Video & Transcript : 'lender cap' :
Page 44 of 392
WA
Washington 2025-2026 Regular Session
House Civil Rights & Judiciary Jan 30th, 2026
Transcript Highlights:
- This approach protects legitimate lenders while, most importantly, removing a barrier to relief for people
Summary:
The committee first heard House Bill 2640, which would create procedures for dealing with unauthorized UCC financing statement filings. The bill would allow the Department of Licensing to refuse certain filings believed to be intended to harass or defraud, create an affidavit-based process for debtors to seek termination of wrongfully filed records, permit administrative review and court challenges by secured parties, and establish criminal penalties for intentional unauthorized filings. Department of Licensing testimony supported the bill as a narrow remedy for harmful filings that can affect credit, housing, banking, and reputation, while members questioned whether the department should be making legitimacy determinations and whether existing court remedies were sufficient. No vote was taken on HB 2640 during the hearing.
The committee then moved to executive action on several bills. Substitute House Bill 2161, authorizing the Attorney General to issue civil investigative demands in certain civil rights and labor-related investigations, was reported out on a 7-5 vote after debate over due process concerns and the need for stronger enforcement tools. House Bill 2304, extending condominium warranty coverage to four-story buildings, passed unanimously. House Bill 2445, revising probate law and related protections, passed 10-2, with some members supporting the anti-fraud reforms and others worried about added complexity.
House Bill 2590, exempting limited equity cooperatives from the Washington Uniform Common Interest Ownership Act, was amended with a technical change to the definition of limited equity cooperative and then reported out 8-4. Members described the bill as expanding affordable homeownership opportunities, though some raised broader policy concerns about the model. Finally, House Bill 2412, increasing the number of Superior Court judges in Yakima County from 8 to 9, passed unanimously after members cited access-to-justice needs and support from local funding and space resources.
HI
Hawaii 2025 Regular Session
PSM-CPN, CPN-HOU, AEN-TCA-CPN, EDU-CPN Public Hearings 03-18-2025
Public Safety and Military Affairs
Transcript Highlights:
- Our members include developers that are in the affordable housing space, as well as many lenders in the
- how this may impact financing for affordable housing, because of the right of first refusal being capped
- Stephanie Easley from SE-CAPS Coordinating Group on Alien Pest Species.
- My name is Stephanie Easley with the Coordinating Group on Alien Pest Species, which is SE-CAPS.
- going to adopt the language that's proposed by the Coordinating Group on Alien Pest Species, or SE-CAPS
Committee:
Senate Public Safety and Military Affairs
Summary:
The joint Senate committee hearing considered HB 472 HD1 on digital identification and HB 1097 HD1 on public housing evictions, followed by HB 1325 HD3 on housing redevelopment and tenant relocation rights. HB 472 would require digital IDs to be accepted under certain conditions and allow law enforcement to use them as proof of identity; the committee heard limited testimony, then adopted a recommendation to pass with amendments, including changing “shall” to “may” and adding effective and defective dates. HB 1097 would shorten the storage period for unclaimed personal effects after a public housing eviction; the Hawaii Public Housing Authority supported the bill, while some members raised concerns about the impact on displaced families. The committee moved the bill forward with discussion of the agency’s eviction process, waitlist size, and the need to free units sooner for other applicants.
HB 1325 HD3 drew extensive testimony and discussion. The bill would require developers of certain HHFDC affordable housing projects to provide displaced tenants with a right of first refusal for a comparable unit or relocation assistance, along with information, tracking, and enforcement provisions. HHFDC supported the measure but suggested amendments to require both relocation assistance and a right of first refusal, without requiring the same rent as the prior unit. Legal aid, housing advocates, community organizations, and many tenants testified in strong support, emphasizing displacement during public housing redevelopment, inadequate communication, accessibility problems, and the need for enforceable rights to return. Several tenants described confusing notices, unsuitable replacement units, and hardship for elders, disabled residents, and children. The discussion also highlighted concerns about developer compliance and the need for state-level enforcement.
