Transcript Highlights:

• Welcome to Business and Insurance.
• I mean, that is the contention that I've heard from insurance companies.
• And I get a discount through the insurance program that I use with my optometrist.
• The insurance commissioner has been involved all the way back in 24.
• That concludes business and insurance.

Bills: SB1303 , SB1343 , SB1435 , SB1438 , SB1444 , SB1641 , SB1765 , SB1916 , SB2067

Committee: Senate Business and Insurance

Keywords: workers' compensation, workers comp, Oklahoma Workers' Compensation Commission, Administrative Workers' Compensation Act, self-insurance guaranty fund, multiple injury trust fund, physician advisory committee, advisory council on workers' compensation, workers' compensation court, insurance, employer liability, self-insured employer, fund transfer, records transfer, agency reorganization, statutory cleanup, technical corrections, Title 85A, SB1343, Vision Plan Contractual Requirements Act

Transcript Highlights:

• This is a meeting of the Insurance Committee. Today is May 13th, 2026.
• This is a meeting of the Insurance Committee.
• I do have a lot of experience as a lawyer with health insurance in particular and insurance in general
• I do have a lot of experience as a lawyer with health insurance in particular and insurance in general
• I do have a lot of experience as a lawyer with health insurance in particular and insurance in general

Bills: SB511 , SB512 , HB591 , HB909 , HB938 , HB1154 , HB1187

Committee: Senate Insurance

Keywords: automobile repairs, insurance transparency, repair shop liability, non-OEM parts, policyholder rights, automobile insurance, appraisal process, insurance policyholders, dispute resolution, claim valuation, behavioral health, crisis services, mental health care, insurance coverage, healthcare access, pharmacy benefit managers, reimbursement standards, local pharmacies, drug pricing, regulation

Transcript Highlights:

• The bill would add a new requirement to the insurance code for life insurers to send written notice of
• The bill would require life insurers that deliver individual life insurance policies...
• Council of Life Insurers.
• fraud and crimes.
• insurance program, to the private flood insurance and the availability of that.

Bills: HB2428 , HB2399 , HB2087

Committee: House Consumer Protection & Business

Keywords: life insurance, policy lapse, policy cancellation, nonpayment of premium, premium grace period, lapse notice, termination notice, third-party notice, third-party designee, beneficiary protection, consumer protection, insurance regulation, insurer notice requirements, policyholder, beneficiary, Washington RCW, insurance code, unintentional lapse, coverage continuation, premium delinquency

Transcript Highlights:

• Senate Bill 1920 is a government modernization of the bill that modernizes the Oklahoma Insurance law

Bills: SB1684 , SB1443 , SB1447 , SB378 , SB1920

Committee: House Insurance

Keywords: SB1684, Oklahoma Highway Remediation and Cleanup Services Act, highway cleanup, roadway remediation, tow truck, wrecker service, liability insurance, DEQ, Department of Environmental Quality, motor vehicles, licensing, public safety, cleanup operators, roadside services, commercial towing, insurance requirement, license fee, revocation, suspension, Turnpike Authority

Transcript Highlights:

• This specifies that the requirement for an insurer to provide the insured with certain information about
• This is the bill modifying the insurance fraud program administered by the Insurance Commissioner.
• It also establishes a new crime of insurance fraud, punishable as a Class B felony with a 10-year statute
• Next is an amendment by representative... new crime of insurance fraud punishable as a Class B felony
• With this bill we are setting up a Washington Travel Insurance Act, and with this new line of insurance

Bills: SB6178 , SB5831

Committee: House Consumer Protection & Business

Keywords: SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured, restoration contractor, mitigation contractor, public adjuster, insurance commissioner, claims handling, consumer protection, void and unenforceable, Washington insurance code, chapter 48 RCW, civil penalty

Transcript Highlights:

• It does this by turning what is the definition of insurance fraud for purposes of the insurance fraud
• It does this by turning what is the definition of insurance fraud for purposes of the insurance fraud
• impact the insurance industry or insurance consumers or beneficiaries beyond insurance fraud to furnish
• Insurance fraud drives up premiums for everyone.
• Section 3 creates new insurance fraud language and makes a person guilty of insurance fraud if they knowingly

Bills: SB6178 , SB5831

Committee: House Consumer Protection & Business

Keywords: SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured, restoration contractor, mitigation contractor, public adjuster, insurance commissioner, claims handling, consumer protection, void and unenforceable, Washington insurance code, chapter 48 RCW, civil penalty

Transcript Highlights:

• However, they're not insurance professionals.
• The insurance industry, as well as consumer protection groups that protect against fraud and the Washington
• You won't have to worry about anything with the insurance company.
• The third week of May of every year, the National Insurance Crime Bureau nationally has Contractor Fraud
• litigation against their own insurance companies for over a decade.

