Video & Transcript : 'Overdraft Lending' :

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CA

California 2025-2026 Regular Session

Senate Floor Session Aug 30th, 2026 at 08:49 pm

Transcript Highlights:
  • But I just wanted to lend my voice to this support bill. ...funding, but just so I can lend my voice
NH
Transcript Highlights:
  • Seeing none, thank you for lending us your opinions on this. Uh, I would like to ask if Mr.
  • Seeing none, thank you very much for coming up and lending us your opinions.
Summary: The Environment and Agriculture Committee held a work session and then executive session on HB 396, which would allow processing of beef cows, swine, sheep, and goats at facilities not certified by USDA. Representative Comtois presented a revised amendment after prior drafting issues were corrected. The changes narrowed the bill to cuts of meat rather than meat food products, clarified labeling for amenable and non-amenable species, removed an exemption from federal law, struck a seasonal date range at Representative Bixby’s request, and reinstated a previously removed section. Supporters said the amendment now had clearer language and better safeguards, while some members still expressed reservations about the underlying policy. Testimony from DHHS food safety officials emphasized that the department does not inspect custom-exempt facilities and would have little oversight unless there were a complaint or foodborne outbreak. They noted concerns about removing the September 1 to April 30 date range, explaining it had been included in the original bill because of temperature and storage concerns for large animals, and they also said the amendment appeared to focus documentation requirements on bison, elk, and red deer. Committee members and witnesses debated whether the proposal would create food safety risks, whether farmers should instead be educated and helped to aggregate processing capacity, and whether the bill would expose farmers, retailers, and restaurants to federal enforcement risk. Rob Johnson of the New Hampshire Farm Bureau said the organization had recently voted down a policy opposing state regulations that would allow uninspected meat sales at retail, and he said he needed to consult further with Farm Bureau leadership before taking a position on HB 396. He suggested the bill should use the broader term “dairy and beef cattle” rather than “beef cows” for consistency. Supporters argued the bill would help small farmers, expand local food access, and reflect an intrastate policy choice despite conflict with federal law. The committee then moved into executive session and voted to approve amendment 2025-3090H, with members stating they would likely have different views on the bill itself.
TX

