Transcript Highlights:

• These smaller construction, rehab, and maintenance projects are not construction; they are painting or
• teams, construction workers, electricians, or day laborers.
• When we move out to repair facilities with utilities, there are no structures.
• We utilize bucket trucks and other trucks to restore that communication.
• And it counts; it applies to all utilities, so electric utilities.

Keywords: 988, house, all

Transcript Highlights:

• mechanical sources, construction mechanical sources, construction sources.<00:21:33.200> So
• I'm a utility analyst at the Public Utilities Commission.
• I'm utility analyst at Public Utilities I'm utility analyst at Public Utilities Commission.<01:44:08.239
• then for the clarity that the utility then for the clarity that the utility should<02:08:08.719>
• of the construction of a home like this. of the construction of a home like this.

Keywords: 910, house, all

Summary: The committee heard testimony on HB 1588, which would establish a Department of Transportation noise detection program using cameras to enforce noise control laws. DOT supported the measure and said it is already piloting the technology at eight locations, with about 10 sites costing roughly $2 million to $2.5 million to install and operate. The Department of Health said it was willing to work with DOT but noted its current regulations are not designed for vehicular noise sources and that the bill may need clearer standards to be enforceable. Members raised concerns about the lack of a specific decibel threshold and whether the system could accurately identify the source of noise; DOT said the pilot can pinpoint vehicles and that the program would align with existing health standards, but no final number was identified during the hearing. The committee then heard HB 1696, which lowers the minimum age for a commercial driver’s license from 19 to 18 and removes a restriction tied to vehicle category, while requiring DOT rule changes. DOT, the City and County of Honolulu, the Hawaii Transportation Association, Teamsters Local 996, and other stakeholders testified in support. The Hawaii Transportation Association suggested adding a training requirement for drivers ages 18 to 20, proposing at least 320 hours of employer training and recordkeeping. Members sought clarification that the bill would apply to intrastate, not interstate, licensing. For HB 233, the committee considered a measure authorizing DOT to designate airport special district zones statewide to prevent unauthorized access and improve security. DOT and the City and County of Honolulu supported the bill, explaining that defined boundaries would help law enforcement address trespassing, disruptions, fires, theft, harassment, and other incidents around airports and terminals; DOT said commercial airports are ready to implement the proposal, while some general aviation sites would need further work. Members asked about the scope of the boundaries, existing enforcement, and whether the measure would cover state-owned or non-state parcels near airports. The committee also heard HB 2332, which renames the Harbors Division as the Commercial Ports Division and distinguishes “harbor” from “port” in statute. DOT, the Maritime Group, and harbor users supported the bill, saying the change would reduce confusion between commercial cargo/cruise facilities and recreational small boat harbors, and could help with clarity and possibly federal grant competitiveness. Members asked about impacts on small boat harbors and cruise activity, and DOT explained that the bill is aimed at purpose-built commercial ports, not recreational facilities. The committee also took testimony on HB 2283, which clarifies DOT’s consultative role with the Department of Commerce and Consumer Affairs in setting port pilotage standards and requirements. DOT, DCCA, Matson, the Hawaii Pilots Association, and others supported the measure, saying it would improve coordination and ensure pilot licensing standards reflect operational realities in the harbors. Finally, after a recess, the committee heard HB 2217, which would allow driver’s permits, licenses, and ID cards to include a notation for a non-apparent disability. The Hawaii State Council on Developmental Disabilities opposed the bill as drafted, saying voluntary alternatives such as Smart 911 may be better and that the category is too broad. The Attorney General’s office supported the intent but recommended limiting the notation to medically recognized, specifically defined conditions so agencies can train personnel and avoid confusion or escalation.

Transcript Highlights:

• It can be very safe and secure, efficient, and utilize great technology.
• For the construction of a military base? **Speaker**: Correct.
• Item six is information on the status of construction at the Capital Complex.
• We're the ones doing the construction. So you've never been told that number.
• Does that include schools and all the special utilities? Thank you.

