Video & Transcript Research : 'premium structure'

Page 62 of 483
NH

New Hampshire 2025 Regular Session

Senate Finance (05/29/2025)

Finance

Transcript Highlights:
  • They can't afford their Medicare Part A premiums, I mean deductibles, their B premiums, their D premiums
  • So because this has no budget impact in the next biennium, I think we should pass the policy. premiums
  • , but they have administer the premiums, but they have not<01:22:01.360> stated<01:22:01.840><
  • Just to let everyone know that I will be putting in an amendment, and the premiums will not be based
  • Just to let everyone know that I will be putting in an amendment, and the premiums will not be based
Keywords: 1191, senate, all
TX

Texas 89th Regular

State Affairs (Part I) Apr 10th, 2025

State Affairs

Transcript Highlights:
  • site-specific safety decisions and potentially opens the door to liability exposure or high insurance premiums
  • consistent statewide enforcement with the protection of local prosecutorial autonomy through a structured
Summary: The Senate State Affairs Committee heard testimony on Senate Bill 1065, which would require government property contracts to prohibit contractors from barring licensed handgun holders from carrying firearms on leased or owned public property, with civil penalties and attorney general enforcement for violations. Senator Hall and invited witnesses from the Texas State Rifle Association, NRA, and Texas Gun Rights argued the bill would close a loophole exposed by the State Fair of Texas gun ban and protect law-abiding Texans’ self-defense rights. Opponents, including Moms Demand Action/Everytown, said the bill would undermine event organizers’ ability to set site-specific safety rules and could increase liability and insurance costs. Public testimony was then closed and the bill was left pending. The committee next took up Senate Bill 2742, which would create civil penalties for independent school districts and officials who use public resources for electioneering, waive immunity defenses, and expand attorney general enforcement. Senator Hagan-Bood said current law bans the conduct but lacks meaningful penalties, making injunctions the only remedy. No public testimony was heard, and the bill was left pending. Finally, the committee heard Senate Bill 2743, also by Senator Hagan-Bood, which would allow a court to disqualify local prosecutors who refuse to prosecute election offenses and appoint the attorney general to handle the case, with a committee substitute adjusting the removal process through an adjacent-county judge. Opponents from the Texas Civil Rights Project argued the bill would undermine prosecutorial discretion and was vague and open to abuse, while a Harris County election official described past instances where alleged voter fraud cases were not pursued. After testimony, public comment was closed and SB 2743 was left pending.
MN

Minnesota 2025-2026 Regular Session

Should Minnesota mandate coverage for infertility treatment? 4/8/26

Minnesota House Floor Meeting

Transcript Highlights:
  • It would certainly impact our health care premiums.
  • Well, this is premiums being so high. Well, this is why. why. why.
  • should be no increase in premiums should be no increase in premiums because<00:56:26.480> of<
  • <01:00:41.080> increase is not a additional premium increase is not a additional premium increase
  • 30% rate increases in their premiums. 30% rate increases in their premiums.
Keywords: 919, house, all
Summary: The committee heard House File 4609, the Minnesota Building Families Act, and laid it over for possible inclusion in an omnibus bill. The bill would require insurance coverage for infertility diagnosis and treatment, including IVF-related care, and the author emphasized that it would not change Minnesota’s current surrogacy laws. She also noted the bill already contains a religious exemption and clarified that it had been referred through commerce but came to health first because of reviser delays. Supporters testified that infertility is common and financially devastating, describing personal experiences with miscarriages, cancer-related fertility loss, and large out-of-pocket costs such as second mortgages, retirement withdrawals, and fundraising. A physician testified that infertility is a disease, that delays in care can worsen outcomes, and that insurance coverage can improve health outcomes and reduce multiple births and costs. Supporters also argued that fertility coverage is already offered by some large employers and in other states without major premium increases. Opponents, including representatives of the Minnesota Catholic Conference and Minnesota Family Council, argued the bill would subsidize IVF and potentially surrogacy, which they said raises ethical concerns about embryos, commodification, and exploitation of women. They urged the committee to vote no and instead support restorative reproductive medicine or other approaches that address underlying causes of infertility. In member discussion, some legislators expressed sympathy for families affected by infertility and miscarriage but raised concerns about insurance costs, success rates, and the need for guardrails; others noted adoption as another way families are built. No vote was taken beyond laying the bill over.
NH

New Hampshire 2025 Regular Session

Senate Finance (04/08/2025)

