Video & Transcript Research : 'premium structure'
Page 61 of 483
NH
Transcript Highlights:
- independent licensed third parties hired by the property owner to inspect lands, buildings, and structures
- inspect lands buildings and structures inspect lands buildings and structures to<03:10:30.600>
<05:19:09.878>- BPT bet and insurance premium tax the BPT bet and insurance premium tax the increase<03:50:14.720>
- When it got to OLS, OLS rearranged the bill that the amendment that we had written, so it's structured
will commercial insurance premiums will commercial insurance premiums will - BPT bet and insurance premium tax the BPT bet and insurance premium tax the increase<03:50:14.720>
CA
California 2025-2026 Regular Session
Senate Floor Session May 18th, 2026
California Senate Floor Meeting
Transcript Highlights:
- Since that structure was established 30 years ago, Since that structure was established 30 years ago,
- for those patients who switch to a biosimilar and $90 million in savings in the form of reduced premiums
- for employers, enrollees, and Medicare. ...savings in the form of reduced premiums for employers, enrollees
Summary:
The Senate opened with prayer, the Pledge of Allegiance, guest recognitions, and approval of the journals. A motion by Senator Strickland to withdraw SB 1035 from committee for a floor vote, described as a temporary gas tax suspension to lower gas prices, was debated procedurally and failed on a 22-aye, 22-no vote. The body then moved through Governor’s appointments, confirming Siva Gunda to the California Energy Commission, Tony Sertich as Executive Director of the California Housing and Finance Agency, and Craig Snellings to the Workers’ Compensation Appeals Board, all by unanimous or near-unanimous votes.
The Senate also adopted several commemorative resolutions. SCR 151 designated May 2026 as ACL Injury Awareness Month; SR 105 declared May as National Tennis Month; SCR 175 recognized Behavioral Health Awareness Month; SCR 176 designated Small Business Month; and SCR 178 recognized Jewish American Heritage Month. These measures drew extensive floor remarks, especially SCR 178, with senators from multiple caucuses speaking about Jewish history, contributions, diversity, and the need to oppose anti-Semitism and hate. All of these resolutions passed, with SCR 178 adopted 38-0.
The chamber then considered a series of policy bills, many of which passed with broad support. Measures approved included SB 922 on local cost recovery for street damage from public service operations, SB 932 on litigation transparency, SB 971 on older adult community connections, SB 1400 on Alameda Health System governance, SB 1228 on certain existing outdoor advertising displays in former redevelopment areas, SB 997 on groundwater agency authority, SB 1115 on reforming the Tulare County Public Cemetery District, SB 1088 on advance care planning forms, SB 1242 on family participation in CARE Court, SB 1364 on parental rights in rape-related child custody cases, SB 993 on protecting mental health professionals’ identifying information, SB 1094 on prescription drug biosimilar use, SB 1117 on ADU fee calculations, SB 1244 on broker compensation disclosures for public agency health plans, SB 1315 on autonomous vehicles, SB 1398 on Green Globes building certification, SB 1085 on water supply assessments for large projects, and SB 1316 on wage theft and labor enforcement. SB 1177 on high-speed rail reporting drew opposition from Senator Strickland, who argued the project should be ended, but the bill still passed after debate. The transcript ends as the Senate begins consideration of SB 1146, which would require disclosures for AI-generated health advertisements.