Bills: SB5831 , SB6178

Committee: House Consumer Protection & Business

Keywords: mortgage modification, uniform regulations, homeowners, financial stability, foreclosure prevention, SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured, restoration contractor, mitigation contractor, public adjuster, insurance commissioner, claims handling

Transcript Highlights:

• Members, this is about the right to appraisal for home and auto insurance, and I move passage.
• or casualty insurance policies.
• This is a practice of forced bundling of home and auto insurance.
• Additional 30 days to enroll their newborns on the health insurance plan. I move passage.
• To create another lake, does it create an insurance of water? No.

Bills: SB4 , SB23 , SB3 , SJR2 , SJR85 , SB34 , SB60 , SB75 , SB706 , SB1814 , SB1220 , SB523 , SB565 , SB1253 , SB840 , SB764 , SB2383 , SB2155 , SB1535 , SB1405 , SB1423 , SB1566 , SB1804 , SB1728 , SB1816 , SB1952 , SB1948 , SB2037 , SB2068 , SB1455 , SB213 , SB243 , SB627 , SB646 , SB670 , SB896 , SB917 , SB1184 , SB971 , SB1255 , SB1261 , SB1283 , SB1358 , SB991 , SB1733 , SB21 , SB231 , SB739 , SB1252 , SB1371 , SB664 , SB40 , SB9 , SJR1 , SB687 , SB1332 , SB458 , SB482 , SB927 , SB984 , SB651 , SB1620 , SB2124 , SB2448 , SB841 , SB843 , SB402 , SB2662 , SB2053 , SB2332 , SB2112 , SB745 , SB1247 , SB1789 , SB27 , SB207 , SB2938 , SB1901 , SB1227 , SB1248 , SB912 , SB1321 , SB2143 , SB2145 , SB1497 , SB1239 , SB2180 , SB1388 , SB1662 , SB1951 , SB1537 , SB493 , SB378 , SB1020 , SB1018 , SB992 , SB958 , SB920 , SB1350 , SB1762 , SB552 , HCR109 , SB2185 , SB4 , SB23 , SB3 , SJR2 , SJR85 , SB34 , SB60 , SB75 , SB706 , SB1814 , SB1220 , SB523 , SB565 , SB1253 , SB840 , SB764 , SB2383 , SB2155 , SB1535 , SB1405 , SB1423 , SB1566 , SB1804 , SB1728 , SB1816 , SB1952 , SB1948 , SB2037 , SB2068 , SB1455 , SB213 , SB243 , SB627 , SB646 , SB670 , SB896 , SB917 , SB1184 , SB971 , SB1255 , SB1261 , SB1283 , SB1358 , SB991 , SB1733 , SB21 , SB231 , SB739 , SB1252 , SB1371 , HB2970 , HB 109 , SB2308

Keywords: property tax, homestead exemption, school funding, state aid, constitutional amendment, elderly, disabled, ad valorem taxation, school district funding, SJR 2, Senate Joint Resolution 2, property tax relief, school property tax, ad valorem tax, residence homestead, school district taxes, Texas Constitution Article VIII, public school finance, homeowner exemption, elderly exemption

Bills: SB66 , SB74 , SB72 , SB149 , SB168 , SB66 , SB74 , SB72 , SB149 , SB168

Committee: Senate Education Policy

Keywords: University of Montevallo, trustees, board governance, terms of office, quorum, education, teacher support, loan assistance, acute shortage, Alabama teachers, higher education, adult learners, grant program, education funding, eligibility requirements, teacher certification, military veterans, temporary teaching certificate, workforce development, K-12 education

Transcript Highlights:

• Horn, staff to this committee, briefing you on Senate Bill 5109, which concerns the mortgage lending fraud
• the time of recording each deed of trust, and that $1 surcharge is to support the mortgage lending fraud
• Revenues from the mortgage lending fraud prosecution account are used by the Department of Financial
• I'm not sure if that was supposed to be operationalized into fraud mitigation in this sense.
• I'm not sure if that was supposed to be operationalized into fraud mitigation in this sense.

