Transcript Highlights:

• As a state employee, I'm a current state employee, and my insurance—we have some of the best insurance—I
• My insurance, an insurance here with CalPERS, does not offer it, only in the sense that if a person is
• Omar Lazzardo with the California Federation of Labor Unions.
• Sarah Flachs, California Federation of Labor Unions, in strong support.
• The federal government wants to audit people in poverty.

Committee: Senate Labor, Public Employment and Retirement

Keywords: 987, senate, all

Transcript Highlights:

• Um, administrative funding for the unemployment insurance program comes primarily from the federal government
• Um, administrative funding for the unemployment insurance program comes primarily from the federal government
• Um, administrative funding for the unemployment insurance program comes primarily from the federal government
• Um, administrative funding for the unemployment insurance program comes primarily from the federal government
• </c> insurance. Thank you so much. insurance. Thank you so much.

Committee: Senate Jobs and Economic Development

Keywords: 1187, senate, all

Transcript Highlights:

• It directs federal reimbursements back into the general revenue.
• We align the state law with some federal laws in the transportation world.
• The bill doesn't address that on a federal law piece.
• Is there a notice requirement to the insured?
• Members, we need to remember that Citizens insurance was created as the insurance of last resort.

Summary: The House convened with prayer, a moment of silence for former Judge John Carlin, the Pledge of Allegiance, and a recognition of FSU Police Officer Cody Popple for his actions during the April campus shooting. The Speaker also outlined the final week of session, noting the House would focus on Senate bills and returning messages, and that the 2026-27 budget would not be completed by the end of the week. The chamber then adopted the special order calendar for the day. The House passed several technical and open-government bills, mostly on strong bipartisan votes. These included SB 100, SB 104, and SB 102 on the Florida Statutes and reviser changes; SB 7006, SB 7014, SB 7002, SB 7012, SB 7024, SB 7016, SB 7026, SB 7008, SB 7000, and SB 7004, which extended or preserved various public records or meeting exemptions involving the Public Service Commission, social media investigations, military affairs, highway safety investigations, cybersecurity, small business loan records, trade secrets, emergency shelter locations, and conviction integrity units. Members asked questions on several of these bills, especially about the scope and purpose of the exemptions, but the bills generally advanced with little opposition. The chamber also took up more substantive measures. SB 7040 recreated the emergency preparedness and response trust fund and drew extended debate over whether the fund had been misused for the Everglades detention facility; an Escamani amendment to let the fund expire failed, while a Griffiths amendment adding limits and oversight was adopted, and the bill ultimately passed 82-25. CS/CS/SB 302 on coastal resiliency passed unanimously after supporters highlighted nature-based shoreline protection and a Biscayne Bay provision. CS/CS/SB 984 on firefighter cancer benefits passed after a House amendment aligned it with the House version. CS/SB 474 on military affairs passed unanimously after an amendment allowing local governments to extend Guard leave. SB 488 on the Department of Highway Safety and Motor Vehicles was debated extensively over vehicle registration requirements, license plate frames, and I-94 documentation, with amendments including one for disabled veterans and another on dealer allocation; the transcript cuts off before final disposition of that bill.

Transcript Highlights:

• Well, that's true with any insurer, correct? Yes.
• Members, this bill helps Texas Mutual Insurance find qualified individuals for the board.
• . securities, equities, and other assets.
• Pre-authorization exemption status for the Committee on Insurance.
• , referred to the Committee on Insurance.