Finance

Transcript Highlights:
  • The balance of that paying the premium.
  • premiums, but the benefit may be taxed. premiums, but the benefit may be taxed.
  • is taxed via the insurance premium tax that we have here at the state.
  • <00:31:12.720> stabilization an an individual premium stabilization an an individual premium
  • So the t the premium stabilization fund.
Keywords: 1191, senate, all
MN

Minnesota 2025-2026 Regular Session

Personal care assistance and community first services and supports 3/10/26

Minnesota House Floor Meeting

Transcript Highlights:
  • The state pays a premium reimbursement rate that is 150% for the two clients or 200% for the three clients
  • It was the industry standard to recognize the additional work of a PCA by paying a premium close to time
  • all of the investments we've made in this committee, we have seen cutbacks in that increased wage premium
  • It was the industry standard to recognize the additional work of a PCA by paying a premium close to time
  • all of the investments we've made in this committee, we have seen cutbacks in that increased wage premium
Keywords: 1183, house
NM

New Mexico 2026 Regular Session

House - Health and Human Services Jan 26th, 2026 at 09:05 am

House Health & Human Services

Transcript Highlights:
  • This fund allows for premium assistance to keep costs affordable for consumers.
  • New Mexico is leading the way in our country as one of the only states to extend expiring premium tax
  • So the premiums have gone up significantly.
  • I would just say, you know, we hold out hope that these premium subsidies will be reinstated.
  • tax credits, the enhanced premium tax credits, have expired.
Keywords: 996, all
TX

Texas 89th Regular

Senate Session (Part I) May 1st, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • The bill aims to reform the administration of the Texas Windstorm Insurance System, its funding structure
  • To reform the administration of TWIA, Senate Bill 2530. ...existing roadblocks with the board structure
  • Senate Bill 2530 reforms TWIA's funding structure within the confines of the existing funding structure
  • They've gone from 20% of people's premiums to 60%. So, this bill aims to solve that crisis.
  • It does not substantially change the structure, authority, or responsibilities of the affected agencies
Bills: HB135, HCR64, SCR3, SCR30, SB500, SB739, SB816, SB898, SB1283, SB1351, SB1423, SB1531, SB1540, SB1666, SB1721, SB1886, SB1931, SB2001, SB2075, SB2154, SB2173, SB2217, SB2284, SB2375, SB2383, SB2386, SB2398, SB2448, SB2476, SB2540, SB2580, SB2589, SB2693, SB2707, SB2776, SB2786, SB2801, SB2864, SB2927, SJR84, SCR30, SB243, SB324, SB393, SB457, SB511, SB529, SB547, SB636, SB646, SB659, SB715, SB731, SB735, SB800, SB801, SB904, SB1065, SB1141, SB1181, SB1224, SB1241, SB1242, SB1250, SB1266, SB1285, SB1359, SB1434, SB1442, SB1467, SB1502, SB1524, SB1528, SB1551, SB1585, SB1640, SB1754, SB1757, SB1777, SB1844, SB1863, SB1972, SB2007, SB2035, SB2046, SB2055, SB2069, SB2082, SB2119, SB2139, SB2154, SB2200, SB2201, SB2269, SB2310, SB2330, SB2357, SB2366, SB2401, SB2422, SB2514, SB2530, SB2533, SB2543, SB2544, SB2550, SB2568, SB2589, SB2660, SB2693, SB2695, SB2707, SB2717, SB2721, SB2742, SB2753, SB2807, SB2846, SB2891, SB2925, SB2938, SJR3, SJR18, SB5, SB326, SB767, SB769, SB783, SB914, SB963, SB1035, SB1197, SB1271, SB1415, SB1437, SB1619, SB1637, SB1786, SB1806, SB494, SB530, SB2312, SB1, SB260, HB135, HB1109, HB1392, HB22, HCR64, SJR36, SJR50, SJR63, SJR84, SJR59, SCR12, SCR39, SCR48, SCR19, SCR30, SCR3, SB2023, SB62, SB666, SB847, SB284, SB854, SB1073, SB810, SB1505, SB583, SB1502, SB507, SB1434, SB1376, SB1585, SB1772, SB2016, SB1163, SB1122, SB731, SB397, SB508, SB1436, SB287, SB261, SB1882, SB393, SB1791, SB209, SB2429, SB1999, SB511, SB2309, SB510, SB1085, SB1975, SB2717, SB1262, SB1524, SB636, SB2056, SB884, SB517, SB1200, SB1845, SB1863, SB2681, SB2200, SB2199, SB1757, SB2458, SB2201, SB801, SB2533, SB3014, SB3013, SB758, SB1721, SB1013, SB2797, SB2383, SB2119, SB2448, SB1777, SB1283, SB2076, SB2786, SB2876, SB2284, SB1540, SB2929, SB2540, SB2595, SB2217, SB715, SB500, SB1640, SB2001, SB2514, SB2753, SB2398, SB1241, SB2927, SB2173, SB2538, SB898, SB1449, SB2529, SB2846, SB2476, SB986, SB1181, SB2075, SB2154, SB2864, SB1359, SB2386, SB2550, SB1351, SB1423, SB1931, SB2245, SB2589, SB2707, SB410, SB2776, SB2580, SB1886, SB1234, SB739, SB456, SB1666, SB2801, SB2055, SB1012, SB2926, SB2138, SB1242, SB2615, SB2310, SB1224, SB2972, SB2841, SB3016, SB2139, SB1856, SB2035, SB1528, SB1141, SB2401, SB2530, SB2375, SB547, SB1266, SB1373, SB1467, SB2069, SB2269, SB2480, SB672, SB904, SB2695, SB2891, SB2422, SB2543, SB1854, SB317, SB2539, SB2532, SB2925, SB1250, SB2082, SB2203, SB457, SB2357, SB2721, SB243, SB1285, SB2568, SB1959, SB1442, SB1454, SB2520, SB2541, SB1708, SB1237, SB1844, SB1586, SB1551, SB3039, SB2819, SB66, SB629, SB1015, SB2342, SB2903, SB2933, SB1965, SB2477, SB3029, SB2605, SB2419, SB1957, SB375, SB250, SB777, SB628, SB2523, SB2367, SB2703, SB2608, SB2778, SB3044, SB2965, SB2521, SB865, HB2525, HB3093, SB1032, SB2165, SB2501, SB2675, SB2452, SB2835
FL

