Transcript Highlights:

• Texas also has a very low voter turnout and participation rate this past ...
• Gentlemen, you're starting to deviate. I'm sorry. We are. I love you.

Bills: HB304, HB401, HB556, HB1475, HB1489, HB2259, HB2424, HB2773, HB2811, HB3323, HB304

Keywords: voter ID, citizenship proof, provisional ballot, election security, Texas, voting rights, deep fakes, misleading videos, election integrity, criminal offense, digital misinformation, deep fake, political manipulation, misinformation, artificial media, political influence, artificially generated media, election influence, Texas Election Code, healthcare reform

Transcript Highlights:

• SB3055 is safe; nurse practitioners' malpractice rates are extremely low from a 20...
• So I'm going to not take a deviation there. I respect nurses. I've been in the field.
• Why do they have such a superior rating as opposed to almost every other occupation?
• And that growth is actually at a lower rate than your population growth right now.
• A typical nurse practitioner program is online, lasts 18 months, and has a 100% admission rate.

Bills: SB1888, SB3003, SB2417, SB2459, SB3055, HB1393, HB2884, SB2943

Keywords: grand jury, jury qualifications, jury wheel, small counties, Texas legislation, age verification, obscene devices, online sales, juvenile protection, penalties, antitrust, attorney general, Texas Free Enterprise, business regulations, legal confidentiality, personal identifying information, data brokers, judicial safety, civil rights, data privacy

Transcript Highlights:

• Explain what you mean by claim acceptance rate.
• The massive fluctuation in tax rates and volatility can create issues.
• maximum legal rate of levy.
• , and that it constitutes a prescribed maximum legal rate of levy.
• maximum legal rate of levy.

Summary: The committee was called to order, the Pledge of Allegiance and prayer were offered, and the minutes from the previous meeting were approved. Members then received a memo summarizing major audit items and began hearing audit presentations from the State Auditor’s Office and private auditors on a range of state agencies and organizations. Several audits were reported as clean, including the Bank of North Dakota, the North Dakota Guaranteed Student Loan Program, the Office of the Governor, the Office of the State Treasurer, the Office of Management and Budget, the Department of Transportation’s flexible transportation fund, Lake Region State College, and the Department of Environmental Quality. The North Dakota Stockmen’s Association also received an unmodified opinion, though repeat findings were noted for limited segregation of duties and financial statement preparation due to its small staff. The Council on the Arts audit found two findings: payroll charged to federal awards without adequate timekeeping records, and unallowable expenditures from a restricted cultural endowment fund. The Department of Public Instruction audit identified unsupported scholarship applications in the paraprofessional-to-teacher program, though additional testing showed the funds were used for their intended purpose. The most extensive discussion centered on the North Dakota Racing Commission audit, which identified four findings: overspending the promotion fund’s 25% operating limit, grant conditions not being met, improper Breeders Fund awards, and improper procurement for advertising services. Racing Commission director Bruce Johnson acknowledged complacency and weak controls, said the agency would tighten procedures, and explained that the commission had since worked with procurement and would follow the rules more closely. Auditors also explained that the commission would now be audited every two years because of the findings. Another major discussion involved the University of North Dakota School of Law, where auditors found a lack of documentation supporting admissions decisions for post-baccalaureate programs. UND officials said they remain in good standing with the American Bar Association but agreed better documentation and tools are needed; the committee pressed for more transparency and follow-up on admissions criteria. The committee also received an update on Dakota College at Bottineau, where Minot State University reported that bank reconciliations had been brought current after a significant backlog and would now be maintained through shared services. Members requested a written follow-up report on the issues and corrective actions. Finally, the North Dakota Fair Association explained that its foundation has been dissolved and remaining funds were transferred to another nonprofit for continued support of the state fair, and the Department of Public Instruction provided an update on school meal debt, saying the reported amount was about $1.1 million from a partial district survey and that debt remains a local issue, though it could be revisited if school meal funding changes.

Transcript Highlights:

• At any rate, this bill really is designed, as you can see by the sponsorship, I think, I hope it's a
• draft well-conceived nonpartisan legislation in areas where uniformity across states is beneficial. rate
• , this bill really is designed it um rate, this bill really is designed it um uh<01:35:03.120> as<

Keywords: 1189, house, all

Transcript Highlights:

• In this chart, we show the federal funds rate and the 30-year fixed mortgage rates.
• The federal funds rate and other interest rates, like the 30-year fixed mortgage rate, are closely but
• Mortgage rates and other long-term rates also respond to lenders' inflation expectations.
• mortgage rates and other long-term rates mortgage rates and other long-term rates also<00:14:37.480
• or a delayed lowering of rates.

