Video & Transcript Research : 'banking'
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KY
Kentucky 2026 Regular Session
Senate Standing Committee on Banking and Insurance. (2-24-26)
Banking & Insurance
Transcript Highlights:
- You took just like the bank, and that is incorrect.
- <00:14:29.839>
and You took took just like the bank and You took took just like the bank and - Most of us grew up with somebody in our family taking us to a local bank.
- <00:21:50.480>
Uh, family taking us to a local bank. - Uh, family taking us to a local bank.
Keywords:
Meeting Start 00:00
Call to Order and Roll Call 00:01
Discussion SB 157 00:23
Vote SB 157 05:22
Discussion SB 189 05:57
Vote SB 189 26:49, 958, all
Summary:
The committee first took up Senate Bill 157, which would align Kentucky’s mortgage loan fee rules with federal standards by exempting certain first and second mortgages from the state’s total net income cap when they meet federal points-and-fees thresholds. The sponsor and Rocket Mortgage testified that the bill would make it easier for borrowers to buy down mortgage interest rates with discount points, helping affordability without changing borrower costs, while preserving the existing 4% cap for loans outside the federal standard. Members discussed how rate buydowns work in practice, and the bill passed with a favorable expression after a roll call vote.
The committee then heard Senate Bill 189, as amended by a committee substitute, which would create a licensing and regulatory framework for virtual currency kiosks, or crypto ATMs, in Kentucky. The sponsor described widespread scam losses tied to these kiosks, especially among older adults, and said the bill would add consumer protections such as licensing, financial safeguards, transaction limits, refund or hold requirements, disclosures, receipts, and enforcement authority for the Department of Financial Institutions. He also said the substitute was based on other states’ models and that further changes might be needed, including possible floor amendments.
AARP Kentucky testified in support of regulating crypto kiosks but said the committee substitute weakened consumer protections and urged stronger safeguards, including lower transaction limits, fee caps, identity verification, receipts, and scam warnings. AARP representatives cited data on scam complaints and losses in Kentucky and nationally, and said the point of transfer is the best place to prevent harm. Committee members generally agreed the issue was consumer protection, but one senator cautioned against overregulating personal financial choices and noted that scams exist in many forms. The discussion ended with acknowledgment that the bill would continue to be refined, including in coordination with the House and stakeholder groups.
TX
Texas 89th Regular
Criminal Jurisprudence S/C New Offenses and Changed Penalties May 8th, 2025
Transcript Highlights:
- Have made it more difficult for banks to detect and prevent fraud in real time.
- Our bank security and customer experience teams were finally able to intervene.
- At TBA, we represent nearly 400 banks across the state, from the smallest to the largest.
- With our member banks across Texas, we hear from hundreds of bank employees.
- We need the state's help in combating this crime to protect the customers and the banks that work hard
MS
Mississippi 2026 Regular Session
MS House Floor - 10 February, 2026; 10:00 AM
Mississippi House Floor Meeting
Transcript Highlights:
- backing of both the banking association backing of both the banking association and<00:35:17.119
- Banks, for a question. >> Mr.
- Banks. >> Thank you, Mr. Speaker.
- <06:01:26.718>
Banks. - bank is not in a sound state. bank is not in a sound state.
Summary:
The House convened with prayer and the Pledge of Allegiance, then established a quorum and dispensed with the reading of the journal. Members also introduced a number of guests and visitors, including University of Southern Mississippi programs, 4-H participants from across the state, and several local constituents. A Mississippi 4-H president, Morgan White, addressed the chamber and spoke about the value of 4-H in building leadership, confidence, and agricultural skills, and noted the state’s first-in-the-nation 4-H slingshot curriculum and competition.
The chamber then moved to the calendar and took up several bills. House Bill 943 was called up and passed after a committee substitute was adopted; the bill was explained as removing a repealer related to joint reports of examination by the Commissioner of Banking and Finance and the Federal Reserve Bank. House Bill 1265 also passed after being explained as extending a repealer for the debt service management act. House Bill 1477 was taken up next and generated extended discussion; it would create a process for abandoned safety deposit box contents, requiring notice to owners, allowing a period to cure delinquency, and then transferring contents to the Treasury Department for eventual disposition.
