Video & Transcript : 'Overdraft Lending' :

Page 55 of 114
WA
Transcript Highlights:
  • I'm here to lend my strong support for House Bill 2099, which will make it easier for military families
Summary: The Early Learning & Human Services Committee held public hearings on several child care and disability-related bills. House Bill 2317 would exempt certain ECAP and Head Start programs from DCYF licensing when they operate part-day or school-day in public school buildings or on public school property. Staff and the prime sponsor said the bill would remove duplicative licensing barriers and help expand preschool seats, especially as Washington prepares to add more ECAP slots. Testifiers from Head Start, school-linked providers, and the Washington Federation of Independent Schools supported the bill, describing licensing delays, added costs, and lost classroom time; no one testified in opposition. The committee also heard House Bill 2099, which would expand ECAP access for military families with incomes up to Working Connections Child Care limits and adjust prioritization for families with deployed or single custodial military parents. The prime sponsor and multiple supporters, including retired military leaders, Head Start/ECAP advocates, ESD staff, and a military-community partnership, said military families face frequent moves, deployment-related strain, and child care shortages that affect readiness and family stability. Testifiers said the bill would help families access care without changing the program’s low-income focus or adding state cost. House Bill 2350 would require DSHS to notify residents, guardians, and family members when a residential habilitation center is found out of compliance with federal CMS requirements, and to provide follow-up notices on correction and enforcement actions. The sponsor said the bill responds to limited communication around recent noncompliance issues at Rainier School and would improve transparency; DSHS had requested a narrow amendment about how notice is provided to residents. Disability rights advocates strongly supported the bill, saying families need timely information to protect loved ones and make informed decisions. Finally, House Bill 2318 would let ECAP and Head Start children count toward the 5% subsidy participation threshold needed for Early Achievers quality improvement awards. Supporters said the current rule can discourage providers from enrolling ECAP children because it risks losing an award, even though ECAP already requires Early Achievers participation. The sponsor and testifiers described the bill as a small fix to reduce a funding disincentive for providers serving high-need children. The committee took no votes and adjourned after closing the hearings on all four bills.
CA

California 2025-2026 Regular Session

Senate Floor Session Jan 5th, 2026

California Senate Floor Meeting

Transcript Highlights:
  • the opportunity to work on establishing our state's consumer protection agency, tackling predatory lending
FL

Florida 2025 Regular Session

October 8, 2025 - 08:30 AM

Transcript Highlights:
  • ONE OF THE QUESTIONS THAT'S GOING AROUND RIGHT NOW I KIND OF WANTED TO LEND SOME OF MY EXPERIENCE WITH
NM

New Mexico 2025 Regular Session

IC - New Mexico Finance Authority Oversight Jul 9th, 2025

New Mexico Finance Authority Oversight Committee

Transcript Highlights:
  • assistance, and not maybe having the resources to do that, it's because NMFA has a higher standard of lending
TX