Keywords: 1187, senate, all

Bills: SB118, SB203, HB420, HB414, HB363, HB405, HB261, HB263, HB327, HB348, HB228, HB282, SB273, HB7, SB296, SB199, SB47, SB204, HB80, HB11, HB192

Keywords: bail, offenses, constitutional amendment, criminal justice, law enforcement, public safety, dental insurance, medical loss ratio, premium regulation, insurance commissioner, rebate, consumer protection, Baldwin County, local bill, education funding, school tax, privilege license tax, county tax revenue, municipal school board, Baldwin County Board of Education

Transcript Highlights:

• In fact, at the end of the proposal, when the licensed family childcare provider work was asked to rate
• <00:18:07.760> each provider work was asked to rate each provider work was asked to rate each
• Deviating even to innovate comes with risk.
• I'm also a four-star parent-rated licensed family child care professional, and I'm also a grandmother
• family child care pro um rated licensed family child care pro um professional<00:34:59.280> and

Keywords: 919, house, all

Summary: The presentation focused on Think Small’s recommendations for Minnesota child care licensing modernization, including a proposed three-tier system for early care and education: unregulated “trusted caregivers,” state-licensed health and safety programs, and “recognized” early care and education programs that would pursue board-approved quality pathways. Dr. Nicole Smarillo said the recommendations came from an extensive engagement process with providers and field experts, and emphasized that the goal is not deregulation but a right-sized system with clearer funding aligned to state expectations, a reduced and more health-and-safety-focused licensing framework, and a profession-led quality system with multiple pathways rather than a single rating model. A major recommendation was creating a Minnesota Board of Early Care and Education with real decision-making power, made up of providers, families, and experts. The board would set quality expectations, approve multiple recognition pathways, address professional qualifications, advise on funding and supports, and monitor policy impacts on child outcomes, supply, and workforce stability. Presenters said the current Parent Aware system would be replaced in this future model, and that programs would have a roadmap from health-and-safety licensing to a time-limited candidate status and then to recognized program status. Several providers testified in support of the framework. Shauna Maranovich said the process welcomed field voices and produced recommendations grounded in proximity expertise. Cindy Cunningham, a licensed family child care provider, said the proposal reflected provider feedback, supported a Minnesota-specific model, and would separate health and safety licensing from quality improvement while reducing fear-based enforcement. Maria Harms, a child care center operator, said current licensing is overly burdensome and that the board and multiple pathways would better reflect day-to-day practice and reduce silos across program types. Candace Yates of Child Care Aware of Minnesota supported aligning supports with quality pathways and said the system needs a shared floor for quality and more continuous, less fragmented support. No votes or formal committee actions were taken in the excerpt.

Transcript Highlights:

• This SCR 59 by Senator Barrow memorializes Congress to act to lower the insurance rates based on the
• Flood insurance rates should be cut in half based upon the construction of this project.
• to urge the Department of Health and commercial health insurance payors to increase reimbursement rates
• Reimbursement rates for behavioral health crisis centers. Ms. Freiberg. Thank you, Mr. Speaker.
• Who made the decision to deviate from first and last out? The Senate ultimately made the decision.

Bills: HB410, HR310, HR314, HR316, HR317, HR321, HR275, HR276, HR279, HR282, HR286, HR289, HR292, HR295, HR302, HR319, HR307, HR273, SCR59, SCR61, SCR62, SCR68, SCR69, SCR70, SCR54, SCR55, SCR64, SCR75, HCR32, HB776, HB42, HB119, HB159, HB302, HB1017, HB1028, SB217, SB283, HB953, SB208, HR74, HB998, HB901, HR20, HCR65, HCR71, HCR98, HB284, HB306, HB341, HB366, HB393, HB458, HB577, HB603, HB605, HB614, HB625, HB646, HB733, HB752, HB773, HB798, HB911, HB955, HB996, HB1035, HB1069, HB1113, HB1140, HB1180, HB1191, HB1240, HB1255, SB82, SB89, SB97, SB123, SB237, HB36, HB74, HB75, HB258, HB259, HB414, HB459, HB784, HB848, HB956, HB1095, HB1220, HB1252, SB469, SB479

Keywords: recording, privacy, notification, direct conversation, law enforcement, first responder, penalties, oil and gas, orphan wells, inactive wells, shut-in wells, marginal wells, plugging and abandonment, well decommissioning, site remediation, site restoration, Oilfield Site Restoration, OSR program, financial security, bonding

Transcript Highlights:

• This requirement would deviate from the overwhelming majority of states' approaches to AV regulation.