Members asked several questions about House Bill 1477, especially about how long property would be held, how heirs would be notified, how cash and tangible items would be treated, and whether documents such as wills should be scanned or preserved before destruction. The bill’s sponsor said cash would remain unclaimed property, tangible items would generally be sold at public auction, and the Treasury Department would hold property for a minimum period before sale, with heirs still able to claim it for a time. The sponsor also said the bill had support from banking and credit union groups. No final vote on House Bill 1477 is shown in the transcript excerpt.
FL
Transcript Highlights:
- But West Bank is just a collective term.
- follow the West Bank in this piece of land.
- and changing the name to West Bank.
- Bank.
- Floridian Palestinians have been kidnapped or killed in the West Bank.
Bills:
S0212, S0218, S0442, S0460, S0532, S0554, S0644, S0686, S0692, S1054, S1106, S1128, S1134, S1138, S1338, S1434, S1506, S1620, S1748
Keywords:
sexual offender, sexual predator, sex offender registry, child protection, residency restriction, loitering, proximity restriction, public swimming pool, school safety, child care facility, day care center, park, playground, conditional release, probation, community control, warrantless arrest, background check, registry screening, minor victims
Summary:
The committee first considered SB 1434 on infill redevelopment. A late-filed strike-all amendment narrowed eligibility criteria, including environmental and adjacency requirements, density and intensity limits, and exclusions for certain lands and military areas. The amendment was adopted without opposition, and the bill then passed favorably on an 8-0 vote, with testimony both for and against from advocacy groups.
Members then heard several bills related to criminal justice, land use, and local government operations. SB 212 on sexual offenders and sexual predators was amended to add public swimming pools and related restricted-location provisions; the committee heard extensive opposition testimony arguing the bill lacked empirical support and could worsen homelessness and burden families, while supporters said it would reduce temptation and improve safety. The amended bill passed 8-1. SB 686 on agricultural enclaves also received a strike-all amendment clarifying development allowances near interstates and protected-area non-preemption; after opposition from a county Republican committee and support from housing and business groups, it passed 10-0. SB 554 updating nonprofit corporation law, SB 1338 on charitable giving and endowment restrictions, SB 532 on court fee retention by clerks, and SB 218 on land use regulations after hurricanes all passed favorably, each with little or no opposition.
The committee also approved SB 692 on cybersecurity standards and liability after debate over whether the bill created enough compliance incentives and whether its liability presumption should apply retroactively; supporters said it would encourage adoption of cybersecurity frameworks, while opponents warned it could weaken local standards and create litigation issues. The bill passed 9-2. SB 1138 on qualified contractors was amended to preserve local government authority while allowing licensed professionals to conduct limited pre-application reviews, and it passed 11-0. Finally, SJR 1104 on religious expression in public schools passed 8-3 after extensive public testimony and debate, with supporters saying it would enshrine existing protections in the Constitution and opponents warning it would favor majority religions and increase bullying and litigation. The committee then took up SB 1106 on requiring state agencies and instructional materials to use “Judea and Samaria” instead of “West Bank,” with the sponsor arguing it reflected historical truth and opponents saying it erased Palestinian identity and inserted the state into an international naming dispute; the transcript ends during public testimony on that bill before any vote is shown.
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (01/23/2025)
Transcript Highlights:
- Brokerage and eventually to the banks Brokerage and eventually to the banks and<01:14:25.120>
- <01:15:43.400>
of Banks JP Morgan Wells Fargo Bank of Banks JP Morgan Wells Fargo Bank of - Consider first a bank that borrows.
- In no bank insolvency I'm ever aware of has any customer lost where the bank was the custodian.
- reserve bank reserve bank account<02:05:18.960>
now <02:05:19.960>it <02:05:20.119>
Summary:
The committee first heard testimony on House Bill 167, which would add ski, snowboard, and boat wax containing PFAS to the state’s consumer-product restrictions. The sponsor argued the product is already banned in many places, has PFAS-free alternatives, and is used in ways that can directly contaminate water rather than landfills. She cited high PFAS levels in several New Hampshire lakes and said the bill was a simple extension of prior PFAS legislation. A witness also described a personal experience where a liquid ski wax disappeared from the market and later returned, likely because of PFAS concerns. The chair then closed the hearing on HB 167 without a vote.