Bills: HJR138 , HB42 , HB 104 , HB 129 , HB677 , HB426 , HB668 , HB1699 , HB2017 , HB2128 , HB2038 , HB3783 , HB3717 , HB2316 , HB3686 , HB2563 , HB3883 , HB4021 , HB2788 , HB2663 , HB3305 , HB3173 , HB3474 , HB 1105 , HB3531 , HB3490 , HB3597 , HB 1295 , HB3512 , HB3010 , HB3112 , HB4215 , HB3223 , HB3464 , HB3120 , HB4214 , HB4511 , HB3704 , HB4081 , HB4783 , HB4063 , HB2783 , HB4937 , HB5085 , HB2510 , HB3426 , HB4361 , HB 1169 , HB2516 , HB2347 , HB4034 , HB4700 , HB3560 , HB5150 , HB3860 , HB3146 , HB3924 , HCR98 , HCR92 , HB1520 , HB1545 , HB5265 , HB1887 , HB1914 , HB2402 , HB2306 , HB2350 , HB3000 , HB3237 , HB3326 , HB3211 , HB 1056 , HB2081 , HB2187 , HB3092 , HB3308 , HB3526 , HB3750 , HB4219 , HB4230 , HB4290 , HB5238 , HB4804 , HB4749 , HB245 , HB1465 , HB294 , HB793 , HB809 , HB3928 , HB334 , HB2037 , HB1973 , HB285 , HB4341 , HB 1043 , HB 1234 , HB 1193 , HB1729 , HB2498 , HB1314 , HB1353 , HB3960 , HB3923 , HB2221 , HB2517 , HB2518 , HB2213 , HB5092 , HB3748 , HB5246 , HB4344 , HB1482 , HB4044 , HB2702 , HB4264 , HB2807 , HB2898 , HB3181 , HB3250 , HB2091 , HB2115 , HB2542 , HB2768 , HB3349 , HB4406 , HB1593 , HB1899 , HB3133 , HB3133 , HB4960 , HB3214 , HB2145 , HB 1201 , HB5061 , SB29 , SB879 , SB65 , SB1745 , SB412 , SB412 , SB1746 , SB1238 , SB1341 , SB522 , SB1532 , SB1378 , SB1062 , SB2066 , SB1963 , SB2204 , SB1366 , SB2077 , SB1967 , SB1151 , HB1618 , HB2156 , HB2615 , HB2615 , HB2349 , HB1926 , HB569 , HB1762 , HB38 , HJR138 , HB42 , HB 104 , HB 104 , HB 129 , HB677 , HB426 , HB668 , HB1699 , HB2017 , HB2128 , HB2038 , HB3783 , HB3717 , HB2316 , HB3686 , HB2563 , HB3883 , HB4021 , HB2788 , HB2663 , HB2663 , HB3305 , HB3173 , HB3474 , HB 1105 , HB3531 , HB3531 , HB3490 , HB3490 , HB3597 , HB 1295 , HB3512 , HB3010 , HB3112 , HB4215 , HB3223 , HB3223 , HB3464 , HB3120 , HB4214 , HB4511 , HB3704 , HB4081 , HB4783 , HB4063 , HB2783 , HB4937 , HB5085 , HB2510 , HB3426 , HB4361 , HB 1169 , HB2516 , HB2347 , HB4034 , HB4700 , HB3560 , HB5150 , HB3860 , HB3146 , HB3924 , HCR98 , HCR92

Keywords: carbon tax, carbon emissions, greenhouse gas, climate policy, fuel tax, emissions tax, Texas Constitution, Article VIII, tax limitation, environmental tax, fossil fuels, energy policy, legislative taxing authority, ballot proposition, constitutional amendment, higher education, funding, financial allocation, state budget, Texas A&M University

Transcript Highlights:

• security, judicial security.
• , security, security, legislative<00:13:17.880><c> security,</c><00:13:18.880><c> capital</c><00:13:19.320
• ><c> grounds</c> legislative security, capital grounds legislative security, capital grounds security
• </c><00:13:21.960><c> So,</c> security, judicial security. So, security, judicial security.
• insurance insurance uh<00:27:39.160><c> landscape.

Keywords: 1183, house

Transcript Highlights:

• <00:25:05.279><c> and</c> security and security and affordability<00:25:07.760><c> in</c><00:25:07.919
• </c><03:27:15.120><c> or</c> nothing to promote election security or nothing to promote election security
• </c> address that issue in a timely secure address that issue in a timely secure crystalline<03:48:50.399
• I don't want to say insurance companies are denying claims intentionally.
• It's clearly an unfair advantage that the insurance companies have.

Keywords: 1189, house, all

Transcript Highlights:

• Special education identification, we ended up under federal investigation at that time.
• DIOBACO is a resolution for amendment to the federal initial agreement on indigenous Victims Rights.
• Upon request to the record, unless the information is otherwise restricted by state or federal law.
• State or federal law or a court order.
• This aligns with the Federal Rule for Congressional Testimony, which is limited to testimony immunity