Keywords: 995, all

Summary: The Joint Committee on Transportation held a hybrid hearing on 46 bills covering bicycle and pedestrian safety, autonomous and specialty vehicles, street design, and related transportation issues. Chair Jim Arciero and Senate co-chair Brendan Crighton opened the hearing, noted that Senate Bill 2347 was postponed at the sponsor’s request, and explained the hearing procedures. No votes were taken during the hearing. A major portion of testimony focused on autonomous vehicles. Labor representatives from the AFL-CIO, Teamsters, Machinists, and app-based driver organizations opposed bills that would authorize fully autonomous vehicles, arguing they could displace workers, weaken bargaining power, increase congestion, and create safety and data-privacy risks. Waymo and Chamber of Progress supported legislation creating a framework for autonomous vehicles, saying the technology has strong safety results and could improve mobility and economic opportunity, but they opposed provisions requiring a human operator in the vehicle. Transportation and environmental advocates urged stronger oversight, local control, crash-data reporting, and privacy protections before deployment. Several bills on pedestrian and bicycle safety drew support from advocates and affected residents. Testimony backed measures to improve crosswalk timing for slower pedestrians, raise penalties for crosswalk violations, expand truck sideguard and safety-device requirements, and improve roadway marking reflectivity. AARP, MassBike, and other advocates emphasized the need to protect older adults, cyclists, and other vulnerable road users, while some speakers opposed bills expanding e-bike access to sidewalks and natural-surface trails, citing safety concerns. The committee also heard strong support for the Blue Envelope program for drivers with autism and developmental disabilities, with testimony from the Arc of Massachusetts, the Developmental Disabilities Council, families, and individuals describing how the program can reduce misunderstandings during traffic stops and crashes.

Transcript Highlights:

• hometown and of course in Senator King's hometown and I want to ask... add a little bit that will deviate

Bills: SB604, SB843, SB1636, SB2395, SB571, SB1224, SB1832, SB2392, SB747, SB2623, SB2624, SB2185

Keywords: bonds, education funding, Texas Permanent School Fund, financial transparency, speculative rating, school funding, deferred maintenance, tax revenue, education budget, school districts, education, finance, Texas Education Code, misconduct, child abuse, educators, investigation, criminal offense, education law, suspension

Transcript Highlights:

• higher reimbursement rates for human service providers will continue.
• ...preventing rollbacks or freezes to prior-year rates or adjustments.
• Yes, at the rate...
• than most other states, but the rate is abysmal.
• And so we saw our rate go up as high as 14% in federal fiscal year 24.

Keywords: 995, all

Summary: The hearing was a FY27 budget session on Health and Human Services held in Mattapan, hosted by the Joint Committee on Ways and Means. Opening remarks from Senator Lydia Edwards, Representative Brandy Fluker-Reed, Representative Russell Holmes, and Boston Public Library President David Leonard emphasized the significance of holding the first Ways and Means hearing in Mattapan, the importance of community access, and the role of libraries as human services institutions. Committee members and attendees introduced themselves before agency testimony began. MassAbility testified first, describing its mission to support people with disabilities through employment, independent living, and disability determination services. The agency highlighted federal funding uncertainty, a modest FY27 budget reduction, and a proposed reworking of its home care program, which it said is outdated and should better target those most in need. Members questioned the home care cut, staffing reductions, and federal coordination. MassAbility also shared a participant story about recovery and community support to illustrate the impact of its services. The Massachusetts Commission for the Deaf and Hard of Hearing then presented its FY27 request, focusing on interpreter and captioning access, workforce development, emergency communication, aging-related hearing loss, and transition services for deaf and hard-of-hearing youth. Members asked about interpreter shortages, after-hours emergency coverage, ASL education, and community training; the commission said it is expanding mentorship and referral systems but still faces staffing and vendor challenges. The Massachusetts Commission for the Blind followed with a $30.8 million request, describing services for nearly 9,000 consumers, peer support groups, vocational rehabilitation, and Turning 22 services, while noting federal funding uncertainty and a 7% budget cut. Members raised concerns about maintaining services with fewer resources, and the commissioner said the agency had trimmed overhead and could manage the proposal. The Office for Refugees and Immigrants closed the segment, outlining expanded legal, housing, workforce, citizenship, and financial literacy supports for immigrants and refugees, including Know Your Rights trainings, legal defense initiatives, and the Massachusetts Access to Counsel Initiative. Members discussed the effects of federal policy changes, the loss of refugee resettlement funding, and the need for state support to fill gaps. No votes were taken in the portion provided; the hearing consisted of agency presentations and committee questioning.

