Video & Transcript Research : 'consumer lending'
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OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 51 May 4th, 2026
Oklahoma House Floor Meeting
Transcript Highlights:
- It provides that brokers and agents are not required to have consumers sign a brokerage agreement before
Bills:
SB1543, HB1933, HJR1088, HJR1090, HJR1091, HJR1092, HJR1093, HJR1095, SB1859, HB2988, HB3016, SB237, SB2065, HB3418, HCR1027, SB1641, SB1589, SB44, SB563, SB1403, HB1979, HB3075, SB2045, SB1653, SB1655, SB2030, HB2951, SB2028, SB2071, SB206, SB1849, HB3755, SB1509, SB1314, SB1561, SB1217, SB1618, HJR1096, HJR1099, HJR1100
Keywords:
driving under the influence, felony offense, ignition interlock device, community service, criminal assessment, nitrous oxide, Maddix Bias Act, intoxication, underage sale, misdemeanor, drug paraphernalia, enforcement, education rules, administrative rules, joint resolution, Oklahoma State Department of Education, higher education, State Regents for Higher Education, Teachers' Retirement System, charter schools
Summary:
The House convened with prayer, the Pledge of Allegiance, and several recognitions, including Veteran of the Week Colonel Stanley L. Evans, Oklahoma City Young Professionals, state contest winners for America’s 250th anniversary, and a long series of page introductions. The chamber then moved into floor action on a large number of measures, many of them Senate bills and House joint resolutions dealing with administrative rules and agency oversight, public safety, education, health, agriculture, business, and tax policy.
Among the major bills discussed were SB 1543 on aggregating multiple DUI charges within one year into a single felony case, HB 1933 on nitrous oxide violations, SB 1859 creating an OSBI Cybercrimes and Fraud Unit, SB 237 on ad valorem tax NAICS code changes, SB 2065 designating pollinator-related state symbols, SB 44 extending nonprofit sales tax exemptions to contractors, SB 2030 updating automated expungement procedures, SB 2045 expanding the Grow Your Own education program, and several water and agriculture measures including SB 1509, SB 1314, and SB 2071. Members also considered multiple joint resolutions approving permanent administrative rules for education, energy and agriculture, business and commerce, health agencies, and building code rules, with Kendricks explaining that some major rules were separated out for transparency and, in one case, a cost mitigation agreement had been reached.
Testimony and debate were generally brief and focused on clarifying amendments. Several authors explained that amendments were added to address constitutionality, remove outdated or incorrect language, or reflect negotiated changes with agencies and stakeholders. Notable discussion included concerns about forum shopping in SB 1543, questions about the scope of the Grow Your Own program in SB 2045, and clarification that SB 1618’s pretrial report language had been changed to a public safety report agreed to by sheriffs and district attorneys. The House adopted numerous amendments without objection and passed the bills by wide margins, including some unanimous or near-unanimous votes, while a few measures drew more opposition, such as SB 1403, SB 1509, SB 2071, and SB 1618. The House also adopted HCR 1027 setting sine die adjournment for Thursday, May 14, and adjourned until the next day, May 5, 2026, at 9:30 a.m.
MS
Mississippi 2026 Regular Session
Business and Financial Institutions - Room 210; 28 January, 2026: 2:00 PM
Business and Financial Institutions
Transcript Highlights:
- ,<00:15:22.320>
a um in real estate in which a consumer, a um in real estate in which a consumer - uh Department of Banking and Consumer uh Department of Banking and Consumer Finance<00:18:17.520
- We have 10 other consumer finance industries similar to money transmitters.
- We have a 10 other consumer fund agency.
- <00:21:20.080>
finance of our other consumer finance of our other consumer finance industries
Summary:
The committee took up several banking, real estate, and licensing bills. Senate Bill 20007 would remove the repeal date for Mississippi Department of Banking and Consumer Finance authority to conduct joint bank exams with the Federal Reserve, after testimony that the program has been successful; it was passed out on a do-pass motion. Senate Bill 2011, extending the repeal date for the Mississippi Debt Management Services Act by three years, was also passed out. Senate Bill 2383, a banking modernization bill, was explained as updating definitions and procedures, including treating ITMs like ATMs, allowing state banks to approve dividends without prior regulatory approval if in good standing, streamlining articles-of-incorporation amendments by making the banking commissioner the final approver, and eliminating parity-request requirements for certain public welfare investments; it was passed out as a committee substitute.
The committee then considered Senate Bill 2711, which would update residential mortgage lending recordkeeping and disclosure language under the SAFE Act to remove obsolete federal references and better fit manufactured-home lending; it was passed out as a committee substitute. Senate Bill 2706, a professional engineers and surveyors bill, was described as a reorganization and modernization of licensure statutes, with the main policy change expanding who may recommend board appointments, staggering six-year terms, and barring recent disciplinary offenders from board service; after questions about appointment advice-and-consent and term length, it was passed out as a committee substitute. Senate Bill 2713, supported by the Mississippi Association of Realtors, would codify buyer agency agreements and move the required signing deadline from before a home is shown to before an offer is submitted; it was passed out.