Bills: SJR 12 , SJR 81 , SCR 39 , SB 22 , SB 32 , SB 241 , SB 393 , SB 414 , SB 458 , SB 464 , SB 568 , SB 583 , SB 609 , SB 660 , SB 693 , SB 731 , SB 732 , SB 746 , SB 783 , SB 785 , SB 897 , SB 993 , SB 996 , SB 1008 , SB 1029 , SB 1035 , SB 1036 , SB 1120 , SB 1122 , SB 1147 , SB 1163 , SB 1188 , SB 1197 , SB 1209 , SB 1227 , SB 1245 , SB 1267 , SB 1307 , SB 1321 , SB 1332 , SB 1386 , SB 1394 , SB 1396 , SB 1470 , SB 1494 , SB 1537 , SB 1596 , SB 1598 , SB 1610 , SB 1664 , SB 1814 , SB 1822 , SB 1841 , SB 1948 , SB 2065 , SB 2155 , SB 2406 , SB 2407 , SJR 12 , SJR 36 , SJR 81 , SJR 50 , SJR 4 , SCR 22 , SCR 12 , SCR 39 , SB 765 , SB 62 , SB 666 , SB 888 , SB 687 , SB 847 , SB 1248 , SB 504 , SB 305 , SB 296 , SB 284 , SB 241 , SB 304 , SB 1023 , SB 204 , SB 609 , SB 670 , SB 850 , SB 854 , SB 413 , SB 1346 , SB 1033 , SB 1220 , SB 1073 , SB 810 , SB 1539 , SB 447 , SB 1119 , SB 1505 , SB 1215 , SB 1302 , SB 583 , SB 673 , SB 681 , SB 1172 , SB 955 , SB 957 , SB 1120 , SB 541 , SB 266 , SB 1415 , SB 53 , SB 1352 , SB 785 , SB 1450 , SB 1502 , SB 1566 , SB 414 , SB 1062 , SB 711 , SB 746 , SB 1404 , SB 1448 , SB 507 , SB 1026 , SB 1349 , SB 1355 , SB 1433 , SB 1434 , SB 1596 , SB 1403 , SB 667 , SB 1059 , SB 1567 , SB 310 , SB 311 , SB 505 , SB 1209 , SB 1210 , SB 1470 , SB 264 , SB 1029 , SB 1358 , SB 1364 , SB 1569 , SB 1376 , SB 1228 , SB 519 , SB 1350 , SB 462 , SB 827 , SB 1585 , SB 1396 , SB 1484 , SB 1273 , SB 927 , SB 1227 , SB 1229 , SB 1353 , SB 1464 , SB 1709 , SB 1729 , SB 1733 , SB 1744 , SB 1772 , SB 1841 , SB 1147 , SB 1008 , SB 2016 , SB 1173 , SB 1163 , SB 996 , SB 568 , SB 1370 , SB 1321 , SB 1101 , SB 860 , SB 993 , SB 693 , SB 1610 , SB 1537 , SB 1332 , SB 1307 , SB 963 , SB 493 , SB 984 , SB 619 , SB 1122 , SB 455 , SB 522 , SB 1057 , SB 1239 , SB 1254 , SB 1255 , SB 1259 , SB 1341 , SB 1664 , SB 1877 , SB 464 , SB 1277 , SB 32 , SB 732 , SB 660 , SB 731 , SB 921 , SB 268 , SB 1822 , SB 1188 , SB 1589 , SB 397 , SB 1058 , SB 1036 , SB 1267 , SB 2112 , SB 1930 , SB 532 , SB 1035 , SB 2155 , SB 508 , SB 292 , SB 291 , SB 901 , SB 1333 , SB 1436 , SB 1494 , SB 964 , SB 779 , SB 1378 , SB 2312 , SB 1719 , SB 1386 , SB 287 , SB 2143 , SB 1245 , SB 261 , SB 1247 , SB 1948 , SB 2406 , SB 2407 , SB 1882 , SB 1197 , SB 1814 , SB 618 , SB 38 , SB 393 , SB 2065 , SB 1371 , SB 1394 , SB 1365 , SB 2243 , SB 2226 , SB 2039 , SB 1919 , SB 1895 , SB 1598 , SB 1493 , SB 1810 , SB 1791 , SB 1706 , SB 1644 , SB 1238 , SB 783 , SB 458 , SB 22 , SB 651 , SB 897 , SB 1809 , SB 1080 , SB 745 , SB 826 , SB 989 , SB 1320 , SB 1437 , SB 2320 , SB 2289 , SB 1171 , SB 664 , SB 1637 , SB 2064 , SB 868 , SJR 40 , SJR 27 , SCR 38 , SCR 37 , SB 1079 , SB 1243 , SB 1504 , SB 1851 , SB 1879 , SB 2237 , SB 1257 , SB 2034 , SB 1522 , SB 883 , SB 249 , SB 1318 , SB 1151 , SB 596 , SB 1191 , SB 226 , SB 570 , SB 870 , SB 991 , SB 60 , SB 365 , SB 1067 , SB 1786 , SB 326 , SB 1401 , SB 1592 , SB 1728 , SB 1265 , SB 586 , SB 529 , SB 217 , SB 209 , SB 1923 , SB 1559 , SB 1839 , SB 387 , SB 1874 , SB 1872 , SB 1873 , SB 1921 , SB 1883 , SB 1677 , SB 95 , SB 1620 , SB 1838 , SB 2024 , SB 2429 , SB 1999 , SB 511 , SB 2309 , SB 2166 , SB 871 , SB 510 , SB 33 , SB 2420 , SB 1860 , SB 1541 , SB 1316 , SB 1314 , SB 1313 , SB 1426 , SB 1398 , SB 1869 , SB 1750 , SB 1871 , SB 36 , SB 855 , SB 1233 , SB 760 , SB 2425 , SB 2037 , SB 1758 , SB 1759 , SB 2365 , SB 1924 , SB 762 , SB 1271 , SB 1818 , SB 605 , SB 1405 , SB 1762 , SB 1968 , SB 1977 , SB 2077 , SB 2148 , SB 2321 , SB 1967 , SB 1662 , SB 1663 , SB 2124 , SB 2204