Florida 2025 Regular Session

March 27, 2025 - 09:00 AM

Transcript Highlights:
  • What impact will these changes have on insurance premiums? Good morning, Representative.
  • But you indicated that it would not result in a reduction of premiums.
  • I think that it should be an exchange for a premium reduction.
  • So the bottom line is, will this bill lower insurance premiums?
  • or see lower premiums for them.
Summary: The committee met with a quorum and heard several insurance- and trust-related bills. CS/HB 265, relating to post-judgment execution proceedings involving terrorism, was presented as a measure to help victims enforce long-standing judgments against terrorist assets; it received no opposition in testimony and was reported favorably. CS/HB 1173, concerning the Florida Trust Code, clarified that the Florida Attorney General is the only public official with standing to enforce charitable trusts administered in Florida; members discussed that it was intended to resolve ambiguity identified by a court decision, and it also passed favorably. The committee then took up PCS/HB 643 on residual market insurers. The bill would remove the “diligent effort” requirement for surplus lines placements, revise surplus lines eligibility, and let Citizens policyholders elect arbitration through DOAH or the courts at renewal or issuance. The sponsor argued the changes would reduce red tape and give consumers more options, while an opponent from the Florida Justice Association warned that removing diligent-search protections could push more policyholders into higher-cost, less-regulated surplus lines coverage and that arbitration could favor insurers. Committee members raised concerns about the lack of premium credits for arbitration, the effect on Citizens, and the loss of consumer protections, but the bill was reported favorably. Finally, PCS/HB 1047 on insurance regulation generated extensive debate. The bill would reduce pre-licensure hours for general lines agents from 200 to 60, clarify restrictions on public adjuster conduct, require claims-handling manuals only for active residential property insurers, and define “sufficient evidence” for bad-faith claims with examples and a 10-day objection/response process. Supporters said it would streamline claims handling and clarify timelines; opponents and several members argued it could burden policyholders, especially after disasters, and might make it easier for insurers to delay or deny claims. There was also concern about the reduced training hours for new agents and the lack of detail on what constitutes sufficient evidence or a specific objection. After a divided debate, the bill was reported favorably by a 12-6 vote. The meeting then adjourned.
NH

New Hampshire 2025 Regular Session

House Finance Division III (02/27/2025)

