Transcript Highlights:

• , affordable housing, or education, and it can affect much more, including professional life and insurance
• We're also looking at half a million people losing their health insurance under these new rules.
• We're also looking at half a million people losing their health insurance under these new rules.
• Higher pay, good health insurance, and retirement options can transform a family's economic situation
• , provide anti-poverty social services, including benefits counseling, health insurance assistance, free

Bills: H5085 , H5286

Committee: Joint Joint Committee on Children, Families and Persons with Disabilities

Transcript Highlights:

• There's also a $1.5 million decrease in federal funds due to a decrease in the unemployment insurance
• The other charges adjustment also includes a $2.5 million decrease in the unemployment insurance program
• Lastly, I'd like to touch on some changes regarding the unemployment insurance trust fund.
• The other charges adjustment also includes a $2.5 million decrease in the unemployment insurance program
• Lastly, I'd like to touch on some changes regarding the unemployment insurance trust fund.

Committee: House Appropriations

Transcript Highlights:

• all know from all the costs, whether it's the wildfires or whether it's the impacts on our home insurance
• The Wildfire Fund acts as an insurance program for the IOUs and is threatened to be depleted after the
• This bill creates a successor insurance fund to the wildfire fund called the continuation account that
• Why are you having to refill that wildfire fund insurance policy again?
• Assembly Bill 870 by Assembly Member Hadwick and relating to insurance services.

Summary: The chamber reconvened after a late-night session and first adopted the consent calendar, including ACR 107 on the Diablo Range, by a 48-0 vote. Members then took up several Senate bills and Assembly measures, with repeated remarks about the long hours and the need to respect staff and keep proceedings moving. A vote change was also announced for Assembly Member Patel on SB 414, changing from aye to not voting. The main policy debate centered on energy, climate, and affordability. SB 237, dealing with oil and gas policy, refinery closures, pipeline safety, Kern County permitting, gasoline blend flexibility, and regional fuel coordination, drew strong support from members who framed it as a managed transition to stabilize fuel supply and protect jobs, and strong opposition from members who called it a giveaway to oil interests and a setback for climate goals. The bill passed 59-0. SB 254, an energy affordability and wildfire package, included wildfire mitigation financing, a successor wildfire fund, transmission cost reductions, clean energy permitting changes, and energization timelines; members raised some concerns about local control, but the bill passed 58-0. SB 840 and AB 1207 advanced the cap-and-invest reauthorization package, with supporters emphasizing emissions reductions, housing, transit, wildfire prevention, and community air programs, while opponents argued it would raise costs and function as a tax-and-spend scheme. SB 840 passed 54-15 and AB 1207 passed 55-10, both with urgency and immediate transmittal. Members also approved SB 352, which makes the Bureau of Environmental Justice permanent and requires air quality monitoring and reporting on AB 617 implementation, by 43-19. AB 825, authorizing California to help establish a Westwide electricity market, was presented as a way to lower bills, improve reliability, and reduce emissions; it passed 67-2 and was sent to the Governor. Additional actions included concurrence in Senate amendments to AB 8 on cannabinoids and AB 383 on firearms cleanup, and the chamber began consideration of AB 764 on wildlife as the transcript ended.

Transcript Highlights:

• held liable under Proposition 103 or any other provisions of the Insurance Code.
• That wouldn't work because two insurance companies have already been held accountable for surveillance
• And third, I want to flag, I appreciate that insurance was mentioned, but we believe there are other
• Alex Torres, on behalf of the Personal Insurance Federation of California.
• It expressly applies existing statute for civil liability to the intentional creation and distribution

Summary: The Assembly Privacy and Consumer Protection Committee met with a new membership roster and adopted its committee rules after quorum was established. The hearing then began with AB 412, the AI Copyright Transparency Act, which would require generative AI developers to provide copyright holders notice when registered copyrighted works are used in training data. The author and supporters, including SAG-AFTRA, the Transparency Coalition, voice actors, writers, labor groups, and other creators, argued the bill would give artists a practical way to learn whether their works were used and to vindicate their rights. Opponents, including EFF, CalChamber, RIAA, CCIA, Chamber of Progress, Bay Area Council, BSA, and TechNet, said the proposal was technically unworkable, could burden startups, conflict with existing law and pending litigation, and raise federal preemption concerns. Members discussed the bill’s amendments, including a fingerprinting approach and narrowing the bill to model developers, and the committee voted 8-2 to pass AB 412 as amended to the Judiciary Committee. The committee then heard AB 446, which would prohibit “surveillance pricing,” or the use of personal data to charge different prices for the same product or service. The author and supporters, including Consumer Watchdog, UFCW, labor organizations, and consumer/privacy groups, described examples of differential pricing tied to device type, location, shopping behavior, and digital price tags, and argued the bill would protect consumers from discriminatory and predatory pricing. Business and industry opponents, including CalChamber, grocers, retailers, travel, broadband, and other associations, said the bill could conflict with the CCPA, interfere with loyalty and rewards programs, and create confusion about personalized discounts and dynamic pricing. The discussion focused on how the bill would treat loyalty programs, whether existing privacy law already covers the issue, and whether the proposal would unintentionally affect legitimate discounts and promotions.

