Transcript Highlights:

• This bill does not micromanage or dictate what insurers do.
• People pay their health insurance premiums so that their insurer will pay for their medical bills when
• As I have testified previously, Premera is a not-for-profit health insurer.
• The choice is up to the insurers.
• We know a tighter medical loss ratio can lower health insurance premiums.

Summary: The committee held public hearings on House Bill 2261, which would require health care providers to wear badges showing name, credential, and relevant degrees, require similar disclosure in advertising, and restrict use of the title “physician surgeon” to certain physicians and osteopathic physicians. Supporters, including the Washington State Medical Association and patient advocates, said the bill would improve transparency and informed consent. Opponents from nurse, naturopathic, and adult family home groups argued it was overly broad, burdensome, confusing, and could harm access to care or residential home settings; several also said existing disciplinary laws already address misrepresentation. No vote was taken on HB 2261 during the hearing. The committee also heard House Bill 2283, which would raise the medical loss ratio for fully insured individual, small group, and large group health plans to 90 percent. Supporters, including small business, patient, and physician groups, said the bill would push more premium dollars toward patient care and lower costs or increase rebates. Insurers and the Office of the Insurance Commissioner warned it could destabilize the market, reduce flexibility for administrative services, and lead to carrier exits, though OIC said it was working on amendments. The bill was not voted on in the hearing. House Bill 2425, an agency-request bill on nurse delegation, would broaden what tasks registered nurses may delegate, remove some setting and training restrictions, expand emergency medication authority, and adjust liability and retaliation protections. The Board of Nursing, long-term care providers, and skilled nursing/assisted living representatives supported the bill as a modernization that could ease workforce shortages and improve care access, while the Washington State Association for Justice opposed the immunity provisions and raised patient safety concerns. The hearing ended without a vote on HB 2425. In executive session, the committee advanced several bills. HB 2110, with an amendment clarifying ambulance staffing and RN scope, passed 18-0 with one excused. HB 2113 passed 18-0 with one excused. HB 2122, as amended to require hospitals to offer flu vaccines with several flexibility and critical-access-hospital exemptions, passed 15-3 with one excused. HB 2152, as amended to require certain facilities to allow medical cannabis use for qualifying terminal patients and to add related exemptions and protections, passed 17-1 with one excused. The meeting then adjourned.

Transcript Highlights:

• I am licensed by the Texas Department of Insurance and other state departments of insurance as a public
• insurance adjuster.
• The Texas Department of Insurance, on their website, advises the insured to seek appraisal before filing
• Today's Texas Department of Insurance suggests the insured check their policy to see if it has that right
• I think if she... ...follows those same guidelines, it'll be good for the insured and the insurer.

Bills: HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458

Keywords: insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage

Transcript Highlights:

• . insurance. insurance.
• being the insurance commissioner and the department of insurance since that's department of insurance
• The department of insurance. The department of insurance.
• not insured, you know, and I they're not insured, you know, and I they're not insured, you know, and
• plan. insurance plan. insurance plan.

