Video & Transcript Research : 'Fair Banking Act'

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US
Transcript Highlights:
  • . banking, including Senator Kramer's Fair Access to Banking Act.
  • Unfortunately, the GENIUS Act has the potential to devastate community banks all around this country.
  • Under the Genius Act, stablecoin issuers must already comply with the Bank Secrecy Act, including filing
  • The Bipartisan Safer Banking Act and this amendment would prohibit the banking agencies from debanking
  • We have very explicit anti-money laundering and Bank Secrecy Act laws that prevent banks from doing business
Bills: SB875
Summary: This meeting focused on the markup of the Genius Act and the FIRM Act, two significant pieces of legislation addressing stablecoin regulation and the financial industry's regulatory framework. The Chairman noted the importance of providing clarity to the digital asset community and protecting American consumers, while also promoting innovation and competition within the financial sector. Members of both parties expressed varying viewpoints, with some highlighting concerns related to national security and the potential risks associated with stablecoins.
OK

Oklahoma 2026 Regular Session

Conference Committee on Judiciary and Public Safety Oversight Apr 29th, 2026

Conference Committee on Judiciary and Public Safety Oversight

Bills: HB1851
Summary: In the Conference Committee for Judiciary and Public Safety Oversight, Reverend Shriver presented House Bill 1851. He described it as a consumer protection measure that would give consumers rights regarding auto-renewal on subscriptions. After the bill was introduced, the chair asked for questions, but none were raised. There was no debate on the measure. The committee then moved to open the bill for signature, with no further discussion or recorded vote in the transcript.
OK

Oklahoma 2026 Regular Session

Conference Committee on Judiciary and Public Safety Oversight Apr 15th, 2026

Conference Committee on Judiciary and Public Safety Oversight

Bills: HB1851
Summary: The Conference Committee on Judiciary and Public Safety Oversight met to take up Conference Committee Report No. 2 on House Bill 1851. Representative Shriver explained that the bill is a consumer protection measure aimed at giving consumers notice before annual subscriptions automatically renew, so they are reminded of upcoming charges and are aware they agreed to an annual subscription. Shriver also said the bill includes additional consumer protections to ensure people understand what they are agreeing to when signing up for such subscriptions. No questions or debate were raised during the meeting. After discussion, the chair opened the report for signatures, and the committee then adjourned.
AL

Alabama 2025 Regular Session

Alabama House Judiciary Committee Apr 16th, 2025

Judiciary

Transcript Highlights:
  • So that's the administrative procedures act.
  • I'm here to introduce HB476, the Alabama Right to Repair Act, HB476, the Alabama Right to Repair Act,
  • This bill is truly about restoring freedom and fairness to Alabama consumers and small businesses.
  • And it raises a lot of concerns for me about them having what is fair and reasonable.
  • Section two, this act shall become effective on October. Okay, y'all have heard the amendment.
LA