Bills: SB1, SB 1

Keywords: appropriations, budget, state funding, education, healthcare, infrastructure, campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards, 1185, senate, all

Transcript Highlights:

• utilizes in the state EOC. utilizes in the state EOC.
• The implementation path is really the big path for construction or non-construction projects, but if
• is really the big path for construction is really the big path for construction or<01:22:30.960>
• /c> or non-construction projects, but if or non-construction projects, but if construction<01:22:32.880
• construction by July 4th of next year. construction by July 4th of next year.

Keywords: 958, all

Summary: The committee met to adopt the minutes of the second meeting by voice vote, then heard an update focused on disaster preparedness, resiliency, response, and coordination among state agencies and partners. The chair emphasized avoiding duplication of resources and highlighted the importance of agriculture-related response issues, including animal evacuation, feed distribution, and the role of extension services during disasters. The Department for Public Health was invited to explain its role in emergency planning and response. Public Health described its Emergency Preparedness and Response Branch as the lead coordinating agency for Emergency Support Function 8, covering health and medical services under Kentucky’s emergency operations framework. Testimony outlined its broad responsibilities, including support for hospitals, morgues, local health departments, behavioral health, crisis counseling, suspicious package testing, disease outbreaks, and coordination with emergency management, EMS, transportation, and nonprofit and private partners. Officials also described the agency’s risk-assessment process, training and exercise programs, and deployed assets such as PPE caches, deployable communications, a federal medical station, a mobile treatment center, and alternate care support used in events like the eastern Kentucky floods and COVID-19. The agency also discussed funding through federal cooperative agreements for public health emergency preparedness and hospital preparedness, noting that these programs have evolved since 9/11 and have been shaped by major disasters and emerging threats. Officials said Kentucky’s funding has declined over time and that current awards are partially funded for the first time in the program’s history. They expressed support for efficiency if federal programs are consolidated, but cautioned that combining programs could risk further funding losses.

Transcript Highlights:

• We got the construction priorities going. Earthwork, utilities, dirt work going on.
• The bottom line that we need is utility infrastructure.
• The bottom line that we need is utility infrastructure.
• For data centers and the roads, I think once we get the utility, the basic utility infrastructure to
• As well as new construction for single family home ownership.

Keywords: 996, all

Transcript Highlights:

• We're also adding a new section four to read: any state agencies desiring to utilize exemptions from
• <00:02:01.520> recorded of construction recorded of construction recorded documentation<00
• state agencies Desiring to utilize state agencies Desiring to utilize exemptions<00:02:26.720>
• <00:02:53.159> activities support state construction activities support state construction
• <01:08:40.279> is 5 hurricane for which construction is 5 hurricane for which construction

Keywords: 912, senate, all

Summary: The committee met on February 4, 2025, for decision making on previously heard measures, then later held hearings on additional bills. Early action focused on several measures that were amended and advanced, including SB 161 on state project exemptions from county permitting, which was heavily revised to allow programmatic or project-specific agreements with counties, require public reporting of exempted projects, and create a working group to study broader permitting and construction coordination issues. The committee also advanced SB 635 on energy efficiency with changes shifting survey leadership to the Hawaii State Energy Office, SB 700 on resilience hubs after narrowing it to focus on emergency-service-capable hubs and removing distributed energy language, SB 869 on community outreach boards with a technical amendment, SB 1081 on a legislative budget office by converting it to a feasibility study, SB 711 on gubernatorial appointments with a salary threshold change, SB 405 on neighborhood board agendas with a committee-report note about OIP concerns, SB 381 with privacy issues deferred to Judiciary, SB 2 as a two-year pilot for fruit tree planting in selected districts, SB 239 on disaster preparedness with sheltering revisions, and SB 998 as introduced with a cost estimate for site selection work. Several measures were deferred or not advanced, including SB 615, which was deferred indefinitely, SB 1132, which the chair said would be set aside in favor of another childcare bill, and SB 111, which was not taken up further because of confusion during an earlier hearing. During the later hearing portion, SB 1175 on procurement drew testimony from the State Procurement Office, which supported the bill but corrected its estimated database revision cost from $7,500 to $30,000; the Department of Transportation also appeared, while the General Contractors Association submitted opposition. Committee members questioned whether the past-performance database should include more detailed quality information and whether a one-year post-completion review would be useful, but no amendment was adopted at that time. SB 1587 on retainage received written support from the Subcontractors Association of Hawaii and no opposition in the room. SB 1543 on government accountability, which would require justification for outside consultants and cap consultant spending, drew opposition from the American Council of Engineering Companies of Hawaii, which argued it could slow procurement, reduce flexibility, and worsen delays given existing vacancies and limited in-house expertise. The Public First Law Center supported the related transparency bill discussed in the hearing, arguing it would close a loophole by making contractor-created records used in government functions subject to disclosure under UIPA, while the Attorney General’s office opposed it. The transcript ends with that testimony still underway, and no final vote is shown for the later hearing bills.