Bills: HB 135, HCR 64, SCR 3, SCR 30, SB 500, SB 739, SB 816, SB 898, SB 1283, SB 1351, SB 1423, SB 1531, SB 1540, SB 1666, SB 1721, SB 1886, SB 1931, SB 2001, SB 2075, SB 2154, SB 2173, SB 2217, SB 2284, SB 2375, SB 2383, SB 2386, SB 2398, SB 2448, SB 2476, SB 2540, SB 2580, SB 2589, SB 2693, SB 2707, SB 2776, SB 2786, SB 2801, SB 2864, SB 2927, SJR 84, SCR 30, SB 243, SB 324, SB 393, SB 457, SB 511, SB 529, SB 547, SB 636, SB 646, SB 659, SB 715, SB 731, SB 735, SB 800, SB 801, SB 904, SB 1065, SB 1141, SB 1181, SB 1224, SB 1241, SB 1242, SB 1250, SB 1266, SB 1285, SB 1359, SB 1434, SB 1442, SB 1467, SB 1502, SB 1524, SB 1528, SB 1551, SB 1585, SB 1640, SB 1754, SB 1757, SB 1777, SB 1844, SB 1863, SB 1972, SB 2007, SB 2035, SB 2046, SB 2055, SB 2069, SB 2082, SB 2119, SB 2139, SB 2154, SB 2200, SB 2201, SB 2269, SB 2310, SB 2330, SB 2357, SB 2366, SB 2401, SB 2422, SB 2514, SB 2530, SB 2533, SB 2543, SB 2544, SB 2550, SB 2568, SB 2589, SB 2660, SB 2693, SB 2695, SB 2707, SB 2717, SB 2721, SB 2742, SB 2753, SB 2807, SB 2846, SB 2891, SB 2925, SB 2938, SJR 3, SJR 18, SB 5, SB 326, SB 767, SB 769, SB 783, SB 914, SB 963, SB 1035, SB 1197, SB 1271, SB 1415, SB 1437, SB 1619, SB 1637, SB 1786, SB 1806, SB 494, SB 530, SB 2312, SB 1, SB 260, HB 135, HB 1109, HB 1392, HB 22, HCR 64, SJR 36, SJR 50, SJR 63, SJR 84, SJR 59, SCR 12, SCR 39, SCR 48, SCR 19, SCR 30, SCR 3, SB 2023, SB 62, SB 666, SB 847, SB 284, SB 854, SB 1073, SB 810, SB 1505, SB 583, SB 1502, SB 507, SB 1434, SB 1376, SB 1585, SB 1772, SB 2016, SB 1163, SB 1122, SB 731, SB 397, SB 508, SB 1436, SB 287, SB 261, SB 1882, SB 393, SB 1791, SB 209, SB 2429, SB 1999, SB 511, SB 2309, SB 510, SB 1085, SB 1975, SB 2717, SB 1262, SB 1524, SB 636, SB 2056, SB 884, SB 517, SB 1200, SB 1845, SB 1863, SB 2681, SB 2200, SB 2199, SB 1757, SB 2458, SB 2201, SB 801, SB 2533, SB 3014, SB 3013, SB 758, SB 1721, SB 1013, SB 2797, SB 2383, SB 2119, SB 2448, SB 1777, SB 1283, SB 2076, SB 2786, SB 2876, SB 2284, SB 1540, SB 2929, SB 2540, SB 2595, SB 2217, SB 715, SB 500, SB 1640, SB 2001, SB 2514, SB 2753, SB 2398, SB 1241, SB 2927, SB 2173, SB 2538, SB 898, SB 1449, SB 2529, SB 2846, SB 2476, SB 986, SB 1181, SB 2075, SB 2154, SB 2864, SB 1359, SB 2386, SB 2550, SB 1351, SB 1423, SB 1931, SB 2245, SB 2589, SB 2707, SB 410, SB 2776, SB 2580, SB 1886, SB 1234, SB 739, SB 456, SB 1666, SB 2801, SB 2055, SB 1012, SB 2926, SB 2138, SB 1242, SB 2615, SB 2310, SB 1224, SB 2972, SB 2841, SB 3016, SB 2139, SB 1856, SB 2035, SB 1528, SB 1141, SB 2401, SB 2530, SB 2375, SB 547, SB 1266, SB 1373, SB 1467, SB 2069, SB 2269, SB 2480, SB 672, SB 904, SB 2695, SB 2891, SB 2422, SB 2543, SB 1854, SB 317, SB 2539, SB 2532, SB 2925, SB 1250, SB 2082, SB 2203, SB 457, SB 2357, SB 2721, SB 243, SB 1285, SB 2568, SB 1959, SB 1442, SB 1454, SB 2520, SB 2541, SB 1708, SB 1237, SB 1844, SB 1586, SB 1551, SB 3039, SB 2819, SB 66, SB 629, SB 1015, SB 2342, SB 2903, SB 2933, SB 1965, SB 2477, SB 3029, SB 2605, SB 2419, SB 1957, SB 375, SB 250, SB 777, SB 628, SB 2523, SB 2367, SB 2703, SB 2608, SB 2778, SB 3044, SB 2965, SB 2521, SB 865, HB 2525, HB 3093, SB 1032, SB 2165, SB 2501, SB 2675, SB 2452, SB 2835, SJR 84, SB 457, SB 547, SB 904, SB 1467, SB 1757, SB 1777, SB 2055, SB 2069, SB 2139, SB 2401, SB 2530, SB 2543, SB 2695, SR 349, SR 367, SR 468, SB 3064, SB 3065, HJR 7, HB 119, HB 130, HB 163, HB 166, HB 201, HB 272, HB 331, HB 380, HB 654, HB 694, HB 718, HB 865, HB 1266, HB 1397, HB 1500, HB 1552, HB 1576, HB 1583, HB 1584, HB 1760, HB 1894, HB 1965, HB 2018, HB 2029, HB 2286, HB 2340, HB 2427, HB 2455, HB 2467, HB 2508, HB 2523, HB 2730, HB 2756, HB 2791, HB 2970, HB 3016, HB 3096, HB 3248, HB 3255, HB 3336, HB 3623, HB 3698, HB 3699, HB 3803, HB 3804, HB 3805, HB 3806, HB 4129, HB 4187, HB 4236, HB 4238, HB 4643, HB 4738, HB 4739, HB 5333, SCR 3, SCR 30, SB 500, SB 739, SB 898, SB 1283, SB 1351, SB 1423, SB 1540, SB 1666, SB 1721, SB 1886, SB 1931, SB 2001, SB 2075, SB 2154, SB 2173, SB 2217, SB 2375, SB 2383, SB 2386, SB 2398, SB 2448, SB 2476, SB 2540, SB 2580, SB 2589, SB 2707, SB 2776, SB 2786, SB 2801, SB 2864, SB 2927, HB 135, HCR 64, SB 2284, SB 3064, SB 3065, HJR 7, HB 119, HB 130, HB 163, HB 166, HB 201, HB 272, HB 331, HB 380, HB 654, HB 694, HB 718, HB 865, HB 1266, HB 1397, HB 1500, HB 1552, HB 1576, HB 1583, HB 1584, HB 1760, HB 1894, HB 1965, HB 2018, HB 2029, HB 2286, HB 2340, HB 2427, HB 2455, HB 2467, HB 2508, HB 2523, HB 2730, HB 2756, HB 2791, HB 2970, HB 3016, HB 3096, HB 3248, HB 3255, HB 3336, HB 3623, HB 3698, HB 3699, HB 3803, HB 3804, HB 3805, HB 3806, HB 4129, HB 4187, HB 4236, HB 4238, HB 4643, HB 4738, HB 4739, HB 5333