Bills: SB5109 , SB5835 , SB6065

Committee: House Appropriations

Keywords: mortgage lending, fraud, prosecution, financial regulations, consumer protection, retirement, lump sum payment, benefits, pension, financial security, SB 6065, school district transportation, transportation vehicle fund, pupil transportation, school buses, electric school buses, zero-emission buses, bus fleet electrification, charging stations, vehicle replacement

Transcript Highlights:

• provide civil penalties against folks who are using artificial intelligence for phishing and other fraud

Bills: SB1540 , SB2610 , SB2373

Committee: House Delivery of Government Efficiency

Keywords: election officials, confidentiality, personal information, government transparency, public safety, cybersecurity, data breach, breach of system security, exemplary damages, punitive damages, liability shield, safe harbor, small business, mid-sized business, Texas Business & Commerce Code, sensitive personal information, personal identifying information, identity theft, fraud prevention, NIST

Transcript Highlights:

• , so they have to put an additional insurance provider on their policy to insure the manufactured and
• Insurance Federation. Mass. Insurance Federation. Thank you, Chair Feeney.
• on hold with the insurer.
• And when they are insured, they're insured with actual cash value policies, is not replace.
• And the insurance companies do not give you any reason why they're raising the insurance.

Bills: S2732 , S2738 , S2739

Committee: Joint Joint Committee on Financial Services

Keywords: healthcare, direct primary care, insurance, referrals, network providers, payment denial, insurance costs, manufactured homes, homeowners insurance, affordability, state regulations, insurance market, consumer protection, mobile homes, firefighting, water supply, cistern program, rural areas, urban interface, state funding

Transcript Highlights:

• in there specific to the preventative service side, this doesn't allow for a future office, the insurance
• I'm also concerned at how the DOH could unilaterally just make a decision and compel insurance mandates
• on vaccines, which would... compel insurance mandates on vaccines, which would completely bypass the
• will read: House Bill 1152, Firearms Storage; House Bill 1250; House Bill 2604, vehicle transfers to insure
• will read: House Bill 1152, Firearms Storage; House Bill 1250; House Bill 2604, vehicle transfers to insure

Bills: HB1160 , HB1289 , HB1339 , HB1798 , HB1002 , HB1065 , HB1155 , HB1916 , HB2264 , HB1078 , HB1687 , HB1701 , HB1717 , HB1795 , HB1859 , HB2088 , HB2091 , HB2107 , HB2109 , HB2110 , HB2113 , HB2124 , HB2125 , HB2133 , HB2134 , HB2140 , HB2151 , HB2152 , HB2155 , HB2165 , HB2185 , HB2191 , HB2205 , HB2211 , HB2219 , HB2228 , HB2229 , HB2230 , HB2235 , HB2238 , HB2242 , HB2245 , HB2249 , HB2253 , HB2254 , HB2269 , HB2272 , HB2283 , HB2304 , HB2317 , HB2340 , HB2343 , HB2385 , HB2406 , HB2417 , HB2426 , HB2445 , HB2452 , HB2472 , HB2492 , HB2501 , HB2531 , HB2574 , HB2606 , HB2664 , HB1160 , HB1289 , HB1339 , HB1798 , HB1065 , HB1717 , HB1795 , HB1859 , HB2107 , HB2113 , HB2124 , HB2125 , HB2133 , HB2134 , HB2140 , HB2151 , HB2155 , HB2165 , HB2185 , HB2191 , HB2205 , HB2211 , HB2219 , HB2242 , HB2245 , HB2253 , HB2283 , HB2317 , HB2343 , HB2385 , HB2406 , HB2417 , HB2426 , HB2501 , HB2531 , HB2574 , HB2606 , HB1170 , HB1544 , HB1834 , HB2111 , HB2156 , HB2188 , HB2199 , HB2206 , HB2296 , HB2360 , HB2436 , HB2471 , HB2478 , HB2510 , HB2525 , HB2532 , HB2543 , HB2605 , HB2624 , HJM4012 , HB1759