Transcript Highlights:

• Currently, construction is expected at 159,000 square feet.
• There have been some challenges with utilities.
• from the very beginning utilizing renewable energy.
• It's a huge project with multiple points of construction.
• So therefore, we built a construction trades program.

Transcript Highlights:

• Senate Bill 228 by Senator Duplessis, joint resolution to amend the Constitution relative to water utility
• service lines located on property owned by utility customers.
• service lines located on property owned by utility customers.
• House concurrent resolution by Representative Cruz urges or requests the State Uniform Construction Code
• House concurrent resolution by Representative Cruz urges or requests the State Uniform Construction Code

Bills: HR252, HR253, HR254, HR255, HR256, HCR103, HCR104, HR244, HR245, HR246, HR247, HR248, HR249, HR250, HR251, HCR101, HCR102, SCR40, SCR60, SB112, SB131, SB145, SB194, SB268, SB307, SB312, SB319, SB333, SB341, SB346, SB464, SB466, SB488, SB495, SB503, SB507, SB509, HR9, HR196, HCR27, HCR28, HCR50, HCR62, HCR67, HCR71, HCR78, HCR81, SCR20, HB123, HB251, HB625, HB662, HB709, HB769, HB775, HB783, HB895, HB1011, HB1057, HB1155, HB1186, HB1224, HB1245, HB1247, HB1253, HB1254, HB1255, HB1256, SB8, SB10, SB11, SB12, SB13, SB14, SB16, SB17, SB18, SB20, SB21, SB22, SB40, SB48, SB55, SB69, SB75, SB77, SB78, SB85, SB102, SB115, SB133, SB140, SB148, SB151, SB165, SB169, SB170, SB185, SB197, SB200, SB217, SB235, SB278, SB280, SB291, SB300, SB303, SB315, SB324, SB330, SB411, SB416, SB420, SB436, SB438, SB449, SB455, SB456, SB477, SB489, SB521, SB97, SB105, HR171, HCR49, HCR65, HCR72, HR37, HCR64, HR170, HR191, HR206, HR207, HR208, HR217, HCR11, HCR53, HCR60, HCR66, HCR68, SCR19, SCR3, SCR6, SCR18, SCR11, SCR22, SCR2, HCR6, HB64, HB68, HB92, HB130, HB258, HB633, HB801, HB61, HB98, HB102, HB139, HB142, HB170, HB185, HB194, HB199, HB231, HB247, HB294, HB336, HB474, HB661, HB842, HB852, HB66, HB153, HB165, HB326, HB387, HB455, HB513, HB603, HB660, HB719, HB762, HB766, HB802, HB816, HB833, HB940, HB950, HB975, HB1028, HB1039, HB1051, HB1053, HB1080, HB1201, HB1215, HB1228, HB1251, HB1252, SB1, SB23, SB32, SB42, SB43, SB46, SB51, SB110, SB113, SB150, SB154, SB161, SB218, SB220, SB221, SB253, SB289, SB310, SB351, SB399, SB404, SB502, SB26, SB28, SB29, SB30, SB41, SB44, SB64, SB84, SB87, SB93, SB98, SB107, SB118, SB142, SB192, SB195, SB199, SB219, SB222, SB234, SB241, SB255, SB275, SB277, SB292, SB294, SB306, SB314, SB482, HCR32, HB798, HB998, HB1084, HB1223, HB59, HB955, HB1191, HB1234, HB646, HB824, HB341, SB397, SB442, HB901, HB79, HR20, HR74, HB284, HB306, HB366, HB393, HB458, HB577, HB582, HB605, HB614, HB682, HB733, HB752, HB773, HB911, HB926, HB996, HB1035, HB1069, HB1113, HB1140, HB1180, HB1240, SB47, SB82, SB89, SB149, SB382

