Transcript Highlights:

• Own call in holes where calls are in progress.
• We've established eligibility rules in part because we wish to have free and fair competition across
• So we'll call in the hall. Roll calls in progress.
• Roll calls in the halls. Roll calls in progress.
• Roll call in the hall, roll calls in progress.

Bills: HB3329, HR1039, HR1040, HB3413, HB3414, HB3415, HB3416, HB3417, HB3418, HB3419, HB3420, HB3706, HB3711, HB4139, HB1268, HB3660, HJR1023, HB3298, HB3056, HJR1084, HB3934, HB3919, HB4118, HB4119, HB3791, HB4260, HB4178, HB4215, HB4324, HB3270, HB4352, HB4305, HB2955, HB3315, HB3066, HB1245, HB4125, HB3075, HB3129, HB3239, HB4153, HB3265, HB4491, SB680, HB4263, HB4268, HB1675, HB3885, HB2984, HB3697, HB2959, HB3671, HB3852, HB2933, HB3057, HB3802, HB4294, HB4285, HB3708, HB3979, HB3977, HB3986, HB3985, HB3588, HB3742, HB3845, HJR1070, HB3590, HB3595, HB3391, HB3183, HB3764, HB3765, HB1002, HB4434, HJR1086, HB4060, HB3881, HB3500, HB4408, HB3648, HB3127, HB3606

Keywords: long-term care, advisory board, sunset legislation, mental health, psychologists, University of Oklahoma, gymnastics, NCAA, congratulations, sports excellence, recognition, honor, athletics, Joseph Castiglione, leadership, education, sports management, HB3413, public finance, state budget

Transcript Highlights:

• but also in the classroom and in my future career.
• And we spent a good part of our summer in the basement in the auditor's office in a boardroom with the
• Now in progress.
• They are in the house in the south gallery.
• That's just built in the flexibility in there.

Bills: HB3329, HR1039, HR1040, HB3413, HB3414, HB3415, HB3416, HB3417, HB3418, HB3419, HB3420, HB3706, HB3711, HB4139, HB1268, HB3660, HJR1023, HB3298, HB3056, HJR1084, HB3934, HB3919, HB4118, HB4119, HB3791, HB4260, HB4178, HB4215, HB4324, HB3270, HB4352, HB4305, HB2955, HB3315, HB3066, HB1245, HB4125, HB3075, HB3129, HB3239, HB4153, HB3265, HB4491, SB680, HB4263, HB4268, HB1675, HB3885, HB2984, HB3697, HB2959, HB3671, HB3852, HB2933, HB3057, HB3802, HB4294, HB4285, HB3708, HB3979, HB3977, HB3986, HB3985, HB3588, HB3742, HB3845, HJR1070, HB3590, HB3595, HB3391, HB3183, HB3764, HB3765, HB1002, HB4434, HJR1086, HB4060, HB3881, HB3500, HB4408, HB3648, HB3127, HB3606

Keywords: long-term care, advisory board, sunset legislation, mental health, psychologists, University of Oklahoma, gymnastics, NCAA, congratulations, sports excellence, recognition, honor, athletics, Joseph Castiglione, leadership, education, sports management, HB3413, public finance, state budget

Transcript Highlights:

• in the way of sinners, nor sits in the seat of mockers.
• , but also in the classroom and in my future career.
• And we spent a good part of our summer in the basement in the auditor's office in a boardroom with the
• And we spent a good part of our summer in the basement in the auditor's office in a boardroom with the
• Cougars are in the House in the North Gallery.

Bills: HB3329, HR1039, HR1040, HB3413, HB3414, HB3415, HB3416, HB3417, HB3418, HB3419, HB3420, HB3706, HB3711, HB4139, HB1268, HB3660, HJR1023, HB3298, HB3056, HJR1084, HB3934, HB3919, HB4118, HB4119, HB3791, HB4260, HB4178, HB4215, HB4324, HB3270, HB4352, HB4305, HB2955, HB3315, HB3066, HB1245, HB4125, HB3075, HB3129, HB3239, HB4153, HB3265, HB4491, SB680, HB4263, HB4268, HB1675, HB3885, HB2984, HB3697, HB2959, HB3671, HB3852, HB2933, HB3057, HB3802, HB4294, HB4285, HB3708, HB3979, HB3977, HB3986, HB3985, HB3588, HB3742, HB3845, HJR1070, HB3590, HB3595, HB3391, HB3183, HB3764, HB3765, HB1002, HB4434, HJR1086, HB4060, HB3881, HB3500, HB4408, HB3648, HB3127, HB3606

Keywords: long-term care, advisory board, sunset legislation, mental health, psychologists, University of Oklahoma, gymnastics, NCAA, congratulations, sports excellence, recognition, honor, athletics, Joseph Castiglione, leadership, education, sports management, HB3413, public finance, state budget