Texas 89th Regular

Senate Session (Part IV) May 30th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • declined to include the additional language that would have authorized the Comptroller to engage in the lending
Bills: SJR27 , SB7 , SB27 , SB57 , SB66 , SB140 , SB293 , SB413 , SB437 , SB467 , SB506 , SB510 , SB512 , SB571 , SB710 , SB785 , SB800 , SB850 , SB863 , SB865 , SB904 , SB905 , SB973 , SB974 , SB1191 , SB1281 , SB1300 , SB1362 , SB1494 , SB1504 , SB1522 , SB1567 , SB1579 , SB1580 , SB1723 , SB1760 , SB1838 , SB1923 , SB1946 , SB1957 , SB1964 , SB2121 , SB2167 , SB2221 , SB2321 , SB2368 , SB2373 , SB2407 , SB2431 , SB2477 , SB2587 , SB2615 , SB2807 , SB2965 , SB2986 , SB3039 , SB3047 , SB3070 , SB1 , SB8 , SB12 , SB13 , SB15 , SB17 , SB21 , SB30 , SB37 , SB260 , SB268 , SB331 , SB379 , SB441 , SB447 , SB457 , SB509 , SB568 , SB650 , SB763 , SB1198 , SB1405 , SB1506 , SB1540 , SB1566 , SB1610 , SB1637 , SB1660 , SB1833 , SB2018 , SB2024 , SB2155 , SB2217 , SB2308 , SB2337 , SB2601 , SB2753 , SB2778 , SB2878 , SB2900 , SB2972 , SB3059 , HB4 , HB145 , HB300 , HB493 , HB2011 , HB2067 , HB2516 , HB2525 , HB2885 , HB2974 , HB3071 , HB3372 , HB3556 , HB3595 , HB5138 , HB5246 , HB40 , HB46 , HB 119 , HB705 , HB1545 , HB2017 , HB2963 , HB3642 , HB3909 , SJR36 , SJR50 , SJR63 , SCR12 , SCR39 , SB2023 , SB62 , SB666 , SB847 , SB284 , SB854 , SB810 , SB1505 , SB583 , SB507 , SB1434 , SB1772 , SB2016 , SB1122 , SB731 , SB397 , SB508 , SB1436 , SB287 , SB1882 , SB393 , SB1791 , SB209 , SB2429 , SB1085 , SB1975 , SB2717 , SB1262 , SB636 , SB2056 , SB884 , SB1200 , SB1845 , SB2458 , SB801 , SB3014 , SB3013 , SB758 , SB2797 , SB2076 , SB2876 , SB1640 , SB1449 , SB1181 , SB1234 , SB2926 , SB2841 , SB1528 , SB1854 , SB317 , SB1250 , SB2082 , SB1237 , SB2819 , SB629 , SB2608 , SB1602 , SB2009 , SB867 , SB640 , SB1698 , SB2680 , SB913 , SB1071 , SB1086 , SB1087 , SB1483 , SB1444 , SB1553 , SB1556 , SB1703 , SB2133 , SB2297 , SB2298 , SB2622 , SB2955 , SB2334 , SB1367 , SB2044 , SB2363 , SB2565 , SB1888 , SB3036 , SB3057 , SB3043 , SB3063 , SB3035 , SB203 , SB2688 , SB2522 , SB2459 , SB2655 , SB2251 , SB1884 , SB2928 , SB2566 , SB2549 , SB2553 , SB2919 , SB1944 , SB1232 , SB1798 , SB2603 , SB2607 , SB2683 , SB1319 , SB3045 , SB3071 , HB796 , HB1523 , HB5294 , HB748 , HB3395 , HB180 , HB3171 , HB146 , HB5596 , HB5694 , HB 1135 , HB3225 , HB186 , HB1449 , HB3793 , HB 112 , HB 104 , HB3336 , HB3520 , HB3320 , HB5663 , HB2399 , HB 111 , HB3483 , HB4580 , HB3748 , HB632 , HB4730 , HB5690 , HB5689 , HB3385 , HB4359 , HB5381 , HB 123 , HB5606 , HB 1057 , HB3664 , HCR141 , HCR40 , HCR59 , SR695 , SCR54 , HCR153 , HCR166 , HCR168 , SJR27 , SB7 , SB57 , SB66 , SB140 , SB293 , SB413 , SB437 , SB467 , SB506 , SB510 , SB512 , SB571 , SB710 , SB785 , SB800 , SB850 , SB863 , SB865 , SB904 , SB905 , SB973 , SB974 , SB1191 , SB1281 , SB1300 , SB1362 , SB1504 , SB1522 , SB1567 , SB1579 , SB1580 , SB1723 , SB1760 , SB1838 , SB1923 , SB1946 , SB1957 , SB1964 , SB2167 , SB2221 , SB2321 , SB2368 , SB2407 , SB2477 , SB2587 , SB2615 , SB2807 , SB2965 , SB2986 , SB3039 , SB3047 , SB3070 , HB40 , HB 119 , HB705 , HB1545 , HB2017 , HB2963 , HB3642 , HB3909 , SB17 , SB21 , SB509 , SB1198 , SB1506 , SB1833 , SB2155 , SB2601 , SB2778 , HB300 , HB2011
ND

North Dakota 2025-2026 Regular Session

Senate Appropriations - Education and Environment Division Apr 10th, 2025 at 09:30 am