Keywords: consumer protection, credit card fees, cash transactions, rounding practices, transparency, low-income, economic impact, residential construction, building codes, inspection practices, housing costs, task force, HR254, House Resolution 254, Ty Hebert, Acadiana Legislative Delegation, Louisiana State University, LSU, graduation, commendation

Summary: The House met with a quorum, opened with prayer and the pledge, adopted the journal, and received a large number of Senate messages, committee reports, and bill referrals. Members also introduced several resolutions and recognized guests, including students from Allen Parish, federal appointees Brandon Beach and Paul Hollis, and other visitors. The chamber then moved through a lengthy agenda of House and Senate measures, with many bills and resolutions reported favorably, amended, or referred to committee. Among the notable floor actions, the House adopted H.R. 32 urging the Port of New Orleans to obtain backup motors for the St. Claude Avenue Bridge. It also passed bills on a wide range of topics, including local court and ordinance procedures for Alexandria, prohibiting reporting criminal fines and fees to credit bureaus, veterans’ lottery benefits, police chief residency in Tickfaw, fire marshal plan review authority, expanding the definition of first responder to include public works employees, NIL protections for student athletes, salary increases and additional positions for assistant district attorneys, limiting OMV debt referrals for unpaid reinstatement fees, watershed restoration and flood control funding, a sexual assault survivor task force, elderly consumer protection education, recreation of the Public Service Commission, Medicaid reimbursement for non-emergency medical transportation, local sales tax audit procedures, alcoholic beverage definitions for salons and similar businesses, transfer of removed monuments to state park property, hearing aid dealer regulation updates, a permit fee for small in-state distillers, expanded city court jurisdiction in Avoyelles Parish, and a narrowed version of the Alexandria administrative adjudication bill. Several measures were amended on the floor before passage, including the Alexandria ordinance bill, the sales tax audit bill, the alcohol/beverage bill, and the monument transfer bill. The House also temporarily returned some bills to the calendar for later consideration. Most measures passed overwhelmingly, though House Bill 153 on criminal court debt reporting passed with 67 yeas and 18 nays, House Bill 660 on assistant district attorney salaries passed 94-1, House Bill 719 on additional ADA positions passed 95-0, House Bill 883 on the sexual assault task force passed 86-2, House Bill 1028 on non-emergency medical transportation passed 81-15, and House Bill 1215 on monuments passed 78-14.

Transcript Highlights:

• coordination of road construction coordination of road construction projects<00:04:14.400> and
• get at those major construction get at those major construction projects.<00:10:13.080> So
• <00:31:52.200> um construction um construction um uh<00:31:53.200> projects.
• at all the a road in and do utilities at all the same<00:39:56.160> time.
• of our construction dollars, of our transportation<00:40:40.760> dollars.

Keywords: 1183, house

Transcript Highlights:

• Yes, thank you, Joey Grentz, New Jersey Utilities Association.
• Yes, thank you, Joey Grentz, New Jersey Utilities Association.
• New Jersey Utilities Association, opposed. We'd like to speak?
• in utility infrastructure and to compensate utilities for the increased risk of turning over their transmission
• Ryan Sharp, utility, opposed, no need to testify.