Keywords: sales tax exemption, exotic animals, game animals, agriculture, livestock, gifted education, education support, student achievement, academic excellence, Texas education, cowboy culture, Bandera, cultural heritage, historical significance, Texas identity, Birding Capital, Matagorda County, wildlife, conservation, Texas Legislature

Transcript Highlights:

• So that makes it even harder for us; we have to add insurer upon insurer.
• Some layers have to be self-insured. Even harder for us, we have to add insurer upon insurer.
• excess insurance.
• My daughter's health insurance company, she had excellent health insurance, paid that hospital over a
• And I do believe that if everyone had to pay their lion's share in insurance, then the insurance costs

Summary: The Civil Justice and Claims Subcommittee considered one bill, HB 603, which would repeal section 768.21(8), the Florida medical negligence wrongful death exception often referred to by supporters as the “Free Kill” law. The sponsor argued the current statute unfairly bars certain families—especially adult children or parents of unmarried adults without minor children—from recovering non-economic damages when a loved one dies from medical negligence, while such damages are available in other wrongful death cases. Supporters, including family members, AARP, and some legal advocates, testified that the law is discriminatory and denies equal access to justice for grieving families and vulnerable adults. Opponents, including physicians, hospital and insurer representatives, and business groups, argued that repeal would increase malpractice exposure, raise premiums, worsen access to care, and accelerate physician retirements or departures from Florida. Several urged that if the bill moves forward, it should be paired with caps on non-economic damages to balance the impact on the health care system. Supporters countered that negligence must still be proven, that the law creates unequal treatment, and that existing tort reforms have not lowered premiums. The sponsor closed by rejecting claims that the bill is “jackpot justice” and emphasizing that families deserve court access and accountability. After debate, the committee voted on HB 603 and passed it 16-2. The meeting then adjourned.

Transcript Highlights:

• companies and insurance brokers.
• </c> insurance is a driver of that statistic. insurance is a driver of that statistic.
• </c> relates to health insurance. relates to health insurance.
• and insurance insurance companies and insurance brokers.<00:31:56.640><c> This</c><00:31:56.880><c>
• </c> the private market would even insure us. the private market would even insure us.

