Video & Transcript Research : 'mitigation banking'

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FL

Florida 2025 Regular Session

House in Session Apr 25th, 2025

Florida House Floor Meeting

Transcript Highlights:
  • By Commerce Committee, Insurance and Banking Subcommittee CS for House Bill 643, a bill to Be entitled
  • time, Pastor Miles Monroe, he stated that The richest place in the world is not Wall Street or the banks
  • But I seek to mitigate some of the harm and acknowledge that all minors is a broad word.
Bills: HB 118, HB 388, HB 114, HB 205, HB 2789, HB 2791, HB 499, HB 2960, HB 3163, HB 3135, HB 2427, HB 1618, HB 1672, HB 1722, HB 1338, HB 787, HB 2618, HB 879, HB 1126, HB 4134, HB 3513, HB 718, HB 1536, HB 1445, HB 1640, HB 1893, HB 1734, HB 3229, HB 3306, HB 1276, HB 3272, HB 3276, HB 3516, HB 4145, HB 1585, HB 4810, HB 2989, HB 2558, HB 3014, HB 2742, HB 1695, HB 29, HB 125, HB 145, HB 171, HB 255, HB 50, HB 363, HB 116, HB 491, HB 1495, HB 368, HB 1285, HB 1905, HB 2002, HB 917, HB 2723, HB 2067, HB 1238, HB 745, HB 1188, HB 1606, HB 2003, HB 2147, HB 2355, HB 2546, HB 2495, HB 2818, HB 2249, HB 3228, HB 3240, HB 1507, HB 658, HB 1748, HB 1851, HB 1922, HB 2798, HB 107, HB 1587, HB 3684, HB 118, HB 388, HB 114, HB 205, HB 2789, HB 2791, HB 499, HB 2960, HB 3163, HB 3135, HB 2427, HB 1618, HB 1672, HB 1722, HB 1338, HB 787, HB 2618, HB 879, HB 1126, HB 4134, HB 3513, HB 718, HB 1536, HB 1445, HB 1640, HB 1893, HB 1734, HB 3229, HB 3306, HB 1276, HB 3272, HB 3276, HB 3516, HB 4145, HB 1585, HB 4810, HB 2989, HB 2558, HB 3014, HB 2742, HB 1695, HB 609, HB 630, HB 420, HB 767, HB 1708, HB 1404, HB 2457, HB 140, HB 227, HB 913, HB 2198, HB 2763, HB 1261, HB 1135, HB 1318, HB 2358, HB 2765, HB 2735, HB 3307, HB 1242, HB 2842, HB 333, HB 201, HB 694, HB 2415, HB 155, HB 272, HB 405, HB 519, HB 1136, HB 1275, HB 1437, HB 1532, HB 1675, HB 1868, HB 1888, HB 1990, HB 2286, HB 2523, HB 3129, HB 3251, HB 3354, HB 3479, HB 3803, HB 3804, HB 3805, HB 3806, HB 3887, HB 4163, HB 4238, HB 1240, HB 1842, HB 2029, HB 2622, HB 3255, HB 654, HB 4643, HB 4945, HB 3611, HB 3724, HB 3623, HB 3810, HB 4127, HCR 78, HCR 12, SB 767
TX

Texas 89th Regular

89th Legislative Session Apr 25th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • For auditing and mitigating real water loss move passage question occurs in the passage the final passage
  • Members, this is the Wildfire Mitigation Bill. Move passage.
  • Speaker members this bill relates to the eligibility of food bank Receive surplus goods through the Department
TX

