Transcript Highlights:

• They want to know what they're going to have to pay.
• They want to know what they're going to have to pay.
• And then our Medicaid program outside of ATRIP pays it.
• It's tied to Medicare and actually pays less than what Medicare pays, so that's why we have to have this
• and actually pays less than Medicare and actually pays less than what<00:51:31.119> Medicare<

Keywords: 00:00 Call to Order/Roll Call 00:16 Consideration of Referred Administrative Regulations 25:49 Discussion of Hospital Rate Improvement Plan 58:50 Adjournment, 958, all

Summary: The committee began by reviewing a large slate of administrative regulations and explaining that it does not approve regulations but can find them deficient and send them back for further work. Members then asked questions on several items, including EMS reciprocity, dental hygienist licensure, and interpreter licensure. The EMS board explained that reciprocity would extend to applicants from any state, not just contiguous states, because the underlying statute had been amended. On the dental regulation, staff said the changes mainly clarified licensure requirements, reinstatement fees, and that dental hygienists administering local anesthetic must do so under direct dentist supervision. The most extended discussion involved the Board of Interpreters for the Deaf and Hard of Hearing. The board chair said the main concern was that the EIPA is an educational specialty assessment, not a nationally recognized certification, yet the regulation would allow it to support full licensure. Members discussed whether that could let educational interpreters work outside their intended scope and whether a separate educational license or statutory change would be more appropriate. The board said it did not think the regulation could be fixed further at this point and suggested a statute could create a narrower educational interpreter license. After discussion, the committee voted to defer both related interpreter regulations, 201 KAR 39:030 and the companion regulation, for further work. The committee then took up two community mental health regulations, 907 KAR 1:044 and 907 KAR 5:005, which had been found deficient in Administrative Regulations. Department for Medicaid Services staff said the rules would expand and rename the mental health associate role as a behavioral health associate, making the role available in many more facilities, but would also require additional coursework or progress toward licensure. Some members and providers raised access-to-care concerns, especially for rural areas and unlicensed staff already working in the field. Staff said the proposal had been revised through work with CMHCs and licensing boards, but the committee ultimately voted to defer both regulations as well. After finishing the regulation review, the committee heard a presentation from the Kentucky Hospital Association on the ATRIP hospital rate improvement program. Hospital representatives said ATRIP is a Medicaid state-directed payment program funded through a provider tax and federal matching dollars, allowing hospitals to receive payments tied to quality measures. They reported improvements including lower Medicaid readmissions, high sepsis screening rates, reduced infections and opioid prescribing, expanded postpartum depression and suicide screening, and training for more than 1,000 people. They said the program has helped hospitals invest in staffing and quality improvement and warned that without it, many hospitals would face severe financial strain.

Transcript Highlights:

• know that are taken out and go we pay know that are taken out and go we pay $10<00:19:22.400>
• are asking for a deficit request to pay are asking for a deficit request to pay them<01:14:06.159
• money um to run their EOCC's uh to pay money um to run their EOCC's uh to pay their<01:14:18.400
• <01:14:56.400> back us for the $2.6 $6 million to pay back us for the $2.6 $6 million to pay
• having to pay those services. having to pay those services.

Keywords: Appropriations - Room 210; 21 January, 2026: 1:30 PM, 925, all

Summary: The subcommittee heard the Mississippi Department of Wildlife, Fisheries, and Parks present its FY27 budget request and discuss accomplishments from prior appropriations. The commissioner highlighted improved conservation officer retention after salary increases, continued training and wellness efforts, upgrades to state parks and cabins, expansion of tiny homes, fisheries stocking and youth fishing programs, ongoing chronic wasting disease testing, and the Museum of Natural Science’s recent accreditation. The agency said it wants to maintain parks and facilities so they do not deteriorate again, and it emphasized tourism and public access benefits. Budget staff then outlined the request: $21.7 million in general funds, including increases for state parks, the museum, law enforcement, and chronic wasting disease; $23.2 million in state support capital and education funds; and $86.99 million in special funds authority. Major capital requests included $18.8 million for state parks projects at several parks, $1.25 million for law enforcement facilities, $2 million for Lake Lamar Bruce improvements, and $1.125 million for mobile teaching vans. Members asked for more detail on general fund increases, proof that law enforcement salary enhancements reached field agents, more information on the tiny home program and its return on investment, the source of motor vehicle funds, and a breakdown of requested pins and vacancies. The committee also questioned the agency about chronic wasting disease, with the department saying the $400,000 request supports testing and research and that live testing is not yet reliable. Members raised concerns about prioritization of lake and park maintenance, especially Lake Claude Bennett, and whether the agency is too reactive rather than proactive in addressing deteriorating facilities. The department said funding limitations and federal restrictions on certain lake dollars drive its priorities, and that it focuses on the most-used parks and lakes. No votes or formal actions were taken in the meeting.