Senate Bill 2748 would align real estate statutes with current rules, replace certified-mail renewal notices with email notices, and extend the earnest-money submission deadline from one business day to two; it was passed out as a committee substitute. Senate Bill 2715, from the Department of Banking and Consumer Finance, would clarify the new money transmitter law, direct collected fees and penalties to enforcement of the act, add consumer notices and fraud warnings, and create data-security requirements based on a model law; senators questioned the fund balance, annual budget, and the relationship to a separate virtual currency kiosk bill, but the bill was passed out. The final bill on the agenda, 2768, was postponed to the committee’s Monday meeting, and the committee then rose and reported.
CA
California 2025-2026 Regular Session
Assembly Budget Committee Jun 15th, 2026
Transcript Highlights:
- Federal policies also are raising costs for consumers and businesses and governments, and the budget
- And then number three, how do we make sure that we don't get so consumed with the immediate that we forget
- Finally, we'd like to lend our support for the additional revenues, including the fair share contribution
- This is a major expansion of California's tax base that will increase costs for consumers, harm small
- Impacts and changes that are not going to be great for consumers.
Summary:
The Assembly Budget Committee met to consider the 2026 Budget Act, which leaders said was the negotiated compromise with the Senate and was expected to move to the floor that evening. Opening remarks emphasized that the plan balances the budget over two years, reduces the structural deficit, and builds reserves, while also protecting core services in the face of federal cuts. Jason Sisney outlined the legislative budget framework and the likely floor bills, including AB 109, SB 110, SB 122, and SB 125. Department of Finance representative Eric Khali said the administration appreciated the two-year balanced approach and supported the modification in SB 122, while noting the package uses additional revenues and new spending to soften or reject some proposed cuts.
Most of the discussion focused on major spending areas. Members and subcommittee chairs highlighted protections and additions for health care and human services, including rejecting the proposed Medi-Cal asset limit change, delaying premium increases, restoring clinic and dental funding, supporting distressed hospitals and county indigent care, and expanding county eligibility staffing to handle H.R. 1-related workload. Education members described record or expanded support for TK-12 schools, child care, special education, community colleges, teacher recruitment, and higher education, including a change to extend Cal Grant eligibility to age 30 for some community college students. Housing and homelessness funding was increased for HAP, multifamily housing, and the low-income housing tax credit, while public safety members pointed to investments in victims’ services, restorative justice, and prison closure savings.
Several members also raised concerns or priorities tied to the budget deal. Some praised the package as a moral document that protects vulnerable Californians, immigrant communities, LGBTQ residents, seniors, and people with disabilities. Others noted unresolved issues, including the MCO tax’s impact on districts, the need for more support for local journalism, arts, biotech R&D incentives, transit and GGRF-related concerns, and the need for continued work on Prop. 98 and long-term fiscal resilience. The vice chair cautioned that despite the current progress, the state remains vulnerable to revenue volatility and warned that the budget should build more resilience against a possible downturn. No formal vote was taken in the portion provided, but the committee was preparing the budget package for floor action and final negotiations.
CA
California 2025-2026 Regular Session
Assembly Business and Professions Committee Apr 8th, 2025
Transcript Highlights:
- previous compact bills, we must thoughtfully balance the need for access with the potential for consumer
- AB 667 would allow applicants for certain business licenses administered by the Department of Consumer
- and work to be able to understand some of the different ways that translated materials can sometimes lend
- AB 1175 continues to uphold consumer protection, maintain consumer access to critical services, and support
- That affects businesses, nonprofits, local governments, and everyday consumers who rely on the integrity
Summary:
The Assembly Business and Professions Committee heard a long agenda of licensing, health care, and workforce bills. Measures discussed included AB 957, which would prohibit tobacco sales in licensed pharmacies; AB 447, which would allow patients to take home certain unopened medications started in emergency rooms; AB 427, joining the Social Work Licensure Compact; AB 667, allowing interpreters for certain licensing exams; AB 742, prioritizing descendants of slaves in licensing review; AB 873, changing infection-control training timing for dental assistants; AB 360, requiring a report on menopause education for physicians; and AB 1175, modernizing CPA licensure requirements and mobility. Testimony generally emphasized public health, access to care, workforce shortages, language access, and economic opportunity, while opposition or concerns focused on implementation, worker protections, compact authority, and constitutional issues in AB 742.
Several bills drew broad support from sponsors, professional associations, and advocacy groups. AB 957 was backed by cancer and pharmacy advocates and pharmacists who said pharmacies should not sell tobacco; AB 447 was supported by emergency medicine and hospital representatives as a way to reduce waste and help patients leave with needed medication; AB 427 drew support from social work and mental health groups but concerns from AFSCME about standards and displacement; AB 667 was supported by immigrant-rights and community groups, with questions about whether translated exams would be preferable to interpreters; AB 360 received extensive support from women’s health advocates and medical groups, and opposition from CMA and ACOG was removed after amendments; and AB 1175 was supported by the Board of Accountancy and CPA groups as a way to expand the pipeline and improve mobility.