The committee then opened a hearing on House Bill 312, dealing with college athletes’ name, image, and likeness (NIL) rights. Representative Moffett said the bill was modeled on New Jersey law and intended to let student-athletes earn compensation from NIL without losing institutional scholarships, while also requiring licensed representation and setting limits on certain endorsements. He described the measure as proactive because NIL rules are evolving and could create conflicts among schools and future lawsuits. Members questioned whether the bill should apply to two-year institutions, whether it should exclude firearms and weapons, and whether the scholarship protections would cover need-based or academic aid as well as athletic scholarships. Moffett said the scholarship language was intended to protect scholarships generally, but not need-based aid specifically, and he acknowledged discomfort with some of the endorsement restrictions.
Public testimony on HB 312 was mixed. One supporter, a former Division III athlete and coach, backed the bill but urged removal of a section allowing institutions or athletic bodies to use an athlete’s NIL without compensation, arguing most New Hampshire athletes do not receive NIL money and should not have to work extra jobs to cover basic expenses. The chair also raised concerns about the bill’s contractual and identity-rights implications, referencing prior committee work on a J.D. Salinger-related identity case and noting the committee had previously declined to get involved in similar contractual disputes. No vote was taken during the hearing.
AL
Transcript Highlights:
- Energy Bank.
- If the 21st century Bank Energy Bank. If the 21st century Bank Energy Bank.
- The effect is to the energy bank. The effect is to the energy bank.
- In the event the 21st energy bank. In the event the 21st energy bank.
- . transferred to SIDA for the energy bank. transferred to SIDA for the energy bank.
Bills:
SCR 4, SCR 18, SCR 43, SB 227, SB 269, SB 330, SB 434, SB 437, SB 438, SB 463, SB 528, SB 584, SB 604, SB 663, SB 668, SB 682, SB 747, SB 841, SB 912, SB 968, SB 1013, SB 1020, SB 1044, SB 1137, SB 1138, SB 1143, SB 1164, SB 1169, SB 1200, SB 1236, SB 1244, SB 1299, SB 1325, SB 1335, SB 1369, SB 1410, SB 1418, SB 1422, SB 1455, SB 1468, SB 1495, SB 1534, SB 1579, SB 1580, SB 1612, SB 1624, SB 1667, SB 1734, SB 1745, SB 1746, SB 1760, SB 1784, SB 1860, SB 1862, SB 1864, SB 1896, SB 1898, SB 1920, SB 1940, SB 1952, SB 1998, SB 1999, SB 2004, SB 2032, SB 2052, SB 2068, SB 2073, SB 2121, SB 2127, SB 2141, SB 2145, SB 2161, SB 2167, SB 2196, SB 2207, SB 2216, SB 2246, SB 2323, SB 2332, SB 2395, SB 2429, SB 2431, SB 2439, SB 2443, SB 2581, SB 2601, SB 2629, SB 2702, SB 2705, SB 2717, SB 2798, SB 2873, SB 2881, SB 2964, SB 3034, SCR 4, SCR 38, SB 39, SB 227, SB 240, SB 330, SB 401, SB 407, SB 467, SB 506, SB 512, SB 527, SB 584, SB 618, SB 619, SB 636, SB 