Transcript Highlights:
  • uh would depend so it could structured uh would depend so it could be<02:58:02.520> that<02:58
  • <04:10:04.840> such<04:10:05.199> commissions how we can structure such commissions
  • how we can structure such commissions that<04:10:06.080> have<04:10:06.439> that<04:10
  • and you know who does that uh structured and you know who does that uh does<04:42:50.400> it<
  • well as just sort of the structural well as just sort of the structural environmental<04:53:33.200
Keywords: 928, house, all
Summary: The House Finance Committee’s Division 3 held a public work session on the Behavioral Health budget on February 27, 2025. The chair opened by explaining the schedule, materials, and deadlines for the budget process, and noted there would be no motions or votes in the division that day. Division of Behavioral Health Director Ktia Fox and DHHS CFO Nathan White then walked the committee through the division’s mission, structure, and budget materials, describing the division’s four bureaus: Mental Health Services, Children’s Behavioral Health, Drug and Alcohol Services, and Homeless Services, along with the policy unit. They emphasized the division’s role in oversight, technical assistance, quality assurance, contracting, and the continuum of care from prevention and early intervention through crisis and residential services. Much of the discussion focused on major programs and funding lines, including the 988 Lifeline contract with Headrest, a technical assistance contract with UNH, Medicaid pass-through payments to New Hampshire Hospital and Glencliff, crisis response services, cold-weather homeless responses, housing supports, and the children’s system of care. Members asked about the UNH contract, the 988 program, crisis stabilization centers, and the peer certification program; Fox explained that the peer certification is a training-and-credentialing pathway for people with lived experience to enter community-based behavioral health work, not a volunteer program. The committee also discussed the “Choose Love” program, which Fox said was created after the Sandy Hook tragedy to build resilience and strength-based emotional regulation in schools and communities. On the children’s side, Fox described the system of care account as the place where many contracted services are budgeted, including community mental health centers, care management entities, rapid response services, and residential programs. Members asked about temporary staffing, and Fox said roughly $500,000 in temporary staff costs shown in the current year would not be spent next year because the money came from a nonlapsing appropriation in HB 1573 for oversight of children’s residential services. She also said provider rate increases were a prioritized need but were not funded in the governor’s current budget, and that the Children’s Behavioral Health Resource Center was not funded, resulting in about a $1 million reduction. The session ended while the division was still moving through the children’s behavioral health slides, including questions about the Fast Forward high-fidelity wraparound program and medication management.
ND
Transcript Highlights:
  • Everybody's insurance premiums went up.
  • Auto insurance at $1.10 for every dollar premium, we can blame somebody if we would like.
  • And as those go up, your premiums go up.
  • Insurance companies get their money from premium.
  • I mean, we're going to see next year our premiums are going up.
Keywords: 908, all
Summary: The conference committee on House Bill 1229 met to try to resolve differences between the House and Senate versions of the bill, which deals with reporting certain traffic offenses to driving records and, by extension, insurance companies. House members argued that the House position was driven by concern that reporting lower-level offenses would unfairly raise insurance costs, while Senate members said they opposed removing reporting because they wanted transparency and believed people who break the law should face consequences. The discussion focused heavily on whether the bill should continue to exclude offenses at two points and below from reporting, or whether a narrower compromise such as one point and below might be acceptable. Committee members and DOT Driver and Vehicle Director Brad Schaefer reviewed a color-coded list of offenses and how they are currently reported. Schaefer explained that salmon-shaded items automatically appear on driving records because they trigger suspension or revocation, green items are commercial-driver violations that also trigger suspension, and the remaining unshaded zero-, one-, and some two-point violations were the main subject of the conference discussion. Members debated whether some low-point items, such as equipment violations, no child restraint, distracted driving, and failure to use due care, should remain reportable, while acknowledging that serious offenses like fleeing and human trafficking would remain reportable regardless. No final compromise was reached. Several members expressed interest in a possible middle ground limited to one-point-and-below offenses, but others worried the Senate would not accept it. The committee agreed to adjourn and reschedule after members had more time to review the list and consider possible amendments.
MN

Minnesota 2025-2026 Regular Session

Energy Committee Meeting - 2025-04-01

Energy Finance and Policy

Transcript Highlights:
  • Indiana and Texas take different approaches to their overall regulatory structure, and as I included
  • We have significant regulatory structures.
  • So there is no guarantee that data centers would be exempt from the existing statutory structure.
  • And so I just want to remind people of what that existing statutory structure is. Thank you. Mr.
  • What does the structure already look like?
Bills: HF2928, HF2912, HF2297
NH

