed by the board.
• The change I have to use is on page three, line 75. One is listed by the board.
• That's on page five, line 14. We're just trying to get those appointments in.
• That's on page five, line 14. We're just trying to get those appointments in.

Bills: SB100 , SB122 , SB127 , HB182 , HB275 , SB100 , SB122 , SB127 , HB182 , HB275

Committee: House Boards, Agencies and Commissions

Keywords: property tax, ad valorem tax, real property assessment, assessment cap, county-wide reappraisal, CPI-U, Consumer Price Index, tax assessor, Class II property, Class III property, local government revenue, property tax relief, reappraisal, tax increment district, retroactive tax law, Alabama Code 40-7-2.2, appropriation, education funding, Southern Preparatory Academy, fiscal responsibility

Transcript Highlights:

• It's not just across the board all insurance, like auto insurance and all these other things.
• Well, health care insurances. Yes, health care insurance.
• Later in the bill, a new tax is imposed on disability insurers and group stop-loss insurers.
• Well, health care insurances. Yes, health care insurance.
• bill, a new tax is imposed on disability insurers and group stop loss insurers.

Bills: HB2367 , HB1974 , HB2650 , HB2626

Committee: House Finance

Keywords: coal-fired plant, preferential treatment, energy policy, electric generation, regulatory reform, land bank, land banking authority, affordable housing, housing crisis, housing supply, public corporation, public housing authority, nonprofit housing, tax-foreclosed property, blight remediation, redevelopment, anti-displacement, equity, redlining, racial segregation