Transcript Highlights:

• of asthma, highest rates of heart disease, and highest cancer rates.
• But what if that person's heart rate is below 60?
• with individual market rate filing, which, because in 2027 the rates have already been or are about
• And so, therefore, the troubles we're in now with the 20% rate hike over the past year, the 50% rate
• I mentioned that our rates went up 50% over the last 10 years.

Keywords: 1146, all

Transcript Highlights:

• HB number 2712 by Darby relating to test years used for rate-making purposes by certain water and sewer
• HB 3157 by Darby, relating to interim rates charged by electric utilities during a rate suspension period
• charged by electric utilities during a rate suspension period miss Speaker members this simply bill
• Actually, they rate you very well as a big liberal. Congratulations, Mr. Liberal.
• that exceeds the district's voter-approval tax rate.

Summary: The House convened with a quorum present, heard an invocation and pledges, received Senate messages, and adopted several procedural motions allowing committees to meet during the session and postponing or scheduling certain committee hearings. Members also observed a memorial recognition for Wood County Deputy Sheriff Melissa Pollard, who died in the line of duty, and adopted a resolution honoring her service. The chamber then adopted House Resolution 897 recognizing May 6, 2025 as Golf Day in Texas and House Resolution 1063 recognizing Dallas Housing Coalition Advocacy Day; additional recognitions highlighted Mental Health Awareness Month and tardive dyskinesia awareness, The Woodlands’ 50th anniversary, Alzheimer’s advocacy, student athlete Gator Young, an intern in Rep. Leo-Wilson’s office, and educator Jessica Lopez. The House spent much of the day on third-reading consideration of a long calendar of bills. Among the measures passed were HB 24 on zoning protest procedures, HB 3800 creating a health care workforce advisory board, HB 42 on higher education appropriations, HB 129 restricting contracts with foreign adversary companies, HB 677 on county elections administrator political activity, HB 668 on license-to-carry renewal procedures, HB 2128 directing a rural firefighting study, HB 2038 expanding physician licensing options, HB 2316 on election result reporting, HB 3686 on retired peace officer ID cards, HB 2563 creating a prescribed burn manager self-insurance pool, HB 1160 increasing penalties for assaults on utility workers, HB 3883 on major events funding, HB 2788 protecting fraud-detection information, HB 2663 on inactive well plugging extensions, HB 3305 extending a county health provider participation program, HB 3474 on pension reporting, HB 1105 expanding tuition exemptions for certain paramedics, HB 3490 on closed meetings with internal auditors, HB 3597 on child care facility notice thresholds, HB 1295 on health literacy planning, HB 3512 on AI training for government employees, HB 3783 on court-ordered counseling, HB 2017 on intoxication manslaughter penalties, HB 3010 on rural disaster recovery, HB 3112 on cybersecurity-related public information and meetings, HB 4215 on delivery network companies, HB 3223 on construction claims limitation periods, HB 3464 on controlled substances in correctional facilities, HB 3120 on residential child detention facilities, HB 4214 on public information, HB 481 on trade secret sealing, HB 4783 on opioid antagonist program reporting, HB 4063 on unilateral memoranda of contract, HB 2783 on county employee deferred compensation, HB 5085 on seed banks, HB 2510 on assisted living facility operations, HB 3426 on digital driver’s licenses, HB 4361 on emergency notifications at higher education institutions, HB 1169 on oil and gas infrastructure protection, HB 2516 on Medicare supplement eligibility for Texans under 65, HB 3560 on hospital staff background checks, HB 3860 on occupational licenses for inmates, HB 3146 on SOAH hearings, HB 184 on loan repayment for border prosecution attorneys, HB 198 on firefighter cancer screenings, HB 247 on border security infrastructure taxation, HB 367 on excused absences for students with severe illnesses, HB 449 on deepfake sexually explicit images, HB 1778 on human trafficking and related offenses, HB 514 on maternal health workforce outreach, HB 632 on pharmacy regulation, HB 2582 on victim parole information, HB 766 on precinct chair ballot applications, HB 2715 on suspension/removal of officials, HB 2712 on water and sewer utility test years, HB 3069 on transmission projects, HB 3505 on health provider participation districts, HB 1269 on plant disease and pest prevention grants, HB 4224 on access to health care records, HB 5032 on historical documents in the Capitol complex, HB 2240 on void marriages, HB 5180 on diploma designation, HB 3348 on health provider participation programs, HB 4668 on PUC authority to retain assistance, HB 4665 on child care training providers, HB 3395 on beneficiary designation for manufactured homes, HB 3157 on interim electric utility rates, HB 4395 on electronic submission of public securities records, HB 4325 on bribery civil penalties, HB 4386 on annuity replacement transactions, HB 4273 on Medicaid fraud-related unlawful acts, HB 2760 on judicial review of unemployment decisions, HB 2820 on charitable bingo operating capital, HB 1828 on legislative leave for correctional officers, and a series of Senate bills including SB 2349, SB 1268, SB 610, SB 1577, SB 1369, SB 2032, SB 1057, SB 1044, SB 922, SB 1759, SB 1143, SB 1506, SB 1403, SB 2361, SB 870, SB 372, and SB 72. Several bills drew debate or amendments, including HB 24, where a germane point of order was sustained against an amendment, and HB 198, HB 3348, and SB 2361, which were amended before passage. Most measures passed by wide margins, though some drew notable opposition, including HB 3883, HB 514, HB 1295, HB 184, SB 1143, and others. The House also postponed further consideration of HB 4700 until the end of the day and HB 24 until 1 p.m., and it granted permission for committees to meet during the House session and for the Calendars Committee to meet that morning.