The committee took votes after quorum was established. AB 360, AB 427, AB 447, AB 667, AB 873, AB 1175, and AB 742 were all approved and sent to their next committees, with AB 742 going to Judiciary and AB 1175 to Appropriations. AB 957 was initially held on call, then later passed after additional votes were recorded. The consent calendar bills AB 375, AB 1107, and AB 1496 were also approved. Most measures passed on largely party-line or near-unanimous votes, with some members not voting on certain items during the roll calls.
PA
Transcript Highlights:
- Consumers.
- Consumers.
- Principles, which ultimately, I believe, lower the cost for consumers.
- That we are putting these things in there to say that the consumers must come first.
- Pass on tax relief for those same overburdened consumers. It's about time, Robin Hood.
Summary:
The House convened, opened with prayer and the Pledge of Allegiance, approved several journals, and welcomed a number of guests, including Irish dignitaries, scholarship winners, interns, student pages, and members of Omega Psi Phi. After confirming a quorum, the chamber received committee reports and referred new bills and resolutions, then recessed for caucuses and committee meetings before returning to floor action.
In the afternoon session, the House considered several bills and amendments. It approved amendments to House Bills 426, 1127, 2551, and Senate Bill 146, while rejecting an amendment to HB 1127 that would have tightened background-check requirements for out-of-state dentists. The chamber also agreed to HB 2234, which creates a spent grain donation tax credit and updates the malt beverage tax credit, and HB 2551, which limits text-message notices by the Turnpike Commission and other agencies about unpaid fines, fees, or tolls. Senate Bill 146, creating the Veterans Trust Fund Board, was amended to add audit-related changes and then agreed to.
The House then took final passage votes on several bills. HB 133, allowing a process to petition for reinstatement of parental rights, passed 191-11; HB 138, barring parental incarceration as the sole basis for termination of parental rights, passed 200-2; HB 2207, on capital development loans, passed 202-0; and HB 2224, dealing with utility rate and tax-related changes, passed 202-0 after extensive debate over affordability, consumer protections, and tax relief. HB 2473, repealing the Flood Insurance Education Information Act of 1996, also passed unanimously, and HB 2544, addressing school administrator rights and compensation disputes, passed 141-61.
The most extensive debate centered on HB 2632, which reallocates educational tax credit caps and replaces the EITC and OSTC programs with a new options tax credit framework beginning in 2027-28. Supporters said it would improve transparency, accountability, and access for the poorest students, while opponents argued it would reduce scholarship opportunities, add burdens, and harm families and schools that rely on the current programs. After lengthy debate, the House passed HB 2632 by a vote of 105-97. The chamber then announced a Finance Committee voting meeting, recommitted several bills to Appropriations, and adjourned until June 23, 2026.
HI
Transcript Highlights:
- And what is your sense of the Advisory Board and what you lend to HTA? No, uh, it's been amazing.
- My hope is that maybe you can lend something to this: what more can we do at the convention center to
- <00:46:49.920>
TV, consume TV, consume TV, these<00:46:51.320>things <00:46:51.560> - And that's how people are consuming.
- And that's how people are consuming.
Summary:
The Senate Committee on Economic Development and Tourism heard several governor’s message nominations to the Hawaii Tourism Authority’s advisory board. The first nominee, Daniel O’Leary, received strong support from HTA leadership and Deputy Director James Kunane Tokioka, who praised his visitor-industry knowledge and work on brand marketing and tourism planning. O’Leary said he hoped to contribute his experience and strengthen the organization’s integrity. Joel Guy was also supported by HTA, Tokioka, and several community testifiers, who highlighted his long work in Hana, his film-industry background, and his role in community-focused tourism planning. During questioning, Guy said the advisory board should still have influence, especially on strategic planning and community concerns, even though its role is advisory rather than decision-making.
The committee then considered Linda Wong’s nomination. HTA and Tokioka strongly supported her, citing her long community experience and familiarity with HTA work. Wong said the new advisory board was collaborative, had no conflicts so far, and was trying to balance resident concerns with attracting higher-value tourists. Senator Kim questioned her about the advisory structure, and Wong said she believed the Legislature had reduced HTA’s authority because of past conflicts but that the new board could help turn things around and possibly regain more authority in the future.
The committee also heard testimony on Kimberly Algos and Terry Fisher. Algos was described by HTA and Tokioka as a strong leader and solid board member; Tokioka explained that she and another co-chair were selected because of their busy schedules and that the advisory board’s committees were created so members could contribute beyond the single statutory duty of selecting the chair, president, and CEO. Fisher was supported for his tour-operator experience and strategic planning work. In questioning, he endorsed performance-based contracting and accountability for contractors, while acknowledging that external events can affect results. He also said the convention center is critical infrastructure that should be repaired and used to help fill tourism lulls and attract major conferences. The hearing included supportive testimony from industry representatives, but no votes or final actions were taken in the portion provided.