No final vote on HB 1325 was shown in the transcript excerpt, but the hearing included substantial questioning of the housing authority and testimony from affected residents. The committee also discussed the broader redevelopment context, including large-scale public housing demolition and replacement plans, and the potential consequences for families if relocation and return rights are not clearly enforced.
NM
New Mexico 2025 Regular Session
House - Chamber Meeting Mar 1st, 2025
Transcript Highlights:
- It's the cap.
- Like I said, it's the $5,000 cap on the violation if it's ruled that they did discriminate on the source
- This is such a great opportunity, and NMFA, as an experienced lender in our state, these projects will
- Seventh, it removes a funding cap and replaces it with an award not to exceed the full cost of tuition
- So we've taken the $7,200 cap and we have opened it up to a full 100% tuition fee. Mr.
AL
Transcript Highlights:
- of properties for loans and purchases and constructions, and after they turn that report in to the lender
- report</c><00:17:34.960><c> in</c><00:17:35.200><c> to</c><00:17:35.520><c> the</c><00:17:35.760><c> lender
- </c> they turn that report in to the lender they turn that report in to the lender uh<00:17:37.039><c
Committee:
House Judiciary
HI
Hawaii 2026 Regular Session
EEP-LAB Joint Public Hearing - Thu Mar 19, 2026 @ 9:30 AM HST
Energy & Environmental Protection
Transcript Highlights:
- And we're going to make the cap amount for the amount any single entity can claim $7 million.
- cap and then defining the program cap in definition, because I find that just sort of off-putting.
- <01:38:32.440><c> instead</c><01:38:32.920><c> of</c> cap instead of cap instead of calling<01:38:34.040
- ><c> and</c><01:38:35.160><c> then</c> calling it the program cap and then calling it the program cap
- and then defining<01:38:36.080><c> the</c><01:38:36.160><c> program</c><01:38:36.600><c> cap</c><01:
Bills:
SB3326
Committee:
House Energy & Environmental Protection
Summary:
The joint committees on Energy and Environmental Protection and Labor heard SB 3326, a bill concerning a study of separating transmission from generation in Hawaii’s electric system. Testimony was largely opposed. Life of the Land argued that true separation on an isolated island grid has not been shown to work anywhere and said the bill would waste taxpayer money. Hawaiian Electric and the Public Utilities Commission also opposed the measure, saying Hawaii already uses competitive bidding for new generation, that the bill would add cost, complexity, and reliability risks, and that a new study would duplicate prior work. In response to questions, the PUC explained its existing competitive bidding framework and said it had not seen an island system fully restructure in this way. The chair then amended the bill’s intent to require the PUC to open a proceeding for an independent, comprehensive analysis of the state’s energy pathways, including cost reduction, financial risk, state energy goals, and reliability, rather than narrowly focusing on separation. Both committees voted to pass SB 3326 SD2 with amendments, with the Energy committee adopting the recommendation unanimously and the Labor committee adopting it with one reservation and two no votes.
The Energy and Environmental Protection Committee then took up SB 2497 SD2, which would require electric utilities other than cooperatives to provide transparent, publicly accessible customer bill impact analyses and annual reports to the PUC. The Department of Commerce and Consumer Affairs and the PUC offered comments, with the PUC supporting the intent. Life of the Land said the proposed disclosure requirements would be too complex for most ratepayers to use meaningfully, while Hawaiian Electric said the bill could raise costs and slow projects, though it acknowledged some of the language changes and said much of the information is already available through existing planning and regulatory processes. Hawaii Clean Power Alliance and one individual testified in support. No vote was taken on SB 2497 SD2 during the excerpt.
The committee also heard SB 3183 SD2, which would bar higher-income taxpayers from claiming the renewable energy technologies income tax credit for certain residential solar systems and would change refundability rules. The Department of Taxation, the Hawaii State Energy Office, and the Tax Foundation offered comments, while the Hawaii Solar Energy Association and numerous companies and individuals opposed the bill. Opponents raised concerns about impacts on financing models and the solar market. Members asked the Department of Taxation for data on how credits are claimed by homeowners versus third-party owners and on the refundability of the credit; the department said it did not have the information immediately available but would follow up. The chair indicated decision-making would likely be deferred to allow further review, and no vote was taken in the excerpt.