Summary: The House met in session, opened with prayer and the Pledge of Allegiance, and then held an extended OU Day presentation recognizing the University of Oklahoma women’s gymnastics team for its 2025 national championship and honoring athletic director Joseph Castiglione. OU President Joseph Harris and Castiglione both spoke about the university’s growth, affordability efforts, health care expansion, and research progress, and the championship team was introduced and thanked the Legislature for its support. The chamber also received several gallery introductions, including visitors from Stigler, North Rock Creek, and Charles Page High School, along with the Doctor and Nurse of the Day. The floor then took up a package of public finance and procurement bills sponsored by Representative Strom. House Bills 3413 through 3420 focused on transparency, contract reporting, subcontractor disclosure, post-contract assessments, central purchasing rules, restrictions on bid information sharing, and limits on pilot programs and CIO contract justifications. Each bill was advanced and passed, with vote totals ranging from 87-95 in favor and only a few nays on some measures. Strom described the package as a response to audit findings and concerns about fraud, waste, and abuse in state and local spending. The House also passed several other measures. House Bill 3706, as amended, requires more elementary school math instruction time and drew questions about balance with reading and other subjects; it passed 74-19, and its emergency was approved. House Bill 3711 requires school districts to post instructional spending percentages and include them in bond materials, passing 79-16 with the emergency clause approved. House Bill 4139 created the Oklahoma Home Service Transparency Act and passed 89-5. House Bill 1268 created a deferred option retirement plan for certain emergency responders and law enforcement personnel and passed 92-1 after a title strike request. House Bill 3660, concerning natural organic reduction/cremation, passed 59-37 after debate over licensing and public health concerns. House Joint Resolution 1023 updating the workers’ compensation fee schedule passed unanimously, and House Bill 3298 standardizing judicial interviews of children in family proceedings passed 95-0. House Bill 3056, allowing sales of unpasteurized milk at farms, feed stores, and farmers markets, prompted extensive debate over safety, labeling, liability, and market access, but ultimately passed 43-11. The House then recessed until 1 p.m.

Transcript Highlights:

• Members, if you are in your offices, please proceed to the House chamber. We are in a call.
• We're in the bill.
• We've established eligibility rules in part because we wish to have free, fair competition across schools
• Sergeants, announce roll call in the halls. Roll call is now in progress.
• So now it has been placed in the right place in state statute.

Bills: HB3329, HR1039, HR1040, HB3413, HB3414, HB3415, HB3416, HB3417, HB3418, HB3419, HB3420, HB3706, HB3711, HB4139, HB1268, HB3660, HJR1023, HB3298, HB3056, HJR1084, HB3934, HB3919, HB4118, HB4119, HB3791, HB4260, HB4178, HB4215, HB4324, HB3270, HB4352, HB4305, HB2955, HB3315, HB3066, HB1245, HB4125, HB3075, HB3129, HB3239, HB4153, HB3265, HB4491, SB680, HB4263, HB4268, HB1675, HB3885, HB2984, HB3697, HB2959, HB3671, HB3852, HB2933, HB3057, HB3802, HB4294, HB4285, HB3708, HB3979, HB3977, HB3986, HB3985, HB3588, HB3742, HB3845, HJR1070, HB3590, HB3595, HB3391, HB3183, HB3764, HB3765, HB1002, HB4434, HJR1086, HB4060, HB3881, HB3500, HB4408, HB3648, HB3127, HB3606

Keywords: long-term care, advisory board, sunset legislation, mental health, psychologists, University of Oklahoma, gymnastics, NCAA, congratulations, sports excellence, recognition, honor, athletics, Joseph Castiglione, leadership, education, sports management, HB3413, public finance, state budget

Summary: The House convened after lunch, established a quorum, and then took up a long series of measures. Early debate centered on H.J.R. 1084, which would amend the Oklahoma Constitution to reaffirm that courts must follow the Oklahoma and U.S. Constitutions and not recognize or enforce religious codes that conflict with them. The author said it was meant as a safeguard against unconstitutional courtroom practices; several members questioned its practical effect and constitutional basis. The resolution passed the House 70-19. The chamber then passed a number of bills on workforce, public safety, tax, and administrative issues, including HB 3934 on dental hygienist workforce gaps, HB 3919 allowing county commissioners to adjust fair board membership to reach quorum, HB 4118 creating a family caregiver tax credit, HB 4119 requiring a bond in certain real-property title disputes, HB 426 on workers’ compensation for first responders suffering heart attack or stroke after strenuous shifts, HB 4178 on sales tax exemptions for municipal-beneficiary public trusts, HB 4215 to aid small post-production companies, HB 4324 allowing district attorneys to adjust sentences after initial sentencing with an amendment clarifying jury verdicts are unaffected, HB 3270 cleanup language for farmed cervidae/chronic wasting disease law, HB 4352 adopting the Uniform Mortgage Modification Act, HB 4305 clarifying ad valorem assessment of low-income housing tax credit properties, HB 2955 modernizing captive insurance law, HB 3315 creating a 90-hour degree program, HB 3066 reestablishing and funding a behavioral health workforce program, HB 1245 changing retirement coverage for certain DHS law enforcement officers, HB 4125 restoring firearm rights for certain nonviolent felons after five years with expungement or pardon, HB 3075 creating a penny-rounding rule for public-sector cash transactions, HB 3129 creating a process for university security fees, HB 3239 modernizing the Veterinary Practice Act, HB 4153 reinstating prior driver-licensing rules tied to an eighth-grade reading test with a hardship exception, HB 3265 defining mental health specialists for police pension disability cases, HB 4491 allowing school districts to opt in to extracurricular participation by charter, virtual charter, and homeschool students, SB 680 creating a tobacco tax incentive for lower-risk products, HB 4263 aligning retirement options for CareerTech employees, and HB 4268 creating the Teacher Effectiveness and Excellence Act with a compensation pilot and National Board stipend. Most measures passed with little or no debate, though several drew extended questioning, especially the school extracurricular bill, the driver’s-license literacy bill, and the tobacco tax measure. Emergency clauses were adopted on several bills, including HB 3934, HB 3270, HB 3315, HB 3066, HB 3075, HB 3129, HB 4153, and HB 4268.

