Transcript Highlights:

• vicarious liability for peer-to-peer vehicle-sharing platforms by aligning liability with fault while preserving
• ensures strong consumer protections while allowing Californians to continue to earn extra income and preserving
• We urge your no vote unless amended to preserve meaningful consumer protections.

Summary: The Assembly Insurance Committee met as a subcommittee at first because a quorum was not initially present, then later established a quorum and heard several bills. The main special-order item was AB 1795 (Gibson), which would create statewide standards for testing, inspection, and remediation of wildfire smoke damage in homes, with CalEPA and public health agencies developing science-based standards and insurers required to follow new claims-handling timelines. Supporters, including Insurance Commissioner Ricardo Lara and wildfire survivors, said the bill would bring consistency and safety; insurers and consumer groups generally supported the concept but sought further amendments on scope, standards, and claim handling. The committee voted do pass as amended and refer AB 1795 to Appropriations, with the roll held open for later additions. The committee also considered AB 1576 (Ortega) on the Subsequent Injury Benefit Trust Fund, which would make changes intended to reduce litigation and employer assessments while preserving the program’s purpose of encouraging hiring of workers with prior disabilities. Labor-side witnesses supported the bill as a reform step, while business, public entity, and insurance groups opposed it, arguing it did not address the core structural problems and that a trailer bill was a better vehicle for broader reform. AB 1576 was voted do pass to Appropriations, with the roll held open. AB 1931 (Papan) would create an optional limited-lines license for utilities to offer home protection products for repairs to appliances and utility service lines. Support came from HomeServe, utilities, and industry groups, who said the bill would clarify current law and add consumer protections such as training, disclosures, and a free-look period; there was no opposition in the room. The committee passed AB 1931 to Appropriations. AB 2361 (Pacheco) would limit vicarious liability for peer-to-peer vehicle-sharing platforms like Turo while preserving insurance coverage requirements; supporters said it would align California with other states, while consumer attorneys opposed it as reducing accountability and consumer recovery. The committee passed AB 2361 as amended to Appropriations. AB 2098 (Kalra), heard later, would require employers to allow leave for workers to attend treatment for occupational injuries during work hours, subject to notice and business-necessity limits; labor groups supported it and business and insurance groups sought narrower standards. It was also voted do pass to Appropriations. The committee then completed roll-call add-ons and adjourned.

Transcript Highlights:

• Thank you to their hardworking staff for making sure our language is preserved for generations to come
• Thank you to their hardworking staff for making sure our language is preserved for generations to come
• . hardworking staff for making sure our language is preserved for generations to come.

Bills: HR46 , HR47 , HR48 , HR49 , HR50 , HR51 , HR52 , HR53 , HR54 , HR55 , HR56 , HR57 , HCR31 , HB20 , HB21 , HB166 , HB494 , HB710 , HB795 , HB985 , HB986 , HB987 , HB988 , HB989 , HB990 , HB991 , HB992 , HB993 , HB994 , HB995 , HB996 , HB997 , HB998 , HR42 , HR43 , HR44 , HR45 , HCR22 , HCR23 , HCR24 , HCR25 , HCR26 , HCR27 , HCR28 , HCR29 , HCR30 , SCR13 , HB894 , HB983 , HB984 , SB19 , SB23 , SB26 , SB30 , SB39 , SB45 , SB46 , SB50 , SB51 , SB55 , SB69 , SB71 , SB73 , SB84 , SB85 , SB89 , SB96 , SB98 , SB101 , SB110 , SB148 , SB150 , SB160 , SB164 , SB303 , SB340 , HB28 , HB36 , HB50 , HB52 , HB56 , HB62 , HB68 , HB92 , HB110 , HB117 , HB119 , HB124 , HB140 , HB147 , HB160 , HB171 , HB174 , HB182 , HB193 , HB196 , HB198 , HB203 , HB228 , HB234 , HB237 , HB260 , HB268 , HB271 , HB285 , HB289 , HB316 , HB351 , HB393 , HB400 , HB413 , HB446 , HB469 , HB486 , HB534 , HB551 , HB552 , HB574 , HB576 , HB634 , HB649 , HB677 , HB735 , HB739 , HB779 , HB784 , HB796 , HB807 , HB842 , HB850 , HB919 , HB474 , HB487 , HB503 , HB606 , HB633 , HB707 , HB720 , HB728 , HB733 , HB846 , HB852 , HB856 , HB868 , HB875 , HB129 , HB130 , HB287 , HB489 , HB545 , HB553 , HB555 , HB570 , HB854 , HB952 , HB221 , HB148 , HB331 , HB149 , HB901

