Video & Transcript Research : 'premium classification'

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VT

Vermont 2025-2026 Regular Session

Senate Session - 2026-03-10 - 9:30AM

Vermont Senate Floor Meeting

Transcript Highlights:
  • handles administrative underwriting and compliance functions, and then the participants pay a fee and premiums
  • pay<00:15:02.399> a<00:15:02.639> fee<00:15:02.880> and<00:15:03.199> premiums
  • <00:15:03.680> to participants pay a fee and premiums to participants pay a fee and premiums
Keywords: 927, senate, all
FL

Florida 2026 5th Special Session

Banking and Insurance Feb 4th, 2026

Transcript Highlights:
  • Current law allows insurance companies to charge commercial policyholders a premium higher than the standard
  • creating vehicles by which they can compete with traditional insurance companies and drive down premiums
  • They can compete with traditional insurance companies and drive down premiums.
  • involved in the insurance business were just discussing how Florida writes more than 280 billion in premiums
Summary: The Senate Committee on Banking and Insurance met with a quorum present and heard a full agenda of bills, most of which were reported favorably. Early in the meeting, SB 1000 on trust fund interest for attorney trust accounts was explained as setting a floor and ceiling tied to the Wall Street Journal prime rate and passed without objection after supportive testimony from banking and credit union groups. The committee then took up CS/SB 1082 on a statewide provider and health plan claim dispute resolution program; the sponsor described it as a way to move emergency out-of-network payment disputes away from costly litigation and into an independent dispute resolution process modeled on the federal No Surprises Act. A proposed amendment drew significant questions from senators and concerns from the Florida Insurance Council about confusion over state versus federal eligibility and possible effects on contracted rates, and the sponsor ultimately withdrew the amendment. The underlying bill was then supported by health care and insurance stakeholders and reported favorably. SB 684 on electronic signatures for total loss vehicles and vessels also passed, with Progressive Insurance waiving in support. The committee next approved CS/SB 158 on pet insurance, which requires continuing education for agents, clearer consumer disclosures, and annual reporting to OIR; the amendment was technical and adopted. SB 1494 on breast cancer screening coverage was presented as expanding required coverage for mammograms and supplemental screenings for certain insurance products, and it passed with support from cancer and radiology groups. CS/SB 314 on digital asset issuers was amended to create a Florida framework for payment stablecoin issuers consistent with the federal GENIUS Act, allowing state-level regulation as an alternative to federal supervision, and was reported favorably. SB 1500 on uncontested probate proceedings, including higher small-estate thresholds and clearer authority for personal representatives, also passed after a banking-related amendment requiring letters of administration for safe deposit box access was adopted. Later, the committee approved CS/SB 618 on workers’ compensation insurance, which raises the consent-to-rate cap for workers’ comp policies from 10% to 20% and adjusts the Florida Workers’ Compensation Guarantee Association board membership; a carrier representative testified that the change would help keep more high-risk accounts in the voluntary market. CS/SB 1568 on a Florida Stable Coin Pilot Program was amended to remove authority for DFS to create a Florida coin, limit the pilot to existing stablecoins with at least $1 billion market capitalization, and require qualified public deposit handling; it then passed. CS/SB 838 on electronic payments for retail installment contracts clarified that convenience fees for electronic payments are permissible while preserving a fee-free option, and it was reported favorably after questions about consumer access to free payment methods. SB 1452, the Department of Financial Services agency bill, made a wide range of administrative changes affecting My Safe Florida Home, unclaimed property, licensing, bail bonds, and other DFS functions; a late-filed amendment on title insurer appointments was adopted, and the bill passed. The committee also approved SB 1706 on the My Safe Florida Condominium Pilot Program, targeting condo hardening assistance to owner-occupied units meeting income and occupancy criteria, and SB 990 on protected cell captive insurance companies, which the sponsor and industry witnesses said would modernize Florida law and promote insurance competition and economic activity. The meeting ended with all bills on the agenda reported favorably and the committee adjourning without objection.
TX

Texas 89th 2nd C.S.

