Video & Transcript : 'multilateral lending' :

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MN

Minnesota 2025-2026 Regular Session

Committee on Commerce and Consumer Protection - 03/03/26

Commerce and Consumer Protection

Transcript Highlights:
  • Slick sales, predatory lending, and sick puppy sales cost Floridians the tune of $25 million in just
  • Slick sales, predatory lending, and sick puppy sales cost Floridians the tune of $25 million in just
  • Slick sales, predatory lending, and sick puppy sales cost Floridians the tune of $25 million in just
  • Slick sales, predatory lending, and sick puppy sales cost Floridians the tune of $25 million in just
  • Slick sales, predatory lending, and sick puppy sales cost Floridians the tune of $25 million in just
MN

Minnesota 2025-2026 Regular Session

House Workforce, Labor, and Economic Development Finance and Policy Committee 3/26/25

Workforce, Labor, and Economic Development Finance and Policy

Transcript Highlights:
  • that we would leverage multiple<01:47:59.560><c> times</c><01:47:59.920><c> to</c><01:48:00.040><c> lend
  • </c><01:48:00.280><c> out</c><01:48:00.480><c> to</c> multiple times to lend out to multiple times to
  • lend out to communities<01:48:01.920><c> uh</c><01:48:02.080><c> in</c><01:48:02.320><c> our</c><01:
  • To do that work, we need capital to lend out.
  • To do that work, we need capital to lend out.
LA

Louisiana 2026 Regular Session

Appropriations Mar 30th, 2026

Appropriations

Transcript Highlights:
  • may be a statutory prohibition, or perhaps the purposes being defined differently is what does not lend
Summary: The House Committee on Appropriations met on March 30, 2026, and first approved House Bill 27, a constitutional amendment by Rep. McMakin that would let non-recurring state monies be used to pay down state retirement system unfunded accrued liabilities without being limited to the oldest debt. McMakin said the change would allow the state to choose the most actuarially beneficial debt to retire. The committee also favorably reported House Bill 755 by Chairman Turner, which creates indefinite delivery/indefinite quantity professional services contracting for design work tied to deferred maintenance projects, and House Bill 308 by Rep. Bayham, which requires cash acceptance at certain state-owned stadium facilities unless a cash-conversion kiosk is available. The committee then approved House Bill 311 by Rep. Kerner, which increases the dedication of insurance premium assessment revenue to the municipal fire and police civil service operating fund. Kerner said the Office of State Examiners now serves far more jurisdictions than when it was created and needs more funding to keep up with technology and workload. House Bill 417 by Rep. Zeringue was also reported favorably; it raises the cap on the hazardous waste site cleanup fund from $6 million to $8 million so DEQ can keep more dedicated revenue available for cleanup contracts instead of having excess amounts flow into the Environmental Trust Fund. Members questioned DEQ about the end of the Waste Tire Task Force and about how cleanup and tire-program stakeholder input would continue, but the bill itself was advanced. House Bill 980 by Rep. Zeringue, which would expand and alter the membership of the Fireman Supplemental Pay Board, was favorably reported after discussion about ensuring board members are tied to supplemental pay and about possible further changes on the floor. House Bill 575 by Rep. Carver, which gives youth in extended foster care priority to buy surplus state vehicles, was also approved after Carver described the transportation barriers facing former foster youth; an amendment that would have moved them from first to second priority was withdrawn after committee concern. The committee then favorably reported House Bill 290 to reauthorize the Department of Treasury through July 1, 2031, and House Bill 382, which shifts review of certain matters from an oversight committee to the Joint Legislative Committee on the Budget to avoid a duplicative approval process. Several bills were adopted without objection, and the meeting adjourned after the final motions.
MO