Transcript Highlights:

• And if you're not well versed in that, you're creating a ton of liability.
• And if you get that wrong, you expose your deputies, your officers, and your agency to liability.
• But quite often what I find is when you get two insurance companies involved in a dispute, guess what
• You don't have an insurance company.
• You don't have an insurance company.

Summary: The committee heard a presentation from University of Idaho representatives on the university’s land-grant mission and its role in federalism, followed by detailed overviews of the College of Agriculture and Life Sciences and the College of Natural Resources. Speakers described the Morrill, Hatch, and Smith-Lever Acts, the university’s history, and examples of research, extension, and workforce training in agriculture, engineering, law, forestry, fire science, and youth programs such as 4-H. They highlighted facilities and programs including research stations, the Idaho Center for Agriculture, Food and the Environment, the deep soil ecotron, the Wildland Fire Center, the experimental forest, and the policy analysis group, while also noting the impact of federal and state funding delays and cuts on staffing and research capacity. Committee members asked about several current issues, including quagga mussels, screw worm, chronic wasting disease, and the effects of funding cuts. University officials said they were not actively researching some of those wildlife and livestock disease issues but were willing to help if capacity and funding allowed. They also said budget reductions had caused real losses, including layoffs and reduced programs, and that federal grant delays had disrupted research timelines. The committee also raised questions about conflicts of interest and university employees’ outside work; the university said it has annual conflict-of-interest and conflict-of-commitment training and review procedures. The committee then heard from Bonneville County Sheriff Sam Hulse and the Idaho Sheriffs Association on the federal 287(g) immigration partnership program. Hulse argued that participation should remain voluntary and locally controlled, describing the different 287(g) models, the training and liability concerns, and the distinction between local law enforcement and federal immigration enforcement. He said Idaho agencies already cooperate with ICE in other ways and that mandatory participation could create staffing, legal, and community-trust problems. Members asked about costs, liability, detention standards, and whether deputies lose local control under task force arrangements; Hulse said the answer depends on the specific model and operation, and he emphasized the need for local discretion. Later, the committee took testimony on the long-running bighorn sheep and domestic sheep conflict affecting western Idaho grazing allotments. Idaho Wool Growers representatives and affected ranchers described the history of state legislation, federal litigation, and the closure of grazing areas after bighorn sheep transplants, which they said cut livestock operations in half and caused major financial and personal hardship. They argued that the state and federal agencies had not lived up to assurances that permittees would be held harmless, and they urged continued attention to the issue. No formal votes or committee actions were taken in the portion of the meeting provided.

Transcript Highlights:

• Several of the cities want a little bit more clarification on the liability portion, which we did for
• Liability.
• Members, Senate Bill 815 ensures that adverse determinations in health insurance, decisions to deny care
• As technology advances, some insurance companies have started...
• It authorizes the Texas Department of Insurance to audit how those systems are used and requires clear