Bills: HF238, HF3381, HF3754, HF1049

Keywords: microenterprise home kitchen operation, cottage food, home-based food business, home kitchen license, homemade food, prepared food, food entrepreneur, small food business, cottage food law, food safety training, ServSafe, food handler license, agriculture department, Minnesota food law, residential kitchen, local zoning, consumer labeling, allergen labeling, unpasteurized juice, time/temperature control for safety food

Transcript Highlights:

• I am licensed by the Texas Department of Insurance and other state Departments of Insurance as a public
• insurance adjuster.
• The Texas Department of Insurance on their website advised the insured to seek appraisal before filing
• Today's Texas Department of Insurance suggests the insured check their policy to see if it has a right
• I think if she follows those same guidelines, it'll be good for the insured and the insurer.

Transcript Highlights:

• Covered by the insurance company.
• Insurance-related tasks alone.
• Oh, sorry, billing and insurance-related tasks.
• So your insurance company may pay a different... Amount than my insurance company.
• I would also ask that we are looking for data around insurance, particularly medical malpractice insurance

Transcript Highlights:

• It respects insurance carriers.
• I've worked with the state insurance department, spoken with a number of insurance providers, the Idaho
• companies decide not to insure in this area.
• I don't know about insurance needs for lay workers.
• It's not just the insurance that's protecting.

Summary: The committee first heard House Bill 702, which would amend Idaho’s Uniform Commercial Code provisions governing securities entitlements. The sponsor and a guest attorney argued the bill would restore investor priority over banks in the event of a major Wall Street failure, saying current law gives secured lenders priority when brokers or custodians pledge customer securities without consent. Several members questioned whether the bill was broader than described, whether it mainly affected margin accounts, and whether it should be handled at the state level at all. After discussion, a motion to send the bill to the floor with a due pass recommendation failed 8-7, and the committee then moved to hold the bill in committee at the call of the chair while members sought more information and further discussion. House Bill 562, sponsored by Representative Sauter, would extend the notice period for property insurance nonrenewals and cancellations from 30 days to 60 days for both residential and commercial policies. The sponsor said the bill was intended as a consumer protection measure to give policyholders more time to find replacement coverage or resolve issues with their current carrier, and he noted it would not change the 10-day notice for nonpayment or the separate timeline for rate changes. Committee members asked about existing contract language and whether a longer notice period could discourage insurers from writing policies in Idaho; the sponsor said he had not heard that concern from carriers and was open to adjusting the effective date. The committee approved a motion to send the bill to general orders. The committee then considered House Bill 585, which would impose “shot clocks” on mechanical, electrical, and plumbing inspections, similar to last session’s building inspection timelines. The sponsor said local governments would have 48 hours to complete inspections or refund the fee so a private third-party inspector could be used, and would have to provide written reasons for a failed inspection within three business days. Testimony from a third-party inspector and the Idaho Associated General Contractors supported the bill, saying it could save time and money and help keep projects moving. The committee adopted a due pass motion and sent the bill to the floor. Finally, the committee heard House Bill 545, which would create a pathway for certain military chaplains to become licensed professional counselors in Idaho based on their Master of Divinity, military counseling experience, and related clinical pastoral education. The sponsor and supporters said chaplains already provide substantial counseling in military settings and should be able to serve Idahoans, including veterans, while critics from the counseling profession argued the bill would bypass important counseling coursework, the national counselor exam, and existing gatekeeping standards. After extensive testimony from both sides, including questions about training, testing, supervision, and public protection, the committee had not yet reached a final disposition in the portion of the transcript provided.

Transcript Highlights:

• on their insurance, and it's already the law, but there's no teeth to that.
• We want you to also just tell us if you have private insurance and how... ...if you have private insurance
• third-party insurance.
• If you have private insurance that will not put you at or below poverty, then you will get private insurance
• So does the child or children have insurance for that year?