648, SB 663, SB 715, SB 732, SB 758, SB 801, SB 843, SB 847, SB 870, SB 957, SB 1013, SB 1020, SB 1065, SB 1152, SB 1164, SB 1181, SB 1183, SB 1257, SB 1283, SB 1299, SB 1325, SB 1349, SB 1395, SB 1433, SB 1455, SB 1490, SB 1558, SB 1574, SB 1624, SB 1626, SB 1640, SB 1717, SB 1718, SB 1727, SB 1734, SB 1756, SB 1757, SB 1789, SB 1832, SB 1845, SB 1868, SB 1920, SB 1924, SB 1964, SB 2004, SB 2018, SB 2031, SB 2037, SB 2052, SB 2073, SB 2075, SB 2080, SB 2111, SB 2117, SB 2154, SB 2161, SB 2196, SB 2206, SB 2253, SB 2268, SB 2322, SB 2323, SB 2349, SB 2533, SB 2540, SB 2570, SB 2623, SB 2626, SB 2658, SB 2660, SB 2692, SB 2705, SB 2717, SB 2722, SB 2742, SB 2743, SB 2753, SB 2788, SB 2877, SB 2900, SB 2920, SB 3031, SB 5, SB 260, SB 1786, SB 1, HJR 4, HB 135, HB 1109, SJR 36, SJR 50, SJR 63, SJR 84, SJR 59, SCR 12, SCR 39, SCR 38, SCR 4, SCR 18, SCR 43, SCR 46, SCR 48, SCR 19, SB 2023, SB 1257, SB 240, SB 1727, SB 870, SB 618, SB 62, SB 666, SB 847, SB 284, SB 854, SB 1073, SB 810, SB 1505, SB 583, SB 1502, SB 507, SB 1026, SB 1349, SB 1433, SB 1434, SB 1376, SB 1585, SB 1772, SB 2016, SB 1163, SB 619, SB 1122, SB 732, SB 731, SB 397, SB 508, SB 1436, SB 287, SB 261, SB 1882, SB 393, SB 1791, SB 529, SB 209, SB 2429, SB 1999, SB 511, SB 2309, SB 510, SB 1860, SB 2037, SB 1924, SB 2253, SB 2018, SB 2206, SB 1299, SB 841, SB 668, SB 584, SB 1085, SB 2431, SB 1490, SB 1868, SB 2314, SB 434, SB 2046, SB 1667, SB 2127, SB 1975, SB 1760, SB 1734, SB 1335, SB 2246, SB 2439, SB 1624, SB 1244, SB 1468, SB 2717, SB 1612, SB 1262, SB 604, SB 2395, SB 1832, SB 1745, SB 1746, SB 2207, SB 1784, SB 1524, SB 528, SB 437, SB 269, SB 1137, SB 968, SB 636, SB 747, SB 1325, SB 1455, SB 2056, SB 1940, SB 2052, SB 1579, SB 2068, SB 3034, SB 1920, SB 1558, SB 1236, SB 1044, SB 884, SB 463, SB 227, SB 517, SB 1200, SB 1410, SB 1626, SB 1845, SB 1863, SB 2216, SB 2681, SB 1717, SB 2141, SB 2323, SB 2200, SB 2332, SB 2199, SB 1757, SB 2050, SB 1138, SB 2458, SB 1864, SB 2201, SB 1862, SB 1055, SB 2660, SB 1898, SB 2662, SB 2161, SB 2964, SB 2881, SB 1065, SB 801, SB 2743, SB 2533, SB 2073, SB 3014, SB 3013, SB 2702, SB 2629, SB 2443, SB 2349, SB 2167, SB 2145, SB 2121, SB 758, SB 648, SB 647, SB 512, SB 438, SB 1721, SB 2268, SB 1495, SB 2705, SB 2366, SB 1422, SB 1369, SB 1013, SB 682, SB 2692, SB 2570, SB 2797, SB 2111, SB 1896, SB 1164, SB 1020, SB 663, SB 2371, SB 1152, SB 2196, SB 2383, SB 2581, SB 2798, SB 330, SB 646, SB 843, SB 1998, SB 1418, SB 2788, SB 1169, SB 2873, SB 1754, SB 1534, SB 1718, SB 2779, SB 2004, SB 1143, SB 1756, SB 912, SB 2119, SB 2032, SB 527, SB 1580, SB 1952, SB 2601, SB 2322, SB 2448, SB 1777, SB 1283, SB 407, SB 2392, SB 2076, SB 2786, SB 3031, SB 2877, SB 2876, SB 2284, SB 2225, SB 1540, SB 2920, SB 2929, SB 1395, SB 1972, SB 2540, SB 1183, SB 2742, SB 2595, SB 2217, SB 2117, SB 715, SB 2330, SB 1964, SB 1383, SB 500, SB 1640, SB 39, SB 2001, SB 2080, SB 2722, SB 506, SB 