Appropriations Apr 15th, 2025

Appropriations

Transcript Highlights:
  • You're also not factoring in risk premiums and other things, but the, I'm not arguing, you're arguing
  • million currently and that has $30 million dollar cap comes from is based on, um, insurance homeowners premiums
  • Barry, you of all people, we've had so many talks about our insurance crisis and, and, and homeowner premiums
  • was another fund, um, that goes into GR that is based on insurance, but it's not on homeowners' premiums
Bills: HB104
NM

New Mexico 2025 Regular Session

IC - Courts, Corrections and Justice Aug 26th, 2025

Courts, Corrections & Justice Committee

Transcript Highlights:
  • The classification process is pretty well thought out, and so we place them in the unit that we feel
FL

Florida 2025 Regular Session

Finance and Tax Feb 19th, 2025

Transcript Highlights:
  • IN TERMS OF AGRICULTURE CLASSIFICATION, AFTER STORMS MATTHEW AND HELENE THE LEGISLATURE PROVIDED A FIVE-YEAR
Keywords: 999, senate, all
NH
Transcript Highlights:
  • Right now we're talking about how they set the premiums now.
  • Right now we're talking about how they set the premiums now.
  • Right now we're talking about how they set the premiums now.
  • <03:51:42.000> about<03:51:42.359> premiums<03:51:43.359> so<03:51:43.720> premiums
  • premiums about premiums so premiums premiums about premiums so premiums thanks<03:51:44.800>
Keywords: 928, house, all
Summary: The committee first heard testimony on House Bill 167, a PFAS-related measure to add ski, snowboard, and boat wax to the state’s list of banned consumer products containing PFAS. The sponsor said the product is already banned in many other places, alternatives exist, and the concern is that these products go directly into water rather than landfills. She cited high PFAS levels in several New Hampshire lakes and argued the bill would help stop further contamination. A member of the public also described personal experience with ski wax products disappearing from the market, suggesting PFAS may have been the reason. The chair then closed the hearing on HB 167. The committee next opened a hearing on House Bill 312, dealing with college athletes’ name, image, and likeness (NIL) rights. Representative Moffett explained the bill was prompted by the U.S. Supreme Court’s NCAA v. Alston decision and was modeled on New Jersey law. He said the bill would prevent colleges from restricting NIL compensation, require athletes to use licensed attorneys or registered sports agents, and limit certain endorsements involving addictive drugs, adult entertainment, firearms, and weapons. He framed the measure as a proactive response to a changing college sports landscape and noted possible future conflicts involving schools, agents, and endorsements. Committee members raised several concerns and suggested changes. One member questioned the bill’s exclusion of two-year institutions, another objected to the weapons restriction, and others asked how the bill would affect scholarships. The sponsor said the intent was to protect scholarships, especially athletic scholarships, and clarified that need-based scholarships were not meant to be affected. He also acknowledged discomfort with the endorsement restrictions and said the committee might want to broaden or revise the language. The hearing remained open for further consideration, with no vote taken in the excerpt.
CA

California 2025-2026 Regular Session

Senate Insurance Committee Jun 24th, 2026

Insurance

Transcript Highlights:
  • states, but complaints about the program have, such as consumer complaints about telematics-related premium
  • prohibited from refusing to issue, cancel, or renew life or disability insurance or from charging higher premiums
  • Over time, this misalignment could affect all policy owners, as premiums may need to increase.
  • Over time, this misalignment could affect all policy owners, as premiums may need to increase to cover
  • including genetic tests, it must assume more risks, which results in all policy owners paying higher premiums
Keywords: 987, senate, all
NM

New Mexico 2025 Regular Session

House - Health and Human Services Feb 5th, 2025

House Health & Human Services

Transcript Highlights:
  • underwriting and rating would result in unintended consequences for policyholders, including higher premiums
  • So you don't see insurance premiums rising? Madam Vice Chair, Madam Chair.
  • Chair, Madam Vice Chair, Representative, as they pointed out, there may be a shift in where the premiums
  • Referring back to the uninsured rates or increased premiums for the public, well, this is our met.
  • He's not having accidents, and he is having to pay a higher premium, and he is driving well.
MN

Minnesota 2025-2026 Regular Session

House Floor Session: 2025 First Special Session - part 1 Jun 9th, 2025

Minnesota House Floor Meeting

Transcript Highlights:
  • The people on MinnesotaCare are still paying premiums. still paying copays just like everybody else.
  • And higher premiums. And that's not a world I want to go back to.
  • "Can we increase premiums?" No, because we heard over and over again, it's a money issue.
  • They buy the insurance just like anyone else and pay the same premiums and co-pays as everyone else.
  • Those are upwards of 90 to 100%, a doubling in premiums.
MN