Keywords: 1146, all

Transcript Highlights:

• It covers maybe 70% of the construction of an affordable housing complex.
• So it doesn't, we're not really necessarily constructing. Right, but it's a good thing we do.
• Consultation, auditing population, and construction plan review and assistance with 28 FTEs.
• We utilize DIR contracts extensively. So yes, so there should be some value in that.
• Municipal utility districts and other infrastructure creating entities.

Keywords: 1184, house, all

Transcript Highlights:

• We also continue to believe that allowing utilities to be more directly involved in construction and
• I think this is a constructive approach.
• In the past decade, our utilities have doubled their asset base, our gas utilities, to $57 billion.
• In particular, utilization metrics, which we call for in this bill, will push utilities to get more value
• If you have a fire created by utility infrastructure, and it is found that the utility did not act negligently

Keywords: 987, senate, all

Transcript Highlights:

• So a utility scale solar farm that utilizes Canadian solar equipment as part of their supply chain would
• We're utilizing this attestation process.
• So this is in part a market construction problem.
• to construct.
• CP is one way, construction or contribution is another. Native construction is another.

Summary: The Senate Committee on Business and Commerce convened to discuss critical infrastructure and supply chain integrity, particularly focusing on Texas's power grid and associated vulnerabilities. The meeting highlighted Texas's recent ranking as 10th in electricity affordability, emphasizing the state's commitment to maintaining a reliable and resilient electric grid. New committee members introduced themselves, and the agenda included testimony from ERCOT and the Public Utility Commission regarding the implementation of the Lone Star Infrastructure Protection Act, which aims to mitigate risks posed by foreign entities to the power grid. Chad Sealy from ERCOT presented updates on the attestation process for market participants, revealing that over 1,500 entities had submitted attestations regarding their corporate structures and affiliations with designated foreign countries. Concerns were raised about the adequacy of the current vetting process, particularly regarding indirect relationships with foreign adversaries. Testimonies from the PUC and the Attorney General's office underscored the challenges of enforcing compliance and the need for improved legislative measures to enhance oversight and security. The committee also heard from experts, including Dr. Emma Stewart from Idaho National Laboratory, who discussed the evolving threats to the grid from foreign adversaries and the importance of securing communication systems. Recommendations included prioritizing inspections of critical components and enhancing collaboration with national laboratories to address vulnerabilities. The discussion concluded with an acknowledgment of the balance needed between ensuring grid security and maintaining affordability for consumers.

Transcript Highlights:

• It's not about constructing new buildings.
• construction deg debris landfill um are construction deg debris landfill um are there<00:22:33.760>
• We'll walk and construction services.
• We manage 750 property leases and 324 construction projects through our real estate and construction
• <00:37:24.240> by emergency response and it's utilized by emergency response and it's utilized

Keywords: 1183, house

Transcript Highlights:

• Do they have construction drawings? Are they matching appropriations?
• It takes decades, in some cases, for those resources to be properly utilized.
• We might as well utilize them for a very positive reason. And... With that, Mr.
• I know that you, Senator, I know that you named off four utility companies, is that correct?
• The guardrails are proposed by the utilities. and the PRC. I understand that, Mr.

Transcript Highlights:

• Additionally, in growing instances, citizens have utilized a chapter or cities have utilized a chapter
• Members, this has to do with saving lives and construction. construction zones on the highway.
• Construction work zone safety is a growing issue in Texas.
• These fatalities include both drivers and construction workers.
• Right now the state of Texas is utilizing how much water on an acre-foot basis.