Transcript Highlights:

• They married in 1997 and have been key components in addressing the substance abuse issues here in Hawaii
• </c> abuse issue issues here in Hawaii. abuse issue issues here in Hawaii.
• I rise in support of this resolution. I rise in support of this resolution. You can sit down.
• Reminder that it's not going to be in the rotunda; it is going to be in front of the auditorium.
• All those in favor say I. vote. All those in favor say I.

Bills: HR206, SB3083, SB2377, SB2816, SB3248, SB2436, SB2259, SB2928, SB2577, SB2697, SB2399, SB2665, SB2851, SB3102, SB2521, SB3157, SB3255, SB3016, SB2765, SB1432, SB17, SB2401, SB2972, SB3014, SB3032, SB3137, SB847, SB2261, SB2271, SB2272, SB2804, SB3007, SB3019, SB3250, SB2603, SB3022, SB2256, SB2147, SB2014, SB2114, SB2115, SB2117, SB2246, SB2519, SB3055, SB3095, SB3144, SB3264, SB2325, SB2211, SB3245, SB2090, SB2803, SB2866, SB2250, SB2497, SB2032, SB2487, SB3136, SB2756, SB2615, SB3262, SB2024, SB2177, SB2552, SB2319, SB2407, SB2153, SB2321, SB2805, SB3010, SB2892, SB2781, SB2489, SB2174, SB2169, SB3123

Keywords: Robert Bob Toyofuku, Hawaii legal community, House Resolution, commendation, honorary resolution, legal education, continuing legal education, CLE, William S. Richardson School of Law, University of Hawaii law school, Pacific Law Institute, attorney training, legal ethics, professional responsibility, legal mentorship, legal profession, court-annexed arbitration, alternative dispute resolution, appellate decisions, Hawaii Supreme Court

Transcript Highlights:

• </c><00:07:20.080><c> The</c> 3 p.m. in conference room 016. The 3 p.m. in conference room 016.
• The notice p.m. in conference room 229.
• ><c> clerk's</c><00:08:06.080><c> office</c> was filed in the clerk's office was filed in the clerk's
• </c> pursuant to Senate Rule 21 yesterday in pursuant to Senate Rule 21 yesterday in order<00:08:19.599
• </c><00:10:04.240><c> preparation</c> an incredible job, one in preparation an incredible job, one in

Bills: SB2060, SB2342, SB2577, SB2580, SB2809, SB2397, SB2315, SB2442, SB2152, SB2380, SB2462, SB2055, SB2438, SB2533, SB2203, SB2087, SB768, SB877, SB1139, SB787, HB963, SB277, SB2663, SB2555, SB2140, SB2115, SB2761, SB2198, SB2032, SB2579, SB2671, SB2835, SB2356, SB2095, SB2093, SB2318, SB2323, SB2485, SB2309, SB2321, SB2405, SB2153, SB2129, SB2170, SB2259, SB2578, SB2544, SB2701, SB2861, SB2108, SB2089, SB2106, SB847, SB3326, SB2047, SB2695, SB2667, SB2919, SB2446, SB2146, SB2723, SB2210, SB2527, SB2645, SB3331

Keywords: rental housing revolving fund, HHFDC, Hawaii Housing Finance and Development Corporation, mixed-income housing, mixed-income rental project, affordable housing, low-income housing, housing finance, housing development, preservation, rehabilitation, pre-development, construction financing, equity investment, credit enhancement, collateral, gap financing, area median income, AMI, perpetual affordability

Transcript Highlights:

• Basin in 2018.
• The case, at least in in 2021, when the city.
• For several reasons, in Rwanda in the last 30 years.
• These bills were critical in safeguarding fairness, safety opportunities, scholarships, championships
• In employment, in the state, and in other entities, but their stories never go.