NH
Transcript Highlights:
- </c> entitled to the deduction up to the cap. entitled to the deduction up to the cap.
- That's why the caps were created.
- Um so that $50,000 cap essentially makes Um so that $50,000 cap essentially makes it<04:38:29.600><c>
- Um, to Mike's point, I don't know for sure if that $10 million cap and raising it the individual cap
- </c> we need to raise a cap at that time. we need to raise a cap at that time.
Committee:
House Ways and Means
WA
Washington 2025-2026 Regular Session
House Housing Feb 19th, 2026
Transcript Highlights:
- Too often when people think about foreclosure, they think about mortgage lenders.
Summary:
The committee held public hearings on two housing-related bills. Senate Bill 6054 would prohibit common interest communities, including HOAs and condominiums, from banning fire-hardened building materials that meet health and safety standards, while still allowing reasonable rules on design, placement, and appearance. The sponsor said the bill is intended to help homeowners reduce wildfire risk without forcing any resident to make changes, and staff explained that it would apply retroactively to conflicting governing documents. Testimony was generally supportive, including from the Office of the Insurance Commissioner, the Washington State Community Associations Institute, and HOA United, though the American Wood Council asked for narrower definitions so wood products could still qualify under other standards.
Senate Bill 5938 would revise the $80 foreclosure prevention fee created last session. Staff said the bill expands exemptions to include reverse mortgages for borrowers age 60 and older, chattel loans and retail installment contracts for dwellings secured as personal property, and limits duplicate charges in certain state-supported homeownership programs. It also removes the option to pay the fee from borrower cash at closing, allows financing through loan proceeds, clarifies disclosure and Commerce’s rulemaking authority, and directs Commerce and the Housing Finance Commission to study creating a state homeowner assistance fund by July 1, 2027. The sponsor and supporters said the changes would stabilize foreclosure prevention funding, prevent multiple charges on the same transaction, and help homeowners stay in their homes.
Testimony on SB 5938 was strongly supportive from the Washington Homeownership Resource Center, the Washington Build Back Black Alliance, HOA United, and the Northwest Justice Project, with speakers emphasizing foreclosure prevention, housing stability, and the need for assistance for seniors, first-time buyers, and HOA homeowners. At the end of the hearing, the chair announced that the committee would likely take executive action on the bills early the next week and asked members to submit amendments by the stated deadlines.
AZ
Transcript Highlights:
- SB 1689, home equity revolving loan lenders. SB 1691, ESA's assessment, standard, accreditation.
FL
Florida 2026 Regular Session
FL House Floor Session - 2026-03-04 (10:00AM Session)
Florida House Floor Meeting
Transcript Highlights:
- And if there's no caps to try to keep those costs down to your point, why not?
- There is a cap. It's 15%.
- You said that there is a cap.
- That's the 15% cap right now. Senator Smith. Thank you, Mr. President.
- And the lender looked at my financial statements, and he said to me, you're a unicorn.
CA
California 2025-2026 Regular Session
Senate Natural Resources and Water Committee Apr 7th, 2026
Transcript Highlights:
- And that offers a credit enhancement to mitigate the risk of default, which enables participating lenders
- And remember, this is done by a private lender that's lending to an individual.
Summary:
The committee first heard SB 872, which would direct $300 million annually for 20 years to repair subsidence damage in the State Water Project and to fund Delta levee repairs. The author and supporters said the bill is needed to protect water deliveries for 27 million Californians, prevent major infrastructure and flood risks, and address long-term threats to California’s water supply. Support came from a broad coalition of water agencies, local governments, environmental groups, and business interests; there was no opposition testimony. Members discussed the scale of the funding, the beneficiary-pays issue, and whether the bill should more clearly address risk and identify likely project areas. The committee adopted amendments, and SB 872 passed 5-0 to Appropriations and was placed on call.