Transcript Highlights:

• Who's paying them? The county, Mr. Chair.
• All right, so the, so the county is paying for that security.
• And then the question is how do you, how do you use that money to pay claims.
• We've got to be able to pay them.
• I, I want to pay my attorneys. Um, and so those are the three things.

Transcript Highlights:

• As far as an ag retailer to be paying a lot of tax in on our.
• The consumers are still paying the sales tax and wherever they live, right?
• It's really them that's paying it. It's not really a loss to the state.
• I'd have to pay City of Houston sales tax even though I live in Lavaca County.
• If you use Avalara, every business is going to pay $2,500 in a processing fee.

Bills: HB134, HB135, HB 1109, HB 1243, HB1392, HB1399, HJR99, HB134, HB135

Keywords: sales tax, use tax, local tax, municipal tax, county tax, tax sourcing, place of business, principal business location, small business, retailer, marketplace seller, economic development agreement, Chapter 321, Chapter 323, Tax Code, Texas Comptroller, local sales and use tax, tax jurisdiction, order consummation, ship-to location

Transcript Highlights:

• An illegal immigrant would pay the same amount to go to what we call it.
• lowest pay rates in the nation for our state troopers.
• And do we want people here to work hard and pay taxes and become homeowners?
• You're going to be able to pay this. If you start education.
• but still far less. >> The new and I are paying to supervise criminals.

Keywords: 999, senate, all

Transcript Highlights:

• It's not the government that pays the government that pays the government that pays the tariffs.
• done, um the states end up what they've done, um the states end up paying anyway. paying anyway. paying
• Uh, this doesn't change any pay, change any pay, change any pay, compensation, qualifications, compensation
• Paying taxes on grocer, paying from. Paying taxes on grocer, paying from.
• Paying taxes on grocer, paying taxes on goods and services, paying taxes on goods and services, paying