2514, SB 2623, SB 2658, SB 1574, SB 2900, SB 2753, SB 2398, SB 401, SB 1241, SB 2927, SB 2173, SB 2538, SB 898, SB 467, SB 1449, SB 2529, SB 1531, SB 2846, SB 2476, SB 2031, SB 986, SB 1181, SB 2075, SB 2154, SB 2864, SB 31, SB 2880, SB 1359, SB 2386, SB 771, SB 2844, SB 2550, SB 1351, SB 1423, SB 1931, SB 2245, SB 2589, SB 2707, SB 2807, SB 2351, SB 410, SB 659, SB 816, SB 2776, SB 2693, SB 2580, SB 1980, SB 1886, SB 1234, SB 739, SB 482, SB 456, SB 127, SB 1666, SB 2843, SB 2801, SB 800, SB 2055, SB 784, SB 2986, SB 735, SB 1012, SB 324, SB 2926, SB 2938, SB 2007, SB 2138, SB 1242, SB 843, SB 1152, SB 1164, SB 1299, SB 1349, SB 1868, SB 2037, SB 2349, SB 2788, SB 39, SB 1183, SB 1717, SB 1832, SB 2743, SR 429, SR 432, SCR 38, SB 39, SB 240, SB 618, SB 870, SB 1183, SB 1257, SB 1717, SB 1727, SB 1832, SB 2743, SB 2, SB 3058, SB 3059, HB 6, HB 14, HB 43, HB 100, HB 136, HB 149, HB 204, HB 206, HB 307, HB 467, HB 685, HB 1130, HB 1393, HB 1644, HB 2027, HB 2118, HB 2176, HB 2468, HB 2488, HB 2525, HB 2596, HB 2890, HB 2894, HB 3077, HB 3114, HB 3204, SCR 4, SCR 18, SCR 43, SB 269, SB 330, SB 434, SB 437, SB 438, SB 463, SB 528, SB 604, SB 663, SB 668, SB 682, SB 747, SB 841, SB 912, SB 968, SB 1020, SB 1044, SB 1138, SB 1143, SB 1236, SB 1244, SB 1325, SB 1335, SB 1369, SB 1418, SB 1422, SB 1455, SB 1468, SB 1495, SB 1534, SB 1579, SB 1580, SB 1612, SB 1624, SB 1667, SB 1734, SB 1745, SB 1746, SB 1760, SB 1784, SB 1860, SB 1862, SB 1864, SB 1896, SB 1898, SB 1920, SB 1940, SB 1952, SB 1998, SB 2032, SB 2052, SB 2068, SB 2073, SB 2121, SB 2127, SB 2141, SB 2145, SB 2161, SB 2167, SB 2196, SB 2207, SB 2216, SB 2246, SB 2323, SB 2332, SB 2395, SB 2431, SB 2439, SB 2443, SB 2581, SB 2601, SB 2629, SB 2702, SB 2705, SB 2798, SB 2873, SB 2881, SB 2964, SB 3034, SB 227, SB 584, SB 1013, SB 1137, SB 1169, SB 1200, SB 1299, SB 1410, SB 1999, SB 2004, SB 2429, SB 2717, SB 3058, SB 3059, HB 6, HB 14, HB 43, HB 100, HB 136, HB 149, HB 204, HB 206, HB 307, HB 467, HB 685, HB 1130, HB 1393, HB 1644, HB 2027, HB 2118, HB 2176, HB 2468, HB 2488, HB 2525, HB 2596, HB 2890, HB 2894, HB 3077, HB 3114, HB 3204
Keywords:
Pflugerville, Trail Capital, health and wellness, outdoor recreation, community connectivity, patriotism, town designation, community engagement, Trophy Club, Texas Town of Patriotism, Port Aransas, Mustang Island, Fishing Capital of Texas, Texas fishing, coastal tourism, charter fishing, deep-sea fishing, bay fishing, pier fishing, angling
WY
Transcript Highlights:
- The charter for the bank is what actually gives the bank the ability to be a bank.
- received at the bank.
- How can the bank received at the bank.
- The banks have no idea.
- um through the banking institutions. um through the banking institutions.
MS
Mississippi 2026 Regular Session
MS Senate Floor - 10 February, 2026; 10:00 AM
Mississippi Senate Floor Meeting
Transcript Highlights:
- . >> Not if you use a bank.