TX
Transcript Highlights:
- Bill 569 establishes a new unified structure for virtual and hybrid education in Texas public schools
- The lost art of classroom management safety in the school starts with structure, order and management
- Health Benefit Plan policy or contract holder's obligations to pay premiums on behalf of the individual
- Services, SB 1810 by Schwertner relating to the Annual Statistical Report for Fixing Title. insurance premium
Bills:
HB630, HB420, HB767, HB1708, HB2842, HB1404, HB2457, HB140, HB333, HB227, HB913, HB201, HB2198, HB 109, HB2763, HB519, HB 1261, HB 1135, HB1318, HB2358, HB2415, HB2765, HB2735, HB3307, HB1373, HB694, HB 1242, HB272, HB1437, HB1888, HCR78, HCR12, HCR128, HR7, HR11, HR37, HR69, HR83, HR89, HR100, HR123, HR129, HR137, HR254, HR258, HR289, HR293, HR318, HR324, HR350, HR368, HR370, HR372, HR379, HR406, HR407, HR432, HR445, HR471, HR504, HR506, HR507, HR528, HR567, HR572, HR591, HR592, HR593, HR603, HR614, HR621, HR673, HR684, HR685, HR687, HR700, HR701, HR711, HR712, HR754, HR757, HR758, HR760, HR764, HR765, HR766, HR767, HR768, HR769, HR770, HR771, HR772, HR774, HR776, HR777, HR778, HR779, HR780, HR783, HR784, HR784, HR6, HR6, HR17, HR17, HR18, HR18, HR49, HR49, HR170, HR170, HR236, HR236, HR247, HR275, HR355, HR356, HR364, HR672, HR690, HR690, HR755, HR755, HR756, HR756, HR759, HR759, HR762, HR762, HR763, HR763, HR781, HR781, HR785, HR785, SB2, SB260, SB569, HB2, HB2000, HB213, HB222, HB645, HB1458, HB 1022, HB141, HB643, HB3093, HB1700, HB 117
Keywords:
outboard motors, certificate of title, vessel regulation, Texas Parks and Wildlife Code, marine documentation, HB 420, Texas Water Code, special district, water district, board meetings, meeting location, teleconference, videoconference, remote meeting, public hearing, tax rate hearing, special districts, Cedar Creek Reservoir, county boundary, local government
CA
California 2025-2026 Regular Session
Assembly Local Government Committee Apr 9th, 2025
Transcript Highlights:
- We are very proud that part of our business model is to reinvest a portion of premiums into resources
- contend with climate change, wildfire, flood, insurance leaving the state, significant increases in premiums
- However, existing penalty structures aren't always designed for these more serious violations.
- So to help code enforcement officers, we looked at existing types of structures, particularly in the
Summary:
The committee heard a long agenda focused heavily on housing, local government, Brown Act teleconferencing, and public agency administration. Early bills included AB 39, which would require larger cities and counties to adopt electrification planning for EV charging and building decarbonization; AB 76, which clarifies Chula Vista’s university innovation district housing requirements; AB 259, AB 409, and AB 467, which extend or modernize Brown Act teleconferencing provisions for local agencies, community college student bodies, and Los Angeles neighborhood councils; and AB 428, which would let water corporations join joint powers authorities for pooled insurance. Supporters emphasized climate planning, housing access, public participation, safety, and cost savings, while several bills were amended to address stakeholder concerns. Most of these measures advanced on bipartisan votes, generally 6-1 or 7-0, and were left open for additional members to add on later.
The committee also heard AB 632, which would strengthen local enforcement tools for serious code violations, fire hazards, illegal cannabis operations, and unsafe housing by allowing unpaid administrative fines to be converted into money judgments and liens. Local government and code enforcement groups supported the bill as a way to improve compliance and reduce costly litigation. AB 670 would let local governments count investments in preserving naturally occurring affordable housing toward housing element reporting and require broader reporting of demolitions and replacement housing compliance; supporters argued preservation is essential because many unsubsidized affordable homes are at risk. AB 761 would allow Monterey-Salinas Transit to place a future sales tax measure on the ballot with approval from two-thirds of its board, rather than separate approval from each member jurisdiction, to preserve transit funding for seniors, veterans, and people with disabilities. These measures also moved forward, with the committee noting amendments and sending them to the next committees of referral.
Another major item was AB 810, which would require special districts and joint powers authorities to migrate public-facing websites and email addresses to .gov or CA.gov domains by 2031. The author argued the change would reduce fraud and improve public trust, especially after emergency-related scams, while opponents from special districts and IT organizations said the transition would be costly and difficult for smaller agencies. Several school-related opponents withdrew after amendments, and committee members discussed possible aliases and tribal-government language. The bill passed 7-1 to the Privacy and Consumer Protection Committee. Finally, AB 1206 proposed a pre-approved design catalog for single-family homes and small multifamily developments, modeled on a prior ADU bill, to speed rebuilding and reduce design costs; supporters from Habitat for Humanity and housing advocates said it would help both wildfire recovery and broader housing production, and the bill drew at least one opposed-unless-amended position as the committee moved into further discussion.