TX
Transcript Highlights:
- Freeman, thank you for lending your time to us yet again, and I hope we don't keep you too busy.
- House Bill 1314, a bill that passed with strong support out of both houses, ensures that consumers are
- one where digital asset custodians and service providers can thrive while maintaining appropriate consumer
- Additionally, it requires clear consumer disclosures about the risks associated with virtual currency
- Standards have added logistical complexity and increased costs that are ultimately passed on to consumers
Bills:
SJR 5, SJR 27, SB 4, SB 6, SB 7, SB 9, SB 13, SB 15, SB 23, SB 27, SB 30, SB 40, SB 57, SB 66, SB 140, SB 268, SB 293, SB 331, SB 413, SB 437, SB 447, SB 457, SB 467, SB 506, SB 510, SB 512, SB 568, SB 571, SB 650, SB 710, SB 763, SB 785, SB 800, SB 850, SB 863, SB 865, SB 904, SB 905, SB 973, SB 974, SB 1191, SB 1281, SB 1300, SB 1362, SB 1494, SB 1504, SB 1522, SB 1540, SB 1567, SB 1579, SB 1580, SB 1610, SB 1660, SB 1723, SB 1760, SB 1838, SB 1923, SB 1946, SB 1957, SB 1964, SB 2018, SB 2024, SB 2121, SB 2167, SB 2217, SB 2221, SB 2321, SB 2337, SB 2368, SB 2373, SB 2407, SB 2431, SB 2477, SB 2587, SB 2615, SB 2753, SB 2807, SB 2900, SB 2965, SB 2972, SB 2986, SB 3039, SB 3047, SB 3059, SB 3070, SB 1, SB 8, SB 12, SB 13, SB 15, SB 17, SB 21, SB 30, SB 37, SB 260, SB 268, SB 331, SB 379, SB 441, SB 447, SB 457, SB 509, SB 650, SB 763, SB 1198, SB 1405, SB 1506, SB 1566, SB 1610, SB 1637, SB 1660, SB 1833, SB 2018, SB 2024, SB 2155, SB 2217, SB 2308, SB 2337, SB 2601, SB 2753, SB 2778, SB 2878, SB 2900, SB 3059, HB 4, HB 145, HB 300, HB 493, HB 2011, HB 2067, HB 2516, HB 2525, HB 2885, HB 2974, HB 3071, HB 3372, HB 3595, HB 5138, HB 5246, HB 796, HB 1523, HB 5294, HB 748, HB 3395, HB 180, HB 3171, HB 4690, HB 146, HB 5596, HB 5694, HB 1135, HB 3225, HB 186, HB 1449, HB 3793, HB 112, HB 104, HB 4233, HB 1094, HB 3336, HB 3520, HB 3320, HB 5663, HB 2731, HB 2399, HB 111, HB 3483, HB 4580, HB 3748, HB 632, HB 4730, HB 127, HB 5690, HB 5689, HB 3385, HB 4359, HB 5381, HB 20, HB 123, HB 549, HB 5606, HB 2594, HB 1057, HB 3664, HCR 141, HCR 40, HCR 59, SJR 36, SJR 50, SJR 63, SCR 12, SCR 39, SB 2023, SB 62, SB 666, SB 847, SB 284, SB 854, SB 810, SB 1505, SB 583, SB 507, SB 1434, SB 1772, SB 2016, SB 1122, SB 731, SB 397, SB 508, SB 1436, SB 287, SB 1882, SB 393, SB 1791, SB 209, SB 2429, SB 1085, SB 1975, SB 2717, SB 1262, SB 636, SB 2056, SB 884, SB 1200, SB 1845, SB 2458, SB 801, SB 3014, SB 3013, SB 758, SB 2797, SB 2076, SB 2876, SB 1640, SB 1449, SB 1181, SB 1234, SB 2926, SB 2841, SB 1528, SB 1854, SB 317, SB 1250, SB 2082, SB 1237, SB 2819, SB 629, SB 2608, SB 1602, SB 2009, SB 867, SB 640, SB 1698, SB 2680, SB 913, SB 1071, SB 1086, SB 1087, SB 1483, SB 1444, SB 1553, SB 1556, SB 1703, SB 2133, SB 2297, SB 2298, SB 2622, SB 2955, SB 2334, SB 1367, SB 2044, SB 2363, SB 2565, SB 1888, SB 3036, SB 3057, SB 3043, SB 3063, SB 3035, SB 203, SB 2688, SB 2522, SB 2459, SB 2655, SB 2251, SB 1884, SB 2928, SB 2566, SB 2549, SB 2553, SB 2919, SB 1944, SB 1232, SB 1798, SB 2603, SB 2607, SB 2683, SB 1319, SB 3045, SB 3071, HB 20, HB 127, HB 549, HB 1094, HB 2594, HB 2731, HB 4233, HB 4690, SR 625, HCR 167, SJR 5, SB 4, SB 6, SB 9, SB 23, SB 40, SB 13, SB 15, SB 30, SB 268, SB 331, SB 447, SB 457, SB 568, SB 650, SB 763, SB 1540, SB 1610, SB 1660, SB 2018, SB 2024, SB 2217, SB 2337, SB 2753, SB 2900, SB 2972, SB 3059, HB 4, HB 145, HB 493, HB 2067, HB 2516, HB 2885, HB 2974, HB 3071, HB 3372, HB 3556, HB 3595, HB 5138
Keywords:
bail, felony offenses, criminal justice reform, public safety, constitutional amendment, judicial conduct, state commission, judicial misconduct, commission membership, property tax, homestead exemption, school funding, state aid, electric power, interconnection, utilities, ERCOT, large load customers, water supply, sewer service
Summary:
The meeting centered around the discussions of several key bills, notably HB4233, which aims to align Texas's money transmission licensing and auditing requirements with federal regulations. Senator Parker led the discussion, emphasizing the need for consumer protections around cryptocurrency kiosks that have become targets for fraud, particularly affecting vulnerable populations such as seniors. The meeting also saw lively debates on HB20, designed to reintegrate technical education into high schools, addressing skills shortages in the workforce. The bills were well received, with strong bipartisan support evident in the votes.
