Video & Transcript Research : 'consumer debt'

Page 32 of 432
MN
Transcript Highlights:
  • here I've been watching the Consumer here I've been watching the Consumer Financial<00:02:34.400
  • <00:05:32.720> it Medical debt is not like other debt.
  • That's why we shouldn't treat medical debt the same as other debt.
  • Minnesota was one of the very few states who did that, and medical debt was the only debt we treated
  • is not like other debt.
Keywords: 1187, senate, all
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Consumer Protection and Professional Licensure Jun 21st, 2026 at 10:00 am

Joint Committee on Consumer Protection and Professional Licensure

Transcript Highlights:
  • Second, we support the bill's proposed ban on reporting medical debt to consumer reporting agencies,
  • primarily because of its potential... ...proposed ban on reporting medical debt to consumer reporting
  • medical debt usually arises because our insurance system is complex it's hard for consumers and even
  • And it's important because even during the litigation, consumers can then ...around the debt occur.
  • to have medical debt and ...bills because it would be particularly bad for consumers to have medical
Keywords: 995, all
Summary: The committee opened a hearing of the Joint Committee on Consumer Protection and Professional Licensure focused on health care and human services, reviewed testimony logistics, and then heard a long series of witnesses on several bills. Much of the testimony centered on interstate licensure compacts for dentistry, social work, and occupational therapy, with supporters arguing these compacts would improve workforce mobility, continuity of care, and access while preserving state oversight and public protection. Dental witnesses were split on H.455/S.257, with supporters backing the AADB dental compact for its hands-on exam, background checks, and disciplinary safeguards, while opponents argued a competing compact would better promote portability and avoid conflicts tied to proprietary testing and outside commissions. Social work witnesses strongly supported H.380/S.252, emphasizing continuity of care for clients who move across state lines, reduced costs and delays for practitioners, and the compact’s public-protection features; occupational therapy witnesses similarly supported H.427/S.256, citing access, telehealth, military families, and maintained standards. The committee also heard testimony on S.242, which would expand licensure for lactation care providers. Supporters, including lactation counselors and health center staff, said adding certified lactation counselors and related credentials would expand access, improve breastfeeding support, and allow reimbursement for services now often provided without billing. They described the training required and said the bill would help families, especially in underserved communities. Representative James O’Day also testified in support of the social work compact, and a Council of State Governments witness provided background on compact mechanics and state participation. Another major topic was H.419/S.214 on medical debt. Physicians and researchers testified that cancer patients experience long-lasting medical debt and collections burdens, and they supported limits on the sale and collection of medical debt, bans on reporting it to credit bureaus, and related consumer protections. The hearing also included H.465 on a pathway to special licensure for certain long-term limited-registration dentists serving MassHealth patients, which Representative Senna supported as a way to allow immigrant dentists to practice independently. Finally, the committee heard sharply divided testimony on H.444/S.284, which would allow trained dental hygienists to administer Botox and dermal fillers: supporters framed it as a safe, preventive, and access-expanding tool for TMJ, bruxism, and pain management, while dermatologists opposed it as outside hygienists’ training and a patient-safety risk. No votes or formal actions were taken during the hearing.
MA