Keywords: parental rights, education, constitutional amendment, school choice, child education, tax exemption, ad valorem, tangible personal property, income production, border security, southern border, federal immigration policy, illegal immigration, cartels, transnational cartels, fentanyl, drug trafficking, human trafficking, Operation Lone Star, Texas border

Summary: The meeting primarily focused on educational reforms, particularly in special education funding. Notably, Senator Bettencourt laid out the transformative impacts of Senate Bill 568, which aims to lift a historical cap on special education funding that affected approximately 775,000 students. The discussions included plans for an intensity-based funding model that could ensure fair distribution of resources depending on individual needs, thereby enhancing educational support for diverse learning requirements. Senators acknowledged past failures in the special education framework, emphasizing the necessity of moving towards a system that is transparent and focused on delivering adequate services.

Transcript Highlights:

• Allison Soto, on behalf of the Personal Insurance Federation of California.
• Allison 80 here on behalf of the Personal Insurance Federation of California.
• Federal law already prohibits genetic discrimination in health insurance and employment.
• insurance, were also concerned that it could affect their health insurance, even though health insurance
• insurance strategy.

Summary: The committee heard several insurance-related bills. AB 69, AB 1554, and AB 1680 all focused on California’s insurance market and the Fair Plan. AB 69 would require clearer notices to Fair Plan policyholders about coverage options, quarterly public reporting on clearinghouse programs, and additional broker/agent training to help depopulate the Fair Plan while preserving consumer choice. AB 1554 would require the California Earthquake Authority to post its annual report online and send it to relevant committees, and would direct the Insurance Commissioner to convene a working group on incorporating hazard mitigation into risk-transfer recommendations. AB 1680 would require the Fair Plan to comply with CDI examination findings, hire more staff, and improve clearinghouse operations; the Fair Plan moved from opposition to neutral after amendments, and the department said the bill would strengthen accountability and consumer protections. These bills were held pending quorum or taken up later, with authors requesting aye votes. AB 2198, by Assemblymember Rodriguez, would clarify title insurance rate-filing rules by specifying that title insurers file title rates and underwritten title companies file escrow rates, reducing duplicative filings and requiring rate schedules to be posted online. The California Land Title Association supported the bill, saying it codified longstanding practice and improved transparency, while the department continued discussions about possible revisions. The bill was left open for further questions and a later vote. AB 1795, by Assemblymember Gibson, would create statewide standards for inspecting, testing, and remediating smoke damage in wildfire-affected homes. The author and the Department of Insurance said the bill would establish science-based standards, protect survivors from unsafe reentry, require training and certification for relevant professionals, and improve claims handling; the department also described serious gaps found in its Fair Plan examination and recent wildfire claims. Insurers and some residents opposed or opposed unless amended, arguing the bill was still too broad, could raise costs, relied too much on industry standards, and left unresolved issues about legal standards, timing, and coverage. The bill remained under discussion, with the author saying negotiations would continue. AB 311, by Assemblymember McKinnor, would create an optional telematics-based auto insurance program to reward safer driving and improve road safety. Supporters, including road-safety advocates, victims’ families, and some insurance representatives, argued telematics could reduce speeding and distracted driving and save lives. Opponents, including privacy and consumer groups, argued the bill would create opaque surveillance pricing, undermine Prop. 103, and raise privacy and fairness concerns. After extensive debate, the committee passed the bill on a 3-0 vote and placed it on call. AB 1798, by Assemblymember Wilson, would bar life and disability insurers from using non-diagnostic genetic information from direct-to-consumer or other predictive genetic testing to deny coverage or raise premiums, while preserving use of medical history and family history and allowing consideration of certain high-value policies above $1.5 million. Supporters said the bill would reduce genetic discrimination and encourage testing; insurers argued genetic information is relevant to underwriting and warned the bill could raise costs and create inconsistencies. The committee chair and members noted the bill was close to agreement but still needed work, and the bill was moved with a 3-0 vote and placed on call.

