Transcript Highlights:

• Are you able to put them on the screen? Sorry about that, Mr. Chair.

Bills: SB48, SB64, SB100

Keywords: State Fairgrounds District, fairgrounds bonds, public financing, bond authorization, gross receipts tax, gaming tax, tax-backed bonds, infrastructure funding, Albuquerque fairgrounds, State Fair Tid, economic development, municipal bonds, revenue pledge, capital projects, New Mexico finance, special education, office of special education, deputy secretary, public education department, IEP

Bills: HF2135, HF776, HF1581, HF1158, HF2226

Keywords: child welfare, fiscal analysis, third-party consultant, program evaluation, Minnesota, HF776, Minnesota Family Assets for Independence Initiative, family assets for independence, FAI, asset-building, matched savings, financial literacy, family savings, economic mobility, children youth and families, general fund appropriation, family support, low-income families, financial stability, budget bill

Bills: HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635

Keywords: insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory

Bills: HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635

Keywords: insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory

Transcript Highlights:

• patients to be conducted by health care institutions and behavioral health facilities, including screening
• diagnosis and treatment of mild obstructive sleep apnea, including patient treatment and patient screening
• policy or contract beginning January 1, 2027, from imposing cost-sharing requirements for diagnostic prostate
• cancer screenings for higher-risk subscribers and defines terms.
• We had to put a comma in the legislation to allow firefighters to be able to get this type of screening

Keywords: 1182, all

Summary: The meeting was a caucus-style review of two packets of bills, with staff reading summaries and members briefly explaining several measures. Topics included appropriations for pregnancy resource centers, home- and community-based services for the elderly and people with disabilities, veteran specialty courts, child care grants and infrastructure, language acquisition services for deaf or hard-of-hearing infants and toddlers, ambulance service regulation, short-term rental rules, tourism improvement areas, manufactured home installer licensure, CPR/AED training in schools, veterans’ park fee exemptions, and multiple child welfare and family-court bills. Several Senate bills were also reviewed, including optometry standards, behavior analyst licensure transfer, virtual mental health hearings, and assisted-living residency rules. Members speaking for bills emphasized themes such as supporting aging in place, improving rural ambulance access and reporting, protecting children in DCS cases, preventing poverty alone from being treated as neglect, and expanding access to health screenings and services. Other sponsors described measures to help veterans, strengthen school safety, and create local funding or improvement mechanisms for tourism and child care. Some bills were described as technical or administrative changes, such as post-nuptial agreement rules, tax lien procedures, and local government contract posting requirements. No formal votes were taken in the transcript excerpt, but many bills were noted as being on the consent calendar or third-read consent calendar, while a few had been removed from consent or were not yet on a calendar. The meeting concluded after the final bill on the second packet, HB 4025, was summarized as creating a study committee on gasoline and petroleum refinery feasibility.

Transcript Highlights:

• patients give consent before undergoing anesthetized procedures under which they could have a pelvic or prostate
• patients give consent before undergoing anesthetized procedures under which they could have a pelvic or prostate
• So, thank you for bringing those concerns forward. prostate exam performed on them by prostate exam performed
• ,<00:04:42.080> or practice a rectal, prostate, or practice a rectal, prostate, or gynecological
• Robbins bill um also includes prostate Robbins bill um also includes prostate exams<00:12:39.720

Keywords: 1183, house

Transcript Highlights:

• Senate Bill 84 by Senator Myers is an act in Title 22 relative to prostate cancer screening to provide
• for insurance coverage for screening of men.
• Members, the House amendment simply clarifies that any prostate cancer screening coverage required by
• Title 22 relative to health insurance coverage to establish a classification for colorectal cancer screening
• It ensures that a colonoscopy that begins as a screening remains classified as a screening, even if a

