Transcript Highlights:

• our DOD partnerships as well for some support.
• No we can absolutely support both of those.
• Currently in a department that not only do locates, but they are also the first responder for SAW.
• So you need first you have to monitor. the tickets coming in, because you have to respond to that ticket
• So the first one is. Uh, uh, uh, you have...

Bills: HB206, HB 1285, HB1335, HJR107, HB206

Keywords: pipeline, construction, cash bond, county authority, local government, HB 1285, Railroad Commission of Texas, RRC, drones, unmanned aircraft, UAS, drone inspections, oil and gas, pipeline inspection, surface mining, well sites, tank batteries, disposal wells, injection sites, natural resources

Bills: HR207, SB2595, SB3199, SB3132, SB2591, SB2089, SB2108, SB2970, SB2530, SB2442, SB3076, SB2532, SB2721, SB2055, SB2312, SB2152, SB2438, SB2982, SB2528, SB2919, SB2446, SB2315, SB2544, SB2060, SB2069, SB3011, SB2342, SB2075, SB2578, SB2580, SB2835, SB3084, SB3322, SB3053, SB888, SB709

Keywords: Dr. David Lassner, higher education, community engagement, university leadership, innovation, Hawaii education system, agribusiness, leasing, agriculture, Hawaii, food innovation, Department of Education, mental health, emerging therapies, psychedelic treatment, task force, clinical trials, trauma recovery, MDMA, psilocybin

Transcript Highlights:

• I do see former First Lady Vicky Cayetano.
• I do see former First Lady Speaker. I do see former First Lady Vicky<00:23:48.840> Cayetano.
• I rise in support of this resolution.
• Today, I support of this resolution.
• And through that work, he didn't just support the profession, he strengthened it.

Bills: HR207, SB2595, SB3199, SB3132, SB2591, SB2089, SB2108, SB2970, SB2530, SB2442, SB3076, SB2532, SB2721, SB2055, SB2312, SB2152, SB2438, SB2982, SB2528, SB2919, SB2446, SB2315, SB2544, SB2060, SB2069, SB3011, SB2342, SB2075, SB2578, SB2580, SB2835, SB3084, SB3322, SB3053, SB888, SB709

Keywords: Dr. David Lassner, higher education, community engagement, university leadership, innovation, Hawaii education system, agribusiness, leasing, agriculture, Hawaii, food innovation, Department of Education, mental health, emerging therapies, psychedelic treatment, task force, clinical trials, trauma recovery, MDMA, psilocybin

Transcript Highlights:

• , and nutritional support.
• responders, military, etc.
• , and nutritional support.
• responders, military, etc.
• guy did in the first year.

Bills: SB65, SB248, SB330, SB378, SB844, SB1330, SB1410, SB1475, SB1476, SB1565, SB1618, SB1623, SJR39, SJR47, SB2084, SB1655, SB1679, SB2174, SB1775, SB1873, SB1204, SB1884, SB1916, SB1937, SB1447, SB1500, SB2007, SB2074, SB1944, SB2018, SB1984, SB2026, SB2045, SB2049, SB2062, SB2112, SB2118, SB2127, SB2134, SB2135, SB2139, SB2154, SB1195

Keywords: SB65, naloxone, Narcan, opioid overdose, overdose reversal, opioid antagonist, emergency opioid antagonist, substance abuse services, harm reduction, public health, overdose prevention, good samaritan, civil immunity, criminal immunity, controlled substances, addiction treatment, fentanyl, opioid crisis, school overdose response, first aid

Transcript Highlights:

• Members, I rise in support of this bill.
• So, I will be supporting this bill.
• President, I rise in support of this.
• So, I rise in strong support of this.
• I rise in strong support of this bill.

Bills: SB65, SB248, SB330, SB378, SB844, SB1330, SB1410, SB1475, SB1476, SB1565, SB1618, SB1623, SJR39, SJR47, SB2084, SB1655, SB1679, SB2174, SB1775, SB1873, SB1204, SB1884, SB1916, SB1937, SB1447, SB1500, SB2007, SB2074, SB1944, SB2018, SB1984, SB2026, SB2045, SB2049, SB2062, SB2112, SB2118, SB2127, SB2134, SB2135, SB2139, SB2154, SB1195

Keywords: SB65, naloxone, Narcan, opioid overdose, overdose reversal, opioid antagonist, emergency opioid antagonist, substance abuse services, harm reduction, public health, overdose prevention, good samaritan, civil immunity, criminal immunity, controlled substances, addiction treatment, fentanyl, opioid crisis, school overdose response, first aid

Transcript Highlights:

• I thought that was the first question.
• My incoming sheriff supports it as good public policy.
• Do I think the 1,155 are in support of?
• Supportive?
• First set of amendments offered.