Bills: HB37, HB187, HB177, SB63, HB82, SB48, HB33, HB37, HB33

Keywords: judicial compensation, salary increase, court system, Alabama legislation, judges, HB187, court fees, docket fee, sheriff's fund, sheriff's office, jail operations, law enforcement, county sheriff, court filing fees, Alabama Code 12-19-312, solicitor's fund, clerk's fund, forensic services trust fund, budget flexibility, public safety

Transcript Highlights:

• </c> large number of things in the insurance large number of things in the insurance realm.<00:03:47.840
• for these insurance policies.
• </c> really just listened to the insurance really just listened to the insurance companies,<00:08:59.680
• </c> customers for these insurance policies. customers for these insurance policies.
• Thank you. insurance industry at its word because insurance industry at its word because as<00:12:44.480

Keywords: 1183, house

Transcript Highlights:

• </c> insurance companies. insurance companies.
• </c> complex child would be asking insurance complex child would be asking insurance companies<00:04:
• 58.240><c> away,</c> When commercial insurance walks away, When commercial insurance walks away, that
• </c> Medicaid, and higher insurance premiums. Medicaid, and higher insurance premiums.
• </c> costs onto insurance, not the state. costs onto insurance, not the state.

Keywords: 918, senate, all

Summary: Senators and House members held a press event in support of HF 4188, a bill addressing commercial insurance coverage for home care nursing for medically complex children who also receive medical assistance. Speakers said the issue arose after Medica and HealthPartners began imposing caps on coverage that had been provided for years under Minnesota law, and argued that the change would shift costs to Medicaid and taxpayers, create budget pressure, and force families to reduce other needed services. They emphasized that home care nursing is distinct from short-term home health visits and said the bill would prohibit quantity limits and clarify that insurers must continue covering authorized nursing care. Parents and family members described the impact on children who depend on continuous skilled nursing to remain safely at home, including one family whose child Nash has spent extensive time hospitalized and another speaker who said her niece Isabel’s care showed how many nurses, aides, and hospice workers are involved in these cases. Testimony stressed that the coverage caps could lead to more hospitalizations, ICU stays, and trauma for children and families, while costing more overall than home care. Several lawmakers, including Sen. Matt Klein and Rep. Robert Bierman, said the statute’s original intent was clear in 2010 and that the plans’ reinterpretation and the Commerce Department’s response should be corrected. Lawmakers said the Commerce and Consumer Protection Conference Committee has completed its work but is being kept open for the remaining days of session in hopes of resolving the issue this year. In response to questions, supporters said the bill is intended as a clarification rather than a new mandate, that it would simply bar caps on already-authorized home care nursing, and that they believe there is support to move it through the House and Senate before adjournment.

Transcript Highlights:

• The Division of State Group Insurance administers the State Group Insurance Program for the state of
• The Division of State Group Insurance administers the State Group Insurance Program for the state of
• As health insurance...
• We are part of the group insurance.
• And so there is going to be a significant impact to our cities that insure; to our cities that self-insure

Summary: The Budget Committee met with a quorum and took up several bills. HB 677, relating to state-covered fertility preservation for employees undergoing cancer treatment, was introduced as coverage for egg and sperm preservation for up to three years, with an estimated fiscal impact of about $813,000. After brief questions and no public testimony or amendments, the bill passed unanimously and was reported favorably. The committee then considered CS/HB 59, which would reform Florida’s wrongful incarceration compensation process by extending the filing deadline from 90 days to two years, removing the clean-hands requirement, and allowing exonerees to choose between the state compensation process and a civil lawsuit; it was supported by the City of Flagler Beach and passed unanimously. CS/HB 1313, which recreates the Resilient Florida Trust Fund in the Department of Environmental Protection before its scheduled termination in 2025, also passed unanimously after supportive testimony from advocacy groups. The committee received a lengthy presentation from the Department of Management Services on the State Group Insurance Program and the recent Revenue Estimating Conference. The presentation covered enrollment, revenues and expenditures, rising medical and pharmacy costs, emergency room utilization, GLP-1 drug spending, and options for tighter formulary and utilization management. Members asked about ER cost growth, GLP-1 coverage and copays, PBM oversight and potential conflicts, avoidable ER visits, cancer screening claims, dental and vision costs, specialty drug biosimilars, and possible savings from more restrictive pharmacy models. DMS said it would follow up on several questions and noted ongoing work on cancer coordination, preventive screening, biomarker testing, and a proposed member-facing benefits platform. The committee also heard extensive testimony on HB 301, which would raise sovereign immunity caps from $200,000 per person and $300,000 per incident to $1 million and $3 million, align limitations periods with private claims, and allow government entities to settle above the caps without a claims bill. Local governments, school-related entities, and county and city associations opposed the bill, warning of major fiscal impacts, higher insurance costs, and pressure on services; several speakers urged smaller increases or a tiered approach. Proponents, including families affected by catastrophic injury or death, argued the current caps are too low and the claims bill process is inefficient and unfair. After debate, the bill passed on a recorded vote, with some members voting no, and was reported favorably.