Texas 89th Regular

Business and Commerce May 15th, 2025

Business & Commerce

Transcript Highlights:
  • The forced usage of central bank digital currency.
  • And includes central bank digital currency, yes. Yeah, CBDC. Sorry.
  • You just heard our central bank digital currency conversation.
  • We see this as a system resiliency issue and a risk mitigation issue statewide.
  • On mitigation plans, we also support mitigation plans, and we're hoping maybe the utilities already engage
Summary: The committee first handled pending business, including reconsidering SB 715 and then voting out several measures. The committee substitute for SB 1978 was reported favorably, and HB 431, HB 1522, HB 1922, HB 3228, HB 3229, HB 3803, HB 3804, HB 3805, HB 3806, HB 4219, HB 4238, HB 434, HB 1584, and HB 4739 were all reported favorably, many with objections sent to the local and uncontested calendar. HB 1522 and HB 4238 were adopted as committee substitutes before passage. The committee then moved into public testimony on HB 2963, a right-to-repair bill for consumer electronics. Supporters argued it would reduce waste, lower costs, and help independent repair shops by requiring manufacturers to provide parts, tools, and information on fair terms, while opponents said the bill was too broad and the automotive MOU exemption was problematic. The bill was left pending after testimony. The committee also heard HB 2467, which would align State Fire Marshal Office investigators’ pay with other commissioned peace officers at TDI; testimony was strongly supportive, emphasizing the office’s arson-investigation role, and the bill was left pending. HB 252, a bill allowing certain state agencies flexibility to pay Schedule A employees twice monthly, was laid out and left pending after limited testimony. HB 2468, dealing with public improvement district notice in real estate transactions, would let buyers terminate within seven days if required PID notice was not provided before contract execution; it drew no public testimony and was left pending. HB 4386, an annuity exchange and surrender process bill, was presented as a consumer-protection measure with deadlines and penalties for insurer delays; it received support from industry witnesses and was left pending. The committee then heard HB 4751, creating the Texas Quantum Initiative within the Governor’s Office to coordinate quantum research, workforce, industry partnerships, and possible future grant funding. Witnesses from universities and industry supported the bill, while several senators questioned whether a new state structure was necessary; the bill was left pending. HJR 175 proposed a constitutional amendment protecting Texans’ right to use mutually agreed forms of exchange, including cash, bullion, digital currency, or private script, and was discussed at length in the context of central bank digital currency and barter; it was left pending after testimony. HB 2221, updating insurance anti-rebating laws to allow wellness and value-added services, drew supportive testimony from the insurance industry and discussion about incentives versus monitoring; it was also left pending. Finally, the committee heard a series of utility wildfire and infrastructure bills: HB 106, requiring oil and gas operators to maintain certain electrical infrastructure near well sites; HB 144, requiring electric utilities to submit pole inspection and management plans to the PUC; and HB 145, requiring wildfire mitigation plans and allowing self-insurance under certain conditions. Utility, insurance, and cooperative witnesses generally supported the wildfire-related bills while asking for clarifications and less burdensome reporting, and the bills were left pending.
TX

Texas 89th 2nd C.S.

Business and Commerce May 15th, 2025

Business & Commerce

Transcript Highlights:
  • And it provides other... ...the forced usage of central bank digital currency.
  • And includes central bank digital currency, yes. Yeah, CBDC. Sorry.
  • You just heard our central bank digital currency conversation.
  • Bell was saying, as a system resiliency issue and a risk mitigation issue statewide.
  • On mitigation plans, we also support mitigation plans, and we’re hoping maybe the utilities already engage
Summary: The committee first handled pending business, including reconsidering a failed vote on SB 715 and then reporting several measures favorably. SB 1978 was reported from committee on a committee substitute, and a series of House bills — including HB 431, HB 1522, HB 1922, HB 3228, HB 3229, HB 3803, HB 3804, HB 3805, HB 3806, HB 4219, HB 4238, HB 434, HB 1584, and HB 4739 — were moved out of committee, most to the local and uncontested calendar. The votes on these items were overwhelmingly or unanimously in favor, with committee substitutes adopted where applicable. The committee then heard HB 2963, a right-to-repair bill for consumer electronics. The author said the bill would require manufacturers to provide parts, tools, and documentation on fair and reasonable terms while preserving trade secrets and excluding certain categories such as medical devices, motor vehicles covered by an MOU, critical infrastructure, and commercial-only transactions. Supporters from the Texas Public Policy Foundation and Environment Texas argued it would strengthen property rights, help small businesses, and reduce e-waste. Opponents, including representatives of SafeLight Auto Glass and LKQ, said they supported right-to-repair in principle but objected to the bill’s automotive MOU exemption and broader scope, warning it could create uncertainty and leave some manufacturers and repair shops outside the framework. The bill was left pending after testimony. Members also heard HB 2467 on salary parity for State Fire Marshal investigators, HB 252 on allowing some state agencies to pay certain employees twice monthly, HB 2468 on public improvement district notice and a buyer’s right to terminate, HB 4386 on annuity contract exchanges and surrender timelines, HB 4751 creating a Texas Quantum Initiative and related fund, and HJR 175 proposing a constitutional amendment protecting Texans’ ability to use mutually agreed-upon mediums of exchange, including cash, bullion, and digital currency. Testimony on HB 4751 was largely supportive but included questions about whether the state needs a new coordinating structure and funding mechanism for quantum research and commercialization. HJR 175 drew discussion about barter, taxes, and concerns over central bank digital currency. Each of these items was left pending after hearing testimony. The committee also heard HB 2221, which would update insurance anti-rebating laws to allow more wellness and value-added services in life and health insurance, with supporters saying it would encourage healthier behavior without requiring data monitoring. Finally, the committee took up a package of utility and wildfire-related bills from Chairman King’s portfolio: HB 106, requiring oil and gas operators to maintain certain overhead electrical lines; HB 144, requiring utilities to submit pole inspection and management plans to the PUC; and HB 145, requiring wildfire mitigation plans and allowing utilities to self-insure under certain conditions. Utility, co-op, and insurance representatives generally supported the safety and resiliency goals of HB 144, while asking for clarifications and less frequent reporting; HB 145 was introduced as a broader wildfire-risk and liability measure. These bills were also left pending after testimony.
TX