TX
Transcript Highlights:
- Because of the current funding structure where the Texas Emergency Services Retirement Board determines
- bill comes from the Business and Commerce Committee's Interim Hearing on Transmission Inference Structure
- Senate Bill 2808 by Hagan Boo, relating to approval of premium rate increases by the Commissioner of
- Senate Bill 2814 by Alvarado relating to a franchise or insurance premium. tax credit for certain housing
Bills:
SJR 12, SJR 81, SCR 39, SB 22, SB 32, SB 241, SB 393, SB 414, SB 458, SB 464, SB 568, SB 583, SB 609, SB 660, SB 693, SB 731, SB 732, SB 746, SB 783, SB 785, SB 897, SB 993, SB 996, SB 1008, SB 1029, SB 1035, SB 1036, SB 1120, SB 1122, SB 1147, SB 1163, SB 1188, SB 1197, SB 1209, SB 1227, SB 1245, SB 1267, SB 1307, SB 1321, SB 1332, SB 1386, SB 1394, SB 1396, SB 1470, SB 1494, SB 1537, SB 1596, SB 1598, SB 1610, SB 1664, SB 1814, SB 1822, SB 1841, SB 1948, SB 2065, SB 2155, SB 2406, SB 2407, SJR 12, SJR 36, SJR 81, SJR 50, SJR 4, SCR 22, SCR 12, SCR 39, SB 765, SB 62, SB 666, SB 888, SB 687, SB 847, SB 1248, SB 504, SB 305, SB 296, SB 284, SB 241, SB 304, SB 1023, SB 204, SB 609, SB 670, SB 850, SB 854, SB 413, SB 1346, SB 1033, SB 1220, SB 1073, SB 810, SB 1539, SB 447, SB 1119, SB 1505, SB 1215, SB 1302, SB 583, SB 673, SB 681, SB 1172, SB 955, SB 957, SB 1120, SB 541, SB 266, SB 1415, SB 53, SB 1352, SB 785, SB 1450, SB 1502, SB 1566, SB 414, SB 1062, SB 711, SB 746, SB 1404, SB 1448, SB 507, SB 1026, SB 1349, SB 1355, SB 1433, SB 1434, SB 1596, SB 1403, SB 667, SB 1059, SB 1567, SB 310, SB 311, SB 505, SB 1209, SB 1210, SB 1470, SB 264, SB 1029, SB 1358, SB 1364, SB 1569, SB 1376, SB 1228, SB 519, SB 1350, SB 462, SB 827, SB 1585, SB 1396, SB 1484, SB 1273, SB 927, SB 1227, SB 1229, SB 1353, SB 1464, SB 1709, SB 1729, SB 1733, SB 1744, SB 1772, SB 1841, SB 1147, SB 1008, SB 2016, SB 1173, SB 1163, SB 996, SB 568, SB 1370, SB 1321, SB 1101, SB 860, SB 993, SB 693, SB 1610, SB 1537, SB 1332, SB 1307, SB 963, SB 493, SB 984, SB 619, SB 1122, SB 455, SB 522, SB 1057, SB 1239, SB 1254, SB 1255, SB 1259, SB 1341, SB 1664, SB 1877, SB 464, SB 1277, SB 32, SB 732, SB 660, SB 731, SB 921, SB 268, SB 1822, SB 1188, SB 1589, SB 397, SB 1058, SB 1036, SB 1267, SB 2112, SB 1930, SB 532, SB 1035, SB 2155, SB 508, SB 292, SB 291, SB 901, SB 1333, SB 1436, SB 1494, SB 964, SB 779, SB 1378, SB 2312, SB 1719, SB 1386, SB 287, SB 2143, SB 1245, SB 261, SB 1247, SB 1948, SB 2406, SB 2407, SB 1882, SB 1197, SB 1814, SB 618, SB 38, SB 393, SB 2065, SB 1371, SB 1394, SB 1365, SB 2243, SB 2226, SB 2039, SB 1919, SB 1895, SB 1598, SB 1493, SB 1810, SB 1791, SB 1706, SB 1644, SB 1238, SB 783, SB 458, SB 22, SB 651, SB 897, SB 1809, SB 1080, SB 745, SB 826, SB 989, SB 1320, SB 1437, SB 2320, SB 2289, SB 1171, SB 664, SB 1637, SB 2064, SB 868, SJR 40, SJR 27, SCR 38, SCR 37, SB 1079, SB 1243, SB 1504, SB 1851, SB 1879, SB 2237, SB 1257, SB 2034, SB 1522, SB 883, SB 249, SB 1318, SB 1151, SB 596, SB 1191, SB 226, SB 570, SB 870, SB 991, SB 60, SB 365, SB 1067, SB 1786, SB 326, SB 