Transcript Highlights:

• This is what insurance brokers do. insurance yet the words say we're not insurance yet the words say
• So in that case, no insurance company wants the insurance department to be telling any other insurance
• :31:10.480><c> the</c><00:31:10.799><c> insurance</c> insurance company wants the insurance insurance
• </c><00:34:56.800><c> a</c><00:34:57.359><c> insurance</c> reports to the insurance a insurance reports
• </c> your model of insurance agency. your model of insurance agency.

Keywords: 928, house, all

Summary: The subcommittee continued work on Senate Bill 297 and a new amendment dealing with pooled risk management programs and whether they should be regulated under the insurance department. Lisa Duket, executive director of SchoolCare, testified at length that the draft language could allow co-mingling of public entity risk funds, could trigger producer-licensing requirements for staff who are not actually brokers, and may not fit public entity risk pools because they are not insurance companies. She also raised concerns about the March 1 reporting deadline, the proposed uniform accounting language, aggregate excess insurance, examination costs being charged to the program, and confidentiality provisions that she argued may conflict with right-to-know principles for public entities. She urged the committee to slow down and consider a study committee or more time for review, saying the regulated entities were not adequately involved in drafting the proposal. Chairman Hunt and the department responded that the bill is intended to create a licensure-based regulatory model, similar to other licensed industries, and that the pooled risk management program would be exempt from producer licensing while anyone else selling or negotiating such coverage would need a producer license. The department said failure to comply would be handled through an administrative licensing process, with denial or nonrenewal of a license and appeal through the department process. On the reporting deadline, the department said March 1 is a standard filing date used for financial analysis and that the filing can be the most recent annual report, regardless of fiscal year end. They also explained that the confidentiality language was taken from existing RSA 5B, that aggregate excess insurance was included as a solvency measure, and that the draft was intended to preserve familiar language while adapting it for pooled risk programs. The discussion did not include a final vote or formal action on the bill in the portion provided. The committee appeared to be compiling follow-up questions for the insurance department and considering whether additional revisions or a slower process would be needed before moving the bill forward.

Transcript Highlights:

• </c><01:54:32.159><c> and</c><01:54:32.560><c> insurance</c> are devoted to insurance and insurance are
• by the insurance today by the insurance by the insurance department<01:57:59.079><c> so</c><01:57:59.400
• c> covered by an insurance a commercial covered by an insurance a commercial insurance insurance insurance
• insurance company has that the insurance insurance company has to<05:32:55.958><c> pay</c><05:32:56.200
• are not particularly insurance bills; these are health insurance bills.

Keywords: 928, house, all

Summary: The House Commerce Committee opened a public hearing on House Bill 310, sponsored by Representative Keith Ammon, which would create a study commission to develop a legal framework for stable tokens and tokenized real-world assets. Ammon described stable tokens as blockchain-based digital tokens backed by U.S. dollars or treasuries, and tokenized real-world assets as representations of ownership in items such as gold, real estate, or artwork. He said the bill is intended to help New Hampshire get ahead of emerging financial markets while waiting to see how federal legislation develops. Committee members asked about the purpose of the bill, the difference between this proposal and Bitcoin, whether state regulation could be preempted by federal law, and whether the commission could be balanced and avoid becoming a vehicle for fraud or money laundering. Ammon said the proposal is blockchain-agnostic, could apply to multiple networks, and is meant to regulate asset-backed tokens rather than create a state-issued coin. He emphasized that the state would not be guaranteeing the underlying assets, but would set rules requiring audits, proof of reserves, and honest representation of backing, with the Secretary of State’s securities office involved in oversight. Several members raised concerns about the risks of stablecoins, including money laundering, tax evasion, and possible harm to the dollar or confusion about whether the state was endorsing a new currency. Ammon responded that the bill would not undermine the dollar and argued that tokenization could actually expand demand for U.S. currency by making it easier to use globally. He also said the state would not be in the business of weighing assets or directly valuing them, only ensuring a valid audit trail and one-to-one backing. The discussion ended with general agreement that the subject is complex and that a commission could help develop future legislation, but no vote or final action was taken in the hearing.

