Video & Transcript : 'insurance liability' :

Page 104 of 500
NH
Transcript Highlights:
  • </c><01:54:32.159><c> and</c><01:54:32.560><c> insurance</c> are devoted to insurance and insurance are
  • by the insurance today by the insurance by the insurance department<01:57:59.079><c> so</c><01:57:59.400
  • c> covered by an insurance a commercial covered by an insurance a commercial insurance insurance insurance
  • insurance company has that the insurance insurance company has to<05:32:55.958><c> pay</c><05:32:56.200
  • are not particularly insurance bills; these are health insurance bills.
Summary: The House Commerce Committee opened a public hearing on House Bill 310, sponsored by Representative Keith Ammon, which would create a study commission to develop a legal framework for stable tokens and tokenized real-world assets. Ammon described stable tokens as blockchain-based digital tokens backed by U.S. dollars or treasuries, and tokenized real-world assets as representations of ownership in items such as gold, real estate, or artwork. He said the bill is intended to help New Hampshire get ahead of emerging financial markets while waiting to see how federal legislation develops. Committee members asked about the purpose of the bill, the difference between this proposal and Bitcoin, whether state regulation could be preempted by federal law, and whether the commission could be balanced and avoid becoming a vehicle for fraud or money laundering. Ammon said the proposal is blockchain-agnostic, could apply to multiple networks, and is meant to regulate asset-backed tokens rather than create a state-issued coin. He emphasized that the state would not be guaranteeing the underlying assets, but would set rules requiring audits, proof of reserves, and honest representation of backing, with the Secretary of State’s securities office involved in oversight. Several members raised concerns about the risks of stablecoins, including money laundering, tax evasion, and possible harm to the dollar or confusion about whether the state was endorsing a new currency. Ammon responded that the bill would not undermine the dollar and argued that tokenization could actually expand demand for U.S. currency by making it easier to use globally. He also said the state would not be in the business of weighing assets or directly valuing them, only ensuring a valid audit trail and one-to-one backing. The discussion ended with general agreement that the subject is complex and that a commission could help develop future legislation, but no vote or final action was taken in the hearing.
KY
Transcript Highlights:
  • Uh, and now I own a Medicare insurance company. Representative Hefren.
  • We served a lot of indigent folks with Medicaid and no insurance.
  • </c> Medicare um Medicare insurance company. Medicare um Medicare insurance company.
  • I also oversee the Kentucky Children's Health Insurance Program.
  • We looked at unfunded liability and ago.
Summary: The first meeting of the Medicaid Oversight Advisory Board opened with Chair Ken Fleming and Co-Chair Rocky Adams welcoming members, explaining the board’s purpose, and introducing the diverse membership of legislators, providers, advocates, and state officials. Fleming said the board would meet monthly, allow public comment at the end of meetings, and operate transparently with materials posted online and distributed in advance. Both chairs emphasized that the board’s work would focus on improving Medicaid outcomes, efficiency, and oversight, while preparing for possible federal changes and avoiding premature assumptions about what Congress may do. Members then gave brief introductions describing their backgrounds in medicine, nursing, hospital administration, behavioral health, insurance, budgeting, pharmacy, and Medicaid administration. Several noted direct experience with Medicaid populations or managed care, including the Department for Medicaid Services commissioner, health plan representatives, hospital and clinic leaders, and legislators with health care backgrounds. The board also heard from Stephanie Bates of the LRC Office of Health Data Analytics, who said her office supports the General Assembly with health-related data, policy, and research and would serve as a resource to the board. Bates then began a presentation on Medicaid basics, explaining that House Bill 695 created the board and that the presentation would cover eligibility, enrollment, covered benefits, waivers, managed care, the budget, and the federal reconciliation bill. She described Medicaid eligibility as complex, noted that Kentucky had more than 1.4 million enrollees, and explained enrollment churn and the unwinding of pandemic-era continuous coverage. She also outlined mandatory and optional Medicaid benefits, the requirement that services be medically necessary and provided by enrolled providers, and the main waiver types used in Kentucky, including 1115, 1915(b), and 1915(c) waivers. No votes or formal actions were taken at this meeting beyond organizational setup and receiving the initial informational presentation.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Consumer Protection and Professional Licensure Jun 21st, 2026 at 01:00 pm

Joint Committee on Consumer Protection and Professional Licensure

Transcript Highlights:
  • It can't name most of them, and it can't name most of them because they've never had a single liability
  • It can't name most of them, and it can't name most of them because they've never had a single liability
  • My insurance costs $1,200 a year for that, for millions of dollars in liability coverage to consult all
  • Professional insurance for alternative healing costs $300 or less per year because there's almost no
  • insurance is around $200 a year.
Summary: The committee opened a hearing of the Joint Committee on Consumer Protection and Professional Licensure and reviewed a broad agenda including credit card fees, event ticketing, music therapy licensure, senior psychologist licensure, CPA pathways, school mental health licensure, and a bill regulating alternative healing therapies. The chairs explained hearing logistics, including three-minute testimony limits and submission of written testimony, and noted that more than 70 people had signed up to testify. Legislators and advocates were heard out of order throughout the day. A major portion of the hearing focused on credit card surcharge and interchange legislation. Restaurant owners, the Massachusetts Restaurant Association, NFIB, and other small-business witnesses supported bills allowing merchants to add convenience fees and, in one proposal, preventing card companies from charging fees on tax and tip portions of transactions. They argued that swipe fees are a major and growing cost, especially for restaurants, and that Massachusetts is one of only two states that bars surcharges. Opponents from the Cooperative Credit Union Association, the Electronic Payment Coalition, and the Electronic Transactions Association warned that the proposals would create compliance burdens, fragment the payment system, raise legal preemption issues, and disrupt a system they described as efficient and secure. The committee also heard competing testimony on ticket transferability and ticket resale. Supporters, including the National Consumers League and Sports Fans Coalition, said bills on ticket transferability would protect consumers who cannot attend events and would increase competition and savings in the secondary market. Opponents, including United Musicians and Allied Workers and theater owners, argued that mandatory transferability would weaken artists’ and venues’ ability to prevent scalping and predatory resale, and that some ticket sellers should be exempt from the broader ticketing regulations. Separate testimony supported music therapy licensure, senior psychologist licensure, and new CPA education pathways, with witnesses saying these measures would expand access to care and strengthen the workforce while maintaining professional standards. The hearing also drew extensive opposition to S.261 on alternative healing therapies, with practitioners and clients arguing it would overregulate spiritual and holistic practices and was not an effective response to human trafficking concerns.
TX