The committee then took up SB 1305, a study bill on the feasibility of reintroducing the California grizzly bear. The author, tribal sponsors, and conservation supporters framed the bill as a science-based roadmap that would examine habitat, impacts, and implementation, while recognizing the grizzly’s cultural significance to tribes and its ecological role. Opponents, including sheriffs, cattle groups, county representatives, and a former Fish and Wildlife law enforcement official, argued that California lacks the staffing, funding, and public-safety capacity to manage another apex predator and that the state is already struggling with wolves and mountain lions. Members raised questions about the scope of the feasibility study, local control, and whether the bill should address conflict risk earlier in the process. The author agreed to work on additional amendments, and the bill passed 4-1 to Appropriations and remained on call.
SB 1079, creating a Cal Fire Fire Innovation Unit to speed the testing and deployment of wildfire technologies, was heard next. The author and supporters said California has strong wildfire innovation but lacks a formal pipeline to move promising tools from pilot projects into statewide use. Supporters included Megafire Action, Fireworks, the Orange County Fire Authority, and the California Association of Realtors, which sought amendments related to nonprofit administration of grants. There was no opposition testimony. The bill passed 5-0 to Emergency Management and was placed on call. The committee also heard SB 997, which would give the North Fork Kings Groundwater Sustainability Agency lien authority to collect fines and fees tied to its groundwater sustainability plan. Supporters said the change would allow more efficient enforcement and avoid lengthy civil litigation; no opposition appeared. Members asked whether the authority should be extended more broadly to other statutory GSAs, and the author said discussions were ongoing. SB 997 passed 2-0 to Judiciary and was placed on call. The committee later caught up on votes for the earlier bills and then moved to SB 894, a wildfire resilience loan program modeled on Go Green to help homeowners finance home-hardening measures; it passed 5-0 to Emergency Management and was placed on call. Finally, SB 1229 was introduced by Senator Allen to strengthen coastal protections for rebuilding after disasters, beginning with the Palisades fire context, but the transcript cuts off before that bill’s full hearing concluded.
LA
Louisiana 2026 Regular Session
House of Representatives Mar 24th, 2026
Louisiana House Floor Meeting
Transcript Highlights:
- House Bill 545 by Representative Riser, maximum charges by lenders, maximum origination fees on consumer
- This bill increases the origination fee for lenders from a maximum of $50 up to $75.
Bills:
HR58 , HR59 , HR60 , HR61 , HR62 , HR63 , HR64 , HCR32 , HB43 , HB447 , HB573 , HB1000 , HB1001 , HB1002 , HB1003 , HB1004 , HB1005 , HR46 , HR48 , HR50 , HR51 , HR52 , HR53 , HR54 , HR55 , HR56 , HR57 , HCR31 , HB20 , HB21 , HB166 , HB494 , HB710 , HB795 , HB985 , HB986 , HB987 , HB988 , HB989 , HB990 , HB991 , HB992 , HB993 , HB994 , HB995 , HB996 , HB997 , HB998 , SB128 , SB149 , SB174 , SB191 , SB205 , SB213 , SB218 , SB220 , SB229 , SB238 , SB243 , SB375 , SB379 , HB8 , HB9 , HB10 , HB15 , HB16 , HB17 , HB18 , HB19 , HB22 , HB33 , HB34 , HB35 , HB44 , HB46 , HB47 , HB48 , HB61 , HB101 , HB126 , HB135 , HB142 , HB164 , HB185 , HB215 , HB226 , HB232 , HB233 , HB242 , HB284 , HB292 , HB297 , HB301 , HB334 , HB436 , HB468 , HB548 , HB571 , HB582 , HB593 , HB594 , HB609 , HB613 , HB712 , HB722 , HB732 , HB746 , HB781 , HB827 , HB845 , HB848 , HB921 , HB923 , HB951 , HB953 , HB999 , HB129 , HB130 , HB287 , HB489 , HB545 , HB553 , HB555 , HB570 , HB854 , HB952 , HB28 , HB36 , HB50 , HB52 , HB56 , HB62 , HB68 , HB92 , HB110 , HB117 , HB119 , HB124 , HB140 , HB147 , HB171 , HB182 , HB193 , HB196 , HB203 , HB228 , HB234 , HB260 , HB268 , HB271 , HB285 , HB289 , HB351 , HB400 , HB413 , HB469 , HB534 , HB551 , HB552 , HB574 , HB576 , HB634 , HB649 , HB677 , HB735 , HB739 , HB779 , HB784 , HB796 , HB842 , HB850 , HB919 , HB149 , HB733 , HB875 , HB868 , HB901
Keywords:
waterfowl conservation, wetlands preservation, Ducks Unlimited, environmental stewardship, Louisiana, tennis, athlete recognition, family legacy, sports achievements, coaching, student parents, higher education, academic support, family stability, workforce equity, Homeland Security, federal funding, public safety, emergency services, TSA
CA
California 2025-2026 Regular Session
Senate Select Committee on California's Wine Industry Mar 12th, 2026
Transcript Highlights:
- I work for a lender, American Ag Credit, that finances vineyards and wineries as well as agriculture
- I work for a lender, American Ag Credit, that finances vineyards and wineries as well as agriculture
WA
Transcript Highlights:
- When the offer is accepted, the lender is processing and underwriting that loan.
- And the lender will then reserve the loan in our system at the commission.
Committee:
Senate Housing
Summary:
The committee heard a series of abbreviated presentations focused on housing supply, transit-oriented development, and redevelopment of underused commercial land. Urban Institute researcher Yona Fremark discussed Washington’s transit-oriented development efforts under HB 1491, saying the state has made progress but faces major feasibility challenges from rising construction costs, higher interest rates, and uneven market conditions. She recommended targeted infrastructure funding for lower-market transit areas, adjusting MFTE/affordability requirements to local conditions, expanding affordable housing resources in high-market areas, tightening density requirements near transit, allowing more joint development on transit agency land, and creating a stronger system to track housing, affordability, demographic change, and access outcomes over time. Senators asked about AMI calculations, labor and immigration effects on construction, and the role of developer input.
Dave Anderson of the Department of Commerce outlined implementation of HB 1491, including local government responsibilities for station area designation, zoning, anti-displacement policies, and MFTE updates. He said Vancouver and Spokane are first to implement, with Puget Sound following later, and described Commerce’s timeline for updated MFTE guidance, station-area implementation guidance, a TOD model ordinance, and later rulemaking. He also demonstrated the new Washington Zoning Atlas, a live statewide mapping tool showing zoning, overlays, and station-area geographies, which Commerce said can support analysis by agencies and the public. The committee then heard from Lieutenant Governor Denny Heck and James Rolf on commercial-to-residential redevelopment, who argued that converting vacant or underused commercial sites could produce a large amount of housing, increase tax revenue, and support transit-oriented growth. They identified barriers such as zoning requirements, affordability mandates, infrastructure costs, building code complexity, private covenants, and slow implementation of new laws, and urged by-right residential use on commercial land and faster implementation of housing reforms.
The State Building Code Council provided an update on its code cycle and legislative mandates, including minimum dwelling size, emergency shelters, single-exit stairs, and multiplex housing. Council staff said the single-exit and multiplex work is nearing completion and will produce prescriptive solutions, while members discussed whether future legislation might address smaller elevators or more performance-based code approaches. Finally, Dr. Stephen Barrosa of the Washington Center for Real Estate Research reviewed housing affordability trends, noting that higher mortgage rates have sharply reduced homeownership affordability, flattened prices in major cities, and lowered single-family permitting and completions, while apartment vacancy rates have returned to more normal levels. The last presentation came from the Washington State Housing Finance Commission on the Covenant Home Ownership Program, which reported strong first-year results: 547 homebuyers assisted by June 2025, more than $60 million loaned, homes in 22 counties, and nearly 1,000 families assisted by the time of the hearing. The commission also reviewed program eligibility, outreach, and recent legislative changes to income limits and loan forgiveness that were not yet reflected in the first-year report.