Bills: SR125, SCR70, SCR12, HB4, HB251, HB623, HB819, HB944, HB986, HB1098, HB1222, HB1257, HB221, HCR58, SCR22, SCR24, SB29, SB30, SB32, SB41, SB42, SB43, SB47, SB84, SB93, SB113, SB192, SB199, SB219, SB220, SB221, SB222, SB241, SB253, SB255, SB289, SB292, SB306, SB314, SB351, SB399, SB404, SB14, SB102, SB133, SB151, SB165, SB169, SB170, SB200, SB217, SB280, SB291, SB300, SB303, SB330, SB449, SB489, SB521, SB45, SB156, SB181, SB203, SB274, SB304, SB379, SB396, SB410, SB425, SB427, SB436, SB424, SCR61, SCR9, SB35, SB65, SB215, SB246, SB249, SB269, SB282, SB296, SB323, SB363, SB369, SB474, SB490, SB492, SB500, HCR31, HB296, HB299, HB322, HB364, HB519, HB535, HB538, HB568, HB571, HB622, HB635, HB676, HB772, HB784, HB1006, HB1018, HB1043, HB1070, HB1134, HB1239, HB62, HB193, HB203, HB210, HB220, HB228, HB246, HB420, HB475, HB486, HB574, HB584, HB750, HB813, HB815, HB826, HB870, HB949, HB953, HB1045, HB1092, HB1151, HB1162, HB1176, HB1177, HB1196, HB1214, HB1241, HB22, HB28, HB33, HB41, HB47, HB87, HB115, HB162, HB195, HB214, HB217, HB233, HB283, HB290, HB319, HB324, HB345, HB362, HB363, HB368, HB377, HB380, HB382, HB386, HB392, HB406, HB431, HB441, HB466, HB503, HB533, HB559, HB575, HB590, HB593, HB618, HB636, HB655, HB664, HB685, HB692, HB707, HB715, HB732, HB738, HB741, HB748, HB776, HB807, HB822, HB856, HB860, HB868, HB887, HB888, HB905, HB908, HB961, HB980, HB990, HB992, HB999, HB1000, HB1010, HB1146, HB1157, HB1233, HB1236, HB1243, HB54, HB137, HB180, HB192, HB310, HB321, HB396, HB512, HB552, HB578, HB638, HB663, HB708, HB717, HB718, HB1009, HB1082, HB1104, HB1107, HB1198, HB1246, HB1250, HB17, HB36, HB73, HB119, HB126, HB129, HB133, HB140, HB159, HB166, HB211, HB226, HB245, HB271, HB280, HB337, HB351, HB354, HB399, HB677, HB712, HB723, HB726, HB728, HB759, HB789, HB844, HB850, HB966, HB1036, SB149, SB382, SB441, HB134, HB258, HB359, HB782

Keywords: SR125, Senate Resolution 125, MUSV, Medium Unmanned Surface Vessel, MASC, Modular Attack Surface Craft, Conrad Shipyard, Morgan City, Louisiana shipbuilding, U.S. Navy, Department of the Navy, unmanned naval vessels, autonomous ships, defense procurement, military contracting, shipyard jobs, maritime workforce, advanced manufacturing, robotics, software engineering