Keywords: HR 46, House Resolution 46, water well drillers, water wells, well drilling, driller licensure, licensing requirements, Department of Conservation and Energy, R.S. 38:3098.1, LAC 46.LXXXIX.507, professional references, two years drilling experience, workforce development, barriers to entry, water infrastructure, natural resources, groundwater, public health, state water resources, occupational licensing

Transcript Highlights:

• Engrossed Committee Substitute for House Bill 4345, relating to the preservation of missing persons records
• This bill plays an important role in ensuring that evidence is preserved and justice is served.
• The evidence is preserved and justice is served.

Keywords: 994, senate, all

Transcript Highlights:

• It does not preserve local control.
• Preserving the integrity of free and fair access to information for all Idahoans is good for all of us
• Preserving the integrity free and fair access to information for all Idahoans is good for all of us.

Summary: The Senate Local Government and Taxation Committee met with a quorum and heard several bills. House Bill 749, dealing with forced annexation and septic-system replacement in unique annexation situations, was presented as a property-rights compromise that would let a city pay for a new system or allow the homeowner to install one at their own expense. The committee moved HB 749 to the floor with a due pass recommendation, and the motion carried. House Bill 661, which would allow small waste haulers to compete in counties with franchise agreements, also received a due pass recommendation and passed the committee. House Bill 715, which would require city council involvement in hiring or firing directors of city-owned libraries, drew strong opposition from library professionals and associations who warned it would politicize libraries and create conflicting lines of authority; supporters argued it would add accountability for taxpayer-funded positions. Despite the opposition, the committee voted to send HB 715 to the floor with a due pass recommendation. The committee then took up Senate Bill 1354, a major accessory dwelling unit (ADU) bill that would prevent cities over 5,000 population from banning ADUs, require by-right allowances for internal and detached ADUs, limit local restrictions on size, setbacks, parking, fees, and owner-occupancy rules, and extend HOA restrictions to ADUs unless owners consent in writing. Supporters, including AARP Idaho and the Idaho Home Builders Association, said it would expand housing options, help aging Idahoans and family caregivers, and increase supply. Opponents, including the Association of Idaho Cities, APA Idaho, and community association representatives, argued it was too preemptive, would strain infrastructure and parking, and should preserve more local control. The committee voted to send SB 1354 to the 14th order for possible amendment after a failed motion to hold it in committee. House Bill 733, a tax administration bill, would shift partnership audit handling to the partnership level rather than requiring amended returns from each individual partner, aligning Idaho with federal practice and other states. The sponsor and a CPA representative said it was a process change only, intended to reduce administrative burden and improve efficiency for both taxpayers and the Tax Commission. The committee sent HB 733 to the floor with a due pass recommendation. Finally, the committee approved the minutes from February 26 and March 5 and then adjourned.

Transcript Highlights:

• We are told this bill is an emergency law intended for the immediate preservation of the public convenience
• solar development to align with what we all state is our intended goal in pursuing clean energy and preserving
• This is not preserving our environment.

Keywords: 1212, all

Transcript Highlights:

• creates a formal partnership with Washington State University to identify and register and help preserve
• The program would maintain a statewide registry, support preservation efforts for rare and lost apple
• So this program also looks forward, not just backward, preserving rare apple varieties.