Bills: SJR 12, SCR 39, SB 7, SB 8, SB 27, SB 29, SB 125, SB 241, SB 371, SB 396, SB 406, SB 464, SB 568, SB 578, SB 608, SB 617, SB 660, SB 689, SB 693, SB 707, SB 731, SB 732, SB 763, SB 779, SB 836, SB 854, SB 857, SB 875, SB 878, SB 879, SB 906, SB 920, SB 921, SB 922, SB 942, SB 965, SB 985, SB 996, SB 1029, SB 1035, SB 1036, SB 1059, SB 1084, SB 1098, SB 1101, SB 1185, SB 1188, SB 1321, SB 1332, SB 1366, SB 1388, SB 1396, SB 1453, SB 1484, SB 1494, SB 1536, SB 1563, SB 1596, SB 1610, SB 1619, SB 1737, SB 1738, SB 1741, SB 1816, SB 1822, SB 1841, SB 1939, SB 2155, SB 2188, SB 2230

Keywords: parental rights, education, constitutional amendment, school choice, child education, border security, southern border, federal immigration policy, illegal immigration, cartels, transnational cartels, fentanyl, drug trafficking, human trafficking, Operation Lone Star, Texas border, National Guard, state guard, border wall, border barriers

Summary: In this meeting, significant discussions revolved around the passage and modification of various Senate Bills, including SB1388, which pertains to family support services under the Health and Human Services Commission. Senator Kolkhorst advocated for the bill, emphasizing its focus on pro-life, family-centered care. The committee passed the bill after thorough examination, showcasing a collaborative effort among the members to ensure its alignment with successful past initiatives. In another session, Senator Hughes presented SB942, aimed at retroactive child support linked to prenatal care, which sparked a constructive dialogue reflecting bipartisan support for maternal and child welfare.

Transcript Highlights:

• The Chair announces the signing of the following in the presence of the House.

Bills: HCR 20, HR 131, HR 133, HR 135, HR 136, HR 137, HR 144, HR 145, HR 146, HR 149, HR 150, HR 151, HR 152, HR 158, HR 161, HR 162, HR 163, HR 165, HR 166, HR 168, HR 169, HR 170, HR 175, HR 178, HR 127, HR 129, HR 130, HR 132, HR 134, HR 138, HR 139, HR 140, HR 141, HR 142, HR 143, HR 153, HR 154, HR 155, HR 156, HR 159, HR 160, HR 164, HR 167, HR 172, HR 173, HR 176, SB 1, HB 8, HB 15, HB 27, SB 5

Keywords: memorial, remembrance, legacy, condolences, community, higher education, university merger, research, public health, economic impact, healthcare, insurance, affordability, medical coverage, state regulations, Cedar Creek Lake, community celebration, Texas pride, outdoor recreation, local identity

Transcript Highlights:

• What's not factual about it is that you leave off in this other count in this other category in your
• That is fair, and what our kids in our public schools deserve.
• in 2029 on a new growth measure in A through F.
• It is way more fair for school districts because they can no longer change things in midstream.
• Two in 2003, one in the House, one in the Senate, one in 2021, and the one this year.

Bills: SB 1, HCR 20, HR 131, HR 133, HR 135, HR 136, HR 137, HR 144, HR 145, HR 146, HR 149, HR 150, HR 151, HR 152, HR 158, HR 161, HR 162, HR 163, HR 165, HR 166, HR 168, HR 169, HR 170, HR 175, HR 178, HR 127, HR 129, HR 130, HR 132, HR 134, HR 138, HR 139, HR 140, HR 141, HR 142, HR 143, HR 153, HR 154, HR 155, HR 156, HR 159, HR 160, HR 164, HR 167, HR 172, HR 173, HR 176, SB 1, HB 8, HB 15, HB 27, SB 5

Keywords: campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards, memorial, remembrance, legacy, condolences, community, higher education, university merger, research, public health, economic impact, healthcare, insurance, affordability, medical coverage, state regulations

Bills: SB 1, HCR 20, HR 131, HR 133, HR 135, HR 136, HR 137, HR 144, HR 145, HR 146, HR 149, HR 150, HR 151, HR 152, HR 158, HR 161, HR 162, HR 163, HR 165, HR 166, HR 168, HR 169, HR 170, HR 175, HR 178, HR 127, HR 129, HR 130, HR 132, HR 134, HR 138, HR 139, HR 140, HR 141, HR 142, HR 143, HR 153, HR 154, HR 155, HR 156, HR 159, HR 160, HR 164, HR 167, HR 172, HR 173, HR 176, SB 1, HB 8, HB 15, HB 27, SB 5

Keywords: campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards, memorial, remembrance, legacy, condolences, community, higher education, university merger, research, public health, economic impact, healthcare, insurance, affordability, medical coverage, state regulations