Transcript Highlights:

• </c> Comprehensive Health Insurance Comprehensive Health Insurance Association<00:48:10.319><c> and</
• </c> Market it's where people buy insurance Market it's where people buy insurance when<00:48:40.200>
• </c> this is a bailout for insurance this is a bailout for insurance companies<00:57:20.440><c> and</
• </c><00:58:26.119><c> insurers</c><00:58:26.319><c> are</c> nonprofit insurance insurers are nonprofit
• insurance insurers are receiving<00:58:27.160><c> reinsurance</c><00:58:27.920><c> payments</c><00:58

Bills: HF837, HF1903, HF499, HF794

Keywords: health insurance, premium security plan, federal funding, state innovation waiver, Minnesota, newborn safety, anonymity, healthcare provider, safe place, child welfare, HF499, nursing, nurse licensure, temporary permit, temporary nursing permit, Board of Nursing, endorsement licensure, reregistration, refresher course, health occupations

Transcript Highlights:

• I understand some of the insurance...
• If the insurance company wants to fight them, fine.
• Well, the insurance company, they deny that claim.
• I think the natural result is going to be that insurance carriers and self-insureds are going to start
• I'm with Service Insurance Companies.

Summary: The subcommittee heard testimony on a broad agenda of workforce, labor, and workers’ compensation bills. HB 4676 would require political subdivision workers’ compensation networks to follow the same notice, access, and complaint rules as certified TDI networks; supporters said public employees and first responders deserve equal access to care, while municipal risk pool representatives opposed added regulation and said existing 504 networks already perform well. HB 4479 would create a rural workforce development grant program at TWC to support college-and-career readiness and local workforce alignment, and HB 3844 would define “opportunity youth” in state law to improve data, coordination, and access to services for disconnected young Texans; both drew strong support from rural, education, and chamber witnesses. HB 5545 would clarify federal tax treatment for wage-replacement benefits in non-subscriber injury benefit plans, with proponents calling it a win for employers and injured workers. HB 5118 would direct TWC and DIR to study AI and automated employment decision tools in hiring, including bias and oversight concerns. HB 1667 would move existing PTSD workers’ compensation language into a broader Labor Code chapter so more first responders, including state and campus officers, could qualify for benefits; supporters called it a technical fix to extend coverage more evenly across agencies. The committee also heard several first-responder and workers’ compensation bills. HB 2369 would speed up claims handling for injured first responders by allowing a single medical evaluation, giving carriers 60 days to accept or deny a claim, and letting workers seek treatment while disputes proceed; law enforcement supporters said it would help injured officers return to work faster, while opponents warned it would revive extent-of-injury waiver problems and increase litigation. HB 4483 would reclassify certain workers’ compensation maintenance taxes as surcharges to reduce retaliatory taxes imposed by other states on Texas-domiciled carriers, and HB 875, as revised by committee substitute, would create a small-project exception to municipal workers’ compensation and bonding requirements for certain low-value construction contracts in small cities; both were presented as cost-saving measures for Texas employers and local governments. HB 4415 would extend anti-retaliation protections for workers’ compensation claimants from first responders to all public employees and expressly waive sovereign immunity for those claims, with supporters describing it as closing a loophole that leaves public workers without the same remedy available in the private sector. The committee also took testimony on HB 5400, which would expand remedies for sexual harassment victims by removing the requirement to first file an administrative charge, extending the filing deadline from 300 days to two years, clarifying retaliation, and eliminating current damages caps. Supporters, including employment lawyers and a parent of a victim, said the current deadlines and caps prevent many survivors from obtaining counsel or full relief, especially younger workers and those in small workplaces or franchises. Across the agenda, witnesses repeatedly emphasized access to care, fair treatment for injured workers, rural workforce development, and stronger protections for vulnerable employees. After each bill was laid out and testimony heard, the chair generally closed the public hearing and left the bill pending; no final votes were taken, and the subcommittee adjourned after completing the agenda.

