Video & Transcript Research : 'Fair Banking Act'
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US
US Federal 2025-2026 Regular Session
Business meeting to consider an original bill entitled, "GENIUS Act of 2025", and S.875, to curtail the political weaponization of Federal banking agencies by eliminating reputational risk as a component of the supervision of depository institutions. Mar 13th, 2025 at 09:00 am
Banking, Housing, and Urban Affairs Committee
Transcript Highlights:
- . banking, including Senator Kramer's Fair Access to Banking Act.
- Unfortunately, the GENIUS Act has the potential to devastate community banks all around this country.
- Under the Genius Act, stablecoin issuers must already comply with the Bank Secrecy Act, including filing
- The Bipartisan Safer Banking Act and this amendment would prohibit the banking agencies from debanking
- We have very explicit anti-money laundering and Bank Secrecy Act laws that prevent banks from doing business
Bills:
SB875
Keywords:
banking regulation, federal agencies, reputational risk, financial services, supervision, FIRM Act, bank supervision, depository institutions, federal banking agencies, FDIC, OCC, Federal Reserve, NCUA, CFPB, credit unions, Operation Choke Point, financial discrimination, safety and soundness, supervisory guidance, examination manual
Summary:
This meeting focused on the markup of the Genius Act and the FIRM Act, two significant pieces of legislation addressing stablecoin regulation and the financial industry's regulatory framework. The Chairman noted the importance of providing clarity to the digital asset community and protecting American consumers, while also promoting innovation and competition within the financial sector. Members of both parties expressed varying viewpoints, with some highlighting concerns related to national security and the potential risks associated with stablecoins.
OK
Oklahoma 2026 Regular Session
Conference Committee on Judiciary and Public Safety Oversight Apr 29th, 2026
Conference Committee on Judiciary and Public Safety Oversight
Bills:
HB1851
Keywords:
automatic renewal, consumer protection, cancellation policy, Oklahoma Fair Renewal Act, contract transparency
Summary:
In the Conference Committee for Judiciary and Public Safety Oversight, Reverend Shriver presented House Bill 1851. He described it as a consumer protection measure that would give consumers rights regarding auto-renewal on subscriptions.
After the bill was introduced, the chair asked for questions, but none were raised. There was no debate on the measure.
The committee then moved to open the bill for signature, with no further discussion or recorded vote in the transcript.
OK
Oklahoma 2026 Regular Session
Conference Committee on Judiciary and Public Safety Oversight Apr 15th, 2026
Conference Committee on Judiciary and Public Safety Oversight
Bills:
HB1851
Keywords:
automatic renewal, consumer protection, cancellation policy, Oklahoma Fair Renewal Act, contract transparency
Summary:
The Conference Committee on Judiciary and Public Safety Oversight met to take up Conference Committee Report No. 2 on House Bill 1851. Representative Shriver explained that the bill is a consumer protection measure aimed at giving consumers notice before annual subscriptions automatically renew, so they are reminded of upcoming charges and are aware they agreed to an annual subscription.
Shriver also said the bill includes additional consumer protections to ensure people understand what they are agreeing to when signing up for such subscriptions. No questions or debate were raised during the meeting.
After discussion, the chair opened the report for signatures, and the committee then adjourned.
OK
Oklahoma 2026 Regular Session
Conference Committee on Judiciary and Public Safety Oversight Apr 29th, 2026 at 01:15 pm
Conference Committee on Judiciary and Public Safety Oversight
Bills:
HB1851
OK
Oklahoma 2026 Regular Session
Conference Committee on Judiciary and Public Safety Oversight Apr 15th, 2026 at 01:00 pm
Conference Committee on Judiciary and Public Safety Oversight
Bills:
HB1851
AL
Alabama 2025 Regular Session
Alabama House Ethics and Campaign Finance Committee Mar 5th, 2025
Ethics and Campaign Finance
AL
Alabama 2026 Regular Session
Alabama House Constitution, Campaigns and Elections Committee Feb 18th, 2026
Constitution, Campaigns and Elections
Keywords:
abandoned roads, land ownership, government regulations, property rights, transportation, Ten Commandments, public education, displays, funding, Alabama law, municipal elections, runoff elections, majority voting, electoral procedures, local governance, campaign finance, record retention, political action committees, Fair Campaign Practices Act, 1136
AL
Transcript Highlights:
- So that's the administrative procedures act.
- I'm here to introduce HB476, the Alabama Right to Repair Act, HB476, the Alabama Right to Repair Act,
- This bill is truly about restoring freedom and fairness to Alabama consumers and small businesses.
- And it raises a lot of concerns for me about them having what is fair and reasonable.