CA
California 2025-2026 Regular Session
Assembly Floor Session Jun 4th, 2026
California House Floor Meeting
Transcript Highlights:
- Committee, then back to the Revenue and Taxation Committee; and SB 1119, Padilla, from the Privacy and Consumer
- Protection Committee to the Judiciary Committee, then back to the Privacy and Consumer Protection Committee
- this sense... ...gun violence, all the families that have been impacted, and that we in this body lend
Summary:
The Assembly convened after a quorum call, prayer, and pledge, then handled routine procedural business including re-referrals of several Senate bills, removal of AB 1156 from the inactive file, and withdrawal of ACR 210 to the second reading file. The chamber also heard multiple guest introductions, including family members of members and two CIF Scholar Athletes of the Year, Ryan Liu and Mona Sugawara, before moving to the daily file and consent calendar.
The main floor item was ACR 191, which designated June 5 as National Gun Violence Awareness Day in California. Assemblymember Stephanie and several colleagues spoke in strong support, sharing personal and district-level experiences with gun violence, highlighting the impact on children, schools, graduations, and communities, and urging continued state and federal action. Speakers emphasized prevention, safe storage, community violence intervention, and the need to resist complacency; the resolution was adopted by voice vote after 55 co-authors were added.
On the consent calendar, ACR 206 and several Senate concurrent resolutions were adopted, with ACR 206 passing 60-0. The Assembly also heard an adjournment in memory for Michael George Savan, a longtime Los Angeles County Sheriff’s Department commander, Marine Corps Reservist, and former Lomita mayor and councilmember. The house then announced the next session schedule and adjourned until Monday, June 8 at 1 p.m.
US
US Federal 2025-2026 Regular Session
Business meeting to consider S.331, to amend the Controlled Substances Act with respect to the scheduling of fentanyl-related substances, and the nominations of Todd Blanche, of Florida, to be Deputy Attorney General, and Abigail Slater, of the Distr Feb 20th, 2025 at 09:15 am
Senate Judiciary
Transcript Highlights:
- Fentanyl is a Fentanyl can be found in counterfeit pills, sometimes in fatal doses and unknown to the consumer
- And apparently many of these consumers are young people who are getting these items.
- we ought to... be able to provide some support and so my amendment is very common-sense and it will lend
Bills:
SB331
Keywords:
fentanyl, controlled substances, drug trafficking, public health, research regulations, law enforcement, S-331, Halt All Lethal Trafficking and Fentanyl Act, fentanyl crisis, public testimony, drug legislation, bipartisan support
Summary:
In this committee meeting, the focus was primarily on S-331, the Halt All Lethal Trafficking and Fentanyl Act, aimed at addressing the fentanyl crisis. The bill's key components include making permanent the class scheduling of fentanyl-related substances, confirming existing sentencing penalties, and easing registration requirements for scientific research on Schedule I substances. Numerous parents shared heartbreaking testimonies about their losses due to fentanyl, which fueled an urgent call to pass the legislation without alterations. The committee members engaged in passionate discussions highlighting the urgency of the situation as overdoses continue to claim American lives.