Keywords: design review, local government, land use, zoning, project permits, housing density, middle housing, affordable housing, parking minimums, single-family zoning, infill development, growth management, comprehensive plan, permit streamlining, objective development regulations, architectural review, administrative review, transit-oriented development, accessory dwelling units, ADU

Bills: HB1160 , HB1289 , HB1339 , HB1798 , HB1002 , HB1065 , HB1155 , HB1916 , HB2264 , HB1078 , HB1687 , HB1701 , HB1717 , HB1795 , HB1859 , HB2088 , HB2091 , HB2107 , HB2109 , HB2110 , HB2113 , HB2124 , HB2125 , HB2133 , HB2134 , HB2140 , HB2151 , HB2152 , HB2155 , HB2165 , HB2185 , HB2191 , HB2205 , HB2211 , HB2219 , HB2228 , HB2229 , HB2230 , HB2235 , HB2238 , HB2242 , HB2245 , HB2249 , HB2253 , HB2254 , HB2269 , HB2272 , HB2283 , HB2304 , HB2317 , HB2340 , HB2343 , HB2385 , HB2406 , HB2417 , HB2426 , HB2445 , HB2452 , HB2472 , HB2492 , HB2501 , HB2531 , HB2574 , HB2606 , HB2664 , HB1160 , HB1289 , HB1339 , HB1798 , HB1065 , HB1717 , HB1795 , HB1859 , HB2107 , HB2113 , HB2124 , HB2125 , HB2133 , HB2134 , HB2140 , HB2151 , HB2155 , HB2165 , HB2185 , HB2191 , HB2205 , HB2211 , HB2219 , HB2242 , HB2245 , HB2253 , HB2283 , HB2317 , HB2343 , HB2385 , HB2406 , HB2417 , HB2426 , HB2501 , HB2531 , HB2574 , HB2606 , HB1170 , HB1544 , HB1834 , HB2111 , HB2156 , HB2188 , HB2199 , HB2206 , HB2296 , HB2360 , HB2436 , HB2471 , HB2478 , HB2510 , HB2525 , HB2532 , HB2543 , HB2605 , HB2624 , HJM4012 , HB1759

Keywords: design review, local government, land use, zoning, project permits, housing density, middle housing, affordable housing, parking minimums, single-family zoning, infill development, growth management, comprehensive plan, permit streamlining, objective development regulations, architectural review, administrative review, transit-oriented development, accessory dwelling units, ADU

Transcript Highlights:

• The requirements we have for jobs here, such as insurance and other factors, are not required for companies
• I am fortunate to have health care insurance through my employer, but if I didn't, my family and I would
• government spending, while public employees currently have some protection when reporting criminal fraud
• It's not illegal or fraud, but I think we need to be alerted.
• So we've set up sort of an organization under the governor's purview that would look at fraud, waste,

Bills: HB551 , HB 1281 , HB1378 , HB1617 , HB2868 , HB2881 , HB3374 , HB4439 , HB4726 , HB4732 , HB4878 , HB4914 , HB4921 , HB4958 , HB5200 , HB5318 , HB5360 , HB5402 , HB5568 , HB5573 , HB5623 , HJR218

Committee: House State Affairs

Keywords: political contributions, address privacy, Texas Ethics Commission, election transparency, campaign finance, international organizations, World Health Organization, jurisdiction, state law, enforcement, United Nations, World Economic Forum, attorney general, Texas attorney general, state sovereignty, legal enforcement, Texas Attorney General, electric energy storage, municipal regulation, county regulation

Bills: HB551 , HB 1281 , HB1378 , HB1617 , HB2868 , HB2881 , HB3374 , HB4439 , HB4726 , HB4732 , HB4878 , HB4914 , HB4921 , HB4958 , HB5200 , HB5318 , HB5360 , HB5402 , HB5568 , HB5573 , HB5623 , HJR218

Committee: House State Affairs

Keywords: political contributions, address privacy, Texas Ethics Commission, election transparency, campaign finance, international organizations, World Health Organization, jurisdiction, state law, enforcement, United Nations, World Economic Forum, attorney general, Texas attorney general, state sovereignty, legal enforcement, Texas Attorney General, electric energy storage, municipal regulation, county regulation

Transcript Highlights:

• All right, welcome to the Senate Committee on Insurance.
• And number four, the health insurance insurers shall include in the notification how the insurer is utilizing
• And number four, the health insurance insurers shall include in the notification how the insurer is utilizing
• regarding insurance.
• For health insurers and for life insurers, it really keeps that the same, the rest of it the same.