Transcript Highlights:

• And, uh, Senator Putnam, the dram shop insurance—if they’re trying to tie the dram shop insurance into
• If you’re going to have dram shop insurance, and if you’re going to have dram shop insurance, it doesn
• And, uh, Senator Putnam, the dram shop insurance—if they’re trying to tie the dram shop insurance into
• If you’re going to have dram shop insurance, and if you’re going to have dram shop insurance, it doesn
• </c> degree of uh liquor liability insurance degree of uh liquor liability insurance is<00:27:32.480>

Keywords: 1187, senate, all

Transcript Highlights:

• Would that be more cost effective for insurance carriers?
• I would say that if an individual is insured through a private insurer and they are only applying the
• So those 8% is still a lot and is expensive to insure.
• That would have been paid for by that insured.
• Now, averting unintended pregnancy has economic benefits for insurance companies and for the insured,

Keywords: 959, house, all

Transcript Highlights:

• the equivalent of being self-insured.
• It will not eliminate insurance coverage.
• as the insurer of last resort.
• requirement for general liability insurance.
• Various different ways to structure insurance products.

Transcript Highlights:

• to insurance and measure hb70 relating to insurance and poses<00:22:00.000><c> insurance</c><00:22:00.360
• motorcycle insurance.
• the current no-fault insurance law.
• Or situation, so do you think then the insurance would be under sort of existing motorcycle insurance
• Sometimes that works. showed the court that you had insurance showed the court that you had insurance

Keywords: 910, house, all

Summary: The House Committee on Transportation met on January 28, 2025, and heard testimony on a series of bills dealing with vehicle titles, motor vehicle taxes, window tinting, license plates, electric bicycles, insurance penalties, vehicle inspection fines, and transportation discrimination. For HB 532, which shortens the time to forward a transferred vehicle title from 30 days to 14 days and allows a letter of attestation to serve as an endorsement certificate, testimony was listed in support from Councilmember U. Hajin and the City and County of Honolulu Department of Customer Services, and in opposition from Maui Mayor Richard Bisson and Sylvie Madison. HB 655 would require payment of unpaid motor vehicle taxes, fees, and penalties for the most recent five consecutive years of delinquency; the Tax Foundation of Hawaiʻi stood on written comments, with Tim Rymer and Robert Souza providing comments/support. HB 368, which would exempt certain medically sensitive drivers from sunscreen-device tint limits, drew opposition from the Department of Transportation and support from several individuals. HB 226, lowering allowed windshield tint from 35% to 20%, drew opposition from the Department of Transportation and support from TNT Tinting Specialists; members asked about federal preemption, and DOT said federal guidance applies to manufacturers while states retain authority over aftermarket tinting. The committee also heard HB 543, prohibiting license plate flipping devices and imposing a $2,000 fine, and HB 228, authorizing counties to adopt rules for electronic license plates, repealing flipping devices, and setting a minimum fine for obscuring plates; both measures had DOT support, comments from the Honolulu Department of Customer Services, and opposition from Sylvie Madison. HB 70 would require insurance for electric bicycles and create a regulatory framework effective January 1, 2026. The Office of the Public Defender opposed it, arguing the bill improperly distinguishes e-bikes from mopeds; PeopleForBikes and the Hawaiʻi Bicycling League opposed it as costly and unnecessary, while the Insurance Division said the bill could conflict with existing no-fault definitions and might fit better in the motor scooter/moped insurance framework. HB 231, increasing the fine for violating motor vehicle insurance requirements from $500 to $1,500, was opposed by the Office of the Public Defender, which argued it would burden low-income residents and add to court congestion; members debated whether higher fines would improve compliance. Later, HB 227 would add fines for operating a vehicle without a current inspection certificate and had DOT support. HB 184 would require operators of low-speed electric bicycles to have a driver’s license, instruction permit, or provisional license; Kawaii Path, PeopleForBikes, and Get Fit Kauaʻi opposed it as a barrier to low-cost transportation and noted concerns for riders with disabilities, while DOT later said it would support the measure and was asked to research whether other states have similar licensing requirements. The final major measure discussed was HB 468, which would require the Civil Rights Commission to investigate discrimination complaints involving transportation network company drivers and riders with service animals and allow DOT to issue penalties to the companies. The National Federation of the Blind of Hawaiʻi, the Disability Rights Center, and individual riders supported the bill, saying current protections lack enforcement and that denials still occur; Uber and Lyft opposed it, saying they already prohibit discrimination, train drivers, investigate complaints quickly, and that the bill would duplicate existing law and create unnecessary penalties. No votes or final committee actions were taken in the portion of the hearing provided.