- Section two, this act shall become effective on October. Okay, y'all have heard the amendment.
Keywords:
Morgan County, judge of probate, legal qualifications, equity jurisdiction, constitutional amendment, campaign finance, electronic notifications, civil penalties, Fair Campaign Practices Act, Secretary of State, sex offenders, treatment programs, electronic media, post office box restrictions, Class C felony, parole, probation, human cloning, criminal penalties, embryo
LA
Transcript Highlights:
- I may be continuing along the same line here, but how do you have a bank or a But how do you have a bank
- Thank you, Madam Acting Chair. Thank you, Representative. Thank you, Madam Acting Chair.
- Thank you, Madam Acting Chair. Thank you, Ashley.
- Thank you, Madam Acting Chair.
- Thank you, Madam Acting Chair. Chair's legal. Acting Chair Amedee? No. Representative Broussard?
Keywords:
teacher certification, certification appeals, BESE, State Board of Elementary and Secondary Education, Teacher Certification Appeals Council, educator licensure, teaching license, teacher licensure, appeals process, certification denial, administrative appeal, special meeting, board president, retroactive application, education board, Louisiana teachers, Department of Education, statutory entities, re-creation, termination date
Summary:
The committee first adopted prior meeting minutes and then heard HB 649 by Rep. Brass, which would create a statewide common application portal for dual enrollment programs. Brass and supporters said the bill would simplify a process that is now handled separately by each institution, reduce paperwork for counselors and families, and improve access and visibility for students. Questions focused on why an institution might opt out and how the portal would reach nontraditional students; Board of Regents staff said outreach and user-friendliness would be emphasized. The committee reported HB 649 favorably without objection.
The committee then took up HB 807, also by Rep. Brass, to establish the Workforce Instructor Capacity Investment Program within LCTCS to help recruit and retain instructors for high-demand workforce programs. Testimony from River Parishes Community College, Dow, and the Louisiana Chemical Association described instructor shortages as a bottleneck for expanding training tied to major industrial investment, and said employer-sharing models can help. Members debated whether a new fund was necessary versus using existing systems, and the bill was amended to include LSU Eunice and Southern University at Shreveport among eligible two-year institutions. After discussion, the committee adopted the amendments and reported HB 807 favorably by a 13-1 vote.
HB 285 by Chairman Bacala was next and would authorize school boards to enter cooperative agreements with credit unions, and by amendment, banks, to operate branches in high schools as part of financial literacy instruction. Supporters said the bill would clarify existing practice and expand hands-on financial education; questions centered on ethics, exclusivity, student solicitation, and whether other businesses should be included. The committee adopted the amendment and reported HB 285 with amendments. The committee then considered HB 28 by Rep. Owen, which creates a final-level appeal to BESE, or its designee, within 30 days for certain teacher certification applicants harmed by technical errors outside their control. After extensive debate about whether the existing Teacher Certification Appeals Council process was sufficient and whether the bill would override policy, the committee adopted an amendment and then reported HB 28 as amended by a 9-4 vote.
Finally, the committee heard HB 268 by Rep. Carver, which would require career-related activities for public school students to be aligned more closely with high-wage, high-demand jobs and would add a K-5 career exposure requirement. Supporters said the bill would strengthen school-to-work connections and better prepare students for Louisiana’s workforce needs, while the school boards association opposed the K-5 expansion and said the bill should not divert attention from foundational instruction or exclude charter students. The committee had not yet concluded action on HB 268 by the end of the transcript.
AL
Alabama 2026 Regular Session
Alabama Senate Fiscal Responsibility and Economic Development Committee Jan 28th, 2026
Fiscal Responsibility and Economic Development
Keywords:
franchise, franchisor, franchisee, religious freedom, religious accommodation, sincerely held belief, Sunday closing, Sabbath, day of worship, contract law, commercial contracts, renewal, amendment, brand standards, small business, business hours, civil penalties, injunctive relief, attorney fees, Alabama
OK
Transcript Highlights:
- not exceed $75,000 but will make tourism and recreation exempt from the Oklahoma Central Purchasing Act
Keywords:
SB1365, Oklahoma Central Purchasing Act, procurement exemption, competitive bidding, state purchasing, Oklahoma Tourism and Recreation Department, tourism department, merchandise for resale, gift shops, lodges, golf pro shops, state parks, restaurant contracting, retail outlets, public procurement, purchasing flexibility, Title 74, emergency clause, restrictive covenants, discriminatory covenants
OK
Transcript Highlights:
- $75,000, but it's going to make tourism and recreation exempt from the Oklahoma Central Purchasing Act
Keywords:
SB1365, Oklahoma Central Purchasing Act, procurement exemption, competitive bidding, state purchasing, Oklahoma Tourism and Recreation Department, tourism department, merchandise for resale, gift shops, lodges, golf pro shops, state parks, restaurant contracting, retail outlets, public procurement, purchasing flexibility, Title 74, emergency clause, restrictive covenants, discriminatory covenants
Summary:
The Government Oversight committee met briefly with a prayer and then heard two Senate bills. Senate Bill 1365, presented by Representative Townley, updates and modernizes statutory language for the tourism promotional fund, caps the fund at $75,000, and exempts tourism and recreation purchases from the Oklahoma Central Purchasing Act so tourism venues such as golf courses and lodges can keep stock on hand without procurement delays. After a do pass motion and no debate, the committee approved the bill 7-4 and reported it out.