Missouri 2026 Regular Session

Insurance Mar 2nd, 2026

Insurance and Banking

Transcript Highlights:
  • with the Missouri State Medical Association, a large trade association of physicians, want to just lend
Summary: The Insurance Committee first established a quorum and then went into executive session, where it voted House Bill 1615 and House Bill 2071 “do pass” with 11 ayes and no opposition on each bill, with one member present on the roll call. After returning to public session, the committee opened a hearing on House Bill 1647, sponsored by Representative Overcast, which was described as a fairness measure intended to prevent double recovery when insurance payments have already satisfied part of a claim. The sponsor and supporters said the bill was aimed at property damage claims and intercompany arbitration between insurers, though several members questioned whether the bill’s language was actually limited to property damage or instead reached broader collateral source issues and evidence rules. Committee members, especially Representatives Butts, Zimmerman, and Castile, pressed the sponsor on how the bill would work in practice, whether it would reduce a plaintiff’s recovery or instead affect insurer subrogation rights, and why arbitration was being addressed in an evidentiary statute. Supporters from the Missouri Insurance Coalition and other industry groups said the bill would clarify offset rules, preserve voluntary insurer-to-insurer arbitration, and prevent inconsistent court treatment of prior payments. Opponents, including attorney Blake Heath, argued the bill was drafted too broadly, did not stay confined to property damage, and was placed in the wrong statutory section because these issues are usually handled through insurer subrogation rather than in a lawsuit by the injured party. Additional support came from the Missouri State Medical Association, Associated Industries of Missouri, and the National Association of Mutual Insurance Companies, though some supporters also acknowledged the bill might need narrowing if the intent was property damage only. No vote was taken on House Bill 1647 during the hearing, and the committee adjourned after testimony concluded.
WA

Washington 2025-2026 Regular Session

House Housing Feb 18th, 2026 at 10:30 am

Housing

Transcript Highlights:
  • It really lends moral support to other efforts nationally to harmonize these codes.
Committee: House Housing
WA

Washington 2025-2026 Regular Session

House Housing Feb 18th, 2026

Transcript Highlights:
  • It really lends moral support to other efforts nationally to harmonize these codes.
Summary: The committee heard three housing-related bills. SB 5937 would regulate smart access systems in rental housing by requiring landlords, on tenant request, to provide non-biometric and non-app-based alternatives such as physical keys, key fobs, or key cards, and by adding privacy-policy and data-minimization requirements for smart access systems. The bill’s sponsor and a tenant testified in support, describing concerns about app-based entry systems tracking movement and collecting personal data. The Washington Multifamily Housing Association testified neutral, saying the bill had been improved through stakeholder work and amendments that allowed privacy-policy links and delayed implementation until January 1, 2027. The hearing on the bill was closed with no vote taken. The committee then heard ESSB 5156, which directs the State Building Code Council to allow smaller elevators in apartment buildings up to six stories and 24 units and creates a technical advisory group to review certain elevator safety requirements. The sponsor and several supporters argued the bill would reduce elevator costs, improve feasibility for small multifamily and middle-housing projects, and increase accessibility and age-friendly housing. The National Elevator Industry opposed the bill’s harmonization language in Section 2, paragraph 2, warning it could create ambiguity, multiple standards, and litigation, but said it would be neutral if that language were removed. Other industry and housing advocates supported the measure as a way to lower costs and expand housing supply. No action was taken during the hearing. Finally, the committee heard SB 6237, which would require landlords to disclose flood risk information to tenants for leases entered into after December 31, 2026. The disclosure would note whether a property may be in a flood hazard area, where tenants can find county flood information, and that the landlord’s insurance does not cover tenants’ belongings. The Washington Multifamily Housing Association testified neutral, saying the bill had been narrowed to a more manageable disclosure and that removing a requirement to recommend flood insurance addressed concerns about landlords acting as insurance advisers. The hearing concluded without a vote, and the chair announced the committee would meet again the next day.
NV
Transcript Highlights:
  • The additional locations would allow brewpubs to expand our footprint and allow us to invest in and lend
MN

Minnesota 2025-2026 Regular Session

Commerce Committee Meeting - 2025-03-27

Commerce Finance and Policy

Transcript Highlights:
  • Chair, this is nothing but a protection for those people so we don't have predatory lending here.
Bills: HF2601 , HF2607 , HF2027 , HF2608
TX
Transcript Highlights:
  • So we have physicians interested in all of these stages, and I think that could lend a new meaning. .
Bills: SB 25 , SB25 , SB314
FL

