Video & Transcript Research : 'risk pool'

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HI

Hawaii 2025 Regular Session

LBT Public Hearing 02-05-2025

Labor and Technology

Transcript Highlights:
  • law apply to food, beverage, and service establishments that accept tips, and requires employee tip-pool
  • law apply to food, beverage, and service establishments that accept tips, and requires employee tip-pool
  • :28.320> specific select applicants for their specific select applicants for their specific pool
  • :30.279> screening<00:32:31.279> so<00:32:31.880> uh<00:32:32.480> any pool
  • from initial um screening so uh any pool from initial um screening so uh any questions<00:32:33.039>
Keywords: 912, senate, all
Summary: The Committee on Labor and Technology heard several labor-related measures. SB 183 would allow arbitration to resolve disputes over state and county contributions to the EUTF benefits trust fund; labor groups supported it, and the committee advanced it with amendments. SB 185, concerning indebtedness to the state, drew support from unions and discussion with DAGS about tiered repayment options for lower-paid employees; DAGS said the system could be programmed to accommodate the bill, and the measure was also advanced with amendments. SB 458 would expand the definition of employer for wage-payment laws to include the state and counties when no comparable public-employee provision exists; HSTA testified in support, citing repeated delayed pay for teachers, while DAGS and county representatives raised operational concerns. The committee deferred SB 458 for further administrative work. SB 425, on qualified community rehabilitation programs and the aggregate contract cap, was advanced with technical amendments after UPW said employers were splitting contracts to exceed the statutory threshold. The committee also considered SB 1287, which would apply unfair and deceptive practices law to tipped food and beverage establishments and require tip-pool signage with wage-division contact information. The Attorney General’s office recommended a savings clause to avoid retroactive application issues, and the committee passed the bill with amendments. SB 1660 would require hospitality employers to adopt anti-harassment measures, training, panic buttons, and anti-retaliation protections; the Commission on the Status of Women and worker advocates supported it, while DLIR noted existing complaint systems and the need for rulemaking. The committee adopted amendments incorporating sexual assault hotline information, panic-button guidance, and employer flexibility on translation languages, then passed the bill with amendments. SB 631, relating to the Department of Human Resources Development, was deferred, with the chair noting a prior law already allows departments to screen and select applicants from initial pools.
TX

Texas 89th Regular

Homeland Security, Public Safety & Veterans' Affairs May 7th, 2025

Homeland Security, Public Safety & Veterans' Affairs

Transcript Highlights:
  • the individual but lacks the authority to tow a vehicle under those circumstances, increasing the risk
  • They also investigate arson, respond to emergencies, and often serve as first responders in high-risk
  • But the field was out there in the pool to get more mechanics and so forth. They're out there, sir.
  • Around the 2000 time frame, they were kind of collected all into... ...to the pooling board from all
  • It changed from the pooling board to TxDOT's responsibility.
TX
Transcript Highlights:
  • . risk or loss, monitor or assess the risk, enhance health, enhance financial wellness.
  • This ambiguity has contributed to elevated wildfire risks.
  • We see this as a resiliency issue and a risk mitigation issue statewide.
  • In summary, House Bill 145 represents a balanced approach to wildfire risk mitigation by utilities in
  • , unlike traditional insurers who can reject high-risk policies.
TX
Transcript Highlights:
  • This creates a heightened risk of victimization, resulting in exploitation of their benefits or, in more
  • severe cases, risks of harm to the client's physical and emotional well-being.
  • This population deserves. system that protects them from environments that pose a risk of abuse, neglect
  • And we are able to pay them a set amount per month, which means they are taking on risk.
  • So, these doctors transform their entire clinics to take on risk, to take on take on advanced primary
NM