WA
Washington 2025-2026 Regular Session
Joint Committee on Veterans’ & Military Affairs Dec 3rd, 2025
Transcript Highlights:
- For most, it meant delaying credit card or car payments, calling mortgage lenders and landlords, going
- Car payments, calling mortgage lenders and landlords, going without child care, and worrying about how
Summary:
The committee heard updates from Joint Base Lewis-McChord, Navy Region Northwest, Fairchild Air Force Base, the Coast Guard, state licensing agencies, the Professional Educator Standards Board, the Washington National Guard, and a veterans behavioral health presenter. Across the military briefings, common themes were readiness, infrastructure, and quality-of-life issues for service members and families, especially child care, housing, food insecurity, medical and dental access, and military spouse employment. JBLM highlighted its role in Indo-Pacific readiness, ongoing PFAS cleanup, 212 new family housing units under construction, efforts to expand child care, and continued work to keep the Lewis Army Museum open. Navy Region Northwest discussed its major installations and economic impact, the Shipyard Infrastructure Optimization Plan, future carrier and submarine homeporting needs, and asked the legislature to continue support for licensure compacts, educational stability for military children, housing, and medical access. Fairchild emphasized its tanker and survival missions, child care shortages, food insecurity, aging housing, and concerns about wind turbine development near flight paths, while the Coast Guard focused on rebuilding Base Seattle for new icebreakers and on rural access to housing, medical care, and child care at dispersed stations like Neah Bay.
Members repeatedly raised food insecurity and asked for follow-up on solutions. JBLM and Fairchild both described increased demand for food assistance during the shutdown, and committee members noted progress in getting mobile food vans onto JBLM. The presenters also praised state action on military spouse licensure and child care, including Senate Bill 5545 and related compact and portability efforts. The Department of Licensing reported about 9,000 self-identified military members or spouses licensed, with average time-to-license just under nine days, and said applications are prioritized when military status is self-identified. The Department of Health said its military-to-civilian crosswalk now covers more than 35 health professions, that temporary practice permits and expedited processing are in place, and that 1,300 credentials were issued to military spouses and domestic partners and 129 to military-trained health professionals in the last fiscal year, all within 30 days.
The Professional Educator Standards Board explained that military spouses and service members can receive expedited teacher certification with reduced documentation, and that they are moved to the front of the review queue when they self-identify. Members asked about verification, and staff said the process relies on attestation with investigatory safeguards if needed. The Washington National Guard briefed on its dual state and federal mission, the impact of the recent shutdown on nearly 700 employees who worked without pay, and policy and budget requests including youth academy protections, alignment of the Washington Code of Military Justice with the UCMJ, making Civil Air Patrol a division of the Military Department, 911 funding, disaster assistance, and capital funding for headquarters and readiness facilities. The Guard also warned about drone threats and said it wants authority to identify, track, and monitor suspicious drones.
A veterans behavioral health presenter, an Army combat veteran and clinical social worker, described high suicide risk, barriers to care, and the need for more culturally competent services, especially for women veterans and caregivers. He said Washington veterans’ suicide rate remains above the national average and emphasized that childcare, transportation, and provider shortages can prevent timely treatment. Members generally responded supportively throughout, asked for follow-up on food security and other issues, and encouraged agencies to bring forward legislative ideas for future sessions.