Florida 2025 Regular Session

Children, Families, and Elder Affairs Feb 4th, 2025

Children, Families, and Elder Affairs

Transcript Highlights:
  • slide, we just wanted to illustrate that every project's different, but this particular project does lend
Summary: The Committee on Children, Families, and Elder Affairs received a Department of Children and Families update from CIO Cole Sousa on three major technology modernization efforts: ACCESS, CWIS, and FASMS. For ACCESS, he described the six-year, $205 million project to replace the aging eligibility system used for SNAP, TANF, and Medicaid applications, noting completed releases such as the MyACCESS portal, document management, partner portal, workload management, and client registration modules. He said the system now supports mobile applications, multi-factor authentication, and bot detection, and that the next budget request is $36.625 million to continue moving workers off the mainframe, modernize notices, and complete more worker-portal functions. Members asked about performance data, interoperability with other systems, and the relationship to the FX project and APD; Sousa said API-based real-time exchanges are the goal and that current average case processing time is about 30 days, though he would provide a more exact figure later. The committee then heard about CWIS, a four-year, $75 million child welfare modernization project. Sousa said phase one is complete, including hotline intake, investigations, mandatory reporter, youth, parent, and mobile portals, along with mobile field tools, e-signatures, and customizable dashboards. Current work is focused on case management, assessment and safety planning, licensure, and placement modules, with collaboration from community-based care providers through advisory sessions. For the next fiscal year, DCF is requesting $28 million and expects to finish development by summer and launch in September, while continuing change management and training. Senators pressed on interoperability with ACCESS, FX, and FASMS, the use of a single unique identifier, and whether CBCs would be required to use the statewide system; Sousa said the department’s goal is one statewide system, with licensing costs absorbed by the state and no plan for dual systems after go-live. Finally, Sousa gave a brief update on FASMS, the financial and services accountability system used by managing entities. He said it remains in maintenance mode while DCF prioritizes ACCESS and CWIS, and that modernization of FASMS is still being planned with partner agencies. He estimated current maintenance costs at about $1.3 million and suggested a future modernization could cost roughly $5 million to $7 million, though no firm timeline has been set. The committee expressed support for using data and interoperable systems to improve decision-making, and the meeting adjourned without any votes or formal actions beyond adjournment.
MN

Minnesota 2025-2026 Regular Session

House Agriculture Finance and Policy Committee 4/8/26

Agriculture Finance and Policy

Transcript Highlights:
  • Everything from lending practices to sensing when a client might need referral to one of the mental health
  • Everything from lending practices to sensing when a client might need referral to one of the mental health
  • Everything from lending practices to sensing when a client might need referral to one of the mental health
  • Everything from lending practices to sensing when a client might need referral to one of the mental health
  • :00.639><c> kind</c><01:33:00.800><c> of</c> I could, I had a question, and it kind of relates to lending
Bills: HF2103 , HF4508
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 4/7/26

Commerce Finance and Policy

Transcript Highlights:
  • If I buy a digital book, can I lend it to a friend? Can I share that?
  • Clarification: If I buy a digital book, can I lend it to a friend? Can I share that?
  • In some cases, you can lend a digital book to a patron or, sorry, not to a patron, to someone in your
  • life, and you then don't have access to it while you are lending it, and then it comes back to your
  • So, legally as a private citizen, I can have a collection of a thousand books and decide to lend it to
Bills: HF4456 , HF4544 , HF3698
HI