Bills: HR115, HR116, HR117, HR118, HR112, HR113, HR114, HCR51, HCR52, SCR18, SCR20, SB14, SB76, SB118, SB142, SB156, SB170, SB197, SB234, SB258, SB287, SB288, SB313, SB315, SB393, SB396, SB426, SB427, HCR7, HB76, HB84, HB132, HB181, HB210, HB250, HB265, HB275, HB291, HB322, HB342, HB457, HB475, HB477, HB486, HB616, HB635, HB639, HB690, HB740, HB757, HB761, HB766, HB774, HB808, HB855, HB866, HB872, HB883, HB886, HB903, HB949, HB962, HB996, HB1003, HB1036, HB1054, HB1071, HB1076, HB1078, HB1113, HB1132, HB1146, HB1232, HB1233, HR15, HR20, HCR14, HCR6, HCR19, HCR10, HR74, HCR26, HCR35, HB98, HB108, HB131, HB151, HB161, HB288, HB294, HB305, HB310, HB320, HB336, HB380, HB392, HB403, HB420, HB459, HB476, HB540, HB615, HB631, HB637, HB648, HB665, HB682, HB789, HB813, HB815, HB835, HB870, HB905, HB915, HB933, HB938, HB987, HB1040, HB51, HB82, HB143, HB145, HB160, HB180, HB192, HB393, HB430, HB445, HB506, HB515, HB521, HB565, HB590, HB614, HB638, HB670, HB672, HB685, HB692, HB752, HB773, HB781, HB799, HB860, HB874, HB887, HB917, HB937, HB956, HB965, HB972, HB977, HB982, HB1006, HB1010, HB1044, HB1072, HB1088, HB1179, HB1200, HB81, HB400, HB154, HB410, HB463, HB827, HB868, HB952, HB953, HB140, HB750, HB911, HB52, HB961, HB399, HB401, HB901, HB9, HB58, HB193, HB284, HB570, HB577, HB582, HB605, HB733

Keywords: Kappa Alpha Psi, fraternity, Louisiana, commemoration, community engagement, recognition, state championship, basketball, sports achievement, school commendation, commendation, athletics, team sports, youth, community recognition, water utility, tax credit, excessive rates, residential service, subcommittee

Transcript Highlights:

• They are still the first in state history.
• a gallery full of parents who are supporting our students.
• So the first one we had was Senator Hicks from an 'i' to a 'nay'.
• The first thing the victim does is try to get away and get some distance.
• Or if it wasn't even filed, it's like he got away with that first one.

Bills: HB2894, HB3418, HB3415, HB3413, HB3414, HB3416, HB3417, HB3419, HB3420, HB1739, HB1752, HB1979, HB2941, HB2992, HB3075, HB3086, HB3177, HB3269, HB3278, HB3279, HB3497, HB3644, HB4432, HB3720, HB3849, HB3882, HB3919, HB3941, HB4118, HB4141, HB4268, HB4342, HB4428, HB4429, HB4434

Keywords: HB2894, Oklahoma Rural Jobs Act, rural jobs, rural investment, tax credit, capital investment tax credit, state tax credits, economic development, rural fund, rural investor, qualified investment, eligible business, Department of Commerce, rural business, investment certification, tax liability, credit cap, workforce development, small business finance, rural development

Transcript Highlights:

• We've deployed and just issued this year the first $1 million of those tax credits.
• So, first of all, let's give him a warm Senate welcome.
• First, the bill requires communication between first responders and law enforcement when they encounter
• Secondly, the bill also provides legal immunity for those first responders who make that notification
• Is there any data to support that this is working? And I remember the answer was yes.