Bills: SGA9314 , SGA9282 , SGA9288 , SGA9296 , SGA9232 , SGA9233 , SGA9235 , SGA9236 , SGA9237

Committee: Senate Higher Education & Workforce Development

Keywords: 904, all

Transcript Highlights:

• facilities, permanently affordable housing, and expenditures for environmental analysis and historic preservation
• , improve coordination with districts and agencies, and accelerate housing delivery while still preserving
• We believe that it preserves the tool that's proving to be effective in terms of funding the necessary

Summary: The Senate Local Government Committee waived the five-day notice rule and then took up two House bills. HB 2418 would tighten and expand permit-review timelines for residential projects, including requiring “procedural completeness” determinations, adding excluded time periods, extending timeline and refund requirements to certain fee-charging state and local entities, creating review deadlines for special purpose districts and public utility districts, and requiring local governments to designate a permit responsible official and a single point of contact. The sponsor said the bill was intended to improve predictability and reduce delays in permitting; builders and housing advocates strongly supported it, while sewer and water districts and county representatives raised concerns about incomplete referrals, staffing shortages, business-day versus calendar-day deadlines, and the cost of implementing the new contact requirements. The committee heard testimony but took no final vote on the bill in the transcript. HB 2451 would revise Washington’s local tax increment financing program. Staff explained that the bill adds guardrails and transparency, changes notice and hearing requirements, adjusts the assessed-value cap for increment areas, adds public safety facilities to eligible improvements, requires more detailed project analyses and annual reporting, and creates a negotiation/mediation/arbitration process for impacts to taxing districts. The sponsor said the measure was a carefully negotiated compromise intended to address junior taxing district concerns without creating an opt-out. Supporters from the Port of Tacoma, fire chiefs, cities, and counties said the bill improves the earlier TIF framework by strengthening the but-for test, notice, and participation rules, while counties still expressed concern about cumulative impacts and asked for future opt-out discussions. No final committee action was taken in the transcript.

Transcript Highlights:

• The association plays a vital role in preserving Arizona's agriculture traditions, supporting youth development
• Thank you for all you do for the communities across Arizona while preserving traditions, educating future
• As you heard with the proclamation, the importance of American Heart Month is to help preserve those

Summary: The House convened with prayer, the Pledge of Allegiance, guest introductions, and a proclamation recognizing February 2026 as American Heart Month, with Representative Willoughby emphasizing CPR and AED readiness. Members also welcomed students and guests from Wilcox Christian School, the Arizona State Fair Association, and other visitors. The chamber then handled routine business including attendance, journal approval, committee assignments, and first and second readings of numerous bills. The Committee of the Whole considered several measures, including HB 2016, HB 2133, HB 2223, HB 2459, HB 2501, and HB 2785. Most received do-pass recommendations after brief explanations and amendments. HB 2785, a major tax conformity bill, drew the most debate: supporters said it would align Arizona law with federal tax changes, prevent taxpayers from having to amend returns, and provide certainty during filing season, while opponents argued it would create a large revenue loss and benefit corporations and the wealthy without a clear funding plan. The committee adopted the Ways and Means amendment to HB 2785 by a 31-22 division vote, and the bill ultimately received a do-pass recommendation. Back on the floor, the House adopted the Committee of the Whole report and sent HB 2016, HB 2133, HB 2123, HB 2459, HB 2501, and HB 2785 to engrossing. In third reading, HB 2029, HB 2120, HB 2126, and HB 2131 passed, while HB 2045 failed on a 19-36 vote and then failed again on a reconsideration motion by 25-27. Members then made several personal privilege remarks about legislative process, representation, and Black History Month, and the House adjourned until the following Wednesday afternoon.