Keywords: NH House of Representatives Committee Streaming, https://www.youtube.com/watch?v=MkzxTQVw0WQ, 2026-06-14T02:39:05+00:00, 2.2.23, Data collected via generic collector engine, http://gencourt.state.nh.us/house/calendars_journals/ 0:00 House Session – March 9, 2023 4:35 Adjourn from the Late Session 4:46 Prayer – Reverend Bob Stewart 7:25 Pledge of Allegiance 7:49 National Anthem by Kelley Wardell 10:09 Leaves of Absence 10:39 Introduction of Guests 11:24 Communication – Rep. Grassie 12:04 HR 17 – Revenue Estimates 18:12 Motion to Table HR 17 18:32 Bill Removed from Consent Calendar – HB 294 18:59 Consent Calendar Adopted 19:28 HB 31-FN (RC) 28:40 HB 32-FN (RC) 43:10 HB 59-FN (RC) 53:30 HB 78 (RC) 1:00:49 HB 106-FN (RC) 1:20:31 Motion to Reconsider HB 498 (RC) 1:26:16 HB 216-FN (DIV) 1:49:41 HB 624-FN (RC) 2:03:38 HB 367-FN-L (RC) 2:13:25 Motion to Reconsider HB 367 (RC) 2:16:17 Unanimous Consent – Rep. Weyler 2:20:55 Motion to Print Rep. Weyler’s Remarks in Permanent Journal 2:21:10 Lunch Recess 3:33:20 HB 380 3:40:23 OTP (RC) 3:43:50 Move ITL 3:44:01 Motion to Table (DIV) 3:46:53 ITL 3:47:24 HB 440-FN (RC) 3:58:17 HB 464-FN (RC) 4:14:41 Motion to Reconsider HB 464-FN (DIV) 4:16:49 Motion to Reconsider HB 440-FN (DIV) 4:18:40 Motion to Reconsider HB 380 4:20:46 HB 112 4:21:35 Am 0252h (DIV) 4:25:01 OTP (RC) 4:33:20 Move ITL 4:33:50 HB 117 (RC) 4:46:51 HB 401 4:47:10 OTP (RC) 4:54:38 Move ITL 4:55:09 HB 469-FN 4:55:23 OTP (RC) 5:04:34 Move ITL 5:05:26 HB 567 5:05:39 Am 0429h 5:06:01 OTP (RC) 5:16:40 Move ITL (DIV) 5:19:22 HB 647-FN 5:19:56 Motion to Table (DIV) - TABLED 5:22:52 HB 51 (RC) 5:35:01 HB 90 5:35:16 OTP (RC) 5:44:13 Move ITL 5:44:27 Motion to Table (DIV) 5:47:06 ITL 5:47:34 HB 154 6:00:14 Motion to Table (DIV) 6:03:23 OTP (RC) 6:07:15 Motion to Reconsider (DIV) 6:09:21 HB 177 (RC) 6:21:37 HB 467-FN (RC) 6:36:08 Motion to Reconsider (DIV) 6:38:31 HB 477 6:39:01 ITL (RC) 6:46:31 OTP (DIV) 6:48:01 HB 485 6:48:42 Motion to Table (DIV) - TABLED 6:52:01 HB 92 6:52:15 Am 0747h (RC) 7:02:12 Motion to Table (DIV) 7:05:26 OTP (RC) 7:11:57 ITL 7:12:35 HB 161 7:12:48 OTP (DIV) 7:24:16 ITL 7:24:46 HB 251 7:25:18 Am 0548h (DIV) 7:28:01 OTPA (RC) 7:37:26 HB 281 (RC) 7:52:03 HB 298 7:52:19 Motion to Table (DIV) - TABLED 7:57:37 HB 372 7:57:57 OTP (RC) 8:09:04 ITL 8:09:30 HCR 5 (RC) 8:23:01 HB 294 8:23:21 Motion to Table - TABLED 8:23:59 Third Reading 8:24:51 Announcements 8:27:14 Unanimous Consent: Rep. Almy 8:29:05 Unanimous Consent: Rep. Alissandra Murray 8:29:41 Unanimous Consent: Rep. Sweeney 8:30:47 Motion to Print Rep. Sweeney’s Remarks in Permanent Journal 8:30:53 Recess until Thursday, March 16, 2023 at 9:00 am, 928, house, all, 2.2.40, 2.1.47

Transcript Highlights:

• So one of the things in our state mitigation framework paper that you might be interested in are the
• In many ways, the FAIR Plan is being relied on by, say, second homeowners in Lake Tahoe in ways that
• Every dollar invested in mitigation prevents $6 in disaster cost and spares families the anguish of losing
• CalOES, Cal Fire's California wildfire mitigation grant program is currently focusing on mitigation in
• FAIR Plan is fully depopulated, but if you are the riskiest of the riskiest homes in the FAIR Plan, that