Hawaii 2026 Regular Session

EDT Public Hearing 03-31-2026

Economic Development and Tourism

Transcript Highlights:
  • And what is your sense of the Advisory Board and what you lend to HTA? No, uh, it's been amazing.
  • My hope is that maybe you can lend something to this: what more can we do at the convention center to
  • :47:14.880><c> can</c> My hope is that and and maybe you can My hope is that and and maybe you can lend
  • 47:16.280><c> is</c><00:47:16.400><c> that</c><00:47:16.920><c> what</c><00:47:17.240><c> more</c> lend
  • something to this is that what more lend something to this is that what more can<00:47:17.920><c> we
Summary: The Senate Committee on Economic Development and Tourism heard several governor’s message nominations to the Hawaii Tourism Authority’s advisory board. The first nominee, Daniel O’Leary, received strong support from HTA leadership and Deputy Director James Kunane Tokioka, who praised his visitor-industry knowledge and work on brand marketing and tourism planning. O’Leary said he hoped to contribute his experience and strengthen the organization’s integrity. Joel Guy was also supported by HTA, Tokioka, and several community testifiers, who highlighted his long work in Hana, his film-industry background, and his role in community-focused tourism planning. During questioning, Guy said the advisory board should still have influence, especially on strategic planning and community concerns, even though its role is advisory rather than decision-making. The committee then considered Linda Wong’s nomination. HTA and Tokioka strongly supported her, citing her long community experience and familiarity with HTA work. Wong said the new advisory board was collaborative, had no conflicts so far, and was trying to balance resident concerns with attracting higher-value tourists. Senator Kim questioned her about the advisory structure, and Wong said she believed the Legislature had reduced HTA’s authority because of past conflicts but that the new board could help turn things around and possibly regain more authority in the future. The committee also heard testimony on Kimberly Algos and Terry Fisher. Algos was described by HTA and Tokioka as a strong leader and solid board member; Tokioka explained that she and another co-chair were selected because of their busy schedules and that the advisory board’s committees were created so members could contribute beyond the single statutory duty of selecting the chair, president, and CEO. Fisher was supported for his tour-operator experience and strategic planning work. In questioning, he endorsed performance-based contracting and accountability for contractors, while acknowledging that external events can affect results. He also said the convention center is critical infrastructure that should be repaired and used to help fill tourism lulls and attract major conferences. The hearing included supportive testimony from industry representatives, but no votes or final actions were taken in the portion provided.
MN

Minnesota 2025-2026 Regular Session

Committee on Education Policy - 03/23/26

Education Policy

Transcript Highlights:
  • This language simply clarifies the terms under which Minnesota libraries may license and lend ebooks,
  • This language simply clarifies the terms under which Minnesota libraries may license and lend ebooks,
  • c><01:20:03.960><c> may</c><01:20:04.120><c> license</c><01:20:04.680><c> and</c><01:20:04.840><c> lend
  • </c> Minnesota libraries may license and lend Minnesota libraries may license and lend ebooks,<01:20:
MN

Minnesota 2025-2026 Regular Session

Committee on Human Services - 01/29/26

Human Services

Transcript Highlights:
  • Um, and the financial institution that I've been with for 20 years wouldn't lend to me, you know.
  • They weren't lending any money, you know.
  • They didn't<01:32:10.000><c> they</c><01:32:10.239><c> weren't</c><01:32:10.800><c> lending</c><01:32
  • :11.280><c> any</c><01:32:11.520><c> money,</c> didn't they weren't lending any money, didn't they weren't
  • lending any money, you<01:32:12.480><c> know.
NH

New Hampshire 2026 Regular Session

Senate Finance (01/13/2026)

Finance

Transcript Highlights:
  • about which rules they should follow, and I didn't know whether the department would be able to help lend
  • about which rules they should follow, and I didn't know whether the department would be able to help lend
  • would be<01:49:42.159><c> able</c><01:49:42.320><c> to</c><01:49:42.480><c> help</c><01:49:42.880><c> lend
  • /c><01:49:43.679><c> clarity</c><01:49:44.239><c> to</c><01:49:44.560><c> them</c> be able to help lend
  • any clarity to them be able to help lend any clarity to them because<01:49:45.360><c> it</c><01:49:45.679
Committee: Senate Finance
MN

Minnesota 2025-2026 Regular Session

Committee on Capital Investment - 01/21/25

Capital Investment

Transcript Highlights:
  • I'll now turn it over to Meredith, who will discuss what goes into the report card, lending important
  • volunteer committee preparing each national report card, reviews each state report card, and that review lends
  • reviews each state report card and that reviews each state report card and that review<01:38:11.119><c> lends
  • > expertise</c><01:38:12.199><c> of</c><01:38:12.360><c> more</c><01:38:12.599><c> than</c> review lends
  • the expertise of more than review lends the expertise of more than 50<01:38:13.159><c> civil</c><01:
MN

Minnesota 2025-2026 Regular Session

Committee on Housing and Homelessness Prevention - 04/09/26

Housing and Homelessness Prevention

Transcript Highlights:
  • In 2023, we created a loan fund to provide mission-driven lending solutions to our partner cooperatives
  • We've been able to leverage the $9 million in lending capital from the state appropriation with an additional
  • These are all things that don't always come easy in communities, but lend themselves to a thriving and