Minnesota 2025-2026 Regular Session

House Floor Session 4/9/26

Minnesota House Floor Meeting

Transcript Highlights:
  • Today we have more professional licenses that are fully qualified to fit under this classification to
  • are fully qualified to fit under that are fully qualified to fit under this<00:36:47.440> classification
  • <00:36:48.400> to<00:36:48.520> help<00:36:48.800> our this classification to
  • help our this classification to help our Community<00:36:49.359> Health<00:36:49.600> Boards
Keywords: 1183, house
Summary: The House convened with prayer, the Pledge of Allegiance, roll call, and approval of the previous day’s journal. The chamber received Senate messages announcing a joint convention for the governor’s message and transmitting Senate Files 1251, 3769, and 3868. The House also introduced House Files 4868 through 4933 and adopted committee reports and comparison report motions without objection. The Rules Committee placed several bills on the calendar and required pre-filing of amendments for specified measures. On the calendar, the House passed Senate File 3602, which enacts the Uniform Electronic Estate Planning Documents Act and expands electronic signing to estate planning documents beyond wills. Supporters said it would help people who are homebound, hospitalized, or in rural areas and reduce uncertainty for banks and hospitals about electronically signed powers of attorney and health care directives. The bill passed 134-0. The House also passed House File 3516, a Board of Dentistry policy bill that updates licensure language, allows retired dentists to serve low-income uninsured patients, and increases the number of dental hygienists a dentist may collaborate with from four to eight; it passed 134-0. The House then passed House File 3528, a technical barbering bill that reduces training and retesting burdens, gives the board more testing flexibility, repeals duplicative rules, clarifies that waxing is not barbering, and makes other fee and registration changes; it passed 134-0. House File 3718, updating veterinary medicine and veterinary technology statutes, was amended to restore board seal language and then passed 134-0 as amended. Supporters said it modernizes definitions and standards, recognizes licensed veterinary technicians, and may help address veterinary shortages, especially in greater Minnesota. Finally, the House passed Senate File 3402, which broadens who may serve as a medical consultant for Community Health Boards to include additional licensed professionals such as DOs, physician assistants, and advanced practice registered nurses; it passed 134-0. The chamber also considered several motions to move bills between committees, including referrals involving veterans, education, health, and psilocybin-related legislation. A motion to suspend the rules for House File 4487 was presented, and the bill was described as providing a one-time $1 billion property tax rebate or credit, but the transcript cuts off during extended debate on that motion before any final disposition is shown.
WY

Wyoming 2026 Regular Session

Senate Floor Session-Day 14, February 25, 2026-AM

Wyoming Senate Floor Meeting

Transcript Highlights:
  • And then on pages six and seven, what we do is we have different classifications of penalty based on
  • we pages six and seven, what we do is we have<00:54:09.359> different<00:54:09.760> classifications
  • <00:54:10.640> of have different classifications of have different classifications of penalty
Keywords: 916, all
HI