Texas 89th Regular

89th Legislative Session May 24th, 2025

Texas House Floor Meeting

Bills: SB37 , SJR84 , SJR87 , SJR27 , SB8 , SB10 , SB227 , SB261 , SB15 , SB12 , SB25 , SB57 , SB127 , SB293 , SB441 , SB3059 , SB512 , SB241 , SB1718 , SB140 , SB2055 , SB2075 , SB2018 , SB1534 , SB1567 , SB785 , SB1233 , SB1580 , SB1663 , SB413 , SB447 , SB519 , SB467 , SB1579 , SB1191 , SB1021 , SB1838 , SB2807 , SB2835 , SB546 , SB2121 , SB2167 , SB2035 , SB2024 , SB1032 , SB1049 , SB1266 , SB1400 , SB1302 , SB401 , SB1596 , SB1281 , SB1242 , SB1343 , SB310 , SB1346 , SB2753 , SB2703 , SB2221 , SB1719 , SB2177 , SB800 , SB790 , SB748 , SB571 , SB1957 , SB1923 , SB1896 , SB1760 , SB1335 , SB2368 , SB2477 , SB2587 , SB2972 , SB2986 , SB2965 , SB1563 , SB1467 , SB1164 , SB1137 , SB614 , SB705 , SB961 , SB918 , SB955 , SB869 , SB850 , SB863 , SB1610 , SB1055 , SB2206 , SB457 , SB2337 , SB1362 , SCR9 , SB2405 , SB2406 , SB2407 , SB2166 , SB2148 , SB535 , SB777 , SB827 , SB1141 , SB1330 , SB1352 , SB1664 , SB1862 , SB1936 , SB1453 , SB1448 , SB1398 , SB2137 , SB2111 , SB53 , SB226 , SB1677 , SB1723 , SB1839 , SB36 , SB38 , SB815 , SB1856 , SB552 , SB646 , SB37 , SJR84 , SJR87 , SJR27 , SB8 , SB10 , SB227 , SB261 , SB15 , SB12 , SB25 , SB57 , SB127 , SB293 , SB441 , SB3059 , SB512 , SB241 , SB1718 , SB140 , SB2055 , SB2075 , SB2018 , SB1534 , SB1567 , SB785 , SB1233 , SB1580 , SB1663 , SB413 , SB447 , SB519 , SB467 , SB1579 , SB1191 , SB1021 , SB1838 , SB2807 , SB2835 , SB546 , SB2121 , SB2167 , SB2035 , SB2024 , SB1032 , SB1049 , SB1266 , SB1400 , SB1302 , SB401 , SB1596 , SB1281 , SB1242 , SB1343 , SB310 , SB1346 , SB2753 , SB2703 , SB2221 , SB1719 , SB2177 , SB800 , SB790 , SB748 , SB571 , SB1957 , SB1923 , SB1896 , SB1760 , SB1335 , SB2368 , SB2477 , SB2587 , SB2972 , SB2986 , SB2965 , SB1563 , SB1467 , SB1164 , SB1137 , SB614 , SB705 , SB961 , SB918 , SB955 , SB869 , SB850 , SB863 , SB1610 , SB1055 , SB2206 , SB457 , SB2337 , SB1362 , SCR9 , HB5560 , HB762 , HB 107 , HB 114 , HB300 , HB138 , HB4386 , HB2495 , HB581 , HB3348 , HB5323
Summary: The House convened, established a quorum, heard an invocation and pledges, and approved several routine motions, including excuses for absent members, permission for committees to meet while the House was in session, and postponements of some bills. The chamber also received a Senate message listing measures passed by the Senate and adopted a memorial resolution honoring the 21 victims of the Robb Elementary School shooting in Uvalde, with remarks entered into the House Journal after a moment of silence. The House then took up a long third-reading calendar and passed a series of Senate bills on topics including criminal justice and corrections sunset provisions (SB 2405, 2406, 2407), election equipment testing (SB 2166), electric grid reliability and attack-preparedness exercises (SB 2148), firefighter collective bargaining (SB 777), DFPS and foster care procedures (SB 1141 and SB 1398), Medicare durable medical equipment billing (SB 1330), property tax administration (SB 1453), probate cleanup and record transfers (SB 1448 and SB 1839), mental health filing procedures (SB 53), school residency for children in safety placements (SB 226), diabetes-related amputation study (SB 1677), rapid DNA analysis (SB 1723), utility rate transparency and capacity cost recovery (SB 1664 and SB 1856), community supervision eligibility (SB 552 postponed), and other measures. Several bills passed with broad support, while others drew notable opposition and narrower margins, including SB 777, SB 2137, SB 2111, SB 1677, SB 1936, SB 1453, and SB 38. Two bills drew especially extensive debate. SB 2148, dealing with electricity supply chain reliability and tabletop exercises for critical facilities, was discussed as a grid-security measure aimed at coordinating utilities, law enforcement, ERCOT, and the PUC in the event of physical attacks; it passed unanimously. SB 1936, changing how LSD is measured for criminal prosecution from dosage-based to weight-based calculations, prompted extended discussion about lab consistency, carrier mediums, and fairness in charging, with supporters saying it would help crime labs and law enforcement and opponents warning it could distort penalties depending on the medium used; it passed 108-26. The House also passed SB 36, creating a Homeland Security Division within DPS, after questions about overlap with TDEM and the cost of adding personnel. Late in the day, the House debated SB 38 on eviction procedures, with supporters saying it targeted squatters and streamlined removal of unauthorized occupants, and opponents arguing it would make evictions too easy and worsen homelessness; it passed 85-44. The chamber also began debate on SB 37, a major higher-education governance bill that would expand governing-board oversight of curriculum, hiring, and faculty senates; members raised concerns about academic freedom, faculty governance, and the impact on humanities programs, and debate was still underway at the end of the transcript.
CA
Transcript Highlights:
  • EPA, Alexa Strauss Hacker, who has extreme experience in the Water Board and other technical boards, lends
DE