New Hampshire 2025 Regular Session

House Finance Division III (03/21/2025)

Transcript Highlights:
  • items, people who are paying a premium to simplify administration, we would only have premiums so we
  • It institutes premiums; that is the intent here.
  • This is instituting premiums on CHIP. Okay, would you describe what we're doing?
  • amount that would be build in premiums amount that would be build in premiums would<01:52:32.480
  • That point applies to both the Granite Advantage and the children's premiums. You got that?
Keywords: 928, house, all
Summary: The committee first recessed briefly, then took up HB 570, the prescription drug affordability board (PDAB). The chair and several members discussed the House amendment to repeal the board, which removed the fiscal note. The main concern raised was that the PDAB had not yet produced a clear business case showing value for the taxpayer investment, despite several years of work and four annual reports. Supporters of the repeal said the board’s recent report was largely redundant and that the board should either demonstrate a strong return on investment or be shut down; others cautioned against discarding the program too quickly and urged more time to refine the mission and legislative language. No vote was taken, and the committee appeared to agree to retain the bill for further work, with the possibility of revisiting it in a formal executive session on Tuesday. Members also shifted into discussion of HB 2, beginning with Section 85 on opioid abatement trust fund dollars for shelter programs. Department of Health and Human Services officials explained that the provision would provide $10 million from the opioid abatement trust fund, replacing general funds in the governor’s budget, while also noting an additional $2.5 million prioritized needs request for shelter care that was already fully funded. Committee members asked about shelter bed capacity, job placement efforts, and the remaining balance in the opioid fund; DHHS said there are 934 contracted beds and that case management includes help with housing and employment. Officials also said the current proposed budget includes another $1 million later in HB 2 from the opioid fund. The committee then began discussion of Sections 86 through 87, which would preserve the department’s ability to transfer funds between personnel lines. DHHS said the provision is operationally critical and that losing it would make it extremely difficult to manage the department, though it would not have a direct fiscal impact. The next item introduced was Section 88, extending a suspension related to eligibility for services until July 1, 2027; DHHS indicated that if the suspension were not continued, it would likely increase expenditures for Community Mental Health Centers and potentially others. No votes were taken during this portion of the meeting.
LA