Bills: HB2894, HB3418, HB3415, HB3413, HB3414, HB3416, HB3417, HB3419, HB3420, HB1739, HB1752, HB1979, HB2941, HB2992, HB3075, HB3086, HB3177, HB3269, HB3278, HB3279, HB3497, HB3644, HB4432, HB3720, HB3849, HB3882, HB3919, HB3941, HB4118, HB4141, HB4268, HB4342, HB4428, HB4429, HB4434

Keywords: HB2894, Oklahoma Rural Jobs Act, rural jobs, rural investment, tax credit, capital investment tax credit, state tax credits, economic development, rural fund, rural investor, qualified investment, eligible business, Department of Commerce, rural business, investment certification, tax liability, credit cap, workforce development, small business finance, rural development

Transcript Highlights:

• a gallery full of parents who are supporting our students.
• a gallery full of parents who are supporting our students.
• So the first one we had was Senator Hicks from an aye to a nay.
• So the first one we had was Senator Hicks from an aye to a nay.
• The first thing the victim does is try to get away, get some distance, and then,... ...the first thing

Bills: HB2894, HB3418, HB3415, HB3413, HB3414, HB3416, HB3417, HB3419, HB3420, HB1739, HB1752, HB1979, HB2941, HB2992, HB3075, HB3086, HB3177, HB3269, HB3278, HB3279, HB3497, HB3644, HB4432, HB3720, HB3849, HB3882, HB3919, HB3941, HB4118, HB4141, HB4268, HB4342, HB4428, HB4429, HB4434

Keywords: HB2894, Oklahoma Rural Jobs Act, rural jobs, rural investment, tax credit, capital investment tax credit, state tax credits, economic development, rural fund, rural investor, qualified investment, eligible business, Department of Commerce, rural business, investment certification, tax liability, credit cap, workforce development, small business finance, rural development

Summary: The Senate began with ceremonial recognitions for several student groups and community visitors, including Carl Albert High School’s boys and girls swim teams, the Lady Titans basketball team, and the Choctaw High School speech and debate team. Senators and coaches highlighted the teams’ state championships, academic achievements, and perseverance, and the chamber also welcomed visiting groups from Aline, Owasso, and Tulsa County. After the presentations, the Senate returned to general order and took up a series of House bills. Among the measures considered, House Bill 3720 expanded the Local Food Freedom Act by raising the gross annual sales threshold for local food establishments from under $75,000 to $250,000; it passed 39-4. House Bill 3849 updated the Oklahoma mentoring children of incarcerated parents program and passed 42-1. House Bill 3882 created a revolving fund for industrial and lake access improvement projects and passed 33-9, then also passed the emergency clause 39-4. House Bill 3919 reduced county free fair association boards from nine members to five to address quorum problems and passed 45-0. House Bill 3941 codified a pay raise for a court secretary and passed 45-0, including its emergency clause. House Bill 4118 updated the family caregiver tax credit and passed 44-1. House Bill 4141 removed the sunset on the statewide sexual assault nurse examiner coordinator position and passed 45-0. The chamber also debated several policy bills more extensively. House Bill 4268 created a growth-based teacher compensation program using Oklahoma Teacher Empowerment Funds and restored a $5,000 stipend for national board-certified teachers; it passed 45-0 and its emergency clause also passed 45-0. House Bill 4342 allowed prior instances of domestic violence or abuse to be admitted as propensity evidence in court, with supporters saying it would help interrupt the cycle of abuse and opponents raising due process concerns; it passed after debate. House Bill 4428 required public pension plans to base proxy voting decisions solely on financial considerations, and House Bill 4429 required proxy advisors to disclose when recommendations were not based on financial analysis; both passed after debate, 35-8 and 37-7 respectively. Two Rule 7-9 motions to pull House Bills 4422 and 4423 from committee and place them on general order failed by recorded vote. The Senate then announced Denim Day for domestic violence and sexual assault awareness, noted a few final reminders, and adjourned until April 29, 2026, at 9:00 a.m.

Transcript Highlights:

• And we honor those firsts.
• The first is Nima Pickett. Would you please stand? The first is Nima Pickett.
• First of all, I want to say that I certainly support the concept that our legislators should be paid,
• First of all, I want to say that I certainly support the concept that legislators should be paid, and
• I plan to support your amendment.

