Video & Transcript Research : 'rate decoupling'

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TX

Texas 89th Regular

Education K-16 (Part I) Apr 10th, 2025

Education K-16

Transcript Highlights:
  • The three ratings would include exemplary, satisfactory, and unsatisfactory.
  • , student loan debt, repayment rates, and graduation earnings.
  • Agencies would be rated as unsatisfactory, satisfactory, or exemplary, with results published online
  • Exemplary-rated agencies can retain clients indefinitely, while Exemplary-rated agencies can retain clients
  • rates, and graduation earnings.
Summary: The Senate Committee on Education K-16 heard several bills and took no final votes, leaving each measure pending. The first major item, SB 1322 by Senator Hagenbuch, would create a Texas Higher Education Accrediting Commission to evaluate and approve accrediting agencies for public colleges and universities using outcome-based metrics such as retention, graduation, employment, debt, and repayment. Supporters, including Kate Byerley of the Texas Public Policy Foundation, argued the bill would add competition and align accreditation with Texas workforce needs; Senator Menendez questioned the need for a new bureaucracy and noted the $3.6 million fiscal note, suggesting existing reporting and oversight structures could serve the same purpose. The committee then heard SB 1998, which would establish a pediatric subspecialty preceptorship program to encourage medical students to enter pediatric subspecialties. Dr. Lauren Gamble testified in strong support, saying the program would help address shortages and improve access for children, especially in rural and underserved areas. SB 2788, authored by Senator Menendez, would add the PSAT as an accepted assessment for dual credit and Texas Success Initiative purposes; Priscilla Camacho of Alamo Colleges supported the bill, citing strong student outcomes and widespread use of the PSAT as a readiness indicator. Senator Creighton laid out SB 2076, which would remove or modify certain Capitol view corridor restrictions affecting the UT Austin Academic Medical Center project, including the planned specialty hospital and MD Anderson Cancer Center expansion. He said the existing corridors are outdated and limit development. The committee also heard SB 1418, a cleanup bill replacing outdated references to ACT Plan with Pre-ACT and removing obsolete SAT subject test language. After brief testimony and no opposition on the later bills, the committee closed public testimony and left SB 1322, SB 1998, SB 2788, SB 2076, and SB 1418 pending before recessing for the floor session.
AR

Arkansas 2026 1st Special Session

REVENUE & TAXATION- HOUSE May 4th, 2026

Transcript Highlights:
  • It will also reduce the corporate rate down to 4.1, and that will be as of 2020.
  • The corporate rate from down to 4.1, and that will be as of 2027.
  • We shouldn't be competing with neighboring states for the lowest tax rate.
  • The 2025 rate study that you mandated shows it is 23% underfunded, 23%.
  • It is time to increase the reimbursement rates that were mandated in Act 1023.
Summary: The committee heard House Bill 1001, sponsored by Representative Les Eaves, which would lower Arkansas’s personal income tax rate to 3.7% retroactive to the current year and reduce the corporate income tax rate to 4.1% beginning in 2027. Eaves argued the bill continued a decade-long strategy of broad-based tax relief, would help working families, and would keep Arkansas competitive with other states. He said the measure would reduce future surpluses rather than cut current services, and noted the average taxpayer could see roughly $800 to $1,000 in annual savings from recent tax changes. Several witnesses testified against the bill. Arkansas Appleseed’s Anna Morchetti, Missy Wyatt Joyce, Pastor Preston Clegg, Michelle Pedro of the Arkansas Coalition of Marshallese, and Arkansas Advocates for Children and Families’ Pete Guest all argued the state should prioritize funding for public schools, health care, supported living services, food assistance, rural hospitals, and early childhood education instead of further tax cuts. They said Arkansas faces significant unmet needs, including underfunded schools, food insecurity, and shortages in disability and community-based services, and warned the tax cut would mainly benefit higher earners while reducing resources for essential programs. After testimony, the committee limited debate time for witnesses to five minutes. Representative Eaves closed by saying the state had been responsible in prior tax cuts and that the bill would return money to taxpayers without reducing services. Representative Bray also spoke in support, saying the legislature has continued to fund major priorities while still providing tax relief to working families. The committee then voted to pass the bill, and HB 1001 was approved.
TX

Texas 89th 2nd C.S.