Louisiana 2026 Regular Session

Senate May 5th, 2026

Louisiana Senate Floor Meeting

Transcript Highlights:
  • cetera, if the amount expropriated is at least 20,000 contiguous acres and there are no residential structures
  • act to amend Title 30 relative to Department of Environmental Quality fees to provide for new fee structures
  • act to amend Title 30 relative to Department of Environmental Quality fees to provide for new fee structures
  • House Bill 46 by Representative Bagley is an act relative to the premium cost of group hospital and health
  • The sheriff will pay 100% of the health premiums after 20 years of service and 50% after 15.
Bills: SB524, SR108, SR109, SCR56, SCR57, SCR12, HB227, HB398, HB689, HB897, HB1029, HB1107, HB1217, HB221, HCR58, HB136, SB162, SB382, SCR33, SCR30, SB112, SB194, SB307, SB341, SB346, SB363, SB495, SB503, SB507, SB509, SB513, SB408, SB131, SB145, SB333, SB464, SB466, SB500, SB283, SB338, SB488, SB35, SB65, SB215, SB228, SB246, SB249, SB268, SB269, SB282, SB296, SB312, SB319, SB323, SB369, SB431, SB474, SB484, SB490, SB492, SB501, HCR14, HB537, HB652, HB653, HB661, HB726, HB756, HB851, HB964, HB966, HB34, HB35, HB48, HB474, HB553, HB758, HB852, HB10, HB16, HB36, HB44, HB46, HB52, HB61, HB78, HB98, HB102, HB124, HB126, HB131, HB135, HB141, HB142, HB164, HB170, HB171, HB179, HB194, HB231, HB245, HB280, HB292, HB294, HB297, HB305, HB336, HB337, HB351, HB436, HB594, HB789, HB956, HB957, HB995, HB1040, HB50, HB117, HB120, HB122, HB139, HB148, HB149, HB185, HB199, HB247, HB271, HB286, HB301, HB358, HB359, HB384, HB413, HB428, HB450, HB462, HB547, HB613, HB631, HB657, HB669, HB675, HB680, HB691, HB712, HB716, HB720, HB723, HB727, HB728, HB735, HB747, HB759, HB825, HB842, HB845, HB846, HB903, HB904, HB907, HB923, HB929, HB941, HB962, HB965, HB1036, HB287, HB370, HB515, HB521, HB570, HB1200, HB29, HB39, HB58, HB67, HB73, HB76, HB77, HB82, HB112, HB121, HB125, HB132, HB134, HB151, HB154, HB155, HB161, HB166, HB187, HB191, HB207, HB211, HB224, HB238, HB241, HB242, HB250, HB260, HB265, HB275, HB300, HB320, HB338, HB339, HB349, HB379, HB399, HB427, HB463, HB464, HB468, HB545, HB550, HB551, HB565, HB588, HB639, HB725, HB782, HB805, HB808, HB834, HB847, HB853, HB858, HB861, HB883, HB916, HB937, HB977, HB1012, HB1027, HB1044, HB1054, HB1071, HB1091, HB1117, HB119, HB129, HB677, HB850, SB68, SB149
Summary: The Senate opened with a quorum, a guest minister prayer, the Pledge of Allegiance, and a St. Charles Parish presentation featuring a youth national anthem singer. The chamber then moved through a large number of House and Senate messages, committee reports, and introductions, including measures on career and technical education, flood risk maps, public-private partnership contracting, arts day, and a task force on work-based learning. Several resolutions were adopted, including SCR 56 honoring the YMCA and SCR 57 honoring Jonathan Nicole, both by unanimous votes. A House concurrent resolution supporting elimination of the U.S. Department of Education also passed 26-9. On Senate bills, the chamber gave final passage to SB 112 on voluntary release time for K-12 religious instruction with a criminal background check amendment, SB 194 on public assistance and citizenship verification, SB 307 on public displays of historical/religious documents, SB 341 expanding church and nonprofit religious self-insurance coverage, SB 346 prohibiting deepfake materials used against students, SB 495 on campaign finance reporting and unitemized contributions, SB 503 on age assurance for minors using mobile apps, SB 507 creating a statewide process for determining non-enrollment, SB 509 on bank-owned life insurance, SB 131 limiting attorney fee recovery in occupational licensing disciplinary cases, SB 145 requiring backup power for adult residential care providers, SB 333 on child-in-need-of-care proceedings and federal reimbursement, SB 464 on severe obesity treatment coverage, SB 466 on expropriation and foreign adversaries, SB 488 on a school safety drone response pilot program, SB 312 on union dues and withholding procedures, and SB 319 on voter identification and provisional ballot procedures. Most passed with little or no opposition, though SB 194, SB 307, SB 503, SB 131, SB 333, and SB 319 drew some dissenting votes. The chamber also passed multiple House bills, including HB 1071 on public records exceptions for aerospace critical infrastructure, HB 537 repealing the Workers’ Compensation Advisory Council, HB 652 and HB 653 adjusting Oyster Task Force membership, HB 661 narrowing nepotism restrictions for certain school board hires with an amendment, HB 756 aligning watercraft enforcement with Coast Guard standards, HB 851 banning intentional balloon releases, HB 964 authorizing a Caddo Parish property transfer, and HB 34 and HB 35 on sheriff pension fund eligibility and contribution rules. Several items were returned to the calendar or referred to committees. A major discussion centered on SB 484, which would restructure parts of higher education governance and transfer certain Board of Regents functions; it drew extensive questioning and amendments, including a new Lumcon board structure and financial reporting requirements, but was returned to the calendar for further work rather than final passage.
VT