Summary: The Senate convened with a quorum, received an opening prayer from Pastor Elizabeth Ali Frank, and adopted the journal. The chamber then handled a large number of messages, committee reports, resolutions, and House bills, including several ceremonial resolutions and many House measures returned with amendments. Notable resolutions included recognition of World Preeclampsia Awareness Day, commendations for Louisiana sports honorees, and a resolution urging higher reimbursement rates for behavioral health crisis centers, which was adopted. The Senate also concurred in SCR 22 on opioid settlement fund reporting, with Senator Myers explaining the House changes were technical and improved the reporting deadline and detail. A major portion of the meeting was devoted to concurrence or rejection of House amendments on Senate bills. The Senate concurred in several bills involving telehealth, prenatal bereavement care, official journals, ambulance Medicaid coverage, insurance and licensing disclosures, peptide regulation, psychosocial rehabilitation services, university records confidentiality, the Inspector General, religious exercise protections, child care assistance, eye care coverage, teacher retirement, and electronic service of pleadings. The chamber rejected House amendments to SB 42 on AI-created child sexual abuse materials and SB 43 on psychedelic-assisted therapy, and also rejected amendments on SB 29 and SB 32 before later concurring in many other technical or clarifying House changes. Several members explained that the House amendments were mostly technical, clarified effective dates, or adjusted definitions and contact information. The Senate then took up numerous House bills on final passage. Bills passed included measures on inmate workforce development cleanup, jury bond filing by mail, free transcripts for victims testifying before pardon/parole hearings, public awareness on illegal firearm discharge, special masters in complex litigation, paternity acknowledgments in hospitals, juvenile court filing fees in East Baton Rouge Parish, drug-free school zone penalties, criminal history record confidentiality, body brokering/fraudulent patient referrals, bail notice and residence requirements, sex offender registration updates, parish court jurisdictional amounts, court technology fees, deferred retirement options, shared custody standards, women’s policy and research commission membership, sickle cell and uterine fibroids commission membership, child exploitation reporting on online platforms, recreation of the state civil service department, children’s cabinet membership, DCFS employee background checks, AI disclosure in health care visits, the psychology inter-jurisdictional compact, mental health advisory board updates, foster children’s rights, automatic renewal contract disclosures, Orleans sheriff term alignment, access to death records for financial institutions, insurance referral disclosures, radiologist assistant regulation, plumbing licensure reforms, legislative auditor thresholds, developmental disabilities office renaming, insurer investment rules, Medicare Advantage coverage for integrative care services, and more. Some bills were returned to the calendar for further work, including HB 571, HB 475, HB 750, and HB 1162, and HB 490 was set aside after extensive debate on private-use electrical networks and data-center power arrangements. The most prominent floor action was final passage of HB 636, the Caleb Wilson Hazing Prevention Act, which Senator Boudreaux described as a comprehensive response to hazing tragedies on Louisiana campuses. He said the bill was developed by a task force that included the Wilson family and would strengthen education, reporting, accountability, and penalties, including permanent banishment for organizations involved in hazing deaths. After the bill passed 37-0, the Senate recognized the Wilson family and presented flags in Caleb Wilson’s honor. Throughout the day, many bills passed overwhelmingly, though a few drew dissent, including HB 296, HB 538, HB 568, HB 635, and HB 784. The meeting ended with continued consideration of additional House bills and unfinished items returned to the calendar for later action.

Transcript Highlights:

• Even though we talk about breast cancer and prostate cancer, you hear about them on the news and how
• much of a scourge that is, if you combine the deaths from breast cancer and prostate cancer, more people
• Even though we talk about breast cancer and prostate cancer, you hear about them on the news and how
• much of a scourge that is, if you combine the deaths from breast cancer and prostate cancer, combine
• the deaths from breast cancer and prostate cancer, more people still die of Alzheimer's disease every

Bills: HB2190, HB2202, HB2233, HB2251, HB2252, HB2396, HB2437, HB2689, HB2796

Keywords: physician assistants, licensure compact, medical services, multistate practice, patient care access, healthcare workforce, military families, adverse actions, dementia care, telementoring, healthcare education, rural communities, grant funding, HB 2233, rural health transformation, rural health transformation program, AHCCCS, Arizona Health Care Cost Containment System, Joint Legislative Budget Committee, JLBC

Summary: The committee began with a presentation from the Alzheimer’s Association Desert Southwest Chapter and Dr. Anna Burke of Barrow Neurological Institute on the scope of Alzheimer’s disease, the shortage of specialists, low rates of timely diagnosis, and the need for caregiver support and early intervention. Speakers emphasized that Arizona is a leader in Alzheimer’s research and that lifestyle changes, new therapies, and research funding offer hope, but only if patients are diagnosed earlier and providers are better trained. The committee then heard House Bill 2202, which would appropriate $300,000 over three years for a dementia care telemonitoring/telementoring grant program through the Department of Health Services to help providers statewide learn best practices in dementia care. Supporters, including the Alzheimer’s Association, Dr. Danny Cabral, and a patient advocate, said the bill would address major gaps in provider training and improve early diagnosis and treatment. There was no opposition, and the committee voted 11-0 to give HB 2202 a do pass recommendation. The committee next took up House Bill 2251, the “Jordan and MacTerry Act,” which would expand licensed midwives’ authority to administer certain medications, require liability insurance disclosure and reporting, and create an Arizona Midwifery Advisory Committee. Supporters said the bill would improve safety, oversight, and access to emergency medications in home births, while opponents from ACOG and the Arizona Osteopathic Medical Association raised concerns about the adequacy of oversight, the medication list, and whether eight hours of pharmacology training is sufficient. After testimony from midwives, physicians, and stakeholders, the bill was held for further stakeholder work and anticipated floor amendments. House Bill 2252, which would allow certified nurse midwives, certified professional midwives, or licensed midwives to accompany a patient in a ground ambulance during transport if approved by medical direction, also drew support and opposition. Supporters argued it would preserve continuity of care in emergencies, while firefighters and EMS representatives objected to ambiguity and scene control concerns. That bill was likewise held for further stakeholder meetings. The committee then recessed and reconvened for later presentations on federal budget and health-related topics.