Texas 89th Regular

Appropriations Apr 15th, 2025

Appropriations

Transcript Highlights:
  • consider long-term investing over the usual suspects: rebates, new spending, or parking the money in a bank
  • I think those are ways you can mitigate the risk if you define risk as actual capital loss or bad investments
  • And those best practices have been used in order to... do that risk mitigation and ensure that those
  • talking about states that are high tax, high regulatory, and that have some of the highest COVID mitigation
  • the state has an ESF fund and currently, the fund is invested in the most liquid assets, basically bank
MN

Minnesota 2025 1st Special Session

House Judiciary Finance and Civil Law Committee 3/27/25

Judiciary Finance and Civil Law

Transcript Highlights:
  • By implementing strict data protection measures, officers can mitigate these risks to work better to
  • U, a few states allow it as it relates to a mitigation of damages and Mr.
  • of damages and relates to a mitigation of damages and Mr.<01:41:51.520> Yagfpel<01:41:52.159>
  • Secondarily, there's a defense that's called mitigation of damages, which can be used to argue about
  • Secondarily, there's a defense that's called mitigation of damages, which can be used to argue about
TX
Transcript Highlights:
  • My name is Andrea Steele with the Banks Law Firm.
  • Bahama Mama was built from the ground up, self-funded, no banks, no loans, just hard work and a belief
MN

Minnesota 2025-2026 Regular Session

House Judiciary Finance and Civil Law Committee 4/3/25 - Part 2

Judiciary Finance and Civil Law

Transcript Highlights:
  • You would be able to drive armored trucks with firearms and haul money to banks and do those kinds of
  • You would be able to drive armored trucks with firearms and haul money to banks and do those kinds of
TX
Transcript Highlights:
  • And do we have safety concerns or does the fact that the utilities still are involved mitigate that?
  • create You know, an entire new life for them that includes new homes, new jobs, new childcare, new banks
  • expresses the opposition of the 89th Legislature of the State of Texas to the creation of a Central Bank
HI

Hawaii 2026 Regular Session

WLA Public Hearing 02-06-2026

Water, Land, Culture and the Arts

Transcript Highlights:
  • 18.640> to<01:03:18.880> regional Measure SB 2401, relating to regional shoreline mitigation
  • Office of Planning and Sustainable Development to approve the establishment of regional shoreline mitigation
Summary: The committee heard testimony on several measures, beginning with SB 2982 on campaign finance, which would prohibit foreign entities and foreign-influence businesses from making contributions and expenditures. The Attorney General’s office testified first, followed by the Campaign Spending Commission, which supported the bill but asked for clarification on constitutional review authority and additional implementation time for certifications, forms, and procedures. Common Cause also supported the measure, arguing it would help protect elections from dark money and foreign influence. No vote was taken. The committee then took up SB 2367 on a state boating facilities lease program for the Ala Wai small boat harbor. DLNR supported the bill, while UPW opposed it, warning about privatization of a public asset and possible job displacement. Several members of the public supported the concept but urged amendments to protect public access, affordability, youth ocean programs, and state employee jobs. Committee members questioned DLNR about the scope of the lease, the role of the Board of Land and Natural Resources, and whether public access and existing concessions would remain protected. DLNR said current leases would remain, the board would retain approval authority, and employees would not necessarily be displaced, but members indicated more discussion and possible amendments were needed. For SB 2818 on boating penalties, DLNR testified in support and there was no opposition testimony. The committee also heard SB 2944 on conservation, which would require wildlife viewing guidelines that substantially conform to NOAA guidance and reporting requirements; DLNR said it stood on its written testimony. SB 2022 on water code penalties drew support from DLNR’s Commission on Water Resource Management, which said the bill’s two-tiered penalty structure would preserve deterrence while keeping the current $5,000 penalty for first-time or non-harmful violations. The Board of Water Supply submitted comments, and Ulupono Initiative supported the measure as a needed enforcement tool. Committee members discussed whether the higher penalty ceiling should be phased in and asked for stakeholder input on the amount of the penalties. Finally, the committee began SB 2240 on land use, which would require water availability certification from the Commission on Water Resource Management before a district boundary amendment proceeds to the Land Use Commission. DLNR supported the bill and said it often reviews project documents that lack sufficient information on water needs and availability, so the measure would allow earlier review and comment. The committee also indicated it would seek amendments and further feedback on the water penalty bill before it moved to the next committee.
TX