Bills: SJR 12, SCR 39, SB 7, SB 8, SB 27, SB 29, SB 125, SB 241, SB 371, SB 396, SB 406, SB 464, SB 568, SB 578, SB 608, SB 617, SB 660, SB 689, SB 693, SB 707, SB 731, SB 732, SB 763, SB 779, SB 836, SB 854, SB 857, SB 875, SB 878, SB 879, SB 906, SB 920, SB 921, SB 922, SB 942, SB 965, SB 985, SB 996, SB 1029, SB 1035, SB 1036, SB 1059, SB 1084, SB 1098, SB 1101, SB 1185, SB 1188, SB 1321, SB 1332, SB 1366, SB 1388, SB 1396, SB 1453, SB 1484, SB 1494, SB 1536, SB 1563, SB 1596, SB 1610, SB 1619, SB 1737, SB 1738, SB 1741, SB 1816, SB 1822, SB 1841, SB 1939, SB 2155, SB 2188, SB 2230

Keywords: parental rights, education, constitutional amendment, school choice, child education, border security, southern border, federal immigration policy, illegal immigration, cartels, transnational cartels, fentanyl, drug trafficking, human trafficking, Operation Lone Star, Texas border, National Guard, state guard, border wall, border barriers

Summary: In this meeting, significant discussions revolved around the passage and modification of various Senate Bills, including SB1388, which pertains to family support services under the Health and Human Services Commission. Senator Kolkhorst advocated for the bill, emphasizing its focus on pro-life, family-centered care. The committee passed the bill after thorough examination, showcasing a collaborative effort among the members to ensure its alignment with successful past initiatives. In another session, Senator Hughes presented SB942, aimed at retroactive child support linked to prenatal care, which sparked a constructive dialogue reflecting bipartisan support for maternal and child welfare.

Transcript Highlights:

• One specific one has to do with the High Road Construction Careers Program at Caltrans.
• Does this department utilize the temporary help blanket program?
• Yes, DIR definitely does utilize the temporary help.
• Full time to do the work versus utilizing the temporary blanket program.
• And I'm, you know, we all know that we need more construction careers, more people in construction careers

Summary: The subcommittee heard a series of budget and trailer bill presentations focused on labor and public employment programs. The first item covered EDD Next modernization, where EDD described progress on customer service improvements, fraud prevention, language access, and the Integrated Claims Management System. The LAO urged stronger legislative oversight as the project enters its most difficult phase, and members questioned the revised schedule, total cost, change orders, stress testing, SB 1090 implementation, and how race and ethnicity data will be protected. EDD said the overall project cost remains about $1.2 billion, that the work is being phased with disability insurance and paid family leave first, and that fraud has been greatly reduced since pandemic-era programs ended. Members also asked for follow-up information on SB 590 outreach and equity impacts. The committee then reviewed the California Workforce Development Board’s request to reduce staffing as one-time grant workloads wind down, along with trailer bill language to streamline reporting requirements. The board and Department of Finance said the staffing reductions reflect the end of surge funding and that the proposal would consolidate roughly 10 to 12 reports into one annual report, with additional reporting only if new funds are appropriated for certain programs. Senator Durazo questioned the policy direction of reducing workforce staffing, while the administration said the positions were tied to temporary grant programs and that current staffing is sufficient for ongoing duties. Members also asked about the board’s role in AI-related workforce planning and the rationale for using state funds for the High Road Construction Careers Program. A major portion of the hearing focused on the Subsequent Injury Benefits Trust Fund reforms and related staffing request at DIR. The administration and LAO described rapid growth in applications, backlog, and liabilities, saying the program’s eligibility has expanded beyond its original intent and that liabilities could reach about $30 billion by 2030 without reform. The trailer bill would tighten eligibility, apply the changes to open cases, and use the QME process and contemporaneous evidence to document preexisting disabilities. Members raised concerns about fairness to pending claimants, evaluator capacity, and the relationship to other SIBTF legislation, while the LAO said the proposal largely aligns with its prior recommendations. DIR also presented a request to eliminate vacant positions under a statewide vacancy sweep, which drew criticism from members who argued the cuts could weaken enforcement and backlog reduction efforts; the committee asked DIR to return with more detail on impacts and on its use of temporary-help authority. The final items addressed a request for additional Cal/OSHA investigative staff and a trailer bill to make permanent the revised Workers’ Compensation Appeals Board petition timeline. DIR said the BOI staffing would help investigate fatalities and serious injuries more quickly, while members emphasized the importance of family contact and timely investigations. For the WCAB item, the chair explained that the 2024 change to Labor Code section 5909, which starts the 60-day decision clock when a case is transmitted rather than when a petition is filed, has reduced pending cases and should be made permanent; the remaining backlog was reported at 460 cases, down from 637 before the change.