1401, SB 1592, SB 1728, SB 1265, SB 586, SB 529, SB 217, SB 209, SB 1923, SB 1559, SB 1839, SB 387, SB 1874, SB 1872, SB 1873, SB 1921, SB 1883, SB 1677, SB 95, SB 1620, SB 1838, SB 2024, SB 2429, SB 1999, SB 511, SB 2309, SB 2166, SB 871, SB 510, SB 33, SB 2420, SB 1860, SB 1541, SB 1316, SB 1314, SB 1313, SB 1426, SB 1398, SB 1869, SB 1750, SB 1871, SB 36, SB 855, SB 1233, SB 760, SB 2425, SB 2037, SB 1758, SB 1759, SB 2365, SB 1924, SB 762, SB 1271, SB 1818, SB 605, SB 1405, SB 1762, SB 1968, SB 1977, SB 2077, SB 2148, SB 2321, SB 1967, SB 1662, SB 1663, SB 2124, SB 2204
Keywords:
parental rights, education, constitutional amendment, school choice, child education, tax exemption, ad valorem, tangible personal property, income production, border security, southern border, federal immigration policy, illegal immigration, cartels, transnational cartels, fentanyl, drug trafficking, human trafficking, Operation Lone Star, Texas border
Summary:
The meeting primarily focused on educational reforms, particularly in special education funding. Notably, Senator Bettencourt laid out the transformative impacts of Senate Bill 568, which aims to lift a historical cap on special education funding that affected approximately 775,000 students. The discussions included plans for an intensity-based funding model that could ensure fair distribution of resources depending on individual needs, thereby enhancing educational support for diverse learning requirements. Senators acknowledged past failures in the special education framework, emphasizing the necessity of moving towards a system that is transparent and focused on delivering adequate services.
FL
Florida 2025 Regular Session
February 13, 2025 - 09:00 AM
Transcript Highlights:
- And that's other revenue that's generated by athletics, which for us at FSU would include premium seating
- at FSA, And that's other revenue that's generated by athletics, which for us at FSU would include premium
- At FSU, it's the same organization structure as what Mr. Hector talked about.
- auxiliary, it grows, and it grows to a point where you can either bond for a new parking deck or parking structure
Summary:
The Higher Education Budget Subcommittee met to hear an overview of State University System finances from the Board of Governors and detailed budget presentations from Florida State University, the University of Central Florida, and the University of North Florida. The witnesses explained how university budgets are organized into fund categories such as education and general, contracts and grants, auxiliaries, local/designated funds, capital projects, and component units such as direct support organizations. They also described carry forward funds, the statutory reserve and spending-plan requirements, the PICO/HECO capital outlay process, and how universities use investment accounts, audits, and board oversight to manage restricted and unspent funds. The universities emphasized that most operating dollars are restricted to specific uses and that state support helps keep tuition low.