Bills: HB145, HB164, HJR6, HR1, HB20, HB65, HB66, HB80, HB166, HB295, HB306, SB29, SB37, HB99, HB206, HB213, HB270, HJR5, SB104, SB193, HJM2, HJM3, HJM1, HM7, HM17, HM4, HM22, HM23, HM24, HM26, HM2, HM16, HM32, HM13, HM47, HM20, HM51, HM1, HM31, HM35, HM36, HM46, HM53, HM54, HM39, HM11, HM14, HM21, HM34, HM50

Keywords: high-wage jobs, tax credit, job creation, New Mexico, economic development, lobbying, transparency, public records, government oversight, accountability, constitutional amendment, legislative sessions, veto override, New Mexico legislature, session length, House Resolution 1, HR1, House investigatory subcommittee, special committee, legislative investigation

Transcript Highlights:

• You've been working on this one for a bit, so thank you for your support.
• With Judaism, which believes that life begins at first breath.
• support beginning on the date of the child's conception.
• Last session SB 24 created family support services the family Support Services Division at the Health
• President, I'm asking for your support on this simple amendment.

Bills: SJR 12, SCR 39, SB 7, SB 8, SB 27, SB 29, SB 125, SB 241, SB 371, SB 396, SB 406, SB 464, SB 568, SB 578, SB 608, SB 617, SB 660, SB 689, SB 693, SB 707, SB 731, SB 732, SB 763, SB 779, SB 836, SB 854, SB 857, SB 875, SB 878, SB 879, SB 906, SB 920, SB 921, SB 922, SB 942, SB 965, SB 985, SB 996, SB 1029, SB 1035, SB 1036, SB 1059, SB 1084, SB 1098, SB 1101, SB 1185, SB 1188, SB 1321, SB 1332, SB 1366, SB 1388, SB 1396, SB 1453, SB 1484, SB 1494, SB 1536, SB 1563, SB 1596, SB 1610, SB 1619, SB 1737, SB 1738, SB 1741, SB 1816, SB 1822, SB 1841, SB 1939, SB 2155, SB 2188, SB 2230

Keywords: parental rights, education, constitutional amendment, school choice, child education, border security, southern border, federal immigration policy, illegal immigration, cartels, transnational cartels, fentanyl, drug trafficking, human trafficking, Operation Lone Star, Texas border, National Guard, state guard, border wall, border barriers

Summary: In this meeting, significant discussions revolved around the passage and modification of various Senate Bills, including SB1388, which pertains to family support services under the Health and Human Services Commission. Senator Kolkhorst advocated for the bill, emphasizing its focus on pro-life, family-centered care. The committee passed the bill after thorough examination, showcasing a collaborative effort among the members to ensure its alignment with successful past initiatives. In another session, Senator Hughes presented SB942, aimed at retroactive child support linked to prenatal care, which sparked a constructive dialogue reflecting bipartisan support for maternal and child welfare.

Transcript Highlights:

• Moreno was first elected to the Texas House in 1966.
• I also appreciate the bipartisan support of the many co-authors who have signed on in support of improving
• Going to jail and you owe child support and you have a child support order.
• So we worked together when we first started.
• SB 1138 by Miles relating to first responder policies for emergencies occurring at a group home in certain

Bills: HJR98, HJR8, HJR133, HB23, HB33, HB144, HB 109, HB 103, HB148, HB3809, HB1686, HB2217, HB2156, HB220, HB2421, HB2363, HB3773, HB421, HB2584, HB2615, HB2455, HB3711, HB2559, HB3747, HB2775, HB2886, HB3126, HB3666, HB3595, HB3260, HB3506, HB1638, HB3376, HB3826, HB3628, HB1349, HB3770, HB1831, HB1762, HB2614, HB3113, HB267, HB322, HB431, HB869, HB 1203, HB 1201, HB 1244, HB1875, HB1950, HB2152, HB2290, HB2341, HB2436, HB2809, HB2856, HB3012, HB2954, HCR56, HCR102, HB 107, HB1587, HB3684, HB658, HJR99, HB1399, HJR5, HJR2, HJR6, HJR31, HB1971, SJR3, HB1775, HJR72, HB502, HB3109, HJR98, HJR8, HJR133, HB 118, HB388, HB 114, HB205, HB2789, HB2791, HB499, HB2960, HB3163, HB3135, HB2427, HB1618, HB1672, HB1722, HB1338, HB787, HB2618, HB879, HB 1126, HB4134, HB3513, HB718, HB1536, HB1445, HB1640, HB1893, HB1734, HB3229, HB3306, HB 1276, HB3272, HB3276, HB3516, HB4145, HB1585, HB4810, HB2989, HB2558, HB3014, HB2742, HB1695, HB23, HB33, HB144, HB 109, HB 103, HB148, HB3809, HB1686, HB2217, HB2156, HB220, HB2421, HB2363, HB3773, HB421, HB2584, HB2615, HB2455, HB3711, HB2559, HB3747, HB2775, HB2886, HB3126, HB3666, HB3595, HB3260, HB3506, HB1638, HB3376, HB3826, HB3628, HB1349, HB3770, HB1831, HB1762, HB2614, HB3113, HB267, HB322, HB431, HB869, HB 1203, HB 1201, HB 1244, HB1875, HB1950, HB2152, HB2290, HB2341, HB2436, HB2809, HB2856, HB3012, HB2954, HCR56, HCR102