Vermont 2025-2026 Regular Session

House Session - 2026-01-15 - 3:00PM

Vermont House Floor Meeting

Transcript Highlights:
  • The group structure enables members to manage their own liability risks collectively. is a liability
  • The participants pay a fee and premiums to the sponsor in exchange for customized coverage.
  • Sponsored captives typically use a segregated cell called a protected cell structure.
  • The participants pay a fee and premiums to the sponsor in exchange for customized coverage.
  • Sponsored captives typically use a segregated cell called a protected cell structure.
Keywords: 926, house, all
Summary: The House opened with devotional remarks from Representative Greer focused on perspective, kindness, and the idea that people “earn” respect and love through shared humanity. After that, the chamber suspended rules to introduce 17 House bills by number only, and adopted JRS 3 in concurrence, setting a joint assembly for Tuesday, January 20, 2026 at 1:00 p.m. to receive the governor’s budget message. Several announcements followed, including birthday wishes, a note about the new federal whole milk for schools law, guest introductions, and caucus notices. The House also approved committee transfers for H.393, an act relating to the prohibition of requiring face masks in schools, moving it from Education to Healthcare, and H.334, an act relating to limiting employer restrictions on individuals separating from employment, moving it from General and Housing to Commerce and Economic Development. The chamber then took up H.649 on captive insurance companies. The Commerce and Economic Development Committee explained that the bill, based on Department of Financial Regulation proposals, would prohibit risk retention groups from lending to or investing in members or affiliates, require annual and quarterly filings in NAIC form with a jurat page and actuarial certificate, and create new filing requirements for sponsored captive protected cells. The committee reported unanimous support, and the House amended the bill and ordered third reading. The House next considered S.60, establishing a Farm Security Special Fund. The Agriculture, Food Resiliency, and Forestry Committee and Appropriations described the bill as a response to repeated weather-related losses affecting farms and forestry operations, including flooding, freezes, drought, and other extreme events. The House version adds forestry and changes assistance from grants to payments to make aid faster and less cumbersome. The program would be administered by the Agency of Agriculture, Food and Markets, with a review board and payments of up to 50% of uncovered losses, capped at 5% of annual appropriations and $150,000 per application. The committee testimony emphasized the need for a permanent, predictable state relief mechanism, and the bill was advanced with strong support.
NM

New Mexico 2026 Regular Session

House - Appropriations and Finance Jan 12th, 2026 at 01:34 pm

House Appropriations & Finance

Transcript Highlights:
  • The line 18 pays for regular increases to insurance Premiums. 19, the 73.1 that you're seeing for LESC
  • and LFC is the increase to the employer share of Insurance premiums to that 80-20 split.
  • I will remind the committee that the state has invested a significant amount in structured literacy,
  • I will remind the committee that the state has invested a significant amount in structured.
  • Again, I'll use the structured Literacy example.
Keywords: 996, all
KY
Transcript Highlights:
  • this next biennium the premium is going to be.
  • per per year uh $700 per month premium per per year uh $700 per month premium in<00:08:07.599>
  • <00:09:29.360> Uh<00:09:29.760> so premium cost of about 18 to 19%.
  • Uh so premium cost of about 18 to 19%.
  • next bianium the premium is going to be. next bianium the premium is going to be.
Keywords: 958, all
Summary: The House Budget Review Subcommittee on Personnel, Public Retirement, and Finance heard testimony from Bo Barnes, deputy executive secretary and general counsel for the Teachers’ Retirement System (TRS), on the TRS budget request for the upcoming biennium and how it compares with House Bill 500 as introduced. Barnes emphasized that the bill fully funds the system’s additional funding request to pay down TRS’s legacy unfunded pension liability, which he described as critical to the system’s long-term funding plan. He also explained that the pension and health insurance requests are broken into several line items, including legacy benefit items, state shared-responsibility payments for retiree health insurance, and reconciliation items that adjust for prior over- or underpayments. Barnes said the state portion of shared responsibility for retiree health insurance was funded below the request in House Bill 500, but he described the health insurance trust as a success story under the post-2010 shared-responsibility model. He said the trust is projected to be fully funded in about two years if medical inflation and federal subsidies remain stable, and he noted that any shortfall in the current budget would be reconciled later and could reduce investment income. In response to questions, he explained that the legacy benefit items are treated as part of the total actuarially determined employer contribution and that unpaid legacy benefits would have the same impact on the retirement trust as unpaid ADC amounts. Barnes also addressed questions about whether the $47.2 million SEEK-related teacher contribution reconciliation could be split between fiscal years, saying it could be done but would reduce investment income and potentially increase future contribution needs. He said the pension fund is currently about 61% funded and that TRS has received full funding for the pension for 10 straight years, with the state having provided full additional funding and more in recent budgets. He concluded by asking the committee to consider TRS’s original budget request, warning that underfunding now would be reflected in future actuarial calculations and could cost the Commonwealth more over time.
CA
Transcript Highlights:
  • retaining full-scope Medi-Cal for humanitarian immigrants, Item 55, and oppose the $50 monthly Medi-Cal premium
  • We also appreciate the delays for dental and premiums.
  • Appreciate the rejection of the asset limit, the increased premium, the caps on CalPACE, and really would
  • Appreciate the rejection of the asset limit, the increased premium, the caps on CalPACE, and really would
  • as well as monthly premiums and asset test limits for immigrant enrollees.
Keywords: 987, senate, all
Summary: The Senate Budget Subcommittee No. 3 on Human Services held its final hearing on the budget, with the chair framing the Senate’s plan as a counterproposal that rejected major cuts and preserved revenues. Public comment was overwhelmingly supportive of the subcommittee’s actions, with advocates, counties, providers, and community groups thanking members for rejecting or delaying proposed cuts to Medi-Cal asset limits, immigrant coverage and premiums, IHSS, PACE, APS, behavioral health advocacy and innovation grants, mobile crisis services, and certain dental and provider payment reductions. Speakers also urged additional funding or trailer bill changes for county eligibility work, public hospitals, indigent care, CalFresh outreach and food benefits, child care slots and COLAs, legal services for immigrants, and long-term services and supports. A major theme was the Senate’s “Be Home Soon” proposal, which many disability, aging, home care, and health care organizations praised as a way to shift care from institutions to home- and community-based settings. Testimony also supported restoring or maintaining funding for behavioral health programs, including 988/mobile crisis infrastructure, community advocacy contracts, and Title IV-E workforce funding. Several county and provider groups asked the committee to consider alternative proposals related to H.R. 1 impacts, Medi-Cal coverage losses, and county indigent care costs, while others requested continued work on public hospital support, CFAP expansion, and implementation details for child care and IHSS. The subcommittee then took three votes on grouped budget items. The first consent block, covering a large set of items, passed 3-0. The second block passed 2-1, with Senator Grove voting no. The final block passed 3-0. The hearing concluded with the chair stating the subcommittee had done its part and adjourning the meeting.
CA