Bills: HB 135, HCR 64, SCR 3, SCR 30, SB 500, SB 739, SB 816, SB 898, SB 1283, SB 1351, SB 1423, SB 1531, SB 1540, SB 1666, SB 1721, SB 1886, SB 1931, SB 2001, SB 2075, SB 2154, SB 2173, SB 2217, SB 2284, SB 2375, SB 2383, SB 2386, SB 2398, SB 2448, SB 2476, SB 2540, SB 2580, SB 2589, SB 2693, SB 2707, SB 2776, SB 2786, SB 2801, SB 2864, SB 2927, SJR 84, SCR 30, SB 243, SB 324, SB 393, SB 457, SB 511, SB 529, SB 547, SB 636, SB 646, SB 659, SB 715, SB 731, SB 735, SB 800, SB 801, SB 904, SB 1065, SB 1141, SB 1181, SB 1224, SB 1241, SB 1242, SB 1250, SB 1266, SB 1285, SB 1359, SB 1434, SB 1442, SB 1467, SB 1502, SB 1524, SB 1528, SB 1551, SB 1585, SB 1640, SB 1754, SB 1757, SB 1777, SB 1844, SB 1863, SB 1972, SB 2007, SB 2035, SB 2046, SB 2055, SB 2069, SB 2082, SB 2119, SB 2139, SB 2154, SB 2200, SB 2201, SB 2269, SB 2310, SB 2330, SB 2357, SB 2366, SB 2401, SB 2422, SB 2514, SB 2530, SB 2533, SB 2543, SB 2544, SB 2550, SB 2568, SB 2589, SB 2660, SB 2693, SB 2695, SB 2707, SB 2717, SB 2721, SB 2742, SB 2753, SB 2807, SB 2846, SB 2891, SB 2925, SB 2938, SJR 3, SJR 18, SB 5, SB 326, SB 767, SB 769, SB 783, SB 914, SB 963, SB 1035, SB 1197, SB 1271, SB 1415, SB 1437, SB 1619, SB 1637, SB 1786, SB 1806, SB 494, SB 530, SB 2312, SB 1, SB 260, HB 135, HB 1109, HB 1392, HB 22, HCR 64, SJR 36, SJR 50, SJR 63, SJR 84, SJR 59, SCR 12, SCR 39, SCR 48, SCR 19, SCR 30, SCR 3, SB 2023, SB 62, SB 666, SB 847, SB 284, SB 854, SB 1073, SB 810, SB 1505, SB 583, SB 1502, SB 507, SB 1434, SB 1376, SB 1585, SB 1772, SB 2016, SB 1163, SB 1122, SB 731, SB 397, SB 508, SB 1436, SB 287, SB 261, SB 1882, SB 393, SB 1791, SB 209, SB 2429, SB 1999, SB 511, SB 2309, SB 510, SB 1085, SB 1975, SB 2717, SB 1262, SB 1524, SB 636, SB 2056, SB 884, SB 517, SB 1200, SB 1845, SB 1863, SB 2681, SB 2200, SB 2199, SB 1757, SB 2458, SB 2201, SB 801, SB 2533, SB 3014, SB 3013, SB 758, SB 1721, SB 1013, SB 2797, SB 2383, SB 2119, SB 2448, SB 1777, SB 1283, SB 2076, SB 2786, SB 2876, SB 2284, SB 1540, SB 2929, SB 2540, SB 2595, SB 2217, SB 715, SB 500, SB 1640, SB 2001, SB 2514, SB 2753, SB 2398, SB 1241, SB 2927, SB 2173, SB 2538, SB 898, SB 1449, SB 2529, SB 2846, SB 2476, SB 986, SB 1181, SB 2075, SB 2154, SB 2864, SB 1359, SB 2386, SB 2550, SB 1351, SB 1423, SB 1931, SB 2245, SB 2589, SB 2707, SB 410, SB 2776, SB 2580, SB 1886, SB 1234, SB 739, SB 456, SB 1666, SB 2801, SB 2055, SB 1012, SB 2926, SB 2138, SB 1242, SB 2615, SB 2310, SB 1224, SB 2972, SB 2841, SB 3016, SB 2139, SB 1856, SB 2035, SB 1528, SB 1141, SB 2401, SB 2530, SB 2375, SB 547, SB 1266, SB 1373, SB 1467, SB 2069, SB 2269, SB 2480, SB 672, SB 904, SB 2695, SB 2891, SB 2422, SB 2543, SB 1854, SB 317, SB 2539, SB 2532, SB 2925, SB 1250, SB 2082, SB 2203, SB 457, SB 2357, SB 2721, SB 243, SB 1285, SB 2568, SB 1959, SB 1442, SB 1454, SB 2520, SB 2541, SB 1708, SB 1237, SB 1844, SB 1586, SB 1551, SB 3039, SB 2819, SB 66, SB 629, SB 1015, SB 2342, SB 2903, SB 2933, SB 1965, SB 2477, SB 3029, SB 2605, SB 2419, SB 1957, SB 375, SB 250, SB 777, SB 628, SB 2523, SB 2367, SB 2703, SB 2608, SB 2778, SB 3044, SB 2965, SB 2521, SB 865, HB 2525, HB 3093, SB 1032, SB 2165, SB 2501, SB 2675, SB 2452, SB 2835, SJR 84, SB 457, SB 547, SB 904, SB 1467, SB 1757, SB 1777, SB 2055, SB 2069, SB 2139, SB 2401, SB 2530, SB 2543, SB 2695, SR 349, SR 367, SR 468, SB 3064, SB 3065, HJR 7, HB 119, HB 130, HB 163, HB 166, HB 201, HB 272, HB 331, HB 380, HB 654, HB 694, HB 718, HB 865, HB 1266, HB 1397, HB 1500, HB 1552, HB 1576, HB 1583, HB 1584, HB 1760, HB 1894, HB 1965, HB 2018, HB 2029, HB 2286, HB 2340, HB 2427, HB 2455, HB 2467, HB 2508, HB 2523, HB 2730, HB 2756, HB 2791, HB 2970, HB 3016, HB 3096, HB 3248, HB 3255, HB 3336, HB 3623, HB 3698, HB 3699, HB 3803, HB 3804, HB 3805, HB 3806, HB 4129, HB 4187, HB 4236, HB 4238, HB 4643, HB 4738, HB 4739, HB 5333, SCR 3, SCR 30, SB 500, SB 739, SB 898, SB 1283, SB 1351, SB 1423, SB 1540, SB 1666, SB 1721, SB 1886, SB 1931, SB 2001, SB 2075, SB 2154, SB 2173, SB 2217, SB 2375, SB 2383, SB 2386, SB 2398, SB 2448, SB 2476, SB 2540, SB 2580, SB 2589, SB 2707, SB 2776, SB 2786, SB 2801, SB 2864, SB 2927, HB 135, HCR 64, SB 2284, SB 3064, SB 3065, HJR 7, HB 119, HB 130, HB 163, HB 166, HB 201, HB 272, HB 331, HB 380, HB 654, HB 694, HB 718, HB 865, HB 1266, HB 1397, HB 1500, HB 1552, HB 1576, HB 1583, HB 1584, HB 1760, HB 1894, HB 1965, HB 2018, HB 2029, HB 2286, HB 2340, HB 2427, HB 2455, HB 2467, HB 2508, HB 2523, HB 2730, HB 2756, HB 2791, HB 2970, HB 3016, HB 3096, HB 3248, HB 3255, HB 3336, HB 3623, HB 3698, HB 3699, HB 3803, HB 3804, HB 3805, HB 3806, HB 4129, HB 4187, HB 4236, HB 4238, HB 4643, HB 4738, HB 4739, HB 5333