Transcript Highlights:

• But did the insurance, in the incident that happened in your community, did their insurance pay for the
• Did their insurance pay for the injuries?
• And securely.
• I used to be on insurance.
• IBHS is a nonprofit organization formed by the insurance companies and paid for by the insurance companies

Committee: House Commerce, Consumer Protection, and International Affairs

Summary: The committee met on April 7, 2026, and first handled several fire marshal-related bills. HB 917, a licensing and regulatory cleanup for life safety and property protection work, was amended with technical changes and reported favorably. HB 565 clarified that the State Fire Marshal, rather than local authorities, would handle fire safety inspections for early learning and child daycare centers; members adopted an amendment limiting the standards to state or federal codes and addressing ventilation and suppression requirements for small facilities, and the bill was reported favorably with amendments. The committee then took up HB 937, which would shift amusement ride setup inspections back to the State Fire Marshal, require licensing and insurance for rides and inspectors, and repeal provisions related to inflatable amusement devices. The author and fire marshal cited a serious festival ride accident in Pointe Coupee Parish as the impetus, and members discussed inspection timing, insurance costs, and whether background checks or public inspection certificates should be required. After technical and agreed-upon amendments, the bill was reported favorably. HB 799, a boiler inspection consolidation bill, was presented as a cleanup measure that would centralize boiler regulation under the fire marshal and rely on licensed inspectors meeting national standards. Stakeholders from industry and the fire marshal’s office described it as an efficiency and safety measure, and the committee adopted a substantive amendment on shutdown procedures and licensing details before reporting the bill favorably. HB 461, which would have allowed parishes and municipalities to adopt fortified roof standards, drew extensive testimony both for and against; supporters argued it could improve resilience and lower insurance costs, while opponents warned it would undermine Louisiana’s uniform building code, add cost, and create inconsistency. The author ultimately moved to voluntarily defer the bill. Finally, the committee began HB 977, a bill on minors’ use of applications that would require age verification, parental consent, and app store/developer safeguards. An amendment clarified definitions, consent rules, data-sharing limits, and a good-faith compliance defense. Members raised concerns about the 45-day cure period, the lack of a private right of action, and whether app stores would become gatekeepers, but the bill remained pending at the end of the excerpt.

Transcript Highlights:

• and the the um uh Employment Security and the the federal<00:36:40.920><c> government</c><00:36:41.880
• carrier Andor insurance the insurance carrier Andor insurance policy<01:25:08.040><c> is</c><01:25:08.159
• Is that the insurance company? I believe currently it is the insurance company, yes.
• ><c> insurance</c><03:22:16.120><c> carrier</c> carrier my insurance carrier carrier my insurance carrier
• </c> don't have insurance companies they they don't have insurance companies they they insure<03:35:06.080

Committee: House Labor, Industrial and Rehabilitative Services

Keywords: 1189, house, all

Transcript Highlights:

• It is about national security.
• , with the federal language.
• And we didn't use insurance.
• They will be able to get insurance.
• that they can't insure Virginians if we were to pass this, they're insuring in those states that have

Keywords: March 10, 2026 - Regular Session, 976, house, all

Transcript Highlights:

• they've gone through the whole training and then having to wait several weeks or over a month to secure
• by a drivers this shortage is made worse by a burdensome<00:03:44.760><c> new</c><00:03:45.080><c> federal
• </c><00:03:45.760><c> entrylevel</c><00:03:46.400><c> driver</c> burdensome new federal entrylevel driver
• burdensome new federal entrylevel driver training<00:03:47.920><c> requirement</c><00:03:48.920><c>
• testing</c><00:04:34.479><c> slot</c><00:04:35.479><c> this</c><00:04:35.600><c> is</c> month to secure

Keywords: 1183, house

Transcript Highlights:

• and reduced visibility into students' federal loan status.
• So if that's the case, insurance method, a surety bond...
• Just like I drive carefully not to rely on insurance.
• That was their contribution to the STRF insurance fund.
• Yeah, the merits of the surety bond will be the insurance...