Massachusetts 2025-2026 Regular Session

Senate Session (Full Formal with Calendar) Jun 21st, 2026 at 12:00 pm

Massachusetts Senate Floor Meeting

Transcript Highlights:
  • The DCFA reduces the interest rate on consumer debt judgments.
  • The lower rate will make it possible for consumers to satisfy their debts. Thank you.
  • The lower rate will make it possible for consumers to satisfy their debts.
  • The DCFA reduces the interest rate on consumer debt judgments.
  • gives consumers more time to pay off their debts and protects them from unscrupulous practices.
Keywords: 995, all
Summary: The Senate opened with the Pledge of Allegiance and a ceremonial welcome for the Duxbury Bay Maritime School crew team, which was congratulated for winning the 2025 Massachusetts Public School Rowing Association spring championship. The chamber also adopted several congratulatory resolutions honoring Eagle Scouts Henry Skolsky, Gregory de Rochman, Colin Bauker, and Gabriel Bennett. The Senate then took up and passed two sick leave bank bills for Massachusetts Department of Transportation employees: House No. 4104 for Daniel Yender and House No. 4161 for Mark Kratman. It also ordered a series of other calendar items to third reading without debate. The chamber later considered Senate No. 2550, the Uniform Child Custody Jurisdiction and Enforcement Act, with Senator Preen explaining that the bill would align Massachusetts with other states, reduce forum shopping, and better protect left-behind parents; the bill was amended by Ways and Means, ordered to a third reading, and passed to be engrossed by a roll call vote of 39-0. The Senate next took up Senate No. 2551, the Debt Collection Fairness Act. Senator Eldridge described provisions to raise garnishment protections, lower post-judgment interest rates, prohibit imprisonment for consumer debt, and shorten the statute of limitations on debt collection, while noting support from consumer advocates and the Attorney General. After adopting a technical Ways and Means amendment, the Senate ordered the bill to a third reading and passed it to be engrossed by roll call vote. The chamber also adopted committee reports placing Senate Bills 137 and 1034 on the Orders of the Day and advanced a Ways and Means-recommended substitute draft for a bill on police interactions with people with autism spectrum disorder. The session adjourned in memory of Mark Sullivan.
VT

Vermont 2025-2026 Regular Session

Senate Session - 2026-05-06 - 11:00AM

Vermont Senate Floor Meeting

Transcript Highlights:
  • consumers genetic data. consumers genetic data.
  • victim to incur a debt. victim to incur a debt.
  • of coerced debt. of coerced debt.
  • . debt. debt.
  • claim of coerced debt. claim of coerced debt.
Keywords: 927, senate, all
FL

Florida 2025 Regular Session

Senate in Session Mar 27th, 2025

Florida Senate Floor Meeting

Bills: SJR37, SJR57, SCR8, SB8, SB108, SB125, SB251, SB318, SB378, SB379, SB396, SB472, SB487, SB503, SB533, SB565, SB583, SB608, SB650, SB686, SB689, SB707, SB710, SB763, SB854, SB875, SB916, SB924, SB925, SB958, SB961, SB965, SB987, SB988, SB1006, SB1019, SB1021, SB1024, SB1026, SB1038, SB1146, SB1185, SB1194, SB1202, SB1252, SB1253, SB1330, SB1343, SB1362, SB1497, SB1498, SB1499, SB1527, SB1547, SB1596, SB1697, SJR36, SJR12, SJR57, SJR37, SCR22, SCR12, SCR8, SB925, SB1362, SB565, SB765, SB62, SB666, SB707, SB888, SB687, SB847, SB1248, SB504, SB857, SB305, SB296, SB284, SB1497, SB1499, SB1498, SB241, SB304, SB621, SB1023, SB1024, SB686, SB371, SB204, SB609, SB670, SB850, SB854, SB413, SB1346, SB1033, SB1220, SB1073, SB810, SB1539, SB447, SB875, SB406, SB985, SB965, SB1119, SB1505, SB1194, SB1253, SB1215, SB1302, SB856, SB583, SB673, SB681, SB1172, SB1252, SB378, SB608, SB955, SB957, SB988, SB1019, SB1021, SB1120, SB251, SB541, SB379, SB1737, SB266, SB1415, SB1527, SB125, SB599, SB1330, SB53, SB916, SB1352, SB785, SB710, SB472, SB1450, SB1502, SB1566, SB414, SB1062, SB961, SB1038, SB578, SB711, SB746, SB942, SB1404, SB1448, SB1738, SB108, SB8, SB318, SB507, SB533, SB689, SB1026, SB1349, SB1355, SB1433, SB1434, SB1596, SB1403, SB1146, SB763, SB667, SB1059, SB617, SB1567, SB503, SB16, SB310, SB311, SB396, SB505, SB1209, SB1210, SB1470, SB264, SB924, SB1029, SB1185, SB1202, SB1358, SB1364, SB1569, SB1697, SB1376, SB1228, SB519, SB878, SB1350, SB462, SB1535, SB827, SB1585, SB207, SB1207, SB1619, SB1396, SB920, SB1484, SB1273, SB1741, SB7, SB927, SB1227, SB1229, SB1353, SB1366, SB1464, SB1709, SB1729, SB1733, SB1744, SB1772, SB1816, SB1841, SB2188, SB1147, SB879, SB1008, SB378, SB710, SB916, SB1019, SB1146, SB1194, SB1253, SB1499, SB213, SB925, SB1362, SR263, SR311, SR333, SCR8, SB2407, SB2722, SB2949, SB2407, SB2722, SB2949
TX