California 2025-2026 Regular Session

Assembly Health Committee Jun 16th, 2026

Health

Transcript Highlights:
  • Care Court was created to provide a structured, voluntary, coordinated pathway to treatment for individuals
  • At the same time, this bill was estimated to increase premiums by $28 million.
  • One worker I talked to told me that she had a monthly health insurance premium of $280.
Keywords: 988, house, all
Summary: The Assembly Health Committee heard several bills focused on access to care, public health, and oversight. SB 989 would streamline Care Court referrals by allowing first responders to ask county behavioral health agencies to review and file petitions; supporters, including firefighters and mental health advocates, said it would reduce barriers, while opponents argued Care Court is coercive, costly, and not yet proven effective. SB 1089, as amended, would direct CalRx/HHS to help distribute GLP-1 medications more affordably; the author described personal experience with the drugs and supporters emphasized prevention and chronic disease management, while members asked about distribution, liability, and age limits. SB 1309 would eliminate cost sharing for medically necessary lung cancer follow-up care after abnormal screenings; cancer survivors and clinicians strongly supported it, while health plans and insurers opposed it, saying the bill could raise premiums and did not address low initial screening rates. The committee also heard SB 1284, which would require DHCS to publish an annual report identifying large employers with workers enrolled in Medi-Cal and estimating taxpayer costs; supporters framed it as transparency and corporate accountability, while the chair and others linked it to broader budget and fairness concerns. SCR 7, urging permanent standard time, was presented as a public health measure to reduce sleep disruption and related harms, and it passed with support from the California Medical Association. The committee also took up SB 995, which would create a statewide inspection and enforcement framework for large involuntary residential facilities, including private immigration detention centers and some youth facilities; supporters cited unsafe and inhumane conditions, while probation officials objected to overlap with existing oversight for secure youth treatment facilities. The committee approved the measures it heard, with roll calls showing SB 989, SB 1089, SB 1309, SB 1284, SCR 7, and SB 995 all advancing out of committee, along with consent items and add-on votes.
NM

New Mexico 2026 Regular Session

House - Chamber Meeting Jan 27th, 2026 at 11:17 am

New Mexico House Floor Meeting

Transcript Highlights:
  • making an appropriation to the Department of Health to contract for services to construct shade structures
  • grant that rural hospitals can receive to cover the cost of medical malpractice liability insurance premiums
  • grant that rural hospitals can receive to cover the cost of medical malpractice liability insurance premiums
Bills: HM19
NM

New Mexico 2025 Regular Session

IC - Revenue Stabilization and Tax Policy Dec 16th, 2025 at 09:08 am

Revenue Stabilization & Tax Policy Committee

Transcript Highlights:
  • Insurance premium taxes were increased.
  • A differential premium tax rate for certain insurers was eliminated.
  • anything that is subject to the easement, often there will be a building envelope or an agricultural structures
Keywords: 996, all