Keywords: sales tax exemption, exotic animals, game animals, agriculture, livestock, gifted education, education support, student achievement, academic excellence, Texas education, cowboy culture, Bandera, cultural heritage, historical significance, Texas identity, Birding Capital, Matagorda County, wildlife, conservation, Texas Legislature

Transcript Highlights:

• pay through the state trust fund.
• Graduate students work for pay.
• And that's without paying for food, housing, or other necessities.
• "So this is how we pay rent. It's how we buy food for ourselves and for our families.
• These positions do not pay enough to save up for an extended period of unpaid leave.

Keywords: 995, all

Summary: The Joint Committee on Financial Services held a public hearing with about 43 witnesses and a 1:00 p.m. hard stop, and the chair repeatedly asked speakers to keep testimony to three minutes. Much of the hearing focused on S. 747/H. 1336, which would extend paid family and medical leave and unemployment insurance to graduate student workers. Supporters included legislators, union leaders, graduate workers from MIT, Harvard, BU, WPI, UMass Lowell, and others, and legal advocates. They argued graduate workers perform full-time teaching and research work, pay taxes, and should not be excluded from basic safety-net benefits; several witnesses described personal hardships involving childbirth, serious illness, mental health crises, funding cuts, or fear of losing income. Testifiers also said the change would be revenue-neutral or revenue-generating and would not create major administrative burdens for universities, which already provide similar benefits to other employees. The committee also heard testimony on insurance-related bills. Christopher Stock of the Massachusetts Insurance Federation supported H. 1113 on public adjusters and H. 1345/S. 753 on flood-zone notifications for homebuyers, but opposed H. 4112, which would add a $2 surcharge on home insurance policies to fund fire cistern programs. The Metropolitan Area Planning Council strongly supported H. 1345, saying flood disclosure is needed because Massachusetts lacks statewide flood-notification requirements and flooding risks are increasing. Karen Alvarado supported H. 4352 on travel insurance, and John Fielding supported H. 1186 on pet insurance; both said the bills would create uniform regulatory frameworks and consumer protections. Rep. LeBoeuf testified for H. 4061 on workers’ compensation premium fraud, describing the bill as a transparency measure to combat fraud in construction by creating a public certificate-of-insurance database and QR-code verification system. Joe Bright of the carpenters’ union also supported H. 4061, citing fraud, misclassification, and the harm to injured workers. The hearing also included testimony on H. 4112, a bill to create a statewide fire suppression water resource fund and cistern program. Rep. Hogan and a Stowe fire chief described drought, brush fires, and the need for dedicated cisterns in communities without municipal water systems, saying the tanks provide reliable water for firefighting and are relatively low-tech once installed. Committee members asked questions about tank capacity, siting, maintenance, and funding. No votes or formal actions were taken during the hearing.