Bills: SB2405 , SB2406 , SB2407 , SB6 , SB7 , SB36 , SB38 , SB815 , SB1856 , SB379 , SB1171 , SB1121 , SB1061 , SB1036 , SB1019 , SB890 , SB11 , SB868 , SB1188 , SB1120 , SB1254 , SB2778 , SB2543 , SB2443 , SB1333 , SB1259 , SB1401 , SB1404 , SB2139 , SB2165 , SB2237 , SB2268 , SB1202 , SB1198 , SB1212 , SB1451 , SB1470 , SB1498 , SB965 , SB1547 , SB1667 , SB1818 , SB1902 , SB2129 , SB2078 , SB2069 , SB1737 , SB1589 , SB1318 , SB387 , SB1150 , SB1574 , SB2127 , SB3034 , SB860 , SB1278 , SB263 , SB370 , SB663 , SB924 , SB1939 , SB1937 , SB1598 , SB2798 , SB2801 , SB2580 , SB2569 , SB2514 , SB2064 , SB1940 , SB1621 , SB2601 , SB1379 , SB1376 , SB1372 , SB1353 , SB2216 , SB552 , SB2405 , SB2406 , SB2407 , SB2166 , SB2148 , SB535 , SB777 , SB827 , SB1141 , SB1330 , SB1352 , SB1664 , SB1612 , SB1862 , SB1936 , SB1453 , SB1448 , SB1398 , SB2137 , SB2111 , SB53 , SB226 , SB1677 , SB1723 , SB1839 , SB6 , SB7 , SB36 , SB38 , SB815 , SB1856 , SCR5 , SCR32 , SCR8 , HCR88 , HCR91 , HCR129 , HCR130 , HCR131 , HCR133 , HCR137 , HCR138 , HCR139 , HCR140 , HCR143 , HCR145 , HCR147 , HCR150 , HCR152 , HR6 , HR105 , HR112 , HR124 , HR146 , HR151 , HR158 , HR221 , HR222 , HR237 , HR469 , HR543 , HR571 , HR605 , HR702 , HR703 , HR704 , HR705 , HR706 , HR707 , HR708 , HR709 , HR710 , HR713 , HR714 , HR715 , HR716 , HR717 , HR718 , HR719 , HR720 , HR721 , HR722 , HR723 , HR724 , HR725 , HR726 , HR727 , HR728 , HR729 , HR730 , HR731 , HR732 , HR733 , HR734 , HR735 , HR736 , HR737 , HR738 , HR739 , HR740 , HR741 , HR742 , HR743 , HR744 , HR745 , HR746 , HR747 , HR748 , HR749 , HR750 , HR751 , HR752 , HR782 , HR787 , HR789 , HR796 , HR798 , HR799 , HR800 , HR801 , HR802 , HR804 , HR807 , HR812 , HR813 , HR814 , HR817 , HR819 , HR820 , HR821 , HR822 , HR824 , HR827 , HR828 , HR830 , HR831 , HR832 , HR833 , HR837 , HR839 , HR840 , HR841 , HR842 , HR843 , HR844 , HR847 , HR849 , HR850 , HR851 , HR852 , HR853 , HR854 , HR855 , HR856 , HR858 , HR859 , HR861 , HR865 , HR871 , HR873 , HR874 , HR875 , HR876 , HR880 , HR881 , HR884 , HR886 , HR887 , HR890 , HR892 , HR894 , HR895 , HR898 , HR900 , HR901 , HR903 , HR904 , HR905 , HR908 , HR910 , HR912 , HR913 , HR915 , HR916 , HR917 , HR918 , HR919 , HR920 , HR921 , HR922 , HR923 , HR924 , HR925 , HR926 , HR927 , HR928 , HR930 , HR931 , HR932 , HR936 , HR937 , HR938 , HR939 , HR940 , HR941 , HR942 , HR943 , HR946 , HR947 , HR948 , HR949 , HR952 , HR953 , HR954 , HR955 , HR956 , HR960 , HR964 , HR965 , HR967 , HR968 , HR969 , HR970 , HR972 , HR973 , HR974 , HR975 , HR976 , HR977 , HR978 , HR979 , HR980 , HR981 , HR982 , HR983 , HR984 , HR985 , HR987 , HR988 , HR989 , HR990 , HR991 , HR992 , HR993 , HR994 , HR995 , HR996 , HR997 , HR998 , HR999 , HR1000 , HR1002 , HR1003 , HR1004 , HR1005 , HR1006 , HR1007 , HR1008 , HR1009 , HR1010 , HR1011 , HR1012 , HR1013 , HR1014 , HR1015 , HR1016 , HR1017 , HR1018 , HR1019 , HR1020 , HR1024 , HR1025 , HR1026 , HR1027 , HR1028 , HR1029 , HR1030 , HR1032 , HR1034 , HR1035 , HR1036 , HR1038 , HR1040 , HR1041 , HR1042 , HR1043 , HR1044 , HR1046 , HR1047 , HR1048 , HR1049 , HR1050 , HR1051 , HR1052 , HR1053 , HR1055 , HR1056 , HR1057 , HR1059 , HR1064 , HR1067 , HR1068 , HR1069 , HR1070 , HR1071 , HR1073 , HR1074 , HR1075 , HR1077 , HR1078 , HR1079 , HR1080 , HR1081 , HR1083 , HR1086 , HR1087 , HR1088 , HR1089 , HR1090 , HR1091 , HR1092 , HR1093 , HR1094 , HR1095 , HR1096 , HR1098 , HR1099 , HR1100 , HR1101 , HR1103 , HR1104 , HR1105 , HR1106 , HR1109 , HR1111 , HR1112 , HR1115 , HR1116 , HR1117 , HR1118 , HR1119 , HR1121 , HR1123 , HR1125 , HR1128 , HR1130 , HR1131 , HR1132 , HR1139 , HR1140 , HR1143 , HR1144 , HR1146 , HR1147 , HR1148 , HR1149 , HR1151 , HR1153 , HR1154 , HR1155 , HR1156 , HR1157 , HR1158 , HR1159 , HR1160 , HR1161 , HR1162 , HR1163 , HR1164 , HR1165 , HR1166 , HR1167 , HR1168 , HR1169 , HR1170 , HR1171 , HR1172 , HR1173 , HR1174 , HR1175 , HR1176 , HR1177 , HR1178 , HR1179 , HR1180 , HR1181 , HR1182 , HR1183 , HR1184 , HR1185 , HR1186 , HR1187 , HR1188 , HR1189 , HR1190 , HR1191 , HR1192 , HR1193 , HR1194 , HR1195 , HR1196 , HR1197 , HR1198 , HR1199 , HR1200 , HR1201 , HR1202 , HR1203 , HR1204 , HR1205 , HR1206 , HR1207 , HR1208 , HR1209 , HR1210 , HR1211 , HR1212 , HR1213 , HR1214 , HR1215 , HR1216 , HR1217 , HR1218 , HR1219 , HR1220 , HR1221 , HR1222 , HR1223 , HR1224 , HR1225 , HR1226 , HR1227 , HR1228 , HR1229 , HR1230 , HR1231 , HR1232 , HR1233 , HR1234 , HR1235 , HR1236 , HR1237 , HR1238 , HR1241 , HR1243 , HR1244 , HR1245 , HR1246 , HR1247 , HR1248 , HR1249 , HR1252 , HR1253 , HR1255 , HR1256 , HR1257 , HR1260 , HR1261 , HR1262 , HR1263 , HR1264 , HR1266 , HR1267 , HR1268 , HR1269 , HR1270 , HR1271 , HR1272 , HR1273 , HR1274 , HR1275 , HR1278 , HR1280 , HR1281 , HR1282 , HR1283 , HR1284 , HR1285 , HR1286 , HR1287 , HR1288 , HR1289 , HR1290 , HR1291 , HR1293 , HR1294 , HR1295 , HR1299 , HR1300 , HR1301 , HR1302 , SCR49 , HCR134 , HCR136 , HR18 , HR247 , HR428 , HR494 , HR538 , HR540 , HR786 , HR791 , HR803 , HR805 , HR808 , HR809 , HR811 , HR816 , HR825 , HR826 , HR836 , HR838 , HR845 , HR846 , HR862 , HR869 , HR870 , HR878 , HR879 , HR896 , HR899 , HR902 , HR911 , HR914 , HR933 , HR934 , HR935 , HR951 , HR958 , HR959 , HR986 , HR1021 , HR1022 , HR1039 , HR1054 , HR1058 , HR1061 , HR1062 , HR1065 , HR1072 , HR1107 , HR1108 , HR1110 , HR1114 , HR1120 , HR1122 , HR1129 , HR1142 , HR1145 , HR1239 , HR1242 , HR1250 , HR1251 , HR1254 , HR1258 , HR1259 , SCR21 , HB3228 , HB2802 , HB45 , HB1318 , HB5560 , HB2894 , HB4344 , HB4238 , HB 130 , HB2775 , HB34 , HB33 , HB 12 , HB148 , HB4273 , HB4850 , HB2733 , HB4783 , HB4187 , HB39 , SB2155