Members asked about differences in funding levels among institutions, especially why FSU receives more funding than UCF despite lower enrollment. Officials said preeminence funding, performance funding, and special legislative appropriations explain much of the difference, and the Board of Governors noted that Florida now has four preeminent universities, with UCF nearing that status. Questions also focused on what happens to unspent carry forward money, how it is invested, and whether the Board of Governors or Legislature can require funds to be returned; officials said the money is invested conservatively, subject to board and audit oversight, and can roll forward under a detailed spending plan, though the Legislature can change funding levels. The committee also discussed capital projects, with members asking about delays, inflation, and whether more projects should be phased or funded faster; witnesses said PICO funds remain with the state until needed and are reimbursed as construction proceeds.
A substantial portion of the discussion covered athletics, research, student fees, and endowments. The universities said athletics is generally expected to be self-supporting, though limited use of auxiliary or carry forward funds may be allowed for projects benefiting the broader student body. They also described the financial pressures from name, image, and likeness changes and new NCAA-related costs, and said institutions are planning for those changes now. On research, the universities explained sponsored research funding, indirect cost recovery, compliance obligations, and tech transfer, but did not provide specific commercialization revenue figures and said they would follow up. Members also asked about student fee increases, student input, counseling and wellness funding, and how housing costs affect affordability; the universities said student committees and boards review fees, and aid packaging is intended to keep student debt low. Endowments were described as being held in separate foundations/DSOs with independent investment committees and used mainly for scholarships, faculty support, and research.
MN
Minnesota 2025 1st Special Session
House Environment and Natural Resources Finance and Policy Committee 3/25/25
Environment and Natural Resources Finance and Policy
Transcript Highlights:
- Facing a state structural the state.
- AIS um account structural deficit. Our AIS um account structural deficit.
- our fees are structured now or or<00:47:31.920>
supplements. - Artists look for the word cadmium on the label and pay a premium for it.
- cadmium on the label and pay a premium cadmium on the label and pay a premium for<01:27:03.360><
US
US Federal 2025-2026 Regular Session
Hearings to examine big fixes for big tech. Apr 1st, 2025 at 01:30 pm
Competition Policy, Antitrust, and Consumer Rights Subcommittee
Transcript Highlights:
- I am CEO of Digital Content Next, a trade association representing premium publishers.
- They're recommending structural remedies like a Chrome divestiture and behavioral remedies like banning
- Congress should impose structural and behavioral remedies across all the markets in which these firms
- So would a structural remedy of separating the buy and the sell side, would that make a difference?
- Your research focuses on breaking up companies as a remedy, as a structural remedy.
Keywords:
antitrust, competition policy, digital advertising, monopoly, America Act, big tech, consumer rights
Summary:
The meeting, titled 'Big Fixes, Big Tech', marked the first hearing of the Senate antitrust competition policy and consumer rights subcommittee in the 119th Congress. Chairman Lee opened the session focusing on the urgent need for effective solutions regarding anti-competitive behavior among major tech firms like Google and Facebook, highlighting several ongoing court cases regarding monopolistic practices in the digital advertising and search markets. Key discussions included the limitations imposed on small businesses and innovation due to the dominance of these tech giants, with many testimonies advocating for stronger legislative measures, including the America Act. The act aims to disrupt the monopolistic capabilities of these firms and restore competitive integrity in the marketplace, which has suffered under their oppressive market control.
LA
Transcript Highlights:
- Judicial District and the 30th Judicial District, which is Ruston and Leesville, and just paying the premium
- reduce domestic violence, prevent escalation of serious injury, increase victim safety, provide structured
- Increase victim safety, provide structured, long-term offender accountability, and deliver coordinated
- frustration and heartbreak, knowing that our communities needed, yet lacked, the resources, support, and structure
LA
Transcript Highlights:
- Judicial District and the 30th Judicial District, which is Ruston and Leesville, and just paying the premium
- reduce domestic violence, prevent escalation of serious injury, increase victim safety, provide structured
- Increase victim safety, provide structured long-term offender accountability, and deliver coordinated
- frustration and heartbreak, knowing that our communities needed, yet lacked, the resources, support, and structure
Summary:
The Senate Committee on Judiciary B met on May 21 with a quorum present, approved the May 14 minutes, and then took up a long agenda of bills and resolutions. It first reported Senate Resolution 125 favorably, which urged the Navy to expedite funding and implementation of medium-unmanned surface vessels, citing jobs and private investment tied to Conrad Shipyard in Morgan City. The committee then heard House Bill 1253, the Gracie Claire Rushing Act, from Chairwoman Butler and Crystal Romero, who described the painful history of Gracie’s death, exhumation, and discovery that her heart had not been returned after autopsy; the bill was reported favorably without objection.