Appropriations - S/C on Articles VI, VII, & VIII Feb 26th, 2025

Appropriations - S/C on Articles VI, VII, & VIII

Transcript Highlights:
  • Must come in every 4 years to reestablish their rates and then also um interim charges related to the
  • The acquiring utility, investor owned utility has the ability to raise rates. Is that correct?
  • a process by which The ratepayers get to protest that rate increase.
  • The commission must approve the rate. OK.
  • Um, raise the rates. Almost triple on ratepayers.
LA

Louisiana 2026 Regular Session

House of Representatives May 25th, 2026

Louisiana House Floor Meeting

LA

Louisiana 2026 Regular Session

House of Representatives May 25th, 2026

Louisiana House Floor Meeting

Summary: The House met with a quorum, opened with prayer and the Pledge of Allegiance, and then received a series of Senate messages, conference committee appointments, and enrolled bill reports. The chamber also noted Senate concurrence in several House concurrent resolutions and the adoption of conference reports, while multiple Senate bills and resolutions were signed by the Senate President. Senate Bill 480, dealing with butterfly bottom nets and vessel use/anchorage, was referred to the Natural Resources Committee without objection. Members introduced several House resolutions, including measures to commend Arsenal Football Club, recognize Pope Leo XIV and 4-H honoree Margaret Mimi Stoker, study forensic medical exam protocols for domestic violence survivors, create a task force on second-degree murder sentencing, review miscarriage and pregnancy-loss terminology, commemorate the 250th anniversary of New Orleans, and support the National Guard Youth Challenge Program. Committee reports also moved forward bills on child welfare, water quality, scenic rivers, orphan wells, gravel mining reclamation, groundwater conservation, agricultural production, railroad hazards, and retirement system merger feasibility, along with resolutions on Pope Leo XIV and the LaMelle family. The House took up numerous Senate bills returned from the Legislative Bureau, adopting amendments and advancing many to third reading, including bills on health and welfare, education, insurance, and criminal justice. The chamber also reported favorably on resolutions condemning political violence and honoring public figures and organizations, and it scheduled several committee meetings for the following day, including Health and Welfare, Appropriations, Natural Resources, Civil Law, Transportation, and Ways and Means. The session ended with announcements about upcoming committee agendas and delegation meetings, and the House adjourned on motion to reconvene at 1:00 p.m. the next day.
LA

Louisiana 2026 Regular Session

House of Representatives May 5th, 2026

Louisiana House Floor Meeting

Bills: HR223, HR224, HR225, HR226, HR227, HR228, HR229, HR230, HR231, HR232, HR233, HR234, HR235, HR236, HR237, HR238, HR239, HR240, HR241, HR242, HR243, HCR94, HCR95, HCR96, HCR97, HCR98, HCR99, HCR100, HR218, HR219, HR220, HR221, HR222, HCR91, HCR92, HCR93, SCR41, SCR42, SCR43, SCR44, SCR45, SCR46, SCR47, SCR48, SCR49, SCR50, SCR51, SCR52, SB259, SB347, SB398, SB469, SB483, SB518, HR37, HCR64, SCR11, SCR22, HB89, HB341, HB451, HB456, HB541, HB579, HB595, HB621, HB818, HB841, HB1064, HB1101, HB1165, HB1191, SB1, SB23, SB32, SB42, SB43, SB46, SB51, SB110, SB113, SB150, SB154, SB161, SB218, SB220, SB221, SB253, SB289, SB310, SB351, SB399, SB404, SB502, SB123, SB125, SB387, SB401, HB730, HCR41, HCR76, HCR77, HCR63, HCR69, HCR86, HR171, HCR49, HCR65, HCR72, SCR19, SCR3, SCR6, SCR18, HB64, HB68, HB92, HB130, HB175, HB198, HB437, HB457, HB488, HB646, HB763, HB909, HB971, HB981, HB1066, HB1089, HB1125, HB1154, HB1231, HB1246, HB1248, HB1249, HB276, HB508, HB512, HB599, HB632, HB656, HB998, HB1052, HB1084, HB1171, HB1193, HB1194, HB1204, HB1209, HB1250, SB47, SB82, SB106, SB206, SB210, SB248, SB305, SB376, SB397, SB441, SB2, SB19, SB24, SB50, SB70, SB96, SB101, SB103, SB104, SB114, SB122, SB159, SB160, SB173, SB180, SB182, SB260, SB412, SB418, SB424, SB442, SB460, SB476, HCR32, HB911, HB1223, HB798, HB824, HB989, HB1140, HB1166, HB1244, HB459, HB617, HB804, HB926, HB225, HB955, HB901, HB79, HR20, HR74, HB59, HB284, HB306, HB366, HB393, HB458, HB577, HB582, HB605, HB614, HB682, HB733, HB752, HB773, HB996, HB1035, HB1069, HB1113, HB1180, HB1203, HB1234, HB1240, SB89
LA