Bills: HB10, HB12, HB34, SB130, SM21

Keywords: physician assistants, interstate compact, medical services, licensure, cross-state practice, military families, regulatory authority, physical therapy, licensure compact, interstate practice, healthcare, military spouses, criminal background check, HB34, school nurse, school nurses, nurse licensure, charter school, charter schools, school district

Bills: HB2, SB48, SB64, SB100

Keywords: general appropriation, budget, Medicaid, education funding, public safety, State Fairgrounds District, fairgrounds bonds, public financing, bond authorization, gross receipts tax, gaming tax, tax-backed bonds, infrastructure funding, Albuquerque fairgrounds, State Fair Tid, economic development, municipal bonds, revenue pledge, capital projects, New Mexico finance

Transcript Highlights:

• how many folks voted for it that didn't even know what it was. because it wouldn't show up on my screen
• The clerk will read the bill. 5451 by Thompson relating to a screening for the risk of commercial sexual
• We have screening involved with children who are in foster care and TJJD. And I move.

Bills: HB 120, HB20, HB150, HB6, HB 100, HB 124, HB210, HB215, HB1393, HB1587, HB 1151, HB 1268, HB142, HB451, HB39, HB 102, HB 126, HB290, HB300, HB2143, HJR2, HB147, HJR6, HB 120, HB20, HB150, HB6, HB 100, HB 124, HB210, HB215, HB1393, HB1587, HB 1151, HB 1268, HB142, HB451, SB1

Keywords: career readiness, education reform, workforce training, public schools, financial aid, applied sciences, career education, high school diploma, certificate program, work-based learning, job placement, high-growth jobs, technical training, cybersecurity, state command, information resources, data protection, incident response, mental health, telehealth

Transcript Highlights:

• He is the founder of the Prostate Cancer Institute of America, the only practice of its kind in the country
• , focusing exclusively on innovative treatments such as low-dose-rate prostate brachytherapy in the treatment
• of localized prostate cancer.
• He has been in clinical practice for more than 20 years, performing prostate brachytherapy.
• , a very large picture of himself, because he's one of the valley's top doctors when it comes to prostate

Keywords: 1182, all

Summary: The House convened for a floor session with prayer and the Pledge of Allegiance, approved the prior journal, and recorded attendance at 56 present, with two absent and two excused. The Speaker announced temporary committee replacements, and the clerk listed a large slate of bills and measures on second reading, including topics such as child support, water and land issues, abortion, wildlife management, sovereign authority, attorney general powers, housing and homeowners associations, criminal justice, emergency services, education, appropriations, and several memorials and resolutions. The session also featured introductions of the Doctor of the Day, Dr. A.J. Batnagar, and several guests, including tribal leaders from the Tohono O'odham Nation and Cocopah tribe, and Israel’s Consul General Israel Bashar. During personal privilege remarks, Representative Alma Hernandez criticized a lobbyist for alleged harassment and inappropriate campaign-related conduct in committee and in her district, while another member spoke about tribal visitors and cooperation among Arizona’s tribes. No legislation was debated or voted on during the excerpt beyond routine procedural actions. Committee and caucus announcements followed, including notices that Appropriations would not meet as scheduled but would hold a special meeting, along with cancellations for several other committees and a special joint Ways and Means meeting. The House then received Senate messages, announced the Rules Committee and caucus meetings for the next day, and adjourned on a motion until 10 a.m. Thursday, January 15, 2026.