Bills: HB591 , HB765 , HB826 , HB870 , HB938 , HB1151 , HB1162 , HB1176 , HB1196 , HB1236 , HB1241

Committee: Senate Insurance

Keywords: liability insurance, coverage defenses, direct action, judgment enforcement, legal procedures, insurance referrals, compensation, non-licensed agents, consumer protection, insurance products, HB 870, Act 907, Louisiana insurance, health insurance, prescription drugs, generic drugs, biosimilars, formulary placement, drug formulary, cost-sharing

Transcript Highlights:

• It also requires insurers that deliver or issue individual life insurance policies to notify the applicant
• benefit under property insurance coverage is assigned or transferred from the insured to another, and
• of travel insurance, licensing a limited lines travel insurance producer, registering travel retailers
• under the insurance code for acts committed by any unlicensed... ...travel insurance producer would
• insurers, and authorized insurers, and even the people who... ...insurers and authorized insurers and

Bills: HB2428 , HB2399 , HB2087 , HB2629 , HB2483 , HB2477

Committee: House Consumer Protection & Business

Keywords: life insurance, policy lapse, policy cancellation, nonpayment of premium, premium grace period, lapse notice, termination notice, third-party notice, third-party designee, beneficiary protection, consumer protection, insurance regulation, insurer notice requirements, policyholder, beneficiary, Washington RCW, insurance code, unintentional lapse, coverage continuation, premium delinquency

Transcript Highlights:

• Insurance coverage isn't a part of it. Okay.
• You would lose things like insurance coverage if they didn't change the way they pay their dues.
• Because when an insurance company gets involved, that's where the sticky parts come.
• It clarifies that insurers may only be subject to one local insurance premium tax for that same risk.
• It clarifies that insurers may only be subject to one local insurance premium tax for that same risk.

Bills: SCR59 , SCR70 , HR275 , HR279 , HR282 , HR289 , HR307 , HCR112 , SCR61 , SCR62 , SCR64 , SB121 , HR310 , HR314 , HR316 , HR317 , HR321 , HCR117 , SCR5 , SCR29 , SCR33 , SCR37 , SCR63 , SCR30 , SCR40 , SCR65 , HCR3 , HCR49 , HCR66 , HCR67 , HB54 , HB137 , HB321 , HB368 , HB386 , HB414 , HB431 , HB552 , HB555 , HB578 , HB590 , HB593 , HB618 , HB638 , HB670 , HB692 , HB707 , HB708 , HB715 , HB718 , HB732 , HB741 , HB748 , HB776 , HB796 , HB807 , HB822 , HB848 , HB856 , HB887 , HB888 , HB917 , HB921 , HB1082 , HB1243 , HB1246 , HB1 , HB2 , HB42 , HB45 , HB71 , HB79 , HB126 , HB133 , HB159 , HB213 , HB218 , HB222 , HB289 , HB291 , HB312 , HB313 , HB324 , HB352 , HB383 , HB398 , HB403 , HB429 , HB457 , HB459 , HB549 , HB571 , HB579 , HB591 , HB608 , HB616 , HB624 , HB766 , HB769 , HB783 , HB804 , HB864 , HB874 , HB909 , HB951 , HB971 , HB983 , HB1005 , HB1017 , HB1051 , HB1056 , HB1126 , HB1186 , HB1193 , HB1223 , HB1224 , HB1235 , HB1249 , SB259 , SB295 , SB312 , SB348 , SB444 , SB485 , SB441 , SB149 , HB359 , SB29 , SB43 , SB78 , HB463 , HB998 , SB197 , SB268 , SB123 , SB276 , SB326 , SB80 , HB901 , HR20 , HR74 , HCR65 , HCR71 , HCR98 , HB284 , HB306 , HB341 , HB366 , HB393 , HB458 , HB577 , HB603 , HB605 , HB614 , HB625 , HB646 , HB733 , HB752 , HB773 , HB798 , HB911 , HB955 , HB996 , HB1035 , HB1069 , HB1113 , HB1140 , HB1180 , HB1191 , HB1240 , HB1255 , SB82 , SB89 , SB97 , SB479 , HB74 , HB119 , HB134 , HB210 , HB258 , HB468 , HB784 , HB870 , HB953 , HB956 , HB1117 , HB1236 , SB42 , SB208 , SB217 , SB274 , SB300 , SB341 , SB379 , SB382 , SB387 , SB401 , SB449 , SB487