Louisiana 2026 Regular Session

House of Representatives May 5th, 2026

Louisiana House Floor Meeting

Transcript Highlights:
  • effect on expert witnesses who are actually really good at what they do and have a higher success rate
  • Semastagney, Rural Health Clinics, provides relative to Medicaid reimbursement rates of rural health
  • Robby Carter: You realize we have some of the lowest minimum auto rates in the United States? Rep.
  • Bamberg: I do not realize that we have the lowest auto rates in the United States.
  • Limits, not rates, yeah.
Bills: HR223, HR224, HR225, HR226, HR227, HR228, HR229, HR230, HR231, HR232, HR233, HR234, HR235, HR236, HR237, HR238, HR239, HR240, HR241, HR242, HR243, HCR94, HCR95, HCR96, HCR97, HCR98, HCR99, HCR100, HR218, HR219, HR220, HR221, HR222, HCR91, HCR92, HCR93, SCR41, SCR42, SCR43, SCR44, SCR45, SCR46, SCR47, SCR48, SCR49, SCR50, SCR51, SCR52, SB259, SB347, SB398, SB469, SB483, SB518, HR37, HCR64, SCR11, SCR22, HB89, HB341, HB451, HB456, HB541, HB579, HB595, HB621, HB818, HB841, HB1064, HB1101, HB1165, HB1191, SB1, SB23, SB32, SB42, SB43, SB46, SB51, SB110, SB113, SB150, SB154, SB161, SB218, SB220, SB221, SB253, SB289, SB310, SB351, SB399, SB404, SB502, SB123, SB125, SB387, SB401, HB730, HCR41, HCR76, HCR77, HCR63, HCR69, HCR86, HR171, HCR49, HCR65, HCR72, SCR19, SCR3, SCR6, SCR18, HB64, HB68, HB92, HB130, HB175, HB198, HB437, HB457, HB488, HB646, HB763, HB909, HB971, HB981, HB1066, HB1089, HB1125, HB1154, HB1231, HB1246, HB1248, HB1249, HB276, HB508, HB512, HB599, HB632, HB656, HB998, HB1052, HB1084, HB1171, HB1193, HB1194, HB1204, HB1209, HB1250, SB47, SB82, SB106, SB206, SB210, SB248, SB305, SB376, SB397, SB441, SB2, SB19, SB24, SB50, SB70, SB96, SB101, SB103, SB104, SB114, SB122, SB159, SB160, SB173, SB180, SB182, SB260, SB412, SB418, SB424, SB442, SB460, SB476, HCR32, HB911, HB1223, HB798, HB824, HB989, HB1140, HB1166, HB1244, HB459, HB617, HB804, HB926, HB225, HB955, HB901, HB79, HR20, HR74, HB59, HB284, HB306, HB366, HB393, HB458, HB577, HB582, HB605, HB614, HB682, HB733, HB752, HB773, HB996, HB1035, HB1069, HB1113, HB1180, HB1203, HB1234, HB1240, SB89
Summary: The House convened with a quorum, prayer, pledge, and a series of personal privileges recognizing visitors and honorees, including Northside High students, the YMCA’s 175th anniversary, Literacy Day, Special Olympics Louisiana, a 75th wedding anniversary, police jurors, Young Marine Sergeant Valerie Uitt, Elmer’s, and other community guests. The chamber also received Senate messages, including refusal to concur in House amendments to SB 149, concurrence in several House measures, adoption of Senate resolutions, and passage of multiple Senate bills. House resolutions were introduced and many were adopted without objection, including measures honoring local events, organizations, and individuals, as well as resolutions on literacy, municipal day, firefighters appreciation, and sports-related commendations. Committee reports moved numerous House and Senate bills and resolutions forward, and members were urged to monitor the Senate calendar to ensure House bills had Senate sponsors before being returned late in session. Several bills were debated and passed. HB 175 created a Veterans Service Grant Fund funded by $500,000 annually from Louisiana Lottery net proceeds, overseen by a board within the Department of Veterans Affairs to award grants to eligible veteran-serving nonprofits, colleges, JROTC programs, veteran courts, and local governments; it passed after questions about the use of lottery proceeds and the role of nonprofits. HB 198 authorized ambulatory surgical centers to perform certain procedures and be reimbursed at Medicare rates, and HB 437 restricted expert witnesses from receiving contingency-style compensation tied to case outcomes after debate over ethics and whether the bill was necessary. HB 488 created the Bell Chase Bridge Merit-Based Special Fund to support the bridge toll buyback effort. HB 763 required a centralized public database of government settlement agreements and consent decrees, with confidentiality protections preserved, and passed after questions about sensitive cases. HB 989 required commercial health coverage for behavioral health crisis services, HB 971 addressed Medicaid reimbursement parity for rural health clinics, HB 981 created a law enforcement recruitment/retention incentive stipend for campus police at public postsecondary institutions, HB 1066 clarified that campus police are not eligible for state supplemental pay, and HB 1089 established care accounts for future medical expense awards, with amendments limiting certain case types and providing for reversion of unused funds. The House also reconsidered and defeated HB 225, a constitutional amendment to impose a lifetime gubernatorial term limit, and HB 730, concerning airport authority regulation of automatic dependent surveillance broadcast systems. Several resolutions were adopted, including HCR 76 continuing a health inequities task force, HJR 77 urging federal action on H-2B seasonal employer designation for the crawfish industry, HJR 67 creating a task force on military drivers without civilian licenses, and HCR 69 urging DOTD to study Interstate 12 safety improvements. The chamber adopted numerous additional commemorative resolutions and concurred in Senate resolutions recognizing sports figures, Mental Health Awareness Month, state observances, and school achievements. Overall, the day featured a mix of ceremonial recognitions, committee reporting, and floor action on veterans, health care, transparency, labor, transportation, law enforcement, and court-related legislation.
NM

