Video & Transcript Research : 'risk pool'

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AZ

Arizona 2026 Regular Session

02/09/2026 - House Health & Human Services

Health & Human Services

Transcript Highlights:
  • And the liability, the risk assumed by these providers is the exact same.
  • And the liability, the risk assumed by these providers is the exact same.
  • These are seriously high-risk demographics that needed to be amended on the bill.
  • So this bill is not about over-screening low-risk men; it is about identifying early those high-risk
  • So medicine is a risk-based designation.
Summary: The committee heard and acted on several health care bills. HB 2726 would require Access contractors to cover diagnosis and treatment of mild obstructive sleep apnea, including a new prescription tongue-stimulation device; supporters said it offers an effective, less burdensome alternative to CPAP and could improve adherence and outcomes, while Access was neutral and raised concerns about cost and bypassing its normal clinical review. The committee adopted the Bliss amendment and then approved HB 2726 as amended on an 8-4 due-pass vote. HB 2435 would create a pathway for internationally trained physicians to receive a provisional Arizona medical license, with a later amendment adding a four-year supervised rural practice requirement and automatic conversion to a full license if criteria are met. Supporters argued it would help address severe physician shortages in rural and underserved areas, especially for cardiology and other specialties, and several doctors testified about their experience and the need for more access. Opponents, including the Arizona Medical Board, said the state already has a case-by-case licensure process for foreign-trained physicians and warned the bill could weaken safeguards and allow insufficiently vetted applicants. After adopting the amendment, the committee approved HB 2435 as amended on a due-pass recommendation. HB 2958 would require Access to cover comprehensive dental care for pregnant women age 21 and older, with a $500,000 pilot program and reporting requirements. The sponsor and public health advocates said preventive dental care during pregnancy can reduce infections and improve maternal and infant outcomes, and the bill drew broad support from health and advocacy groups. The committee passed HB 2958 on an 11-1 due-pass vote. The committee also approved HB 2176, which changes criteria and timelines for health care institution licensing complaints and informal dispute resolution, with supporters saying it would improve transparency and predictability for hospitals while preserving enforcement authority. Finally, the committee heard HB 2447, which would bar insurers from paying certified registered nurse anesthetists less than physicians for the same anesthesia service; opponents argued it would interfere with contract negotiations and raise costs, while supporters said insurer reimbursement cuts are harming rural access and shifting costs to hospitals. The transcript ends during testimony on HB 2447, before any committee vote on that bill.
FL

Florida 2026 Regular Session

Appropriations Committee on Criminal and Civil Justice Jan 21st, 2026

Appropriations Committee on Criminal and Civil Justice

Summary: The Appropriations Committee on Criminal and Civil Justice met with a quorum present and considered several bills. The committee heard and approved SB 504, allowing local governments to adopt standardized policies for code enforcement officers to use body cameras, and SB 506, which creates a related public records exemption for certain body camera recordings, including protections for minors and private information. Senator Smith raised questions about notice to property owners and use limitations, and Senator Osgood asked whether cameras must be on at all times; the sponsor said he would follow up on specifics. Both bills had support from local government and code enforcement groups and were reported favorably after adoption of an amendment to SB 504 clarifying training and familiarity with camera rules. The committee also approved CS/SB 32, creating a new injunction for protection against serious violence by a known person, and SB 210, the companion public records exemption for petitions involving that injunction. Senator Sharif said the bills fill a gap for victims who do not qualify under existing injunction categories, and supporters waived in favor. SB 676, by Senator Arrington, was also reported favorably; it creates a graduated penalty structure for contributing to the delinquency of a minor when the underlying conduct involves certain animal cruelty offenses, and increases penalties for fighting or baiting animals. Senator Osgood spoke in support, tying the bill to protecting children and animals, and several law enforcement and animal welfare groups waived in support. The committee further approved SB 432, which adds certain concentrated 7-OH to Schedule I, exempts FDA-approved veterinary xylazine products, creates a first-degree felony with a mandatory minimum for certain candy-like xylazine products, and establishes trafficking penalties for xylazine. Senator Osgood spoke at length in support, emphasizing overdose risks and the impact on people with substance use disorder. Finally, the committee passed SB 524, which revises duties and appointments related to the Medical Examiners Commission and district medical examiners, clarifies responsibilities within Chapter 943, and changes notification and curriculum approval provisions for criminal justice standards. All measures were reported favorably, and the committee adjourned without objection.
FL

Florida 2026 Regular Session

Appropriations Committee on Agriculture, Environment, and General Government Feb 18th, 2026