Transcript Highlights:

• The association plays a vital role in preserving Arizona's agricultural traditions, supporting youth
• Thank you for all you do for the communities across Arizona while preserving traditions, educating future
• As you heard with the proclamation, the importance of American Heart Month is to help preserve those

Keywords: 1182, all

Transcript Highlights:

• by joining the Counseling Licensure Compact, which expands access to licensed counselors. while preserving
• How is IPRA working in practice, and whether updates are needed to preserve meaningful, timely public
• good approach to take, sort of a top-to-bottom look at it and see how we can do it better where we preserve

Bills: HB9 , HB50

Committee: House House Judiciary

Keywords: Immigrant Safety Act, immigration detention, civil immigration violations, ICE, federal immigration enforcement, sanctuary policy, public bodies, local government, sheriff's department, school district, higher education, deputization, 287(g), 8 U.S.C. 1357(g), 8 C.F.R. 287.7, intergovernmental services agreement, detainer, immigration cooperation, public property, attorney general enforcement

Transcript Highlights:

• Indexing also preserves<00:10:12.640><c> a</c><00:10:12.880><c> safety</c><00:10:13.200><c> net</c><00
• :10:13.519><c> that</c><00:10:13.760><c> employs</c> preserves a safety net that employs preserves a

Committee: Joint Economic and Workforce Development

Keywords: Economic and Workforce Development - Room 216, 30 January, 2026; 9:45 AM, 925, all

Transcript Highlights:

• These changes make sense and preserve protections for victims and witnesses, and the severability clause
• These changes make sense and preserve protections, victims and witnesses, and severability clause of
• help. preserve protections, victims and witnesses, and severability clause that help buttress a bill

Summary: The Law and Justice Committee first heard testimony on four gubernatorial appointments to the Sentencing Guidelines Commission. Kristen Ferreira, a Chelan County Superior Court judge, said she would bring a rural court perspective; Lisa Mannion, the King County Prosecuting Attorney, emphasized fairness, equity, victim input, and modernization of sentencing grids, and answered a question about her gun responsibility advocacy by saying responsible gun ownership and Second Amendment rights can coexist. Kate Bedward, an appellate public defender with experience in tribal and other defense systems, said she wanted to help evaluate whether the sentencing scheme is meeting Washington’s goals. Rochelle Cleland, seeking renewal in the survivor/lived-experience seat, stressed the importance of survivor and victim voices and criticized the commission for leaving the victim advocate seat vacant and for how it handled a recent vote. The chair said the committee would take executive action on the appointments the following Tuesday. In executive session, the committee reviewed and amended several bills. SB 5906, concerning data and personal safety protections in public accommodations, was amended with a substitute and an amendment requiring notification of union representatives when certain early learning or school employees are subject to immigration enforcement; it received a due pass recommendation. SJM 8014, requesting an investigation into the killing of Aishanor Eski Aege, was amended for more neutral language and also received a due pass recommendation, with members noting the emotionally charged nature of the memorial. SB 6087, expanding liability protections for donations of baby items, and SB 5890, reclassifying certain high-speed driving conduct as negligent driving in the first degree, both advanced after substitutes/amendments were adopted. SB 6017, addressing victim- and witness-centered court procedures, advanced after the sponsor withdrew a proposed amendment for later floor work; members discussed trauma-informed protections and funding concerns. The committee also advanced SB 5520 on compensation for wrongly convicted persons after rejecting amendments that would have removed civil detention language and advance-payment provisions, with members debating the scope and fiscal impact of the bill. SB 6239, concerning arbitration for older tort claims, moved forward after extensive discussion about balancing survivor access to compensation with state and local fiscal concerns and sovereign immunity. SB 5886, expanding personality rights to forged digital likenesses, was advanced with a substitute combining it with related subject matter. Finally, SB 6190 on critical infrastructure protection and scrap metal records was amended to require photographs and database reporting for certain transactions and then received a due pass recommendation. The committee adjourned after sending the bills to the Rules Committee, subject to signatures.