New Mexico 2025 Regular Session

IC - New Mexico Finance Authority Oversight Aug 12th, 2025

New Mexico Finance Authority Oversight Committee

Transcript Highlights:
  • Let's say this is more of a guaranteed pool program.
  • So it's just like an insurance pool.
  • One is that venture capital is professionally managed risk.
  • The second thing is, what are the risks of taking on debt?
  • And the third thing is, what are the risks of taking on investors?
KY
Transcript Highlights:
  • <00:09:25.839> some<00:09:26.080> of<00:09:26.240> those<00:09:26.640> risks
  • , And it eliminates some of those risks, And it eliminates some of those risks, those<00:09:27.360
  • that come from legacy compliance risks that come from legacy systems.<00:09:33.040> Um,<00:09
  • or two. aren't funded from the legacy aren't funded from the legacy modernization<00:14:58.880> pool
  • The these are truly modernization pool.
Summary: The House Budget Review Subcommittee on Personnel, Public Retirement, and Finance heard a presentation from the Commonwealth Office of Technology on legacy IT modernization funds and how they are used to address outdated, unsupported, or unsustainable systems. David Carter and Carrie Welch explained the state’s definition of a legacy system under KRS 7A.180, emphasizing not only vendor support issues but also changing business needs, regulatory compliance, and the loss of institutional knowledge for older systems. They described the office’s review process for determining whether a project qualifies, including assessing business risk, comparing options such as upgrades, replacements, shared solutions across agencies, or commercial products, and then matching the project to available funding. The presenters said COT reports twice a year to the Interim Joint Committee on Appropriations and Revenue on progress with legacy modernization projects. They reported 30 projects funded to date, with 18 completed, and said remaining projects are still moving forward while agencies continue to identify modernization needs. They highlighted examples of completed work, including modernized security cameras, replacement of unsupported systems, migration of documents to the Commonwealth Enterprise Content Management Platform, restoration of vendor support, a digital policy acknowledgement portal, replacement of the State Police dispatch system, and digitization of paper records for faster retrieval and better disaster resilience. Members asked for more detail on how the $10 million request would be allocated, including system-by-system spending, the split between software, hardware, vendor contracts, and staff time, and how the office determines when a system needs replacement. COT said it did not have a system-by-system or cost-category breakdown at the hearing but could provide one later, and explained that the funds are intended for development and first-time acquisition costs rather than ongoing maintenance. They also said the $5 million annual request was based on prior years’ experience and that agencies often contribute some funding themselves, so the program could still operate if appropriated less than the full amount. The committee then approved the minutes and adjourned.
NH

New Hampshire 2026 Regular Session

House Ways and Means (03/23/2026)

Ways and Means

Transcript Highlights:
  • We pool all our money together.
  • . pool. pool.
  • <01:31:32.920> that especially in the larger uh, pools that especially in the larger uh, pools
  • my idea of a a pool? my idea of a a pool? Reserve<01:38:46.920> pool? Reserve pool?
  • Reserve pool?
Keywords: 1189, house, all
TX