MN
Minnesota 2025-2026 Regular Session
House Veterans and Military Affairs Division 3/5/25
Veterans and Military Affairs Division
Transcript Highlights:
- Basically, what we're doing is we're asking our credit card lender to increase our limit, is what we're
- Basically, what we're doing is we're asking our credit card lender to increase our limit, is what we're
Committee:
House Veterans and Military Affairs Division
HI
Bills:
HB816 , HB1535 , HB1537 , HB1541 , HB1562 , HB1574 , HB1591 , HB1853 , HB1854 , HB1871 , HB1965 , HB1966 , HB1969 , HB1973 , HB1974 , HB2315 , HB2343 , HB2501 , HB2505 , HB1577 , HB2443 , HB2498 , HB2581 , HB2622
Committee:
House Finance
Keywords:
HB816, Hawaii, opioid overdose, opioid crisis, buprenorphine, naloxone, Narcan, paramedics, emergency medical services, EMS, first responders, substance use disorder, addiction treatment, withdrawal management, overdose reversal, pilot program, Department of Health, DOH, county population under 100,000, rural health
NH
New Hampshire 2025 Regular Session
House Judiciary (02/03/2025)
Transcript Highlights:
- Education is the way to the middle class and the upper middle class, and the, um, lenders are there and
- and the upper middle class and<03:12:45.640><c> the</c><03:12:46.239><c> um</c><03:12:46.560><c> lenders
- are</c><03:12:47.520><c> there</c><03:12:47.800><c> and</c><03:12:48.040><c> very</c> and the um lenders
- are there and very and the um lenders are there and very eager<03:12:48.680><c> to</c><03:12:49.120>
- non-dischargeable, and that is something the federal government has chosen to do to make sure that lenders
Summary:
The House Judiciary Committee opened with a hearing on CACR 7, a proposed constitutional amendment to explicitly state that defendants are innocent until proven guilty in all cases and suits brought by the state. The prime sponsor argued the amendment would strengthen due process, prevent government overreach, and extend the presumption of innocence beyond criminal cases into civil and administrative matters such as forfeiture and family court proceedings. In testimony and questioning, the sponsor cited New Hampshire constitutional provisions, historical examples, and concerns about courts shifting burdens onto individuals. Committee members raised questions about the amendment’s wording, its relationship to existing law, and whether it would have practical effect if current statutes already place the burden on the state. The hearing was then closed without further witnesses.
The committee next moved to executive session on House Bill 480, which establishes a procedure for restoring competency and creates a pilot forensic liaison position in Merrimack or Strafford County to assist with that process. After discussion about prior concerns, including an email from the Disabilities Rights Center and whether enough members were present, the committee voted to adopt Amendment 2025-61H and then voted ought to pass as amended. The amendment passed unanimously, and the bill passed on a 10-1 roll call, with Representative Andrew voting no. The chair noted the bill would not go on consent and that no minority report was planned.
Finally, the committee opened a hearing on House Bill 666-FN, which would add restitution for violations of library-use confidentiality and expressly include library cards and membership status among confidential records. The sponsor said the bill was intended to strengthen privacy protections after a local dispute and to provide a remedy and deterrent for improper disclosure. Committee questions focused on whether the restitution penalty would apply to accidental disclosures, how the bill interacts with existing exceptions such as court orders or investigations, and whether the language was consistent with current confidentiality law. The hearing remained open at the end of the transcript.
AZ
Transcript Highlights:
- The amount is capped at $200 million.
- As I said, it was previously capped at $200 million total statewide.
- Now it's capped at $75 million. That's the change here, but it's per fiscal year.
- It lowers the reimbursement cap from a large total pool to a controlled annual cap.
- The annual cap provides assurances to the legislative budget formulation.
Committee:
House House Commerce Committee of Reference
Summary:
The Commerce Committee heard and passed several bills dealing with insurance fraud funding, education scholarships, apprenticeships, workers’ compensation fraud, credit unions, manufactured home installation licensing, short-term rentals, homeowners associations, condo disclosures, and an advanced manufacturing infrastructure reimbursement program. HB 4020 would raise the annual insurer assessment cap for the Department of Insurance and Financial Institutions fraud unit from $1,050 to $1,350; it passed after testimony from Nationwide supporting the added resources. HB 2255 would extend Arizona Teachers Academy scholarship eligibility for community college students from two academic years to four, and HB 2591, as amended, would revise the definition and requirements for registered apprenticeships under DES standards; both passed unanimously. HB 2680, as amended, would narrow and clarify workers’ compensation fraud-related provisions and insurance disclosure requirements, and HB 2979, as amended, would modernize credit union bylaws, name changes, and operating powers; both also received due pass recommendations. HB 2868, which adds insurance and fingerprint-clearance requirements for manufactured home/mobile home installation licensees and gives the Department of Housing additional licensing authority, passed with some members present or voting no.