Texas 89th Regular

Senate Session Mar 25th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • There is an additional 1 billion dollar payment. ...that liability, that will save the state over 30
  • Senate Bill 2319 by Hagen, relating to automobile liability to business and commerce.
  • Senate Bill 2433 by Parker, relating to negotiated rulemaking by the Commissioner of Insurance, to Business
  • Senate Bill 2250 by Cochran. the disclosure of a beneficiary to a funeral director under a life insurance
  • Senate Bill 2319 by Hagen, relating to automobile liability to business and commerce.
Bills: SCR8 , SCR25 , SB1 , SB14 , SB24 , SB213 , SB251 , SB315 , SB371 , SB378 , SB379 , SB406 , SB413 , SB472 , SB487 , SB502 , SB502 , SB509 , SB513 , SB513 , SB565 , SB565 , SB583 , SB608 , SB621 , SB650 , SB686 , SB686 , SB707 , SB710 , SB710 , SB761 , SB761 , SB810 , SB815 , SB840 , SB856 , SB875 , SB875 , SB896 , SB896 , SB916 , SB925 , SB958 , SB958 , SB961 , SB965 , SB965 , SB973 , SB973 , SB987 , SB990 , SB995 , SB1018 , SB1019 , SB1146 , SB1146 , SB1198 , SB1252 , SB1252 , SB1253 , SB1253 , SB1330 , SB1343 , SB1362 , SB1499 , SB1499 , SB1532 , SB1532 , SB1547 , SB1547 , SB1555 , SB1596 , SB1596 , SJR36 , SJR12 , SJR57 , SCR25 , SCR22 , SCR12 , SCR8 , SB565 , SB765 , SB62 , SB666 , SB707 , SB888 , SB687 , SB847 , SB1248 , SB14 , SB1006 , SB504 , SB925 , SB995 , SB857 , SB305 , SB296 , SB284 , SB815 , SB1379 , SB1497 , SB1499 , SB1498 , SB241 , SB304 , SB621 , SB1023 , SB1024 , SB686 , SB112 , SB371 , SB204 , SB609 , SB670 , SB502 , SB850 , SB854 , SB413 , SB1555 , SB1362 , SB1346 , SB1033 , SB1220 , SB1073 , SB810 , SB987 , SB1539 , SB447 , SB875 , SB406 , SB985 , SB965 , SB1119 , SB1505 , SB24 , SB1194 , SB1253 , SB1215 , SB1532 , SB1302 , SB856 , SB650 , SB583 , SB673 , SB213 , SB681 , SB1172 , SB1252 , SB378 , SB1343 , SB608 , SB487 , SB955 , SB957 , SB988 , SB990 , SB1019 , SB1021 , SB1120 , SB251 , SB958 , SB761 , SB1 , SB541 , SB315 , SB379 , SB1018 , SB1737 , SB266 , SB1415 , SB1527 , SB125 , SB599 , SB1330 , SB53 , SB916 , SB896 , SB1352 , SB973 , SB785 , SB710 , SB472 , SB1450 , SB1502 , SB1566 , SB414 , SB1062 , SB1547 , SB961 , SB1038 , SB513 , SB578 , SB711 , SB746 , SB942 , SB1404 , SB1448 , SB1738 , SB108 , SB8 , SB318 , SB507 , SB533 , SB689 , SB1026 , SB1349 , SB1355 , SB1433 , SB1434 , SB1596 , SB1403 , SB1198 , SB1146 , SB763 , SB667 , SB1059 , SB617 , SB1567 , SB503 , SB1 , SB1555 , SR233 , SR307 , SR310 , SR318 , SR319 , SCR25 , SJR72 , SJR73 , SJR75 , SJR77 , SJR79 , SJR80 , SJR81 , SJR82 , SB2198 , SB2201 , SB2202 , SB2203 , SB2204 , SB2205 , SB2206 , SB2207 , SB2208 , SB2209 , SB2210 , SB2211 , SB2213 , SB2214 , SB2215 , SB2216 , SB2217 , SB2218 , SB2219 , SB2220 , SB2221 , SB2222 , SB2223 , SB2224 , SB2225 , SB2226 , SB2227 , SB2228 , SB2229 , SB2231 , SB2232 , SB2233 , SB2234 , SB2235 , SB2236 , SB2237 , SB2238 , SB2239 , SB2240 , SB2241 , SB2242 , SB2243 , SB2244 , SB2245 , SB2246 , SB2247 , SB2248 , SB2249 , SB2250 , SB2251 , SB2252 , SB2253 , SB2254 , SB2255 , SB2256 , SB2257 , SB2258 , SB2259 , SB2260 , SB2261 , SB2262 , SB2263 , SB2264 , SB2265 , SB2266 , SB2267 , SB2268 , SB2269 , SB2270 , SB2271 , SB2272 , SB2273 , SB2274 , SB2275 , SB2276 , SB2277 , SB2278 , SB2279 , SB2280 , SB2281 , SB2282 , SB2283 , SB2284 , SB2285 , SB2286 , SB2287 , SB2288 , SB2289 , SB2290 , SB2291 , SB2292 , SB2293 , SB2294 , SB2295 , SB2296 , SB2297 , SB2298 , SB2299 , SB2300 , SB2301 , SB2302 , SB2303 , SB2304 , SB2305 , SB2306 , SB2307 , SB2308 , SB2309 , SB2310 , SB2311 , SB2313 , SB2314 , SB2315 , SB2316 , SB2317 , SB2318 , SB2319 , SB2320 , SB2321 , SB2322 , SB2323 , SB2324 , SB2325 , SB2326 , SB2327 , SB2328 , SB2329 , SB2330 , SB2331 , SB2333 , SB2334 , SB2335 , SB2336 , SB2337 , SB2338 , SB2339 , SB2340 , SB2341 , SB2342 , SB2343 , SB2344 , SB2346 , SB2347 , SB2348 , SB2349 , SB2350 , SB2351 , SB2352 , SB2353 , SB2354 , SB2355 , SB2356 , SB2357 , SB2358 , SB2359 , SB2360 , SB2361 , SB2362 , SB2363 , SB2364 , SB2365 , SB2366 , SB2367 , SB2368 , SB2369 , SB2370 , SB2371 , SB2372 , SB2373 , SB2374 , SB2375 , SB2376 , SB2377 , SB2378 , SB2379 , SB2380 , SB2381 , SB2382 , SB2383 , SB2384 , SB2385 , SB2386 , SB2387 , SB2388 , SB2389 , SB2390 , SB2391 , SB2393 , SB2394 , SB2395 , SB2396 , SB2397 , SB2398 , SB2399 , SB2400 , SB2401 , SB2402 , SB2403 , SB2404 , SB2405 , SB2406 , SB2410 , SB2411 , SB2412 , SB2413 , SB2414 , SB2415 , SB2416 , SB2417 , SB2418 , SB2419 , SB2420 , SB2421 , SB2422 , SB2423 , SB2424 , SB2426 , SB2427 , SB2428 , SB2429 , SB2430 , SB2431 , SB2432 , SB2433 , SB2434 , SB2435 , SB2436 , SB2437 , SB2438 , SB2439 , SB2440 , SB2441 , SB2442 , SB2443 , SB2444 , SB2445 , SB2446 , SB2447 , SB2448 , SB2449 , SB2450 , SB2451 , SB2452 , SB2453 , SB2454 , SB2455 , SB2456 , SB2457 , SB2458 , SB2459 , SB2460 , SJR72 , SJR73 , SJR75 , SJR77 , SJR79 , SJR80 , SJR81 , SJR82 , SB2198 , SB2201 , SB2202 , SB2203 , SB2204 , SB2205 , SB2206 , SB2207 , SB2208 , SB2209 , SB2210 , SB2211 , SB2213 , SB2214 , SB2215 , SB2216 , SB2217 , SB2218 , SB2219 , SB2220 , SB2221 , SB2222 , SB2223 , SB2224 , SB2225 , SB2226 , SB2227 , SB2228 , SB2229 , SB2231 , SB2232 , SB2233 , SB2234 , SB2235 , SB2236 , SB2237 , SB2238 , SB2239 , SB2240 , SB2241 , SB2242 , SB2243 , SB2244 , SB2245 , SB2246 , SB2247 , SB2248 , SB2249 , SB2250 , SB2251 , SB2252 , SB2253 , SB2254 , SB2255 , SB2256 , SB2257 , SB2258 , SB2259 , SB2260 , SB2261 , SB2262 , SB2263 , SB2264 , SB2265 , SB2266 , SB2267 , SB2268 , SB2269 , SB2270 , SB2271 , SB2272 , SB2273 , SB2274 , SB2275 , SB2276 , SB2277 , SB2278 , SB2279 , SB2280 , SB2281 , SB2282 , SB2283 , SB2284 , SB2285 , SB2286 , SB2287 , SB2288 , SB2289 , SB2290 , SB2291 , SB2292 , SB2293 , SB2294 , SB2295 , SB2296 , SB2297 , SB2298 , SB2299 , SB2300 , SB2301 , SB2302 , SB2303 , SB2304 , SB2305 , SB2306 , SB2307 , SB2308 , SB2309 , SB2310 , SB2311 , SB2313 , SB2314 , SB2315 , SB2316 , SB2317 , SB2318 , SB2319 , SB2320 , SB2321 , SB2322 , SB2323 , SB2324 , SB2325 , SB2326 , SB2327 , SB2328 , SB2329 , SB2330 , SB2331 , SB2333 , SB2334 , SB2335 , SB2336 , SB2337 , SB2338 , SB2339 , SB2340 , SB2341 , SB2342 , SB2343 , SB2344 , SB2346 , SB2347 , SB2348 , SB2349 , SB2350 , SB2351 , SB2352 , SB2353 , SB2354 , SB2355 , SB2356 , SB2357 , SB2358 , SB2359 , SB2360 , SB2361 , SB2362 , SB2363 , SB2364 , SB2365 , SB2366 , SB2367 , SB2368 , SB2369 , SB2370 , SB2371 , SB2372 , SB2373 , SB2374 , SB2375 , SB2376 , SB2377 , SB2378 , SB2379 , SB2380 , SB2381 , SB2382 , SB2383 , SB2384 , SB2385 , SB2386 , SB2387 , SB2388 , SB2389 , SB2390 , SB2391 , SB2393 , SB2394 , SB2395 , SB2396 , SB2397 , SB2398 , SB2399 , SB2400 , SB2401 , SB2402 , SB2403 , SB2404 , SB2405 , SB2406 , SB2410 , SB2411 , SB2412 , SB2413 , SB2414 , SB2415 , SB2416 , SB2417 , SB2418 , SB2419 , SB2420 , SB2421 , SB2422 , SB2423 , SB2424 , SB2426 , SB2427 , SB2428 , SB2429 , SB2430 , SB2431 , SB2432 , SB2433 , SB2434 , SB2435 , SB2436 , SB2437 , SB2438 , SB2439 , SB2440 , SB2441 , SB2442 , SB2443 , SB2444 , SB2445 , SB2446 , SB2447 , SB2448 , SB2449 , SB2450 , SB2451 , SB2452 , SB2453 , SB2454 , SB2455 , SB2456 , SB2457 , SB2458 , SB2459 , SB2460
CA