Texas 89th Regular

Criminal Justice May 22nd, 2025

Criminal Justice

Transcript Highlights:
  • current Texas law already reflects that children, the elderly, and disabled individuals are at a higher risk
  • Members, current Texas law already reflects that children and the elderly and disabled are at a higher risk
  • The bill would require TDCJ to adopt rules relating to the leave pool.
  • cycle and from drawing more than 480 hours from the pool in the fiscal year.
  • Contribution of time to the legislative leave pool is on a voluntary basis only; there is no cost to
Bills: HB75, HB108
Summary: The committee heard a series of criminal justice and public safety bills, with most measures focused on tougher penalties, victim protections, and procedural changes. Bills discussed included HB 75, requiring magistrates to make written findings when denying probable cause despite believing an arrestee committed an offense; HB 413, limiting pretrial detention so it cannot exceed the maximum jail term for the charged offense, with competency-related exceptions; HB 1422, expanding sexual assault survivor protections and increasing penalties for certain sexual offenses and voyeurism; HB 2073, increasing penalties for violating protective orders or bond conditions while armed; HB 2593, raising indecent assault penalties against elderly or disabled victims; HB 108, enhancing punishment when body armor is used during violent crimes; HB 3816, expanding cruelty-to-livestock offenses to include unlawful controlled-substance administration; HB 2854, requiring parole officers to notify hospitals or law enforcement when violent parolees visit hospital premises; HB 1871, increasing punishment for attempted capital murder of a peace officer and making such offenders ineligible for parole; HB 3463, clarifying notice methods in theft-of-service cases; HB 2348, allowing video-recorded depositions of elderly or disabled witnesses; HB 2594, expanding venue options for cybercrime and digital theft prosecutions; HB 2761, clarifying that children cannot be deemed to consent to prostitution-related offenses; HB 3185, authorizing administrative subpoenas in cybercrime investigations; HB 2017, increasing penalties for certain intoxication manslaughter cases involving undocumented immigrants with prior DWI convictions; HB 2306, making certain trafficking offenses ineligible for parole; HB 1607, allowing a rear-only license plate when a vehicle lacks a front bracket; HB 1828, creating a legislative leave pool for TDCJ correctional officers; and HB 3664, requiring prospective grand jurors to complete training and proposing additional changes to grand jury procedure in a future substitute. The committee also took up HB 3073, the Summer Willis Act, which would clarify consent in sexual assault law and address intoxication-related incapacity; the committee substitute narrowed the language to situations where the perpetrator knows the other person cannot consent because of intoxication or impairment, while removing withdrawal-of-consent and “reasonably should know” language from the House version. Several bills were laid out with committee substitutes adopted, including HB 3463, HB 2594, HB 3073, and HB 3073’s substitute, and most bills were left pending after no invited or public testimony or after hearing testimony. Public testimony was especially extensive on HB 3073, with survivors, advocates, and prosecutors supporting broader consent language, while some prosecutors said the substitute was an improvement but still favored the House version’s broader protections. HB 3664 drew significant opposition from district attorneys, who argued that mandatory transcription or recording of grand jury testimony would be costly, chill grand juror questioning, and complicate timely presentations; concerns were also raised about new-evidence requirements and grand jury shopping. No final votes were taken on the bills discussed in the transcript, and the committee recessed partway through to return to the floor before continuing its hearing.
NH

New Hampshire 2026 Regular Session

House Session (04/23/2026)

New Hampshire House Floor Meeting

Transcript Highlights:
  • Number two, it public swimming pools.
  • out to the playground or to the pool out to the playground or to the pool without<01:13:56.000><
  • It risks limiting access.
  • <05:13:29.440> of rate payers bear the financial risk of rate payers bear the financial risk
  • bearing the risk. bearing the risk.
Keywords: 1189, house, all
MN

Minnesota 2025-2026 Regular Session

House Health Finance and Policy Committee 2/10/25

Health Finance and Policy

Transcript Highlights:
  • We need an increase to food, pools, and lodging licensing fees.
  • We do foods, pools, lodging, restaurants, mobile food units, all that serve fairs and festivals.
  • One of the things that you noted in here was that there was a zero impact on the food pools.
  • I mean, it's a half million dollars that, you know, that are lodging our municipal pools.
  • I mean, it's a half million dollars that, you know, that are lodging our municipal pools.
Keywords: 1183, house
Summary: The committee met for a Health and Finance Policy hearing, began with member and staff introductions, and noted that Representative Keeler was participating as a non-voting member. The chair outlined committee rules on decorum and then introduced the day’s first agency presentation from the Minnesota Department of Health (MDH), with Commissioner Cunningham appearing to present the department’s budget priorities. Commissioner Cunningham described MDH’s broad public health role and emphasized that public health is underfunded relative to health care, with significant reliance on federal dollars. The department’s main budget request was for infectious disease prevention and response to offset anticipated federal funding losses. MDH also outlined several fee increases tied to public water systems, wells, licensing and certification, assisted living and health care facilities, HMO regulation, food/pools/lodging inspections, radioactive materials, X-ray equipment, and asbestos abatement. The commissioner said these changes were needed because costs, workload, and regulatory complexity have increased, while many fees have not been updated in years. MDH also presented budget-neutral proposals, including continuing the Early Hearing Detection and Intervention Advisory Committee, converting the Maternal and Child Health Advisory Task Force into a standing advisory committee, restoring some local and tribal public health cannabis and substance misuse prevention grants, creating direct American Indian Health Special Emphasis Grants, reauthorizing the State Trauma Advisory Council, and extending firefighter PFAS biomonitoring work. The department also requested an operations adjustment for rising employee, insurance, fuel, utility, and legal costs, and referenced additional Clean Water Legacy Fund proposals. No votes or formal actions were taken in the portion provided. Representative Bierman then offered supportive comments, praising MDH’s work and backing the funding and fee proposals, especially the restoration of local public health prevention grants.
FL