The committee also reported favorably House Bill 89, a local retirement health insurance measure for the Third and 30th Judicial Districts; House Bill 1257, barring elected officials and immediate family members from owning interests in electronic monitoring companies; House Bill 1029, as amended, creating a moratorium on alcohol beverage licenses in House District 3 until 2027; House Bill 1011, making a juror-per-diem donation program for CASA permissive statewide; House Bill 1064, creating a domestic violence intervention court pilot in East Baton Rouge Parish with support from the Criminal Justice Coordinating Council and YWCA; House Bill 816, prohibiting foreign adversaries from buying land near military installations; and House Bill 940, creating a counter-unmanned aircraft system task force to coordinate law enforcement response to drone threats.
The committee then heard House Bill 1247, which addresses the shortage of sexual assault nurse examiners by creating a statewide SANE coordinator in the Attorney General’s office and a response standards subcommittee; after adopting a technical amendment set, it was reported favorably with amendments. House Bill 335, expanding public-benefit eligibility verification to entities administering benefits and adding legislative auditor oversight, was also amended after concerns from food banks and disaster-response nonprofits, with members agreeing to work on additional floor amendments to protect essential services during emergencies. House Bill 623, a tobacco-related deadline fix, was voluntarily deferred to allow more time for drafting. The committee also reported favorably HCR 64, extending a report deadline for the Supreme Court drug and specialty court office.
Later, the committee reported favorably House Bill 243, changing recusal procedures so cases go first to the Attorney General rather than a private lawyer; House Bill 451, allowing hearing notices to be sent more than 30 days in advance and electronically; House Bill 1251, reducing permit costs for very small in-state distillers; House Bill 1053, allowing salons, barbers, and boutiques to offer limited complimentary wine or champagne without a permit; House Bill 153, barring criminal-justice debt from being reported to credit agencies; House Bill 59, authorizing East Baton Rouge Parish to transfer funds to the public defender’s office; HCR 50, a task force request; HCR 102, continuing the Senior Task Force on Fraud Prevention; and House Bill 1098, part of the aerospace package addressing liability related to sonic booms. The meeting ended with adjournment after a brief exchange about LSU and McNeese football.
US
US Federal 2025-2026 Regular Session
Hearings to examine opportunities to strengthen water infrastructure programs, focusing on the IIJA's successes. Apr 30th, 2025 at 09:00 am
Environment and Public Works Committee
Transcript Highlights:
- That's why we strongly support the water system's PFAS liability protection. premium.
- assistance, how could a permanent water systems program help cushion the impact of infrastructure structure
- innovative approach to make sure that they understand the needs of communities and that they're structuring
- This idea of structured loans with deferred principal payments, this is something that they came up with
Keywords:
Infrastructure Investment and Jobs Act, water infrastructure, lead service lines, federal reauthorization, sustainability, cybersecurity
Summary:
The meeting primarily focused on discussions surrounding the Infrastructure Investment and Jobs Act (IIJA) and its implications for local water systems. Various witnesses highlighted the transformative impact of the bipartisan infrastructure law, which has provided an unprecedented amount of funding to help address long-standing issues in drinking water infrastructure, particularly concerning lead service line replacements and sustainability in water management. The discussions emphasized the urgent need for federal reauthorization to continue supporting these initiatives, as many rural and disadvantaged communities still face substantial barriers in upgrading their water systems. Additionally, cybersecurity risks were noted, raising concerns over the vulnerability of water systems across the nation.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Friday, September 19, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- In my state alone, more than premiums.
- self-employed workers would see premiums self-employed workers would see premiums skyrocket?