OR
Oregon 2026 Regular Session
Senate Interim Committee On Early Childhood and Behavioral Health 06/17/2026 1:00 PM
Transcript Highlights:
- Lack of access to medications and timely treatment really is a primary driver for those, oftentimes lending
- reporting system to better enhance and drive data that we can then use as leaders to adjust operations to lend
- that are coming online, those SRTF beds and this new capacity and 45% growth, that is quickly being consumed
Summary:
The joint Senate and House Behavioral Health committees held an informational meeting focused first on the Oregon State Hospital (OSH). OHA Director Sajal Hathi introduced the hospital’s incoming permanent superintendent, Sean Murphy, and praised interim superintendent Jim Deagle for stabilizing operations, restoring CMS compliance, and helping drive a culture change centered on safety, accountability, and transparency. Deagle and Chief Medical Officer Dr. Amit Bavon described OSH’s role as the state’s highest-level forensic psychiatric hospital, the patient populations it serves, its partnerships with courts, counties, jails, hospitals, and advocates, and recent leadership changes across the hospital. They also reported improved accreditation and regulatory status, including Joint Commission accreditation and CMS compliance, and said the hospital is now using daily safety huddles, incident review meetings, stronger escalation procedures, and revised seclusion/restraint practices to reduce risk and improve oversight.
Members pressed hospital leaders on past seclusion practices, asking how prolonged seclusions could have occurred under federal standards. Leaders said they could not explain past decisions but emphasized that current leadership has changed processes, training, reporting, and oversight so that seclusion and restraint are reviewed in real time and cannot be normalized. Questions also covered staffing, falls, and future planning. OSH said it is generally staffed to budget, though it still has RN and mental health technician vacancies and is working on recruitment, training, and better staffing distribution. Hathi said the hospital is building a public dashboard with key performance and safety metrics, including workforce data, and described the long-term goal as a consistently safe, disciplined, high-functioning institution that responds quickly to mistakes and remains accountable to the public.
The committee then shifted to an informational overview of civil commitment. Oregon Judicial Department representative Chanah Newell explained the civil commitment process, including who can initiate it, the role of community mental health providers and courts, the five-day timeline to hearing, and the standards for danger to self, danger to others, and inability to meet basic needs. She summarized changes made in House Bill 2005, including revised statutory language and new provisions allowing a second diversion period, but cautioned that the data are too early to show clear trends. Testimony from NAMI Oregon’s Chris Bonif and psychiatrist Dr. Stephanie Lopez argued that Oregon still relies too heavily on jails and state hospital commitments because the broader community system lacks enough treatment, housing, and less restrictive alternatives. They urged the legislature to focus on upstream services, supported housing, and possible outpatient commitment tools so people can receive treatment before reaching crisis. The meeting ended with acknowledgment that additional reports and follow-up discussions are expected, including on residential treatment capacity and related behavioral health system reforms.
NH
Transcript Highlights:
- Um, but if not, it might lend itself, you know, to some really nice housing opportunities.
- I believe this has serious implications for consumer protection in New Hampshire.
- <02:15:00.000>
protection implications for for consumer protection implications for for consumer - In the United States, Bitcoin mining consumes about 100 gigaliters of water every year.
- In the United States, Bitcoin mining consumes about 100 gigaliters of water every year.
NH
New Hampshire 2026 Regular Session
House Commerce and Consumer Affairs (04/08/2026)
Commerce and Consumer Affairs
Transcript Highlights:
- <00:09:11.120>
guides products and a bunch of consumer guides products and a bunch of consumer - companies go under and now the consumer companies go under and now the consumer is<00:14:45.920>
- And they'll take... consumers to know what was happening. consumers to know what was happening.
- There's two effect on the consumer.
- Which, you know, this is a consumer protection extension in spirit of our consumer protection law.
Summary:
The subcommittee focused primarily on a bill concerning long-term care insurance rate increases and consumer notice. Members and staff discussed replacing or supplementing a proposed public hearing requirement with annual reporting, website updates, and consumer-facing disclosures about approved rate increases, carriers writing the products, and how the products work. Several participants emphasized that long-term care policies are long-term products, that rate increases can be spread over many years for actuarial reasons, and that consumers need better information about trends and the impact of increases.
A major point of disagreement was whether the bill should try to cap premium increases. One member argued the real problem is unexpected increases of 15% to 20% and urged a statutory cap to protect consumers. Insurance department representatives and others responded that hard caps had been struck down in prior case law, that the department’s core responsibility is solvency, and that carriers need sufficient premium to pay future claims. They also said the market is struggling because many carriers stopped selling the product, leaving in-force policies to bear the cost, and that overly restrictive caps could cause insurers to withdraw from the state.
The discussion then shifted toward a compromise requiring carriers to notify policyholders before a rate increase is approved and allowing a 60-day comment period. Participants debated whether the notice should come from the carrier, how confidentiality rules would apply before approval, and what the department should do with public comments. The department said it already reviews filings carefully and that submitted rates are often adjusted before approval; lawmakers noted that prior commissioners had pushed back on increases in some cases, including a seven-year moratorium. No final vote was taken in the excerpt, and the chair repeatedly tried to move the subcommittee along to other bills.
NM
New Mexico 2025 Regular Session
IC - Economic and Rural Development Sep 4th, 2025
Economic & Rural Development & Policy Committee
Transcript Highlights:
- The **National Consumer Law Center** does have model language, and several states have adopted it.
- And if I'm renting you a property, then I'm lending you that property for some time.