Summary: The Senate Committee on Insurance held an information hearing on the impacts of climate change and catastrophic wildfire on California’s insurance market, with opening remarks focused on the state’s affordability, availability, and stability problems. Chair and members discussed the role of SB 254’s report, the Sustainable Insurance Strategy, the growth of the FAIR Plan, and the need to better align insurance regulation, mitigation, and land-use decisions. The Vice Chair noted the importance of hearing from industry as well as consumer and academic experts, and Senator Becker said the report would inform further committee work. Amy Bach of United Policyholders described how climate-driven wildfire and flood risk, combined with inflation, insurtech, and risk modeling, have reduced competition and pushed more homeowners into the FAIR Plan and non-admitted surplus lines coverage. She said availability is improving somewhat, but affordability will depend on mitigation, insurer competition, and fair rate regulation. In response to questions, she emphasized underinsurance as a long-running problem, supported stronger insurer responsibility for replacement-cost estimates, and suggested a public reinsurance backstop and more mitigation funding rather than removing wildfire coverage from basic policies. Nancy Watkins of Milliman and Michael Wara of Stanford argued that the market problem is fundamentally that expected claims and expenses now exceed premiums because too many homes are burning. They said California needs both risk reduction and actuarially sound pricing, along with a state mitigation framework that targets the highest-risk communities and prioritizes home hardening, defensible space, and community-scale mitigation over broad acreage-based spending. They also discussed the role of non-admitted carriers as a gap-filler, the need for better data on reconstruction costs and mitigation effectiveness, and the importance of sustained funding rather than one-time grants. A later panel with Frank Freebalt of Cal Poly and Michael Golnar of UC Berkeley focused on modeling and mitigation science. They said wildfire policy should treat the issue as a structure-ignition and urban conflagration problem, not just a wildland fire problem, and stressed integrated land-use, utility, and community mitigation. Members asked about zoning, building codes, utility hardening, and who should pay for mitigation; witnesses said older, denser neighborhoods are the highest priority, that utilities must improve operational safety measures, and that targeted mitigation in the highest-risk areas offers the best return. No votes or formal actions were taken at the hearing.

Transcript Highlights:

• So one of the things in our state mitigation framework paper that you might be interested in are the
• If there's 12 million structures, we've got about 680,000 in the FAIR Plan.
• And in many ways the FAIR Plan is being relied on by, say, second homeowners in Lake Tahoe in ways that
• If we will invest targeted in the mitigation... ...to conflagration.
• Every dollar invested in mitigation prevents $6 in disaster cost and spares families the anguish of losing

Keywords: 987, senate, all

Transcript Highlights:

• Because as we saw in LA, ratepayers bailed out the Fair Plan.
• Nothing in the regs requires them to take people off the Fair Plan.
• So it's the Fair Plan policyholders in the Oakland Hills that would be eligible.
• So it's the fair plan policyholders in the Oakland Hills that would be eligible.
• There's no positives for our members to have their clients in the Fair Plan.

Summary: The Assembly Insurance Committee held an oversight hearing on the Department of Insurance’s Sustainable Insurance Strategy (SIS), with Insurance Commissioner Ricardo Lara providing a detailed update on implementation after the January 2025 Los Angeles wildfires. Lara said the strategy has helped stabilize the market, speed claims payments, and keep insurers in California, citing $22.4 billion paid to wildfire survivors, 94% of 4,121 claims paid fully or partially, $210 million returned through department investigations, and a 27% reduction in claim closure time. He said major insurers, including Mercury, CSAA, USAA companies, Pacific Specialty, and California Casualty, have filed under SIS, with several more filings pending, and that approvals have generally been completed within 100 days of public notice. He also discussed modernization of rate review, a new data reconciliation tool, a planned regulation to require rate reviews within 60 days plus a possible 30-day extension, and ongoing work on Fair Plan oversight, wildfire risk modeling, and mitigation standards such as Zone Zero. Committee members focused on wildfire survivor non-renewals, Fair Plan growth, claim handling timelines, and whether new legislative proposals could help or hinder market stability. Lara said visible consumer relief should begin in 12 to 24 months, with broader market stabilization expected over three to five years, and emphasized that mitigation, faster rate review, and insurer participation are key to reducing reliance on the Fair Plan. He also highlighted his 22-bill package, including SB 876 on disaster claims handling, AB 1795 on smoke damage standards, AB 1680 on Fair Plan accountability, and reforms to the intervener process. Members raised concerns about balancing consumer protections with insurer participation, and Lara said the Legislature should weigh those tradeoffs through the committee process. Public commenters were divided but generally acknowledged the importance of the issue. Consumer and survivor advocates argued that insurers still delay or underpay claims and that more protections are needed, while industry representatives praised the department’s work and urged caution so the new system is not undermined. Several speakers stressed the need for mitigation, Zone Zero rules, and adequate rates, while others warned that wildfire and liability insurance problems are affecting foster care providers, commercial coverage, and utility wildfire costs. The hearing concluded with the committee adjourned after public comment.

Transcript Highlights:

• in wildfire-distressed communities, grow underwriting, and recognize mitigation for the first time in
• But we have seen a slight increase in the Fair Plan.
• Because as we saw in L.A., ratepayers bailed out the Fair Plan.
• And when we talk about depopulate the Fair Plan, because as we saw in L...
• Nothing in the regs requires them to take people off the Fair Plan.