Appropriations Committee on Agriculture, Environment, and General Government

Transcript Highlights:
  • self-insurance, allowing a business to create its own insurance company to cover specific types of risk
  • self-insurance, allowing a business to create its own insurance company to cover specific types of risk
  • We went on, some of us, to form a nonprofit, the Florida Risk Institute.
  • DFS holds the Florida Treasury investment pool in a custodial bank.
Summary: The committee heard and advanced several bills related to engineering regulation, cybersecurity, financial services, and state administration. CS/SB 800 would increase penalties for repeated unlicensed engineering practice and create an engineering student loan assistance program funded by licensure fees and fines; it was reported favorably after questions about whether it would reimburse victims of unlicensed practitioners, with the sponsor noting it would not and that affected individuals would need to pursue complaints and private legal action. CS/SB 576 created a local government cybersecurity protection program administered by Florida Digital Service, with state purchasing of cybersecurity services and priority for fiscally constrained counties; it received support from local government and industry groups and was reported favorably. CS/SB 1078 set transition requirements for gubernatorial administrations, including liaisons, briefing books, office space, IT access, and controlled access to agency records under a memorandum of understanding, and it also passed favorably. The committee also approved CS/SB 314, which creates a regulatory framework for payment stablecoin issuers in Florida, and CS/SB 530, which updates lottery operations, security, retailer rules, and bonding requirements. CS/SB 1614, after adoption of a technical substitute amendment, would limit local governments’ eligibility for certain state funding if they have excess funds, have recently been audited by the legislative audit committee, or fail to affirm expenditure of prior funds; the sponsor said it would give the Joint Legislative Auditing Committee more enforcement leverage, and the bill was reported favorably. CS/SB 990 authorizes protective cell captive insurance companies to expand insurance market capacity and potentially lower premiums, while CS/SB 1588 is a step toward implementing last session’s gold and silver legal tender law; both were reported favorably. Additional bills passed included CS/SB 1440, which adds cybersecurity-related exemptions and reporting provisions for financial institutions, loan originators, and money service businesses, and CS/SB 1568, which creates a Florida Stable Coin Pilot Program allowing DFS fees to be paid with approved stablecoins. The stablecoin bill was amended to add guardrails, including fee limits, website notice requirements, and restrictions if no approved issuers are available. The committee also received a brief budget overview highlighting major funding items such as Florida Forever, Everglades restoration, water quality, Farmers Feeding Florida, citrus recovery, school lunches, state parks, and law enforcement and staffing items, and members later recorded additional votes before the committee adjourned.
NM

New Mexico 2026 Regular Session

House - Appropriations and Finance Feb 16th, 2026 at 10:48 pm

House Appropriations & Finance

Transcript Highlights:
  • strengthens requirements around professional development, services, and coordination for children at risk
  • It will require professional development related to identifying and referring at-risk children to home
  • visiting and family infant toddler programs, promotes inclusion of children who have or are at risk
  • What about those that are at risk and low income? And Mr.
  • Because if we're truly saying that this is about low-income, at-risk kids, they should be the priority
Bills: SB132, SB241
MN

Minnesota 2025-2026 Regular Session

House Ways and Means Committee 4/20/26

Ways and Means

Transcript Highlights:
  • another tool that we can put in the toolbox of administration as they're building out their fraud grant risk
  • put another tool in the toolbox much along the lines of a cybersecurity methodology called vendor risk
  • another tool that we can put in the toolbox of administration as they're building out their fraud grant risk
  • put another tool in the toolbox much along the lines of a cybersecurity methodology called vendor risk
  • Vendor risk management is effectively a numeric score attached to each question that might be a qualifier
MN

Minnesota 2025-2026 Regular Session

House Judiciary Finance and Civil Law Committee 2/26/26

Judiciary Finance and Civil Law

Transcript Highlights:
  • Without these protections, disclosure risks competitive harm, embarrassment, and discourages legitimate
  • Without these protections, disclosure risks competitive harm, embarrassment, and discourages legitimate
  • Without these protections, disclosure risks competitive harm, embarrassment, and discourages legitimate
Bills: HF3676, HF2959, HF3233
AZ