Transcript Highlights:

• um has forced the Fed to increase rates um has forced the Fed to increase rates despite<00:12:57.760
• Cuz I don't see that. still see growth but the growth rate still see growth but the growth rate will<
• >> hotel rates are basically flat. >> hotel rates are basically flat.
• The long rates went up, right? And you can have mortgage rates going in opposite directions."
• , the rate.

Keywords: 912, senate, all

Transcript Highlights:

• The major complication rate is less than half a percent, and the mortality rate is 0.6 per 100,000 procedures
• For comparison, the mortality rate for a colonoscopy is approximately 3 per 100,000 procedures, five
• Saved 154 million lives globally since 1974, comparable to a rate of six lives every minute.
• In addition, by calculating rates for grades, no individual student can be identified.
• The vaccine effectiveness depends on maintaining high vaccine rates.

Keywords: 987, senate, all

Bills: SB3123, HB1853, HB1961, HB1965, HB1962, HB1959, HB2505, HB2576, HB1801, HB1804, HB1864, HB2319, HB2314, HB2115, HB1854, HB2062, HB1511, HB1535, HB2614, HB2282, HB1870, HB1695, HB1626, HB1643, HB1972, HB1550, HB1974, HB1966, HB1973, HB2545, HB1946, HB1939, HB1721, HB1741, HB1700

Keywords: conditional gifts, private education, scholarships, donor conditions, Hawaii education law, HB1853, dementia, Alzheimer's disease, cognitive impairment, memory care, memory clinic, Hanai Memory Network, Executive Office on Aging, aging services, kupuna, caregiver support, long-term care, elder care, geriatrics, public health

Bills: SB3123, HB1853, HB1961, HB1965, HB1962, HB1959, HB2505, HB2576, HB1801, HB1804, HB1864, HB2319, HB2314, HB2115, HB1854, HB2062, HB1511, HB1535, HB2614, HB2282, HB1870, HB1695, HB1626, HB1643, HB1972, HB1550, HB1974, HB1966, HB1973, HB2545, HB1946, HB1939, HB1721, HB1741, HB1700