New Mexico 2026 Regular Session

House - Appropriations and Finance Feb 16th, 2026 at 10:48 pm

House Appropriations & Finance

Transcript Highlights:
  • I think it's one of the amendments because the rate, the co payment is part of the rate, and so there
  • was a request to take out including co payments in the rate.
  • Chair, Representative Dow, we pay the same rate.
  • Rate that has to go to salary.
  • We do have an enhanced rate, and if providers opt into that enhanced rate, they have to pay their entry-level
Bills: SB132, SB241
MN

Minnesota 2025 1st Special Session

Committee on Taxes - 03/25/25

Taxes

Transcript Highlights:
  • ,<00:48:03.280> or inflation, rising interest rates, or inflation, rising interest rates,
  • compliance rate and ultimately revenue. compliance rate and ultimately revenue.
  • , corporate rates, and so forth.
  • <00:53:51.200> decrease given year based on the rate decrease given year based on the rate
  • do something that reduces the rate.
Keywords: 1187, senate, all
TX
Transcript Highlights:
  • We have A through F ratings that show 74% of HISD schools are now A and B rated.
  • F-rated schools. It's an extraordinary measure of progress.
  • And so they use that to identify the DNF-rated campuses.
  • If it gets another F rating, a two-year... So a one-year F rating?
  • Anytime a school gets an F rating, that's right.
Bills: SB8, SB 8
NH

New Hampshire 2025 Regular Session

Senate Health and Human Services (02/12/2025)

Health and Human Services

Transcript Highlights:
  • <00:24:29.760> a<00:24:29.919> bit rate that generally a higher rate a bit rate that
  • No, they get a monthly rate.
  • be the rate to cover costs, assuming that all payers paid that rate.
  • to do commercial rate setting.
  • to do commercial rate setting.
Keywords: 1191, senate, all
CA

California 2025-2026 Regular Session

Assembly Budget Committee Jun 25th, 2025

Budget

Transcript Highlights:
  • These projects would otherwise be paying set market rates, and the rates you referred to are higher than
  • workers would be paid a rate of $27 per hour.
  • I understand that is the $40 rate.
  • Our default rates.
  • We have agreed that prevailing wages is the lower rate. That is the agreed-upon rate.
Keywords: 988, house, all
NM