Keywords: 988, house, all

Transcript Highlights:

• I don’t want to see the mitigation money. They got the grant money. It’s sitting in the bank.
• In fact, in 2020, I proposed an I-Map idea that would help track every person that got on the Fair Plan
• In fact, in 2020, I proposed an I-Map idea that would help track every person that got on the Fair Plan
• Can we step in as a state to see if we can mitigate some of those issues?
• Can we step in as a state to see if we can mitigate some of those issues?

Summary: The joint Senate hearing focused on California wildfire resilience funding, the SB 254 report on natural catastrophe resilience, and how the state should better prioritize community hardening, recovery, and financing. Senators emphasized that catastrophic wildfires have driven major property losses, insurance cancellations, and affordability problems, and several members argued that prevention and home/community hardening should receive far more attention than they have to date. Members also raised concerns about CEQA and other permitting delays, the need for ongoing rather than one-time funding, and whether the state should rely more on the General Fund, utilities, or other sources such as polluter-pays approaches. The Legislative Analyst’s Office said the state has appropriated about $4.7 billion for wildfire resilience since 2018-19, with most funding going to forest health, fuels reduction, and related landscape work, while only about $65 million has been specifically targeted to community hardening. LAO also noted that future one-time funding is likely to decline, that GGRF revenues may be limited under the new cap-and-invest structure, and that maintenance costs for treated areas could be substantial over time. Senators pressed LAO on why wildfire resilience is not more often funded through the General Fund and on whether current spending matches the scale of the risk. Cal Fire’s State Fire Marshal described the state’s community wildfire preparedness strategy, centered on home hardening, defensible space, and neighborhood-scale mitigation, and said the SB 254 report aligns with Cal Fire’s direction. He said California has roughly 4 million homes in the wildland-urban interface, most built before modern wildfire-resistant standards, and highlighted recent streamlining that approved 383 fuels-reduction projects in under 30 days during an emergency proclamation. Cal OES described the AB 38 pilot and FEMA hazard mitigation work, saying federal approval delays have been a major barrier and that the state has hardened 155 properties so far through the pilot, with many more in process. The Wildfire and Forest Resilience Task Force said the state has coordinated more than $6 billion in state and federal investments, treated over 700,000 acres annually, and is shifting toward more regional, data-driven planning and block grants. Task force staff and Cal Fire both said they are moving beyond simple acreage metrics toward models that estimate avoided loss and community risk reduction, but acknowledged major data gaps on parcel-level home hardening and defensible space. No formal votes were taken; the hearing was informational, with members discussing possible future legislation and budget changes, including home inspection reforms and continued CEQA streamlining.

Transcript Highlights:

• with the tribes in instances as well, are working a lot in the fire mitigation space.
• And that's a sign that they believe in the mitigations, because those are the mitigations, right?
• The Barona Band is leading the way in showing what real mitigation is like.
• In about 2014, we established our own fire department to help mitigate the risk of fire in our community
• efforts reflected in fair, stable insurance coverage.

Summary: The Select Committee on Native American Affairs met on Barona tribal land to examine rising homeowners insurance costs affecting tribal communities, with opening remarks from tribal leaders and Assembly members emphasizing tribal sovereignty, the history of forced settlement in high-risk areas, and the need for the state to recognize mitigation work already being done on tribal lands. The committee heard that wildfire, drought, and other climate-driven disasters have sharply increased insurance premiums and reduced coverage options, especially for tribes located in rural or mountainous areas that were not chosen by the tribes themselves. Cal Fire Deputy Director Frank Bigelow described the state’s wildfire response and tribal engagement efforts, including tribal liaisons on incident management teams, a Southern Region Tribal Affairs Deputy Chief, cultural burning agreements, and more than $30 million in tribal wildfire resilience grants over the last three years. Members questioned why tribal communities receive only a small share of grants, whether Cal Fire should do more outreach and budget proposals for tribes, and whether mitigation work is being recognized by insurers. Bigelow said Cal Fire is working with insurers and the Insurance Institute for Business and Home Safety on mitigation standards, but acknowledged that more tribal outreach and participation are needed. Tribal chairpersons and fire chiefs testified that their communities are already investing heavily in fire protection through dedicated fire departments, fuel reduction, defensible space, prescribed burns, firebreaks, and home-hardening efforts, yet premiums remain high or coverage is denied. Barona leaders said premiums can range from $6,000 to $18,000 and urged insurers to assess properties individually rather than by broad high-risk zones. Soboba, Hamu, and Pechanga representatives described similar efforts and said grant rules, environmental review, and insurer practices can make it difficult to translate mitigation into lower rates. Several members suggested short-term state assistance or a tribal insurance mitigation fund, and the committee discussed the possibility of requiring insurers to better account for tribal mitigation and sovereignty in risk assessments.