Transcript Highlights:

• And we have distributed over 200 RVs to be utilized for temporary housing. Ms.
• Again, I think what people forget when it comes from a construction background.
• Most people don't know anything about construction.
• I want to talk specifically about construction. As you know, I live in St.
• And I think it's more than just the construction thing.

Transcript Highlights:

• <00:13:31.200> some um it takes longer to construct some um it takes longer to construct some
• Carpenter and with uh other construction Carpenter and with uh other construction persons persons
• So we've got a utilization induced utilization. Then you'll usually see a unit cost.
• <00:40:01.760> induced so we've got a utilization induced so we've got a utilization induced
• So again, you'll see utilization.

Keywords: Meeting Start 00:00:00 Call to Order and Roll Call 00:00:23 Kentucky Bankers Association 00:02:32 How to Read and Understand KRS 6.948 Health Mandate and Federal Cost Defrayal Impact Statements 00:25:40 Proposed Amendments to Kentucky's Essential Health Benefit-Benchmark Plan 00:50:18 Proposed Health Insurance Legislation for the 2026 Session 01:04:22 Reimbursement for Covered Benefits Delivered Through the Psychiatric Collaborative Care Model 01:01:46 Coverage of Eating or Feeding Disorders 01:18:47 Coverage of Hearing Loss 01:25:31, 958, all

Summary: The Interim Joint Committee on Banking and Insurance met for its first interim meeting, established a quorum, approved routine opening items, and welcomed a new committee assistant and a legislative intern. The committee first heard a Kentucky Bankers Association presentation from Tim Shank and John Cooper focused on the state’s housing shortage, which they described as affecting all 120 counties and especially low- and moderate-income and workforce housing. They urged support for a proposed $20 million banker-backed revolving fund, paired with tax credits, to finance new housing construction; they said the program would be flexible, could support alternatives such as manufactured housing, and would use below-market loans with tax credits vesting over five years only after units are completed. They also asked for extension of the historical tax credit carryforward from five to seven years and for continued support of new market tax credits, arguing that supply-chain delays make the longer period necessary for historic rehabilitation projects. The bankers also raised concerns about credit unions, arguing that because credit unions do not pay the same taxes as banks, they should not be allowed to acquire healthy state-chartered banks or hold state and local deposits. They cited the recent purchase of First State Bank of Middlesborough as an example, saying the transaction would reduce state, county, and city tax revenue and weaken local tax bases. In response to committee questions, the presenters said local regulations, zoning, parking, sidewalk, and utility easement issues can significantly delay housing projects, and they emphasized that state policy and infrastructure support are needed to help address affordability and development barriers. The committee then shifted to a Department of Insurance presentation by Commissioner Sharon Clark on how to read KRS 6.948 health mandate and federal cost defrayal impact statements. Clark explained that the mandate statements were created in 1998 so legislators would have actuarial estimates of how proposed health insurance mandates would affect administrative costs, premiums, and total costs, and she noted that later legislation added federal cost-defrayal analysis. She also reviewed the background of the Affordable Care Act’s essential health benefits framework and said the department’s statements are intended to help lawmakers make informed decisions on proposed health coverage mandates. No votes or formal actions were taken during the portion of the meeting provided.

Transcript Highlights:

• If they can look at those details, Where are the utilities? Who are our utility companies?
• One of the things that I always say about utilities is if you don't manage utilities, your utilities
• Your utilities will manage you.
• utility.
• Until the utility bill came in, and then they find it. But how much utility waste was recognized?