Transcript Highlights:

• House Bill 4126, is a constituent request and it relieves motocross parks and places like that from liability
• House Bill 4488 by Townwnley of the House and Hamilton of the Senate, an act relating to insurance.
• damages and claims by establishing a standardized appraisal process to resolve disputes between insurers
• By several insurance carriers to make it more palatable. So anyway, it was an agreed-upon bill.
• House Bill 4488 by Townwnley of the House and Hamilton of the Senate, an act relating to Insurance.

Bills: HB4420 , HB3974 , HB3016 , HB3062 , HB3021 , HB3145 , HB4128 , HB3131 , HB3015 , HB3472 , HB3453 , HB1638 , HB4126 , HB2696 , HB2710 , HB3552 , HB3031 , HB3544 , HB3521 , HB4490 , HB4488 , HB1746 , HJR1069 , HB4428 , HB4429 , HB1170 , HB3538 , HB4124 , HB3904 , HB4106 , HB2999 , HB3982 , HJR1077 , HB3464 , HB2588 , HB3462 , HB4440 , HB3674 , HB3345 , HJR1067 , HB4326 , HB4331 , HB4337 , HB4338 , HB4359 , HB4392 , HB3557 , HJR1076 , HB4003 , HB3495 , HB3497 , HB3501 , HB3505 , HB3749 , HB3011 , HB4336 , HB4346 , HJR1087 , HB3240 , HB3647 , HB3796 , HB3969 , HB3972 , HB3983 , HB3984 , HB3989 , HB3383 , HB3130 , HB4358 , HB3327 , HJR1055 , HB3386 , HJR1089 , HB3087 , HB2970 , HB3314 , HB4129 , HB4199

Transcript Highlights:

• It's insurance. It's health insurance. It's homeowner's insurance. It's everything.
• It's homeowner's insurance. It's homeowner's insurance. It's<01:58:04.440><c> everything.
• . liability. liability.
• </c> invites litigation and expands liability invites litigation and expands liability far<05:01:20.960
• And so, product liability, even.