- We've been going direct-to-consumer for years, which we will continue to do because it's a strategy that
- Conserving the lands, and then also the consumer surplus of people attending state parks.
- Consumers wanted a product, and we couldn't get it.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 5 on State Administration May 5th, 2026
Transcript Highlights:
- Additionally, CalHFA has rebuilt infrastructure to administer a multifamily construction lending program
- with three BCPs today that seek to continue existing funding and headcount for several important consumer
- The California Consumer Financial Protection Law, enacted in 2020, significantly broadened our capacity
- We continue to support the consumer protective elements of that, but as the previous speakers and the
- protection program is to protect your most vulnerable consumers, to strongly support the budget.
AL
Alabama 2026 Regular Session
Alabama Senate Finance and Taxation General Fund Mar 18th, 2026
Finance and Taxation General Fund
Bills:
SB176, HB155, HB247, HB311, HB312, HB317, HB466, SB176, HB155, HB247, HB311, HB312, HB317, HB466
Keywords:
controlled substances, unlawful distribution, marijuana, violent offense, sentencing guidelines, criminal justice, state holidays, federal holidays, public holidays, legal holidays, office closures, state employees, personal leave, compensatory leave, bank closures, school closures, Mardi Gras, Mobile County, Baldwin County, Rosa Parks Day
AZ
Bills:
HB2109, HB2168, HB2198, HB2226, HB2415, HB2440, HB2665, HB2805, HB2811, HB2825, HB2857, HB2874, HB2966, HB4067, HB4117, HCR2001, HCR2016, HCR2051
Keywords:
distracted driving, portable wireless communication devices, motorcycles, traffic safety, civil penalties, public nuisance, nuisance abatement, abatement action, injunction, superior court, attorney general, county attorney, city attorney, board of supervisors, obscenity, obscene materials, adult materials, pornography, schools, parks
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Feb 18th, 2026 at 01:30 pm
Oklahoma Senate Floor Meeting
Bills:
HCR1006, SB1226, SB1239, SB1309, SB2132, SB1189, SB1344, SB1295, SB1355, SB1998, SB1330, SB1297, SB1338, SB1546, SB1378, SB1859, SB1333, SB1341, SB1377, SB1990
Keywords:
campaign finance, election spending, political spending, money in politics, constitutional amendment, Citizens United, free speech, ballot measures, elections, corruption, dark money, outside spending, foreign influence, special interests, corporations, unions, federalism, self-government, political equality, term limits
HI
Transcript Highlights:
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Bills:
HB2611, HB2102, HB1710, HB1868, HB1920, HB1812, HB1733, HB1715, HB1723, HB1724, HB1727, HB1711
Keywords:
HB2611, Hawaii antitrust, rental housing, rent price-fixing, algorithmic pricing, algorithmic rent-setting, property management software, pricing algorithms, rent coordination, price-fixing, collusion, cartel, multifamily housing, landlord software, occupancy levels, lease terms, Attorney General, public education program, consumer protection, housing affordability
Summary:
The committee first took up HB 2611, which would prohibit algorithmic price-setting in Hawaii’s rental market, require public education by the Attorney General, and establish fines and penalties. The Department of the Attorney General opposed the bill, saying its language was too unclear and could expose landlords and agents to criminal and civil liability for ordinary rent-setting practices based on public information or assistance from property professionals. Members asked about antitrust standards, tacit agreement, and whether using county-published affordable-rent schedules would be unlawful; the AG said that would not be unlawful if based on public information and without collusion. Testimony was mixed, with the chair noting support from the Hawaii Civil Rights Commission, Hawaii Realtors with comments, 50501 Hawaii and General Strike Hawaii, Haloha Project, 13 individuals, and one opponent.
The committee then heard HB 2102, which clarifies that residential projects involving ground disturbance in high-risk areas remain subject to state historic preservation review and removes an exemption for lands presumed nominally sensitive. The Office of Planning and Sustainable Development and the Department of Planning and Permitting supported the measure, saying it would improve clarity and ensure review focuses on projects most likely to affect historic properties or iwi kupuna, while also urging language refinements to better define sensitive sandy-soil areas and balance preservation with housing timelines. NAP Hawaii opposed the bill, arguing it would undo progress made last session and that the current process already includes protections for inadvertent discoveries and efficiency for lower-risk areas.
The Office of Hawaiian Affairs strongly supported HB 2102, explaining it was responding to beneficiary complaints about late-added language in last year’s law and saying the nominally sensitive-area language should be removed because it was adopted without sufficient stakeholder input and could be harmful to iwi kupuna protections. Native Hawaiian Legal Corporation and several individuals also supported the bill. Committee discussion focused on how “nominally sensitive” areas are determined, whether project proponents could self-certify areas as exempt, and how high-density residential projects should be treated; SHPD said it uses survey and monitoring data to map sensitivity, that highly sensitive areas like Kīauea are not nominally sensitive, and that some high-density projects should remain exempt if they do not involve new ground disturbance. The hearing included no final vote in the portion provided, but the chair noted 48 individuals in support and continued questioning on the bill’s definitions and implementation.