Texas 89th Regular

Homeland Security, Public Safety & Veterans' Affairs Apr 9th, 2025

Homeland Security, Public Safety & Veterans' Affairs

Transcript Highlights:
  • Bank accounts are getting hacked. Personal information is getting used.
  • every crime it's the element the identity the defendant is the element of every crime from DWI to bank
  • Security, highlighting the cartel-driven drone threat. and requesting a comprehensive report on mitigation
  • Safeguarding the Homeland from the Threats Posed by Unmanned Aircraft System, Act of 2024 aim to expand mitigation
TX
Transcript Highlights:
  • a compilation that is proprietary driven whenever you look it up on your phone and it's tied to a bank
  • We would like to mitigate, minimize, and avoid some of those locations that have a higher risk factor
  • They wouldn't work with them in ways to mitigate the risks and the deaths. from raptors specifically.
  • So how many turbines in Texas have had these mitigation measures?
  • Power reduces carbon emissions, mitigates rising temperatures, and helps preserve the ecosystems that
LA

Louisiana 2026 Regular Session

Commerce May 18th, 2026

Commerce

Transcript Highlights:
  • banks and privately held banks are able to keep records of their shares, and to allow for the use of
  • Instead of having to use paper stock certificates, publicly traded banks and larger banks currently do
  • to allow, like I say, state banks, savings banks, and savings and loans and their holding companies to
  • Publicly traded banks and larger banks currently do this.
  • to allow, like I say, state banks, savings banks, and savings and loans and their holding companies to
LA

Louisiana 2026 Regular Session

Commerce May 5th, 2026

Commerce

Transcript Highlights:
  • always be a bank.
  • But if you're a bank, you are a bank.
  • Farmers and Merchants Bank, a division of Merchants and Marine Bank.
  • We are still a bank.
  • We are still a bank. They're saying, ...and many, many banks disagree. We are still a bank.
LA

Louisiana 2026 Regular Session

Civil Law and Procedure Apr 22nd, 2026

Civil Law and Procedure

Transcript Highlights:
  • When we talk about banking, pipelines, or foreign adversaries, the debate can quickly get hot-blooded
  • Law Institute to study the public records doctrine and the ruling in the matter of SimSport State Bank
Summary: The House Civil Law and Procedure Committee met on the 22nd and considered a series of resolutions and bills, many of them requesting Louisiana State Law Institute studies. HCR 31, asking the Institute to study the use of the term “foreign” in state law as it applies to juridical persons, was reported favorably. HCR 38, urging Congress to reform FISA and the FISA Court to restore privacy protections, was also reported favorably. HCR 61, directing a study of expropriation issues related to carbon capture and sequestration, and HCR 96, directing a study of civil bench warrant recall and debtor notification practices, were both reported favorably. Chairman Muscarello’s HCR 160, requesting a study of property transfer provisions and the public records doctrine in light of the SimSport State Bank v. Roy matter, was likewise reported favorably. The committee also advanced several substantive bills. SB 68, a constitutional amendment to give the Louisiana Supreme Court authority to discipline out-of-state attorneys in certain circumstances, was amended and reported with amendments. SB 76, which codifies and revises standards for modifying child custody judgments, including a five-year rule and definitions distinguishing consent judgments from considered decrees, was reported as amended. SCR 19, requesting a study of extended-duration trusts and possible revisions to the Louisiana Trust Code, was reported favorably. SB 336, allowing civil investigative demands in Medicaid fraud False Claims Act investigations, and SB 139, capping interest on certain claims against the state or political subdivisions at 6%, were both reported favorably. Later, the committee approved HB 1198, which prohibits arbitration of child custody and visitation disputes and bars enforcement of foreign custody laws that conflict with Louisiana public policy or constitutional protections. Members questioned whether such arbitration was currently occurring, and the author said the bill was intended to close a potential gap. The committee also reported favorably SB 66, which prioritizes testimony from medical experts and other professionals in child abuse, neglect, and custody-related cases so they are not kept waiting unnecessarily. Testimony in support emphasized the burden on providers and nonprofits when hearings are repeatedly continued. Throughout the meeting, motions to report the measures favorably or with amendments were adopted without objection, and one bill, HB 668, was voluntarily deferred by its author.