Transcript Highlights:

• Oh, well, they have more opportunity to, uh, pay more rent.
• So, so when you pay your rent, um, you pay implicit property taxes?
• How do you not how uh, pay more rent.
• So, so when when you pay your right?
• implicit rent um you you have you pay implicit rent um you you have you pay implicit property<00:

Keywords: 919, house, all

Summary: The committee heard House File 2499, authored by Representative Lee, which would expand Minnesota’s renters’ credit to more closely match the homestead credit for homeowners. Lee explained that the bill would raise the income cutoff from about $75,389 to $143,140 and increase the maximum credit to $3,500, with the goal of addressing what she described as an inequity between renters and homeowners who both pay property taxes. She cited revenue estimates showing the change could make about 80,000 additional renters eligible, while acknowledging the bill would be costly to enact this year. Nan Madden of the Minnesota Budget Project testified in support, describing how the renters’ credit works, including the assumption that 17% of rent goes toward property taxes. She highlighted 2022 data showing most recipients had low incomes, many were seniors or people with disabilities, and participation was higher in greater Minnesota in some respects. Michael Dah of Homeline also supported the bill, saying renters face rising housing costs and use the credit for basic needs such as groceries, school supplies, medical care, and car repairs. Members discussed whether expanding the credit would simply benefit landlords or encourage rent increases. Representative Anderson opposed the bill on the grounds that policy should incentivize homeownership, while Representative Huitt argued the credit could help renters build savings and move toward homeownership if they choose. Representative Lee responded that the housing market is broken and that the credit is one tool to help renters in a broader housing continuum. The discussion also covered outreach and administration of the credit, including the recent move to file it with income taxes, electronic certificates of rent paid, and funding for tax-preparation assistance and outreach through VITA sites and community organizations. The bill was laid over for possible inclusion in the omnibus tax bill.

Transcript Highlights:

• threatened is consumers ability to pay threatened is consumers ability to pay for<00:03:26.959><
• . we were paying the country have made. we were paying for<00:32:29.919> rate<00:32:30.159>
• Well, everybody pays who pays those?
• That is above my pay grade. But not. That is above my pay grade.
• pay the debt. pay the debt. it<01:26:42.159> it<01:26:42.560> isn't<01:26:42.960><

Keywords: 1187, senate, all

Transcript Highlights:

• If you have a spouse or child on there, the state pays 50%, and the individual member pays ...
• Well, we pay for it. We do. The state, the taxpayers pay for it, okay.
• What we have to pay or what our staff has to pay when they go to the pharmacy, pharmaceuticals.
• A lot of jobs, high paying.
• They pay us those royalties.

Bills: SB1, SB 1

Keywords: appropriations, budget, state funding, education, healthcare, infrastructure, campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards, 1185, senate, all

Transcript Highlights:

• Well, by pay period 15, I only had a couple of pay periods worth of increased health and dental data,
• But did I hear you say that you would pay every claim out over 10 years, even the small ones?
• But they also have to pay their own bar dues, which are $600 a year, I think.
• I think it has inequities in pay.
• And then we had, um, we're asking for 200 to be transferred into our holiday pay.