Hawaii 2026 Regular Session

HSH Public Hearing - Tue Feb 10, 2026 @ 9:30 AM HST

Human Services & Homelessness

Transcript Highlights:
  • <01:09:34.159> for higher hurricane insurance premiums for higher hurricane insurance premiums
  • assistance program, which actually expands the existing state-funded premium assistance program that's
  • assistance program, which actually expands the existing state-funded premium assistance program that's
  • assistance program, which actually expands the existing state-funded premium assistance program that's
  • , which actually expands the existing state-funded premium assistance program that's already given to
Bills: HB1546
Summary: The committee heard testimony on HB 2083, which would add homeless shelters to Hawaii’s drug-free/safe-zone protections. The City and County prosecutor’s office strongly supported the bill, saying service providers asked for the change because drug activity near shelters can undermine recovery efforts. The Office of the Public Defender opposed the measure, focusing on a possible notice problem because many shelters are not readily identifiable and the bill’s 750-foot distance requirement could be difficult to apply. The Drug Policy Forum of Hawaii also opposed the bill, arguing it would expand criminalization of poverty and drug use and that drug-free zone laws are ineffective and disproportionately harmful. The prosecutor’s office said it would do more research on the notice concern. The committee then moved on without taking a vote in the transcript provided. The committee next discussed HB 2087, which would change the treatment of abuse of family or household member cases by ending the deferred-acceptance pilot and returning to the prior statute. The prosecutor’s office supported the bill, saying the pilot had not reduced backlog as intended and that domestic violence cases should remain petty misdemeanors without deferral. The Hawaii State Coalition Against Domestic Violence and the Public Defender’s Office both opposed HB 2087, instead urging extension of the pilot for another five years so the legislature can better evaluate how deferred acceptance is working. They said deferrals can be a useful incentive for behavior change and that more data is needed before ending the program. Committee members questioned the prosecutor about why Hawaii should differ from other counties and whether repeat offenders could keep receiving deferrals; the prosecutor said the deferral is available only once and reiterated support for returning to the old statute. The committee then heard HB 2096 on aggravated circumstances in child protective proceedings. The family court and Attorney General’s Office supported the bill, saying current law limits aggravated-circumstances findings to the early return hearing, which can prevent findings in the most serious abuse cases when key evidence is not yet available. They said the bill would allow such findings later in the case and, with proposed amendments, would let the court consolidate aggravated-circumstances and termination-of-parental-rights hearings to reduce delay and appeals. The Libertarian Party of Hawaii opposed the measure, arguing it would expand state power in family matters and could worsen outcomes for parents and children. Committee questions focused on the amended language, including what “another court of competent jurisdiction” means and whether a charge alone would be enough; the judiciary responded that criminal courts are included, but a hearing and opportunity to defend would still be required. Finally, the committee took up HB 1959, another domestic violence measure. The Hawaii State Coalition Against Domestic Violence, the Public Defender’s Office, the Crime Victim Compensation Commission, the Hawaii State Commission on the Status of Women, and county prosecuting offices testified in support. Supporters said the bill would extend the pilot program while keeping deferred acceptance of guilty pleas in place, giving more time to evaluate whether the program is working and whether a more formal diversion model should be developed. The coalition also suggested technical fixes to ensure judiciary data reporting continues and that the deferred-acceptance statute is not inadvertently repealed. No vote or final action was taken in the transcript before the committee moved on to the next bill.
FL

Florida 2026 4th Special Session

January 21, 2026 - 10:00 AM

Transcript Highlights:
  • . >> Or the money to ensure that the premium you're paying doesn't have to go up because of that transfer
  • what we're trying to do throughout it: making sure that the insurance companies we're collecting a premium
  • are actually utilizing it for what that premium was intended for.
  • individuals, or our constituents, are not charged the higher rate or not taken advantage of in any way. ...premium
  • are actually utilizing it for what that premium was intended for.
Summary: The committee met with a quorum and heard several insurance and banking bills. HB 1399, relating to property insurance affiliates, would increase Office of Insurance Regulation oversight of transactions between property insurers and affiliates, require fair-and-reasonable documentation, review of dividends and asset pledges, contract termination clauses, affiliate registration, and penalties for violations. Members from both parties generally supported the goal of transparency and accountability, though some raised concerns about costs and whether the bill would actually return money to insureds. The bill was reported favorably. HB 427, on public adjuster contracts, would allow vulnerable adults or their legal representatives to rescind public adjuster contracts without penalty, reflecting the sponsor’s personal concerns about protecting elderly and otherwise vulnerable family members from predatory contracting. Public testimony included support from several industry and elder-law groups, while the public adjuster association warned the bill could unfairly target one profession and urged broader language. Members debated whether the bill should be expanded to cover other solicitations and whether legal representatives should be treated differently, but the bill was ultimately reported favorably. The committee also approved HB 893, which aligns bank handling of law-firm trust accounts with Florida Supreme Court rules and supports legal aid funding, and HB 767, a transparency bill requiring insurers to provide consumers with plain-language explanations of rate increases and related factors. Members emphasized consumer education and clearer disclosures, and HB 767 passed 2-0. Later, HB 381, the Office of Financial Regulation agency bill, was amended and reported favorably; it updates financial regulation provisions including cybersecurity-related requirements, money services business rules, credit union and financial institution provisions, and fee timing. HB 777, a related public-records bill protecting nonpublic personal information submitted to OFR, was also heard and moved forward without opposition.
TX
Transcript Highlights:
  • They could probably get a premium for it.
  • the politics of it, if Texas had a gold one-ounce coin... ...would probably sell at a pretty high premium
  • Banks pay into, um, they pay insurance premiums into the Deposit Insurance Fund, the DIF.
  • And it's charged at a premium.
  • would have to have the ability to require withdrawals in standard sizes and to be able to charge a premium
FL