Summary: The joint Sunset Review Oversight Hearing focused on the Bureau for Private Postsecondary Education (BPPE) and its reauthorization, operations, enforcement, fiscal condition, and student protections. Committee leaders and DCA officials praised the Bureau’s recent improvements in data systems, licensing, inspections, and enforcement, while noting the Bureau’s role has become more important as federal higher education oversight weakens. Bureau Chief Deborah Cochran said the agency has met its inspection mandate for the first time since the law was enacted, increased citations and disciplinary actions, reduced pending complaints, and used data tools to identify risk and monitor institutions more effectively. A major portion of the hearing centered on student harm, especially school closures, transcript access, predatory recruiting, and the Student Tuition Recovery Fund (STRF). Members asked how the Bureau protects students when schools close, whether bad actors can reopen under new entities, and whether enforcement tools are strong enough. Cochran said the Bureau can cite, fine, place schools on probation, revoke licenses, and order refunds, but it is seeking new authority to deny approval to operators who previously closed schools improperly or failed to refund students. She also said the Bureau is tracking ownership data and is concerned about institutions targeting immigrant and visa students. On STRF, Cochran explained that the fund is currently healthy, assessments are at zero because the balance is above the statutory target, and the Bureau paid about 1,100 claims totaling roughly $17 million over the last four years. Several members questioned the fairness of the assessment structure and discussed alternatives such as surety bonds, but the Bureau said STRF is working well and no change is needed at this time. Fee increases and the Bureau’s structural deficit were another major topic. Cochran said the Bureau reduced costs by eliminating positions, streamlining inspections, improving data analysis, and shifting some student-relief costs to STRF, but that legislative action is still needed to address the deficit. She said the proposed fees were based on workload analyses and that application fees generally match service costs, while annual fees are designed to cover most of the Bureau’s revenue needs. Some members and stakeholders criticized the proposed increases as too high, especially for out-of-state registration and campus fees, while others argued the Bureau needs sufficient resources to regulate effectively. Public commenters from private schools, Northeastern University, San Joaquin Valley College/Carrington College, and TICAS generally supported the Bureau’s mission and reauthorization, but urged changes such as risk-based oversight, better transcript protections, stronger limits on repeated provisional approvals, and more targeted fee and STRF reforms. No votes were taken, and the hearing ended with no formal action beyond discussion and receipt of testimony.

Transcript Highlights:

• This allows life insurance to offer loss control measures without filing a new policy.
• Well, that's true with any insurer, correct? Yes.
• marital status following the death of the insured spouse.
• ,” “Or $40 or $50 billion over time in securities, equities, and other assets.
• penalty, for the Committee on Insurance.

Summary: The House convened with a quorum, offered an invocation, led the pledges, and approved a series of routine motions, including excusing absent members and granting permission for several committees to meet while the House was in session. Members also adopted several memorial and recognition resolutions, including H.R. 1023 honoring Christian Beerbill, H.R. 1033 recognizing International Bereaved Mother’s Day, and H.R. 877 recognizing Urban League Advocates Day. The House also recommitted SB 17 and HB 4211 to committee and postponed SCR 27 and HB 2145 for later consideration. The chamber then took up a long third-reading calendar of bills covering a wide range of topics, including Sunset review measures, health care workforce and pricing, child custody and family law, Medicaid, rural ambulance grants, energy reporting, public information requests, trail development, virtual meeting disruptions, occupational licensing, protective orders, county leave pools, animal cruelty, infrastructure, and higher education. Most bills were explained briefly by their authors and passed with broad support, though several drew notable opposition, including HB 5265, HB 2402, HB 3000, HB 3237, HB 3326, HB 1056, HB 281, HB 3308, HB 1043, HB 1234, HB 1193, HB 294, HB 809, HB 334, HB 2037, HB 285, HB 1353, HB 3960, HB 4044, HB 4264, HB 2807, HB 3349, HB 4406, HB 1593, HB 1899, HB 1201, and others. Several bills prompted extended debate or amendments. HB 3237, extending public energy-use reporting for state and higher-education buildings, passed after questions about its public-sector-only scope and energy savings. HB 3326, addressing public service loan forgiveness credit for adjunct professors, initially failed on a 69-70 vote but later passed after verification and machine corrections. HB 3211, concerning optometrists in managed care plans, adopted a Buckley amendment before passing. HB 2213 on Texas Windstorm Insurance Association board composition adopted a Metcalf amendment requiring certain board members to be Texas residents. HB 412, dealing with harmful materials and sexual performance of a child, generated extensive questioning about its scope, existing legal standards, and effects on educators and medical professionals; the excerpt ends during that debate.

Transcript Highlights:

• </c> 2017 and then in 2018 the federal 2017 and then in 2018 the federal government<00:05:20.680><c>
• The federal aspect of this, but even if the federal law were to change, our state law prohibits this.
• </c> your time to speak but um for security your time to speak but um for security reasons<00:16:58.560
• </c><01:59:59.800><c> law</c> you see are required under federal law you see are required under federal
• <02:10:19.920><c> and</c><02:10:20.159><c> CMS</c><02:10:21.159><c> uh</c> insurers and CMS uh insurers

Committee: Senate Health and Human Services

Keywords: 1191, senate, all

Transcript Highlights:

• A more recent example continues today with the Federal Parent PLUS Student Loan Program.
• After holding several SBA lending positions, I joined First Security Bank and started an SBA.
• First Security is right now topped at a top 10 SBA lender in Arkansas.
• Reliable federal funding, economic uncertainty is critical.
• Yes I'm an SBA lender that works for First Security Bank and we're a community bank.