Louisiana 2026 Regular Session

Education Mar 18th, 2026

Education

Transcript Highlights:
  • I may be continuing along the same line here, but how do you have a bank or a But how do you have a bank
  • Thank you, Madam Acting Chair. Thank you, Representative. Thank you, Madam Acting Chair.
  • Thank you, Madam Acting Chair. Thank you, Ashley.
  • Thank you, Madam Acting Chair.
  • Thank you, Madam Acting Chair. Chair's legal. Acting Chair Amedee? No. Representative Broussard?
Summary: The committee first adopted prior meeting minutes and then heard HB 649 by Rep. Brass, which would create a statewide common application portal for dual enrollment programs. Brass and supporters said the bill would simplify a process that is now handled separately by each institution, reduce paperwork for counselors and families, and improve access and visibility for students. Questions focused on why an institution might opt out and how the portal would reach nontraditional students; Board of Regents staff said outreach and user-friendliness would be emphasized. The committee reported HB 649 favorably without objection. The committee then took up HB 807, also by Rep. Brass, to establish the Workforce Instructor Capacity Investment Program within LCTCS to help recruit and retain instructors for high-demand workforce programs. Testimony from River Parishes Community College, Dow, and the Louisiana Chemical Association described instructor shortages as a bottleneck for expanding training tied to major industrial investment, and said employer-sharing models can help. Members debated whether a new fund was necessary versus using existing systems, and the bill was amended to include LSU Eunice and Southern University at Shreveport among eligible two-year institutions. After discussion, the committee adopted the amendments and reported HB 807 favorably by a 13-1 vote. HB 285 by Chairman Bacala was next and would authorize school boards to enter cooperative agreements with credit unions, and by amendment, banks, to operate branches in high schools as part of financial literacy instruction. Supporters said the bill would clarify existing practice and expand hands-on financial education; questions centered on ethics, exclusivity, student solicitation, and whether other businesses should be included. The committee adopted the amendment and reported HB 285 with amendments. The committee then considered HB 28 by Rep. Owen, which creates a final-level appeal to BESE, or its designee, within 30 days for certain teacher certification applicants harmed by technical errors outside their control. After extensive debate about whether the existing Teacher Certification Appeals Council process was sufficient and whether the bill would override policy, the committee adopted an amendment and then reported HB 28 as amended by a 9-4 vote. Finally, the committee heard HB 268 by Rep. Carver, which would require career-related activities for public school students to be aligned more closely with high-wage, high-demand jobs and would add a K-5 career exposure requirement. Supporters said the bill would strengthen school-to-work connections and better prepare students for Louisiana’s workforce needs, while the school boards association opposed the K-5 expansion and said the bill should not divert attention from foundational instruction or exclude charter students. The committee had not yet concluded action on HB 268 by the end of the transcript.
OK

Oklahoma 2026 Regular Session

Government Oversight Apr 16th, 2026

Government Oversight

Transcript Highlights:
  • $75,000, but it's going to make tourism and recreation exempt from the Oklahoma Central Purchasing Act
Bills: SB1365, SB2139
Summary: The Government Oversight committee met briefly with a prayer and then heard two Senate bills. Senate Bill 1365, presented by Representative Townley, updates and modernizes statutory language for the tourism promotional fund, caps the fund at $75,000, and exempts tourism and recreation purchases from the Oklahoma Central Purchasing Act so tourism venues such as golf courses and lodges can keep stock on hand without procurement delays. After a do pass motion and no debate, the committee approved the bill 7-4 and reported it out. Representative Kelly then presented Senate Bill 2139, which provides clarifying language to Senate Bill 1617 from 2024. Kelly said it resulted from a year of research and stakeholder discussion and had passed unanimously in the Senate. The committee moved the bill with no questions or debate and approved it 11-0. The chair then thanked members for their work and adjourned the meeting, noting it was likely the last meeting.
OK

Oklahoma 2026 Regular Session

Banking, Financial Services and Pensions REVISED: HB1182 - Removed Feb 17th, 2026 at 03:00 pm

Banking, Financial Services and Pensions

Transcript Highlights:
  • So this is a bill we're calling the Fair Banking Act.
  • Chair, to the author, will this negatively affect any Oklahoma bank chartered or working in Oklahoma
  • banks?
  • So we're really just talking about affecting those big national banks. Follow up. Thank you, Mr.
  • We'll show you out of banking. Thank you. Okay, thank you. Thank you. Okay, thank you members.
LA

Louisiana 2026 Regular Session

Civil Law and Procedure Apr 22nd, 2026

Civil Law and Procedure

Transcript Highlights:
  • When we talk about banking, pipelines, or foreign adversaries, the debate can quickly get hot-blooded
  • Are we providing fair process to our citizens? And what purposes do we allow expropriation for?
  • This one is strictly related to violations of our state False Claims Act.
  • It's very limited in purpose to only allegations arising under that act.
  • It's not... ...limited in purpose to only allegations arising under that act.
TX