New Mexico 2025 Regular Session

House - Health and Human Services Feb 5th, 2025

House Health & Human Services

Transcript Highlights:
  • As a policy matter, the objective of insurance underwriting and rating is to match rate to risk because
  • scores would see rate increases.
  • We have a rate filing system where, if this were to pass, each company would submit a rate filing that
  • I don't anticipate rate decreases in the future, but I think the days of like the 20% per year rate increases
  • , Representative, that rates will go up anyway.
TX

Texas 89th Regular

Pensions, Investments & Financial Services Mar 24th, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • What's the current tax rate in El Paso?
  • That allows it to go to the water board and get a lower interest rate and have fewer reserves. ...rating
  • If you had interest rates typical of an A-rated community...
  • If a community is rated as A by rating agencies and issues certificates of obligation, the rating for
  • So in other words, interest rate markets change, and as a result, interest rates have lowered.
KY
Transcript Highlights:
  • our collection rate low?
  • rate up some. rate up some.
  • This means that the reported occupancy rate of 56% is artificially low, and the actual occupancy rate
  • <00:36:13.119> Reporting occupancy rates are high. Reporting occupancy rates are high.
  • functional occupancy and capacity rates functional occupancy and capacity rates in<00:36:30.240>
Summary: The committee first approved the minutes from the November 13, 2025 meeting and then heard testimony from Quarter Hill, the tolling subcontractor for RiverLink on the Indiana-Kentucky bridge system. Quarter Hill described its role in back-office support and call center operations for the Lincoln, Kennedy, and Lewis and Clark bridges, and said the contract began in 2021 with go-live in September 2023. The company reported that revenue has increased since it took over, customer service response times have improved, and it has been operating at a loss because the contract was based on outdated transaction estimates and did not account for higher-than-expected volume and added support costs. Members questioned Quarter Hill about the role of consultants, the low reported collection rate, and why the company was leaving the contract. Quarter Hill said a single large consulting engineering firm had been hired to help shape the RFP and contract, but argued that consultants and overly detailed requirements can create disputes and hinder efficient service. On collection rates, the company said the reported 85% rate reflects the absence of registration holds and other enforcement tools, and that the remaining unpaid tolls are the hardest to collect. The company also said it had lost significant money on the contract and had reached a change order and termination agreement, while emphasizing that the system itself was functioning well. The committee then received a staff report on Kentucky veterans centers. Staff said quality of care is generally high and staffing has improved, but reported occupancy figures are misleading because they are based on certified beds rather than functional capacity after conversions to single-occupancy rooms and capital projects. The report said actual occupancy is closer to 85% than the commonly reported 56%, and that increasing occupancy would not necessarily increase revenue because the state’s cost of care exceeds reimbursement and private-pay revenue. Recommendations included adopting functional occupancy reporting, continuing the move to single-occupancy rooms, reviewing modernization needs at Thompson Hood, including Eastern Kentucky in planning, and referring the Radcliffe HVAC procurement and installation to the Auditor of Public Accounts and Attorney General for review.
TX

Texas 89th 2nd C.S.