Keywords: Article V, federal government, fiscal restraints, constitutional amendment, term limits, nuclear energy, electric generation, funding, Texas nuclear development fund, advanced reactors, HJR 133, Texas constitutional amendment, ad valorem tax, property tax exemption, homestead exemption, surviving spouse, veteran, veterans benefits, service-connected death, presumed service-connected condition

Transcript Highlights:

• network and she said, "We are not first network and she said, "We are not first responders,<00:19
• responders, we are immediate responders
• They were very active on Maui and have been active whenever a disaster strikes, but the first responders
• In many cases, in a major disaster, the first responders cannot get to you, especially if you live in
• Janice, Miku, do you want to respond to this? Uh, I was gonna say Janice should go first.

Bills: HB2437, HB1815, HB1614, HB1613, HB1612, HB2411, HB2597, HB2583, HB2474, HB1863, HB2590, HB1813, HB1838, HB2138, HB1967, HB1576, HB2139, HB1605, HB2113, HB812, HB1831, HB1707, HB2561, HB1805, HB2469, HB2472, HB2387, HB1658, HB1661, HB1664, HB1859, HB2276, HB2335, HB1656, HB2116, HB2272, HB2273, HB2340, HB2158, HB2339, HB2489, HB2159, HB2171, HB2338, HB2005, HB1952, HB1872, HB1676, HB2384, HB2614, HB20, HB1776, HB1565, HB2310, HB1975, HB1801, HB1668, HB2114, HB1972, HB1546, HB1518, HB1131, HB2208, HB2156, HB2268, HB2622, HB2581, HB2498, HB2443, HB1577, HB2033, HB2031, HB2023, HB1969, HB1973, HB1974, HB2315, HB2343, HB2501, HB2505, HB816, HB1562, HB1591, HB1853, HB1854, HB1871, HB1965, HB1966, HB1537, HB1541, HB276, HB2606, HB2270, HB1920, HB1756, HB1727, HB1718, HB1715, HB1713, HB1711

Keywords: arts education, student engagement, cultural literacy, public schools, funding, State Foundation on Culture and the Arts, SFCA, Performing Arts Grants Program, arts grants, culture and the arts, history and the humanities, King Kamehameha Celebration Commission, Works of Art Special Fund, one percent for art, public art, art in public places, relocatable works of art, DBEDT, Department of Business, Economic Development, and Tourism, DAGS

Transcript Highlights:

• First one I know your vote. We do everything for sure. For sure. For sure. Crazy.
• time support and thank you for the time today,<00:13:06.560> sir.
• Um, first bill on the All right.
• "Constituents can always come first. Thank you, Senator. We stand a journ." already this year.
• >> Constituents can always come first. >> Constituents can always come first.

Bills: HB33, HB35, HB274, HB56, HB287, SB229, SB201, SB216, HB33, HB35, HB274, HB56, HB287, SB229, SB201, SB216

Keywords: HB33, Alabama, ALEA, driver license, driver's license, learner permit, learner's permit, school attendance, truancy, high school diploma, GED, dropout, student withdrawal, enrollment verification, disciplinary points, homeless student, job training, youth employment, minor parent, public safety

Transcript Highlights:

• So, I'm happy to support them and I ask for your support as well. All right, thank you very much.
• Now, 55 years later, I'm standing here asking for your support.
• So, first and foremost, thank you for bringing this. I'm a huge supporter...
• I support it. Thank you.
• And so I'd appreciate your support.