California 2025-2026 Regular Session

Assembly Budget Committee Jan 20th, 2026

Transcript Highlights:
  • plan is to pay about just under $12 billion of those long-term liabilities over the next four years.
  • or certainly not having sustainable insurance rates.
  • or certainly not having sustainable insurance rates.
  • So with the insurable or certainly not having sustainable insurance rates.
  • The amount that was lost and the amount that insurance would pay.
Summary: The Assembly Budget Committee opened its hearing on the Governor’s 2026-27 budget with remarks emphasizing the start of a months-long process, the need for fiscal responsibility, and concerns about structural deficits, federal funding losses, housing and homelessness, and oversight. The vice chair echoed those concerns, warning against budgets built on short-term fixes and urging accountability. The Department of Finance presented a balanced budget year proposal of about $349 billion in total expenditures, including $248 billion General Fund, while acknowledging a structural imbalance in the out years and proposing a workload budget with limited new spending or cuts. Finance said the budget relies on stronger-than-expected revenues, but also on constitutional obligations such as Proposition 98 and Proposition 2, and on suspending a rainy-day fund true-up deposit to cover a projected $2.9 billion budget-year deficit. The administration highlighted higher education funding, climate and wildfire resilience investments, a new ZEV incentive, added Health and Human Services costs tied to H.R. 1, child care funding, and three tax proposals: third-party delivery tax compliance, a sustainable aviation fuel tax credit, and an extension of the California Competes tax credit. The LAO, by contrast, warned that the budget is “precariously balanced,” cited downside risk from stock market-driven revenues, and urged the Legislature to use reserves, avoid suspending rainy-day deposits, and begin shrinking multi-year deficits sooner rather than later. Member questions focused on wildfire mitigation and insurance, transit and GGRF funding, federal cuts affecting CalFresh and Medi-Cal, the proposed tax credits, homelessness accountability language, and education funding. Several members pressed for earlier partnership on deficit solutions and for more scrutiny of budget choices. The committee also discussed declining enrollment in K-12, community colleges, and CSU, with concerns about whether funding formulas are aligned with actual student demand. No formal votes or final actions were taken in the hearing.
CA
Transcript Highlights:
  • And then those wells become the liability of the state of California to plug and abandon them.
  • The liability of the state of California to plug and abandon them. That's the impact of the spill.
  • I just want to repeat that: oil companies cannot sell their liability in the state of California.
  • If you sell a well from one company to another, you retain all the liability.
  • And financial reporting obscures those liabilities.
Summary: The committee heard a long series of bills, beginning with AB 2026 on groundwater recharge. The author and supporters said the bill would streamline permitting for recharge projects, codify long-standing CEQA exemptions for flood diversions to recharge, and add tribal consultation and other guardrails. Water agencies and local districts supported the measure as a way to capture high-flow water and reduce groundwater subsidence, while environmental groups and some irrigation districts opposed it, warning that the bill’s exemptions and broader diversion authority could harm rivers, Delta resources, and public trust values. The bill was discussed but not voted on because the committee lacked a quorum at that point. The committee then took up AB 1577 on data center energy accountability, which would require monthly reporting of energy-use data and permit-related estimates of energy and water demand. The author and the Little Hoover Commission argued the bill would improve transparency, help protect ratepayers, and give regulators better information for grid planning. Data center industry representatives opposed it as duplicative, burdensome, and uniquely targeted, while local governments, environmental groups, and some utilities supported it or supported it if amended. The bill was later reported out with a due pass recommendation once a quorum was established. Members also heard AB 2245 on a producer responsibility program for lubricant products and containers, AB 2170 on CEQA language-access and environmental review protections for overburdened communities, AB 2059 on rural transportation and VMT mitigation, AB 1808 on Western Joshua tree permitting and fee relief, AB 2182 on industrial energy efficiency program changes, and AB 2231 on streamlining two hospital projects. Testimony was mixed on most of these bills: supporters emphasized affordability, local control, environmental justice, or project urgency, while opponents raised concerns about CEQA scope, regulatory duplication, costs, and environmental impacts. Several measures received due pass recommendations and roll-call votes, including AB 2170, AB 2059, AB 1808, AB 2182, and AB 2231, with some members voting no or not voting and some bills left open for absent members.
MO

Missouri 2026 Regular Session

Commerce Apr 1st, 2026 at 08:00 am

Commerce

Transcript Highlights:
  • I mean, insurance companies typically are writing checks to people.
  • Does the insurance company?
  • Generally, the purpose of insurance is to have coverage, legal.
  • Those are the reasons why you pay insurance premium. Yeah. Okay. Good point.
  • Or that happens to insurance agents all the time. So is it similar for attorneys?
Committee: House Commerce
TX