Transcript Highlights:

• “When we did our modeling, we performed the mitigation modeling kind of in two different ways.
• But we prioritized areas and we said if we actually were to mitigate these in order, which is...”
• In fact, in 2020, I proposed an I-Map idea that would help track every person that got on the Fair Plan
• Can we step in as a state to see if we can mitigate some of those issues?
• Can we step in as a state to see if we can mitigate some of those issues?

Keywords: 987, senate, all

Transcript Highlights:

• Investing in mitigation is essential for addressing our insurance crisis. We are not powerless.
• Investing in mitigation is essential for addressing our insurance crisis.
• Nobody was writing insurance in my area. And so I landed on the FAIR Plan.
• growth of people in the FAIR Plan in Monterey County, 530% growth for Santa Cruz County... ...on the
• FAIR Plan in Monterey County, 530% growth for Santa Cruz County, and 560% growth in San Luis Obispo

Summary: The Assembly Insurance Committee met to consider several bills focused on California’s insurance market, wildfire resilience, and consumer protections. AB 888, the California Safe Homes Act, was heard first. Insurance Commissioner Ricardo Lara and Alabama Insurance Commissioner Mark Fowler testified in support, describing state grant programs that help homeowners harden roofs and create defensible space, with the goal of reducing losses and improving insurance affordability and availability. Supporters from the insurance industry, local government, and the Rebuild Paradise Foundation also backed the bill, and committee members emphasized the need for more incentives for mitigation. The bill passed the committee on a do pass motion and was sent to Appropriations. AB 290, by Assemblymember Bauer-Kahan, would require the FAIR Plan to offer automatic payments and address non-renewal grace-period issues. The author described her own experience being forced onto the FAIR Plan and facing a large premium increase, while Consumer Federation of California called the bill common-sense consumer protection. The FAIR Plan opposed unless amended, saying it was already handling major wildfire claims and other operational demands and requested more time and changes to the non-renewal grace-period language. Members across the committee supported the bill as a needed modernization measure, and it passed as amended to Appropriations. AB 1339, by Assemblymember Gonzalez, would direct the Department of Insurance to study insurance availability and pricing for affordable housing providers and report policy recommendations. Supporters from affordable housing organizations said rising premiums were forcing providers to cut services, defer maintenance, and use reserves, threatening housing stability for low-income residents. The bill passed as amended to Appropriations. AB 646, by Assemblymember Wallace, also passed to Appropriations; it concerns disclosure related to motor vehicle protection products and catalytic converter theft deterrence, with support from auto dealers and industry groups. The committee also approved AB 1531 on consent. Members later added on to the record in support of the bills, and the hearing concluded without recorded opposition votes on the measures that advanced.

Transcript Highlights:

• And in all these pathways, policyholders in the Fair Plan with moderate to high risk are eligible for
• Mitigation often comes at a cost, and not all Californians in need of assistance can afford it.
• And then, to your point, deflating the Fair Plan as much as possible in that process.
• to 2024 the FAIR Plan growth in Monterey County has been 300%.
• I'll tell you the three things that we need to focus on in the Legislature: mitigation, mitigation, mitigation

Summary: The committee first heard AB 597, a bill to strengthen consumer protections for disaster survivors who use public adjusters. The author and the Department of Insurance said the measure would cap public adjuster fees at 15% for claims tied to declared disasters, require clearer contracts, prohibit solicitation during emergency conditions, and allow consumers to rescind contracts that were solicited during prohibited periods. Insurance industry groups supported the bill, while public adjuster representatives opposed it as written but said they were willing to work on revisions. The committee approved the bill and re-referred it to Appropriations; the roll call was ultimately recorded as 16-0. The committee then held its fourth oversight hearing on the Department of Insurance’s Sustainable Insurance Strategy, with Commissioner Ricardo Lara giving an extensive update on wildfire-related market reforms and consumer protections. He said the recent Southern California wildfires had not derailed the strategy and described actions including advance claim payments, a one-year moratorium on residential non-renewals in affected areas, a new fraud strike team, smoke-damage claim guidance, additional living expense protections, and a consumer claims tracker. He reported more than $12.1 billion in claims paid, over 37,000 claims filed, and more than 7,000 survivors assisted directly. He also discussed related bills and reforms, including AB 597, SB 495, SB 547, SB 429, SB 616, AB 888, and AB 2026. Members questioned the commissioner about the Fair Plan’s growing exposure, the $1 billion assessment, rate increases, non-renewals, underinsurance, and whether the reforms would actually stabilize the market. Lara said the assessment was already approved, that policyholders would not be hit with one large bill because insurers have two years to recover costs, and that the department was pushing insurers to use catastrophe modeling and reinsurance tools in exchange for commitments to write more policies in wildfire-distressed areas. He said the department expects to see market stabilization by 2026, though he emphasized the timeline depends on insurer participation, implementation of the new regulations, and future disaster activity. Members generally expressed support for the goals of the strategy while pressing for clearer expectations for consumers and faster action on mitigation and market reform.