Transcript Highlights:

• The P stands for preserving and restore. The P stands for preserving and restore, P and R.
• So operating—now we're going to talk a bit about preservation and restore.

Committee: Senate Transportation

Summary: The Senate Transportation Committee received an agency update from Idaho Transportation Department Director Scott Stokes. He described ITD’s role in highway construction and maintenance, DMV services, and aeronautics, emphasizing public accountability, employee expertise, and the department’s operating priorities of operating, preserving, and expanding the system. He highlighted major projects and emergency responses, including road washouts, bridge repairs, and the reopening of an overpass after a truck crash, and said growth and revenue availability remain the department’s biggest challenges. Stokes also reviewed ITD’s budget picture, noting most funding comes from dedicated state and federal transportation sources, and outlined governor-recommended enhancements for equipment, Highway 16 operations, and roadside tree removal, while saying future project pacing will depend on available funds. Committee members asked about whether lane-mile growth is keeping pace with population growth, how ITD is planning for a new north-south route in the Kootenai County area, the effect of a 2025 law limiting pedestrian and bicycle spending, and how expected budget cuts might affect the department’s five-year project plan. Stokes said congestion is often a local-network issue as well as a state highway issue, that planning for future routes is being done with local communities, that the pedestrian/bike law has had little effect on ITD’s own projects, and that new project bidding will be scaled to available funding while design work continues. The committee then heard a JFAC budget discussion from Chairman Grow, Keith Bybee, and Brooke Dupree on the statewide fiscal outlook and transportation funding. They explained that the state faces a tighter general fund picture than in recent years, with possible 3% governor holdbacks and an additional 1% to 2% reduction being discussed, and that the legislature’s revenue forecast and tax conformity decisions will affect the ending balance. Bybee said the budget stabilization fund remains strong compared with 2009, but the legislature must decide whether to use one-time cash or make deeper ongoing cuts to restore structural balance. Dupree reviewed transportation revenue sources and prior legislation, including gas tax and registration fee increases, TECM bonding authority, and general fund transfers to ITD and local governments, and noted the governor did not recommend the full $275 million general fund transfer requested by ITD. No votes were taken, and the meeting adjourned after questions.

Transcript Highlights:

• The P stands for preserving and restoring. The P stands for preserving and restoring.
• So operating, now we're going to talk a bit about preservation and restore.

Committee: Senate Transportation

Keywords: 989, all

Transcript Highlights:

• HB 2789, nominating petitions; HB 2790, state historic preservation; HB 2791, new property tax; HB 2792
• nominating petition 2779 health care 27 86 tpt exemption 2789 nominating petitions 2790 state historic preservation
• investigation and respect for state jurisdiction, including a lawsuit by the Minnesota officials to preserve

Summary: The House convened with prayer, the Pledge of Allegiance, approval of the prior journal, and recognition of Dr. Pamela Murphy as Doctor of the Day. Members also introduced a number of guests, including Deacon Ernie Gonzalez, local Prescott officials, Arizona Game and Fish commissioners, and advocates from the Alzheimer’s Association. A proclamation was read designating January 26, 2026, as Arizona Aviation Day, with remarks highlighting the aviation industry’s economic impact and the presence of airport and aviation representatives in the gallery. The clerk then read a long list of bills that had been first read or referred for printing, and a second-reading calendar covering measures on water and energy, education, elections, taxes, housing, veterans, public safety, and other topics. No floor votes on those bills were taken during this segment. Representative Gress also read a resolution recognizing National School Choice Week and praising Arizona’s school choice programs, including charters and ESAs. Much of the remainder of the session consisted of members’ personal privilege remarks responding to violence and immigration enforcement actions in Minnesota and elsewhere. Speakers from both parties and several senators and representatives condemned ICE tactics, described constituent fear and family separations, and called for constitutional rights, due process, and accountability. Representative Sandoval requested and the House observed a moment of respectful silence in memory of Alex Pretty and Renee Good. The House then received committee and caucus announcements and adjourned until 1:15 p.m. Tuesday, January 27, 2026.