Committee: Senate Small Business and Entrepreneurship Committee

Keywords: SBA, 7A loan program, underwriting standards, loan defaults, Community Advantage Program, small business funding, testimony

Summary: The committee meeting focused on discussions regarding the SBA's 7A loan program and its implementation challenges. Members raised significant concerns about recent changes to the underwriting standards, which have been criticized for leading to an increase in loan defaults. Ranking members expressed a desire for a return to stronger guidelines to protect taxpayers and ensure the program remains a viable source for small businesses struggling to secure funding. Testimonies from community lenders highlighted their efforts to support underserved communities and stressed the importance of the Community Advantage Program.

Transcript Highlights:

• insurance product, not only because it contains insurance and non-insurance components, but also because
• insurance product, not only because it contains insurance and non-insurance components, but also because
• ><c> unique</c><00:58:12.720><c> insurance</c> &gt;&gt; Travel insurance is a unique insurance &gt;&gt
• ,</c> insurance and non- insurance components, insurance and non- insurance components, but<00:58:17.440
• Travel insurance is a unique product within the industry because it contains both insurance and non-insurance

Bills: HF3604 , HF2236 , HF3709 , HF3766 , HF2400

Committee: House Commerce Finance and Policy

Keywords: bulk fuel, nonoxygenated gasoline, environment, exemption criteria, transportation, HF2236, Minnesota commerce, obsolete language, statutory cleanup, retail installment contract, consumer credit, vehicle financing, auto loans, retail buyer, retail seller, delinquency charge, collection fee, attorney fees, assignment notice, payment receipt

Transcript Highlights:

• There are various federal laws and statutes that prohibit this kind of regulation from being enacted
• Security freeze is on subsection 2 of the caucus sheet, and this bill is on third-read consent.
• Security freeze is on subsection 2 of the caucus sheet and this bill is on third read consent.
• the Federal Highway Trust Fund and the Leaking Underground Storage Tank Trust Fund.
• Program in the federal government.

Summary: The committee worked through a long Minority Caucus calendar covering a wide range of bills, with many items on consent and several pulled for discussion. Early items included resolutions on Judea and Samaria, bullion depository bills, a produce incentive appropriation, a biennial budget proposal, and a veterans services appropriation. Members also heard transportation-related bills on driver permits, citations, boat insurance, English proficiency for commercial drivers and motor carriers, photo enforcement, and a measure restricting incarceration for unpaid fines and fees. Several members raised concerns about constitutional issues, public safety, or whether bills were duplicative or targeted at specific groups. A large portion of the meeting focused on education and school governance bills. These included proposals on school district bond advisors, restrictions on school property leases and purchases, public meeting requirements, term limits and training for school board members, patriotic youth group access to students, computer science proficiency, and a bill requiring fingerprint clearance cards for traffic school instructors. Members repeatedly criticized what they described as inconsistent treatment of public schools versus ESA/private school programs, and several education bills were pulled from consent for further discussion. Other bills addressed child safety and family law, including DCS credit freezes, recorded child interviews, parents’ rights notices, mandatory reporting of threats by minors, sex offender residency and GPS monitoring, and a bill on guardianship rights during DCS investigations. The committee also considered a number of social services, health, and labor/consumer bills. These included SNAP work requirement and verification measures, a SNAP error-rate audit, dementia care telemonitoring funding, a Braille transcription appropriation, court fee limits, a physician assistant compact, pediatric licensure compact, and a kratom regulation bill. Members debated an earned wage access licensing bill at length, with opponents calling it predatory and akin to payday lending, while supporters argued it provided a regulated consumer option. Other measures covered cash acceptance by businesses, 529-to-Roth IRA rollovers, AI rules for state agencies, and a bill on public nuisance actions by the Attorney General. Several of these drew warnings about constitutional problems, preemption, or burdens on vulnerable populations. Energy, water, and tax policy also featured prominently. The committee heard bills on fuel formulations, gas tax relief, data centers and small modular nuclear reactors, utility reporting, and a Commerce Authority mandate to reduce fuel prices. Members criticized some proposals as favoring industry, preempting local control, or lacking a clear funding plan. The meeting ended after additional items on veterans, sample ballot mailing dates, and other miscellaneous measures, with multiple bills noted as pulled from consent or subject to later votes; no final roll-call results were detailed in the transcript excerpt.