- sent money to my child that's overseas, I might have to pay a fee on that bill. >> Not if you use a bank
Summary:
The Senate convened with a quorum present, received an invocation from Dr. Denise Pope, and led the pledge of allegiance. The body then dispensed with the reading of the journal, committee reports, and bill titles. Several guests were introduced, including the doctor of the day, student pages, Carthage Christian Academy, Mississippi Valley State University visitors, the University of Southern Mississippi’s DuBard School and related programs, and members of the Mississippi Association of Nurse Anesthetists.
The Senate took up Senate Bill 2896, which revises the Department of Public Safety salary schedule for MHP and MBN officers. Senator Hopson explained it as the vehicle for possible pay raises for troopers, NBI, and MBN officers, and the chamber adopted the committee substitute and passed the bill by morning roll call. The Senate also passed Senate Bill 2917, a recurring appropriations cleanup measure; its main change would allow Mississippi Valley State University to use previously designated dormitory funds for repair and renovation instead. A reverse repealer amendment was adopted before final passage by morning roll call.
Senate Bill 2825, the Mississippi Health Care Industry Zone Act, was then considered. Senator Harkins said the bill extends the repealer for the health care industry zone incentive program to 2028 and noted the program has generated significant investment and jobs statewide. An amendment requested by the Mississippi Development Authority was adopted to revise eligibility language, including replacing a CON requirement with a requirement that a hospital have at least 25 acute care beds and deleting a section under current law. The bill then passed by morning roll call.
Finally, the Senate considered Senate Bill 2894 on local improvement projects and the return of unexpended funds and earned interest. Senator Harkins explained that the bill would require older local improvement project funds to be returned if projects were not moving forward, require reporting to DFA and the Legislative Budget Office, allow audits, and permit limited extensions, while also withholding a portion of other state distributions for noncompliance. Senators raised concerns about projects that are already obligated or delayed by workforce and engineering constraints, and Harkins said the bill would be refined with a reverse repealer to work with LBO and avoid disrupting active projects. The bill was discussed but not finally disposed of in the portion of the transcript provided.
MN
WY
Wyoming 2026 Regular Session
House Corporations, Elections & Political Subdivisions, February 23, 2026
Corporations, Elections & Political Subdivisions
Transcript Highlights:
- owners of Wyoming banks and supervised trust companies, including background checks, fingerprinting,
- Additionally, Wyoming entities that use state and federally regulated banking services are subject to
- <00:18:27.840>
services <00:18:28.480>are federally regulated banking services are - Um kind of how those are at the bank.
- So banks and credit unions institutions.
Bills:
HB0086
TX
Transcript Highlights:
- To the list of state agencies authorized to collaborate with NAB Bank.
- We show you registered as John Beckman on behalf of North American Development Bank.
- My name is John Beckham, and I am the managing director of the North American Development Bank or NA
- Bank.
- Bit about NA Bank and our role here in Texas.
TX
Transcript Highlights:
- to give someone their money out of the bank account by providing their bank information.
- a bank becomes a conduit of criminality, that bank either is heavily regulated by the federal government
- I see it in SEC receiverships all the time: Royal Bank of Canada, Bank of America, Wells Fargo.
- the bank, and it turns a blind eye to it.
- So then they had her bank account number and all of those things. Kudos to her bank.
WY
Wyoming 2026 Regular Session
Senate Floor Session-Day 2, February 10, 2026-AM
Wyoming Senate Floor Meeting
Transcript Highlights:
- sponsoring legislation directly for banking. 54, State Banks and Speedy Conversions. 54, State Banks
- Uh, this legislation is requested by our speedy bank community.
- bank could convert to a speedy bank.
- Under existing law, you would have to close down one bank and open another bank to do it.
- This is cleanup amendments requested by the Division of Banking associated with our city banks.
CA
California 2025-2026 Regular Session
Assembly Insurance Committee Apr 2nd, 2025
Transcript Highlights:
- This can also affect cannabis employers' ability to gain access to banking services.
- There’s a high proportion of cash businesses because banking companies, banking risk management, won’
- t allow banking.
- I talked to BMO Bank, the Bank of Montreal.