Delaware 2025-2026 Regular Session

Senate Legislative Session - Session 2 - 41st Legislative Day Jun 25th, 2026 at 02:00 pm

Delaware Senate Floor Meeting

Transcript Highlights:
  • Her willingness to try new things and step up and lend a hand whenever needed has been invaluable to
DE

Delaware 2025-2026 Regular Session

Senate Legislative Session - Session 2 - 41st Legislative Day Jun 25th, 2026

Delaware Senate Floor Meeting

Transcript Highlights:
  • Her willingness to try new things and step up and lend a hand whenever needed has been invaluable to
Summary: The Senate reconvened, received House communications and committee reports, and then took up several bills and a resolution. Committee reports covered measures on composting, volunteer background checks, campaign finance, the Delaware John Lewis Voting Rights Act, publication of Public Integrity Commission reports, Cheswold’s territorial limits, child support, alcohol and marijuana, salary supplements, certified registered nurse anesthetists, land use, school taxes, and a constitutional elections amendment. House Bill 344 and House Bill 444 were referred to the Senate Finance Committee. The Senate also confirmed the nomination of Christy N. Vitola as Commissioner of the Family Court by a 21-0 vote. The chamber then recognized several fellows and Girls’ State delegates, with tributes to the Legislative Fellows Program and the Communications Fellowship, followed by House Concurrent Resolution 152 honoring the 2026 Delaware Girls’ State participants. The resolution passed unanimously. Senators and guests spoke about the civic value of the program and introduced the Girls’ State leadership team and delegates. On legislation, the Senate passed House Bill 89, creating a dispute-resolution process for home improvement fraud and strengthening consumer protection enforcement; House Bill 381, requiring notice to the Attorney General of computer security breaches; House Substitute 1 for House Bill 407, making technical and penalty updates to the Hazardous Substance Cleanup Act; House Substitute 1 for House Bill 150, limiting civil arrests at courthouses and Industrial Accident Board offices; and House Substitute 2 for House Bill 94, restricting state and local participation in civil immigration enforcement at sensitive locations such as schools, houses of worship, and health care facilities, with emergency exceptions and reporting requirements. The Senate also began consideration of House Substitute 1 for House Bill 368, which would limit use of state and local resources for federal civil immigration enforcement while preserving exceptions for serious offenses and judicial warrants, but the transcript cuts off before final action on that bill.
WY

Wyoming 2026 Regular Session

Select Committee on School Finance Recalibration, June 25, 2026 - PM

Select Committee on School Finance Recalibration

Transcript Highlights:
  • So everything here in yellow is something that I would say directly lends itself to skills that can be
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Transportation Jun 21st, 2026 at 01:00 pm

Joint Committee on Transportation

Transcript Highlights:
  • And while the sort of dispersed nature of our region does not lend itself to fixed-route transportation
Summary: The committee heard testimony on a wide range of transportation bills focused on rural microtransit, commuter rail fares and service, rail electrification, climate alignment, and safety. Several speakers supported H. 4054 and related microtransit proposals, arguing that rural communities need stable, permanent funding for services like the Tri-Town Connector and Quaboag Connector, which have strong ridership, high satisfaction, and measurable economic and health benefits. Testimony also supported a commission bill to study microtransit funding and definitions, with witnesses emphasizing that current grant programs are helpful but short-term and insufficient for long-term service planning. A major theme was commuter rail equity and expansion. Boston-area officials and advocates backed bills to make all Boston commuter rail stations Zone 1A, citing large fare disparities between nearby stations in Hyde Park, Roslindale, and Readville. Related testimony supported studying an Orange Line extension from Forest Hills to Roslindale Square and expanding The Ride to Foxborough, as well as restoring commuter rail service to Cape Cod via Middleborough to Buzzards Bay and beyond. Speakers said these projects would improve access, reduce car dependence, and better serve neighborhoods and regions that currently face limited rapid transit options. Multiple panels urged action on electrification and climate-focused transportation planning, including H. 3726, the Freedom to Move Act, and bills to electrify commuter rail, buses, school buses, and public fleets. Advocates from environmental, transit, and public health groups said transportation is the state’s largest emissions source and argued that statutory goals, coordinated planning, and streamlined permitting are needed to speed decarbonization while improving safety, affordability, and reliability. The committee also heard support for a bill to streamline rail electrification permitting, a bill to exempt certain transit projects from MEPA review, and a bill to improve commuter rail pedestrian safety with gates, fencing, and warning devices at at-grade crossings. No votes were taken during the hearing.
CA