Texas 89th Regular

89th Legislative Session May 28th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • Senate Bill 926 by Hancock relating to certain practices of health benefit plan insurers to encourage
  • Members, this bill allows, but does not require, health insurance plans to provide incentives for their
  • We passed both the insurance... ...untuk menyatukan maklumat kesejahteraan ke dalam petunjuk pengamal
  • This bill will bring transparency to the cost of health care insurance.
  • They created an exception for liability.
Bills: SB15 , SB646 , SB800 , SB790 , SB748 , SB571 , SB1957 , SB1923 , SB1896 , SB1760 , SB1335 , SB2368 , SB2477 , SB2587 , SB2986 , SB2965 , SB1563 , SB1467 , SB1164 , SB1137 , SB614 , SB705 , SB918 , SB955 , SB869 , SB850 , SB863 , SB1055 , SB2206 , SB457 , SB2337 , SB1610 , SB1362 , SB926 , SB1494 , SB251 , SB456 , SB500 , SB1307 , SB2615 , SB2995 , SB2321 , SB2972 , SB973 , SB865 , SB506 , SB1522 , SB1558 , SB510 , SB667 , SB763 , SB2073 , SB1858 , SB1660 , SB2900 , SB1433 , SB1540 , SB1964 , SB1300 , SB1644 , SB2217 , SB2373 , SB2431 , SB1758 , SB974 , SB2480 , SB3039 , SB3047 , SB2781 , SB826 , SB766 , SB527 , SB1946 , SB2885 , SB1243 , SB2610 , SB857 , SB2501 , SB66 , SB268 , SB331 , SB1302 , SB519 , SB2807 , SB13 , SB7 , SB1718 , SB1567 , SB1233 , SB413 , SB2177 , SB30 , SB2024 , SJR1 , SCR27 , SB2018 , SB1580 , SB2121 , SB1049 , SB1266 , SB1400 , SB1596 , SB2753 , SB2221 , SB1719 , SCR9 , SB204 , SB437 , SB568 , SB612 , SB672 , SB710 , SB823 , SB876 , SB904 , SB905 , SB968 , SB1084 , SB1207 , SB1230 , SB1313 , SB1504 , SB1790 , SB2232 , SB2366 , SB2367 , SB2398 , SB2515 , SB2520 , SB2589 , SB2786 , SB2790 , SB3048 , SB3050 , SB3052 , SB3053 , SB3056 , SB3029 , SCR3 , SCR18 , SCR30 , HCR146 , HCR148 , HCR149 , HCR153 , HCR155 , HCR157 , HB5560 , HB762 , HB1584 , HB 107 , HB 114 , HB138 , HB4386 , HB2495 , HB581 , HB3348 , HB5323 , HB4341 , HB6 , HB2712 , HB171 , HB3153 , HB143 , HB2688 , HB3464 , HB449 , HB3486 , HB4263 , HB2 , HB1522 , HB24 , HB 1237 , HB2637 , HB3126 , HB3233 , HB4310 , HB3487 , HCR9 , HB5331 , HB1397 , HB163 , HB3250 , HB3071 , HB3463 , HB5033 , HB35 , HB3824 , HB216 , HB4226 , HB3512 , HB18 , HB5154 , HB 103 , HB851 , HB647 , HB4520 , HB3016 , HB2313 , HB2818 , HB2851 , HB4486 , HB4264 , HB1500 , HB5081 , HB2974 , HB2080 , HB4384 , HB5659 , HB493 , HB4903 , HB2516 , HB4488 , HB4530 , HB3689 , HB145 , HB43 , HB5247 , HB2221 , HB5671 , HB700 , HB3711 , HB 120 , SB17 , SB1637 , SB1833 , SB2155 , SB21 , SB2778 , SB379
CA
Transcript Highlights:
  • AB 428 protects customers from increasing water rates by reducing insurance costs where available.
  • Now they're paying $279,000 a year for property insurance. And that's only property insurance.
  • The water utility needs a whole host of other insurance. And that's only property insurance.
  • The water utility needs a whole host of other insurance products, too.
  • Has the benefits of receiving this lower-cost insurance. So thank you very much. Please go ahead.
Summary: The committee heard a long agenda focused heavily on housing, local government, Brown Act teleconferencing, and public agency administration. Early bills included AB 39, which would require larger cities and counties to adopt electrification planning for EV charging and building decarbonization; AB 76, which clarifies Chula Vista’s university innovation district housing requirements; AB 259, AB 409, and AB 467, which extend or modernize Brown Act teleconferencing provisions for local agencies, community college student bodies, and Los Angeles neighborhood councils; and AB 428, which would let water corporations join joint powers authorities for pooled insurance. Supporters emphasized climate planning, housing access, public participation, safety, and cost savings, while several bills were amended to address stakeholder concerns. Most of these measures advanced on bipartisan votes, generally 6-1 or 7-0, and were left open for additional members to add on later. The committee also heard AB 632, which would strengthen local enforcement tools for serious code violations, fire hazards, illegal cannabis operations, and unsafe housing by allowing unpaid administrative fines to be converted into money judgments and liens. Local government and code enforcement groups supported the bill as a way to improve compliance and reduce costly litigation. AB 670 would let local governments count investments in preserving naturally occurring affordable housing toward housing element reporting and require broader reporting of demolitions and replacement housing compliance; supporters argued preservation is essential because many unsubsidized affordable homes are at risk. AB 761 would allow Monterey-Salinas Transit to place a future sales tax measure on the ballot with approval from two-thirds of its board, rather than separate approval from each member jurisdiction, to preserve transit funding for seniors, veterans, and people with disabilities. These measures also moved forward, with the committee noting amendments and sending them to the next committees of referral. Another major item was AB 810, which would require special districts and joint powers authorities to migrate public-facing websites and email addresses to .gov or CA.gov domains by 2031. The author argued the change would reduce fraud and improve public trust, especially after emergency-related scams, while opponents from special districts and IT organizations said the transition would be costly and difficult for smaller agencies. Several school-related opponents withdrew after amendments, and committee members discussed possible aliases and tribal-government language. The bill passed 7-1 to the Privacy and Consumer Protection Committee. Finally, AB 1206 proposed a pre-approved design catalog for single-family homes and small multifamily developments, modeled on a prior ADU bill, to speed rebuilding and reduce design costs; supporters from Habitat for Humanity and housing advocates said it would help both wildfire recovery and broader housing production, and the bill drew at least one opposed-unless-amended position as the committee moved into further discussion.
NH