Florida 2025 Regular Session

February 12, 2025 - 03:30 PM

Transcript Highlights:
  • made a plan for maybe how do we move some of those outside of Leon County so that you get a bigger pool
  • I would say it's twofold: one in risk management. We are having a lot of issues, like I mentioned.
  • I would say it's twofold, one in risk management. We are having a lot of issues like I mentioned.
  • So I mentioned risk management. What I failed to mention was we haven't stopped adjusting claims.
  • Have you looked at a satellite branch somewhere else to attract from another pool of employees?
Summary: The subcommittee met to review agency vacancy reports and agency-requested budget reductions, with Chair Lopez framing the discussion around stewardship of taxpayer dollars, agency efficiency, and whether long-vacant positions should be cut or repurposed. Members were given vacancy summaries and asked to focus on how agencies are functioning with current staffing, which positions are mission critical, and whether some vacancies reflect market pay issues, re-engineering of work, or true excess capacity. The chair also noted that agency heads had been asked to provide follow-up information on current openings, average vacancy duration, mission-critical roles, and reasons for vacancies. The Department of Revenue was the first major agency reviewed because it had the largest number of vacancies. Its leadership said vacancies had improved from pandemic-era highs due to market pay adjustments, but that some areas—especially general tax and audit—still had long-term openings. The department explained that some positions are intentionally frozen while work is restructured, that it hires above minimum salary in some cases to stay competitive, and that it is using automation and process changes to reduce backlogs. Members raised concerns about vacancies outside Leon County, out-of-state auditor positions, salary compression, and whether the department should provide a list of frozen positions and the salaries actually needed to recruit. The Department of Financial Services said its long vacancies were concentrated in risk management, law enforcement, and the general counsel’s office, where salaries and competition from private employers and other agencies make hiring difficult. DFS said it was using outside vendors in some areas, had reduced vacancies in its general counsel office significantly, and was willing to identify positions that could be cut, including some from treasury and OAT. The Department of Business and Professional Regulation reported progress in lowering vacancies through statewide recruiting, centralized legal hiring, automation in service operations, and leadership changes in alcoholic beverages and tobacco; it said one recommended cut could be achieved by combining two half-time positions. The Florida Lottery reported a low vacancy rate, said all positions were critical, and explained its longer onboarding time due to extensive background checks; members discussed sales reps, incentives, and the agency’s field-office structure. The Office of Financial Regulation said many of its vacancies were already in the hiring pipeline, with recent vacancies tied to promotions, a death, and internal moves, and noted that it often serves as a training ground for federal agencies. The Office of Insurance Regulation, which had a high vacancy rate concentrated in Leon County, said it had been reducing vacancies from a much higher level and was still working through hiring and administrative constraints.
MN

Minnesota 2025 1st Special Session

House DFL Press Conference 3/27/25

Transcript Highlights:
  • Maintaining this fundamentally unfair system of coverage will always lead to a pool of individuals who
  • must risk driving.
  • Maintaining this fundamentally unfair system of coverage will always lead to a pool of individuals who
  • must risk driving. lowcost auto insurance program would lowcost auto insurance program would protect
  • <00:05:25.720> of will always lead to a pool of will always lead to a pool of individuals<
Keywords: 1183, house
MN