California 2025-2026 Regular Session

Senate Local Government Committee Jun 17th, 2026

Transcript Highlights:
  • The engineering that goes into these systems is much more sophisticated and doesn't lend itself to a
Summary: The committee heard a long agenda of local government bills, beginning without quorum and later taking up measures once quorum was established. AB 748 would expand the pre-approved housing plan model for small single-family projects and ADUs, with delayed implementation for smaller jurisdictions; it drew support from housing advocates and some local governments opposed it. AB 1786 would extend best-value contracting authority to general law cities and the San Gabriel Valley COG for larger projects, with broad local government support and no opposition. AB 1712 would let Santa Fe Springs pursue sale of its troubled water system to a larger provider through a protest process instead of a municipal election, citing major capital needs and rate pressures. AB 1679 would create a temporary commercial activation permit for pop-up businesses in vacant storefronts for up to 120 days, with support from business and downtown groups and questions about local control. AB 1738 would require jurisdictions to offer virtual inspections for certain simple residential inspections; supporters emphasized efficiency and existing use in some counties, while labor and local government opponents raised safety and implementation concerns. The committee voted 3-0 to send AB 1738 to Housing, with the bill remaining on call. The committee also heard AB 1578, which would require elected state and local officials to take anti-hate speech training as part of existing harassment training. Supporters argued it would help officials understand the impact of rhetoric on hate and violence, while opponents said it was vague and threatened free speech; the bill passed 3-1 to Governmental Organization and remained on call. AB 1693 would speed retail tenant-improvement permits by requiring review by a qualified professional certifier and shorter local review timelines; it had support from retailers and business groups and passed 4-0 to Business, Professions, and Economic Development. AB 1914 would require local governments to include child care in general planning, with supporters calling child care essential infrastructure and opponents warning about mandates; it passed 2-0 to Human Services and remained on call. AB 1997 would shorten the review period for 90% affordable housing projects after EIR certification, and AB 2605 would require counties to report data on public defense systems and caseloads; both passed their committees and were sent onward, with AB 2605 noted as conditional on appropriation. Later items included AB 2224, which would raise and restructure county recorder fees to fund electronic recording systems and modernize service delivery, with county recorder and county association support and no opposition; it passed to Appropriations and remained on call. The consent calendar included AB 2640. At the end of the meeting, Senator Seyarto presented AB 2110 on behalf of Assemblymember Johnson, proposing workforce housing enhanced infrastructure financing districts for education, health care, manufacturing, and public safety workers, using existing EIFD authority without affecting school funding or ERAF; the presentation was introduced as having bipartisan support, but the transcript cuts off before any vote on that measure.
HI

Hawaii 2026 Regular Session

House Chamber Fri May 8, 2026, 10:00AM HST - Day 58

Hawaii House Floor Meeting

Transcript Highlights:
  • for a diverse and resilient economy by expanding the film tax credit, establishing the Hawaii micro lending
LA