Transcript Highlights:

• No third-party insurer—Medicaid, Medicare—can do that, but you also don't want to pay and chase fraud
• So it's someone who's indigent, low income, they have no other insurer, they don't have a commercial
• commercial insurers.
• No insurance vendor was able to issue a fidelity bond in this form as required by statute.
• This legislation limits subcontractor liability so that they are not held responsible for the acts or

Summary: The subcommittee heard two Department of Children and Families implementation updates on measures passed in prior sessions. First, DCF reviewed House Bill 633, which increased oversight of behavioral health managing entities through biennial independent audits, standardized claims-based reporting, and new monthly outcome dashboards. The department said it had awarded the inaugural audit to Ernst & Young, found no significant waste, fraud, or abuse, but identified process risks involving financial controls, claims validation, data access, and system access controls. DCF also described its transition to standardized behavioral health coding and said the new public dashboard of 11 measures is posted on its website, though members asked for easier access and for hard copies of the audit report. Members asked about how the department distinguishes Medicaid-covered services from department-funded services, how duplicate payment risks are being addressed, and whether the new reporting and audit requirements would improve oversight without disrupting services. DCF said it is the payer of last resort for uninsured or underinsured individuals, that some overlap with Medicaid is expected because Medicaid does not cover all behavioral health services, and that new claims edits and cross-checks are being built into the system. The department also said it had not found significant negative feedback from providers and that the new requirements are intended to improve transparency and accountability. DCF then updated the committee on Senate Bill 7012, covering human trafficking data collection, domestic violence center certification, limited background-screening exemptions, expanded recruitment for child welfare staff, subcontractor liability protections, a four-year treatment foster care pilot, case management efficiency recommendations, and a statewide study of residential bed capacity for child victims of commercial sexual exploitation. The department said several items are already complete or underway, including limited exemptions in the screening clearinghouse, while others are in procurement or rulemaking. It identified Circuits 4 and 12 as the treatment foster care pilot sites and said the pilot will launch in January 2026. Members questioned recruitment metrics, pilot timing, and report deadlines; the department said final reports are expected by January and that some dates were flexible because of procurement and implementation timelines. The meeting ended after the presentations and questions, and the subcommittee adjourned.

Transcript Highlights:

• That bill was brought by insurers, insurance companies.
• I'm writing that: private insurers. No.
• , who are currently the only insurance option for firefighters, are trying to integrate with other insurance
• Private insurers are not the only insurers that provide workers' comp to firefighters; there's also..
• Private insurers are not the only insurers that provide workers' comp to firefighters; there's also a

Summary: The caucus reviewed a long list of bills and resolutions, with staff giving brief descriptions and members flagging which items were on consent, had unanimous committee votes, or should be pulled for further discussion. Topics included education, health care, public safety, labor, water, taxation, housing, and elections. Several measures were noted as party-line or mixed votes, while many others were reported as unanimous and placed on third-read or consent calendars. Among the more discussed items were bills on school and labor policy, including a proposal to prohibit teacher strikes, a measure restricting school district bond actions, a bill requiring school safety protocols and assigning felony penalties for noncompliance, and a resolution limiting public money for labor organization activities. Members also raised concerns or requested further review on bills involving pharmacist testing authority, expired opioid antagonists, a county sheriff-related measure, a housing affordability district proposal, and a tobacco/vape regulation bill. Some measures were explicitly pulled from consent, including a Medicaid audit resolution, a budget-related pay-withholding resolution, and several education and public safety bills. The caucus also heard multiple health and human services measures, such as genetic counselor licensing, nursing board and pharmacy board continuations, foster care rights, psychiatry access funding, and free school meals. In addition, there were water and energy bills on Colorado River management, groundwater, transmission-line review, and renewable energy valuation, plus election and campaign-related proposals. The meeting ended with announcements, including an upcoming Colorado River breakfast briefing and an internal award recognizing Representative Brian Garcia, followed by adjournment.