Transcript Highlights:

• These exposures are directly linked to cancers like prostate, pancreatic, thyroid, breast, esophageal
• We respectfully urge this committee to amend Kentucky's current presumptive cancer law to include prostate
• current presumptive cancer law<00:07:20.639> to<00:07:20.880> include<00:07:21.599> prostate
• ,<00:07:22.479> pancreatic, law to include prostate, pancreatic, law to include prostate,

Keywords: 958, all

Summary: The committee began with introductions of interns and then took up two bills. House Bill 34, presented by Representative Bant with testimony from Kentucky Professional Firefighters, would expand Kentucky’s presumptive cancer coverage for firefighters. The witness argued that occupational cancer is now the leading cause of line-of-duty deaths for firefighters and asked that additional cancers, including prostate, pancreatic, thyroid, breast, esophageal, and multiple melanoma, be added to the law. Members asked about the fiscal impact, which was described as indeterminable, and several members voiced support for the bill and for first responders. After discussion, House Bill 34 received a motion and second and was approved by the committee with favorable expression. The roll call showed broad support, with Representative Thomas voting no and the rest of the committee voting yes. The committee then heard House Bill 214 from Representative Wesley, which would create a disabled veterans account program to fund accessibility ramps for disabled veterans’ residences. The bill was described as covering pre-built or custom-built ramps for homes and defining eligible recipients. It also received a motion and second, passed with favorable expression, and the roll call again showed overwhelming support with Representative Thomas voting no and the remaining members voting yes. The meeting ended with an announcement about a National Guard Association legislative breakfast the next day.

Transcript Highlights:

• At camp, we hold a strict no screens At camp, we hold a strict no screens policy,<00:16:06.880><
• I also agree that the screen time issue is a big issue.
• really seeing um the benefits of screen really seeing um the benefits of screen time<00:24:14.880
• time issue is a agree that the screen time issue is a big<00:24:42.360> issue.
• screen of a<00:25:29.320> device.

Bills: HF4213, HF4198, HF3930, HF3585, HF3451

Keywords: education finance, school funding, K-12, prekindergarten, pre-K, early childhood education, general education aid, special education, literacy aid, school meals, free school meals, school breakfast, school lunch, charter school lease aid, charter schools, nonpublic pupil aid, private school aid, transportation aid, desegregation aid, integration aid

Transcript Highlights:

• I mean, I've been on some portals with big screen TVs, right? jacuzzis and the whole thing.
• Cervical cancer screening, colorectal cancer screening, folic acid supplementation.
• Hep B virus infections or immunizations, HIV, hypertension in adults screening adults 18 And older for
• And let's see, there's more screening for pregnant women. There's syphilis infection Screening.
• From what the fees and the services you described, we're going to remove the fee from the screening and

Bills: SB273, SB37, SB100

Keywords: SB273, appropriations, general fund, hold harmless, local government finance, municipal revenue, county revenue, correctional facility, jail contract, private prison, detention facility, immigration detention, revenue bonds, clawback, child welfare, juvenile justice, protective services, school improvement, New MexiCare, aging services

Transcript Highlights:

• tell you that nothing will happen about the gifted IEPs, the gifted advisory committee, universal screening
• gifted students don't fall through the cracks: protect the funding, protect rights, defend universal screening

Bills: SB64, SB19, SB44, SB83

Keywords: special education, office of special education, deputy secretary, public education department, IEP, individualized education program, students with disabilities, IDEA, Individuals with Disabilities Education Act, dyslexia, dyslexia screening, structured literacy, reading intervention, multilayered system of supports, MTSS, student assistance team, free appropriate public education, FAPE, special education compliance, charter schools

Bills: S0212, S0656, S0682, S0810, S0812, S0890, S0892, S0900, S0928, S1084, S1284

Keywords: sexual offender, sexual predator, sex offender registry, child protection, residency restriction, loitering, proximity restriction, public swimming pool, school safety, child care facility, day care center, park, playground, conditional release, probation, community control, warrantless arrest, background check, registry screening, minor victims