Appropriations - Education and Environment Division

Transcript Highlights:
  • We're used to lending money and getting it back with interest.
Bills: HB1329
Summary: The Education Division met with all members present and first took up House Bill 1329, which would create a transparency database and website for school spending information. Senator Schaible offered Amendment 0204 to turn the bill into a study, citing concerns that the proposal would impose major data-collection burdens on 168 school districts, require new data standards and privacy protections, and likely cost far more than the $500,000 in the bill. Several members supported transparency but agreed the implementation costs and technical feasibility were unclear. The committee adopted the amendment 4-1, then passed HB 1329 as amended on a 5-0 vote, with Senator Shively to carry the bill. The committee then discussed House Bill 1540, the education savings account/voucher bill. Representatives from the Bank of North Dakota and the Department of Public Instruction explained that they had not been consulted on the original drafting and outlined needed administrative changes, including clarifying the Bank as administrator, using a third-party program manager, involving DPI in rulemaking, adding audit and appeal procedures, and adjusting language on eligible purchases and school disqualification. They also said the current timeline was likely too aggressive to launch by the 2026-27 school year and estimated the program would require about 15 months to implement, with a fiscal note now around $5.1 million. Members also discussed policy-related amendments on means testing and application timing. Senator Shively proposed a 300% of poverty-level means test and a sign-up period to reduce costs and limit open-ended enrollment, while Senator Axman proposed a tiered approach that would keep all students technically eligible but phase in funding levels by income, preserving access for students who qualify for other federal supports. DPI said it could not currently disaggregate some data by family income and that the appeal process and procurement timeline still needed work. The committee did not move HB 1540 out that morning and instead recessed to continue discussion later after members had time to review the administrative and fiscal issues separately from the means-testing proposals.
TX
Transcript Highlights:
  • Through strategic lending, foreign adversaries could threaten our economic and national security by weaponizing
US
Transcript Highlights:
  • I believe my professional experience lends itself well to these tasks, and I have seen many related issues
Summary: The committee meeting primarily involved discussions around key nominations and pressing legal issues pertaining to the Department of Justice. Notable discussions included the nomination of John Eisenberg for assistant attorney general for national security, where concerns over the revival of the China Initiative were raised. Senators expressed significant apprehensions regarding previous actions taken under this initiative and its implications for national security. Additionally, there were critiques of the broader implications of executive actions that challenge judicial authority, aligning with ongoing dialogues about the integrity of the judiciary and executive oversight.
TX

Texas 89th Regular

89th Legislative Session Mar 6th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • HB 986 by Toth-Wilk, lending to the state, savings achieved through a budget savings program administered
FL
Transcript Highlights:
  • BUT WE HAVE SOME NEW MEMBERS HERE ALSO AND THEY KNOW THEY WILL LEND THEIR SUPPORT OF THE ISSUES THAT
CO

Colorado 2026 Regular Session

Colorado House 2026 Legislative Day 071 Mar 25th, 2026

Colorado House Floor Meeting

Transcript Highlights:
  • that in we've seen that in um<01:38:45.040><c> many</c><01:38:45.360><c> cases</c><01:38:46.159><c> lending
  • </c><01:38:46.719><c> from</c><01:38:47.920><c> say</c><01:38:48.320><c> versus</c> um many cases lending
  • from say versus um many cases lending from say versus Baker<01:38:49.520><c> lending</c><01:38:50.000
  • ><c> from</c><01:38:50.560><c> automobiles</c><01:38:51.600><c> like</c> Baker lending from automobiles
  • like Baker lending from automobiles like anyway<01:38:52.719><c> we</c><01:38:52.960><c> have</c><01
NH

New Hampshire 2025 Regular Session

House Science, Technology and Energy (02/04/2025)

Science, Technology and Energy

Transcript Highlights:
  • ><05:38:37.638><c> enjoys</c><05:38:38.080><c> from</c><05:38:38.200><c> a</c> of the benefits the Lend
  • enjoys from a of the benefits the Lend enjoys from a security<05:38:38.958><c> perspective</c><05:38
  • Banks want hard collateral so that if they lend you this money and it does not work out, they can sell
  • c> to</c><05:43:42.878><c> say</c><05:43:43.680><c> if</c><05:43:43.798><c> I</c><05:43:43.878><c> lend
  • to say if I lend you this money<05:43:44.600><c> it</c><05:43:44.718><c> doesn't</c><05:43:44.920><c
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on the Judiciary Jun 21st, 2026 at 01:00 pm