Transcript Highlights:

• And that when insurers are doing medically underwritten policies with the insured's consent, the insured
• the leadership of Insurance Commissioner Ricardo Lara.
• Legislative Director for the Department of Insurance, under the leadership of Insurance Commissioner
• A prediction is the basis of insurance. Prediction is the basis of insurance.
• Are they going to be excluded from health insurance?

Summary: The Senate Committee on Privacy, Digital Technologies, and Consumer Protection heard several bills focused on privacy, AI, surveillance, and consumer protections. AB 302 would bar schools from excluding students from extracurricular activities because they do not use social media and would require schools to use at least one non-addictive means of contacting students and parents; it drew support from Common Sense Media and no opposition. AB 1705, the Reclaim Act, would require websites hosting non-consensual pornography to verify consent before upload; district attorneys and the Commission on the Status of Women supported it, while TechNet and CCIA opposed or raised concerns. AB 2007 would separate parental consent for a child’s image/likeness from general program enrollment forms in youth programs; educators supported it, while local government and parks groups raised implementation and penalty concerns. AB 2212 would update higher education sexual harassment definitions to include tech-facilitated harassment such as cyberbullying, doxing, and nudification-related abuse; students and advocacy groups strongly supported it, with no opposition. AB 1837 would extend transit agencies’ authority to use camera enforcement in bus-only lanes and at transit stops, with privacy retention limits and human review; transit agencies supported it, while some senators expressed concern about automated enforcement and surveillance, and the bill was placed on call after a split vote. AB 2392 would create an intersegmental higher education working group on generative AI training and procurement standards; it passed 5-0 after amendments removed prerequisites tying AI deployment to completion of the report. The consent calendar was also approved on call. Later, AB 1798 would prohibit life and disability insurers from using non-diagnostic genetic information in underwriting; supporters argued it protects privacy and encourages testing, while insurers opposed the bill as undermining risk-based underwriting, and it advanced on a 3-0 vote on call. Finally, AB 1883 would restrict workplace use of emotion-recognition and neural-data surveillance tools; labor and privacy advocates supported it, employers and local agencies raised safety and litigation concerns, and it passed 3-0 to Labor after narrowing amendments.

Transcript Highlights:

• use of artificial intelligence and a denial of insurance.
• Currently, the insurance code... Indemnity agreements with listed exceptions.
• and personal automobile insurance and HB 4634.
• the appointment of the State Insurance Commission as part of the Committee on Insurance.
• And decreases, part of the Committee on Insurance.

Bills: HJR98 , HJR8 , HJR133 , HB23 , HB33 , HB144 , HB 109 , HB 103 , HB148 , HB3809 , HB1686 , HB2217 , HB2156 , HB220 , HB2421 , HB2363 , HB3773 , HB421 , HB2584 , HB2615 , HB2455 , HB3711 , HB2559 , HB3747 , HB2775 , HB2886 , HB3126 , HB3666 , HB3595 , HB3260 , HB3506 , HB1638 , HB3376 , HB3826 , HB3628 , HB1349 , HB3770 , HB1831 , HB1762 , HB2614 , HB3113 , HB267 , HB322 , HB431 , HB869 , HB 1203 , HB 1201 , HB 1244 , HB1875 , HB1950 , HB2152 , HB2290 , HB2341 , HB2436 , HB2809 , HB2856 , HB3012 , HB2954 , HCR56 , HCR102 , HB 107 , HB1587 , HB3684 , HB658 , HJR99 , HB1399 , HJR5 , HJR2 , HJR6 , HJR31 , HB1971 , SJR3 , HB1775 , HJR72 , HB502 , HB3109 , HJR98 , HJR8 , HJR133 , HB 118 , HB388 , HB 114 , HB205 , HB2789 , HB2791 , HB499 , HB2960 , HB3163 , HB3135 , HB2427 , HB1618 , HB1672 , HB1722 , HB1338 , HB787 , HB2618 , HB879 , HB 1126 , HB4134 , HB3513 , HB718 , HB1536 , HB1445 , HB1640 , HB1893 , HB1734 , HB3229 , HB3306 , HB 1276 , HB3272 , HB3276 , HB3516 , HB4145 , HB1585 , HB4810 , HB2989 , HB2558 , HB3014 , HB2742 , HB1695 , HB23 , HB33 , HB144 , HB 109 , HB 103 , HB148 , HB3809 , HB1686 , HB2217 , HB2156 , HB220 , HB2421 , HB2363 , HB3773 , HB421 , HB2584 , HB2615 , HB2455 , HB3711 , HB2559 , HB3747 , HB2775 , HB2886 , HB3126 , HB3666 , HB3595 , HB3260 , HB3506 , HB1638 , HB3376 , HB3826 , HB3628 , HB1349 , HB3770 , HB1831 , HB1762 , HB2614 , HB3113 , HB267 , HB322 , HB431 , HB869 , HB 1203 , HB 1201 , HB 1244 , HB1875 , HB1950 , HB2152 , HB2290 , HB2341 , HB2436 , HB2809 , HB2856 , HB3012 , HB2954 , HCR56 , HCR102