Minnesota 2025 1st Special Session

House Commerce Finance and Policy Committee 2/19/25

Commerce Finance and Policy

Transcript Highlights:
  • So prior to the Affordable Care Act, MCHA managed the state's high-risk pool to help provide coverage
  • But there's some risk that that will change again.
  • But there's some risk that that will change again.
  • As soon as the ACA came in, that whole high-risk pool was dumped into the individual market.
  • The individual market high-risk pool was 27,000 high-risk MCHA enrollees entered the relatively small
Keywords: 1183, house
KY
Transcript Highlights:
  • Is that the total manager risk services.
  • So, it's not just the risk >> Okay.
  • <00:40:31.440> for<00:40:31.880> providing risk.
  • So, they are at risk for providing risk.
  • That also eliminates the risk for the consultant.
Keywords: 958, all
Summary: The committee first approved the August 12 minutes and then handled a large agenda of 355 contracts totaling about $278.7 million. It agreed to defer three Office of Energy Policy items to the October 2025 meeting and reviewed a deferred Kentucky Educational Television contract without objection. The main substantive discussion centered on two University of Louisville legal services PSC amendments and a Seven Counties Services MOA item. For the University of Louisville items, members questioned a large increase in hourly rates and the scope of the legal services, especially complex litigation work and a Colorado estate matter. University officials said the contracts followed an RFP, involved specialized litigation, included local counsel where required, and were expected to be offset by savings in other PSCs and by a potential financial recovery in the Colorado matter. The committee also discussed whether the $125 hourly rate was a statutory requirement or committee policy; the chair later said staff would verify whether it was an executive-branch regulation or statutory rate. Both University of Louisville items were ultimately approved, though Senator Meredith voted no on one and Senator Douglas explained his support while urging future adjustments and more information sharing. The Seven Counties Services contract drew questions about how the $18.7 million would be used and whether federal changes could affect future funding. Cabinet officials described 988 crisis response, outpatient mental health and substance use treatment, prevention, recovery, and harm-reduction services, and said they were monitoring federal developments daily. Representative Petrie and Senator Thomas pressed the cabinet on the long-running Seven Counties bankruptcy and the need to push for resolution; officials said the matter was pending on a motion for reconsideration and that they would try to help move it along. The contract was approved. At the end of the meeting, the committee approved the remaining agenda items as reviewed without objection, but Senator Meredith voted no on the blanket approval motion because of numerous retroactive contract requests and what she said were insufficient explanations such as administrative error or staff being on conference. She said retroactive approvals should be rare and supported stronger internal controls.
TX