- Wells Fargo, Bank of America, Bank of Montreal, they’ll stay out of the business, knowingly stay out
Summary:
The Assembly Insurance Committee met as a subcommittee and heard several bills focused on insurance transparency, wildfire mitigation, market access, and workforce issues. AB 75 would require insurers to give homeowners 30 days’ notice before collecting aerial images of their property and allow homeowners to review those images; supporters said it would improve privacy and prevent inaccurate non-renewals, while consumer and industry groups both sought amendments. AB 234 would add the Assembly Speaker and Senate President pro Tem, or designees, as non-voting members on the California FAIR Plan governing committee; the Department of Insurance supported it as an oversight measure, while Consumer Federation of California said it was only a small first step toward broader transparency reforms. AB 428 would let water corporations join joint powers authorities for pooled insurance, with supporters citing rising insurance costs for small water systems and no remaining opposition after amendments. AB 943 would streamline producer pre-licensing education by removing the 20-hour per-line requirement while keeping ethics training; industry sponsors said it would reduce barriers to entry, while consumer advocates warned it could lower professional standards. AB 1209 would create a pathway for cannabis employers to secure workers’ compensation coverage and related services through a state-coordinated network; supporters said it would help bring the industry into compliance, while one member raised concerns about creating a special carveout for a federally restricted industry. AB 1 would require periodic review of the state’s Safer from Wildfire regulations every five years, and it drew broad support from the department, insurers, local governments, and industry groups as a way to keep wildfire mitigation incentives current.
The committee also took up a consent calendar including AB 69, AB 487, and AB 570, all of which were sent to Appropriations. The committee approved AB 75 to Privacy and Consumer Protection, AB 234 to the Assembly Floor, AB 428 to Local Government, AB 943 to Appropriations, AB 1209 to Business and Professions, and AB 1 to Appropriations. Most measures passed on strong or unanimous votes after members added coauthor requests and expressed support for the bills’ consumer protection, transparency, or wildfire-related goals.
CA
California 2025-2026 Regular Session
Assembly Floor Session Mar 13th, 2025
California House Floor Meeting
Transcript Highlights:
- AB 1065, Ortega, from the Banking and Finance Committee to the Judiciary Committee, then back to the
- Banking and Finance Committee.
- AB 866, Ortega, from the Banking and Finance Committee to the Judiciary Committee, then back to the Banking
- And AB 1065, Ortega, from the Banking and Finance Committee to the Judiciary Committee, then back to
- the Banking and Finance Committee.
Summary:
The Assembly convened after a quorum call, heard a prayer and Pledge of Allegiance, and then moved through routine procedural business, including dispensing with the reading of the prior journal, re-referring several bills, and approving committee scheduling requests. There was also a point of order from Assemblymember DeMaio asking about a possible Governor’s message regarding Medi-Cal, but the chair said no formal message had been received at the desk.
The main floor debate centered on AB 321 by Assemblymember Schultz, the Better Informed Decisions Act, which would allow courts to consider reducing certain “wobbler” offenses from felonies to misdemeanors later in the criminal process if new evidence emerges. Supporters argued it would improve fairness, transparency, and efficiency by letting judges make better-informed decisions; opponents said it would weaken felony accountability and conflict with voter intent on public safety. The bill passed on a 46-5 vote.
The Assembly also adopted ACR 47 by Assemblymember Chen, declaring March 16–22 as National Surveyors Week, with 63 co-authors added and the resolution adopted by voice vote. AB 387 by Assemblymember Alanis, which expands jury duty exemptions to include probation officers, passed 64-0. On the consent calendar, ACR 46, HR 9, HR 22, and SCR 17 were adopted with unanimous votes, and the Assembly adjourned until Monday, March 17 at 1 p.m.
TX
Texas 89th 2nd C.S.
Criminal Jurisprudence S/C New Offenses and Changed Penalties May 8th, 2025
Transcript Highlights:
- measured as Uh, SEBP Chief Customer Experience Officer, Texas Bankers Association, First National Bank
- Our customer engaged and provided all his personal information to include his bank account and routing
- At TBA we represent nearly 400 banks across the state from the smallest to the largest.
- Regularly, we meet with our member banks across Texas and we hear from hundreds of bank employees.