Joint Committee on the Judiciary

Transcript Highlights:
  • That lends itself to the death warrants of people who are no longer here today, potential unrealized,
  • I'm the coordinator of the Mass Alliance Against Predatory Lending, and surprisingly, we ended up when
  • H1763 would also lend support to Trump's deceptive campaign of repression against Israel's critics.
Summary: The committee opened with procedural guidance for a very large hearing, explaining testimony limits, written testimony procedures, and rules for maintaining order. Members then heard testimony on a wide range of bills, including proposals to define antisemitism using the IHRA definition, regulate facial recognition technology, restrict weaponized robotics and drone use, expand protections for journalists’ confidential sources, address access to decedents’ email accounts, and create or adjust rules around municipal enforcement and animal cruelty fines. Several sponsors and advocates asked for favorable reports, and committee members asked clarifying questions on implementation, costs, and how the bills would interact with existing law. On facial recognition, sponsors and advocates described the technology as a threat to privacy, due process, and civil liberties, and urged adoption of the Special Commission’s recommendations, including warrant requirements, notice to defendants, and limits on untargeted surveillance. Support came from legislators, the ACLU, CDT, EFF, and a UMass professor, while committee members asked about current state law and municipal bans. On robotics, Senator Moore and industry witnesses from MassRobotics, Boston Dynamics, and AUVSI supported a bill prohibiting weaponized robots and requiring warrants for certain law enforcement uses, describing it as a public-safety and trust-building measure. On the shield law bill, newspaper publishers, journalists, NEFAC, and the Reporters Committee argued Massachusetts needs statutory protection for confidential sources, citing costly subpoenas and chilling effects on reporting. The committee also heard testimony on a bill to expand the right of publicity to cover image and voice, with SAG-AFTRA members supporting protections against AI-driven exploitation and some discussion about viral content and consent. Another bill would allow limited access to a decedent’s email accounts, with one witness describing a family’s inability to use a deceased relative’s email to notify friends. The committee then took testimony on psilocybin-related bills: supporters described medical and personal benefits and argued for narrow decriminalization or study, while an opponent warned of public-health risks, impaired driving, and youth exposure; the Massachusetts Psychiatric Society supported limited, safety-based decriminalization. Finally, the committee heard strong support for a “safe reporting” bill for sex workers and trafficking survivors, with advocates saying immunity would encourage victims and witnesses to report crimes without fear of arrest, and members raised questions about how the immunity would work in practice.
MN

Minnesota 2025-2026 Regular Session

Committee on Transportation - 03/09/26

Transportation

Transcript Highlights:
  • misdemeanor for<00:37:51.840><c> a</c><00:37:51.880><c> person</c><00:37:52.320><c> who</c><00:37:52.520><c> lends
  • ><00:37:53.160><c> rents,</c><00:37:53.680><c> or</c><00:37:53.880><c> leases</c> for a person who lends
  • , rents, or leases for a person who lends, rents, or leases a<00:37:54.280><c> motor</c><00:37:54.560
WA

Washington 2025-2026 Regular Session

House Floor Session Mar 5th, 2026

Washington House Floor Meeting

Transcript Highlights:
  • Now, I know in the city of Orting, we often would contract with the Orting School District and lend an
  • officer... ...would contract with the Orting School District and lend an officer over there for an entire
  • Clerk will read: Senate Bill 5109, mortgage lending; Senate Bill 6258, medical license relinquishment
Summary: The House took up Second Substitute Senate Bill 5974, a bill modernizing and strengthening laws concerning sheriffs, police chiefs, volunteers, youth cadets, and related law enforcement roles. Members first considered a striking amendment and then a series of floor amendments, with debate repeatedly focusing on sheriffs as elected constitutional officers, the scope of state authority over local law enforcement, and whether the bill would create unfunded mandates or practical problems for counties. Supporters of the bill and many amendments argued for clarifying language, local flexibility, and state payment for new requirements; opponents generally warned the bill would weaken elected sheriffs, impose costs on counties, or overreach into local control. Amendment 2343, which would have added intent language emphasizing that sheriffs are directly accountable to the electorate, was debated at length and defeated on a roll call vote, 41 yeas to 56 nays. Amendment 2373, shifting background-check costs to the state through the Washington State Patrol, was also defeated, 44 yeas to 53 nays. Amendment 2374, narrowing provisions affecting private security and specially commissioned officers, failed 41 to 56. Amendment 2369, clarifying rules for volunteers and youth cadets, failed 41 to 56. Amendment 2371, limiting surveillance-related provisions to situations requiring a warrant, failed 42 to 55. Amendment 2372, clarifying that only non-public information would be restricted from disclosure, also failed 41 to 56. Later, Amendment 2370, which would have aligned the bill’s definition of volunteer law enforcement officers with existing statute, was defeated 42 to 55. Finally, Amendment 2352, which would have exempted current sheriffs from the bill’s new decertification rules, was debated as a protection against changing the rules midstream but was opposed on the grounds that the bill already grandfathered in the one sheriff who did not meet the new experience requirement; the amendment’s vote was not completed in the excerpt provided. The transcript also begins with the Speaker signing several bills, including Substitute House Bill 1570 and Substitute Senate Bill 6248.
AL