Keywords: conditional gifts, private education, scholarships, donor conditions, Hawaii education law, HB1853, dementia, Alzheimer's disease, cognitive impairment, memory care, memory clinic, Hanai Memory Network, Executive Office on Aging, aging services, kupuna, caregiver support, long-term care, elder care, geriatrics, public health

Transcript Highlights:

• We should be actually addressing the root causes of why the truancy rates and absenteeism is higher now
• We should be actually addressing the root causes of why the truancy rates and absenteeism is higher now
• But the actual stop rate is truly disproportionately done for Black and Brown.
• Great bodily injury is anything from a soft tissue injury to even a deviated septum; there's a case.
• evidence of differing rates of criminalized behavior.

Summary: The committee heard several public safety measures, beginning with housekeeping items and the adoption of a four-bill consent calendar. Bills on the consent calendar included AB 476 on metal theft, AB 619 on California Conservation Corps training for formerly incarcerated people, AB 1192 on child abuse or neglect reporting, and AB 1239 on human trafficking data. Several bills were pulled by the authors before hearing, and the committee also announced that AB 379 would be heard with a file notice waiver and AB 63 would be for testimony only. The most extensive discussion was on AB 366, which would require ignition interlock devices for anyone convicted of DUI. The author, Senator Archuleta, and a MADD representative gave emotional testimony about family members killed by drunk drivers and argued the bill would save lives. Support came from law enforcement, fire, medical, auto club, and safety groups. Opposition from public defenders and criminal justice advocates focused on loss of judicial discretion, costs for low-income drivers, and concerns about vendor oversight and effectiveness. The committee voted to pass AB 366 as amended to Appropriations. The committee also heard AB 1380, which would create a permanent pathway into firefighting careers for formerly incarcerated people who served on Cal Fire hand crews. The author and supporters said the bill would recognize service, improve reentry, and reduce recidivism; a fire labor group withdrew its opposition after amendments were discussed. The measure passed to Appropriations, though it remained on call pending one additional vote. AB 461, which would remove criminal penalties for parents of truant K-8 students and replace them with supportive responses, drew broad support from education and justice advocates but no opposition testimony; it was also passed to Appropriations and left on call pending one more vote. ACR 60, recognizing the Downey Police Department’s special-needs communication program for interactions with people with disabilities or sensory challenges, was adopted unanimously. The committee then heard AB 746 on creating an inmate cooperative program and a green reentry reserve for incarcerated workers. Supporters said it would build job skills, dignity, and reentry success; there was no opposition testimony. The bill passed to Appropriations and was left on call pending votes. Finally, AB 379 on human trafficking drew strong support from survivor advocates, law enforcement, and local officials for creating a survivor services fund and targeting buyers, but also strong opposition from survivors and civil liberties groups who warned it would criminalize vulnerable people and revive harmful loitering enforcement. The committee discussion continued with members weighing survivor support, public safety tools, and concerns about the bill’s amendments and scope.

Transcript Highlights:

• The highest rate of growth was in states that had restricted practice.
• C-section rates dropped by 40% in midwife-led care for mothers.
• What is the C-section rate for Texas? I don’t know.
• Our maternal mortality rate is among... ...the worst in the country.
• As mentioned before, on average, it's an 84% in-state answer rate.

Bills: HB46, HB35, HB4490, HB4454, HB2188, HB3078, HB4743, HB2556, HB46, HB5342, HB4783, HB3785, HB5278, HB1639, HB2581, HB4224, HB4070, HB4099, HB4882, HB3794

Keywords: local government spending cap, expenditure limit, political subdivision, property tax, ad valorem tax, budget cap, taxpayer protection, spending restraint, inflation adjustment, population growth, voter approval, supermajority vote, county budget, municipal budget, school district finance, junior college district, hospital district, special district, attorney general enforcement, local fiscal limits

Transcript Highlights:

• The high rate of Medicaid patients makes the hospital especially vulnerable to Medicaid changes that
• The high rate of peer health systems.
• enhanced Medicaid rate in the hospital's<00:14:47.360> best<00:14:47.880> payer.
• > and HHS's uncompensated care rates and HHS's uncompensated care rates and trends<00:15:45.520
• At this rate, we could lose about 36% of our internists by the end of the year.