Arizona 2026 Regular Session

02/18/2026 - House Judiciary

Judiciary

Transcript Highlights:
  • their children, domestic violence, coercive control, and separation are among the most consistent risk
  • This bill gives courts the tools to recognize risk earlier, to evaluate danger more completely, and to
  • forced labor trafficking, or smuggling to hold those kinds of leadership positions puts others at risk
  • Vague terms increase the risk that an enforcement decision will depend on officer discretion, community
  • Vague terms increase the risk that an enforcement decision will depend on officer discretion, community
Summary: The committee first heard HB 2931, which would continue the Arizona Civil Rights Advisory Board for eight years. Staff and the sponsor described it as a continuation measure to preserve the board’s civil rights reporting and advisory role. One supporter from the Civil Rights Division testified that the board is a volunteer, nonpartisan body that issues reports on civil rights issues, while the division itself protects Arizonans in employment, housing, voting, and public accommodations. The bill passed on a 5-3 vote with a due pass recommendation. Members then considered HB 2862, a strike-everything amendment creating a sentencing enhancement for crimes committed while wearing a mask to conceal identity, narrowed by amendment to Title 13 offenses only. Supporters argued it would deter offenders and help law enforcement, while opponents from CAIR Arizona and the ACLU warned it could burden religious expression and expressive protest, including niqabs, hijabs, motorcycle helmets, and protest costumes. The committee adopted the striker and an additional amendment, then advanced the bill as amended on a 7-2 vote. HB 4042, dealing with paternity actions in the adoption/termination context, would require service of a filed paternity action to prevent waiver of paternal rights and allow failure to do so to support termination of the parent-child relationship. An adoption attorney said the change would close a loophole that can leave children in legal limbo, and the bill passed unanimously. HB 4136 created unlawful entry into a residential structure where a vulnerable adult resides as a felony, but several members and an opponent argued the conduct was already covered by existing trespass, burglary, abuse, and aggravating-factor statutes; the bill nevertheless received a due pass recommendation on a 6-3 vote. The committee also advanced HB 2995, which rewrites child custody/domestic violence standards to make domestic violence a dominant factor in legal decision-making and parenting time, expand the definition to include coercive control, and create a rebuttable presumption against custody for a parent who committed domestic violence. The sponsor and a bereaved mother testified that the bill is intended to better protect children from lethal domestic violence; it passed 8-0 with one member present. Later measures included HB 4070, which would bar certain convicted individuals from serving as nonprofit officers/directors and expand civil liability related to trafficking; supporters called it a prevention tool, while opponents said it was overbroad and could chill nonprofit services, especially for immigrants and DACA recipients. The bill passed 7-2. HB 2861, codifying post-nuptial agreements and setting standards for enforceability, passed 9-0. HB 2800, increasing penalties when someone knowingly lends a vehicle to a restricted DUI driver and a serious injury or death results, passed 9-0 after emotional testimony from the victim’s family and MADD. HB 2495, adding sentencing enhancements for offenses against vulnerable adults and limiting early release, passed 8-0 with one present. HB 2557, requiring health care providers to produce patient medical or payment records within seven business days after a written request, passed 9-0 after discussion about electronic records and timing. Finally, HB 2594, concerning the Address Confidentiality Program, would require family courts to use the participant’s state-issued address, limit access to a child’s records in certain cases, and make illegally obtaining or attempting to obtain a confidential address a class six felony; the sponsor and a participant described repeated attempts by abusers to uncover protected addresses.
TX

Texas 89th Regular

Insurance Apr 17th, 2025

Insurance

Transcript Highlights:
  • So now their pool is going to get these other folks mixed into it.
  • You're mixing these two pools together.
  • We're talking about adding anywhere from 5,000 to 10,000 more to the risk.
  • By doing so, what they're doing is reducing the pool.
  • Or if it's large risk...
AZ

Arizona 2026 Regular Session

01/27/2026 - House Commerce

Commerce

Transcript Highlights:
  • This is very important to us; it helps relieve us from ordinary negligence, ordinary risk, inherent risk
  • that is built in the activity. ...negligence, ordinary risk, inherent risk that is built into the activity
  • It did not define inherent risks.
  • The defense is always going to be an inherent risk, and they understand that.
  • ...that there was inherent risk, and maybe they can prove that.
Summary: The committee heard and acted on several bills. HB 2192, a child influencer bill, would require compensation for minors featured in monetized content to be placed in trust, allow takedown requests for content as minors become adults, and create remedies for sexualized depictions of minors. The sponsor and Google described it as a modern Coogan-trust style protection; some members raised concerns about the age-13 and age-18 provisions, but the bill received a do pass recommendation on a 9-0 vote with two present. HB 2501, an agency bill, conformed Arizona’s definition of appraisal management company to federal law and passed unanimously. HB 2693, which revises bona fide association rules to allow statewide chambers or business leagues to operate self-funded multiple employer welfare arrangements, drew support from the Chamber and small-business advocates but opposition from a coalition citing possible federal preemption; it passed as amended on an 8-1 vote. HB 2010, the digital goods disclosure bill, required clearer notice that online “purchases” may be licenses, prorated refunds if access changes, and removed some penalty language in amendment; supporters said it would reduce consumer confusion, while retailers argued federal law already covers the issue. It passed as amended 11-0. The committee also approved HB 2279, which limits liability for Grand Canyon river outfitters for inherent risks of rafting while preserving claims for gross negligence or intentional acts, despite constitutional objections from opponents; it passed 7-4. HB 2690, which tightens unemployment insurance eligibility by adding work-search and fraud cross-check requirements, was opposed by advocates who said it would add red tape and burden eligible claimants, but it passed 7-4. HB 2310, clarifying that qualified marketplace contractor agreements may be terminated unilaterally by the contractor, passed 10-0. HB 2555, requiring retail businesses to accept cash for purchases of $100 or less and banning cash fees, passed as amended 9-1 after debate over consumer access and business flexibility. Finally, HB 2199, which expands required education for RV park managers and shifts some enforcement duties to the Department of Housing, passed as amended 7-0 with three present. The committee then considered HB 2459, which would let mobile home park landlords recover actual utility charges and add an administrative fee for submetering; supporters said it would address overcharges and improve transparency, while opponents warned it could increase costs and confusion. The transcript cuts off before the final action on HB 2459.
TX

Texas 89th Regular

Elections May 8th, 2025

Elections

Transcript Highlights:
  • Even though it asks for more information, it's going to create burdens, but there's still the risk of
  • There's confusion about the risks that we could be opening up by being able to go online and request