Representative Kelly then presented Senate Bill 2139, which provides clarifying language to Senate Bill 1617 from 2024. Kelly said it resulted from a year of research and stakeholder discussion and had passed unanimously in the Senate. The committee moved the bill with no questions or debate and approved it 11-0. The chair then thanked members for their work and adjourned the meeting, noting it was likely the last meeting.
OK
Oklahoma 2026 Regular Session
Banking, Financial Services and Pensions REVISED: HB1182 - Removed Feb 17th, 2026 at 03:00 pm
Banking, Financial Services and Pensions
Transcript Highlights:
- So this is a bill we're calling the Fair Banking Act.
- Chair, to the author, will this negatively affect any Oklahoma bank chartered or working in Oklahoma
- banks?
- So we're really just talking about affecting those big national banks. Follow up. Thank you, Mr.
- We'll show you out of banking. Thank you. Okay, thank you. Thank you. Okay, thank you members.
Bills:
HB1784, HB1245, HB1268, HB2116, HB2193, HB2206, HB1739, HB1889, HB1904, HB3172, HB4225, HB4352, HB3625, HB4263
Keywords:
education reform, local control, student outcomes, curriculum changes, school funding, retirement, pension, public employees, Oklahoma Public Employees Retirement System, benefits, survivorship, contribution rates, disability retirement, deferred option plan, service credit, contributions, distributions, HB2116, Oklahoma Law Enforcement Retirement System, OLERS
LA
Transcript Highlights:
- When we talk about banking, pipelines, or foreign adversaries, the debate can quickly get hot-blooded
- Are we providing fair process to our citizens? And what purposes do we allow expropriation for?
- This one is strictly related to violations of our state False Claims Act.
- It's very limited in purpose to only allegations arising under that act.
- It's not... ...limited in purpose to only allegations arising under that act.
Bills:
HR38, HR96, HR160, HCR31, HCR61, HB578, HB668, HB1198, SCR19, SB66, SB68, SB76, SB139, SB336, SB475
Keywords:
privacy rights, surveillance, USA Patriot Act, FISA, Fourth Amendment, civil liberties, government oversight, civil bench warrants, judgment debtors, notification process, judgment debtor examination, Louisiana State Law Institute, property transfer, public records doctrine, bad faith, real estate law, HCR 31, House Concurrent Resolution 31, foreign entities, foreign corporation
WY
Wyoming 2026 Regular Session
Senate Minerals, Business & Economic Development Committee, February 18, 2026
Minerals, Business & Economic Development
Transcript Highlights:
- Clarity Act, the Market Structure Act.
- bank.
- bank.
- bank.
- banks.
Keywords:
stable token, liquidity, trust account, Wyoming, fund distribution, financial regulation, state commission, decentralized, nonprofit association, merger, conversion, liability, membership, governance, indemnification, banking regulation, special purpose depository institution, conversion process, Wyoming state laws, financial services
WY
Wyoming 2026 Regular Session
House Minerals, Business & Economic Development Committee, February 18, 2026
Minerals, Business & Economic Development
Keywords:
stable token, liquidity, trust account, Wyoming, fund distribution, financial regulation, state commission, decentralized, nonprofit association, merger, conversion, liability, membership, governance, indemnification, banking regulation, special purpose depository institution, conversion process, Wyoming state laws, financial services
TX
Texas 89th Regular
Pensions, Investments & Financial Services May 19th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- And I think that's a fair opinion. Sir, for me, it's not about the money; it's about the integrity.
- Salinas ISD neither do we, and I mean so just picking out the most recent bond issue and acting like
- Endeavors outside of those core functions, like running one or more public banks, siphon away finite
- , but I was just going to be curious as to what services and to what level of involvement a public bank
- What we all understand and basically know about what our banking system is all about.