Keywords: Major Richard Star Act, veterans, military retirement, disability compensation, VA benefits, combat-wounded, medically retired, military retirees, service members, veterans benefits, Department of Veterans Affairs, Department of Defense, concurrent receipt, retirement offset, combat-related disability, bipartisan support, memorial resolution, Congressional memorial, Louisiana delegation, Richard Star

Transcript Highlights:

• know, I'm hearing from families that are saying we're struggling with the cost of groceries and insurance

Bills: HB1160 , HB1289 , HB1339 , HB1798 , HB1065 , HB2113 , HB2124 , HB2125 , HB2134 , HB2140 , HB2185 , HB2191 , HB2205 , HB2219 , HB2245 , HB2283 , HB2343 , HB2406 , HB2501 , HB2574 , HB1544 , HB1834 , HB2156 , HB2188 , HB2206 , HB2478 , HJM4012 , HB1104 , HB1152 , HB1254 , HB1443 , HB1982 , HB2006 , HB2179 , HB2203 , HB2297 , HB2322 , HB2329 , HB2379 , HB2388 , HB2399 , HB2462 , HB2464 , HB2495 , HB2544 , HB2551 , HB2636 , HB2192 , HB2251 , HB2262 , HB2266 , HB2298 , HB2320 , HB2323 , HB2351 , HB2401 , HB2405 , HB2442 , HB2523 , HB2593 , HB2632 , HB2661 , HB1496 , HB1898 , HB2095 , HB2157 , HB2225 , HB2274 , HB2311 , HB2325 , HB2333 , HB2476 , HB2508 , HB2552 , HB1343 , HB1634 , HB1707 , HB1906 , HB1909 , HB2196 , HB2244 , HB2339 , HB2361 , HB2384 , HB2389 , HB2410 , HB2468 , HB2475 , HB2521 , HB2548 , HB2619 , HB2637 , HB2720 , HB1160 , HB1289 , HB1339 , HB1798 , HB1065 , HB2125 , HB2134 , HB2140 , HB2185 , HB2191 , HB2205 , HB2245 , HB2283 , HB2343 , HB2406 , HB2501 , HB1544 , HB1834 , HB2188 , HB2206 , HB2478 , HJM4012 , HB1104 , HB1152 , HB1254 , HB1443 , HB1982 , HB2006 , HB2297 , HB2322 , HB2329 , HB2379 , HB2388 , HB2399 , HB2462 , HB2495 , HB2544 , HB2551 , HB2636 , HB2192 , HB2262 , HB2298 , HB2351 , HB2401 , HB2442 , HB2593 , HB2661 , HB1496 , HB1898 , HB2095 , HB2157 , HB2225 , HB2311 , HB2325 , HB2552 , HB1343 , HB1634 , HB1707 , HB2361 , HB2389 , HB2410 , HB2468 , HB2521 , HB2619 , HB2720 , HB1295 , HB1591 , HB2092 , HB2168 , HB2176 , HB2248 , HB2255 , HB2281 , HB2438 , HB2590 , HB2610 , HB2650 , HB2685 , HB1526 , HB1960 , HB2236 , HB2364 , HB2416 , HB1073

Keywords: design review, local government, land use, zoning, project permits, housing density, middle housing, affordable housing, parking minimums, single-family zoning, infill development, growth management, comprehensive plan, permit streamlining, objective development regulations, architectural review, administrative review, transit-oriented development, accessory dwelling units, ADU