Louisiana 2026 Regular Session

Commerce May 20th, 2026

Commerce, Consumer Protection, and International Affairs

Transcript Highlights:
  • I can list off all the federal statutes: Truth in Lending Act, Real Estate Settlement Procedures Act,
Summary: The committee took up several House measures. HCR 66, as amended, asked Louisiana Economic Development and the Governor’s Office of Rural Development to study rural parish assets, infrastructure, workforce, and development opportunities, and it was moved forward without objection. HB 387, a clarification to allow the fire marshal’s office to review architectural and engineering plans equally, also passed favorably without objection. HB 1223, which would have LED promote Louisiana’s clinical trial capacity and adjust internal review board processes, was amended and moved favorably. HB 950, aimed at helping older adults recognize and avoid fraud through materials and resources from the Office of Elderly Affairs, was reported favorably. HB 975, a routine measure to recreate the Public Service Commission, was also reported favorably. HB 1186, which would create a more uniform statewide building code and licensing system for inspectors, was amended and moved favorably. HB 1222, described as a Grocery Initiative Act to let LED identify ways to address food deserts and food insecurity, was introduced near the end of the meeting. The most extensive debate centered on HB 617, a consumer transparency bill requiring mandatory fees to be included in upfront pricing. The author said the bill was intended to curb hidden fees and help consumers compare prices, with examples such as hotel resort fees and automatic restaurant service charges. Supporters argued it would improve transparency, while opponents from grocery, restaurant, hotel, housing, retail, and business groups said the bill was too broad, vague about terms like “total price,” unclear on enforcement and penalties, and could create compliance burdens and litigation risk, especially for small businesses. Housing advocates opposed the bill’s housing carve-out, arguing it could weaken renters’ ability to bring unfair-practice claims. Senator Morris moved to defer HB 617, and the committee agreed without objection. The committee also heard lengthy testimony on HB 797, which would create a Bayou Gold certification for certain transactional gold vendors that meet state-defined standards such as segregation, insurance, and nearby storage. The sponsor said the goal was to give consumers confidence and encourage vendors to keep gold closer to Louisiana, while critics argued the program would amount to a state endorsement of private companies, create misleading consumer impressions, and expose the state to confusion or liability. The bill drew opposition from the Sound Money Defense League and others, but the committee ultimately reported HB 797 favorably, with the understanding it still had to go to Finance. HB 1228, a hearing-aid cleanup bill updating definitions, contracts, testing periods, and licensing rules, was also moved favorably without objection.
LA

Louisiana 2026 Regular Session

Commerce May 20th, 2026

Commerce, Consumer Protection, and International Affairs

Transcript Highlights:
  • I can list off all the federal statutes: Truth in Lending Act, Real Estate Settlement Procedures Act,
Summary: The Senate Commerce Committee met on April 20, approved the prior meeting minutes, and then heard a series of bills and resolutions. It first advanced H. CR 66, which directs Louisiana Economic Development, working with the Governor’s Office of Rural Development, to study rural parish economic assets, infrastructure, workforce, and development opportunities. The committee also moved HB 387, a clarification allowing the fire marshal to review architectural and engineering plans equally, and HB 1223, which seeks to promote clinical trials in Louisiana by having LED market the state’s research capacity and by adjusting internal review board procedures. HB 1228, a cleanup bill for hearing aid dealers that updates definitions, contracts, testing periods, licensing, and related requirements, was also reported favorably, as was HB 950, which would create an elderly consumer perception program through the Office of Elderly Affairs to help seniors recognize scams and fraud. The committee spent the most time on HB 617, a broad “hidden fees” consumer transparency bill. The author and supporters said it would require mandatory fees to be included in upfront pricing so consumers can make informed choices, while opponents from grocery, restaurant, hotel, housing, retail, and business groups argued the bill was vague, overly broad, and likely to create compliance burdens and litigation risk. Housing advocates objected to the bill’s housing exemption, warning it could weaken renters’ ability to bring claims over undisclosed fees. After extensive debate over variable pricing, sales taxes, enforcement, and the scope of the bill, Senator Morris moved to defer HB 617, and the committee agreed without objection. The committee also heard HB 797, which would create a “Bayou Gold” certification program for certain gold vendors and transactional gold products. The sponsor said the program would encourage vendors to keep gold insured, segregated, and closer to Louisiana consumers, with the Treasury administering the certification through participant fees. Several senators and an outside witness raised concerns that the state seal could be mistaken for an endorsement, could create liability or consumer confusion, and would favor a narrow set of vendors. Despite opposition, the committee reported HB 797 favorably, with members noting it still had to go to Finance. Later, the committee advanced HB 1186, which would create a more uniform statewide building code and licensing system for inspectors, add disciplinary authority, and impose a small permit fee to support the program, and HB 1222, which would let LED develop a grocery initiative to address food deserts and food insecurity. The meeting concluded with the committee hearing HB 1256 on abandoned digital assets, which would require dormant digital assets to be held in original form for three years so owners can reclaim them.
CA