- I remind the gentlelady that in her state, the premiums will go up $3,300, and in her district, premiums
- with huge premiums for the upcoming<00:45:19.760>
year. - <00:45:24.560>
increases estimated that these premium increases estimated that these premium
MN
Minnesota 2025 1st Special Session
Committee on Commerce and Consumer Protection - 02/13/25
Commerce and Consumer Protection
Transcript Highlights:
- This is the premium security plan, also known as reinsurance.
- This is a proven program that stabilizes market premiums within the individual health insurance market
- we don't take action on this program, then the individual market is at pretty significant risk of premium
- <00:20:00.840>
increases significant re risk of Premium increases significant re risk of Premium - There have been certain structures that have made it challenging for the organization that operates the
MN
Transcript Highlights:
- The amendment amends chapters 176 and chapter 79 and relates to workers compensation premium fraud prevention
- fraud prevention in compensation premium fraud prevention in the<00:04:42.160>
construction <00 - .<00:06:22.720>
It <00:06:23.039>identifies <00:06:23.600>application premium. - It identifies application premium.
- for the program at the time of premium for the program at the time of premium audit<00:07:33.280
FL
Florida 2025 Regular Session
Judiciary Mar 4th, 2025
Transcript Highlights:
- Florida doctors and hospitals face the highest medical mile premium medical malpractice premium rates
- Premiums are high in Florida because medical malpractice is high.
- The way you decrease medical malpractice premiums is to stop the malpractice.
- Monthly Premium is over $18,000. More than $220,000 a year for their insurance.
- And I'm not telling you that for the cost of the premium, we're talking about that.
NM
New Mexico 2026 Regular Session
House - Chamber Meeting Feb 11th, 2026 at 11:17 am
New Mexico House Floor Meeting
Transcript Highlights:
- bill should it pass, when I see PBIS, it automatically for me thinks it's a framework, just like structured
Bills:
HB111, HB103, HB60, HB108, HB120, HB145, HB154, HB164, HB291, HJR6, HR1, HJM2, HJM3, HJM1, HM7, HM17, HM4, HM22, HM23, HM24, HM26, HM2, HM16, HM32, HM13, HM47, HM11, HM14, HM21, HM34, HM50, HB38, HB47, HB63, HB64, HB127, HB165, HB184, HB200, HM20, HM51
Keywords:
water law, state engineer, civil penalty, compliance order, water rights, overdiversion, illegal diversion, groundwater storage and recovery, well license, permit violation, water enforcement, New Mexico water code, irrigation district, conservancy district, water diversion, unauthorized water sales, measuring device, district court appeal, water resources, water compliance
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Wednesday, April 29, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- 30:54.559>
considered <00:30:54.880>under <00:30:55.039>a <00:30:55.200>structured - to be considered under a structured to be considered under a structured rule.<00:30:56.320>
The - They were structural, enforceable, and designed to ensure that Section 702 remains both effective and
- which will alleviate strains on local law enforcement and hospital systems, help lower insurance premiums
- His premiums went up to the point that he could not afford the premium that would allow him to get the
NH
New Hampshire 2025 Regular Session
House Ways and Means (01/21/2025)
Transcript Highlights:
- We do not collect the insurance premium tax, although I think a fair number of us pay into the beer tax
- so the way that this is structured so the way that this is structured really<00:33:19.880>
is - tax uh we do not insurance premium tax uh we do not collect<00:35:38.640>
although <00:35:38.920 - cigars are exempt from liquid premium cigars are exempt from Taxation<01:34:51.480>
and <01:34 - Since then, we haven't changed the basic structure, but we and I and the finance committee have been
Summary:
The committee received an overview from Chris of the Legislative Budget Assistance Office on how it will estimate unrestricted revenues for the General Fund, Education Trust Fund, Highway Fund, and Fish and Game Fund. He explained that the committee’s work is based on current law, not pending bills, and that the estimates will feed into a House resolution and an amendment to House Bill 1, the operating budget. He also described the broader budget process, including how House and Senate estimates are reconciled, how surplus statements account for revenue changes from enacted bills, and how a committee of conference could resolve differences later in the session. No votes were taken.