Bills: HB137, HB283, HCR114, HB137, HB283, HB1398, HB1960, HB2153, HB2431, HB2638, HB2699, HB2999, HB3208, HB3389, HB3413, HB3510, HB3642, HB3859, HB3974, HB3986, HB4142, HB4173, HB4174, HB4542, HB4605, HB4663, HB4731, HB5064, HB5216, HB5218, HB5332, HB5453, HB5577

Keywords: state budget, fiscal biennium, budget repeal, financial management, state funding, Medicaid, healthcare access, Affordable Care Act, federal funding, low-income individuals, insurance coverage, memorial, pedestrian bridge, Houston, Sergio Ivan Rodriguez, city council, oversize vehicles, transportation permits, Hidalgo County, port authority

Transcript Highlights:

• House Bill 4731 designates Loop 88 as the First Responders Memorial.
• Loop 88 is designated to honor the memory of all first responders.
• responders.
• With the latest news today, we are welcoming the first registered nurse elected to Congress and the first
• I ask for your support. Thank you.

Bills: HCR114, HB137, HB283, HB1398, HB1960, HB2153, HB2431, HB2638, HB2699, HB2999, HB3208, HB3389, HB3413, HB3510, HB3642, HB3859, HB3974, HB3986, HB4142, HB4173, HB4174, HB4542, HB4605, HB4663, HB4731, HB5064, HB5216, HB5218, HB5332, HB5453, HB5577, HB137, HB283

Keywords: memorial, pedestrian bridge, Houston, Sergio Ivan Rodriguez, city council, oversize vehicles, transportation permits, Hidalgo County, port authority, highway routes, healthcare, insurance, mental health, treatment access, state funding, transportation, axle weight, aggregates, regulations, Texas law

Bills: HR202, HB2095, SB2657, SB2138, SB3110, SB3082, SB3109, HB1800

Keywords: Hawaii, Hawaiʻi, house resolution, congratulatory resolution, education, public schools, librarian of the year, middle school principal of the year, school counselor of the year, teacher of the year, library system, blind and print disabled, accessible learning, braille, audio technology, principal, school counselor, agriculture education, culinary arts, student recognition

Transcript Highlights:

• This is why law enforcement Advocates assert that first responders, such as paramedics, are more qualified
• On the first page of line 20 and 21 that...
• First responder to initiate an EDO over a law enforcement officer, a neighbor with an episode of. acute
• Are already responding to that situation.
• We're the primary responders for this.

Bills: HB 3772, HB 1656, HB 4504, HB 1896, HB 4420, HB 4421, HB 4076, HB 3708, HB 2806, HB 3540, HB 1586, HB 5459, HB 4553, HB 4535, HB 3811, HB 3749, HB 4255, HB 4051, HB 5098, HB 3554, HB 4539, HB 5274

Keywords: e-cigarettes, health and safety, regulations, directory, penalties, regulation, certification, compliance, manufacturers, FDA, nicotine, mental health, emergency detention, paramedic authority, mental illness, healthcare facility, public health, covenants not to compete, health care practitioners, physicians

Transcript Highlights:

• The first order of business is approval of the minutes of March 27th.
• The first bill on the agenda is House Bill 2233, Representative Niska.
• Okay, next one is House File 1614, the first engrossment.
• This is another bill that has to do with child support.
• That children are receiving the supports that they need.

Bills: HF2233, HF1999, HF1995, HF1614, HF2781, HF1775, HF1316, HF2127, HF2521, HF689, HF2380, HF1273

Keywords: Uniform Special Deposits Act, special deposit, banking law, financial institutions, escrow, escrow account, trust account, security deposit, beneficiary, depositor, creditor process, garnishment, attachment, levy, setoff, recoupment, financial market infrastructure, retirement benefits, compensation, earnest money

Transcript Highlights:

• and uh support it. and uh support it.
• encourage you to support. All right. encourage you to support. All right.
• > engrossment<00:59:34.319> as file 1775, the first engrossment as file 1775, the first
• The first being House File 1316.
• Both support this bill.

Bills: HF2233, HF1999, HF1995, HF1614, HF2781, HF1775, HF1316, HF2127, HF2521, HF689, HF2380, HF1273

Keywords: Uniform Special Deposits Act, special deposit, banking law, financial institutions, escrow, escrow account, trust account, security deposit, beneficiary, depositor, creditor process, garnishment, attachment, levy, setoff, recoupment, financial market infrastructure, retirement benefits, compensation, earnest money