The committee also took up HB 2429, a strike-everything amendment on short-term rentals that would let local governments set occupancy limits, extend the violation window for suspension actions from 12 to 24 months, and allow suspension after certain building code violations. The sponsor and city officials described it as a compromise giving communities more local control, while short-term rental owners and neighborhood advocates raised concerns about overbroad enforcement and the scale of the housing impacts; the bill passed 8-2 with one present. HB 4011, which would codify duties for condominium and planned community associations to act reasonably and provide access to information, was heard without the proposed Carter amendment and passed 11-0 after testimony from homeowners, attorneys, and HOA representatives about fairness and enforceability. HB 2397, another HOA-related bill, would expand disclosure requirements for condo and association purchases and escrow information; it passed unanimously after supporters said it would improve consumer transparency.
Finally, the committee heard HB 4026, which would change the public infrastructure reimbursement program for advanced manufacturing projects by replacing the current statewide cap with a $75 million annual cap and requiring more transparency for related agreements. Supporters, including Queen Creek’s mayor, GPEC, and the Arizona Chamber, said the program helps fund roads, water, wastewater, and other infrastructure needed to attract large manufacturing investments and jobs, while some members questioned the budget impact and whether the program benefits rural areas. The discussion emphasized projects such as LG in Queen Creek and other major manufacturing investments, with supporters arguing the bill preserves Arizona’s competitiveness and generates long-term tax revenue.
NH
Transcript Highlights:
- filing fees, and publication fees to convince the court that we’d made every attempt to find the lender
- And yet, in the end, not one single time did any lender or any person show up and appear and contest
- attempt</c><01:27:40.080><c> to</c><01:27:40.320><c> find</c><01:27:41.040><c> the</c><01:27:41.280><c> lender
- </c><01:27:41.600><c> and</c><01:27:41.840><c> any</c> every attempt to find the lender and any every
- attempt to find the lender and any successor.<01:27:43.120><c> And</c><01:27:43.360><c> those</c><01
Committee:
Senate Commerce
CA
California 2025-2026 Regular Session
Senate Emergency Management Committee Apr 21st, 2026
Emergency Management
Transcript Highlights:
- works is it offers a credit enhancement to mitigate the risk of default, which enables participating lenders
Committee:
Senate Emergency Management
Summary:
The Senate Emergency Management Committee heard several wildfire- and emergency-related bills. SB 1270 by Senator Richardson would expand the California Wildfire Mitigation Program to more counties and direct future funding toward areas with the greatest wildfire risk and social vulnerability; supporters included CSAC and the South Coast Air Quality Management District. SB 1079 by Senator Stern would create a permanent fire innovation unit within Cal Fire to identify operational needs, test new technologies, and speed deployment of successful tools; it drew support from Megafire Action, fire agencies, and several advocacy groups. SB 1020 by Senator Niello would require annual reporting on open gubernatorial states of emergency, including spending and lessons learned, to increase legislative oversight without limiting emergency powers; the LAO provided technical assistance on the bill. SB 894 by Senator Allen would establish a wildfire resilience loan program modeled on Go Green to help finance home hardening and defensible space improvements, with broad support from state, local, environmental, and credit union interests.
Testimony on the bills emphasized wildfire risk, the need for broader home hardening access, and the value of innovation and oversight in emergency management. Supporters of SB 894 said grants alone cannot meet the scale of needed mitigation and that low-cost financing could leverage private capital. Supporters of SB 1079 argued California needs a more formal system to connect firefighters with innovators and scale proven technologies. On SB 1020, the author and committee discussed balancing executive emergency authority with transparency and accountability. There was no recorded opposition to the measures during testimony.
After discussion, the committee accepted amendments on the bills and voted to pass SB 894, SB 973, SB 1020, SB 1270, and SB 1079 as amended to the Senate Appropriations Committee. The transcript shows multiple roll calls as quorum was established and absent members were called; each bill ultimately received unanimous support from members present and was reported out of committee.