HI
Bills:
SB2064, SB2312, SB2811, SB2662, SB2744, SB2809, SB2862, SB2343, SB2336, SB2075, SB2308, SB2601, SB2397, SB2219, SB2849, SB2449, SB2781
Keywords:
state architect, construction projects, design approvals, building codes, state agency oversight, government contracts, transparency, record retention, public oversight, Hawaii Revised Statutes, building permits, task force, state-owned lands, construction, regulatory process, government accountability, external consultants, procurement reform, cost efficiency, in-house expertise
Summary:
The committee met for decision-making on measures heard earlier in the week and took up a series of government operations, procurement, public records, public meetings, and related bills. Several measures were deferred one week to February 12, 2026, including bills on state construction projects, government accountability, gubernatorial appointments, the legislature, public procurement, and a bill on Hawaiian lei sales, largely so the committee could compare similar measures, address concerns, or integrate related reports. The committee also deferred SB 2449 on public meetings for the year, citing concerns that the proposed business-day definition was overly prescriptive and unnecessary.
The committee passed several bills with amendments. These included measures clarifying UIPA applicability to records created or maintained by agencies, with amendments changing “government function” to “agency function” and committee report language noting Attorney General concerns and exempting ERS for now; SB 2811 on state building projects with technical amendments and a delayed effective date; SB 2809 on budget-related reports; SB 2336 on trees, with a Senate draft and removal of “political subdivision”; SB 2308 on small purchase vendor compliance, setting the threshold at $5,000 and adding a delayed effective date; SB 2601 on procurement, reorganizing misdemeanor language and leaving funding/FTE issues to Ways and Means; SB 2219 on a capital visitor center working group; and SB 2849 on public meetings, with technical amendments and a delayed effective date. Bills on neighborhood board concerns and public notice were also adopted, with SB 2929 drawing testimony both for and against.
Testimony was generally supportive on procurement and small business measures, especially SB 2928 establishing permanent small business procurement coordinator positions, which drew strong support from the State Procurement Office, DBEDT, the Chamber of Commerce, DOT, the Ethics Commission, and others. On public notice, the County of Maui supported allowing website posting, while another witness raised concerns about accessibility, centralized notice locations, and impacts on kūpuna and people with disabilities. On search and rescue, the committee heard support for creating a statewide coordination structure, along with discussion of where such an office should reside; the Attorney General raised constitutional and placement concerns, while witnesses suggested law enforcement, DLNR, or DoD as possible homes. The committee also heard support for a bill protecting home addresses of covered public servants and candidates, though the Public First Law Center urged broader coverage and a better fit with existing law.
HI
Bills:
SB2064, SB2312, SB2811, SB2662, SB2744, SB2809, SB2862, SB2343, SB2336, SB2075, SB2308, SB2601, SB2397, SB2219, SB2849, SB2449, SB2781
Keywords:
state architect, construction projects, design approvals, building codes, state agency oversight, government contracts, transparency, record retention, public oversight, Hawaii Revised Statutes, building permits, task force, state-owned lands, construction, regulatory process, government accountability, external consultants, procurement reform, cost efficiency, in-house expertise
Summary:
The committee heard several government operations measures, beginning with SB 2064 on state construction projects, which would create an office of the state architect within DAGS to oversee design review and approvals for state construction. DAGS said it stood on its written testimony, DECAB supported the bill, DOT supported it, and HGA opposed it. No audience testimony or member questions were taken, and the chair moved on.
The committee then took up SB 2312 on government contracts, which would make records held by private contractors performing government functions subject to UIPA. The State Procurement Office, Attorney General, OIP, ERS, DHS, and HGA offered comments or opposition, while the League of Women Voters, Public First Law Center, All Hawaii News, Grassroots, and several individuals supported the bill. Public First Law Center argued the bill closes a loophole and does not expand or reduce existing exemptions, while OIP and others raised concerns about privacy, confidential information, and the need for clearer procedures. Members discussed possible clarifying amendments, including changing “government function” to “agency,” and the bill was left for further consideration.
Other measures discussed included SB 2662 on government accountability, which would require justification and caps for external consultants; ERS and DOT opposed it, while the American Council of Engineering Companies of Hawaii and Airlines Committee of Hawaii argued consultants are often more efficient and necessary for major projects. The committee also heard SB 2744 on due process, for which no testimony was received; SB 2809 on budget-related reports, with comments from B&F and the Tax Foundation; SB 2862 on gubernatorial appointments, opposed by the Governor’s Office and the Hawaii Correctional System Oversight Commission and supported by one individual; a bill on continuous legislative sessions, with comments from B&F, LRB, and Hope for Hawaii; SB 2336 on tree management standards, supported by an individual and the Outdoor Circle; and SB 2075 on public procurement local preferences, which drew broad support with comments from SPO and the Attorney General and discussion of simplifying the preference structure. No votes were taken in the excerpt, and the chair repeatedly moved measures along after testimony and questions.