Texas 89th Regular

Senate Session (Part II) Mar 19th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • happens where you run the risk of brownouts, you could have terrible situations like Yuri, where people
  • Guaranteed 24 hours notice that that that risk is there.
  • Rice, Risk Pool Insurance, Continuing Education, Legislative Tracking with Bill Reading, Bill Analysis
  • pool that they make a hundred fifty million dollars a year off of.
  • Of course it also was referring to the risk pool insurance which is of course highly profitable and also
Bills: SCR5, SCR13, SB3, SB6, SB10, SB12, SB13, SB15, SB17, SB18, SB19, SB24, SB35, SB57, SB65, SB112, SB284, SB290, SB388, SB400, SB402, SB412, SB495, SB499, SB502, SB509, SB621, SB706, SB740, SB815, SB842, SB854, SB875, SB893, SB917, SB974, SB1025, SB1061, SB1073, SB1106, SB1268, SB1281, SB1300, SB1362, SB1379, SB1447, SB1451, SB1555, SB1902, SJR36, SJR12, SCR13, SCR25, SCR5, SCR22, SCR12, SCR24, SB495, SB412, SB10, SB18, SB565, SB372, SB842, SB765, SB62, SB19, SB666, SB707, SB888, SB687, SB706, SB847, SB290, SB13, SB1248, SB740, SB14, SB1006, SB504, SB917, SB925, SB388, SB1902, SB1121, SB995, SB857, SB305, SB296, SB284, SB35, SB6, SB815, SB3, SB1281, SB1379, SB1300, SB1497, SB1499, SB1498, SB1451, SB1061, SB15, SB65, SB241, SB304, SB402, SB499, SB621, SB974, SB1023, SB1024, SB1025, SB1106, SB686, SB112, SB371, SB204, SB400, SB609, SB1447, SB670, SB502, SB427, SB850, SB854, SB413, SB1555, SB1362, SB1346, SB1033, SB1220, SB1073, SB810, SB987, SB1539, SB893, SB447, SB875, SB406, SB509, SB985, SB965, SB17, SB1119, SB1505, SB12, SB24, SB57, SB1194, SB1253, SB1215, SB1532, SB1268, SB1302, SB856, SB650, SB583, SB673, SB840, SJR57, SCR8, SB213, SB681, SB1172, SB1252, SB378, SB610, SB918, SB1343, SB608, SB487, SB955, SB957, SB988, SB990, SB1019, SB1021, SB1120, SB251, SB958, SB535, SB761, SB1, SB541, SB315, SB379, SB1018, SB1737, SB266, SB1415, SB3, SB6, SB15, SB35, SB290, SB706, SB842, SB917, SB1281, SB1451, SB1902, SB12, SB13, SB17, SB19, SB388, SR261, SR265, SR276, SR277, SR281, SR286, SR293, SCR5, SCR13, SB2425, SB2880, SB10, SB12, SB13, SB17, SB18, SB19, SB388, SB412, SB495, SB2425, SB2880
MS

Mississippi 2026 Regular Session

Appropriations - Room 210; 22 January, 2026: 1:30 PM

Appropriations

Transcript Highlights:
  • of the House and I kind of feel it's going to pass that would mandate to us that we take the high-risk
  • pool, which we call MIR, and form a way that we could sell a low-cost product and we can do that.
  • But when we look at the dollars that are in the risk pool, and these are all balance sheets that y'all
  • That 2025 last pool that we put out there drew one qualified applicant.
  • to teach because these are high risk to teach because these are high risk programs<00:34:30.480>
Summary: The meeting began with a budget presentation from the insurance commissioner’s office. The commissioner said most of the request was for personnel costs, including an increase above LBO and two additional IT positions tied to a possible conversion to a state-based system and cybersecurity needs. The office also discussed travel costs, contractual expenses, vehicle replacement, and hurricane mitigation funds, noting that some funds are in trust accounts and require legislative authority to spend. The commissioner also briefed members on possible policy changes affecting the ACA exchange and a proposed low-cost plan for the high-risk pool, warning that if coverage options are not developed, more people could shift into uncompensated care. Members asked about the budget request, the IT positions, and a constituent question about propane meter regulation, which the commissioner said falls under the Department of Agriculture and Commerce, though his office sometimes checks related issues informally. The committee then moved to the State Fire Academy hearing. The academy director described a workforce stabilization proposal focused on retaining and recruiting fire instructors, citing competition from local fire departments that pay more, a shrinking applicant pool, and a growing number of retirement-eligible staff. He said the academy’s instructors are being recruited away by municipalities, that recent applicant pools have produced very few qualified candidates, and that the academy may soon have to cut advanced courses if staffing does not improve. He referenced a State Personnel Board review that supported the need for compensation changes and said the academy is trying to remain competitive while continuing to train firefighters, hazmat responders, EMS personnel, and fire officers statewide. No formal votes or legislative actions were taken in the portion provided. Members mainly asked questions, requested written follow-up on some budget items, and indicated they would work with the agencies later in the session if pending bills or funding needs changed.