New Hampshire 2025 Regular Session

House Ways and Means (02/12/2025)

Transcript Highlights:
  • So, um, anyway, I'm here this morning to introduce House Bill 402, which is relative to liability as
  • So, um, anyway, I'm here this morning to introduce House Bill 402, which is relative to liability as
  • For example, a 529 distribution used for tuition has no tax liability, but a 529 distribution used to
  • </c> any at least no major tax the insurance any at least no major tax the insurance tax<04:06:08.760
  • That insurance policy, just like fire insurance, pays out where the need is. in education in terms of
Summary: The committee opened a public hearing on HB 402, a bill dealing with whether Education Freedom Account (EFA) payments should be described in state law as not constituting taxable income. The bill sponsor argued that the current statute is misleading because New Hampshire should not imply a federal tax result, and said the bill would remove that language and could also be amended to clarify that families should consult tax advisors. He emphasized that the measure was not intended to impose a state tax on EFAs, but to avoid giving inaccurate advice about possible federal tax liability. Testimony was divided. A retired representative and a tax preparer both opposed the bill, saying EFA payments are already treated consistently with IRS rules and that the bill would create confusion, administrative burden, and possible tax consequences for low- and moderate-income families. They argued the bill is a solution in search of a problem and warned that requiring 1099s could add costs for the scholarship organization and recipients. A tax attorney supported the bill’s repeal of the state language, saying New Hampshire should not put tax advice into statute and that the current wording is inaccurate because federal law, not state law, controls taxability. He cited IRS Section 117 and Publication 970, explaining that only some scholarship-like payments are tax-free and that many EFA-eligible expenses may not qualify for federal exemption. Members asked questions about what would be misleading, whether the bill was trying to tax EFAs, and the cost of issuing 1099s. The sponsor and witnesses repeatedly said the bill was not a state tax on voucher payments, but a clarification about federal tax treatment. No vote or final committee action was taken in the portion provided.
WV
Transcript Highlights:
  • If you were a corporate structure or an LLC, you might be able to insulate yourself from liability by
  • But if you were a sole proprietor... ...yourself from liability by using the corporate form, but if you
  • Disclosures to title insurance companies, title insurance agents, attorneys, mortgage insurance companies
  • insurance agents, attorneys, mortgage insurance companies, mortgage loan originators, real estate brokers
  • insurance agents, attorneys, mortgage insurance companies, mortgage loan originators, real estate brokers
Summary: The committee first took up House Bill 4198, which would require employers to use E-Verify to confirm new hires’ work authorization and impose escalating penalties for violations, including warnings, debarment from state contracts, loss of business licenses, and other sanctions. Counsel and senators raised extensive drafting concerns, including circular language, conflicts with existing record-retention provisions, unclear references to “seeks to employ,” possible application to babysitters, lawn care, and other casual or household arrangements, and uncertainty about how the bill would work for employers who never actually complete a hire. The bill sponsor defended the measure as a way to strengthen compliance with existing law, protect employers who use E-Verify in good faith, and deter illegal hiring. After debate, a motion to table the bill failed on a roll call vote, 6 in favor and 10 opposed, and the chair then announced the bill would be sent to a subcommittee to be cleaned up, with instructions to resolve the drafting conflicts and other ambiguities. The committee then turned to House Bill 4710, with an amendment, which would require a person to be registered with a political party or as an independent 210 days before filing a certificate of candidacy. Counsel explained that the change would lengthen the current 60-day requirement and would affect both party-switching and independent candidacies, making it harder for candidates to change affiliation shortly before an election. Senators asked about how the 210-day period would work relative to the primary and general election filing deadlines, and counsel clarified that it would be measured backward from the relevant filing dates. The discussion focused on the practical effect of the bill as a “sore loser” measure and on the timing rules for candidacy filings.
ND

North Dakota 2026 1st Special Session

Employee Benefits Programs Committee May 7th, 2026

Employee Benefits Programs Committee

Transcript Highlights:
  • Can you imagine a $5 health insurance premium? Five-dollar health insurance premium back then.
  • We bid that both under a modified fully insured arrangement, which we have today, and a self-insured
  • Group Insurance Program.
  • Group Insurance Program.
  • Group Insurance Program.
Summary: The Employee Benefits Committee met to hear presentations on state employee health insurance, compensation, leave policies, labor market conditions, and prevailing wage issues, then later took up committee rules and bill-draft jurisdiction. PERS reviewed the history and structure of the state health plan, noting the state has paid the full family premium since 1979, described cost-control and benefit-enhancement changes over time, and explained current plan options, wellness incentives, employer wellness discounts, and the upcoming bid process for the 2027-29 contract. HRMS then presented compensation comparisons showing state classified pay generally trails private and regional markets, with larger gaps at higher-level jobs, and reviewed benefits and leave policies, including the new enhanced annual leave and new-hire leave, the state’s unpaid family leave structure, and varying tuition reimbursement practices. Job Service reported on labor force trends, low unemployment, high labor force participation, job openings, and wage growth, and OMB said there are no state prevailing-wage requirements beyond federal Davis-Bacon rules for federally funded projects. The committee then considered a proposed amendment to Joint Rule 211 to better align the health insurance mandate review process with recent statutory changes. Members discussed how the rule should reference both the committee’s required actuarial reports and the Legislative Council cost-benefit analysis, and the amendment was adopted on a roll call vote. The committee also discussed how its jurisdiction decisions affect whether a bill draft receives actuarial analysis, with staff explaining that a decision not to take jurisdiction means the bill is not treated as impacting the relevant retirement or health plans for purposes of that analysis. After that, the committee began reviewing bill drafts for jurisdiction. The first draft, bill draft 33, would automatically renew pre-tax elections for dental and vision coverage during open enrollment instead of requiring annual re-election. Members debated whether it had any actuarial impact, noting the state does not pay those premiums directly, and the discussion was still underway when the transcript ended.
NH