Keywords: 928, house, all

Summary: The Fiscal Committee opened by approving the May 15 minutes and then recognized Pam Ellis for her long service with the Legislative Budget Assistant’s office and upcoming retirement. The committee adopted the consent calendar with two items removed for separate consideration, then approved transfers for the Administrative Office of the Courts and the Department of Environmental Services after questions about court benefit costs and dam project funding. The Department of Health and Human Services also received approval for a general fund transfer item. A major portion of the meeting focused on the Youth Development Center settlement fund. New administrator Jared Boyle, joined by the Attorney General, described the fund’s remaining caseload, the payment matrix, and the need for additional funding to begin hearings in August. Members raised concerns about administrative costs, attorneys’ fees, payday loans, structured settlements, and the long-term fiscal impact on the state. Boyle requested $55 million, but the committee ultimately approved a reduced appropriation of $20 million, with members noting the possibility of returning for more funding later depending on revenues and the October revenue review. The Department of Corrections then received approval for a smaller shortfall transfer and a larger overtime-related transfer, with officials citing a 52% corrections officer vacancy rate, ongoing recruitment, academy classes, and efforts to use civilian staff in some non-security roles. A late item from the Veterans Home was also approved to cover overtime, holiday pay, and indirect cost shortfalls within its existing budget. The committee then heard an informational presentation on implementation of Senate Bill 134 and the new federal Medicaid work-requirement rule. DHHS said it plans to submit a state plan amendment, seek approval for hardship exceptions, start with one eligibility check cycle, and use existing federal grant funding to make system changes. Finally, the committee received a performance audit of the Doorway opioid treatment program, which found weak written procedures, incomplete data use, reimbursement delays, and problems with the Governor’s Commission on Addiction Treatment and Prevention. Members discussed follow-up reporting, and the next Fiscal Committee meeting was scheduled for August 21 at 11:00 a.m.

Transcript Highlights:

• The small business owner, the farmer, comes in and he pays full price.
• How we manage disputes and how we pay. The bank eats the cost.
• , you pay interest on CDs.
• And if you didn't have to pay for this fraud, you might be able to pay a higher interest rate on those
• And if you don't have to pay for this fraud, you might be able to pay a higher interest rate on those

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, regulators, law enforcement, AARP, and mortgage and insurance industry representatives. Witnesses described a wide range of scams, including spoofed bank calls and texts, fake websites and social media impersonation, romance and investment scams, business email compromise, gift card fraud, check fraud, wire fraud, reverse mortgage scams, and crypto kiosk schemes. Several speakers emphasized that fraud is increasingly organized, technology-driven, and amplified by artificial intelligence, and that seniors are disproportionately targeted and often suffer the largest losses. Testimony highlighted both prevention and recovery efforts. Bankers said institutions spend heavily on training, customer education, and fraud detection, but often cannot stop losses once customers have been convinced to authorize transfers. The Attorney General’s office described its Consumer Protection Division, a new Financial Fraud Task Force, and examples of recovering funds quickly from crypto kiosk and wire fraud cases. The State Bank Department and Securities Department said Arkansas’s 2025 crypto ATM legislation and related education requirements have helped, and they urged continued public education. The Insurance Department reported major insurance-fraud trends, including fake insurance cards, forged policies, premium-finance schemes, and staged auto accidents, and said it prosecutes these cases aggressively. Members asked about reporting scams, the security of tap payments, how fraud losses are tracked, the role of crypto kiosks, and whether Arkansas should pursue model legislation or stronger action against telecom and social media companies. Witnesses said tap payments are generally safer than chip or swipe, that crypto transfers are often unrecoverable, and that spoofed caller ID and impersonation ads remain major problems. Paul Benda of the American Bankers Association urged state and federal action against telecom and social media platforms and supported national scam legislation. No new bills were voted on at the meeting, but members approved the November 3, 2025 minutes and several witnesses offered to share model legislation, consumer education materials, and state-by-state fraud data with the committee.

Transcript Highlights:

• And if he pays it back...
• And if he pays it back, nobody's the wiser.
• to pay for probably the rest of their life.
• They're still having to pay the restitution, which they'll have to pay for probably the rest of their
• to pay interest on CDs, and if you didn't have to pay for this fraud, you might be able to pay a higher