Alabama 2026 Regular Session

Alabama House Education Policy Committee Feb 25th, 2026

Education Policy

Transcript Highlights:
  • </c><01:24:18.400><c> we've</c><01:24:18.639><c> we've</c><01:24:19.280><c> l</c><01:24:19.280><c> lend
  • </c> that process has we've we've l lend that process has we've we've l lend itself<01:24:20.000><c>
KY
Transcript Highlights:
  • I think this lends some substance and credibility to Chairwoman Moer's bill to start giving rebates at
  • I think this lends some substance and credibility to Chairwoman Moer's bill to start giving rebates at
  • I think this lends some substance and credibility to Chairwoman Moer's bill to start giving rebates at
Summary: The Medicaid Oversight and Advisory Board met on February 23, 2026, approved the January 12 minutes, and then focused primarily on Kentucky Medicaid’s coverage and potential expansion of GLP-1 drugs, especially for weight loss. Department for Medicaid Services Commissioner Lisa Lee explained that Medicaid currently does not cover drugs for weight loss, anorexia, or weight gain, but the department had filed a regulation to remove that blanket exclusion so GLP-1s could be covered when used for an underlying health condition. She said the administrative regulation review subcommittee found the regulation deficient, and the co-chairs wanted the board to discuss the policy and financing implications before any change. DMS also said it would be open to adding caveats to ensure coverage would not extend to cosmetic weight loss alone. The department provided several data points on current utilization and spending. In 2025, Kentucky Medicaid paid for appetite-stimulating drugs such as Megestrol, Dronabinol, and Marinol, but did not pay for weight-loss drugs. For GLP-1s, DMS said coverage began in 2025 and is limited to FDA-approved medical conditions, with prior authorization requiring a type 2 diabetes diagnosis code and A1C documentation. DMS reported $234.6 million in GLP-1 spending in 2025 before rebates, about 240,931 prescriptions, and said GLP-1s accounted for 7.3% of pharmacy spend in 2024 and 8.3% in 2025. It also said there were 24,844 expansion members and 13,638 non-expansion members using GLP-1s, with spending of about $156 million and $78.5 million respectively, and that 10 pediatric weight-loss prescriptions were covered under EPSDT. The department said outcome analyses, including whether GLP-1 use reduces insulin or other diabetes treatment, are underway and should be completed in a couple of months. Members asked about cost, rebates, and whether the state should wait for more outcomes data before expanding coverage. DMS said average reimbursement to pharmacies was $975 per prescription and the average dispensing fee was $109; it also said 2025 rebate invoices totaled $90.8 million, with $7.6 million collected so far. Several members expressed concern about the high cost and the need to evaluate whether the drugs improve health outcomes before expanding access, while others noted the potential benefits for obesity and diabetes treatment. Some members also discussed whether GLP-1s are effectively being used for weight loss in diabetic patients and whether broader data collection should be used to assess long-term value. After the Medicaid discussion, Eli Lilly executive Tracy Sims presented on obesity as a chronic disease and the economic burden it creates in Kentucky. She said Kentucky’s adult obesity rate is a little over 37%, that obesity is linked to about 200 diseases, and that untreated obesity costs the state billions in GDP and hundreds of millions in state budget impact. She highlighted recent federal access programs for GLP-1s, including a Medicaid-related program that she said could lower the state share of a Zepbound prescription to about $71 per month after federal matching. No votes were taken on the GLP-1 policy question during the meeting, and the main action was the receipt of testimony and discussion of the department’s proposed regulatory change.
NH

New Hampshire 2026 Regular Session

Senate Judiciary (01/08/2026)

Judiciary

Transcript Highlights:
  • Yeah, Yeah, Yeah, I'll<01:23:44.159><c> lend</c><01:23:44.320><c> the</c><01:23:44.560><c> hearing.
  • 45.120><c> Um</c><01:23:45.440><c> motion</c><01:23:45.760><c> to</c><01:23:45.920><c> move</c> I'll lend
  • Um motion to move I'll lend the hearing.
Committee: Senate Judiciary
NM

New Mexico 2025 Regular Session

IC - Economic and Rural Development Sep 4th, 2025

Economic & Rural Development & Policy Committee

Transcript Highlights:
  • And if I'm renting you a property, then I'm lending you that property for some time.
  • program also offers access to capital through grants and low-interest loans, looking at incentivizing lending
  • . access and creating more relational lending opportunities for some of these businesses that have historically