Texas 89th Regular

Pensions, Investments & Financial Services Mar 24th, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • and non-voted debt.
  • We have so little debt that the bond market actually considers us debt-free.
  • at a level that would still be considered debt-free, debt that we could pay off.
  • Local debt, not COs, but just local debt in total.
  • This would greatly improve the bill, we think, and help prevent consumers from entering a cycle of debt
CA
Transcript Highlights:
  • consumer debt based on credit through direct collection activity, including collection, communications
  • When that act was first enacted, it was intended to focus on debt collectors and debt buyers who engage
  • in debt collection activities.
  • When that act was first enacted, it was intended to focus on debt collectors and debt buyers who engage
  • in debt collection activities.
Summary: The Assembly Banking and Finance Committee met with a quorum, took up its consent calendar, and passed SB 946 and SB 700 on a do-pass motion to the next committee. The committee then heard SB 546 by Senator Grayson, presented by Assembly Member Blanca Rubio, which would clarify that third-party billing administrators are not debt collectors when they are only performing administrative billing services. Supporters from Conservis Utility Billing Management and the California Apartment Association said the bill reflects the original intent of the Debt Collection Licensing Act, would reduce compliance uncertainty, and still preserves consumer protections by barring coercive collection practices. There was no opposition, and the bill passed on a unanimous roll call to the Committee on Appropriations. The committee also heard SB 505 by Senator Richardson, presented by Assembly Member Maggie Krell, which would require digital wallet providers and money transmitters operating in California to use two-factor or multi-factor authentication for logins. Support came from the National Consumer Law Center, while TechNet said it was currently opposed but working with the author on amendments. Members discussed balancing security with convenience for trusted devices and users. The bill passed unanimously on a do-pass motion to the Committee on Appropriations, and the committee then adjourned.
TX

Texas 89th 2nd C.S.

Pensions, Investments & Financial Services Mar 24th, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • , debt life cycle cycle.
  • So you would take a look at your net debt, net self-supporting debt. Thank you.
  • We have so little debt that the bond markets actually consider us debt-free.
  • Local debt, not CEOs, but just local debt in total.
  • This would greatly improve the bill, we think, and help prevent consumers from entering a cycle of debt
FL