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members and witnesses describing scams targeting seniors, small businesses, and working families. The committee first approved the November 3, 2025 minutes, then heard from the Arkansas Bankers Association, the American Bankers Association, banks, the Attorney General’s Consumer Protection Division, the Arkansas Mortgage Bankers Association, the State Bank and Securities Department, the Insurance Department, and AARP. Witnesses described common schemes including spoofed bank calls and texts, government imposter scams, romance and investment scams, business email compromise, fake job postings, gift card scams, check fraud, wire fraud, reverse mortgage scams, identity theft, and insurance fraud. Several witnesses emphasized that cryptocurrency kiosks and crypto transfers make recovery difficult or impossible, and that artificial intelligence is making scams more convincing and scalable. Witnesses repeatedly stressed education, verification, and coordination among banks, law enforcement, regulators, and consumers. Bank and mortgage representatives urged consumers to slow down, independently verify wire instructions, avoid clicking unexpected links, use tap-to-pay rather than chip or swipe when possible, and never share account credentials or one-time codes. The Attorney General’s office said it investigates consumer complaints, mediates disputes, works with social media platforms to remove scam ads, and recently created a Financial Fraud Task Force with bankers and other stakeholders. The State Bank and Securities Commissioner highlighted the Safe AR Act, the state’s crypto kiosk framework, and fraud education efforts such as “fraud bingo,” while the Insurance Department described its law-enforcement role and a range of insurance-related fraud schemes it prosecutes. AARP said fraud is widespread and underreported, especially among older adults. Members asked about reporting scams, how losses are handled, whether tap is safer than chip, how crypto fraud works, whether Arkansas has model legislation to address telecom and social media impersonation, and how local law enforcement and state agencies coordinate investigations. Witnesses said banks generally absorb much of the financial loss under federal rules, while consumers bear the inconvenience and account changes. Several witnesses said Arkansas should consider additional legislation to hold telecom companies and social media platforms accountable for spoofed caller IDs and impersonation ads, and one witness said a federal Scam Act is moving in Congress. No additional votes or formal actions were taken beyond approval of the minutes, but witnesses agreed to share consumer education materials and model legislation with committee staff.

Transcript Highlights:

• They know how to not pay, and they do it every day.
• That didn't pay my label, that didn't pay my bottle, much less my time for my family.
• I pay a monthly premium.
• It doesn't pay for much at all.
• He said you don't need to pay for that extra expense, right?

Transcript Highlights:

• you're doing, we have people who are not working and we have to pay for them to not work.
• you're doing, we have people who are not working and we have to pay for them to not work.
• who are not working and we have to pay who are not working and we have to pay for<00:15:25.519><
• teachers welcome to my world to pay teachers welcome to my world to pay for<00:15:37.720> paying
• If they don't, you only get half of your pay.

Keywords: 1183, house

Transcript Highlights:

• So if this passes, we are going to pay more money.
• This is what Medicaid pays.
• The state doesn't pay too much. The state hires the PBM to tell them how much to pay.
• The prompt pay bill just says, well, hell, if you're going to pay us the absolute minimum... ...at least
• We get... the prompt pay bill just says, well, hell, if you're going to pay us the absolute minimum,

Bills: SB206, SB640, SB667, SB1344, SB1380, SB1423, SB1425, SB1436, SB1484, SB1500, SB1502, SB1503, SB1557, SB1562, SB1572, SB1644, SB1645, SB1794, SB1796, SB1806, SB1849, SB1984, SB2007, SB2074

Keywords: SB206, emergency medical services, EMS, ambulance, 911 response, emergency response, essential services, federal funding, grant funding, public health, health care facility, municipality, county, ambulance service district, tribal entity, public entity, contract ambulance service, Oklahoma, 63 O.S. 2021 Section 1-2502, emergency clause

Transcript Highlights:

• We have our staff entering into Our agency at the very bottom of the pay scale.
• That's one reason I'm asking for the pay increases.
• If I'm paying them, they have to stay with me for at least three years or they have to pay it back.
• What we were paying out significantly in those IFRAs.
• They'll pay them more because they have a larger funding mechanism than we do.

Keywords: 996, all

Transcript Highlights:

• We're paying the IOTA program 165 basis points.
• Thanks for paying 200 basis points.
• Thanks for paying 1.0, 9, 2%, 192 basis points.
• The bottom line is in 20 of 6.27, thanks for paying 16 times more than they were paying with the same
• are supposed to pay.

Keywords: 999, senate, all

Transcript Highlights:

• First, insurers are paying more in claims costs because of inflation.
• And not just what are you paying for it.
• It has to do with do you pay your bills on time.
• up reserves to pay claim payments.
• If we know anything about insurances, how much you collect versus what you pay off or pay out plus your

Transcript Highlights:

• <00:28:26.320> for extra money we have and help pay for extra money we have and help pay for
• competitive in how we pay these workers. competitive in how we pay these workers.
• policy. and we have the wealth to pay policy. and we have the wealth to pay for<02:50:45.920>
• <02:54:56.080> those yet our school districts who pay those yet our school districts who pay
• <03:02:16.160> The people pay more property taxes. The people pay more property taxes.

Keywords: 1187, senate, all