Florida 2026 Regular Session

Appropriations Committee on Agriculture, Environment, and General Government Feb 18th, 2026

Appropriations Committee on Agriculture, Environment, and General Government

Transcript Highlights:
  • So, you know, the entire goal... ...the entire goal is to create capacity and drive down premiums.
  • insurance industry just sat back and said, you know, geez, Florida writes in excess of $280 billion in premiums
  • From a comparison standpoint, tourism... ...dollars in premiums a year.
Summary: The committee heard and advanced several bills related to engineering regulation, cybersecurity, financial services, and state administration. CS/SB 800 would increase penalties for repeated unlicensed engineering practice and create an engineering student loan assistance program funded by licensure fees and fines; it was reported favorably after questions about whether it would reimburse victims of unlicensed practitioners, with the sponsor noting it would not and that affected individuals would need to pursue complaints and private legal action. CS/SB 576 created a local government cybersecurity protection program administered by Florida Digital Service, with state purchasing of cybersecurity services and priority for fiscally constrained counties; it received support from local government and industry groups and was reported favorably. CS/SB 1078 set transition requirements for gubernatorial administrations, including liaisons, briefing books, office space, IT access, and controlled access to agency records under a memorandum of understanding, and it also passed favorably. The committee also approved CS/SB 314, which creates a regulatory framework for payment stablecoin issuers in Florida, and CS/SB 530, which updates lottery operations, security, retailer rules, and bonding requirements. CS/SB 1614, after adoption of a technical substitute amendment, would limit local governments’ eligibility for certain state funding if they have excess funds, have recently been audited by the legislative audit committee, or fail to affirm expenditure of prior funds; the sponsor said it would give the Joint Legislative Auditing Committee more enforcement leverage, and the bill was reported favorably. CS/SB 990 authorizes protective cell captive insurance companies to expand insurance market capacity and potentially lower premiums, while CS/SB 1588 is a step toward implementing last session’s gold and silver legal tender law; both were reported favorably. Additional bills passed included CS/SB 1440, which adds cybersecurity-related exemptions and reporting provisions for financial institutions, loan originators, and money service businesses, and CS/SB 1568, which creates a Florida Stable Coin Pilot Program allowing DFS fees to be paid with approved stablecoins. The stablecoin bill was amended to add guardrails, including fee limits, website notice requirements, and restrictions if no approved issuers are available. The committee also received a brief budget overview highlighting major funding items such as Florida Forever, Everglades restoration, water quality, Farmers Feeding Florida, citrus recovery, school lunches, state parks, and law enforcement and staffing items, and members later recorded additional votes before the committee adjourned.
LA

Louisiana 2026 Regular Session

House of Representatives Mar 24th, 2026

Louisiana House Floor Meeting

AL

Alabama 2026 1st Special Session

Alabama House Mar 17th, 2026

Alabama House Floor Meeting

Transcript Highlights:
  • So they're using that money to go out and buy other plans. premiums and they treat this as is premiums
  • with them, return them to the premiums.
  • the insured to offset premium increases. the insured to offset premium increases. you<00:57:03.680
  • And them, return them to the premiums.
  • You certainly haven't seen premiums.
Keywords: 1136, house, all
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Friday, January 9, 2026)

US Federal House Floor Meeting

Transcript Highlights:
  • for more than 20 million premiums for more than 20 million Americans.<00:25:12.080> In<00:25:
  • In many cases, Americans are seeing<00:25:14.080> monthly<00:25:14.559> premiums<00:25:
  • 15.120> either<00:25:15.520> two, seeing monthly premiums either two, seeing monthly premiums
  • They have been Enhanced Affordable Care Act premium tax Enhanced Affordable Care Act premium tax credits
  • These tax credits insurance premiums.
MN