Keywords:
bond election, ballot proposition, debt obligation, municipal bonds, local government finance, property tax, ad valorem tax, school district bonds, county bonds, special taxing district, voter information document, public debt, municipal finance, tax-supported debt, election ballot language, bond transparency, homestead tax impact, capital improvements, general obligation bonds, public bank
OK
Transcript Highlights:
- A fair point.
- This is the Fair Banking Act. Basically, it prevents adverse actions when people are engaged.
- The bank must then comply with the requirements of the lender or the bank, I should say, to comply.
- Actually, they coexist today on a national level, whether you're talking about the banking secrecy act
- OK, so this doesn't affect their own individual relationships with banks, Bank of America for instance
Bills:
HB1245, HB2588, HB3024, HB3172, HB3279, HB3919, HB3306, HB3383, HB3431, HB3435, HB4352, HB3883, HB3942, HB4193, HB4203, HB4303, HB4311, HB4484
Keywords:
retirement, pension, public employees, Oklahoma Public Employees Retirement System, benefits, survivorship, contribution rates, disability retirement, owners associations, membership requirements, property ownership, board governance, residency requirements, salary increase, state employees, public finance, bonus limits, job performance, Fair Banking Act, financial institutions
OK
Oklahoma 2026 Regular Session
Local and County Government Apr 7th, 2026 at 02:00 pm
Local and County Government
Transcript Highlights:
- This one updates the Public Competitive Bidding Act by refining procedures for public construction projects
- The Safe Neighborhoods Act is designed to give property owners a structured narrow avenue of recourse
- that's going to be called the Oklahoma Safe Neighborhoods Act, when in fact it's going to criminalize
- It's just if the city is attempting to good faith enforce its laws, then this act wouldn't come into
- officials, the fair judges.
Keywords:
counties, county officers, education, training, sunset law, county purchasing, procurement practices, budget management, public accountability, emergency procurement, reverse auction, bidding process, competitive bidding, public procurement, city council regulations, public works, bidding procedures, construction contracts, transparency, public trust
OK
Transcript Highlights:
- This one updates the Public Competitive Bidding Act by refining procedures for public construction projects
- The Safe Neighborhoods Act is designed to give property owners a structured, narrow avenue of recourse
- that's going to be called the Oklahoma Safe Neighborhoods Act, when, in fact... ...an act that's going
- It's just, if the city is attempting to good-faith enforce its laws, then this act wouldn't come into
- officials, the fair judges.
Keywords:
counties, county officers, education, training, sunset law, county purchasing, procurement practices, budget management, public accountability, emergency procurement, reverse auction, bidding process, competitive bidding, public procurement, city council regulations, public works, bidding procedures, construction contracts, transparency, public trust
Summary:
The Senate Local and County Government Committee heard and advanced several House bills focused on local government bidding, audits, ordinance publication, and county fair boards. House Bill 3418, which updates the Public Competitive Bidding Act for public construction projects and school district contracts, was amended to clarify that public agencies may still conduct preliminary procurement activities such as market research and vendor outreach; it then passed 9-0. House Bill 3463, requested by the state auditor, changes audit requirements for small municipalities under 2,500 people by moving from a biannual to an annual financial statement audit or agreed-upon procedures engagement and shortening the filing deadline; it passed 9-0. House Bill 3002 extends the sunset on the Commission on County Government, Personnel, Education, and Training to 2031 and passed 8-0. House Bill 4303 extends the deadline for municipalities to publish ordinances from 15 to 30 days and passed 8-0. House Bill 3919 would allow counties to replace the current nine-member Free Fair Association board with a five-member board elected from commissioner districts and at-large seats; it passed 8-0. House Bill 3416, also developed with the state auditor and other stakeholders, would let counties use quotes for certain smaller purchases instead of a full bidding process while keeping documentation and safeguards; it passed 7-1. House Bill 3417 would require cities and towns to follow the state competitive bidding laws and not bypass those standards through local rules; it passed 7-1.
House Bill 3985, the Safe Neighborhoods Act, drew the most debate. The bill would give property owners in municipalities over 130,000 population a narrow path to seek compensation if a city adopts a policy or practice of not enforcing certain public safety laws, including laws against illegal camping, loitering, panhandling, public intoxication, drug use, and shoplifting, and that inaction reduces property values or forces mitigation costs. Supporters said it is meant to encourage enforcement of existing laws and protect business and property owners, while opponents argued it could burden under-resourced cities, criminalize vulnerable people, and rely on a questionable population threshold. The bill passed 7-2 after debate. Throughout the meeting, members also raised questions about felony and misdemeanor provisions in HB 3418, the cost and practicality of live video bid openings, and the use of a repealed statute reference in HB 3417, with the author saying he would provide follow-up clarification before floor consideration.