- We need the state's help in combating this crime to protect the customers and the banks that work hard
MN
Transcript Highlights:
- around knowing your customer that banks around knowing your customer that banks and<00:58:24.240
- account, and then your bank account can send money to that bank account.
- the QR code can get into your bank the QR code can get into your bank account<01:25:36.080>
and - <01:25:37.040>
can account and then your bank account can account and then your bank account - Um, so send money to that bank account.
Summary:
The Senate opened with a prayer, pledge, and roll call, confirmed a quorum, and then moved through routine business including first reading and referral of Senate File 5019 to the Health and Human Services Committee, along with referral of Senate resolutions 73 to 75 to Rules and Administration. Senator Westrom’s motion to withdraw Senate File 3893 from Finance, give it a second reading, and place it on general orders was adopted.
The chamber then took up House File 3556, which renames Minnesota’s Community Solar Garden Program as the Melissa Hortman Community Solar Garden Program. Senator Hoffman presented the bill as a tribute to Speaker Melissa Hortman’s role in creating and advancing community solar in Minnesota, with Senator Marty and others supporting the recognition. The bill was read a third time and passed on final passage by a vote of 59-7, with the title agreed to.
Senate File 1251 followed, a bipartisan bill to remove the June 2026 sunset on crossbow use during archery season and make the allowance permanent. Senator Pa and supporters cited a DNR study showing no negative impact on deer or turkey populations and argued the change would improve participation among women, youth, and older hunters. An A3 technical amendment was adopted, and the bill passed 67-0.
The Senate then considered Senate File 3868, a bill to ban cryptocurrency kiosks in Minnesota due to fraud concerns. The author and supporters described widespread scams targeting seniors and others, citing losses in Minnesota and national fraud data. An A2 amendment requiring lawful-presence verification for foreign remittance transfers was ruled not germane, and the chair’s ruling was upheld on a 34-33 appeal. Debate then began on an A3 amendment related to cash transfers through airports, with members arguing over germaneness and the scope of the fraud-prevention bill.
US
US Federal 2025-2026 Regular Session
Hearings to examine the nominations of Reed Rubinstein, of Maryland, to be Legal Adviser, Mike Huckabee, of Arkansas, to be Ambassador to the State of Israel, and Kevin Cabrera, of Florida, to be Ambassador to the Republic of Panama, all of the Depar Mar 25th, 2025 at 09:00 am
Foreign Relations Committee
Transcript Highlights:
- The greater Israel, Judea and Samaria includes the West Bank.
- So do you, have you previously supported the idea of annexation of the West Bank?
- The West Bank and the region, of course, will be needed. Our resources are limited.
- Jews living in the West Bank. Annexation does not mean displacement of people.
- You're suggesting that West the West Bank become part of Israel.
Summary:
The committee meeting was focused on various key issues, including the implications of recent violence in the Middle East and U.S. foreign policy in relation to Israel and Panama. Members discussed the need for diplomatic efforts between the U.S. and Israeli officials following the recent attack by Hamas. Governor Huckabee emphasized the importance of maintaining a strong U.S.-Israel relationship and reiterated the need for accountability for terrorist organizations involved in violent acts against civilians. Senators shared their concerns regarding the ramifications of U.S. actions in Panama and the presence of Chinese influence, highlighting the significance of the Panama Canal in terms of trade and security.
ND
North Dakota 2026 1st Special Session
Legacy and Budget Stabilization Fund Advisory Board Mar 31st, 2026 at 11:00 am
Legacy and Budget Stabilization Fund Advisory Board
Transcript Highlights:
- So right now we're going to be taking data from our custodial bank.
- Banks can only lend to certain parties and only so much.
- So the bank was made available.
- But I think the bank in the past has been more... ...have to tweak that, but I think the bank in the
- We talked to the Bank of North Dakota.
TX
Transcript Highlights:
- House Bill 5085 seeks to build on existing knowledge surrounding seed banks and seed preservation by
- creating a report. on the impact of seed banks and seed preservation on access to food, environmental
- Secondly, seed banks and seed conservation efforts bolster food security.
- Seed banks preserve crop diversity and support local farmers, gardeners, and scientific communities.
- It has many benefits to seed banks and seed preservation for the livelihood of Texans.
Bills:
HB5085