Texas 89th Regular

Pensions, Investments & Financial Services May 19th, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • And I think that's a fair opinion. Sir, for me, it's not about the money; it's about the integrity.
  • Salinas ISD neither do we, and I mean so just picking out the most recent bond issue and acting like
  • Endeavors outside of those core functions, like running one or more public banks, siphon away finite
  • , but I was just going to be curious as to what services and to what level of involvement a public bank
  • What we all understand and basically know about what our banking system is all about.
Bills: SB414, SB621, SB2395
OK

Oklahoma 2026 Regular Session

Government Oversight Mar 3rd, 2026 at 10:30 am

Government Oversight

Transcript Highlights:
  • A fair point.
  • This is the Fair Banking Act. Basically, it prevents adverse actions when people are engaged.
  • The bank must then comply with the requirements of the lender or the bank, I should say, to comply.
  • Actually, they coexist today on a national level, whether you're talking about the banking secrecy act
  • OK, so this doesn't affect their own individual relationships with banks, Bank of America for instance
OK

Oklahoma 2026 Regular Session

Local and County Government Apr 7th, 2026 at 02:00 pm

Local and County Government

Transcript Highlights:
  • This one updates the Public Competitive Bidding Act by refining procedures for public construction projects
  • The Safe Neighborhoods Act is designed to give property owners a structured narrow avenue of recourse
  • that's going to be called the Oklahoma Safe Neighborhoods Act, when in fact it's going to criminalize
  • It's just if the city is attempting to good faith enforce its laws, then this act wouldn't come into
  • officials, the fair judges.
OK

Oklahoma 2026 Regular Session

Local and County Government Apr 7th, 2026

Local and County Government

Transcript Highlights:
  • This one updates the Public Competitive Bidding Act by refining procedures for public construction projects
  • The Safe Neighborhoods Act is designed to give property owners a structured, narrow avenue of recourse
  • that's going to be called the Oklahoma Safe Neighborhoods Act, when, in fact... ...an act that's going
  • It's just, if the city is attempting to good-faith enforce its laws, then this act wouldn't come into
  • officials, the fair judges.
Summary: The Senate Local and County Government Committee heard and advanced several House bills focused on local government bidding, audits, ordinance publication, and county fair boards. House Bill 3418, which updates the Public Competitive Bidding Act for public construction projects and school district contracts, was amended to clarify that public agencies may still conduct preliminary procurement activities such as market research and vendor outreach; it then passed 9-0. House Bill 3463, requested by the state auditor, changes audit requirements for small municipalities under 2,500 people by moving from a biannual to an annual financial statement audit or agreed-upon procedures engagement and shortening the filing deadline; it passed 9-0. House Bill 3002 extends the sunset on the Commission on County Government, Personnel, Education, and Training to 2031 and passed 8-0. House Bill 4303 extends the deadline for municipalities to publish ordinances from 15 to 30 days and passed 8-0. House Bill 3919 would allow counties to replace the current nine-member Free Fair Association board with a five-member board elected from commissioner districts and at-large seats; it passed 8-0. House Bill 3416, also developed with the state auditor and other stakeholders, would let counties use quotes for certain smaller purchases instead of a full bidding process while keeping documentation and safeguards; it passed 7-1. House Bill 3417 would require cities and towns to follow the state competitive bidding laws and not bypass those standards through local rules; it passed 7-1. House Bill 3985, the Safe Neighborhoods Act, drew the most debate. The bill would give property owners in municipalities over 130,000 population a narrow path to seek compensation if a city adopts a policy or practice of not enforcing certain public safety laws, including laws against illegal camping, loitering, panhandling, public intoxication, drug use, and shoplifting, and that inaction reduces property values or forces mitigation costs. Supporters said it is meant to encourage enforcement of existing laws and protect business and property owners, while opponents argued it could burden under-resourced cities, criminalize vulnerable people, and rely on a questionable population threshold. The bill passed 7-2 after debate. Throughout the meeting, members also raised questions about felony and misdemeanor provisions in HB 3418, the cost and practicality of live video bid openings, and the use of a repealed statute reference in HB 3417, with the author saying he would provide follow-up clarification before floor consideration.