Minnesota 2025-2026 Regular Session

House Floor Session 5/11/26 - Part 2

Minnesota House Floor Meeting

Transcript Highlights:
  • have to be able to understand there are programs that are driving based on the increases of the premiums
  • have to be able to understand there are programs that are driving based on the increases of the premiums
  • have to be able to understand there are programs that are driving based on the increases of the premiums
  • have to be able to understand there are programs that are driving based on the increases of the premiums
  • have to be able to understand there are programs that are driving based on the increases of the premiums
Keywords: 919, house, all
Summary: The House began with a point of personal privilege honoring Master Sergeant Nicole M. Amimer of White Bear Lake, including a House resolution recognizing her military service and sacrifice and a moment of silence. Members then took up House File 4987, which would rename a highway in White Bear Lake as the Master Sergeant Nicole M. Amimer Memorial Highway. The motion to suspend rules and advance the bill prevailed, and the bill later passed 126-0 after supportive remarks from Representatives Olsen and Curran about honoring Amimer and her family. The chamber then considered Senate File 476, the human services policy bill. Representative Noor described it as a broad package covering direct care and treatment, Department of Health policy, aging and disability services, behavioral health, vulnerable adult maltreatment, continuity of care, and miscellaneous policy changes. Representative Schumacher said the bill reflected stakeholder work and added guardrails, especially around fraud and provider processes. Several amendments were offered and adopted, including a technical A13 amendment; an A8 amendment was withdrawn; and an A1 amendment on individualized home supports was also withdrawn. The bill passed 93-39. Finally, the House took up House File 4546, the forecast adjustment bill for the Department of Human Services and the Department of Children, Youth, and Families. Representative Noor said it was a routine biennial adjustment to align spending with the February forecast. Representative Johnson W offered an amendment on foster family information-sharing but withdrew it after concluding it was not germane. Debate focused heavily on the size of the forecast increases, especially in medical assistance and housing supports, with Representative Schultz arguing the bill reflected large cost growth and urging a no vote. Noor responded that the increases were driven by forecasted utilization, eligibility, rate changes, and program integrity changes. The bill passed as amended 93-39.
NM
Transcript Highlights:
  • Or charter was already paying for more of their employees' premiums before.
  • separate $47.7 million recommendation for insurance, and that just pays for the employer share of the premium
  • So NMCA is raising premiums next year for all employees by 10% for medical...
  • That $47.7 million is just to pay for those annual increases in premiums for district and charter schools
  • requiring that all districts and all charter schools pay at least 80% of their employees' health premiums
Summary: The committee first heard a detailed staff presentation on the LESC FY27 public school support recommendation. Staff reviewed the budget structure and explained that, despite a downward revision in state revenue estimates, the recommendation still relied on recurring and non-recurring revenue to support educator compensation, insurance, transportation, literacy, math, special education, and other school programs. Major recurring items included a 3% compensation increase, funding for an 80-20 health insurance cost share, insurance premium growth, and transportation adequacy funding. Staff also flagged a possible supplemental need of up to $35 million for virtual education tied to rapid enrollment growth in Chama and Santa Rosa, and members raised concerns about the quality, accountability, and funding model for virtual programs. Members asked questions about transportation for rural districts, the Martinez-Yazzie lawsuit fees, the treatment of enrollment declines in the school funding formula, and whether the word “average” in salary language should remain in the budget. Staff explained that the SEG should remain whole, that the insurance and transportation recommendations applied to all public school employees but not contractors, and that the budget included multiple math-related investments spread across several lines rather than one single appropriation. There was also discussion of out-of-school learning grants, school meals, literacy center operations, special education training, and the Public Education Reform Fund, including the use of multi-year, evaluation-based appropriations for high-impact tutoring and community schools. After discussion, the committee adopted the LESC budget recommendation. The committee then moved to endorsed legislation proposals. It endorsed a bill allowing the secretary to suspend an individual school board member, with notice and appeal procedures clarified, and a bill creating an 80-20 health insurance cost-share requirement for public school employees, along with a study of the sustainability of public school insurance programs. It also endorsed a bill on attendance provisions for students with severe medical conditions, which would keep those students from being classified as excessively absent. Finally, the committee discussed a teacher residency bill that would raise stipend levels, allow residents to complete service anywhere in New Mexico, and remove the requirement that sponsoring schools must hire them, though the bill did not include an appropriation. Members also raised questions about bilingual, Hispanic, and Black education funding, cultural and linguistic supports in teacher preparation, and where various programs should be placed in the budget or PERF framework.