Transcript Highlights:

• Federal law requires that a QHP meet all federal requirements and any provisions imposed by a state exchange
• insurance markets through rate review and enforcement.
• Carriers want certainty in the insurance market, and unfortunately, recent changes by the federal government
• NAFA Washington represents licensed insurance producers helping people find insurance across the state
• People with chronic conditions badly need comprehensive health insurance, but when insurers flood the

Summary: The committee first met in executive session and advanced Senate Bills 6102 and 6103 with due-pass recommendations to the Rules Committee, and referred Senate Bill 6194 to the Ways and Means Committee without recommendation. SB 6102 would align the Ambulance Transport Fund quality assurance fee with federal regulations, SB 6103 would make payments for rural emergency hospital services subject to appropriation, and SB 6194 would allow cost-based Medicaid payments for rural hospitals on federally recognized Indian reservations under specified conditions. The committee then held public hearings on several bills. SB 6183 would require health plans, beginning in 2027, to cover FDA-approved HIV antiviral drugs without prior authorization, step therapy, or other utilization management, with one therapeutic-equivalent exception for prevention drugs. The prime sponsor and one testifier supported the bill as a way to reduce barriers to timely HIV treatment and prevention; sign-in testimony showed 53 pro, 58 con, and one other. SB 5985 would create an online endometriosis resource center, require Department of Health training modules, and direct OSPI to include menstrual health and endometriosis awareness in school standards. The sponsor and multiple patients and clinicians testified in support, emphasizing long diagnostic delays and the need for earlier education; sign-in testimony showed 36 pro, 56 con, and 92 not testifying. SB 6019 would revise home care rate statutes to clarify how Medicaid home care agency rates are set, cap administrative portions at 20%, and require verification that funds are spent as required. The sponsor, labor, and provider representatives supported it as a technical fix to preserve pay parity, while sign-in testimony showed 46 pro and 57 con. SB 6161 would direct the Department of Health to include dementia risk-reduction information in public and provider materials when appropriate and to consult experts; supporters said it could help reduce cognitive decline and align with the state Alzheimer’s plan, while sign-in testimony showed 61 pro and 62 con. Finally, SB 6210 would authorize the Health Benefit Exchange to add a new certification criterion for marketplace plans to address affordability and access, including possible requirements tied to county availability, plan differentiation, and metal-level offerings. The prime sponsor, the Exchange, AARP, and patient advocates supported it as a response to rising premiums and limited choices, especially in rural or single-carrier counties; insurers, brokers, and some carriers opposed it, warning it could reduce competition, create uncertainty, and raise costs. The Office of the Insurance Commissioner supported the bill with a requested amendment to avoid premature disclosure of proposed rates.

Transcript Highlights:

• You've got the insurance company, but then you have the insured.
• insurance company based on some involvement with the insured.
• They purchased an insured— the insured. A $25,000 policy.
• I work for our insurance because we're a member-owned insurance organization.
• I work for our insurance because we're a member-owned insurance organization.

Committee: House Commerce, Consumer Protection, Energy and the Environment

Summary: The Commerce Committee met in executive session and voted do pass on House Bill 2717 by a 7-0 vote. It then adopted a House Committee substitute for House Bill 2465, described as changing a number from two to one, and passed the substitute bill 8-0. The committee also adopted an amendment and House Committee substitute for House Bill 1791, which adds an emergency permit provision allowing a 30-day extension to obtain a full permit, and passed that substitute 8-0. Representative Manser raised a question about whether the bill would align with federal disaster recovery grant requirements, and the chair said he would look into it further. The committee then heard House Bill 2927, which would revise Missouri’s bad faith/time-limited settlement demand statute. Sponsor Representative Parker said the bill is intended to clarify that settlement demands used to support extra-contractual or bad faith claims must be in writing, remain open for at least 90 days, and reference the statute. Supporters, including representatives of the Missouri Insurance Coalition, Shelter Insurance, and health care and business groups, said the bill closes a loophole created when plaintiffs avoid the current “time-limited demand” language and instead use untimed or vaguely timed demands, which they argued increases litigation and insurance costs. Opponents, including attorney Blake Marcus, argued the bill would make it harder for injured people and policyholders to hold insurers accountable, would encourage delay, and would increase the need to hire lawyers earlier. No vote was taken on HB 2927 in the transcript. The committee also heard House Bill 2057, a technical fix for an entertainment district in Osage Beach. Representative Vernetti said the bill corrects language from last year’s legislation after the Senate used the wrong population figure, and supporters said it would allow patrons to move between venues within the district under controlled alcohol rules similar to other Missouri entertainment zones. The committee then heard House Bill 1707, which would exempt credit card surcharge amounts from sales tax. Sponsor Representative Coleman and supporters from the business community said the Department of Revenue has been taxing these surcharges in audits, creating a burden for small businesses, and that the bill would clarify that fees tied to the extension of credit are not taxable. The committee adjourned after the hearings, and no further votes were taken on those bills in the transcript.