Members then asked about why the Education Trust Fund was running below plan. Chris said the shortfall appeared to be driven largely by business taxes, including differences in the BET/BPT split and improved tax-processing systems that better track where business tax payments belong. Representative Orr also asked about tobacco tax collections and out-of-state sales; Chris said tobacco revenue was likely overestimated in 2023 based on COVID-era patterns, with more people smoking at home, and noted that e-cigarette tax revenue goes to the General Fund while cigarette taxes are split between the General Fund and Education Trust Fund. He said he did not have a specific estimate for cross-border sales.
Commissioner Lindsay St. Pierre of the Department of Revenue then began a deeper dive into the department’s role and the taxes it administers. She reviewed the department’s mission, organizational structure, taxpayer services, and the tax policy and legislative analysis staff who prepare fiscal notes and testify on bills. She noted that the department administers about $2.9 billion in revenue across major taxes such as business taxes, meals and rooms, and utility property tax, and that the figures being discussed were preliminary because the annual report had not yet been issued. The discussion was informational only, with no formal action taken.
AL
Transcript Highlights:
- premiums premiums um of any material difference.
- able to pay a premium? able to pay a premium?
- the premium.
- We ought to have make the premium. We ought to have make the premium.
- And your premium will not be raised based on your premium will not be raised based on your premium will
Keywords:
appropriations, budget, state funding, education, healthcare, infrastructure, state budget, mental health funding, education funding, infrastructure improvements, public safety, groundwater, water conservation, financial assistance, Texas Water Development Board, innovation fund, local conservation districts, transportation protection agreement, funeral services, insurance exemption
CA
California 2025-2026 Regular Session
Assembly Insurance Committee Apr 30th, 2025
Transcript Highlights:
- , ...a 22% decrease in their annual insurance premiums and a measurable reduction in uninsured losses
- Can you imagine if we were to ever get to a 22% decrease in your insurance premiums for hardened homes
- We are seeing huge premium increases in the wildland-urban interface, as well as in infill areas like
- Despite zero insurance claims to date, they saw a 450% increase in insurance premiums from last year
- We can answer questions like: Are some types of places seeing larger premium increases than others?
Summary:
The Assembly Insurance Committee met to consider several bills focused on California’s insurance market, wildfire resilience, and consumer protections. AB 888, the California Safe Homes Act, was heard first. Insurance Commissioner Ricardo Lara and Alabama Insurance Commissioner Mark Fowler testified in support, describing state grant programs that help homeowners harden roofs and create defensible space, with the goal of reducing losses and improving insurance affordability and availability. Supporters from the insurance industry, local government, and the Rebuild Paradise Foundation also backed the bill, and committee members emphasized the need for more incentives for mitigation. The bill passed the committee on a do pass motion and was sent to Appropriations.
AB 290, by Assemblymember Bauer-Kahan, would require the FAIR Plan to offer automatic payments and address non-renewal grace-period issues. The author described her own experience being forced onto the FAIR Plan and facing a large premium increase, while Consumer Federation of California called the bill common-sense consumer protection. The FAIR Plan opposed unless amended, saying it was already handling major wildfire claims and other operational demands and requested more time and changes to the non-renewal grace-period language. Members across the committee supported the bill as a needed modernization measure, and it passed as amended to Appropriations.
AB 1339, by Assemblymember Gonzalez, would direct the Department of Insurance to study insurance availability and pricing for affordable housing providers and report policy recommendations. Supporters from affordable housing organizations said rising premiums were forcing providers to cut services, defer maintenance, and use reserves, threatening housing stability for low-income residents. The bill passed as amended to Appropriations. AB 646, by Assemblymember Wallace, also passed to Appropriations; it concerns disclosure related to motor vehicle protection products and catalytic converter theft deterrence, with support from auto dealers and industry groups. The committee also approved AB 1531 on consent. Members later added on to the record in support of the bills, and the hearing concluded without recorded opposition votes on the measures that advanced.