Transcript Highlights:

• That's our California regulatory agency, as well as FDIC deposit insurance. Next slide, please.
• For the record, I'm Patty Kuderer, Washington State Insurance Commissioner, and I'm testifying pro on
• And today as your insurance commissioner, I want to share why I believe it's needed to help meet the
• insurance challenges that we face as a state.
• Creating a public bank will not solve the insurability issues on its own, but it can definitely be a

Summary: The committee first received a JLARC work session on the 2025 tax preference performance reviews, covering nine tax preferences and recommending legislative action on eight. JLARC reviewed natural gas transportation fuel preferences, travel agent and tour operator B&O rates, a property tax exemption for nonprofit low-income housing developers, and several shorter reviews including senior center property tax relief, a disabled veteran adapted housing remittance, trade convention nexus treatment, wholesale sales of fertilizer/pesticides/seed, a hazardous substance tax exemption for pesticides stored for out-of-state shipment, and three energy-related preferences for a silicon smelter. JLARC generally recommended continuing preferences that met stated or inferred objectives, modifying some to improve reporting or performance metrics, and allowing the unused silicon smelter preferences to expire. The Citizen Commission endorsed JLARC’s recommendations, and committee members asked a few clarifying questions, including about trends in travel agent/tour operator beneficiaries and the housing exemption’s performance metric and data issues. The committee then heard a work session and public hearing on Senate Bill 5754, which would create a Washington State public bank. A presentation from California public banking advocates and the Bank of North Dakota described public banks as government-owned financial institutions intended to keep public funds working locally, support lending for housing, infrastructure, and community development, and partner with community banks and credit unions. Committee questions focused on leverage, liquidity, constitutional issues, and how the model would interact with existing state investment and debt structures. Staff summarized the bill’s structure, including activation conditions, governance, powers, and fiscal impacts, noting the fiscal note was largely indeterminate and startup costs could be significant. Public testimony on SB 5754 was divided. Supporters included statewide elected officials, county and city officials, labor, educators, community advocates, and residents, who argued the bank could lower borrowing costs, improve access to capital, keep public money in Washington, and help finance infrastructure, housing, and disaster resilience. Opponents included community bankers and county treasurers, who warned about risks to safety and liquidity of public funds, questioned the need for a new institution given existing programs, and argued the proposal lacked a proven track record in Washington. The hearing concluded with no vote taken in the transcript.

Transcript Highlights:

• While commercial insurers offer price estimation tools, many Texans are faced with final charges that
• This way, when someone has insurance, they can receive a more accurate estimate.
• Billed charges refer to this charge master list, and frequently insurers pay rates that are as low as
• I'm proud to be here for House Bill 138. ...want to provide health insurance.
• Only 30% of small businesses still offer health insurance, and that's down from 50% in 2000.

Bills: HB35 , HB138 , HB754 , HB1314 , HB1612 , HB2254 , HB2510 , HB2789 , HB3560 , HB3597 , HB4224 , HB4273 , HB4643 , HB4783 , HB138

Committee: Senate Health & Human Services

Transcript Highlights:

• certificate of solvency every year for state oversight, or set up actuarial reserves for future incurred liabilities
• , or obtain liability insurance or surety bonds.

Summary: The Special Commission on Continuing Care Retirement Communities held a public hearing focused on studying CCRCs in Massachusetts, including their financial viability, consumer protections, oversight, entrance fee and refund policies, advertising, and procedures for closure or ownership changes. Chair Rep. Tom Stanley and co-chair Sen. Pat Jehlen opened by explaining the commission’s mandate under Chapter 197 of the Acts of 2024 and asked speakers to keep testimony brief. Several commissioners and staff also emphasized the importance of hearing directly from residents, providers, and advocates. Resident testimony largely centered on two themes: the need for stronger resident representation and the need for clearer, faster refund protections. Multiple residents urged the legislature to require resident seats on governing boards, including full voting rights on national or nonprofit boards, and to make board minutes and meetings more transparent. Several speakers described long delays in receiving entrance-fee refunds after leaving a community, with one family reporting an 18-month wait and financial hardship; they called for a one-year refund limit, vacancy-order systems, escrow or reserve protections, and state oversight or guarantee funds. One resident also argued that CCRCs should be more clearly defined in state law and possibly licensed or certified so only approved communities can market themselves as CCRCs. Providers and operators generally described CCRCs as valuable models for aging in place and emphasized transparency, resident engagement, and the benefits of nonprofit ownership. Speakers from nonprofit communities said residents often serve on boards or committees, participate in budgeting and planning, and benefit from integrated care, amenities, and financial stability. A for-profit operator also said residents receive disclosure and input, while noting that CCRCs vary widely and that consumer education is important. Commissioners echoed several recurring issues at the end of the hearing, especially the need to define what a CCRC is and to address refund timelines and information sharing. No votes were taken; the hearing concluded with notice that the next virtual meeting would be on June 23 at 10:00 a.m., and written testimony was invited by email.