Transcript Highlights:

• Roadless protections preserve wildlife corridors for grizzly bears, elk, and wolves.
• “The rule balanced preservation and sustainable use.
• Powerful words, but can preservation alone sustain the people that live within these lands?

Committee: Senate Resources and Environment

Keywords: 989, all

Transcript Highlights:

• Repealing the mandatory requirement simply preserves that successful, flexible system.
• Supporting voluntary paid continuing education honors families, preserves choice, saves the state money
• WASAC is requesting a technical amendment to preserve consultation with the Workforce Training and Education

Bills: HB2337 , HB2311 , HB2088 , HB2148 , HB2132

Committee: House Postsecondary Education & Workforce

Keywords: training requirements, caregiving, family member, individual providers, home care, workforce education, investment accountability, administrative changes, oversight, education policy, nutritional health, dietetic professionals, licensure compact, interstate practice, healthcare regulation, education, pay it forward program, tuition, student loans, financial aid

Transcript Highlights:

• Repealing the mandatory requirement simply preserves that successful, flexible system.
• Supporting voluntary paid continuing education honors families, preserves choice, saves the state money
• Supporting voluntary paid continuing education honors families, preserves choice, saves the state money

Summary: The committee held a public hearing on HB 2337, which would repeal the planned 2027 requirement that certain family-member long-term care providers complete annual continuing education. Rep. Barnard said the bill was intended to reduce burdens on relatives caring for one loved one and to avoid forcing them into courses that are often not relevant to the person they support. Supportive testimony from family providers and disability advocates emphasized that family caregivers already receive individualized training from doctors and therapists, that the available course library is often geared toward aging-related care rather than developmental disabilities, and that mandatory CE could create compliance barriers and risk losing caregivers. Opponents, including SEIU 775 representatives and family caregivers who support the current system, argued that continuing education improves care quality, helps caregivers stay prepared as needs change, and should remain mandatory; they also said the state had already responded to prior concerns by expanding the course catalog and allowing repeat courses for credit. No action was taken on HB 2337. The committee then heard HB 2311, a technical bill making administrative changes to the Workforce Education Investment and Accountability and Oversight Board. The bill would extend co-chair terms, allow more than four meetings per year, shift consultation on workforce investment effectiveness to the Student Achievement Council, and eliminate the requirement for a public data dashboard. The bill sponsor and supporters from WASAC, Microsoft, and the United Faculty of Washington State said the changes would improve board operations and oversight, while also raising broader concerns that WEA funds have been used to supplant general fund support for higher education. Testimony noted the dashboard had not been funded and that WASAC already tracks related metrics through other tools. No vote was taken on HB 2311 during the hearing. The committee then moved to executive action on HB 2132, which limits disclosure and retention of personally identifying information in WASFA records. An amendment by Rep. Levitt was adopted to allow the Student Achievement Council to share applicant information with entities beyond higher education institutions under binding data-sharing agreements. The committee then adopted the amended substitute bill and voted it out of committee. The final roll call was 9-8 in favor, and Substitute HB 2132 was reported out with a do pass recommendation. The committee also announced that executive action on HB 288 and HB 2148 would be delayed and that no action would be taken on those bills that day.