New Hampshire 2025 Regular Session

House Health, Human Services and Elderly Affairs (02/12/2025)

Health, Human Services & Elderly Affairs

Transcript Highlights:
  • </c><01:19:51.239><c> companies</c> putting in on the insurance companies putting in on the insurance
  • They have employer-based insurance.
  • </c> is to do that we stratify by insurer is to do that we stratify by insurer type<01:43:19.880><c>
  • </c> moment with our with the insurance moment with our with the insurance department<01:51:37.400><c
  • I have a question about insurance.
MN

Minnesota 2025-2026 Regular Session

Committee on Taxes - 03/20/25

Taxes

Transcript Highlights:
  • No one who works full-time insurance.
  • With the educator group insurance bill that would establish a mandatory health insurance pool like CGI
  • Health insurance is deductible plan.
  • </c><01:11:03.920><c> would</c> group insurance bill that would group insurance bill that would establish
  • </c> establish a mandatory health insurance establish a mandatory health insurance pool<01:11:06.080>
Committee: Senate Taxes
MN

Minnesota 2025-2026 Regular Session

House Health Finance and Policy Committee 3/24/25

Health Finance and Policy

Transcript Highlights:
  • perhaps $1 million or $2 million of liability, depending on the municipality.
  • </c> owner going to is the owner's insurance owner going to is the owner's insurance going<00:40:02.040
  • </c><00:40:47.920><c> with</c> going to have business insurance with going to have business insurance
  • </c> maybe a million $2 million of liability maybe a million $2 million of liability uh<00:40:51.319>
  • </c><00:41:01.319><c> as</c> require certain levels of insurance as require certain levels of insurance
WA

Washington 2025-2026 Regular Session

Senate Transportation Jan 26th, 2026

Transcript Highlights:
  • This places no new liability on them, no new burden on servers.
  • We also provide travel and insurance services, which are maybe lesser known, but insurance is important
  • The other impact and cost to Washington State is the liability that we bear.
  • I think they should be insured.
  • I think they should be insured.
Summary: The Senate Transportation Committee held a work session on impaired driving, beginning with data from the Washington Traffic Safety Commission and a discussion of a proposed reduction in the legal per se blood alcohol concentration limit from 0.08 to 0.05. Mark McKekney presented crash and fatality data showing that about half of traffic fatalities involve an impaired driver, that alcohol remains the most common substance involved, and that impairment is strongly associated with speeding and higher crash risk. He also summarized a Washington/AAA survey finding support for lowering the limit rose from 54% to 71% after respondents received information about safety impacts, and he said the most persuasive arguments were that the change would save lives and reduce impaired driving. Committee members asked about how much alcohol can produce a 0.05 BAC, enforcement practices, blood testing in fatal crashes, and whether other states or countries use lower limits. The committee then heard emotional testimony from Joshua Jackman, who described severe injuries and long-term consequences from being struck by a drunk driver in 2007, and said the proposed law could help prevent similar tragedies by encouraging people to plan ahead. A panel followed with testimony from AAA Washington, the Washington State Patrol, and the Department of Transportation. AAA supported a 0.05 standard and cited research and international experience showing fewer fatalities and serious injuries without major effects on arrests or the hospitality industry. The State Patrol said the bill is intended to prevent crashes rather than increase arrests and would not change stop standards or DUI investigative practices. WSDOT described the safety, work-zone, congestion, equipment-damage, and liability costs caused by impaired driving, including recent crashes involving snowplows and road crews. No vote was taken on the impaired-driving discussion. The committee then held a public hearing on Senate Bill 5234, which would raise snowmobile registration fees from $50 to $75 and vintage snowmobile fees from $12 to $18, with additional revenue going to the snowmobile account for grooming, plowing, sanitation, and other State Parks snowmobile programs. State Parks said the program has seen declining registrations and reduced services, while supporters from the snowmobile community said the increase is needed to stabilize the program and keep trails open. Some testimony supported the need for more revenue but opposed the fee increase as the wrong solution, arguing the program needs broader reform and that many snowmobiles remain unregistered. The hearing record noted 3 people signed in pro and 105 con. Finally, the committee heard Senate Bill 6110, which would clarify the definition of e-bikes, exclude vehicles capable of exceeding 20 mph solely on motor power or easily modified to do so, and direct the Department of Licensing to convene a work group to develop recommendations for regulating electric motorcycles. Committee discussion focused on the distinction between legal e-bikes and faster e-motos, with questions about wattage, speed, youth use, and whether the bill should define e-motorcycles more directly. Students, local officials, city representatives, trail advocates, and bicycle groups testified in support, describing safety concerns, injuries, and confusion in enforcement, while also emphasizing that true e-bikes improve mobility and access. Several local government and advocacy witnesses asked for a clearer statutory definition of e-motorcycles and a civil enforcement path for juveniles. No final action was taken on the bills during the hearing.
LA