Transcript Highlights:

• instead ensures that digital asset customers receive quarterly reports showing their assets and any liabilities
• offer customers quarterly access to detailed accountings of their holdings and any outstanding liabilities
• then when she went to go about her business of finding a new place to live, you know, getting more insurance

Bills: HB3803 , HB3804 , HB3805 , HB3806 , HB3833 , HB4134 , HB4233 , HB4238 , HB4243

Committee: House Pensions, Investments & Financial Services

Transcript Highlights:

• I would like to open the session on is uh HB 128, establishing a committee to study unemployment insurance
• Thank you. >> If I could, I just... answer to the question of state liability.
• I mean, I'm not going to liability.
• carrier's liability, we would have very little if any record at all about that medical treatment.
• An employer's not been in touch with me or I haven't heard from an insurance carrier.

Committee: House Labor, Industrial and Rehabilitative Services

Transcript Highlights:

• commercial vehicle and you're an unauthorized alien here in the United States, you probably don't have insurance
• We're going to go to tab 2, SB 642, foreign and alien bail bond insurers.
• The bill would align certain recordkeeping and disclosure requirements for foreign and alien insurers
• so that they operate under the same rules as domestic ones in the bail bond surety world, the insurance
• While participants can face criminal liability, restitution, the offense is not a felony, and the bill's

Committee: Senate Criminal Justice

Transcript Highlights:

• > third party language, insurance third party language, insurance companies<01:54:01.160><c> could</c
• Without fertility insurance coverage, families pay out-of-pocket for care that insurers negotiate at
• </c><01:58:18.000><c> Even</c> fertility insurance coverage. Even fertility insurance coverage.
• </c> insurers negotiate at lower rates. insurers negotiate at lower rates.
• </c> not on the insurers who benefit. not on the insurers who benefit.

Committee: Senate Health and Human Services

Transcript Highlights:

• We are a liability to them.
• through the Group Insurance Commission.
• 9 to 12 months, correction officers are forced to go out and find their own private health care insurance
• Same thing: the private insurance he got, that doctor wasn't able to take that insurance.
• They could, for example, agree to pay maybe more for the health insurance split to help the town or the

Committee: Joint Joint Committee on Public Service

Summary: The Joint Committee on Public Service heard testimony on a wide range of retirement classification and benefit bills affecting municipal and state employees. Much of the hearing focused on proposals to move various workers from Group 1 to Group 2 or Group 4, including municipal building officials (H. 2776), MassDOT highway workers (H. 2908/Sousa’s Law), DCF attorneys (H. 2771), probation officers, licensed electricians, drinking water operators (H. 3000/S. 1834), MWRA non-clerical workers (S. 1803), transitional parole officers (H. 2878), Plymouth BCI criminal investigator officers (H. 2975/S. 1863), Beverly fire alarm operators/public safety telecommunicators (S. 1876), Massport pipefitters and refrigeration technicians (H. 2788/S. 1829), and other public safety or hazardous-duty classifications. Witnesses generally argued that their work is physically dangerous, understaffed, or comparable to already higher-classified employees, and several said the changes would help recruitment and retention with little fiscal impact because the affected groups are small. The committee also heard testimony on H. 4508, a home rule petition to grant a disability pension to Boston principal Patricia Lampron. Supporters, including Representative Dan Hunt, Boston city councilors, and Lampron herself, described a severe 2021 assault at the Henderson Inclusion School that left her with lasting physical and psychological injuries and forced her into early retirement. They urged the committee to advance the bill quickly. One witness, Pamela McLaughlin, testified in opposition, arguing the bill would set the wrong precedent and describing alleged prior misconduct by Lampron, and asked that the bill be sent to study. Several witnesses and committee members asked brief questions, mainly about the scope of the bills, whether certain workers were already in higher groups, and the fiscal or precedent concerns. No votes were taken during the hearing. At the end, the chairs announced that testimony was complete, asked whether anyone else wished to speak, and then the committee voted to adjourn.