Transcript Highlights:

• I would ask you to vote no on Senate Bill 834, and next session allow new, better language that preserves
• ask for you to vote no on Senate Bill 834, and the next session allow new, better language that preserves
• in next session, allow new, better language that preserves the spirit of the prohibition and can be

Summary: The Committee on Banking and Insurance met with a quorum present and took up several bills, beginning with SB 834 on health care sharing ministries and insurance agents. Senator Yarbrough presented the bill to repeal a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing consumer protections; opponents said the bill was unnecessary and could increase confusion or misuse of agents and brokers. The committee adopted a title amendment and then reported the bill favorably after debate, with Senator Pizzo raising concerns about consumer reliance and lack of guaranteed coverage. The committee then approved SB 642 on foreign and alien bail bond insurers, SB 394 on reinsurance intermediary managers, and SB 266 on public adjuster contracts. SB 266 would let vulnerable adults rescind public adjuster contracts at any time without penalty; it drew support from consumer and industry groups, with some discussion about estimates and claim work product. The committee also passed SB 832 on residential property insurance transparency, which requires rate transparency reports and a consumer resource center at OIR, and adds a provision excluding land value from homeowners coverage calculations in most cases. Testimony on SB 832 was generally supportive of the transparency goal, though insurers said some of the required cost breakdowns may be difficult to produce as written. The committee next considered SB 1028 on Citizens Property Insurance Corporation, which would create a commercial lines clearinghouse to move eligible policyholders into the private market and reduce Citizens’ commercial exposure. Supporters said it would lower taxpayer risk and improve competition; a speaker suggested additional changes to deductibles, water-damage caps, and repair practices. The bill was reported favorably after a delete-all amendment and supportive debate from Senator Boyd. Finally, the committee passed SB 540 on the Office of Financial Regulation, which adds cybersecurity requirements for certain licensees, updates oversight of investment advisers and money service businesses, adjusts some charter and meeting rules for financial institutions and credit unions, and includes amendments clarifying repossession/deficiency claims, family office exemptions, and virtual credit union meetings. The meeting ended with all of the considered bills reported favorably and the committee adjourned.

Transcript Highlights:

• would ask that you vote no on Senate Bill 834, and next session allow new, better language that preserves
• ask for you to vote no on Senate Bill 834, and the next session allow new, better language that preserves
• in next session, allow new, better language that preserves the spirit of the prohibition and can be

Bills: S0266 , S0394 , S0540 , S0632 , S0642 , S0832 , S0834 , S1028

Committee: Senate Banking and Insurance

Keywords: public adjuster, contract cancellation, state of emergency, vulnerable adults, disciplinary actions, financial regulation, information security, financial exploitation, licensing, transportation, insurance, TNC, ride-sharing, automobile liability, bail bond, insurance regulation, foreign insurers, financial disclosure, premium reporting, residential property insurance

Summary: The Committee on Banking and Insurance met with a quorum and took up several bills, beginning with SB 834 on insurance requirements for nonprofit religious organizations and health care sharing ministries. The bill repeals a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing fraud and disclosure protections; opponents said allowing agents and brokers could create consumer confusion and has been associated with bad actors. A title amendment was adopted, and after debate the committee reported the bill favorably. The committee also heard and passed SB 642, which extends reporting and duty requirements to foreign and alien bail bond insurers, and SB 394, a technical bill updating reinsurance intermediary manager law to match current DFS practice. SB 266, which lets vulnerable adults rescind public adjuster contracts without penalty, was reported favorably after testimony from supporters in the insurance and elder law communities and a public adjuster who said the intent was good but the bill may need refinement. SB 832, a residential property insurance transparency bill requiring rate breakdown reports and a consumer resource center, also passed after discussion about consumer clarity and whether the required cost categories can be compiled as written. Later, the committee approved SB 540, which creates cybersecurity requirements for mortgage and money service businesses, closes a regulatory gap for certain investment advisers, adjusts OFR examination-payment deadlines, changes de novo charter requirements, allows virtual credit union meetings, and makes other financial regulation updates. Several amendments were adopted, including a substitute amendment removing fintech sandbox provisions. Finally, SB 1028 on Citizens Property Insurance Corporation was reported favorably after debate over a commercial lines clearinghouse intended to reduce Citizens’ exposure and shift more business to the private market; members discussed taxpayer risk, market competition, and consumer protections. The meeting ended with adjournment.