Louisiana 2026 Regular Session

Health and Welfare Mar 18th, 2026

Health and Welfare

Transcript Highlights:
  • And if you're not certified, you become a potential liability as a witness.
  • And if you're not certified, you become a potential liability as a witness.
  • I get that if insurance companies do not have profit, they go out of business.
  • And it seems that the insurance industry, the insurance department, was asking for more guidance about
  • Yeah, anybody that has a self-insured plan.
Summary: The committee first adopted the minutes from several prior 2025 meetings, then took up HB 574 by Rep. Spell, which updates the names of two organizations on the Mental Health Advocacy Service Board of Trustees. Rep. Spell explained it as a technical cleanup bill to correct the names of the Louisiana Mental Health Association and the Louisiana State Medical Society so the board’s membership records match current organization names. With no objections, HB 574 was reported favorably. The committee then heard HB 486, also by Rep. Spell, to join the Psychology Interjurisdictional Compact (PsyPact) and allow Louisiana psychologists to provide telepsychology and temporary in-person services across state lines. Rep. Spell and PsyPact representatives said the compact would expand access to mental health care, especially in rural areas, while maintaining standards and disciplinary oversight. The committee adopted amendments on fees and the effective date, and HB 486 was reported favorably with amendments. HB 198 by Rep. Eccles proposed a Medicaid reimbursement methodology for ambulatory surgical centers, using a Medicare-based rate to improve access for Medicaid patients needing specialty procedures. Amendments were adopted to add ophthalmology-related services and to cap reimbursement at the lesser of the outpatient hospital rate or 100% of the Medicaid rate, along with a technical amendment to address the fiscal note. Supporters from GI and ASC groups said the bill would improve access and lower long-term costs, and the bill was reported favorably with amendments. The committee spent the most time on HB 182 by Rep. Travis Johnson, which would require hospitals to ensure access to sexual assault forensic exams and related training. Johnson, law enforcement witnesses, and the Attorney General’s office emphasized the need for timely evidence collection, especially in rural areas, and said the current system leaves victims traveling long distances or losing evidence. Hospital and coroner witnesses supported the goal but opposed the bill as written, arguing it could impose duties on hospitals without enough trained personnel, funding, or a workable statewide training and coordination system; they urged a statewide coordinator, mobile SANE units, and clearer implementation. The bill was not finally disposed of in the portion of the meeting provided, and members discussed continuing to work on amendments and timing before floor consideration.
NH

New Hampshire 2025 Regular Session

Senate Education (04/22/2025)

Education

Transcript Highlights:
  • Our insurance does not cover epinephrine.
  • Our insurance does not cover of pocket.
  • Well, I I see question of liability.
  • ,</c><01:17:44.239><c> then</c> wording to limit the liability, then wording to limit the liability,
  • ><c> such</c><02:20:24.640><c> as</c> Subsidized health insurance, such as Healthy Kids.
Committee: Senate Education
MN

Minnesota 2025-2026 Regular Session

November 2025 State Budget and Economic Forecast Presentation - 12/04/25

Minnesota Senate Floor Meeting

Transcript Highlights:
  • We estimate tax year 2024 income tax liability is higher largely because capital gains, interest, and
  • Much of the higher tax liability carries forward into tax years 2025 and 2026, increasing the revenue
  • </c><00:15:52.079><c> and</c><00:15:52.320><c> is</c> tax year 2024 liability and is tax year 2024 liability
  • is higher largely because liability is higher largely because capital<00:16:08.240><c> gains,</c><00
  • </c><00:16:15.759><c> into</c><00:16:16.079><c> tax</c> tax liability carries forward into tax tax liability
FL

Florida 2026 5th Special Session

Senate in Session Mar 4th, 2026

Florida Senate Floor Meeting

Transcript Highlights:
  • cell captive insurance companies.
  • Captive insurance companies are a specialized form of self-insurance, allowing a business to create its
  • own insurance company to cover specific types of risk, an insurance company that's owned and controlled
  • liability insurance data and provide recommendations to help stabilize and lower liability insurance
  • It also continues to restore Citizens Property Insurance Corporation to its proper role as the insurer
Summary: The Senate convened with a quorum, opened with prayer and the Pledge of Allegiance, and then moved through a lengthy special order calendar. Early business included unanimous passage of CS/CS/SB 1062 on speech and debate education, with supporters describing it as a way to expand access to debate programs statewide, create a Hall of Fame, support public-private partnerships, and train coaches. The bill drew broad bipartisan praise for teaching civics, critical thinking, and conflict resolution, and passed 37-0 after adoption of a delete-all amendment. The Senate also passed SB 1072 on an anti-Semitism task force after clarifying amendment language stating the bill does not restrict criticism of Israel and is consistent with First Amendment protections; members emphasized rising anti-Semitic incidents and the need for recommendations on prevention, law enforcement training, and community relations. The chamber then approved CS/CS/SB 1230 / HB 1019 on PFAS chemicals, phasing out firefighting foam containing PFAS, requiring reporting and biosolid testing, and authorizing DEP rulemaking, assistance, and enforcement; the bill was described as protecting firefighters and water supplies and was dedicated in memory of former firefighter Joe Casello. Senators also passed SB 1706 on the My Safe Florida Condominium Pilot Program, SB 186 on student health and safety and seizure response training in schools, SB 598 updating funeral and cemetery regulation, SB 990 creating protected cell captive insurance companies, SB 554 modernizing nonprofit corporation law, SB 560 streamlining child welfare and foster care medication procedures, SB 684 on electronic signatures for total-loss vehicles and vessels, and SB 778 on forensic services for certain defendants. Most of these bills were taken up with identical House companions, no amendments, and unanimous or near-unanimous votes. The most extended and contentious debate centered on SB 1134 regarding official actions of local governments and DEI-related activities. Sponsor Senator Yarbrough argued the bill would stop counties and cities from funding or promoting discriminatory or indoctrinating DEI practices, citing examples from several local governments. Multiple amendments were offered, including proposals to narrow the bill to spending, add an intent requirement for penalties, and broaden exceptions for holidays and observances; these amendments were debated at length but were not adopted. The sponsor did accept some clarifying changes, including language protecting certain nonprofit services, heritage resources, and the Pulse Memorial, and he answered questions about Black History Month and at-risk youth services. The transcript ends while the Senate is still working through the amendment process on SB 1134, with no final vote on the underlying bill shown in the excerpt.