Summary: The committee took up a series of criminal justice and public safety bills. SB 1084, which exempts certain identifying and location information for non-legal support staff in state attorneys’ offices from public records requests, was supported by prosecuting attorneys and reported favorably. SB 212, as amended, created new restrictions related to sexual offenders and predators, including a 200-foot restricted presence provision near certain locations and updated notification/supervision requirements; it drew strong opposition from researchers, advocates, and affected families who argued it lacked evidence and would increase homelessness, but it was reported favorably. SB 682, addressing domestic violence, coercive control, strangulation, animal abuse, injunctions, and related training and enforcement issues, received emotional survivor testimony and support from animal welfare and law enforcement groups and was reported favorably. SB 656, creating and renaming FDLE Internet Crimes Against Children funding and grant programs, was amended and reported favorably and unanimously. The committee also considered SB 810 on sealing criminal history records, which would expand eligibility for some non-conviction records and one low-level misdemeanor conviction after waiting periods and judicial review; supporters said Florida is unusually restrictive, while one senator raised concerns about the scope, and the bill was reported favorably. SB 890, creating a standalone battery by strangulation offense applicable outside domestic relationships, was reported favorably after the sponsor said it would close a gap in current law. SB 892, revising habitual offender and violent career criminal sentencing procedures and notice requirements, was reported favorably, with defense lawyers supporting the clearer pretrial notice. SB 928, “Missy’s Law,” requiring immediate remand to custody after conviction of certain dangerous crimes, was amended to include computer pornography/child exploitation offenses and reported favorably after a family member of the namesake victim testified in support. Later, SB 1284 modernized arrest and search warrant statutes, expanding judicial summons options for some misdemeanors and broadening warrant/arrest authority in certain DUI, injunction, domestic violence, and misdemeanor force cases; defense lawyers supported the judicial-discretion portions but raised concerns about DUI/BUI arrests, and the bill was reported favorably. Finally, SB 812, a technical companion to SB 810 updating public records treatment for sealed criminal history records, was amended to clarify prosecutorial access for later cases and reported favorably. Several bills were supported by law enforcement, prosecutors, and advocacy groups, while others drew opposition from civil liberties, treatment, homelessness, and criminal defense advocates. The meeting adjourned after members recorded additional votes on selected tabs.

Transcript Highlights:

• this mandate require a physician or PA, etc., to spend their very precious patient contact time screening
• patient with no risk factors instead of just allowing the provider to determine if the patient needs screening
• I do want to point out that this is based on children already being mandated to be screened.
• the assessment as part of the Hearing for discharge or conditional release, it also adds a drug screening

Bills: SB1328, SB1380, SB1436, SB1558, SB1572, SB1651, SB1805, SB1831, SB1836, SB2014, SB2023, SB2044, SB2179, SB933

Keywords: parents' rights, healthcare consent, minors, medical records, protection, legal guardianship, hospital, fetal death, miscarriage, healthcare, state health department, vital records, patient rights, child care, licensing, definitions, foster care, child welfare, mental health, substance abuse

Transcript Highlights:

• These deaths are preventable with timely screening.
• are preventable with timely screening. are preventable with timely screening.
• to ensure access to these screenings to ensure access to these screenings become<01:13:37.760>
• that patients can complete screening that patients can complete screening process<01:14:25.679><
• <01:21:23.600> and there's a colon cancer screening and there's a colon cancer screening and

Bills: HB20, HB2612, HB2404, HB2459, HB2194, HB1880, HB2284, HB1969, HB2458, HB1546, HB2161, HB1721, HB1641, HB2137, HB1782, HB2360, HB1965, HB1897, HB1513

Keywords: lava insurance, homeowners, insurance market, subsidy, Hawaii, mortgage, debt, secured transactions, real property, Hawaii Revised Statutes, cooperative associations, electric utility cooperatives, agricultural cooperatives, mutual help, food innovation, agribusiness, food safety, market access, branding, economic diversification

Summary: The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided. The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments. Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.

Bills: SB1519, SB1775, SB1900, SB1948, SB2080, SB1226, SB1456, SB1462, SB1463, SB1980, SB1479, SB1608, SB1923

Keywords: municipal zoning, home-based businesses, no-impact businesses, local government, regulation, short-term rentals, municipal ordinance, municipal court, court of record, court not of record, city penalties, fine limits, penalty cap, ordinance enforcement, state statute, traffic offenses, speeding, parking, DUI, DWI