California 2025-2026 Regular Session

Senate Rules Committee May 20th, 2026

Rules

Transcript Highlights:
  • There are not many roles that lend to that skill set, but this is one of them, and when I learned of
Committee: Senate Rules
CA

California 2025-2026 Regular Session

Assembly Revenue and Taxation Committee Apr 27th, 2026

Revenue and Taxation

Transcript Highlights:
  • Karen Ling, I was asked to lend support from the California State Association of Counties today, so in
MN

Minnesota 2025-2026 Regular Session

Committee on Housing and Homelessness Prevention - 04/14/26

Housing and Homelessness Prevention

Transcript Highlights:
  • Different programs have different levels, either set in statute or they are lending programs.
MN

Minnesota 2025-2026 Regular Session

House Floor Session 4/13/26

Minnesota House Floor Meeting

Transcript Highlights:
  • House File 3437 is a bill that makes clear that certain mortgage lending protections apply to consumer
NE

Nebraska 2025-2026 Regular Session

Legislative Morning Session Apr 9th, 2026

Nebraska Unicameral Floor Meeting

Transcript Highlights:
  • Lord, lend us your help, O Lord, maker of heaven and earth.
ID

Idaho 2026 Regular Session

Mar 19th, 2026

Education

Transcript Highlights:
  • American, an immigrant who is a product of our great country's public education system, I'm here to lend
Committee: Senate Education
HI

Hawaii 2026 Regular Session

LBT Public Hearing 03-06-2026

Labor and Technology

Transcript Highlights:
  • I am the executive vice president and chief lending officer at First Hawaiian Bank.
Summary: The Senate Committee on Labor and Technology met on March 6, 2026, and considered four gubernatorial nominations. For GM 690, Jesse Kola Dean was nominated for reappointment to the Hawaii Retirement Savings Board. Testimony from the Retirement Savings Board and the Department of Labor and Industrial Relations strongly supported Dean, citing his original membership on the board and his role in advancing implementation of the retirement savings program. Dean described his background and said the program was moving into implementation after the board approved the Connecticut consortium model; in response to questions, he said the main challenges had been finding an executive director and adapting the program from an original opt-in structure to the opt-out consortium model. The committee voted to recommend advise and consent. For GM 634, Darlene Blakey was nominated to the board of trustees of the Employees' Retirement System. ERS and several individuals submitted support. Blakey, an executive vice president and chief lending officer at First Hawaiian Bank, said her banking and finance background and personal experience with her mother’s retirement benefits motivated her service. She told senators she had attended ERS meetings and was focused on improving retirees’ access to information, education, and retirement planning, and said she would recuse herself from matters involving First Hawaiian Bank because of a potential conflict of interest. The committee again voted to advise and consent. The committee then considered GM 627 and GM 726, both nominations of Gina Anu Novo to the Hawaii Workforce Development Council for different terms. Written testimony from numerous supporters was read into the record. Novo, a longtime First Hawaiian Bank executive and current vice chair, described her experience building audit, compliance, human resources, and technology functions, and said she wanted to help strengthen workforce pathways, career development, retention, and outreach to youth and workers who do not pursue college. Senators asked about her plans to connect workforce development with education and financial literacy; she emphasized career pathing, training, and adapting to changing skills needs, including the role of technology and AI. The committee voted to recommend advise and consent on both nominations, and the meeting adjourned after all four nominations were approved by the committee.