Human Services May 5th, 2026

Human Services

Transcript Highlights:
  • rate of a little over 5%.
  • The national error rate was about 10.29%, while Texas had an error rate.
  • And so, yes, that error rate includes the client errors, and about a third of the overall error rate
  • That's too high of a rate."
  • The uptake rate, so to serve that 30,516 people, I can't do the math this easily, but your uptake rate
Keywords: 1184, house, all
KY
Transcript Highlights:
  • a lot of credit for, but the rating a lot of credit for, but the rating agencies<00:04:53.520>
  • do with the rating agencies. do with the rating agencies.
  • , or are we using a different rate?
  • reductions in the retirement rates reductions in the retirement rates >> but<00:08:21.280>
  • got an assumption of 4 and a.5% rate got an assumption of 4 and a.5% rate change<00:20:53.440>
Summary: The committee met to hear a presentation from Dr. Hicks on the governor’s recommended budget for the next biennium. He reviewed the revenue outlook, noting modest general fund growth, a large rainy day fund balance, and the impact of recent income tax reductions. He said the budget was built around recurring reductions, lower debt service and retirement contribution rates, and the use of excess restricted funds, while protecting K-12 education, Medicaid, postsecondary education, public safety, and pension obligations. Dr. Hicks outlined several major spending and reserve proposals, including $350 million from the Department of Insurance’s excess restricted funds to support Medicaid in the first year, $150 million for the affordable housing trust fund, $125 million for rural hospitals, $100 million to offset lost federal ACA premium tax credits, $75 million for utility assistance, and $50 million for food assistance. In education, the proposal included a phased pre-K for all plan funded by sports wagering tax revenue, a 3% annual salary increase for full-time school personnel, continued full funding of teacher pensions, a 2.5% annual increase in SEEK base funding, and additional support for career and technical education and school facilities. He also discussed Medicaid cost pressures, including higher managed care, pharmacy, behavioral health, and nursing facility costs, and explained the expected effects of federal HR1 changes on Kentucky’s Medicaid program. Those changes include work and community engagement requirements and more frequent eligibility redeterminations for expansion members, which the administration estimated would reduce enrollment by about 4,300 in the first year and 28,000 in the second year. No votes or formal committee actions were taken during the meeting, which was limited to the budget presentation and member questions.
NH
Transcript Highlights:
  • it's the rate for the building itself, the rate for the back office support, on average the indirect
  • are<00:37:26.800> negotiated um indirect cost rates are negotiated um indirect cost rates
  • are correct, so it's passage rates, completion rates, success rates, review by members of the team that
  • are correct, so it's passage rates, completion rates, success rates, review by members of the team that
  • rates success passage rates completion rates success review<01:03:53.680> by<01:03:54.240>
Keywords: 928, house, all
Summary: The committee heard updates from the chancellors of the state university system and the community college system on ongoing restructuring, collaboration, and enrollment trends. The university system said its office move to the NHTI campus is ahead of schedule and should save students about $250,000 a year while creating revenue for the community college system. Both systems described continued work on transfer pathways, direct-admit outreach, shared advising, and broader efforts to shrink footprints, reduce costs, and improve operational efficiency in response to declining enrollment and demographic pressure. A major topic was a possible federal change to Pell Grant eligibility that would require students to enroll in at least 7.5 credits. The chancellors said most community college students are part-time because of work and family responsibilities, and that the change could affect roughly 2,000 current Pell recipients and make it harder for students to afford or sustain enrollment. Members also discussed how the state’s governor’s scholarship statute largely benefits full-time students, suggesting possible future statutory changes. The chancellors explained how credits typically work, noting most courses are three or four credits and that students would likely need to add an entire course to meet the proposed threshold. The committee also discussed the broader higher education landscape, including declining high school cohorts, competition among New England institutions, and the need to right-size capacity. One member raised concerns about the health of regional campuses such as Plymouth and Keene; the chancellors said incoming enrollment is down at UNH and Plymouth and holding at Keene, attributing the trend to demographics rather than one campus drawing students away from another. They emphasized the importance of community colleges, adult learners, and short-term workforce programs as part of the state’s future education mix. Finally, the committee touched on the value of the university system’s research enterprise. The chancellor said about $250 million a year flows into the university system in federal research grants, with about $9.5 million currently under stop-work orders from federal agencies. She said the immediate concern is not DEI-related but federal cuts and possible caps on indirect cost recovery. Members noted that the R1 research designation supports business partnerships, student opportunities, and economic development projects such as West Edge in Durham.
HI

Hawaii 2025 Regular Session

CPC-CPN Informational Briefing 04-03-2025

Hawaii Senate Floor Meeting

Transcript Highlights:
  • I know what those rates are.
  • are. our rates would what those rates are. our rates would not<01:20:12.560> compete<01:20:12.880
  • rates the market rates of the market rates the market rates of insurance<01:33:05.120> fluctuate<
  • HBIA has lowered rates.
  • Yes. rates? Get stop having a lot of those. rates? Get stop having a lot of those.
Keywords: 912, senate, all
MN

Minnesota 2025-2026 Regular Session

House Human Services Finance and Policy Committee 2/19/25

Human Services Finance and Policy

Transcript Highlights:
  • So what happens is that that capitation rate is set. CMS pays that rate.
  • is set CMS pays that capitation rate is set CMS pays that rate<00:04:58.400> um rate um rate
  • <00:29:46.279> more rate study um is it rates more rate study um is it rates more competitive
  • They need a rate exception.
  • They need a rate exception.
Keywords: 1183, house