Florida 2026 Regular Session

Commerce and Tourism Mar 3rd, 2025

Commerce and Tourism

Transcript Highlights:
  • of their debts in good faith.
  • debt collecting companies, as well as in-house debt collectors.
  • In collecting consumer debts, a door-to-door... any person's to debt collectors, I won't be able to tell
  • In collecting consumer debts, a door-to-door.
  • In collecting consumer debts, a door-to-door scammer can pretend to be a police officer and use or threaten
Summary: The Committee on Commerce and Tourism met with a quorum present and considered several bills. It first took up SB 232 on debt collection, where the sponsor explained a strike-all amendment and the committee adopted a Gruters amendment clarifying that email communications may be sent at any hour while other off-hours communications remain restricted. Testimony was sharply divided on a proposed change from “any person” to “debt collector,” with consumer advocates, legal aid, and the Florida Justice Association warning it would narrow Florida’s consumer protections, while supporters said the bill and amendment would address ambiguity affecting businesses. After debate, the committee rejected the broader amendment, adopted the email-only clarification, and reported CS for SB 232 favorably by roll call vote. The committee then heard and unanimously reported favorably CS for SB 126, which would allow prescription hearing aids to be sold and distributed by mail after a Florida-licensed audiologist or hearing aid specialist conducts the required examination, including remotely through telehealth. Supporters said the bill would improve access and reduce barriers for seniors and others with hearing loss, and no opposition was heard. The committee also heard SB 600 and SB 602 on manufacturing, which would create and fund a statewide Office of Manufacturing, a promotional campaign, workforce grants, and related fees; multiple industry and economic development groups appeared in support, and both bills were reported favorably. Next, the committee considered CS for SB 92 on hit-and-run accountability in vehicle repair shops. The sponsor described the bill as a response to rising hit-and-run incidents and explained that repair shops would have to complete a transaction form or retain a crash report for certain repairs, with a clarifying amendment adopted without objection. Prosecutors and law enforcement supporters said the bill would help identify offenders, while auto dealer representatives argued it could impose burdens and penalties on repair shops. The committee nevertheless reported CS for SB 92 favorably. Finally, the committee heard SB 412, the Motorized Wheelchair Right to Repair Act, which would require manufacturers to provide repair manuals, diagnostic tools, and parts to owners and independent repair providers under fair and reasonable terms. Disability advocates and wheelchair users testified that repair delays can leave users stranded for weeks or months, and the committee reported the bill favorably by roll call vote before adjourning.
HI

Hawaii 2026 Regular Session

RM 411 Conference PM - Fri May 1, 2026

Hawaii House Floor Meeting

HI

Hawaii 2026 Regular Session

House Chamber - Fri May 1, 2026, 6:30PM HST - Day 56

Hawaii House Floor Meeting

HI

Hawaii 2026 Regular Session

RM 329 Conference AM - Fri May 1, 2026

Hawaii House Floor Meeting

HI

Hawaii 2026 Regular Session

RM 325 Conference PM - Fri May 1, 2026

Hawaii House Floor Meeting

HI

Hawaii 2026 Regular Session

Room 229 Conference PM - 05-01-2026

Hawaii Senate Floor Meeting

Transcript Highlights:
  • financial aid to help offset a portion of any increase in room and board cost resulting from increased debt
HI

Hawaii 2026 Regular Session

Room 016 Conference PM - 05-01-2026

Hawaii Senate Floor Meeting

HI

Hawaii 2026 Regular Session

Senate Floor Session 05-01-2026 06:30pm

Hawaii Senate Floor Meeting

Transcript Highlights:
  • Conference Committee Report No. 38, final reading of Senate Bill 2031, Conference Draft 1, relating to consumer
  • Conference Committee Report No. 38, final reading of Senate Bill 2031, Conference Draft 1, relating to consumer
HI

Hawaii 2026 Regular Session

Room 224 Conference PM - 05-01-2026

Hawaii Senate Floor Meeting

HI

Hawaii 2026 Regular Session

Room 224 Conference AM - 05-01-2026

Hawaii Senate Floor Meeting

Transcript Highlights:
  • applicable to the project; or C, cause a project to fail to meet standard industry thresholds for debt
  • coverage or for debt service coverage or financial<00:14:13.560> feasibility,<00:14:14.560>
  • debt of the political subdivision. debt of the political subdivision.
  • such bonds are excluded from the where such bonds are excluded from the county's<00:17:28.000> debt
  • limit and are subject to county's debt limit and are subject to accountability<00:17:30.320> and<
HI

Hawaii 2026 Regular Session

RM 325 Conference AM - Fri May 1, 2026

Hawaii House Floor Meeting

HI

Hawaii 2026 Regular Session

RM 329 Conference PM - Fri May 1, 2026

Hawaii House Floor Meeting

Transcript Highlights:
  • Senate Bill 3025, Senate Draft 2, House Draft 3, relating to medical debt.
  • This is the Office of Wellness and Resiliency and medical debt acquisition forgiveness program.
  • and we have quorum. of wellness and resiliency and medical of wellness and resiliency and medical debt
  • debt acquisition forgiveness program. debt acquisition forgiveness program.
  • this is for the Office of Wellness and Resilience to develop, implement, and administer a medical debt